Home > First Southern Bank > Income and Expense
First Southern Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 2,469 |
| Total interest expense | $472,000 | 2,745 |
| Net interest income | $4,401,000 | 2,414 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $457,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $115,000 | 3,703 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $342,000 | 2,855 |
| Total noninterest expense | $3,183,000 | 2,834 |
| Salaries and employee benefits | $1,814,000 | 2,719 |
| Premises and equipment expense | $371,000 | 2,858 |
| Additional noninterest expense | $998,000 | 2,896 |
| Pre-tax net operating income | $1,675,000 | 2,085 |
| Securities gains (losses) | $20,000 | 1,654 |
| Applicable income taxes | $509,000 | 1,528 |
| Income before extraordinary items | $1,186,000 | 2,360 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,186,000 | 2,364 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,186,000 | 2,364 |
| Net charge-offs | $84,000 | 2,359 |
| Cash dividends | $1,592,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,172,000 | 2,329 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 2,454 |
| Total interest expense | $245,000 | 2,715 |
| Net interest income | $2,202,000 | 2,393 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $218,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $58,000 | 3,686 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $160,000 | 2,877 |
| Total noninterest expense | $1,638,000 | 2,776 |
| Salaries and employee benefits | $909,000 | 2,731 |
| Premises and equipment expense | $203,000 | 2,730 |
| Additional noninterest expense | $526,000 | 2,772 |
| Pre-tax net operating income | $782,000 | 2,125 |
| Securities gains (losses) | $20,000 | 956 |
| Applicable income taxes | $240,000 | 1,545 |
| Income before extraordinary items | $562,000 | 2,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $562,000 | 2,377 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $562,000 | 2,378 |
| Net charge-offs | $-20,000 | 6,041 |
| Cash dividends | $1,592,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $548,000 | 2,374 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,986,000 | 2,431 |
| Total interest expense | $1,144,000 | 2,665 |
| Net interest income | $8,842,000 | 2,380 |
| Provision for loan and lease losses | $683,000 | 1,503 |
| Total noninterest income | $1,208,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $279,000 | 3,481 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $929,000 | 2,470 |
| Total noninterest expense | $6,198,000 | 2,906 |
| Salaries and employee benefits | $3,304,000 | 2,915 |
| Premises and equipment expense | $707,000 | 2,945 |
| Additional noninterest expense | $2,187,000 | 2,788 |
| Pre-tax net operating income | $3,169,000 | 2,085 |
| Securities gains (losses) | $93,000 | 1,377 |
| Applicable income taxes | $979,000 | 1,484 |
| Income before extraordinary items | $2,283,000 | 2,347 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,283,000 | 2,351 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,283,000 | 2,350 |
| Net charge-offs | $508,000 | 2,000 |
| Cash dividends | $1,024,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,217,900 | 2,355 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,473,000 | 2,452 |
| Total interest expense | $875,000 | 2,702 |
| Net interest income | $6,598,000 | 2,396 |
| Provision for loan and lease losses | $683,000 | 1,207 |
| Total noninterest income | $962,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $204,000 | 3,553 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $758,000 | 2,410 |
| Total noninterest expense | $4,473,000 | 3,003 |
| Salaries and employee benefits | $2,442,000 | 2,963 |
| Premises and equipment expense | $491,000 | 3,135 |
| Additional noninterest expense | $1,540,000 | 2,919 |
| Pre-tax net operating income | $2,404,000 | 2,133 |
| Securities gains (losses) | $93,000 | 1,273 |
| Applicable income taxes | $749,000 | 1,515 |
| Income before extraordinary items | $1,748,000 | 2,359 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,748,000 | 2,364 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,748,000 | 2,364 |
| Net charge-offs | $396,000 | 1,829 |
| Cash dividends | $150,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,682,900 | 2,360 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 2,428 |
| Total interest expense | $593,000 | 2,725 |
| Net interest income | $4,409,000 | 2,376 |
| Provision for loan and lease losses | $533,000 | 1,102 |
| Total noninterest income | $676,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $130,000 | 3,609 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $546,000 | 2,359 |
| Total noninterest expense | $2,883,000 | 3,086 |
| Salaries and employee benefits | $1,636,000 | 2,967 |
| Premises and equipment expense | $296,000 | 3,386 |
| Additional noninterest expense | $951,000 | 3,076 |
| Pre-tax net operating income | $1,669,000 | 2,008 |
| Securities gains (losses) | $93,000 | 1,156 |
| Applicable income taxes | $529,000 | 1,458 |
| Income before extraordinary items | $1,233,000 | 2,259 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,233,000 | 2,268 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,233,000 | 2,266 |
| Net charge-offs | $335,000 | 1,589 |
| Cash dividends | $150,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,167,900 | 2,259 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 2,442 |
| Total interest expense | $302,000 | 2,761 |
| Net interest income | $2,209,000 | 2,372 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $354,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $63,000 | 3,667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $291,000 | 2,264 |
| Total noninterest expense | $1,290,000 | 3,368 |
| Salaries and employee benefits | $823,000 | 2,985 |
| Premises and equipment expense | $164,000 | 3,184 |
| Additional noninterest expense | $303,000 | 4,190 |
| Pre-tax net operating income | $973,000 | 1,761 |
| Securities gains (losses) | $93,000 | 703 |
| Applicable income taxes | $311,000 | 1,287 |
| Income before extraordinary items | $755,000 | 1,885 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $755,000 | 1,887 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $755,000 | 1,887 |
| Net charge-offs | $224,000 | 1,267 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $688,970 | 1,941 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,678,000 | 2,413 |
| Total interest expense | $1,451,000 | 2,799 |
| Net interest income | $9,227,000 | 2,329 |
| Provision for loan and lease losses | $1,250,000 | 1,508 |
| Total noninterest income | $1,099,000 | 3,099 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $289,000 | 3,555 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $810,000 | 2,669 |
| Total noninterest expense | $6,475,000 | 2,858 |
| Salaries and employee benefits | $3,142,000 | 3,030 |
| Premises and equipment expense | $672,000 | 3,114 |
| Additional noninterest expense | $2,661,000 | 2,432 |
| Pre-tax net operating income | $2,601,000 | 2,338 |
| Securities gains (losses) | $801,000 | 651 |
| Applicable income taxes | $1,003,000 | 1,467 |
| Income before extraordinary items | $2,399,000 | 2,253 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,399,000 | 2,253 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,399,000 | 2,255 |
| Net charge-offs | $1,155,000 | 1,671 |
| Cash dividends | $1,340,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,830,290 | 2,633 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 2,438 |
| Total interest expense | $1,131,000 | 2,806 |
| Net interest income | $6,944,000 | 2,357 |
| Provision for loan and lease losses | $1,050,000 | 1,390 |
| Total noninterest income | $922,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $220,000 | 3,565 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $702,000 | 2,462 |
| Total noninterest expense | $4,961,000 | 2,813 |
| Salaries and employee benefits | $2,443,000 | 2,972 |
| Premises and equipment expense | $504,000 | 3,147 |
| Additional noninterest expense | $2,014,000 | 2,405 |
| Pre-tax net operating income | $1,855,000 | 2,492 |
| Securities gains (losses) | $700,000 | 578 |
| Applicable income taxes | $819,000 | 1,423 |
| Income before extraordinary items | $1,736,000 | 2,376 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,736,000 | 2,377 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,736,000 | 2,377 |
| Net charge-offs | $646,000 | 1,904 |
| Cash dividends | $401,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,260,000 | 2,823 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,406,000 | 2,443 |
| Total interest expense | $785,000 | 2,817 |
| Net interest income | $4,621,000 | 2,359 |
| Provision for loan and lease losses | $750,000 | 1,348 |
| Total noninterest income | $689,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $142,000 | 3,620 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $547,000 | 2,222 |
| Total noninterest expense | $3,337,000 | 2,788 |
| Salaries and employee benefits | $1,634,000 | 2,973 |
| Premises and equipment expense | $330,000 | 3,199 |
| Additional noninterest expense | $1,373,000 | 2,363 |
| Pre-tax net operating income | $1,223,000 | 2,490 |
| Securities gains (losses) | $542,000 | 499 |
| Applicable income taxes | $560,000 | 1,382 |
| Income before extraordinary items | $1,205,000 | 2,264 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,205,000 | 2,264 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,205,000 | 2,264 |
| Net charge-offs | $626,000 | 1,564 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $836,440 | 2,803 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 2,463 |
| Total interest expense | $412,000 | 2,808 |
| Net interest income | $2,306,000 | 2,380 |
| Provision for loan and lease losses | $400,000 | 1,246 |
| Total noninterest income | $331,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $70,000 | 3,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $261,000 | 2,280 |
| Total noninterest expense | $1,633,000 | 2,841 |
| Salaries and employee benefits | $820,000 | 2,976 |
| Premises and equipment expense | $164,000 | 3,233 |
| Additional noninterest expense | $649,000 | 2,466 |
| Pre-tax net operating income | $604,000 | 2,513 |
| Securities gains (losses) | $390,000 | 346 |
| Applicable income taxes | $291,000 | 1,330 |
| Income before extraordinary items | $703,000 | 2,004 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $703,000 | 2,005 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $703,000 | 2,006 |
| Net charge-offs | $386,000 | 1,272 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $426,100 | 2,778 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,546,000 | 2,424 |
| Total interest expense | $2,047,000 | 2,733 |
| Net interest income | $9,499,000 | 2,296 |
| Provision for loan and lease losses | $1,675,000 | 1,762 |
| Total noninterest income | $809,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $263,000 | 3,858 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $546,000 | 2,993 |
| Total noninterest expense | $5,909,000 | 3,100 |
| Salaries and employee benefits | $2,932,000 | 3,177 |
| Premises and equipment expense | $683,000 | 3,256 |
| Additional noninterest expense | $2,294,000 | 2,776 |
| Pre-tax net operating income | $2,724,000 | 2,000 |
| Securities gains (losses) | $11,000 | 3,300 |
| Applicable income taxes | $798,000 | 1,560 |
| Income before extraordinary items | $1,937,000 | 2,315 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,937,000 | 2,316 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,937,000 | 2,316 |
| Net charge-offs | $2,401,000 | 1,398 |
| Cash dividends | $150,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,929,190 | 2,243 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,747,000 | 2,421 |
| Total interest expense | $1,576,000 | 2,766 |
| Net interest income | $7,171,000 | 2,295 |
| Provision for loan and lease losses | $1,375,000 | 1,593 |
| Total noninterest income | $586,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $189,000 | 3,957 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $397,000 | 3,054 |
| Total noninterest expense | $4,471,000 | 3,077 |
| Salaries and employee benefits | $2,380,000 | 2,975 |
| Premises and equipment expense | $519,000 | 3,270 |
| Additional noninterest expense | $1,572,000 | 3,019 |
| Pre-tax net operating income | $1,911,000 | 2,156 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $497,000 | 1,746 |
| Income before extraordinary items | $1,414,000 | 2,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,414,000 | 2,442 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,414,000 | 2,442 |
| Net charge-offs | $2,111,000 | 1,173 |
| Cash dividends | $150,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,414,000 | 2,335 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,880,000 | 2,417 |
| Total interest expense | $1,077,000 | 2,796 |
| Net interest income | $4,803,000 | 2,284 |
| Provision for loan and lease losses | $800,000 | 1,713 |
| Total noninterest income | $303,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $116,000 | 4,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $187,000 | 3,605 |
| Total noninterest expense | $2,913,000 | 3,174 |
| Salaries and employee benefits | $1,582,000 | 3,004 |
| Premises and equipment expense | $325,000 | 3,451 |
| Additional noninterest expense | $1,006,000 | 3,194 |
| Pre-tax net operating income | $1,393,000 | 2,003 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $382,000 | 1,564 |
| Income before extraordinary items | $1,011,000 | 2,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,011,000 | 2,250 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,011,000 | 2,250 |
| Net charge-offs | $1,963,000 | 934 |
| Cash dividends | $100,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,011,000 | 2,175 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 2,403 |
| Total interest expense | $554,000 | 2,815 |
| Net interest income | $2,412,000 | 2,265 |
| Provision for loan and lease losses | $375,000 | 1,701 |
| Total noninterest income | $110,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $1,487,000 | 3,124 |
| Salaries and employee benefits | $799,000 | 3,008 |
| Premises and equipment expense | $183,000 | 3,201 |
| Additional noninterest expense | $505,000 | 3,149 |
| Pre-tax net operating income | $660,000 | 2,063 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $193,000 | 1,548 |
| Income before extraordinary items | $467,000 | 2,378 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $467,000 | 2,377 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $467,000 | 2,378 |
| Net charge-offs | $92,000 | 2,815 |
| Cash dividends | $50,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $467,000 | 2,334 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,268,000 | 2,449 |
| Total interest expense | $2,766,000 | 2,769 |
| Net interest income | $9,502,000 | 2,298 |
| Provision for loan and lease losses | $2,615,000 | 1,771 |
| Total noninterest income | $1,006,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $300,000 | 3,635 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $706,000 | 2,677 |
| Total noninterest expense | $5,380,000 | 3,394 |
| Salaries and employee benefits | $2,704,000 | 3,394 |
| Premises and equipment expense | $646,000 | 3,525 |
| Additional noninterest expense | $2,030,000 | 3,214 |
| Pre-tax net operating income | $2,513,000 | 1,883 |
| Securities gains (losses) | $157,000 | 1,796 |
| Applicable income taxes | $706,000 | 1,551 |
| Income before extraordinary items | $1,964,000 | 2,054 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,964,000 | 2,055 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,964,000 | 2,056 |
| Net charge-offs | $1,167,000 | 2,478 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,847,820 | 2,081 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,174,000 | 2,509 |
| Total interest expense | $2,128,000 | 2,827 |
| Net interest income | $7,046,000 | 2,365 |
| Provision for loan and lease losses | $2,090,000 | 1,613 |
| Total noninterest income | $678,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $232,000 | 3,647 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $446,000 | 2,941 |
| Total noninterest expense | $4,103,000 | 3,344 |
| Salaries and employee benefits | $1,993,000 | 3,447 |
| Premises and equipment expense | $579,000 | 3,115 |
| Additional noninterest expense | $1,531,000 | 3,164 |
| Pre-tax net operating income | $1,531,000 | 2,336 |
| Securities gains (losses) | $157,000 | 1,564 |
| Applicable income taxes | $573,000 | 1,526 |
| Income before extraordinary items | $1,115,000 | 2,692 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,115,000 | 2,689 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,115,000 | 2,694 |
| Net charge-offs | $804,000 | 2,455 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,011,380 | 2,729 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 2,542 |
| Total interest expense | $1,452,000 | 2,862 |
| Net interest income | $4,657,000 | 2,389 |
| Provision for loan and lease losses | $765,000 | 2,254 |
| Total noninterest income | $476,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $158,000 | 3,596 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $318,000 | 2,761 |
| Total noninterest expense | $2,926,000 | 3,180 |
| Salaries and employee benefits | $1,495,000 | 3,152 |
| Premises and equipment expense | $400,000 | 3,055 |
| Additional noninterest expense | $1,031,000 | 3,115 |
| Pre-tax net operating income | $1,442,000 | 1,774 |
| Securities gains (losses) | $157,000 | 1,105 |
| Applicable income taxes | $566,000 | 1,103 |
| Income before extraordinary items | $1,033,000 | 2,059 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,033,000 | 2,057 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,033,000 | 2,059 |
| Net charge-offs | $539,000 | 2,359 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $930,950 | 2,172 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 2,601 |
| Total interest expense | $771,000 | 2,843 |
| Net interest income | $2,282,000 | 2,465 |
| Provision for loan and lease losses | $375,000 | 2,136 |
| Total noninterest income | $219,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $80,000 | 3,585 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $139,000 | 2,979 |
| Total noninterest expense | $1,494,000 | 3,159 |
| Salaries and employee benefits | $733,000 | 3,257 |
| Premises and equipment expense | $214,000 | 2,965 |
| Additional noninterest expense | $547,000 | 2,937 |
| Pre-tax net operating income | $632,000 | 2,019 |
| Securities gains (losses) | $132,000 | 680 |
| Applicable income taxes | $275,000 | 1,119 |
| Income before extraordinary items | $489,000 | 2,184 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $489,000 | 2,182 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $489,000 | 2,184 |
| Net charge-offs | $181,000 | 2,543 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $404,520 | 2,443 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,875,000 | 2,780 |
| Total interest expense | $3,698,000 | 2,919 |
| Net interest income | $8,177,000 | 2,669 |
| Provision for loan and lease losses | $1,163,000 | 3,260 |
| Total noninterest income | $1,039,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $339,000 | 3,649 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $700,000 | 2,665 |
| Total noninterest expense | $5,173,000 | 3,576 |
| Salaries and employee benefits | $2,585,000 | 3,592 |
| Premises and equipment expense | $714,000 | 3,401 |
| Additional noninterest expense | $1,874,000 | 3,493 |
| Pre-tax net operating income | $2,880,000 | 1,392 |
| Securities gains (losses) | $126,000 | 1,936 |
| Applicable income taxes | $1,115,000 | 883 |
| Income before extraordinary items | $1,891,000 | 1,769 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,891,000 | 1,768 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,891,000 | 1,769 |
| Net charge-offs | $864,000 | 3,063 |
| Cash dividends | $25,000 | 4,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,810,360 | 1,792 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,791,000 | 2,857 |
| Total interest expense | $2,847,000 | 2,976 |
| Net interest income | $5,944,000 | 2,766 |
| Provision for loan and lease losses | $788,000 | 3,125 |
| Total noninterest income | $810,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $253,000 | 3,670 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $557,000 | 2,637 |
| Total noninterest expense | $3,820,000 | 3,622 |
| Salaries and employee benefits | $1,885,000 | 3,709 |
| Premises and equipment expense | $627,000 | 3,047 |
| Additional noninterest expense | $1,308,000 | 3,647 |
| Pre-tax net operating income | $2,146,000 | 1,509 |
| Securities gains (losses) | $129,000 | 1,638 |
| Applicable income taxes | $875,000 | 931 |
| Income before extraordinary items | $1,400,000 | 1,896 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,400,000 | 1,895 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,400,000 | 1,896 |
| Net charge-offs | $37,000 | 5,891 |
| Cash dividends | $25,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,317,440 | 1,980 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,793,000 | 2,917 |
| Total interest expense | $1,938,000 | 3,043 |
| Net interest income | $3,855,000 | 2,816 |
| Provision for loan and lease losses | $538,000 | 2,881 |
| Total noninterest income | $615,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $175,000 | 3,579 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $440,000 | 2,411 |
| Total noninterest expense | $2,438,000 | 3,806 |
| Salaries and employee benefits | $1,204,000 | 3,892 |
| Premises and equipment expense | $404,000 | 3,153 |
| Additional noninterest expense | $830,000 | 3,774 |
| Pre-tax net operating income | $1,494,000 | 1,527 |
| Securities gains (losses) | $118,000 | 1,361 |
| Applicable income taxes | $602,000 | 930 |
| Income before extraordinary items | $1,010,000 | 1,835 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,010,000 | 1,832 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,010,000 | 1,834 |
| Net charge-offs | $18,000 | 5,684 |
| Cash dividends | $25,000 | 3,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $934,480 | 1,895 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 2,982 |
| Total interest expense | $1,001,000 | 3,045 |
| Net interest income | $1,860,000 | 2,889 |
| Provision for loan and lease losses | $388,000 | 2,026 |
| Total noninterest income | $320,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $89,000 | 3,480 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $231,000 | 2,317 |
| Total noninterest expense | $1,206,000 | 3,747 |
| Salaries and employee benefits | $583,000 | 4,000 |
| Premises and equipment expense | $205,000 | 3,159 |
| Additional noninterest expense | $418,000 | 3,456 |
| Pre-tax net operating income | $586,000 | 2,082 |
| Securities gains (losses) | $95,000 | 1,026 |
| Applicable income taxes | $252,000 | 1,222 |
| Income before extraordinary items | $429,000 | 2,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $429,000 | 2,420 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $429,000 | 2,422 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $25,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $368,200 | 2,594 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,985,000 | 3,284 |
| Total interest expense | $4,595,000 | 3,189 |
| Net interest income | $6,390,000 | 3,303 |
| Provision for loan and lease losses | $500,000 | 3,796 |
| Total noninterest income | $915,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $451,000 | 3,226 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $464,000 | 3,318 |
| Total noninterest expense | $4,270,000 | 4,039 |
| Salaries and employee benefits | $2,045,000 | 4,374 |
| Premises and equipment expense | $649,000 | 3,695 |
| Additional noninterest expense | $1,576,000 | 3,495 |
| Pre-tax net operating income | $2,535,000 | 2,064 |
| Securities gains (losses) | $-1,188,000 | 7,782 |
| Applicable income taxes | $414,000 | 2,047 |
| Income before extraordinary items | $933,000 | 3,414 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $933,000 | 3,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,843 |
| Cash dividends | $68,000 | 5,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,752,720 | 2,370 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,089,000 | 3,396 |
| Total interest expense | $3,434,000 | 3,283 |
| Net interest income | $4,655,000 | 3,400 |
| Provision for loan and lease losses | $300,000 | 3,542 |
| Total noninterest income | $624,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $332,000 | 3,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $292,000 | 3,731 |
| Total noninterest expense | $3,178,000 | 4,048 |
| Salaries and employee benefits | $1,496,000 | 4,483 |
| Premises and equipment expense | $355,000 | 4,621 |
| Additional noninterest expense | $1,327,000 | 3,084 |
| Pre-tax net operating income | $1,801,000 | 2,487 |
| Securities gains (losses) | $-1,188,000 | 7,962 |
| Applicable income taxes | $129,000 | 3,361 |
| Income before extraordinary items | $484,000 | 4,506 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $484,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,073 |
| Cash dividends | $68,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,422,520 | 2,538 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 3,460 |
| Total interest expense | $2,311,000 | 3,384 |
| Net interest income | $3,047,000 | 3,452 |
| Provision for loan and lease losses | $200,000 | 3,141 |
| Total noninterest income | $398,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $204,000 | 3,442 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $194,000 | 3,836 |
| Total noninterest expense | $2,193,000 | 3,959 |
| Salaries and employee benefits | $1,077,000 | 4,273 |
| Premises and equipment expense | $244,000 | 4,574 |
| Additional noninterest expense | $872,000 | 3,099 |
| Pre-tax net operating income | $1,052,000 | 2,845 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $373,000 | 1,951 |
| Income before extraordinary items | $679,000 | 3,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $679,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $68,000 | 4,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $679,000 | 3,326 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 3,523 |
| Total interest expense | $1,251,000 | 3,348 |
| Net interest income | $1,453,000 | 3,567 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $202,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $95,000 | 3,562 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $107,000 | 3,641 |
| Total noninterest expense | $1,082,000 | 4,009 |
| Salaries and employee benefits | $535,000 | 4,311 |
| Premises and equipment expense | $125,000 | 4,513 |
| Additional noninterest expense | $422,000 | 3,153 |
| Pre-tax net operating income | $473,000 | 3,188 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $189,000 | 2,045 |
| Income before extraordinary items | $284,000 | 3,928 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $284,000 | 3,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $284,000 | 3,845 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,781,000 | 3,586 |
| Total interest expense | $5,667,000 | 3,150 |
| Net interest income | $5,114,000 | 3,926 |
| Provision for loan and lease losses | $-400,000 | 8,477 |
| Total noninterest income | $659,000 | 4,435 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $417,000 | 3,449 |
| Trading account gains and fees | $-3,000 | 8,455 |
| Additional Noninterest Income | $245,000 | 4,641 |
| Total noninterest expense | $3,625,000 | 4,413 |
| Salaries and employee benefits | $1,752,000 | 4,832 |
| Premises and equipment expense | $427,000 | 4,829 |
| Additional noninterest expense | $1,446,000 | 3,531 |
| Pre-tax net operating income | $2,548,000 | 2,784 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $976,000 | 1,894 |
| Income before extraordinary items | $1,572,000 | 3,342 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,572,000 | 3,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,631 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,572,000 | 3,323 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,967,000 | 3,623 |
| Total interest expense | $4,243,000 | 3,158 |
| Net interest income | $3,724,000 | 4,031 |
| Provision for loan and lease losses | $-500,000 | 8,523 |
| Total noninterest income | $492,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $301,000 | 3,509 |
| Trading account gains and fees | $-3,000 | 8,493 |
| Additional Noninterest Income | $194,000 | 4,539 |
| Total noninterest expense | $2,749,000 | 4,370 |
| Salaries and employee benefits | $1,381,000 | 4,627 |
| Premises and equipment expense | $314,000 | 4,875 |
| Additional noninterest expense | $1,054,000 | 3,551 |
| Pre-tax net operating income | $1,967,000 | 2,874 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $762,000 | 1,966 |
| Income before extraordinary items | $1,205,000 | 3,457 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,205,000 | 3,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,644 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,205,000 | 3,446 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,172,000 | 3,705 |
| Total interest expense | $2,747,000 | 3,212 |
| Net interest income | $2,425,000 | 4,135 |
| Provision for loan and lease losses | $-600,000 | 8,574 |
| Total noninterest income | $277,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $172,000 | 3,812 |
| Trading account gains and fees | $-3,000 | 8,541 |
| Additional Noninterest Income | $108,000 | 4,978 |
| Total noninterest expense | $1,804,000 | 4,439 |
| Salaries and employee benefits | $923,000 | 4,671 |
| Premises and equipment expense | $208,000 | 4,900 |
| Additional noninterest expense | $673,000 | 3,666 |
| Pre-tax net operating income | $1,498,000 | 2,675 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $579,000 | 1,886 |
| Income before extraordinary items | $919,000 | 3,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $919,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $919,000 | 3,182 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 3,780 |
| Total interest expense | $1,347,000 | 3,244 |
| Net interest income | $1,153,000 | 4,277 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $120,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $70,000 | 4,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $50,000 | 5,113 |
| Total noninterest expense | $887,000 | 4,477 |
| Salaries and employee benefits | $462,000 | 4,697 |
| Premises and equipment expense | $96,000 | 5,179 |
| Additional noninterest expense | $329,000 | 3,693 |
| Pre-tax net operating income | $286,000 | 4,758 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $110,000 | 3,142 |
| Income before extraordinary items | $176,000 | 5,340 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $176,000 | 5,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $176,000 | 5,321 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,793,000 | 3,940 |
| Total interest expense | $4,376,000 | 3,359 |
| Net interest income | $4,417,000 | 4,390 |
| Provision for loan and lease losses | $1,100,000 | 959 |
| Total noninterest income | $466,000 | 5,285 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $279,000 | 4,259 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 5,237 |
| Total noninterest expense | $3,060,000 | 4,819 |
| Salaries and employee benefits | $1,570,000 | 5,040 |
| Premises and equipment expense | $355,000 | 5,289 |
| Additional noninterest expense | $1,135,000 | 4,109 |
| Pre-tax net operating income | $723,000 | 5,857 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $237,000 | 4,106 |
| Income before extraordinary items | $486,000 | 6,209 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $486,000 | 6,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,511 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $486,000 | 6,205 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,268,000 | 4,051 |
| Total interest expense | $2,989,000 | 3,524 |
| Net interest income | $3,279,000 | 4,457 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $342,000 | 5,353 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $204,000 | 4,347 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $138,000 | 5,276 |
| Total noninterest expense | $2,320,000 | 4,769 |
| Salaries and employee benefits | $1,201,000 | 4,970 |
| Premises and equipment expense | $263,000 | 5,323 |
| Additional noninterest expense | $856,000 | 4,059 |
| Pre-tax net operating income | $1,076,000 | 4,568 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $420,000 | 3,109 |
| Income before extraordinary items | $656,000 | 5,147 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $656,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,970 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $656,000 | 5,141 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 4,184 |
| Total interest expense | $1,766,000 | 3,699 |
| Net interest income | $2,164,000 | 4,494 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $200,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $119,000 | 4,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $81,000 | 5,545 |
| Total noninterest expense | $1,487,000 | 4,908 |
| Salaries and employee benefits | $790,000 | 5,027 |
| Premises and equipment expense | $161,000 | 5,586 |
| Additional noninterest expense | $536,000 | 4,258 |
| Pre-tax net operating income | $727,000 | 4,545 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $282,000 | 3,132 |
| Income before extraordinary items | $445,000 | 5,153 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $445,000 | 5,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $445,000 | 5,151 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 4,296 |
| Total interest expense | $792,000 | 3,844 |
| Net interest income | $1,061,000 | 4,536 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $100,000 | 5,604 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 4,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $722,000 | 5,033 |
| Salaries and employee benefits | $393,000 | 5,071 |
| Premises and equipment expense | $82,000 | 5,576 |
| Additional noninterest expense | $247,000 | 4,516 |
| Pre-tax net operating income | $364,000 | 4,499 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $144,000 | 3,099 |
| Income before extraordinary items | $220,000 | 5,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $220,000 | 5,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $220,000 | 5,117 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,614,000 | 4,793 |
| Total interest expense | $2,189,000 | 4,170 |
| Net interest income | $3,425,000 | 5,079 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $444,000 | 5,502 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $219,000 | 4,853 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $225,000 | 4,940 |
| Total noninterest expense | $2,408,000 | 5,493 |
| Salaries and employee benefits | $1,215,000 | 5,763 |
| Premises and equipment expense | $233,000 | 6,388 |
| Additional noninterest expense | $960,000 | 4,557 |
| Pre-tax net operating income | $1,161,000 | 4,975 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $457,000 | 3,510 |
| Income before extraordinary items | $704,000 | 5,661 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $704,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $704,000 | 5,638 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,883,000 | 5,017 |
| Total interest expense | $1,448,000 | 4,395 |
| Net interest income | $2,435,000 | 5,252 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $326,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $157,000 | 4,973 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $169,000 | 4,974 |
| Total noninterest expense | $1,717,000 | 5,624 |
| Salaries and employee benefits | $859,000 | 5,901 |
| Premises and equipment expense | $160,000 | 6,565 |
| Additional noninterest expense | $698,000 | 4,627 |
| Pre-tax net operating income | $819,000 | 5,282 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $326,000 | 3,656 |
| Income before extraordinary items | $493,000 | 5,926 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $493,000 | 5,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $493,000 | 5,891 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 5,134 |
| Total interest expense | $886,000 | 4,483 |
| Net interest income | $1,558,000 | 5,374 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $175,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $88,000 | 5,294 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $87,000 | 5,442 |
| Total noninterest expense | $1,012,000 | 6,030 |
| Salaries and employee benefits | $533,000 | 6,147 |
| Premises and equipment expense | $90,000 | 6,915 |
| Additional noninterest expense | $389,000 | 5,185 |
| Pre-tax net operating income | $571,000 | 5,123 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $225,000 | 3,582 |
| Income before extraordinary items | $346,000 | 5,813 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $346,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $346,000 | 5,766 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 5,257 |
| Total interest expense | $439,000 | 4,399 |
| Net interest income | $731,000 | 5,611 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $87,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $493,000 | 6,157 |
| Salaries and employee benefits | $262,000 | 6,231 |
| Premises and equipment expense | $48,000 | 6,855 |
| Additional noninterest expense | $183,000 | 5,373 |
| Pre-tax net operating income | $250,000 | 5,450 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $98,000 | 3,788 |
| Income before extraordinary items | $152,000 | 6,060 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $152,000 | 6,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $152,000 | 6,028 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,843,000 | 5,681 |
| Total interest expense | $1,299,000 | 4,897 |
| Net interest income | $2,544,000 | 5,951 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $314,000 | 6,303 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $151,000 | 5,769 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $163,000 | 5,521 |
| Total noninterest expense | $1,758,000 | 6,432 |
| Salaries and employee benefits | $932,000 | 6,505 |
| Premises and equipment expense | $142,000 | 7,422 |
| Additional noninterest expense | $684,000 | 5,593 |
| Pre-tax net operating income | $800,000 | 5,792 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $306,000 | 4,146 |
| Income before extraordinary items | $494,000 | 6,386 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $494,000 | 6,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,826 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $494,000 | 6,311 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 5,841 |
| Total interest expense | $891,000 | 5,114 |
| Net interest income | $1,843,000 | 6,072 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $223,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $110,000 | 5,875 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 5,689 |
| Total noninterest expense | $1,343,000 | 6,338 |
| Salaries and employee benefits | $724,000 | 6,368 |
| Premises and equipment expense | $100,000 | 7,531 |
| Additional noninterest expense | $519,000 | 5,530 |
| Pre-tax net operating income | $498,000 | 6,330 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $180,000 | 4,606 |
| Income before extraordinary items | $318,000 | 6,800 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $318,000 | 6,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,728 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $318,000 | 6,724 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 5,978 |
| Total interest expense | $572,000 | 5,252 |
| Net interest income | $1,172,000 | 6,222 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $143,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $74,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 5,871 |
| Total noninterest expense | $885,000 | 6,407 |
| Salaries and employee benefits | $481,000 | 6,425 |
| Premises and equipment expense | $62,000 | 7,681 |
| Additional noninterest expense | $342,000 | 5,576 |
| Pre-tax net operating income | $280,000 | 6,633 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $104,000 | 4,795 |
| Income before extraordinary items | $176,000 | 7,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,193 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $176,000 | 7,034 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 6,140 |
| Total interest expense | $278,000 | 5,407 |
| Net interest income | $557,000 | 6,389 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $67,000 | 6,667 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $33,000 | 5,928 |
| Total noninterest expense | $435,000 | 6,510 |
| Salaries and employee benefits | $241,000 | 6,462 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $164,000 | 5,716 |
| Pre-tax net operating income | $114,000 | 6,936 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $43,000 | 5,036 |
| Income before extraordinary items | $71,000 | 7,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $71,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,070 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $71,000 | 7,309 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 6,844 |
| Total interest expense | $873,000 | 6,497 |
| Net interest income | $1,830,000 | 6,854 |
| Provision for loan and lease losses | $301,000 | 3,139 |
| Total noninterest income | $342,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $137,000 | 6,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $205,000 | 5,229 |
| Total noninterest expense | $1,593,000 | 6,730 |
| Salaries and employee benefits | $854,000 | 6,735 |
| Premises and equipment expense | $190,000 | 6,903 |
| Additional noninterest expense | $549,000 | 6,255 |
| Pre-tax net operating income | $278,000 | 7,521 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $115,000 | 5,568 |
| Income before extraordinary items | $163,000 | 7,944 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $163,000 | 7,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,889 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $163,000 | 7,823 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 7,097 |
| Total interest expense | $609,000 | 6,813 |
| Net interest income | $1,289,000 | 7,073 |
| Provision for loan and lease losses | $190,000 | 3,426 |
| Total noninterest income | $223,000 | 6,660 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $109,000 | 5,956 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 5,828 |
| Total noninterest expense | $1,151,000 | 6,822 |
| Salaries and employee benefits | $618,000 | 6,837 |
| Premises and equipment expense | $147,000 | 6,830 |
| Additional noninterest expense | $386,000 | 6,447 |
| Pre-tax net operating income | $171,000 | 7,869 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $70,000 | 5,931 |
| Income before extraordinary items | $101,000 | 8,209 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $101,000 | 8,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,987 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $101,000 | 8,079 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 7,321 |
| Total interest expense | $378,000 | 7,128 |
| Net interest income | $805,000 | 7,261 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $154,000 | 6,583 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $68,000 | 6,077 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $86,000 | 5,604 |
| Total noninterest expense | $746,000 | 6,922 |
| Salaries and employee benefits | $404,000 | 6,911 |
| Premises and equipment expense | $93,000 | 6,939 |
| Additional noninterest expense | $249,000 | 6,534 |
| Pre-tax net operating income | $93,000 | 8,062 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $38,000 | 6,147 |
| Income before extraordinary items | $55,000 | 8,374 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $55,000 | 8,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $55,000 | 8,243 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $550,000 | 7,527 |
| Total interest expense | $175,000 | 7,425 |
| Net interest income | $375,000 | 7,444 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $82,000 | 6,373 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $52,000 | 5,197 |
| Total noninterest expense | $364,000 | 7,015 |
| Salaries and employee benefits | $198,000 | 7,004 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $84,000 | 7,566 |
| Pre-tax net operating income | $32,000 | 8,277 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $19,000 | 8,497 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 8,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $19,000 | 8,383 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 8,985 |
| Total interest expense | $292,000 | 8,907 |
| Net interest income | $528,000 | 8,970 |
| Provision for loan and lease losses | $279,000 | 3,616 |
| Total noninterest income | $141,000 | 7,928 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $66,000 | 7,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 6,976 |
| Total noninterest expense | $647,000 | 8,660 |
| Salaries and employee benefits | $353,000 | 8,682 |
| Premises and equipment expense | $113,000 | 7,983 |
| Additional noninterest expense | $181,000 | 8,677 |
| Pre-tax net operating income | $-257,000 | 8,860 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-74,000 | 9,035 |
| Income before extraordinary items | $-183,000 | 8,895 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-183,000 | 8,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,992 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-183,000 | 8,842 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 8,721 |
| Total interest expense | $844,000 | 8,346 |
| Net interest income | $667,000 | 8,908 |
| Provision for loan and lease losses | $87,000 | 5,864 |
| Total noninterest income | $151,000 | 7,833 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $54,000 | 7,519 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $97,000 | 6,509 |
| Total noninterest expense | $711,000 | 8,657 |
| Salaries and employee benefits | $342,000 | 8,882 |
| Premises and equipment expense | $154,000 | 7,452 |
| Additional noninterest expense | $215,000 | 8,540 |
| Pre-tax net operating income | $20,000 | 8,650 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $20,000 | 8,730 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $20,000 | 8,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $120,000 | 5,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $20,000 | 8,641 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 9,206 |
| Total interest expense | $535,000 | 9,178 |
| Net interest income | $701,000 | 9,119 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $63,000 | 9,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 8,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,661 |
| Total noninterest expense | $541,000 | 9,287 |
| Salaries and employee benefits | $261,000 | 9,416 |
| Premises and equipment expense | $71,000 | 8,965 |
| Additional noninterest expense | $209,000 | 8,702 |
| Pre-tax net operating income | $211,000 | 8,326 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-2,000 | 9,274 |
| Income before extraordinary items | $213,000 | 7,994 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $213,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $40,000 | 6,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $213,000 | 7,996 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $953,000 | 9,648 |
| Total interest expense | $401,000 | 9,645 |
| Net interest income | $552,000 | 9,597 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $36,000 | 9,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,915 |
| Total noninterest expense | $479,000 | 9,684 |
| Salaries and employee benefits | $208,000 | 9,887 |
| Premises and equipment expense | $72,000 | 9,182 |
| Additional noninterest expense | $199,000 | 9,033 |
| Pre-tax net operating income | $64,000 | 9,198 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $64,000 | 9,172 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $64,000 | 9,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,121 |
| Cash dividends | $129,000 | 5,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $64,000 | 9,142 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 9,975 |
| Total interest expense | $351,000 | 9,976 |
| Net interest income | $520,000 | 9,881 |
| Provision for loan and lease losses | $3,000 | 8,549 |
| Total noninterest income | $39,000 | 9,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,965 |
| Total noninterest expense | $315,000 | 10,231 |
| Salaries and employee benefits | $143,000 | 10,282 |
| Premises and equipment expense | $26,000 | 10,237 |
| Additional noninterest expense | $146,000 | 9,694 |
| Pre-tax net operating income | $241,000 | 8,711 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-27,000 | 10,079 |
| Income before extraordinary items | $268,000 | 8,122 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $268,000 | 8,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $220,000 | 5,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $268,000 | 8,047 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $800,000 | 10,479 |
| Total interest expense | $312,000 | 10,495 |
| Net interest income | $488,000 | 10,401 |
| Provision for loan and lease losses | $4,000 | 8,695 |
| Total noninterest income | $51,000 | 10,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 9,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $315,000 | 10,671 |
| Salaries and employee benefits | $144,000 | 10,734 |
| Premises and equipment expense | $31,000 | 10,601 |
| Additional noninterest expense | $140,000 | 10,120 |
| Pre-tax net operating income | $220,000 | 9,464 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $75,000 | 8,822 |
| Income before extraordinary items | $145,000 | 9,627 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $145,000 | 9,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $115,000 | 6,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $145,000 | 9,581 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $746,000 | 11,077 |
| Total interest expense | $314,000 | 11,051 |
| Net interest income | $432,000 | 11,035 |
| Provision for loan and lease losses | $7,000 | 8,718 |
| Total noninterest income | $34,000 | 11,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 9,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $290,000 | 11,244 |
| Salaries and employee benefits | $128,000 | 11,295 |
| Premises and equipment expense | $33,000 | 11,075 |
| Additional noninterest expense | $129,000 | 10,805 |
| Pre-tax net operating income | $169,000 | 9,965 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $49,000 | 9,705 |
| Income before extraordinary items | $120,000 | 10,043 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $120,000 | 10,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $58,000 | 7,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $120,000 | 9,989 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 11,612 |
| Total interest expense | $297,000 | 11,583 |
| Net interest income | $422,000 | 11,550 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $58,000 | 11,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 10,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $316,000 | 11,674 |
| Salaries and employee benefits | $130,000 | 11,799 |
| Premises and equipment expense | $34,000 | 11,525 |
| Additional noninterest expense | $152,000 | 11,031 |
| Pre-tax net operating income | $161,000 | 10,709 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $53,000 | 10,132 |
| Income before extraordinary items | $108,000 | 10,856 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $108,000 | 10,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $88,000 | 7,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $108,000 | 10,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 12,230 |
| Total interest expense | $270,000 | 12,142 |
| Net interest income | $410,000 | 12,211 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $35,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 10,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $311,000 | 12,325 |
| Salaries and employee benefits | $124,000 | 12,454 |
| Premises and equipment expense | $30,000 | 12,221 |
| Additional noninterest expense | $157,000 | 11,703 |
| Pre-tax net operating income | $123,000 | 11,468 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $45,000 | 10,591 |
| Income before extraordinary items | $106,000 | 11,327 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $106,000 | 11,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $88,000 | 7,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $86,400 | 11,559 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $711,000 | 12,795 |
| Total interest expense | $284,000 | 12,737 |
| Net interest income | $427,000 | 12,747 |
| Provision for loan and lease losses | $13,000 | 9,510 |
| Total noninterest income | $41,000 | 12,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 11,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $321,000 | 12,918 |
| Salaries and employee benefits | $135,000 | 13,066 |
| Premises and equipment expense | $28,000 | 12,902 |
| Additional noninterest expense | $158,000 | 12,313 |
| Pre-tax net operating income | $134,000 | 11,602 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $35,000 | 11,268 |
| Income before extraordinary items | $99,000 | 11,813 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $99,000 | 11,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $70,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $99,000 | 11,621 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $766,000 | 13,397 |
| Total interest expense | $362,000 | 13,323 |
| Net interest income | $404,000 | 13,380 |
| Provision for loan and lease losses | $46,000 | 9,271 |
| Total noninterest income | $34,000 | 13,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 11,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $305,000 | 13,546 |
| Salaries and employee benefits | $125,000 | 13,697 |
| Premises and equipment expense | $30,000 | 13,418 |
| Additional noninterest expense | $150,000 | 12,956 |
| Pre-tax net operating income | $87,000 | 12,144 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $16,000 | 12,206 |
| Income before extraordinary items | $71,000 | 12,337 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $71,000 | 12,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $64,000 | 7,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $71,000 | 12,050 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.