Home > First Southern Bank > Assets and Liabilities
First Southern Bank, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 47 | 3,792 |
Assets and Liabilities | ||
Total Assets: | $57,192,000 | 6,545 |
Cash and due from depository institutions | $4,458,000 | 3,792 |
Interest-bearing balances | $857,000 | 2,638 |
Securities | $10,595,000 | 7,227 |
Federal funds sold & reverse repurchase agreements | $2,481,000 | 4,465 |
Net loans & leases | $34,383,000 | 6,368 |
Loan loss allowance | $447,000 | 6,135 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $2,540,000 | 3,108 |
Other real estate owned | $347,000 | 3,792 |
Goodwill and other intangibles | $11,000 | 3,372 |
All other assets | $2,377,000 | 2,997 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $57,192,000 | 6,545 |
Total liabilities | $51,198,000 | 6,529 |
Total deposits | $49,015,000 | 6,481 |
Interest-bearing deposits | $39,301,000 | 6,752 |
Deposits held in domestic offices | $49,015,000 | 6,476 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,576,000 | 2,329 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $607,000 | 5,166 |
Total equity capital | $5,994,000 | 6,400 |
Total bank equity capital | $5,994,000 | 6,400 |
Perpetual preferred stock | $0 | 223 |
Common stock | $2,632,000 | 1,398 |
Surplus | $2,689,000 | 4,511 |
Undivided profits | $673,000 | 9,142 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $174,000 | 6,627 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $264,000 | 7,303 |
Earning assets | $48,316,000 | 6,839 |
Long-term assets (5+ years) | $6,055,000 | 5,534 |
Average Assets, year-to-date | $55,192,600 | 6,506 |
Average Assets, quarterly | $55,833,000 | 6,586 |
Volatile liabilities | $12,257,000 | 4,345 |
Insider loans | $3,260,000 | 1,288 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $5,691,000 | 4,870 |
Tier 1 (core) risk-based capital | $5,970,000 | 6,290 |
Tier 2 risk-based capital | $447,000 | 5,579 |
Total risk weighted assets | $43,852,600 | 5,589 |
Total unused commitments | $5,691,000 | 4,875 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 48 | 3,887 |
Assets and Liabilities | ||
Total Assets: | $51,797,000 | 7,113 |
Cash and due from depository institutions | $2,859,000 | 3,887 |
Interest-bearing balances | $0 | 6,640 |
Securities | $11,783,000 | 7,347 |
Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,892 |
Net loans & leases | $32,327,000 | 6,669 |
Loan loss allowance | $365,000 | 7,146 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $2,666,000 | 2,909 |
Other real estate owned | $379,000 | 3,887 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $483,000 | 8,923 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $51,797,000 | 7,113 |
Total liabilities | $46,148,000 | 7,128 |
Total deposits | $45,666,000 | 7,000 |
Interest-bearing deposits | $35,400,000 | 7,380 |
Deposits held in domestic offices | $45,666,000 | 6,993 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $482,000 | 6,097 |
Total equity capital | $5,649,000 | 6,697 |
Total bank equity capital | $5,649,000 | 6,697 |
Perpetual preferred stock | $0 | 250 |
Common stock | $2,632,000 | 1,458 |
Surplus | $2,189,000 | 5,215 |
Undivided profits | $828,000 | 9,190 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $184,000 | 6,859 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,783 |
Income earned, not collected on loans | $201,000 | 8,447 |
Earning assets | $45,410,000 | 7,271 |
Long-term assets (5+ years) | $7,299,000 | 4,954 |
Average Assets, year-to-date | $47,754,400 | 7,286 |
Average Assets, quarterly | $51,520,500 | 7,067 |
Volatile liabilities | $9,868,000 | 4,918 |
Insider loans | $3,311,000 | 1,302 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $7,017,000 | 4,226 |
Tier 1 (core) risk-based capital | $5,648,000 | 6,613 |
Tier 2 risk-based capital | $365,000 | 6,479 |
Total risk weighted assets | $38,360,200 | 6,144 |
Total unused commitments | $7,017,000 | 4,239 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 29 | 6,154 |
Assets and Liabilities | ||
Total Assets: | $42,116,000 | 8,155 |
Cash and due from depository institutions | $2,047,000 | 6,154 |
Interest-bearing balances | $0 | 6,853 |
Securities | $9,532,000 | 8,441 |
Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,537 |
Net loans & leases | $22,392,000 | 8,141 |
Loan loss allowance | $386,000 | 7,129 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,964,000 | 3,766 |
Other real estate owned | $0 | 6,154 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $481,000 | 9,298 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $42,116,000 | 8,155 |
Total liabilities | $36,712,000 | 8,265 |
Total deposits | $36,387,000 | 8,129 |
Interest-bearing deposits | $29,624,000 | 8,341 |
Deposits held in domestic offices | $36,387,000 | 8,124 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $325,000 | 7,984 |
Total equity capital | $5,404,000 | 7,007 |
Total bank equity capital | $5,404,000 | 7,007 |
Perpetual preferred stock | $0 | 288 |
Common stock | $2,632,000 | 1,488 |
Surplus | $2,189,000 | 5,249 |
Undivided profits | $583,000 | 10,118 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $241,000 | 6,190 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $193,000 | 8,910 |
Earning assets | $37,624,000 | 8,239 |
Long-term assets (5+ years) | $3,692,000 | 6,560 |
Average Assets, year-to-date | $39,052,800 | 8,292 |
Average Assets, quarterly | $41,971,000 | 8,106 |
Volatile liabilities | $7,015,000 | 5,763 |
Insider loans | $3,063,000 | 1,413 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $7,197,000 | 4,051 |
Tier 1 (core) risk-based capital | $5,375,000 | 6,914 |
Tier 2 risk-based capital | $342,810 | 6,790 |
Total risk weighted assets | $27,381,710 | 7,525 |
Total unused commitments | $7,197,000 | 4,063 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 31 | 6,009 |
Assets and Liabilities | ||
Total Assets: | $36,229,000 | 8,998 |
Cash and due from depository institutions | $4,519,000 | 6,009 |
Interest-bearing balances | $0 | 7,034 |
Securities | $6,697,000 | 10,055 |
Federal funds sold & reverse repurchase agreements | $2,600,000 | 3,123 |
Net loans & leases | $20,073,000 | 8,724 |
Loan loss allowance | $412,000 | 7,011 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,860,000 | 3,902 |
Other real estate owned | $103,000 | 6,009 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $377,000 | 10,544 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $36,229,000 | 8,998 |
Total liabilities | $31,263,000 | 9,181 |
Total deposits | $31,067,000 | 9,024 |
Interest-bearing deposits | $22,394,000 | 9,707 |
Deposits held in domestic offices | $31,067,000 | 9,019 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $196,000 | 9,099 |
Total equity capital | $4,966,000 | 7,162 |
Total bank equity capital | $4,966,000 | 7,162 |
Perpetual preferred stock | $0 | 310 |
Common stock | $2,632,000 | 1,511 |
Surplus | $2,189,000 | 5,231 |
Undivided profits | $145,000 | 11,185 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $174,000 | 7,125 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $165,000 | 9,309 |
Earning assets | $29,370,000 | 9,472 |
Long-term assets (5+ years) | $571,000 | 10,036 |
Average Assets, year-to-date | $32,508,000 | 9,369 |
Average Assets, quarterly | $35,039,500 | 9,118 |
Volatile liabilities | $5,777,000 | 6,218 |
Insider loans | $3,920,000 | 1,067 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $5,529,000 | 4,616 |
Tier 1 (core) risk-based capital | $5,036,000 | 7,194 |
Tier 2 risk-based capital | $298,290 | 7,522 |
Total risk weighted assets | $23,749,590 | 8,250 |
Total unused commitments | $5,529,000 | 4,624 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 26 | 7,126 |
Assets and Liabilities | ||
Total Assets: | $28,726,000 | 10,357 |
Cash and due from depository institutions | $2,402,000 | 7,126 |
Interest-bearing balances | $0 | 7,655 |
Securities | $4,189,000 | 11,650 |
Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,118 |
Net loans & leases | $17,601,000 | 9,353 |
Loan loss allowance | $413,000 | 7,231 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,618,000 | 4,382 |
Other real estate owned | $119,000 | 7,126 |
Goodwill and other intangibles | $4,000 | 2,991 |
All other assets | $393,000 | 10,376 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $28,726,000 | 10,357 |
Total liabilities | $24,000,000 | 10,639 |
Total deposits | $23,854,000 | 10,543 |
Interest-bearing deposits | $17,428,000 | 11,080 |
Deposits held in domestic offices | $23,854,000 | 10,539 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $146,000 | 10,483 |
Total equity capital | $4,726,000 | 7,564 |
Total bank equity capital | $4,726,000 | 7,564 |
Perpetual preferred stock | $0 | 343 |
Common stock | $2,632,000 | 1,522 |
Surplus | $2,189,000 | 5,214 |
Undivided profits | $-95,000 | 12,421 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $293,000 | 6,464 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $187,000 | 8,470 |
Earning assets | $24,190,000 | 10,648 |
Long-term assets (5+ years) | $781,000 | 10,259 |
Average Assets, year-to-date | $26,000,000 | 10,622 |
Average Assets, quarterly | $27,035,000 | 10,544 |
Volatile liabilities | $3,973,000 | 7,346 |
Insider loans | $4,248,000 | 965 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,567,000 | 8,160 |
Tier 1 (core) risk-based capital | $4,691,000 | 7,530 |
Tier 2 risk-based capital | $255,600 | 8,256 |
Total risk weighted assets | $20,290,800 | 9,077 |
Total unused commitments | $1,567,000 | 8,183 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 29 | 6,705 |
Assets and Liabilities | ||
Total Assets: | $25,950,000 | 11,045 |
Cash and due from depository institutions | $2,070,000 | 6,705 |
Interest-bearing balances | $0 | 8,059 |
Securities | $4,676,000 | 11,772 |
Federal funds sold & reverse repurchase agreements | $1,975,000 | 6,567 |
Net loans & leases | $15,477,000 | 10,053 |
Loan loss allowance | $214,000 | 10,246 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,478,000 | 4,708 |
Other real estate owned | $35,000 | 6,705 |
Goodwill and other intangibles | $18,000 | 2,769 |
All other assets | $221,000 | 12,618 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $25,950,000 | 11,045 |
Total liabilities | $21,441,000 | 11,396 |
Total deposits | $21,290,000 | 11,312 |
Interest-bearing deposits | $17,604,000 | 11,437 |
Deposits held in domestic offices | $21,290,000 | 11,309 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $151,000 | 11,131 |
Total equity capital | $4,509,000 | 7,635 |
Total bank equity capital | $4,509,000 | 7,635 |
Perpetual preferred stock | $0 | 346 |
Common stock | $2,632,000 | 1,559 |
Surplus | $2,189,000 | 5,124 |
Undivided profits | $-312,000 | 12,945 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $26,000 | 11,949 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $114,000 | 11,101 |
Earning assets | $22,128,000 | 11,265 |
Long-term assets (5+ years) | $1,979,000 | 8,983 |
Average Assets, year-to-date | $23,276,200 | 11,354 |
Average Assets, quarterly | $25,523,000 | 11,059 |
Volatile liabilities | $3,155,000 | 8,359 |
Insider loans | $1,071,000 | 775 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $704,000 | 9,939 |
Tier 1 (core) risk-based capital | $4,491,000 | 7,604 |
Tier 2 risk-based capital | $214,000 | 9,152 |
Total risk weighted assets | $17,621,300 | 9,942 |
Total unused commitments | $704,000 | 9,965 |
Derivatives | $0 | 651 |