Home > First Southern Bank > Income and Expense
First Southern Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $35,482,000 | 1,230 |
| Total interest expense | $14,372,000 | 1,005 |
| Net interest income | $21,110,000 | 1,374 |
| Provision for loan and lease losses | $1,595,000 | 621 |
| Total noninterest income | $1,566,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $645,000 | 1,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $921,000 | 2,370 |
| Total noninterest expense | $11,150,000 | 1,904 |
| Salaries and employee benefits | $6,557,000 | 1,840 |
| Premises and equipment expense | $1,184,000 | 1,822 |
| Additional noninterest expense | $921,000 | 2,370 |
| Pre-tax net operating income | $9,931,000 | 1,166 |
| Securities gains (losses) | $25,000 | 600 |
| Applicable income taxes | $2,449,000 | 850 |
| Income before extraordinary items | $7,507,000 | 1,272 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,507,000 | 1,287 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,507,000 | 1,275 |
| Net charge-offs | $1,387,000 | 449 |
| Cash dividends | $178,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,487,250 | 1,291 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $25,505,000 | 1,241 |
| Total interest expense | $10,028,000 | 994 |
| Net interest income | $15,477,000 | 1,406 |
| Provision for loan and lease losses | $1,310,000 | 561 |
| Total noninterest income | $1,184,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $522,000 | 1,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $662,000 | 2,383 |
| Total noninterest expense | $8,365,000 | 1,897 |
| Salaries and employee benefits | $4,950,000 | 1,841 |
| Premises and equipment expense | $860,000 | 1,871 |
| Additional noninterest expense | $662,000 | 2,382 |
| Pre-tax net operating income | $6,986,000 | 1,288 |
| Securities gains (losses) | $7,000 | 656 |
| Applicable income taxes | $1,695,000 | 932 |
| Income before extraordinary items | $5,298,000 | 1,387 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,298,000 | 1,398 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,298,000 | 1,387 |
| Net charge-offs | $595,000 | 527 |
| Cash dividends | $10,000 | 3,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,292,470 | 1,402 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $16,233,000 | 1,261 |
| Total interest expense | $6,080,000 | 972 |
| Net interest income | $10,153,000 | 1,451 |
| Provision for loan and lease losses | $710,000 | 628 |
| Total noninterest income | $789,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $352,000 | 1,294 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 2,338 |
| Total noninterest expense | $5,499,000 | 1,905 |
| Salaries and employee benefits | $3,271,000 | 1,850 |
| Premises and equipment expense | $523,000 | 1,963 |
| Additional noninterest expense | $437,000 | 2,334 |
| Pre-tax net operating income | $4,733,000 | 1,257 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,146,000 | 930 |
| Income before extraordinary items | $3,587,000 | 1,356 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,587,000 | 1,371 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,587,000 | 1,356 |
| Net charge-offs | $587,000 | 398 |
| Cash dividends | $10,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,587,000 | 1,369 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,752,000 | 1,286 |
| Total interest expense | $2,767,000 | 943 |
| Net interest income | $4,985,000 | 1,475 |
| Provision for loan and lease losses | $270,000 | 741 |
| Total noninterest income | $379,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $174,000 | 1,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 2,411 |
| Total noninterest expense | $2,717,000 | 1,938 |
| Salaries and employee benefits | $1,594,000 | 1,911 |
| Premises and equipment expense | $247,000 | 2,066 |
| Additional noninterest expense | $205,000 | 2,411 |
| Pre-tax net operating income | $2,377,000 | 1,276 |
| Securities gains (losses) | $-4,000 | 3,953 |
| Applicable income taxes | $569,000 | 967 |
| Income before extraordinary items | $1,804,000 | 1,383 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,804,000 | 1,382 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,804,000 | 1,383 |
| Net charge-offs | $-68,000 | 4,499 |
| Cash dividends | $10,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,807,160 | 1,396 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $21,760,000 | 1,468 |
| Total interest expense | $3,165,000 | 1,126 |
| Net interest income | $18,595,000 | 1,526 |
| Provision for loan and lease losses | $1,734,000 | 574 |
| Total noninterest income | $1,840,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $771,000 | 1,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,069,000 | 2,269 |
| Total noninterest expense | $10,162,000 | 1,988 |
| Salaries and employee benefits | $6,216,000 | 1,909 |
| Premises and equipment expense | $953,000 | 2,065 |
| Additional noninterest expense | $1,069,000 | 2,269 |
| Pre-tax net operating income | $8,539,000 | 1,423 |
| Securities gains (losses) | $61,000 | 217 |
| Applicable income taxes | $2,109,000 | 1,045 |
| Income before extraordinary items | $6,491,000 | 1,544 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,491,000 | 1,542 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,491,000 | 1,543 |
| Net charge-offs | $15,000 | 2,017 |
| Cash dividends | $215,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,442,810 | 1,571 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,737,000 | 1,548 |
| Total interest expense | $1,262,000 | 1,491 |
| Net interest income | $13,475,000 | 1,548 |
| Provision for loan and lease losses | $1,234,000 | 545 |
| Total noninterest income | $1,435,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $581,000 | 1,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $854,000 | 2,235 |
| Total noninterest expense | $7,399,000 | 2,021 |
| Salaries and employee benefits | $4,564,000 | 1,921 |
| Premises and equipment expense | $714,000 | 2,076 |
| Additional noninterest expense | $854,000 | 2,235 |
| Pre-tax net operating income | $6,277,000 | 1,437 |
| Securities gains (losses) | $57,000 | 217 |
| Applicable income taxes | $1,473,000 | 1,087 |
| Income before extraordinary items | $4,861,000 | 1,523 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,861,000 | 1,522 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,861,000 | 1,523 |
| Net charge-offs | $-3,000 | 3,287 |
| Cash dividends | $125,000 | 2,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,815,970 | 1,568 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,002,000 | 1,610 |
| Total interest expense | $498,000 | 1,962 |
| Net interest income | $8,504,000 | 1,574 |
| Provision for loan and lease losses | $784,000 | 501 |
| Total noninterest income | $1,000,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $388,000 | 1,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $612,000 | 2,176 |
| Total noninterest expense | $4,758,000 | 2,057 |
| Salaries and employee benefits | $2,948,000 | 1,968 |
| Premises and equipment expense | $473,000 | 2,081 |
| Additional noninterest expense | $1,337,000 | 2,148 |
| Pre-tax net operating income | $3,962,000 | 1,422 |
| Securities gains (losses) | $59,000 | 191 |
| Applicable income taxes | $794,000 | 1,174 |
| Income before extraordinary items | $3,227,000 | 1,448 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,227,000 | 1,447 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,227,000 | 1,448 |
| Net charge-offs | $-2,000 | 3,158 |
| Cash dividends | $90,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,179,800 | 1,507 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,161,000 | 1,678 |
| Total interest expense | $178,000 | 2,389 |
| Net interest income | $3,983,000 | 1,621 |
| Provision for loan and lease losses | $334,000 | 452 |
| Total noninterest income | $561,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $180,000 | 1,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 1,957 |
| Total noninterest expense | $2,369,000 | 2,048 |
| Salaries and employee benefits | $1,433,000 | 1,999 |
| Premises and equipment expense | $248,000 | 2,043 |
| Additional noninterest expense | $688,000 | 2,117 |
| Pre-tax net operating income | $1,841,000 | 1,429 |
| Securities gains (losses) | $96,000 | 143 |
| Applicable income taxes | $351,000 | 1,190 |
| Income before extraordinary items | $1,586,000 | 1,394 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,586,000 | 1,394 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,586,000 | 1,394 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $90,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,507,280 | 1,467 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,698,000 | 1,894 |
| Total interest expense | $893,000 | 2,381 |
| Net interest income | $13,805,000 | 1,846 |
| Provision for loan and lease losses | $360,000 | 1,270 |
| Total noninterest income | $1,672,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $593,000 | 1,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,079,000 | 2,554 |
| Total noninterest expense | $8,581,000 | 2,186 |
| Salaries and employee benefits | $5,212,000 | 2,115 |
| Premises and equipment expense | $782,000 | 2,344 |
| Additional noninterest expense | $2,587,000 | 2,206 |
| Pre-tax net operating income | $6,536,000 | 1,723 |
| Securities gains (losses) | $9,000 | 1,734 |
| Applicable income taxes | $1,496,000 | 1,320 |
| Income before extraordinary items | $5,049,000 | 1,883 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,049,000 | 1,883 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,049,000 | 1,884 |
| Net charge-offs | $-130,000 | 4,434 |
| Cash dividends | $267,000 | 3,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,041,890 | 1,853 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,866,000 | 1,956 |
| Total interest expense | $692,000 | 2,422 |
| Net interest income | $10,174,000 | 1,900 |
| Provision for loan and lease losses | $360,000 | 1,040 |
| Total noninterest income | $1,178,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $431,000 | 1,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $747,000 | 2,666 |
| Total noninterest expense | $6,075,000 | 2,277 |
| Salaries and employee benefits | $3,742,000 | 2,184 |
| Premises and equipment expense | $531,000 | 2,521 |
| Additional noninterest expense | $1,802,000 | 2,316 |
| Pre-tax net operating income | $4,917,000 | 1,786 |
| Securities gains (losses) | $17,000 | 1,472 |
| Applicable income taxes | $1,136,000 | 1,365 |
| Income before extraordinary items | $3,798,000 | 1,945 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,798,000 | 1,944 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,798,000 | 1,945 |
| Net charge-offs | $-131,000 | 4,532 |
| Cash dividends | $166,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,784,570 | 1,923 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,140,000 | 1,976 |
| Total interest expense | $489,000 | 2,415 |
| Net interest income | $6,651,000 | 1,908 |
| Provision for loan and lease losses | $270,000 | 972 |
| Total noninterest income | $771,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $271,000 | 1,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $500,000 | 2,636 |
| Total noninterest expense | $3,898,000 | 2,332 |
| Salaries and employee benefits | $2,350,000 | 2,257 |
| Premises and equipment expense | $340,000 | 2,562 |
| Additional noninterest expense | $1,208,000 | 2,290 |
| Pre-tax net operating income | $3,254,000 | 1,764 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $869,000 | 1,256 |
| Income before extraordinary items | $2,385,000 | 2,017 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,385,000 | 2,017 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,385,000 | 2,017 |
| Net charge-offs | $12,000 | 1,675 |
| Cash dividends | $110,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,385,000 | 1,982 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 1,935 |
| Total interest expense | $260,000 | 2,388 |
| Net interest income | $3,341,000 | 1,863 |
| Provision for loan and lease losses | $135,000 | 1,068 |
| Total noninterest income | $363,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $131,000 | 1,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 2,698 |
| Total noninterest expense | $1,933,000 | 2,321 |
| Salaries and employee benefits | $1,160,000 | 2,267 |
| Premises and equipment expense | $191,000 | 2,414 |
| Additional noninterest expense | $582,000 | 2,307 |
| Pre-tax net operating income | $1,636,000 | 1,759 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $433,000 | 1,248 |
| Income before extraordinary items | $1,203,000 | 1,988 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,203,000 | 1,988 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,203,000 | 1,988 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,203,000 | 1,955 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,309,000 | 2,070 |
| Total interest expense | $1,766,000 | 2,129 |
| Net interest income | $11,543,000 | 2,020 |
| Provision for loan and lease losses | $940,000 | 1,667 |
| Total noninterest income | $1,697,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $574,000 | 1,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,123,000 | 2,362 |
| Total noninterest expense | $7,450,000 | 2,377 |
| Salaries and employee benefits | $4,370,000 | 2,348 |
| Premises and equipment expense | $651,000 | 2,643 |
| Additional noninterest expense | $2,429,000 | 2,245 |
| Pre-tax net operating income | $4,850,000 | 1,822 |
| Securities gains (losses) | $3,000 | 2,512 |
| Applicable income taxes | $985,000 | 1,443 |
| Income before extraordinary items | $3,868,000 | 1,966 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,868,000 | 1,965 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,868,000 | 1,966 |
| Net charge-offs | $3,000 | 3,272 |
| Cash dividends | $1,080,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,865,600 | 1,918 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,035,000 | 2,062 |
| Total interest expense | $1,416,000 | 2,117 |
| Net interest income | $8,619,000 | 2,024 |
| Provision for loan and lease losses | $760,000 | 1,586 |
| Total noninterest income | $1,403,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $422,000 | 1,482 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $981,000 | 2,166 |
| Total noninterest expense | $5,355,000 | 2,421 |
| Salaries and employee benefits | $3,207,000 | 2,360 |
| Premises and equipment expense | $481,000 | 2,657 |
| Additional noninterest expense | $1,667,000 | 2,337 |
| Pre-tax net operating income | $3,907,000 | 1,703 |
| Securities gains (losses) | $3,000 | 2,334 |
| Applicable income taxes | $736,000 | 1,408 |
| Income before extraordinary items | $3,174,000 | 1,820 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,174,000 | 1,820 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,174,000 | 1,820 |
| Net charge-offs | $-4,000 | 4,037 |
| Cash dividends | $780,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,171,570 | 1,778 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,740,000 | 2,078 |
| Total interest expense | $1,026,000 | 2,111 |
| Net interest income | $5,714,000 | 2,043 |
| Provision for loan and lease losses | $580,000 | 1,505 |
| Total noninterest income | $728,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $288,000 | 1,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 2,496 |
| Total noninterest expense | $3,540,000 | 2,434 |
| Salaries and employee benefits | $2,176,000 | 2,333 |
| Premises and equipment expense | $315,000 | 2,678 |
| Additional noninterest expense | $1,049,000 | 2,426 |
| Pre-tax net operating income | $2,322,000 | 1,794 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $584,000 | 1,223 |
| Income before extraordinary items | $1,738,000 | 2,029 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,738,000 | 2,030 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,738,000 | 2,030 |
| Net charge-offs | $-3,000 | 3,999 |
| Cash dividends | $700,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,738,000 | 1,988 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,990,000 | 2,275 |
| Total interest expense | $585,000 | 2,086 |
| Net interest income | $2,405,000 | 2,286 |
| Provision for loan and lease losses | $120,000 | 1,810 |
| Total noninterest income | $351,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $164,000 | 1,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 2,509 |
| Total noninterest expense | $1,726,000 | 2,485 |
| Salaries and employee benefits | $1,064,000 | 2,372 |
| Premises and equipment expense | $149,000 | 2,792 |
| Additional noninterest expense | $513,000 | 2,505 |
| Pre-tax net operating income | $910,000 | 1,974 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $204,000 | 1,388 |
| Income before extraordinary items | $706,000 | 2,156 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $706,000 | 2,155 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $706,000 | 2,156 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $250,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $706,000 | 2,123 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,457,000 | 2,367 |
| Total interest expense | $2,363,000 | 2,111 |
| Net interest income | $9,094,000 | 2,405 |
| Provision for loan and lease losses | $240,000 | 2,172 |
| Total noninterest income | $1,295,000 | 2,484 |
| Gross Fiduciary activities income | $-1,000 | 5,176 |
| Service charges on deposit accounts | $630,000 | 1,622 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $666,000 | 2,730 |
| Total noninterest expense | $6,651,000 | 2,531 |
| Salaries and employee benefits | $3,980,000 | 2,441 |
| Premises and equipment expense | $587,000 | 2,826 |
| Additional noninterest expense | $2,084,000 | 2,484 |
| Pre-tax net operating income | $3,498,000 | 2,237 |
| Securities gains (losses) | $5,000 | 2,084 |
| Applicable income taxes | $739,000 | 1,662 |
| Income before extraordinary items | $2,764,000 | 2,412 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,764,000 | 2,413 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,764,000 | 2,414 |
| Net charge-offs | $109,000 | 2,152 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,760,050 | 2,378 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,424,000 | 2,422 |
| Total interest expense | $1,709,000 | 2,178 |
| Net interest income | $6,715,000 | 2,467 |
| Provision for loan and lease losses | $180,000 | 2,065 |
| Total noninterest income | $924,000 | 2,553 |
| Gross Fiduciary activities income | $-1,000 | 5,255 |
| Service charges on deposit accounts | $459,000 | 1,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 2,803 |
| Total noninterest expense | $4,854,000 | 2,586 |
| Salaries and employee benefits | $2,938,000 | 2,490 |
| Premises and equipment expense | $442,000 | 2,837 |
| Additional noninterest expense | $1,474,000 | 2,590 |
| Pre-tax net operating income | $2,605,000 | 2,311 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $587,000 | 1,667 |
| Income before extraordinary items | $2,019,000 | 2,510 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,019,000 | 2,511 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,019,000 | 2,511 |
| Net charge-offs | $-49,000 | 4,817 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,018,210 | 2,481 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 2,467 |
| Total interest expense | $1,074,000 | 2,237 |
| Net interest income | $4,378,000 | 2,502 |
| Provision for loan and lease losses | $120,000 | 2,025 |
| Total noninterest income | $615,000 | 2,523 |
| Gross Fiduciary activities income | $-4,000 | 5,303 |
| Service charges on deposit accounts | $290,000 | 1,703 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 2,720 |
| Total noninterest expense | $3,217,000 | 2,612 |
| Salaries and employee benefits | $1,936,000 | 2,520 |
| Premises and equipment expense | $298,000 | 2,833 |
| Additional noninterest expense | $983,000 | 2,613 |
| Pre-tax net operating income | $1,656,000 | 2,345 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $379,000 | 1,669 |
| Income before extraordinary items | $1,277,000 | 2,558 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,277,000 | 2,557 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,277,000 | 2,557 |
| Net charge-offs | $-70,000 | 4,986 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,277,000 | 2,523 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 2,510 |
| Total interest expense | $514,000 | 2,263 |
| Net interest income | $2,131,000 | 2,560 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $294,000 | 2,542 |
| Gross Fiduciary activities income | $-3,000 | 5,361 |
| Service charges on deposit accounts | $135,000 | 1,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 2,671 |
| Total noninterest expense | $1,585,000 | 2,662 |
| Salaries and employee benefits | $947,000 | 2,582 |
| Premises and equipment expense | $149,000 | 2,854 |
| Additional noninterest expense | $489,000 | 2,633 |
| Pre-tax net operating income | $780,000 | 2,402 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $160,000 | 1,779 |
| Income before extraordinary items | $620,000 | 2,567 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $620,000 | 2,566 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $620,000 | 2,566 |
| Net charge-offs | $-63,000 | 5,126 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $620,000 | 2,553 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,843,000 | 2,550 |
| Total interest expense | $1,548,000 | 2,293 |
| Net interest income | $8,295,000 | 2,585 |
| Provision for loan and lease losses | $315,000 | 1,920 |
| Total noninterest income | $1,516,000 | 2,322 |
| Gross Fiduciary activities income | $107,000 | 758 |
| Service charges on deposit accounts | $578,000 | 1,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $831,000 | 2,451 |
| Total noninterest expense | $6,440,000 | 2,597 |
| Salaries and employee benefits | $3,960,000 | 2,470 |
| Premises and equipment expense | $592,000 | 2,857 |
| Additional noninterest expense | $1,888,000 | 2,686 |
| Pre-tax net operating income | $3,056,000 | 2,472 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $901,000 | 1,477 |
| Income before extraordinary items | $2,155,000 | 2,817 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,155,000 | 2,816 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,155,000 | 2,816 |
| Net charge-offs | $-152,000 | 5,122 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,155,000 | 2,809 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,210,000 | 2,588 |
| Total interest expense | $1,053,000 | 2,364 |
| Net interest income | $6,157,000 | 2,613 |
| Provision for loan and lease losses | $315,000 | 1,521 |
| Total noninterest income | $1,195,000 | 2,279 |
| Gross Fiduciary activities income | $102,000 | 733 |
| Service charges on deposit accounts | $442,000 | 1,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $651,000 | 2,421 |
| Total noninterest expense | $4,750,000 | 2,639 |
| Salaries and employee benefits | $2,893,000 | 2,514 |
| Premises and equipment expense | $447,000 | 2,870 |
| Additional noninterest expense | $1,410,000 | 2,707 |
| Pre-tax net operating income | $2,287,000 | 2,522 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $665,000 | 1,539 |
| Income before extraordinary items | $1,622,000 | 2,874 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,622,000 | 2,873 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,622,000 | 2,873 |
| Net charge-offs | $-181,000 | 5,234 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,622,000 | 2,861 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 2,632 |
| Total interest expense | $653,000 | 2,401 |
| Net interest income | $4,015,000 | 2,645 |
| Provision for loan and lease losses | $210,000 | 1,458 |
| Total noninterest income | $808,000 | 2,256 |
| Gross Fiduciary activities income | $76,000 | 732 |
| Service charges on deposit accounts | $299,000 | 1,753 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $433,000 | 2,424 |
| Total noninterest expense | $3,135,000 | 2,674 |
| Salaries and employee benefits | $1,892,000 | 2,564 |
| Premises and equipment expense | $304,000 | 2,844 |
| Additional noninterest expense | $939,000 | 2,728 |
| Pre-tax net operating income | $1,478,000 | 2,540 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $331,000 | 1,774 |
| Income before extraordinary items | $1,147,000 | 2,730 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,147,000 | 2,729 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,147,000 | 2,729 |
| Net charge-offs | $56,000 | 1,684 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,147,000 | 2,722 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 2,692 |
| Total interest expense | $306,000 | 2,432 |
| Net interest income | $1,959,000 | 2,694 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $385,000 | 2,306 |
| Gross Fiduciary activities income | $47,000 | 722 |
| Service charges on deposit accounts | $157,000 | 1,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 2,611 |
| Total noninterest expense | $1,545,000 | 2,731 |
| Salaries and employee benefits | $939,000 | 2,608 |
| Premises and equipment expense | $154,000 | 2,870 |
| Additional noninterest expense | $452,000 | 2,826 |
| Pre-tax net operating income | $694,000 | 2,601 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $127,000 | 1,962 |
| Income before extraordinary items | $567,000 | 2,705 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $567,000 | 2,705 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $567,000 | 2,705 |
| Net charge-offs | $58,000 | 1,113 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $567,000 | 2,698 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,951,000 | 2,657 |
| Total interest expense | $1,112,000 | 2,373 |
| Net interest income | $7,839,000 | 2,678 |
| Provision for loan and lease losses | $1,221,000 | 762 |
| Total noninterest income | $1,593,000 | 2,325 |
| Gross Fiduciary activities income | $151,000 | 743 |
| Service charges on deposit accounts | $698,000 | 1,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $744,000 | 2,648 |
| Total noninterest expense | $7,145,000 | 2,479 |
| Salaries and employee benefits | $4,571,000 | 2,244 |
| Premises and equipment expense | $664,000 | 2,748 |
| Additional noninterest expense | $1,910,000 | 2,739 |
| Pre-tax net operating income | $1,066,000 | 3,984 |
| Securities gains (losses) | $34,000 | 1,082 |
| Applicable income taxes | $613,000 | 2,269 |
| Income before extraordinary items | $487,000 | 4,523 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $487,000 | 4,523 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $487,000 | 4,523 |
| Net charge-offs | $1,338,000 | 562 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $465,240 | 4,547 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,671,000 | 2,682 |
| Total interest expense | $809,000 | 2,394 |
| Net interest income | $5,862,000 | 2,698 |
| Provision for loan and lease losses | $330,000 | 1,529 |
| Total noninterest income | $1,216,000 | 2,322 |
| Gross Fiduciary activities income | $119,000 | 739 |
| Service charges on deposit accounts | $525,000 | 1,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $572,000 | 2,650 |
| Total noninterest expense | $4,649,000 | 2,734 |
| Salaries and employee benefits | $2,768,000 | 2,631 |
| Premises and equipment expense | $499,000 | 2,765 |
| Additional noninterest expense | $1,382,000 | 2,809 |
| Pre-tax net operating income | $2,099,000 | 2,652 |
| Securities gains (losses) | $29,000 | 1,142 |
| Applicable income taxes | $808,000 | 1,662 |
| Income before extraordinary items | $1,320,000 | 3,059 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,320,000 | 3,058 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,320,000 | 3,059 |
| Net charge-offs | $947,000 | 512 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,301,440 | 3,058 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,400,000 | 2,693 |
| Total interest expense | $528,000 | 2,392 |
| Net interest income | $3,872,000 | 2,711 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $818,000 | 2,326 |
| Gross Fiduciary activities income | $82,000 | 738 |
| Service charges on deposit accounts | $352,000 | 1,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 2,641 |
| Total noninterest expense | $3,156,000 | 2,706 |
| Salaries and employee benefits | $1,877,000 | 2,602 |
| Premises and equipment expense | $335,000 | 2,769 |
| Additional noninterest expense | $944,000 | 2,777 |
| Pre-tax net operating income | $1,474,000 | 2,519 |
| Securities gains (losses) | $18,000 | 1,032 |
| Applicable income taxes | $562,000 | 1,591 |
| Income before extraordinary items | $930,000 | 2,926 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $930,000 | 2,926 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $930,000 | 2,926 |
| Net charge-offs | $205,000 | 1,041 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $918,480 | 2,928 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 2,709 |
| Total interest expense | $259,000 | 2,395 |
| Net interest income | $1,914,000 | 2,729 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $420,000 | 2,265 |
| Gross Fiduciary activities income | $50,000 | 732 |
| Service charges on deposit accounts | $184,000 | 1,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 2,669 |
| Total noninterest expense | $1,620,000 | 2,684 |
| Salaries and employee benefits | $970,000 | 2,581 |
| Premises and equipment expense | $171,000 | 2,770 |
| Additional noninterest expense | $479,000 | 2,759 |
| Pre-tax net operating income | $714,000 | 2,502 |
| Securities gains (losses) | $8,000 | 717 |
| Applicable income taxes | $286,000 | 1,531 |
| Income before extraordinary items | $436,000 | 2,985 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $436,000 | 2,985 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $436,000 | 2,985 |
| Net charge-offs | $189,000 | 631 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $430,880 | 2,982 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,585,000 | 2,717 |
| Total interest expense | $1,057,000 | 2,319 |
| Net interest income | $7,528,000 | 2,746 |
| Provision for loan and lease losses | $245,000 | 2,206 |
| Total noninterest income | $1,455,000 | 2,530 |
| Gross Fiduciary activities income | $97,000 | 810 |
| Service charges on deposit accounts | $609,000 | 1,785 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $749,000 | 2,740 |
| Total noninterest expense | $6,419,000 | 2,718 |
| Salaries and employee benefits | $3,796,000 | 2,597 |
| Premises and equipment expense | $677,000 | 2,793 |
| Additional noninterest expense | $1,946,000 | 2,812 |
| Pre-tax net operating income | $2,319,000 | 2,800 |
| Securities gains (losses) | $71,000 | 1,599 |
| Applicable income taxes | $808,000 | 1,830 |
| Income before extraordinary items | $1,582,000 | 3,189 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,582,000 | 3,188 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,582,000 | 3,188 |
| Net charge-offs | $-35,000 | 5,269 |
| Cash dividends | $1,375,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,535,140 | 3,198 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,413,000 | 2,727 |
| Total interest expense | $793,000 | 2,325 |
| Net interest income | $5,620,000 | 2,751 |
| Provision for loan and lease losses | $245,000 | 1,836 |
| Total noninterest income | $1,087,000 | 2,533 |
| Gross Fiduciary activities income | $80,000 | 797 |
| Service charges on deposit accounts | $443,000 | 1,825 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $564,000 | 2,729 |
| Total noninterest expense | $4,745,000 | 2,741 |
| Salaries and employee benefits | $2,824,000 | 2,604 |
| Premises and equipment expense | $509,000 | 2,800 |
| Additional noninterest expense | $1,412,000 | 2,867 |
| Pre-tax net operating income | $1,717,000 | 2,876 |
| Securities gains (losses) | $67,000 | 1,555 |
| Applicable income taxes | $567,000 | 1,941 |
| Income before extraordinary items | $1,217,000 | 3,186 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,217,000 | 3,186 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,217,000 | 3,186 |
| Net charge-offs | $-26,000 | 5,159 |
| Cash dividends | $1,375,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,171,440 | 3,188 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 2,728 |
| Total interest expense | $532,000 | 2,326 |
| Net interest income | $3,761,000 | 2,752 |
| Provision for loan and lease losses | $210,000 | 1,559 |
| Total noninterest income | $716,000 | 2,521 |
| Gross Fiduciary activities income | $64,000 | 785 |
| Service charges on deposit accounts | $283,000 | 1,868 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $369,000 | 2,759 |
| Total noninterest expense | $3,208,000 | 2,726 |
| Salaries and employee benefits | $1,928,000 | 2,571 |
| Premises and equipment expense | $336,000 | 2,836 |
| Additional noninterest expense | $944,000 | 2,865 |
| Pre-tax net operating income | $1,059,000 | 2,981 |
| Securities gains (losses) | $67,000 | 1,232 |
| Applicable income taxes | $348,000 | 2,000 |
| Income before extraordinary items | $778,000 | 3,229 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $778,000 | 3,226 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $778,000 | 3,227 |
| Net charge-offs | $-34,000 | 5,392 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $731,770 | 3,291 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 2,742 |
| Total interest expense | $265,000 | 2,350 |
| Net interest income | $1,869,000 | 2,763 |
| Provision for loan and lease losses | $105,000 | 1,464 |
| Total noninterest income | $357,000 | 2,494 |
| Gross Fiduciary activities income | $36,000 | 780 |
| Service charges on deposit accounts | $146,000 | 1,834 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $175,000 | 2,801 |
| Total noninterest expense | $1,655,000 | 2,669 |
| Salaries and employee benefits | $987,000 | 2,541 |
| Premises and equipment expense | $175,000 | 2,783 |
| Additional noninterest expense | $493,000 | 2,798 |
| Pre-tax net operating income | $466,000 | 3,155 |
| Securities gains (losses) | $29,000 | 1,065 |
| Applicable income taxes | $129,000 | 2,240 |
| Income before extraordinary items | $366,000 | 3,284 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $366,000 | 3,281 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $366,000 | 3,282 |
| Net charge-offs | $5,000 | 2,584 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $344,540 | 3,328 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,648,000 | 2,681 |
| Total interest expense | $1,015,000 | 2,392 |
| Net interest income | $7,633,000 | 2,693 |
| Provision for loan and lease losses | $420,000 | 1,540 |
| Total noninterest income | $1,485,000 | 2,491 |
| Gross Fiduciary activities income | $186,000 | 757 |
| Service charges on deposit accounts | $525,000 | 2,054 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $774,000 | 2,695 |
| Total noninterest expense | $6,349,000 | 2,749 |
| Salaries and employee benefits | $3,790,000 | 2,585 |
| Premises and equipment expense | $668,000 | 2,898 |
| Additional noninterest expense | $1,891,000 | 2,900 |
| Pre-tax net operating income | $2,349,000 | 2,744 |
| Securities gains (losses) | $56,000 | 1,567 |
| Applicable income taxes | $814,000 | 1,789 |
| Income before extraordinary items | $1,591,000 | 3,126 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,591,000 | 3,127 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,591,000 | 3,128 |
| Net charge-offs | $255,000 | 1,757 |
| Cash dividends | $1,050,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,554,040 | 3,116 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,479,000 | 2,699 |
| Total interest expense | $751,000 | 2,438 |
| Net interest income | $5,728,000 | 2,712 |
| Provision for loan and lease losses | $315,000 | 1,452 |
| Total noninterest income | $1,153,000 | 2,471 |
| Gross Fiduciary activities income | $157,000 | 746 |
| Service charges on deposit accounts | $397,000 | 2,052 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $599,000 | 2,670 |
| Total noninterest expense | $4,702,000 | 2,789 |
| Salaries and employee benefits | $2,810,000 | 2,614 |
| Premises and equipment expense | $500,000 | 2,951 |
| Additional noninterest expense | $1,392,000 | 2,954 |
| Pre-tax net operating income | $1,864,000 | 2,690 |
| Securities gains (losses) | $56,000 | 1,395 |
| Applicable income taxes | $638,000 | 1,796 |
| Income before extraordinary items | $1,282,000 | 3,064 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,282,000 | 3,064 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,282,000 | 3,065 |
| Net charge-offs | $-27,000 | 5,429 |
| Cash dividends | $700,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,244,480 | 3,061 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 2,702 |
| Total interest expense | $497,000 | 2,471 |
| Net interest income | $3,821,000 | 2,714 |
| Provision for loan and lease losses | $210,000 | 1,436 |
| Total noninterest income | $711,000 | 2,591 |
| Gross Fiduciary activities income | $105,000 | 760 |
| Service charges on deposit accounts | $262,000 | 2,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $344,000 | 2,870 |
| Total noninterest expense | $3,131,000 | 2,803 |
| Salaries and employee benefits | $1,869,000 | 2,641 |
| Premises and equipment expense | $336,000 | 2,931 |
| Additional noninterest expense | $926,000 | 2,982 |
| Pre-tax net operating income | $1,191,000 | 2,744 |
| Securities gains (losses) | $34,000 | 1,433 |
| Applicable income taxes | $365,000 | 1,939 |
| Income before extraordinary items | $860,000 | 3,044 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $860,000 | 3,045 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $860,000 | 3,046 |
| Net charge-offs | $-25,000 | 5,541 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $836,200 | 3,025 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 2,726 |
| Total interest expense | $246,000 | 2,508 |
| Net interest income | $1,892,000 | 2,724 |
| Provision for loan and lease losses | $105,000 | 1,379 |
| Total noninterest income | $356,000 | 2,562 |
| Gross Fiduciary activities income | $52,000 | 765 |
| Service charges on deposit accounts | $131,000 | 2,022 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $173,000 | 2,830 |
| Total noninterest expense | $1,534,000 | 2,858 |
| Salaries and employee benefits | $909,000 | 2,710 |
| Premises and equipment expense | $163,000 | 3,029 |
| Additional noninterest expense | $462,000 | 2,968 |
| Pre-tax net operating income | $609,000 | 2,654 |
| Securities gains (losses) | $21,000 | 1,218 |
| Applicable income taxes | $172,000 | 1,968 |
| Income before extraordinary items | $458,000 | 2,885 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $458,000 | 2,888 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $458,000 | 2,888 |
| Net charge-offs | $19,000 | 2,149 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $442,670 | 2,872 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,702,000 | 2,715 |
| Total interest expense | $924,000 | 2,730 |
| Net interest income | $7,778,000 | 2,689 |
| Provision for loan and lease losses | $315,000 | 1,927 |
| Total noninterest income | $1,133,000 | 2,918 |
| Gross Fiduciary activities income | $159,000 | 802 |
| Service charges on deposit accounts | $559,000 | 2,085 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $415,000 | 3,542 |
| Total noninterest expense | $6,369,000 | 2,802 |
| Salaries and employee benefits | $3,609,000 | 2,707 |
| Premises and equipment expense | $800,000 | 2,664 |
| Additional noninterest expense | $1,960,000 | 2,918 |
| Pre-tax net operating income | $2,227,000 | 2,789 |
| Securities gains (losses) | $62,000 | 1,587 |
| Applicable income taxes | $852,000 | 1,713 |
| Income before extraordinary items | $1,437,000 | 3,315 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,437,000 | 3,316 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,437,000 | 3,316 |
| Net charge-offs | $18,000 | 4,348 |
| Cash dividends | $800,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,397,320 | 3,319 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,515,000 | 2,736 |
| Total interest expense | $669,000 | 2,854 |
| Net interest income | $5,846,000 | 2,696 |
| Provision for loan and lease losses | $315,000 | 1,583 |
| Total noninterest income | $893,000 | 2,870 |
| Gross Fiduciary activities income | $111,000 | 810 |
| Service charges on deposit accounts | $417,000 | 2,103 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $365,000 | 3,339 |
| Total noninterest expense | $4,679,000 | 2,855 |
| Salaries and employee benefits | $2,660,000 | 2,741 |
| Premises and equipment expense | $586,000 | 2,739 |
| Additional noninterest expense | $1,433,000 | 2,993 |
| Pre-tax net operating income | $1,745,000 | 2,759 |
| Securities gains (losses) | $62,000 | 1,311 |
| Applicable income taxes | $676,000 | 1,688 |
| Income before extraordinary items | $1,131,000 | 3,260 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,131,000 | 3,259 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,131,000 | 3,261 |
| Net charge-offs | $12,000 | 4,087 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,091,320 | 3,295 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,285,000 | 2,771 |
| Total interest expense | $437,000 | 2,929 |
| Net interest income | $3,848,000 | 2,730 |
| Provision for loan and lease losses | $210,000 | 1,585 |
| Total noninterest income | $601,000 | 2,825 |
| Gross Fiduciary activities income | $88,000 | 796 |
| Service charges on deposit accounts | $275,000 | 2,088 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $238,000 | 3,372 |
| Total noninterest expense | $3,088,000 | 2,890 |
| Salaries and employee benefits | $1,757,000 | 2,772 |
| Premises and equipment expense | $370,000 | 2,861 |
| Additional noninterest expense | $961,000 | 2,986 |
| Pre-tax net operating income | $1,151,000 | 2,729 |
| Securities gains (losses) | $46,000 | 1,209 |
| Applicable income taxes | $374,000 | 1,838 |
| Income before extraordinary items | $823,000 | 3,030 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $823,000 | 3,036 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $823,000 | 3,036 |
| Net charge-offs | $-17,000 | 5,822 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $791,260 | 3,067 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 2,838 |
| Total interest expense | $211,000 | 3,047 |
| Net interest income | $1,872,000 | 2,785 |
| Provision for loan and lease losses | $105,000 | 1,539 |
| Total noninterest income | $320,000 | 2,713 |
| Gross Fiduciary activities income | $65,000 | 734 |
| Service charges on deposit accounts | $140,000 | 2,053 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $115,000 | 3,363 |
| Total noninterest expense | $1,524,000 | 2,941 |
| Salaries and employee benefits | $861,000 | 2,833 |
| Premises and equipment expense | $172,000 | 3,048 |
| Additional noninterest expense | $491,000 | 2,924 |
| Pre-tax net operating income | $563,000 | 2,688 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $173,000 | 1,868 |
| Income before extraordinary items | $393,000 | 3,036 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $393,000 | 3,039 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $393,000 | 3,039 |
| Net charge-offs | $-39,000 | 6,242 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $390,930 | 3,011 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,330,000 | 2,847 |
| Total interest expense | $972,000 | 3,007 |
| Net interest income | $7,358,000 | 2,810 |
| Provision for loan and lease losses | $460,000 | 1,948 |
| Total noninterest income | $1,329,000 | 2,772 |
| Gross Fiduciary activities income | $113,000 | 852 |
| Service charges on deposit accounts | $558,000 | 2,193 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $658,000 | 2,959 |
| Total noninterest expense | $6,014,000 | 2,986 |
| Salaries and employee benefits | $3,392,000 | 2,866 |
| Premises and equipment expense | $681,000 | 3,021 |
| Additional noninterest expense | $1,941,000 | 3,045 |
| Pre-tax net operating income | $2,213,000 | 2,668 |
| Securities gains (losses) | $70,000 | 1,565 |
| Applicable income taxes | $739,000 | 1,765 |
| Income before extraordinary items | $1,544,000 | 3,102 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,544,000 | 3,104 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,544,000 | 3,105 |
| Net charge-offs | $1,122,000 | 1,160 |
| Cash dividends | $500,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,496,400 | 3,117 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,187,000 | 2,897 |
| Total interest expense | $775,000 | 2,952 |
| Net interest income | $5,412,000 | 2,853 |
| Provision for loan and lease losses | $295,000 | 2,100 |
| Total noninterest income | $1,006,000 | 2,808 |
| Gross Fiduciary activities income | $87,000 | 843 |
| Service charges on deposit accounts | $411,000 | 2,231 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $508,000 | 2,992 |
| Total noninterest expense | $4,422,000 | 3,034 |
| Salaries and employee benefits | $2,472,000 | 2,934 |
| Premises and equipment expense | $524,000 | 3,000 |
| Additional noninterest expense | $1,426,000 | 3,089 |
| Pre-tax net operating income | $1,701,000 | 2,708 |
| Securities gains (losses) | $61,000 | 1,522 |
| Applicable income taxes | $332,000 | 2,337 |
| Income before extraordinary items | $1,430,000 | 2,747 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,430,000 | 2,751 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,430,000 | 2,751 |
| Net charge-offs | $97,000 | 3,287 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,380,590 | 2,738 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,055,000 | 2,940 |
| Total interest expense | $570,000 | 2,818 |
| Net interest income | $3,485,000 | 2,922 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $666,000 | 2,852 |
| Gross Fiduciary activities income | $61,000 | 842 |
| Service charges on deposit accounts | $269,000 | 2,233 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $336,000 | 3,049 |
| Total noninterest expense | $2,923,000 | 3,059 |
| Salaries and employee benefits | $1,631,000 | 2,975 |
| Premises and equipment expense | $352,000 | 2,984 |
| Additional noninterest expense | $940,000 | 3,107 |
| Pre-tax net operating income | $1,108,000 | 2,705 |
| Securities gains (losses) | $69,000 | 1,327 |
| Applicable income taxes | $220,000 | 2,338 |
| Income before extraordinary items | $957,000 | 2,728 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $957,000 | 2,733 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $957,000 | 2,733 |
| Net charge-offs | $-4,000 | 5,877 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $901,110 | 2,749 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 3,030 |
| Total interest expense | $306,000 | 2,737 |
| Net interest income | $1,659,000 | 3,056 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $327,000 | 2,882 |
| Gross Fiduciary activities income | $32,000 | 849 |
| Service charges on deposit accounts | $126,000 | 2,338 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $169,000 | 3,007 |
| Total noninterest expense | $1,426,000 | 3,138 |
| Salaries and employee benefits | $782,000 | 3,100 |
| Premises and equipment expense | $177,000 | 2,994 |
| Additional noninterest expense | $467,000 | 3,131 |
| Pre-tax net operating income | $500,000 | 2,868 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $117,000 | 2,242 |
| Income before extraordinary items | $385,000 | 3,093 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $385,000 | 3,094 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $385,000 | 3,095 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $383,460 | 3,018 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,249,000 | 3,029 |
| Total interest expense | $1,496,000 | 2,721 |
| Net interest income | $6,753,000 | 3,070 |
| Provision for loan and lease losses | $350,000 | 3,164 |
| Total noninterest income | $1,352,000 | 2,773 |
| Gross Fiduciary activities income | $140,000 | 839 |
| Service charges on deposit accounts | $470,000 | 2,613 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $742,000 | 2,812 |
| Total noninterest expense | $5,803,000 | 3,113 |
| Salaries and employee benefits | $3,236,000 | 2,972 |
| Premises and equipment expense | $717,000 | 2,964 |
| Additional noninterest expense | $1,850,000 | 3,274 |
| Pre-tax net operating income | $1,952,000 | 2,860 |
| Securities gains (losses) | $165,000 | 1,856 |
| Applicable income taxes | $687,000 | 1,859 |
| Income before extraordinary items | $1,430,000 | 3,214 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,430,000 | 3,214 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,430,000 | 3,214 |
| Net charge-offs | $79,000 | 4,605 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,317,800 | 3,228 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 3,059 |
| Total interest expense | $1,154,000 | 2,767 |
| Net interest income | $5,103,000 | 3,102 |
| Provision for loan and lease losses | $315,000 | 2,902 |
| Total noninterest income | $1,004,000 | 2,786 |
| Gross Fiduciary activities income | $92,000 | 850 |
| Service charges on deposit accounts | $340,000 | 2,709 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $572,000 | 2,743 |
| Total noninterest expense | $4,292,000 | 3,158 |
| Salaries and employee benefits | $2,368,000 | 3,039 |
| Premises and equipment expense | $544,000 | 2,983 |
| Additional noninterest expense | $1,380,000 | 3,310 |
| Pre-tax net operating income | $1,500,000 | 2,888 |
| Securities gains (losses) | $71,000 | 2,222 |
| Applicable income taxes | $489,000 | 1,969 |
| Income before extraordinary items | $1,082,000 | 3,275 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,082,000 | 3,278 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,082,000 | 3,277 |
| Net charge-offs | $111,000 | 3,871 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,033,010 | 3,215 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 3,100 |
| Total interest expense | $804,000 | 2,759 |
| Net interest income | $3,341,000 | 3,161 |
| Provision for loan and lease losses | $210,000 | 2,897 |
| Total noninterest income | $665,000 | 2,753 |
| Gross Fiduciary activities income | $61,000 | 858 |
| Service charges on deposit accounts | $218,000 | 2,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $386,000 | 2,690 |
| Total noninterest expense | $2,837,000 | 3,193 |
| Salaries and employee benefits | $1,609,000 | 3,006 |
| Premises and equipment expense | $367,000 | 2,966 |
| Additional noninterest expense | $861,000 | 3,491 |
| Pre-tax net operating income | $959,000 | 2,936 |
| Securities gains (losses) | $51,000 | 2,042 |
| Applicable income taxes | $335,000 | 1,935 |
| Income before extraordinary items | $675,000 | 3,405 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $675,000 | 3,406 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $675,000 | 3,406 |
| Net charge-offs | $-18,000 | 6,774 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $640,830 | 3,333 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 3,136 |
| Total interest expense | $398,000 | 2,872 |
| Net interest income | $1,663,000 | 3,182 |
| Provision for loan and lease losses | $105,000 | 2,781 |
| Total noninterest income | $346,000 | 2,696 |
| Gross Fiduciary activities income | $32,000 | 863 |
| Service charges on deposit accounts | $112,000 | 2,689 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $202,000 | 2,643 |
| Total noninterest expense | $1,410,000 | 3,202 |
| Salaries and employee benefits | $803,000 | 3,021 |
| Premises and equipment expense | $187,000 | 2,928 |
| Additional noninterest expense | $420,000 | 3,523 |
| Pre-tax net operating income | $494,000 | 2,897 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $166,000 | 1,921 |
| Income before extraordinary items | $328,000 | 3,467 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $328,000 | 3,470 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $328,000 | 3,470 |
| Net charge-offs | $-30,000 | 6,973 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $328,000 | 3,290 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,807,000 | 3,394 |
| Total interest expense | $1,901,000 | 2,879 |
| Net interest income | $5,906,000 | 3,501 |
| Provision for loan and lease losses | $100,000 | 5,330 |
| Total noninterest income | $1,050,000 | 3,024 |
| Gross Fiduciary activities income | $98,000 | 842 |
| Service charges on deposit accounts | $475,000 | 2,681 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $477,000 | 3,188 |
| Total noninterest expense | $5,498,000 | 3,279 |
| Salaries and employee benefits | $3,009,000 | 3,113 |
| Premises and equipment expense | $755,000 | 3,037 |
| Additional noninterest expense | $1,734,000 | 3,515 |
| Pre-tax net operating income | $1,358,000 | 3,196 |
| Securities gains (losses) | $51,000 | 2,577 |
| Applicable income taxes | $505,000 | 2,018 |
| Income before extraordinary items | $904,000 | 3,740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $904,000 | 3,743 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $904,000 | 3,743 |
| Net charge-offs | $56,000 | 5,414 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $871,360 | 3,686 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,798,000 | 3,462 |
| Total interest expense | $1,489,000 | 2,884 |
| Net interest income | $4,309,000 | 3,586 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $751,000 | 3,119 |
| Gross Fiduciary activities income | $67,000 | 843 |
| Service charges on deposit accounts | $350,000 | 2,723 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $334,000 | 3,306 |
| Total noninterest expense | $4,029,000 | 3,357 |
| Salaries and employee benefits | $2,161,000 | 3,217 |
| Premises and equipment expense | $565,000 | 3,066 |
| Additional noninterest expense | $1,303,000 | 3,490 |
| Pre-tax net operating income | $1,031,000 | 3,252 |
| Securities gains (losses) | $51,000 | 2,319 |
| Applicable income taxes | $382,000 | 1,992 |
| Income before extraordinary items | $700,000 | 3,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $700,000 | 3,756 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $700,000 | 3,756 |
| Net charge-offs | $-16,000 | 7,082 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $666,850 | 3,727 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,794,000 | 3,545 |
| Total interest expense | $1,024,000 | 2,903 |
| Net interest income | $2,770,000 | 3,686 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $464,000 | 3,261 |
| Gross Fiduciary activities income | $37,000 | 882 |
| Service charges on deposit accounts | $232,000 | 2,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 3,524 |
| Total noninterest expense | $2,706,000 | 3,377 |
| Salaries and employee benefits | $1,408,000 | 3,298 |
| Premises and equipment expense | $376,000 | 3,086 |
| Additional noninterest expense | $922,000 | 3,396 |
| Pre-tax net operating income | $528,000 | 3,702 |
| Securities gains (losses) | $23,000 | 2,027 |
| Applicable income taxes | $181,000 | 2,323 |
| Income before extraordinary items | $370,000 | 4,118 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $370,000 | 4,118 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $370,000 | 4,120 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $354,590 | 4,107 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 3,633 |
| Total interest expense | $505,000 | 3,011 |
| Net interest income | $1,334,000 | 3,777 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $217,000 | 3,419 |
| Gross Fiduciary activities income | $17,000 | 898 |
| Service charges on deposit accounts | $115,000 | 2,685 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 3,808 |
| Total noninterest expense | $1,319,000 | 3,431 |
| Salaries and employee benefits | $681,000 | 3,383 |
| Premises and equipment expense | $188,000 | 3,145 |
| Additional noninterest expense | $450,000 | 3,449 |
| Pre-tax net operating income | $232,000 | 3,971 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $70,000 | 2,549 |
| Income before extraordinary items | $167,000 | 4,284 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $167,000 | 4,283 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $167,000 | 4,284 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $163,500 | 4,263 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,010,000 | 3,895 |
| Total interest expense | $2,053,000 | 3,489 |
| Net interest income | $4,957,000 | 3,985 |
| Provision for loan and lease losses | $-190,000 | 7,616 |
| Total noninterest income | $990,000 | 3,235 |
| Gross Fiduciary activities income | $60,000 | 945 |
| Service charges on deposit accounts | $455,000 | 2,826 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $475,000 | 3,263 |
| Total noninterest expense | $5,146,000 | 3,531 |
| Salaries and employee benefits | $2,709,000 | 3,385 |
| Premises and equipment expense | $729,000 | 3,192 |
| Additional noninterest expense | $1,708,000 | 3,665 |
| Pre-tax net operating income | $991,000 | 3,396 |
| Securities gains (losses) | $79,000 | 2,352 |
| Applicable income taxes | $399,000 | 2,100 |
| Income before extraordinary items | $671,000 | 3,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $671,000 | 3,910 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $671,000 | 3,912 |
| Net charge-offs | $-222,000 | 7,631 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $620,440 | 3,881 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 4,016 |
| Total interest expense | $1,532,000 | 3,651 |
| Net interest income | $3,656,000 | 4,081 |
| Provision for loan and lease losses | $-190,000 | 7,724 |
| Total noninterest income | $739,000 | 3,296 |
| Gross Fiduciary activities income | $45,000 | 930 |
| Service charges on deposit accounts | $346,000 | 2,857 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $348,000 | 3,312 |
| Total noninterest expense | $3,703,000 | 3,659 |
| Salaries and employee benefits | $1,928,000 | 3,543 |
| Premises and equipment expense | $543,000 | 3,254 |
| Additional noninterest expense | $1,232,000 | 3,736 |
| Pre-tax net operating income | $882,000 | 3,310 |
| Securities gains (losses) | $75,000 | 2,169 |
| Applicable income taxes | $360,000 | 1,976 |
| Income before extraordinary items | $597,000 | 3,793 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $597,000 | 3,793 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $597,000 | 3,794 |
| Net charge-offs | $-222,000 | 7,736 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $549,000 | 3,796 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 4,101 |
| Total interest expense | $1,016,000 | 3,760 |
| Net interest income | $2,375,000 | 4,149 |
| Provision for loan and lease losses | $-190,000 | 7,795 |
| Total noninterest income | $497,000 | 3,235 |
| Gross Fiduciary activities income | $31,000 | 936 |
| Service charges on deposit accounts | $234,000 | 2,850 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $232,000 | 3,243 |
| Total noninterest expense | $2,427,000 | 3,711 |
| Salaries and employee benefits | $1,272,000 | 3,592 |
| Premises and equipment expense | $357,000 | 3,313 |
| Additional noninterest expense | $798,000 | 3,808 |
| Pre-tax net operating income | $635,000 | 3,202 |
| Securities gains (losses) | $74,000 | 1,632 |
| Applicable income taxes | $268,000 | 1,845 |
| Income before extraordinary items | $441,000 | 3,624 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $441,000 | 3,621 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $441,000 | 3,623 |
| Net charge-offs | $-198,000 | 7,791 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $393,640 | 3,709 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 4,195 |
| Total interest expense | $509,000 | 3,880 |
| Net interest income | $1,164,000 | 4,242 |
| Provision for loan and lease losses | $-190,000 | 7,899 |
| Total noninterest income | $253,000 | 3,191 |
| Gross Fiduciary activities income | $15,000 | 945 |
| Service charges on deposit accounts | $119,000 | 2,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $119,000 | 3,212 |
| Total noninterest expense | $1,199,000 | 3,762 |
| Salaries and employee benefits | $623,000 | 3,710 |
| Premises and equipment expense | $180,000 | 3,390 |
| Additional noninterest expense | $396,000 | 3,821 |
| Pre-tax net operating income | $408,000 | 2,802 |
| Securities gains (losses) | $16,000 | 1,584 |
| Applicable income taxes | $190,000 | 1,472 |
| Income before extraordinary items | $234,000 | 3,607 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $234,000 | 3,604 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $234,000 | 3,606 |
| Net charge-offs | $-130,000 | 7,865 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $223,760 | 3,552 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,695,000 | 4,296 |
| Total interest expense | $2,100,000 | 4,310 |
| Net interest income | $4,595,000 | 4,166 |
| Provision for loan and lease losses | $-403,000 | 8,006 |
| Total noninterest income | $864,000 | 3,613 |
| Gross Fiduciary activities income | $7,000 | 1,220 |
| Service charges on deposit accounts | $550,000 | 2,693 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $307,000 | 3,942 |
| Total noninterest expense | $4,843,000 | 3,790 |
| Salaries and employee benefits | $2,448,000 | 3,751 |
| Premises and equipment expense | $730,000 | 3,355 |
| Additional noninterest expense | $1,665,000 | 3,800 |
| Pre-tax net operating income | $1,019,000 | 2,956 |
| Securities gains (losses) | $10,000 | 3,254 |
| Applicable income taxes | $345,000 | 1,900 |
| Income before extraordinary items | $684,000 | 3,396 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $684,000 | 3,395 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $684,000 | 3,395 |
| Net charge-offs | $-661,000 | 8,009 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $677,400 | 3,349 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 4,378 |
| Total interest expense | $1,558,000 | 4,485 |
| Net interest income | $3,434,000 | 4,183 |
| Provision for loan and lease losses | $-253,000 | 8,089 |
| Total noninterest income | $629,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $403,000 | 2,744 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $226,000 | 4,081 |
| Total noninterest expense | $3,527,000 | 3,879 |
| Salaries and employee benefits | $1,739,000 | 3,947 |
| Premises and equipment expense | $549,000 | 3,387 |
| Additional noninterest expense | $1,239,000 | 3,796 |
| Pre-tax net operating income | $789,000 | 3,129 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $272,000 | 2,027 |
| Income before extraordinary items | $527,000 | 3,604 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $527,000 | 3,602 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $527,000 | 3,604 |
| Net charge-offs | $-742,000 | 8,093 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $520,400 | 3,534 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 4,446 |
| Total interest expense | $1,025,000 | 4,664 |
| Net interest income | $2,265,000 | 4,204 |
| Provision for loan and lease losses | $-253,000 | 8,181 |
| Total noninterest income | $361,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $261,000 | 2,768 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $100,000 | 4,791 |
| Total noninterest expense | $2,318,000 | 3,942 |
| Salaries and employee benefits | $1,141,000 | 4,024 |
| Premises and equipment expense | $368,000 | 3,400 |
| Additional noninterest expense | $809,000 | 3,843 |
| Pre-tax net operating income | $561,000 | 3,119 |
| Securities gains (losses) | $10,000 | 2,574 |
| Applicable income taxes | $137,000 | 2,356 |
| Income before extraordinary items | $434,000 | 3,349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $434,000 | 3,344 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $434,000 | 3,347 |
| Net charge-offs | $-782,000 | 8,189 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $426,400 | 3,262 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 4,516 |
| Total interest expense | $519,000 | 4,742 |
| Net interest income | $1,109,000 | 4,247 |
| Provision for loan and lease losses | $-150,000 | 8,220 |
| Total noninterest income | $105,000 | 5,122 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $120,000 | 2,891 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-15,000 | 8,013 |
| Total noninterest expense | $1,080,000 | 4,074 |
| Salaries and employee benefits | $548,000 | 4,171 |
| Premises and equipment expense | $190,000 | 3,369 |
| Additional noninterest expense | $342,000 | 4,029 |
| Pre-tax net operating income | $284,000 | 3,419 |
| Securities gains (losses) | $10,000 | 1,902 |
| Applicable income taxes | $-58,000 | 7,451 |
| Income before extraordinary items | $352,000 | 2,803 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $352,000 | 2,802 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $352,000 | 2,804 |
| Net charge-offs | $-812,000 | 8,242 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $342,000 | 2,736 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 4,648 |
| Total interest expense | $2,373,000 | 4,879 |
| Net interest income | $4,259,000 | 4,381 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,019,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $517,000 | 2,937 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $502,000 | 3,164 |
| Total noninterest expense | $4,926,000 | 3,608 |
| Salaries and employee benefits | $2,625,000 | 3,632 |
| Premises and equipment expense | $722,000 | 3,431 |
| Additional noninterest expense | $1,579,000 | 3,492 |
| Pre-tax net operating income | $352,000 | 5,281 |
| Securities gains (losses) | $13,000 | 2,401 |
| Applicable income taxes | $226,000 | 2,694 |
| Income before extraordinary items | $139,000 | 5,717 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $139,000 | 5,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 3,531 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $130,680 | 5,909 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,964,000 | 4,730 |
| Total interest expense | $1,808,000 | 4,964 |
| Net interest income | $3,156,000 | 4,467 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $819,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $381,000 | 3,005 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $438,000 | 3,033 |
| Total noninterest expense | $3,673,000 | 3,623 |
| Salaries and employee benefits | $2,021,000 | 3,589 |
| Premises and equipment expense | $540,000 | 3,461 |
| Additional noninterest expense | $1,112,000 | 3,582 |
| Pre-tax net operating income | $302,000 | 5,629 |
| Securities gains (losses) | $-3,000 | 7,226 |
| Applicable income taxes | $223,000 | 2,793 |
| Income before extraordinary items | $76,000 | 6,295 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $76,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 2,699 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $77,920 | 6,441 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 4,769 |
| Total interest expense | $1,236,000 | 5,036 |
| Net interest income | $2,095,000 | 4,454 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $595,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $248,000 | 3,037 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $347,000 | 2,789 |
| Total noninterest expense | $2,329,000 | 3,788 |
| Salaries and employee benefits | $1,210,000 | 3,934 |
| Premises and equipment expense | $358,000 | 3,499 |
| Additional noninterest expense | $761,000 | 3,483 |
| Pre-tax net operating income | $361,000 | 4,967 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $195,000 | 2,709 |
| Income before extraordinary items | $166,000 | 5,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 1,960 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $166,000 | 5,802 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 4,858 |
| Total interest expense | $661,000 | 5,028 |
| Net interest income | $1,009,000 | 4,590 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $206,000 | 3,945 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $125,000 | 2,971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 4,169 |
| Total noninterest expense | $1,189,000 | 3,726 |
| Salaries and employee benefits | $594,000 | 4,008 |
| Premises and equipment expense | $182,000 | 3,469 |
| Additional noninterest expense | $413,000 | 3,221 |
| Pre-tax net operating income | $26,000 | 6,901 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-31,000 | 7,959 |
| Income before extraordinary items | $57,000 | 6,472 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $57,000 | 6,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $57,000 | 6,376 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,940,000 | 4,754 |
| Total interest expense | $2,869,000 | 4,915 |
| Net interest income | $4,071,000 | 4,571 |
| Provision for loan and lease losses | $-30,000 | 8,277 |
| Total noninterest income | $724,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $442,000 | 3,323 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $282,000 | 4,356 |
| Total noninterest expense | $4,559,000 | 3,720 |
| Salaries and employee benefits | $2,474,000 | 3,751 |
| Premises and equipment expense | $600,000 | 3,838 |
| Additional noninterest expense | $1,485,000 | 3,443 |
| Pre-tax net operating income | $266,000 | 6,695 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $132,000 | 4,251 |
| Income before extraordinary items | $134,000 | 7,012 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $134,000 | 7,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 8,415 |
| Cash dividends | $2,250,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $134,000 | 6,990 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,163,000 | 4,800 |
| Total interest expense | $2,140,000 | 4,941 |
| Net interest income | $3,023,000 | 4,619 |
| Provision for loan and lease losses | $-30,000 | 8,347 |
| Total noninterest income | $512,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $315,000 | 3,438 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $197,000 | 4,510 |
| Total noninterest expense | $3,282,000 | 3,831 |
| Salaries and employee benefits | $1,797,000 | 3,830 |
| Premises and equipment expense | $414,000 | 4,061 |
| Additional noninterest expense | $1,071,000 | 3,509 |
| Pre-tax net operating income | $283,000 | 6,631 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $67,000 | 4,753 |
| Income before extraordinary items | $216,000 | 6,732 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $216,000 | 6,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,348 |
| Cash dividends | $2,250,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $216,000 | 6,725 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 4,846 |
| Total interest expense | $1,398,000 | 4,998 |
| Net interest income | $2,009,000 | 4,652 |
| Provision for loan and lease losses | $-30,000 | 8,406 |
| Total noninterest income | $349,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $205,000 | 3,466 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $144,000 | 4,393 |
| Total noninterest expense | $2,152,000 | 3,903 |
| Salaries and employee benefits | $1,199,000 | 3,871 |
| Premises and equipment expense | $265,000 | 4,205 |
| Additional noninterest expense | $688,000 | 3,614 |
| Pre-tax net operating income | $236,000 | 6,436 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $52,000 | 4,731 |
| Income before extraordinary items | $184,000 | 6,500 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $184,000 | 6,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,315 |
| Cash dividends | $2,250,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $184,000 | 6,493 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 4,865 |
| Total interest expense | $695,000 | 4,999 |
| Net interest income | $997,000 | 4,694 |
| Provision for loan and lease losses | $-30,000 | 8,484 |
| Total noninterest income | $169,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $99,000 | 3,475 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $70,000 | 4,459 |
| Total noninterest expense | $1,070,000 | 3,928 |
| Salaries and employee benefits | $601,000 | 3,887 |
| Premises and equipment expense | $129,000 | 4,299 |
| Additional noninterest expense | $340,000 | 3,616 |
| Pre-tax net operating income | $126,000 | 6,337 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $20,000 | 4,933 |
| Income before extraordinary items | $106,000 | 6,305 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $106,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $2,250,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $106,000 | 6,284 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,523,000 | 4,751 |
| Total interest expense | $2,519,000 | 4,802 |
| Net interest income | $4,004,000 | 4,655 |
| Provision for loan and lease losses | $-714,000 | 8,618 |
| Total noninterest income | $1,104,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $322,000 | 3,981 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $782,000 | 2,612 |
| Total noninterest expense | $4,377,000 | 3,705 |
| Salaries and employee benefits | $2,437,000 | 3,677 |
| Premises and equipment expense | $578,000 | 3,872 |
| Additional noninterest expense | $1,362,000 | 3,559 |
| Pre-tax net operating income | $1,445,000 | 4,371 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $-872,000 | 8,622 |
| Income before extraordinary items | $2,315,000 | 2,778 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,315,000 | 2,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-245,000 | 8,600 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,317,000 | 2,767 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 4,816 |
| Total interest expense | $1,797,000 | 4,859 |
| Net interest income | $2,969,000 | 4,723 |
| Provision for loan and lease losses | $-482,000 | 8,666 |
| Total noninterest income | $391,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $232,000 | 4,090 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 5,017 |
| Total noninterest expense | $3,102,000 | 3,883 |
| Salaries and employee benefits | $1,691,000 | 3,894 |
| Premises and equipment expense | $412,000 | 4,031 |
| Additional noninterest expense | $999,000 | 3,613 |
| Pre-tax net operating income | $740,000 | 5,388 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $738,000 | 4,891 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $738,000 | 4,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-247,000 | 8,656 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $740,000 | 4,875 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 4,862 |
| Total interest expense | $1,127,000 | 4,911 |
| Net interest income | $1,956,000 | 4,778 |
| Provision for loan and lease losses | $-482,000 | 8,711 |
| Total noninterest income | $240,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $141,000 | 4,268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,149 |
| Total noninterest expense | $2,085,000 | 3,880 |
| Salaries and employee benefits | $1,131,000 | 3,915 |
| Premises and equipment expense | $274,000 | 4,046 |
| Additional noninterest expense | $680,000 | 3,570 |
| Pre-tax net operating income | $593,000 | 5,020 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $593,000 | 4,471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $593,000 | 4,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-171,000 | 8,662 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $593,000 | 4,463 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 4,916 |
| Total interest expense | $537,000 | 4,915 |
| Net interest income | $950,000 | 4,864 |
| Provision for loan and lease losses | $-200,000 | 8,699 |
| Total noninterest income | $118,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $65,000 | 4,375 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,003 |
| Total noninterest expense | $1,037,000 | 3,911 |
| Salaries and employee benefits | $567,000 | 3,917 |
| Premises and equipment expense | $137,000 | 4,043 |
| Additional noninterest expense | $333,000 | 3,587 |
| Pre-tax net operating income | $231,000 | 5,530 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $231,000 | 5,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 5,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,454 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $231,000 | 5,004 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,687,000 | 4,752 |
| Total interest expense | $1,926,000 | 4,543 |
| Net interest income | $3,761,000 | 4,805 |
| Provision for loan and lease losses | $-935,000 | 8,776 |
| Total noninterest income | $392,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $266,000 | 4,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $126,000 | 6,027 |
| Total noninterest expense | $4,076,000 | 3,814 |
| Salaries and employee benefits | $2,181,000 | 3,870 |
| Premises and equipment expense | $499,000 | 4,179 |
| Additional noninterest expense | $1,396,000 | 3,421 |
| Pre-tax net operating income | $1,012,000 | 5,335 |
| Securities gains (losses) | $-109,000 | 8,451 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $903,000 | 5,077 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $903,000 | 5,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-776,000 | 8,800 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,012,000 | 4,784 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,214,000 | 4,759 |
| Total interest expense | $1,426,000 | 4,451 |
| Net interest income | $2,788,000 | 4,852 |
| Provision for loan and lease losses | $-750,000 | 8,795 |
| Total noninterest income | $281,000 | 5,904 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $202,000 | 4,436 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 6,334 |
| Total noninterest expense | $3,052,000 | 3,789 |
| Salaries and employee benefits | $1,578,000 | 3,934 |
| Premises and equipment expense | $368,000 | 4,224 |
| Additional noninterest expense | $1,106,000 | 3,243 |
| Pre-tax net operating income | $767,000 | 5,430 |
| Securities gains (losses) | $-109,000 | 8,641 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $658,000 | 5,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $658,000 | 5,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-875,000 | 8,835 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $767,000 | 4,829 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 4,755 |
| Total interest expense | $946,000 | 4,298 |
| Net interest income | $1,825,000 | 4,903 |
| Provision for loan and lease losses | $-350,000 | 8,788 |
| Total noninterest income | $164,000 | 6,168 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $137,000 | 4,352 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $2,047,000 | 3,745 |
| Salaries and employee benefits | $1,036,000 | 3,967 |
| Premises and equipment expense | $244,000 | 4,222 |
| Additional noninterest expense | $767,000 | 3,129 |
| Pre-tax net operating income | $292,000 | 6,632 |
| Securities gains (losses) | $-60,000 | 8,633 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $232,000 | 6,653 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $232,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-298,000 | 8,798 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $292,000 | 6,126 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 4,792 |
| Total interest expense | $455,000 | 4,301 |
| Net interest income | $902,000 | 4,951 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $108,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $68,000 | 4,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $923,000 | 4,081 |
| Salaries and employee benefits | $509,000 | 4,038 |
| Premises and equipment expense | $126,000 | 4,172 |
| Additional noninterest expense | $288,000 | 3,930 |
| Pre-tax net operating income | $87,000 | 7,413 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $87,000 | 7,108 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $87,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $87,000 | 7,079 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 4,817 |
| Total interest expense | $1,575,000 | 4,387 |
| Net interest income | $3,480,000 | 4,927 |
| Provision for loan and lease losses | $-250,000 | 8,859 |
| Total noninterest income | $374,000 | 5,933 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $245,000 | 4,784 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $129,000 | 5,984 |
| Total noninterest expense | $4,133,000 | 3,642 |
| Salaries and employee benefits | $2,097,000 | 3,841 |
| Premises and equipment expense | $470,000 | 4,278 |
| Additional noninterest expense | $1,566,000 | 3,022 |
| Pre-tax net operating income | $-29,000 | 8,432 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-29,000 | 8,473 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-29,000 | 8,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,468 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-29,000 | 8,440 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,738,000 | 4,842 |
| Total interest expense | $1,157,000 | 4,394 |
| Net interest income | $2,581,000 | 4,950 |
| Provision for loan and lease losses | $-250,000 | 8,936 |
| Total noninterest income | $229,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $171,000 | 4,982 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 6,846 |
| Total noninterest expense | $3,163,000 | 3,552 |
| Salaries and employee benefits | $1,537,000 | 3,878 |
| Premises and equipment expense | $354,000 | 4,259 |
| Additional noninterest expense | $1,272,000 | 2,761 |
| Pre-tax net operating income | $-103,000 | 8,597 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-104,000 | 8,626 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-104,000 | 8,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,250 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-103,000 | 8,597 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 4,876 |
| Total interest expense | $773,000 | 4,375 |
| Net interest income | $1,700,000 | 4,990 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $149,000 | 6,474 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $111,000 | 5,035 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 6,883 |
| Total noninterest expense | $1,985,000 | 3,755 |
| Salaries and employee benefits | $1,019,000 | 3,923 |
| Premises and equipment expense | $218,000 | 4,496 |
| Additional noninterest expense | $748,000 | 3,124 |
| Pre-tax net operating income | $-136,000 | 8,718 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-137,000 | 8,749 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-137,000 | 8,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,362 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-136,000 | 8,718 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 4,919 |
| Total interest expense | $392,000 | 4,399 |
| Net interest income | $838,000 | 5,045 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $88,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $56,000 | 4,941 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $976,000 | 3,834 |
| Salaries and employee benefits | $504,000 | 3,983 |
| Premises and equipment expense | $106,000 | 4,616 |
| Additional noninterest expense | $366,000 | 3,166 |
| Pre-tax net operating income | $-50,000 | 8,722 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-51,000 | 8,756 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-51,000 | 8,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-50,000 | 8,719 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 4,704 |
| Total interest expense | $1,879,000 | 4,216 |
| Net interest income | $3,412,000 | 4,879 |
| Provision for loan and lease losses | $-288,000 | 9,104 |
| Total noninterest income | $393,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $182,000 | 5,462 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $211,000 | 5,184 |
| Total noninterest expense | $3,907,000 | 3,783 |
| Salaries and employee benefits | $1,984,000 | 3,947 |
| Premises and equipment expense | $482,000 | 4,186 |
| Additional noninterest expense | $1,441,000 | 3,200 |
| Pre-tax net operating income | $186,000 | 7,867 |
| Securities gains (losses) | $55,000 | 2,425 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $236,000 | 7,586 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $236,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,031,000 | 904 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $182,100 | 7,718 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 4,713 |
| Total interest expense | $1,459,000 | 4,235 |
| Net interest income | $2,562,000 | 4,886 |
| Provision for loan and lease losses | $-288,000 | 9,178 |
| Total noninterest income | $432,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $137,000 | 5,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $295,000 | 4,072 |
| Total noninterest expense | $2,912,000 | 3,783 |
| Salaries and employee benefits | $1,486,000 | 3,947 |
| Premises and equipment expense | $373,000 | 4,060 |
| Additional noninterest expense | $1,053,000 | 3,242 |
| Pre-tax net operating income | $370,000 | 6,846 |
| Securities gains (losses) | $56,000 | 2,221 |
| Applicable income taxes | $5,000 | 7,232 |
| Income before extraordinary items | $421,000 | 6,235 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $421,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,824 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $365,560 | 6,393 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,710,000 | 4,712 |
| Total interest expense | $1,008,000 | 4,231 |
| Net interest income | $1,702,000 | 4,898 |
| Provision for loan and lease losses | $-389,000 | 9,236 |
| Total noninterest income | $284,000 | 5,132 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $90,000 | 5,497 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $194,000 | 4,094 |
| Total noninterest expense | $1,939,000 | 3,788 |
| Salaries and employee benefits | $966,000 | 4,029 |
| Premises and equipment expense | $254,000 | 3,995 |
| Additional noninterest expense | $719,000 | 3,156 |
| Pre-tax net operating income | $436,000 | 5,657 |
| Securities gains (losses) | $53,000 | 1,969 |
| Applicable income taxes | $5,000 | 7,181 |
| Income before extraordinary items | $484,000 | 4,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $484,000 | 4,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,460 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $431,530 | 4,998 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 4,751 |
| Total interest expense | $527,000 | 4,171 |
| Net interest income | $822,000 | 4,993 |
| Provision for loan and lease losses | $-200,000 | 9,284 |
| Total noninterest income | $151,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 3,872 |
| Total noninterest expense | $972,000 | 3,755 |
| Salaries and employee benefits | $477,000 | 4,046 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $357,000 | 3,144 |
| Pre-tax net operating income | $201,000 | 5,830 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $201,000 | 5,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $201,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 9,162 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $201,000 | 5,130 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,791,000 | 4,152 |
| Total interest expense | $3,271,000 | 3,289 |
| Net interest income | $3,520,000 | 4,739 |
| Provision for loan and lease losses | $633,000 | 1,970 |
| Total noninterest income | $2,059,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $174,000 | 5,541 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,885,000 | 1,383 |
| Total noninterest expense | $4,558,000 | 3,190 |
| Salaries and employee benefits | $2,307,000 | 3,343 |
| Premises and equipment expense | $566,000 | 3,588 |
| Additional noninterest expense | $1,685,000 | 2,678 |
| Pre-tax net operating income | $388,000 | 7,211 |
| Securities gains (losses) | $116,000 | 1,608 |
| Applicable income taxes | $-272,000 | 9,174 |
| Income before extraordinary items | $776,000 | 5,283 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $776,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,607,000 | 643 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $660,000 | 5,563 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,494,000 | 3,181 |
| Total interest expense | $6,393,000 | 2,507 |
| Net interest income | $4,101,000 | 4,051 |
| Provision for loan and lease losses | $5,108,000 | 354 |
| Total noninterest income | $-422,000 | 9,609 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $185,000 | 5,334 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-607,000 | 9,625 |
| Total noninterest expense | $6,155,000 | 2,319 |
| Salaries and employee benefits | $2,313,000 | 3,172 |
| Premises and equipment expense | $707,000 | 2,923 |
| Additional noninterest expense | $3,135,000 | 1,490 |
| Pre-tax net operating income | $-7,584,000 | 9,584 |
| Securities gains (losses) | $-6,000 | 9,232 |
| Applicable income taxes | $-243,000 | 9,394 |
| Income before extraordinary items | $-7,347,000 | 9,585 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-7,347,000 | 9,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,008,000 | 312 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 699 |
| Net operating income | $-7,341,180 | 9,578 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,497,000 | 2,407 |
| Total interest expense | $7,883,000 | 2,167 |
| Net interest income | $6,614,000 | 2,693 |
| Provision for loan and lease losses | $8,226,000 | 226 |
| Total noninterest income | $484,000 | 5,001 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $253,000 | 4,496 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $231,000 | 4,461 |
| Total noninterest expense | $5,020,000 | 2,709 |
| Salaries and employee benefits | $2,635,000 | 2,705 |
| Premises and equipment expense | $711,000 | 2,843 |
| Additional noninterest expense | $1,674,000 | 2,549 |
| Pre-tax net operating income | $-6,148,000 | 9,877 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-2,415,000 | 9,867 |
| Income before extraordinary items | $-3,733,000 | 9,851 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-3,733,000 | 9,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,567,000 | 286 |
| Cash dividends | $1,500,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $357,000 | 579 |
| Net operating income | $-3,733,000 | 9,851 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,302,000 | 2,273 |
| Total interest expense | $7,101,000 | 2,099 |
| Net interest income | $7,201,000 | 2,449 |
| Provision for loan and lease losses | $528,000 | 1,694 |
| Total noninterest income | $545,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $228,000 | 4,759 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $317,000 | 3,898 |
| Total noninterest expense | $4,972,000 | 2,720 |
| Salaries and employee benefits | $2,685,000 | 2,631 |
| Premises and equipment expense | $687,000 | 2,908 |
| Additional noninterest expense | $1,600,000 | 2,706 |
| Pre-tax net operating income | $2,246,000 | 3,039 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $871,000 | 2,451 |
| Income before extraordinary items | $1,375,000 | 3,469 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,375,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,103 |
| Cash dividends | $4,550,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $378,000 | 649 |
| Net operating income | $1,375,000 | 3,439 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,556,000 | 2,096 |
| Total interest expense | $7,947,000 | 1,923 |
| Net interest income | $7,609,000 | 2,246 |
| Provision for loan and lease losses | $605,000 | 1,468 |
| Total noninterest income | $625,000 | 4,267 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $199,000 | 5,164 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $426,000 | 3,297 |
| Total noninterest expense | $4,979,000 | 2,626 |
| Salaries and employee benefits | $2,829,000 | 2,387 |
| Premises and equipment expense | $646,000 | 2,978 |
| Additional noninterest expense | $1,504,000 | 2,770 |
| Pre-tax net operating income | $2,650,000 | 2,652 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,067,000 | 2,187 |
| Income before extraordinary items | $1,583,000 | 3,115 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,583,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $748,000 | 931 |
| Cash dividends | $5,150,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $546,000 | 545 |
| Net operating income | $1,583,000 | 3,029 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,680,000 | 2,083 |
| Total interest expense | $8,462,000 | 1,830 |
| Net interest income | $7,218,000 | 2,417 |
| Provision for loan and lease losses | $242,000 | 3,006 |
| Total noninterest income | $580,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $168,000 | 5,859 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $412,000 | 3,231 |
| Total noninterest expense | $5,092,000 | 2,519 |
| Salaries and employee benefits | $3,061,000 | 2,164 |
| Premises and equipment expense | $575,000 | 3,272 |
| Additional noninterest expense | $1,456,000 | 2,807 |
| Pre-tax net operating income | $2,464,000 | 2,953 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $987,000 | 2,458 |
| Income before extraordinary items | $1,477,000 | 3,406 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,477,000 | 3,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,893 |
| Cash dividends | $5,500,000 | 581 |
| Sale, conversion, retirement of capital stock, net | $461,000 | 560 |
| Net operating income | $1,477,000 | 3,331 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,215,000 | 2,214 |
| Total interest expense | $7,727,000 | 2,034 |
| Net interest income | $7,488,000 | 2,399 |
| Provision for loan and lease losses | $270,000 | 2,798 |
| Total noninterest income | $558,000 | 4,789 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $154,000 | 6,406 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $404,000 | 3,387 |
| Total noninterest expense | $7,307,000 | 1,931 |
| Salaries and employee benefits | $3,648,000 | 1,812 |
| Premises and equipment expense | $528,000 | 3,616 |
| Additional noninterest expense | $3,131,000 | 1,659 |
| Pre-tax net operating income | $469,000 | 8,124 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-41,000 | 11,056 |
| Income before extraordinary items | $510,000 | 6,829 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $510,000 | 6,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,582 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $905,000 | 399 |
| Net operating income | $510,000 | 6,769 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,766,000 | 2,427 |
| Total interest expense | $7,014,000 | 2,226 |
| Net interest income | $6,752,000 | 2,640 |
| Provision for loan and lease losses | $565,000 | 1,433 |
| Total noninterest income | $298,000 | 7,104 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $106,000 | 7,638 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $192,000 | 5,250 |
| Total noninterest expense | $3,861,000 | 3,435 |
| Salaries and employee benefits | $1,946,000 | 3,389 |
| Premises and equipment expense | $411,000 | 4,429 |
| Additional noninterest expense | $1,504,000 | 3,088 |
| Pre-tax net operating income | $2,624,000 | 2,712 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $923,000 | 2,549 |
| Income before extraordinary items | $1,701,000 | 2,889 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,701,000 | 2,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,942 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $8,295,000 | 56 |
| Net operating income | $1,701,000 | 2,853 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,961,000 | 2,773 |
| Total interest expense | $5,040,000 | 2,441 |
| Net interest income | $5,921,000 | 3,032 |
| Provision for loan and lease losses | $327,000 | 2,127 |
| Total noninterest income | $692,000 | 4,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $692,000 | 2,354 |
| Total noninterest expense | $3,782,000 | 3,593 |
| Salaries and employee benefits | $1,866,000 | 3,499 |
| Premises and equipment expense | $998,000 | 2,044 |
| Additional noninterest expense | $918,000 | 5,092 |
| Pre-tax net operating income | $2,504,000 | 2,821 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,772,000 | 1,333 |
| Income before extraordinary items | $732,000 | 5,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $732,000 | 5,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $732,000 | 5,791 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,914,000 | 2,840 |
| Total interest expense | $5,178,000 | 2,495 |
| Net interest income | $5,736,000 | 3,157 |
| Provision for loan and lease losses | $54,000 | 7,292 |
| Total noninterest income | $857,000 | 3,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $857,000 | 2,276 |
| Total noninterest expense | $3,483,000 | 3,924 |
| Salaries and employee benefits | $1,679,000 | 3,862 |
| Premises and equipment expense | $812,000 | 2,525 |
| Additional noninterest expense | $992,000 | 4,956 |
| Pre-tax net operating income | $3,056,000 | 2,231 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $950,000 | 2,385 |
| Income before extraordinary items | $2,119,000 | 2,360 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,119,000 | 2,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,110,030 | 2,231 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,775,000 | 2,982 |
| Total interest expense | $6,853,000 | 2,456 |
| Net interest income | $4,922,000 | 3,702 |
| Provision for loan and lease losses | $592,000 | 2,663 |
| Total noninterest income | $1,070,000 | 3,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,070,000 | 1,900 |
| Total noninterest expense | $3,368,000 | 4,069 |
| Salaries and employee benefits | $1,495,000 | 4,243 |
| Premises and equipment expense | $840,000 | 2,455 |
| Additional noninterest expense | $1,033,000 | 4,924 |
| Pre-tax net operating income | $2,032,000 | 3,061 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $782,000 | 2,678 |
| Income before extraordinary items | $1,246,000 | 3,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,246,000 | 3,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,248,560 | 3,401 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.