Home > First Southern Bank > Income and Expense

First Southern Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,542,0002,339
Total interest expense$2,760,0002,726
Net interest income$11,782,0002,145
Provision for loan and lease losses$03,275
Total noninterest income$1,261,0002,486
Gross Fiduciary activities income$0981
Service charges on deposit accounts$378,0001,956
Trading account gains and feesNANA
Additional Noninterest Income$883,0002,408
Total noninterest expense$10,394,0001,999
Salaries and employee benefits$5,914,0001,986
Premises and equipment expense$1,382,0001,634
Additional noninterest expense$883,0002,408
Pre-tax net operating income$2,649,0002,644
Securities gains (losses)$0988
Applicable income taxes$634,0001,738
Income before extraordinary items$2,015,0002,776
Extraordinary gains, net$054
Net income$2,015,0002,804
Minority interest net income$088
Net income of bank and minority interests.$2,015,0002,778
Net charge-offs$17,0002,260
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,015,0002,810
2023-09-30 (YTD Data)Rank
Total interest income$10,650,0002,334
Total interest expense$1,765,0002,781
Net interest income$8,885,0002,138
Provision for loan and lease losses$03,085
Total noninterest income$940,0002,480
Gross Fiduciary activities income$0950
Service charges on deposit accounts$281,0001,970
Trading account gains and feesNANA
Additional Noninterest Income$659,0002,394
Total noninterest expense$7,766,0001,996
Salaries and employee benefits$4,408,0001,983
Premises and equipment expense$1,017,0001,653
Additional noninterest expense$659,0002,393
Pre-tax net operating income$2,059,0002,666
Securities gains (losses)$0849
Applicable income taxes$494,0001,763
Income before extraordinary items$1,565,0002,801
Extraordinary gains, net$052
Net income$1,565,0002,831
Minority interest net income$081
Net income of bank and minority interests.$1,565,0002,802
Net charge-offs$14,0002,036
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,565,0002,829
2023-03-31 (YTD Data)Rank
Total interest income$3,302,0002,390
Total interest expense$298,0003,183
Net interest income$3,004,0002,155
Provision for loan and lease losses$02,612
Total noninterest income$300,0002,486
Gross Fiduciary activities income$0913
Service charges on deposit accounts$105,0001,849
Trading account gains and feesNANA
Additional Noninterest Income$195,0002,466
Total noninterest expense$2,547,0002,039
Salaries and employee benefits$1,460,0002,034
Premises and equipment expense$325,0001,745
Additional noninterest expense$195,0002,466
Pre-tax net operating income$757,0002,614
Securities gains (losses)$0950
Applicable income taxes$183,0001,734
Income before extraordinary items$574,0002,746
Extraordinary gains, net$04
Net income$574,0002,746
Minority interest net income$048
Net income of bank and minority interests.$574,0002,746
Net charge-offs$4,0001,642
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$574,0002,771
2022-12-31 (YTD Data)Rank
Total interest income$10,540,0002,449
Total interest expense$644,0002,948
Net interest income$9,896,0002,384
Provision for loan and lease losses$-64,0004,333
Total noninterest income$1,301,0002,501
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$356,0002,078
Trading account gains and feesNANA
Additional Noninterest Income$945,0002,388
Total noninterest expense$9,124,0002,126
Salaries and employee benefits$5,359,0002,082
Premises and equipment expense$1,223,0001,788
Additional noninterest expense$945,0002,388
Pre-tax net operating income$2,137,0003,049
Securities gains (losses)$0691
Applicable income taxes$505,0002,014
Income before extraordinary items$1,632,0003,176
Extraordinary gains, net$05
Net income$1,632,0003,173
Minority interest net income$063
Net income of bank and minority interests.$1,632,0003,175
Net charge-offs$-160,0004,391
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$4,601,000122
Net operating income$1,632,0003,206
2022-09-30 (YTD Data)Rank
Total interest income$7,231,0002,522
Total interest expense$425,0002,873
Net interest income$6,806,0002,476
Provision for loan and lease losses$-64,0004,423
Total noninterest income$968,0002,533
Gross Fiduciary activities income$0968
Service charges on deposit accounts$260,0002,121
Trading account gains and feesNANA
Additional Noninterest Income$708,0002,419
Total noninterest expense$6,740,0002,143
Salaries and employee benefits$3,849,0002,134
Premises and equipment expense$943,0001,760
Additional noninterest expense$708,0002,419
Pre-tax net operating income$1,098,0003,440
Securities gains (losses)$0740
Applicable income taxes$253,0002,344
Income before extraordinary items$845,0003,548
Extraordinary gains, net$04
Net income$845,0003,546
Minority interest net income$057
Net income of bank and minority interests.$845,0003,547
Net charge-offs$-58,0004,157
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$4,601,00099
Net operating income$845,0003,579
2022-06-30 (YTD Data)Rank
Total interest income$4,352,0002,630
Total interest expense$278,0002,766
Net interest income$4,074,0002,593
Provision for loan and lease losses$-64,0004,444
Total noninterest income$641,0002,536
Gross Fiduciary activities income$0925
Service charges on deposit accounts$162,0002,188
Trading account gains and feesNANA
Additional Noninterest Income$479,0002,438
Total noninterest expense$4,408,0002,147
Salaries and employee benefits$2,499,0002,178
Premises and equipment expense$614,0001,797
Additional noninterest expense$1,295,0002,199
Pre-tax net operating income$371,0003,898
Securities gains (losses)$0687
Applicable income taxes$79,0002,690
Income before extraordinary items$292,0003,949
Extraordinary gains, net$04
Net income$292,0003,949
Minority interest net income$060
Net income of bank and minority interests.$292,0003,949
Net charge-offs$-58,0004,231
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$292,0003,981
2022-03-31 (YTD Data)Rank
Total interest income$1,965,0002,748
Total interest expense$136,0002,764
Net interest income$1,829,0002,721
Provision for loan and lease losses$-64,0004,483
Total noninterest income$308,0002,563
Gross Fiduciary activities income$0892
Service charges on deposit accounts$79,0002,194
Trading account gains and feesNANA
Additional Noninterest Income$229,0002,440
Total noninterest expense$2,170,0002,170
Salaries and employee benefits$1,223,0002,207
Premises and equipment expense$297,0001,852
Additional noninterest expense$650,0002,182
Pre-tax net operating income$31,0004,416
Securities gains (losses)$0623
Applicable income taxes$1,0003,415
Income before extraordinary items$30,0004,391
Extraordinary gains, net$04
Net income$30,0004,390
Minority interest net income$050
Net income of bank and minority interests.$30,0004,391
Net charge-offs$-64,0004,452
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$30,0004,408
2021-12-31 (YTD Data)Rank
Total interest income$8,376,0002,740
Total interest expense$663,0002,775
Net interest income$7,713,0002,702
Provision for loan and lease losses$03,064
Total noninterest income$1,538,0002,512
Gross Fiduciary activities income$0994
Service charges on deposit accounts$295,0002,211
Trading account gains and feesNANA
Additional Noninterest Income$1,243,0002,411
Total noninterest expense$8,180,0002,253
Salaries and employee benefits$4,750,0002,227
Premises and equipment expense$1,044,0001,980
Additional noninterest expense$2,386,0002,310
Pre-tax net operating income$1,071,0003,780
Securities gains (losses)$02,062
Applicable income taxes$-1,852,0004,832
Income before extraordinary items$2,923,0002,575
Extraordinary gains, net$010
Net income$2,923,0002,576
Minority interest net income$074
Net income of bank and minority interests.$2,923,0002,576
Net charge-offs$-42,0004,071
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,923,0002,551
2021-09-30 (YTD Data)Rank
Total interest income$5,937,0002,885
Total interest expense$510,0002,844
Net interest income$5,427,0002,857
Provision for loan and lease losses$02,963
Total noninterest income$1,204,0002,506
Gross Fiduciary activities income$0957
Service charges on deposit accounts$210,0002,269
Trading account gains and feesNANA
Additional Noninterest Income$994,0002,394
Total noninterest expense$6,066,0002,278
Salaries and employee benefits$3,539,0002,243
Premises and equipment expense$764,0002,036
Additional noninterest expense$1,763,0002,342
Pre-tax net operating income$565,0004,154
Securities gains (losses)$02,015
Applicable income taxes$-1,972,0004,908
Income before extraordinary items$2,537,0002,489
Extraordinary gains, net$08
Net income$2,537,0002,489
Minority interest net income$069
Net income of bank and minority interests.$2,537,0002,489
Net charge-offs$-45,0004,172
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,537,0002,461
2021-06-30 (YTD Data)Rank
Total interest income$4,277,0002,761
Total interest expense$340,0002,902
Net interest income$3,937,0002,708
Provision for loan and lease losses$02,862
Total noninterest income$487,0003,024
Gross Fiduciary activities income$0951
Service charges on deposit accounts$129,0002,322
Trading account gains and feesNANA
Additional Noninterest Income$358,0002,975
Total noninterest expense$3,987,0002,299
Salaries and employee benefits$2,294,0002,291
Premises and equipment expense$506,0002,043
Additional noninterest expense$1,187,0002,308
Pre-tax net operating income$437,0004,079
Securities gains (losses)$01,818
Applicable income taxes$-1,997,0004,946
Income before extraordinary items$2,434,0001,989
Extraordinary gains, net$06
Net income$2,434,0001,988
Minority interest net income$067
Net income of bank and minority interests.$2,434,0001,989
Net charge-offs$3,0002,008
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,434,0001,954
2021-03-31 (YTD Data)Rank
Total interest income$2,147,0002,741
Total interest expense$163,0003,049
Net interest income$1,984,0002,675
Provision for loan and lease losses$02,741
Total noninterest income$264,0002,921
Gross Fiduciary activities income$0922
Service charges on deposit accounts$71,0002,200
Trading account gains and feesNANA
Additional Noninterest Income$193,0002,881
Total noninterest expense$1,969,0002,293
Salaries and employee benefits$1,094,0002,351
Premises and equipment expense$249,0002,071
Additional noninterest expense$626,0002,205
Pre-tax net operating income$279,0003,827
Securities gains (losses)$01,392
Applicable income taxes$-2,033,0004,974
Income before extraordinary items$2,312,0001,256
Extraordinary gains, net$03
Net income$2,312,0001,256
Minority interest net income$055
Net income of bank and minority interests.$2,312,0001,256
Net charge-offs$5,0001,528
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,312,0001,223
2020-12-31 (YTD Data)Rank
Total interest income$7,324,0003,018
Total interest expense$637,0003,560
Net interest income$6,687,0002,883
Provision for loan and lease losses$-98,0004,951
Total noninterest income$824,0003,086
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$290,0002,278
Trading account gains and feesNANA
Additional Noninterest Income$534,0003,086
Total noninterest expense$7,490,0002,367
Salaries and employee benefits$4,400,0002,337
Premises and equipment expense$951,0002,097
Additional noninterest expense$2,139,0002,426
Pre-tax net operating income$119,0004,615
Securities gains (losses)$46,0001,761
Applicable income taxes$03,697
Income before extraordinary items$165,0004,591
Extraordinary gains, net$04
Net income$165,0004,591
Minority interest net income$072
Net income of bank and minority interests.$165,0004,591
Net charge-offs$-125,0004,795
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$119,0004,603
2020-09-30 (YTD Data)Rank
Total interest income$5,405,0003,069
Total interest expense$485,0003,630
Net interest income$4,920,0002,922
Provision for loan and lease losses$-98,0004,997
Total noninterest income$561,0003,173
Gross Fiduciary activities income$0981
Service charges on deposit accounts$217,0002,290
Trading account gains and feesNANA
Additional Noninterest Income$344,0003,201
Total noninterest expense$5,653,0002,342
Salaries and employee benefits$3,272,0002,330
Premises and equipment expense$715,0002,087
Additional noninterest expense$1,666,0002,339
Pre-tax net operating income$-74,0004,809
Securities gains (losses)$46,0001,573
Applicable income taxes$03,696
Income before extraordinary items$-28,0004,808
Extraordinary gains, net$04
Net income$-28,0004,808
Minority interest net income$065
Net income of bank and minority interests.$-28,0004,808
Net charge-offs$5,0002,912
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-74,0004,811
2020-06-30 (YTD Data)Rank
Total interest income$3,558,0003,110
Total interest expense$323,0003,731
Net interest income$3,235,0002,961
Provision for loan and lease losses$-98,0005,035
Total noninterest income$305,0003,375
Gross Fiduciary activities income$0970
Service charges on deposit accounts$144,0002,327
Trading account gains and feesNANA
Additional Noninterest Income$161,0003,523
Total noninterest expense$3,812,0002,324
Salaries and employee benefits$2,176,0002,333
Premises and equipment expense$470,0002,109
Additional noninterest expense$1,166,0002,264
Pre-tax net operating income$-174,0004,879
Securities gains (losses)$46,0001,327
Applicable income taxes$03,655
Income before extraordinary items$-128,0004,870
Extraordinary gains, net$04
Net income$-128,0004,870
Minority interest net income$065
Net income of bank and minority interests.$-128,0004,870
Net charge-offs$7,0002,562
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-174,0004,880
2020-03-31 (YTD Data)Rank
Total interest income$1,416,0003,474
Total interest expense$164,0003,833
Net interest income$1,252,0003,346
Provision for loan and lease losses$-98,0005,091
Total noninterest income$112,0003,676
Gross Fiduciary activities income$0941
Service charges on deposit accounts$91,0002,273
Trading account gains and feesNANA
Additional Noninterest Income$21,0004,413
Total noninterest expense$1,807,0002,417
Salaries and employee benefits$1,080,0002,349
Premises and equipment expense$235,0002,127
Additional noninterest expense$492,0002,566
Pre-tax net operating income$-345,0004,961
Securities gains (losses)$46,000871
Applicable income taxes$03,513
Income before extraordinary items$-299,0004,918
Extraordinary gains, net$04
Net income$-299,0004,918
Minority interest net income$056
Net income of bank and minority interests.$-299,0004,918
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-345,0004,960
2019-12-31 (YTD Data)Rank
Total interest income$5,554,0003,561
Total interest expense$430,0004,286
Net interest income$5,124,0003,369
Provision for loan and lease losses$671,0001,243
Total noninterest income$758,0003,163
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$386,0002,250
Trading account gains and feesNANA
Additional Noninterest Income$372,0003,353
Total noninterest expense$6,219,0002,637
Salaries and employee benefits$3,548,0002,643
Premises and equipment expense$781,0002,380
Additional noninterest expense$1,890,0002,657
Pre-tax net operating income$-1,008,0005,091
Securities gains (losses)$277,000541
Applicable income taxes$03,859
Income before extraordinary items$-731,0005,082
Extraordinary gains, net$011
Net income$-731,0005,083
Minority interest net income$076
Net income of bank and minority interests.$-731,0005,083
Net charge-offs$550,000970
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$14,538,00052
Net operating income$-1,008,0005,092
2019-09-30 (YTD Data)Rank
Total interest income$4,135,0003,619
Total interest expense$296,0004,410
Net interest income$3,839,0003,415
Provision for loan and lease losses$671,000937
Total noninterest income$593,0003,135
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$292,0002,262
Trading account gains and feesNANA
Additional Noninterest Income$301,0003,286
Total noninterest expense$4,400,0002,750
Salaries and employee benefits$2,484,0002,768
Premises and equipment expense$546,0002,496
Additional noninterest expense$1,370,0002,730
Pre-tax net operating income$-639,0005,172
Securities gains (losses)$277,000445
Applicable income taxes$03,902
Income before extraordinary items$-362,0005,150
Extraordinary gains, net$011
Net income$-362,0005,150
Minority interest net income$072
Net income of bank and minority interests.$-362,0005,150
Net charge-offs$543,000720
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$14,538,00038
Net operating income$-639,0005,170
2019-06-30 (YTD Data)Rank
Total interest income$2,700,0003,671
Total interest expense$191,0004,443
Net interest income$2,509,0003,468
Provision for loan and lease losses$648,000683
Total noninterest income$385,0003,143
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$189,0002,284
Trading account gains and feesNANA
Additional Noninterest Income$196,0003,289
Total noninterest expense$2,728,0002,879
Salaries and employee benefits$1,488,0002,976
Premises and equipment expense$340,0002,601
Additional noninterest expense$900,0002,775
Pre-tax net operating income$-482,0005,224
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$-482,0005,225
Extraordinary gains, net$011
Net income$-482,0005,224
Minority interest net income$069
Net income of bank and minority interests.$-482,0005,224
Net charge-offs$539,000544
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$14,538,00023
Net operating income$-482,0005,220
2019-03-31 (YTD Data)Rank
Total interest income$1,278,0003,780
Total interest expense$94,0004,462
Net interest income$1,184,0003,598
Provision for loan and lease losses$184,0001,003
Total noninterest income$217,0002,949
Gross Fiduciary activities income$0972
Service charges on deposit accounts$92,0002,323
Trading account gains and feesNANA
Additional Noninterest Income$125,0002,956
Total noninterest expense$1,337,0002,933
Salaries and employee benefits$742,0003,007
Premises and equipment expense$161,0002,721
Additional noninterest expense$434,0002,837
Pre-tax net operating income$-120,0005,258
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$-120,0005,249
Extraordinary gains, net$05
Net income$-120,0005,248
Minority interest net income$052
Net income of bank and minority interests.$-120,0005,248
Net charge-offs$23,0001,634
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$14,594,00016
Net operating income$-120,0005,250
2018-12-31 (YTD Data)Rank
Total interest income$4,942,0003,762
Total interest expense$350,0004,332
Net interest income$4,592,0003,642
Provision for loan and lease losses$-46,0005,132
Total noninterest income$903,0002,986
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$439,0002,180
Trading account gains and feesNANA
Additional Noninterest Income$464,0003,162
Total noninterest expense$5,028,0003,047
Salaries and employee benefits$2,280,0003,449
Premises and equipment expense$653,0002,691
Additional noninterest expense$2,095,0002,520
Pre-tax net operating income$513,0004,619
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$513,0004,525
Extraordinary gains, net$06
Net income$513,0004,524
Minority interest net income$072
Net income of bank and minority interests.$513,0004,524
Net charge-offs$846,000683
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$625,000286
Net operating income$513,0004,535
2018-09-30 (YTD Data)Rank
Total interest income$3,708,0003,794
Total interest expense$259,0004,337
Net interest income$3,449,0003,679
Provision for loan and lease losses$-46,0005,249
Total noninterest income$761,0002,866
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$336,0002,154
Trading account gains and feesNANA
Additional Noninterest Income$425,0002,957
Total noninterest expense$3,764,0003,055
Salaries and employee benefits$1,655,0003,516
Premises and equipment expense$492,0002,707
Additional noninterest expense$1,617,0002,464
Pre-tax net operating income$492,0004,535
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$492,0004,417
Extraordinary gains, net$05
Net income$492,0004,416
Minority interest net income$066
Net income of bank and minority interests.$492,0004,416
Net charge-offs$666,000601
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$625,000226
Net operating income$492,0004,427
2018-06-30 (YTD Data)Rank
Total interest income$2,493,0003,771
Total interest expense$169,0004,328
Net interest income$2,324,0003,658
Provision for loan and lease losses$150,0001,766
Total noninterest income$600,0002,641
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$242,0002,022
Trading account gains and feesNANA
Additional Noninterest Income$358,0002,675
Total noninterest expense$2,586,0003,026
Salaries and employee benefits$705,0004,319
Premises and equipment expense$337,0002,658
Additional noninterest expense$1,544,0001,871
Pre-tax net operating income$188,0004,911
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$188,0004,838
Extraordinary gains, net$06
Net income$188,0004,837
Minority interest net income$065
Net income of bank and minority interests.$188,0004,837
Net charge-offs$867,000360
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$188,0004,842
2018-03-31 (YTD Data)Rank
Total interest income$1,270,0003,752
Total interest expense$82,0004,353
Net interest income$1,188,0003,639
Provision for loan and lease losses$30,0002,415
Total noninterest income$336,0002,466
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$121,0002,026
Trading account gains and feesNANA
Additional Noninterest Income$215,0002,388
Total noninterest expense$1,255,0003,096
Salaries and employee benefits$546,0003,588
Premises and equipment expense$170,0002,702
Additional noninterest expense$539,0002,491
Pre-tax net operating income$239,0004,145
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$239,0003,982
Extraordinary gains, net$07
Net income$239,0003,982
Minority interest net income$052
Net income of bank and minority interests.$239,0003,982
Net charge-offs$525,000309
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$239,0003,984
2017-12-31 (YTD Data)Rank
Total interest income$4,838,0003,806
Total interest expense$331,0004,275
Net interest income$4,507,0003,722
Provision for loan and lease losses$186,0002,448
Total noninterest income$1,186,0002,707
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$444,0002,227
Trading account gains and feesNANA
Additional Noninterest Income$742,0002,652
Total noninterest expense$5,683,0002,875
Salaries and employee benefits$2,237,0003,533
Premises and equipment expense$648,0002,794
Additional noninterest expense$2,798,0002,048
Pre-tax net operating income$-176,0005,515
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$-176,0005,449
Extraordinary gains, net$09
Net income$-176,0005,449
Minority interest net income$076
Net income of bank and minority interests.$-176,0005,449
Net charge-offs$-170,0005,410
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-176,0005,446
2017-09-30 (YTD Data)Rank
Total interest income$3,635,0003,838
Total interest expense$249,0004,292
Net interest income$3,386,0003,749
Provision for loan and lease losses$185,0002,092
Total noninterest income$899,0002,719
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$322,0002,288
Trading account gains and feesNANA
Additional Noninterest Income$577,0002,637
Total noninterest expense$4,335,0002,860
Salaries and employee benefits$1,619,0003,619
Premises and equipment expense$493,0002,786
Additional noninterest expense$2,223,0001,955
Pre-tax net operating income$-235,0005,610
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$-235,0005,615
Extraordinary gains, net$09
Net income$-235,0005,615
Minority interest net income$071
Net income of bank and minority interests.$-235,0005,615
Net charge-offs$-187,0005,479
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-235,0005,612
2017-06-30 (YTD Data)Rank
Total interest income$2,442,0003,825
Total interest expense$166,0004,284
Net interest income$2,276,0003,740
Provision for loan and lease losses$03,871
Total noninterest income$664,0002,573
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$212,0002,298
Trading account gains and feesNANA
Additional Noninterest Income$452,0002,448
Total noninterest expense$2,653,0003,031
Salaries and employee benefits$1,099,0003,606
Premises and equipment expense$329,0002,790
Additional noninterest expense$1,225,0002,283
Pre-tax net operating income$287,0004,718
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$287,0004,539
Extraordinary gains, net$011
Net income$287,0004,538
Minority interest net income$071
Net income of bank and minority interests.$287,0004,539
Net charge-offs$-23,0005,053
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$287,0004,532
2017-03-31 (YTD Data)Rank
Total interest income$1,199,0003,871
Total interest expense$82,0004,311
Net interest income$1,117,0003,788
Provision for loan and lease losses$03,537
Total noninterest income$278,0002,808
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$108,0002,274
Trading account gains and feesNANA
Additional Noninterest Income$170,0002,773
Total noninterest expense$1,244,0003,175
Salaries and employee benefits$515,0003,799
Premises and equipment expense$159,0002,892
Additional noninterest expense$570,0002,412
Pre-tax net operating income$151,0004,642
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$151,0004,473
Extraordinary gains, net$08
Net income$151,0004,473
Minority interest net income$055
Net income of bank and minority interests.$151,0004,473
Net charge-offs$2,0002,694
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$151,0004,456
2016-12-31 (YTD Data)Rank
Total interest income$4,537,0003,973
Total interest expense$329,0004,328
Net interest income$4,208,0003,916
Provision for loan and lease losses$04,332
Total noninterest income$869,0003,267
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$488,0002,121
Trading account gains and fees$0170
Additional Noninterest Income$381,0003,638
Total noninterest expense$5,471,0003,016
Salaries and employee benefits$2,153,0003,686
Premises and equipment expense$663,0002,841
Additional noninterest expense$2,655,0002,187
Pre-tax net operating income$-394,0005,765
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$-394,0005,779
Extraordinary gains, net$05
Net income$-394,0005,778
Minority interest net income$082
Net income of bank and minority interests.$-394,0005,778
Net charge-offs$-29,0005,210
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-394,0005,766
2016-09-30 (YTD Data)Rank
Total interest income$3,446,0003,984
Total interest expense$250,0004,345
Net interest income$3,196,0003,912
Provision for loan and lease losses$04,186
Total noninterest income$698,0003,152
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$365,0002,130
Trading account gains and fees$0169
Additional Noninterest Income$333,0003,429
Total noninterest expense$4,063,0003,028
Salaries and employee benefits$1,585,0003,729
Premises and equipment expense$501,0002,830
Additional noninterest expense$1,977,0002,206
Pre-tax net operating income$-169,0005,810
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$-169,0005,825
Extraordinary gains, net$05
Net income$-169,0005,825
Minority interest net income$071
Net income of bank and minority interests.$-169,0005,825
Net charge-offs$-62,0005,435
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-169,0005,815
2016-06-30 (YTD Data)Rank
Total interest income$2,319,0004,003
Total interest expense$170,0004,356
Net interest income$2,149,0003,924
Provision for loan and lease losses$04,017
Total noninterest income$472,0003,132
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$241,0002,122
Trading account gains and fees$0157
Additional Noninterest Income$231,0003,400
Total noninterest expense$2,687,0003,066
Salaries and employee benefits$1,022,0003,816
Premises and equipment expense$339,0002,822
Additional noninterest expense$1,326,0002,206
Pre-tax net operating income$-66,0005,848
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$-66,0005,864
Extraordinary gains, net$016
Net income$-66,0005,863
Minority interest net income$071
Net income of bank and minority interests.$-66,0005,863
Net charge-offs$-66,0005,587
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-66,0005,847
2016-03-31 (YTD Data)Rank
Total interest income$1,202,0003,940
Total interest expense$83,0004,425
Net interest income$1,119,0003,852
Provision for loan and lease losses$03,656
Total noninterest income$241,0003,075
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$123,0002,079
Trading account gains and fees$0142
Additional Noninterest Income$118,0003,298
Total noninterest expense$1,273,0003,182
Salaries and employee benefits$517,0003,821
Premises and equipment expense$171,0002,825
Additional noninterest expense$585,0002,447
Pre-tax net operating income$87,0005,168
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$87,0005,130
Extraordinary gains, net$012
Net income$87,0005,129
Minority interest net income$062
Net income of bank and minority interests.$87,0005,129
Net charge-offs$-15,0005,360
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$87,0005,069
2015-12-31 (YTD Data)Rank
Total interest income$4,331,0004,157
Total interest expense$307,0004,567
Net interest income$4,024,0004,063
Provision for loan and lease losses$04,380
Total noninterest income$1,162,0002,842
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$530,0002,035
Trading account gains and fees$0159
Additional Noninterest Income$632,0002,971
Total noninterest expense$5,201,0003,129
Salaries and employee benefits$2,154,0003,748
Premises and equipment expense$732,0002,735
Additional noninterest expense$2,315,0002,490
Pre-tax net operating income$-15,0005,879
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$-15,0005,905
Extraordinary gains, net$023
Net income$-15,0005,908
Minority interest net income$081
Net income of bank and minority interests.$-15,0005,908
Net charge-offs$1,196,000593
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-15,0005,884
2015-09-30 (YTD Data)Rank
Total interest income$3,209,0004,218
Total interest expense$228,0004,655
Net interest income$2,981,0004,120
Provision for loan and lease losses$04,232
Total noninterest income$870,0002,862
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$389,0002,082
Trading account gains and fees$0153
Additional Noninterest Income$481,0002,966
Total noninterest expense$3,883,0003,162
Salaries and employee benefits$1,585,0003,801
Premises and equipment expense$568,0002,705
Additional noninterest expense$1,730,0002,498
Pre-tax net operating income$-32,0005,976
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$-32,0006,006
Extraordinary gains, net$021
Net income$-32,0006,008
Minority interest net income$078
Net income of bank and minority interests.$-32,0006,008
Net charge-offs$292,0001,219
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-32,0005,978
2015-06-30 (YTD Data)Rank
Total interest income$2,117,0004,259
Total interest expense$150,0004,732
Net interest income$1,967,0004,168
Provision for loan and lease losses$04,069
Total noninterest income$550,0002,934
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$242,0002,171
Trading account gains and fees$0157
Additional Noninterest Income$308,0003,038
Total noninterest expense$2,608,0003,175
Salaries and employee benefits$1,032,0003,884
Premises and equipment expense$376,0002,731
Additional noninterest expense$1,200,0002,425
Pre-tax net operating income$-91,0006,107
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-91,0006,136
Extraordinary gains, net$022
Net income$-91,0006,137
Minority interest net income$075
Net income of bank and minority interests.$-91,0006,137
Net charge-offs$138,0001,442
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-91,0006,113
2015-03-31 (YTD Data)Rank
Total interest income$957,0004,495
Total interest expense$74,0004,806
Net interest income$883,0004,420
Provision for loan and lease losses$03,703
Total noninterest income$234,0003,149
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$115,0002,246
Trading account gains and fees$0152
Additional Noninterest Income$119,0003,339
Total noninterest expense$1,293,0003,206
Salaries and employee benefits$545,0003,803
Premises and equipment expense$187,0002,781
Additional noninterest expense$561,0002,557
Pre-tax net operating income$-176,0006,282
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-176,0006,298
Extraordinary gains, net$013
Net income$-176,0006,299
Minority interest net income$064
Net income of bank and minority interests.$-176,0006,299
Net charge-offs$145,000889
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-176,0006,287
2014-12-31 (YTD Data)Rank
Total interest income$3,960,0004,495
Total interest expense$312,0004,890
Net interest income$3,648,0004,382
Provision for loan and lease losses$04,603
Total noninterest income$659,0003,827
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$319,0003,095
Trading account gains and fees$0180
Additional Noninterest Income$340,0003,851
Total noninterest expense$4,253,0003,693
Salaries and employee benefits$1,960,0004,025
Premises and equipment expense$698,0002,923
Additional noninterest expense$1,595,0003,410
Pre-tax net operating income$54,0005,962
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$54,0005,999
Extraordinary gains, net$017
Net income$54,0005,999
Minority interest net income$084
Net income of bank and minority interests.$54,0006,000
Net charge-offs$630,0001,251
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$384,000339
Net operating income$54,0005,963
2014-09-30 (YTD Data)Rank
Total interest income$2,808,0004,663
Total interest expense$241,0004,914
Net interest income$2,567,0004,571
Provision for loan and lease losses$04,401
Total noninterest income$577,0003,581
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$233,0003,174
Trading account gains and fees$0174
Additional Noninterest Income$344,0003,428
Total noninterest expense$3,145,0003,740
Salaries and employee benefits$1,485,0004,003
Premises and equipment expense$520,0002,963
Additional noninterest expense$1,140,0003,533
Pre-tax net operating income$-1,0006,144
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-1,0006,156
Extraordinary gains, net$015
Net income$-1,0006,155
Minority interest net income$081
Net income of bank and minority interests.$-1,0006,156
Net charge-offs$586,0001,029
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$360,000281
Net operating income$-1,0006,142
2014-06-30 (YTD Data)Rank
Total interest income$1,891,0004,648
Total interest expense$167,0004,908
Net interest income$1,724,0004,561
Provision for loan and lease losses$04,196
Total noninterest income$393,0003,543
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$154,0003,173
Trading account gains and fees$0172
Additional Noninterest Income$239,0003,365
Total noninterest expense$2,023,0003,855
Salaries and employee benefits$935,0004,173
Premises and equipment expense$349,0002,972
Additional noninterest expense$739,0003,613
Pre-tax net operating income$94,0005,790
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$94,0005,772
Extraordinary gains, net$020
Net income$94,0005,774
Minority interest net income$080
Net income of bank and minority interests.$94,0005,774
Net charge-offs$-70,0006,240
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$220,000278
Net operating income$94,0005,733
2014-03-31 (YTD Data)Rank
Total interest income$938,0004,710
Total interest expense$87,0004,889
Net interest income$851,0004,629
Provision for loan and lease losses$03,817
Total noninterest income$182,0003,624
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$75,0003,201
Trading account gains and fees$0147
Additional Noninterest Income$107,0003,470
Total noninterest expense$990,0003,926
Salaries and employee benefits$483,0004,134
Premises and equipment expense$174,0003,020
Additional noninterest expense$333,0003,873
Pre-tax net operating income$43,0005,813
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$43,0005,777
Extraordinary gains, net$016
Net income$43,0005,778
Minority interest net income$066
Net income of bank and minority interests.$43,0005,779
Net charge-offs$4,0003,176
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$43,0005,744
2013-12-31 (YTD Data)Rank
Total interest income$4,258,0004,470
Total interest expense$525,0004,359
Net interest income$3,733,0004,441
Provision for loan and lease losses$1,232,000927
Total noninterest income$249,0005,368
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$346,0003,114
Trading account gains and fees$0184
Additional Noninterest Income$-97,0006,614
Total noninterest expense$3,893,0003,989
Salaries and employee benefits$1,547,0004,679
Premises and equipment expense$780,0002,749
Additional noninterest expense$1,566,0003,543
Pre-tax net operating income$-1,143,0006,589
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-1,143,0006,605
Extraordinary gains, net$029
Net income$-1,143,0006,605
Minority interest net income$090
Net income of bank and minority interests.$-1,143,0006,605
Net charge-offs$730,0001,590
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$3,352,000114
Net operating income$-1,143,0006,599
2013-09-30 (YTD Data)Rank
Total interest income$3,288,0004,452
Total interest expense$420,0004,312
Net interest income$2,868,0004,415
Provision for loan and lease losses$507,0001,488
Total noninterest income$186,0005,453
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$262,0003,108
Trading account gains and fees$0180
Additional Noninterest Income$-76,0006,714
Total noninterest expense$2,656,0004,235
Salaries and employee benefits$1,101,0004,832
Premises and equipment expense$590,0002,758
Additional noninterest expense$965,0004,036
Pre-tax net operating income$-109,0006,419
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-109,0006,464
Extraordinary gains, net$025
Net income$-109,0006,467
Minority interest net income$084
Net income of bank and minority interests.$-109,0006,466
Net charge-offs$320,0002,053
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$3,352,00083
Net operating income$-109,0006,433
2013-06-30 (YTD Data)Rank
Total interest income$2,233,0004,414
Total interest expense$305,0004,188
Net interest income$1,928,0004,402
Provision for loan and lease losses$157,0002,389
Total noninterest income$55,0006,255
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$174,0003,089
Trading account gains and fees$0157
Additional Noninterest Income$-119,0006,810
Total noninterest expense$1,607,0004,488
Salaries and employee benefits$650,0005,151
Premises and equipment expense$387,0002,814
Additional noninterest expense$570,0004,313
Pre-tax net operating income$219,0005,212
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$219,0005,160
Extraordinary gains, net$022
Net income$219,0005,162
Minority interest net income$082
Net income of bank and minority interests.$219,0005,163
Net charge-offs$208,0002,057
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$3,352,00055
Net operating income$219,0005,041
2013-03-31 (YTD Data)Rank
Total interest income$1,153,0004,368
Total interest expense$172,0004,023
Net interest income$981,0004,390
Provision for loan and lease losses$157,0001,570
Total noninterest income$-90,0006,958
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$89,0003,016
Trading account gains and fees$0148
Additional Noninterest Income$-179,0006,967
Total noninterest expense$528,0005,464
Salaries and employee benefits$246,0005,665
Premises and equipment expense$193,0002,825
Additional noninterest expense$89,0006,353
Pre-tax net operating income$206,0004,416
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$206,0004,222
Extraordinary gains, net$010
Net income$206,0004,224
Minority interest net income$076
Net income of bank and minority interests.$206,0004,224
Net charge-offs$181,0001,434
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$2,277,00036
Net operating income$206,0004,125
2012-12-31 (YTD Data)Rank
Total interest income$5,565,0004,025
Total interest expense$973,0003,677
Net interest income$4,592,0004,036
Provision for loan and lease losses$974,0001,801
Total noninterest income$375,0004,917
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$453,0002,682
Trading account gains and fees$0166
Additional Noninterest Income$-78,0006,712
Total noninterest expense$4,666,0003,657
Salaries and employee benefits$1,760,0004,450
Premises and equipment expense$826,0002,671
Additional noninterest expense$2,080,0003,008
Pre-tax net operating income$-673,0006,560
Securities gains (losses)$36,0002,920
Applicable income taxes$04,751
Income before extraordinary items$-637,0006,630
Extraordinary gains, net$029
Net income$-637,0006,624
Minority interest net income$093
Net income of bank and minority interests.$-637,0006,626
Net charge-offs$1,868,0001,222
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-673,0006,589
2012-09-30 (YTD Data)Rank
Total interest income$4,060,0004,187
Total interest expense$766,0003,680
Net interest income$3,294,0004,221
Provision for loan and lease losses$843,0001,652
Total noninterest income$741,0003,308
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$343,0002,689
Trading account gains and fees$0157
Additional Noninterest Income$398,0003,275
Total noninterest expense$3,495,0003,680
Salaries and employee benefits$1,358,0004,404
Premises and equipment expense$627,0002,678
Additional noninterest expense$1,510,0003,096
Pre-tax net operating income$-303,0006,586
Securities gains (losses)$36,0002,615
Applicable income taxes$04,802
Income before extraordinary items$-267,0006,666
Extraordinary gains, net$020
Net income$-267,0006,664
Minority interest net income$086
Net income of bank and minority interests.$-267,0006,664
Net charge-offs$1,189,0001,301
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-303,0006,606
2012-06-30 (YTD Data)Rank
Total interest income$2,855,0004,064
Total interest expense$539,0003,654
Net interest income$2,316,0004,080
Provision for loan and lease losses$843,0001,250
Total noninterest income$435,0003,499
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$225,0002,713
Trading account gains and fees$0153
Additional Noninterest Income$210,0003,608
Total noninterest expense$2,351,0003,677
Salaries and employee benefits$897,0004,453
Premises and equipment expense$419,0002,674
Additional noninterest expense$1,035,0003,039
Pre-tax net operating income$-443,0006,785
Securities gains (losses)$36,0002,248
Applicable income taxes$04,770
Income before extraordinary items$-407,0006,828
Extraordinary gains, net$019
Net income$-407,0006,829
Minority interest net income$084
Net income of bank and minority interests.$-407,0006,829
Net charge-offs$775,0001,353
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-443,0006,806
2012-03-31 (YTD Data)Rank
Total interest income$1,423,0004,117
Total interest expense$313,0003,425
Net interest income$1,110,0004,236
Provision for loan and lease losses$456,0001,130
Total noninterest income$168,0003,997
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$117,0002,591
Trading account gains and fees$0148
Additional Noninterest Income$51,0004,700
Total noninterest expense$1,155,0003,737
Salaries and employee benefits$487,0004,274
Premises and equipment expense$211,0002,689
Additional noninterest expense$457,0003,315
Pre-tax net operating income$-333,0006,963
Securities gains (losses)$36,0001,371
Applicable income taxes$04,704
Income before extraordinary items$-297,0006,984
Extraordinary gains, net$019
Net income$-297,0006,984
Minority interest net income$078
Net income of bank and minority interests.$-297,0006,984
Net charge-offs$324,0001,420
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-333,0006,980
2011-12-31 (YTD Data)Rank
Total interest income$5,703,0004,220
Total interest expense$1,579,0003,322
Net interest income$4,124,0004,463
Provision for loan and lease losses$2,360,0001,395
Total noninterest income$-559,0007,199
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$549,0002,382
Trading account gains and fees$0146
Additional Noninterest Income$-1,108,0007,211
Total noninterest expense$4,756,0003,665
Salaries and employee benefits$2,024,0004,146
Premises and equipment expense$856,0002,760
Additional noninterest expense$1,876,0003,312
Pre-tax net operating income$-3,551,0006,968
Securities gains (losses)$150,0001,714
Applicable income taxes$04,719
Income before extraordinary items$-3,401,0006,983
Extraordinary gains, net$029
Net income$-3,401,0006,984
Minority interest net income$096
Net income of bank and minority interests.$-3,401,0006,984
Net charge-offs$1,988,0001,555
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-3,551,0006,972
2011-09-30 (YTD Data)Rank
Total interest income$4,399,0004,190
Total interest expense$1,246,0003,300
Net interest income$3,153,0004,426
Provision for loan and lease losses$1,465,0001,532
Total noninterest income$-499,0007,297
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$420,0002,372
Trading account gains and fees$0145
Additional Noninterest Income$-919,0007,307
Total noninterest expense$3,556,0003,682
Salaries and employee benefits$1,455,0004,251
Premises and equipment expense$617,0002,872
Additional noninterest expense$1,484,0003,184
Pre-tax net operating income$-2,367,0007,053
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-2,367,0007,100
Extraordinary gains, net$021
Net income$-2,367,0007,101
Minority interest net income$087
Net income of bank and minority interests.$-2,367,0007,101
Net charge-offs$1,993,0001,228
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,367,0007,086
2011-06-30 (YTD Data)Rank
Total interest income$2,990,0004,158
Total interest expense$870,0003,286
Net interest income$2,120,0004,416
Provision for loan and lease losses$1,257,0001,292
Total noninterest income$-748,0007,435
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$279,0002,350
Trading account gains and fees$0153
Additional Noninterest Income$-1,027,0007,437
Total noninterest expense$2,478,0003,596
Salaries and employee benefits$998,0004,208
Premises and equipment expense$424,0002,810
Additional noninterest expense$1,056,0003,065
Pre-tax net operating income$-2,363,0007,217
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-2,363,0007,241
Extraordinary gains, net$015
Net income$-2,363,0007,241
Minority interest net income$089
Net income of bank and minority interests.$-2,363,0007,242
Net charge-offs$1,984,000928
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,363,0007,231
2011-03-31 (YTD Data)Rank
Total interest income$1,537,0004,093
Total interest expense$451,0003,304
Net interest income$1,086,0004,330
Provision for loan and lease losses$696,0001,147
Total noninterest income$272,0002,992
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$139,0002,337
Trading account gains and fees$0158
Additional Noninterest Income$133,0003,102
Total noninterest expense$1,219,0003,656
Salaries and employee benefits$469,0004,398
Premises and equipment expense$204,0002,935
Additional noninterest expense$546,0002,968
Pre-tax net operating income$-557,0007,111
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-557,0007,155
Extraordinary gains, net$09
Net income$-557,0007,156
Minority interest net income$086
Net income of bank and minority interests.$-557,0007,156
Net charge-offs$694,0001,094
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-557,0007,146
2010-12-31 (YTD Data)Rank
Total interest income$7,177,0003,845
Total interest expense$2,230,0003,272
Net interest income$4,947,0003,996
Provision for loan and lease losses$2,790,0001,690
Total noninterest income$281,0005,489
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$703,0002,032
Trading account gains and fees$0175
Additional Noninterest Income$-422,0007,378
Total noninterest expense$5,113,0003,557
Salaries and employee benefits$2,081,0004,118
Premises and equipment expense$823,0002,923
Additional noninterest expense$2,209,0002,970
Pre-tax net operating income$-2,675,0006,877
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-2,675,0006,955
Extraordinary gains, net$029
Net income$-2,675,0006,955
Minority interest net income$0111
Net income of bank and minority interests.$-2,675,0006,956
Net charge-offs$3,341,0001,371
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,675,0006,936
2010-09-30 (YTD Data)Rank
Total interest income$5,420,0003,905
Total interest expense$1,742,0003,292
Net interest income$3,678,0004,064
Provision for loan and lease losses$2,309,0001,507
Total noninterest income$375,0004,640
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$541,0002,054
Trading account gains and fees$0165
Additional Noninterest Income$-166,0007,440
Total noninterest expense$3,741,0003,622
Salaries and employee benefits$1,551,0004,162
Premises and equipment expense$648,0002,850
Additional noninterest expense$1,542,0003,142
Pre-tax net operating income$-1,997,0007,060
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-1,997,0007,132
Extraordinary gains, net$023
Net income$-1,997,0007,130
Minority interest net income$0110
Net income of bank and minority interests.$-1,997,0007,132
Net charge-offs$1,708,0001,662
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,997,0007,107
2010-06-30 (YTD Data)Rank
Total interest income$3,774,0003,818
Total interest expense$1,217,0003,268
Net interest income$2,557,0003,950
Provision for loan and lease losses$601,0002,560
Total noninterest income$96,0006,136
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$369,0002,011
Trading account gains and fees$0152
Additional Noninterest Income$-273,0007,635
Total noninterest expense$2,572,0003,546
Salaries and employee benefits$1,078,0004,073
Premises and equipment expense$422,0002,922
Additional noninterest expense$1,072,0003,015
Pre-tax net operating income$-520,0006,757
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-520,0006,877
Extraordinary gains, net$019
Net income$-520,0006,879
Minority interest net income$0105
Net income of bank and minority interests.$-520,0006,878
Net charge-offs$95,0004,299
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-520,0006,831
2010-03-31 (YTD Data)Rank
Total interest income$1,909,0003,845
Total interest expense$638,0003,282
Net interest income$1,271,0004,006
Provision for loan and lease losses$150,0003,336
Total noninterest income$286,0002,965
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$184,0002,020
Trading account gains and fees$0175
Additional Noninterest Income$102,0003,485
Total noninterest expense$1,306,0003,536
Salaries and employee benefits$521,0004,243
Premises and equipment expense$216,0002,938
Additional noninterest expense$569,0002,840
Pre-tax net operating income$101,0005,036
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$101,0004,958
Extraordinary gains, net$016
Net income$101,0004,959
Minority interest net income$091
Net income of bank and minority interests.$101,0004,958
Net charge-offs$99,0003,116
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$101,0004,849
2009-12-31 (YTD Data)Rank
Total interest income$8,013,0003,819
Total interest expense$3,348,0003,157
Net interest income$4,665,0004,122
Provision for loan and lease losses$5,528,0001,320
Total noninterest income$1,047,0003,246
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$781,0002,080
Trading account gains and fees$0211
Additional Noninterest Income$266,0004,176
Total noninterest expense$4,865,0003,782
Salaries and employee benefits$2,357,0003,865
Premises and equipment expense$897,0002,833
Additional noninterest expense$1,611,0003,892
Pre-tax net operating income$-4,681,0007,150
Securities gains (losses)$41,0002,739
Applicable income taxes$04,388
Income before extraordinary items$-4,640,0007,226
Extraordinary gains, net$034
Net income$-4,640,0007,225
Minority interest net income$0115
Net income of bank and minority interests.$-4,640,0007,225
Net charge-offs$3,331,0001,509
Cash dividends$105,0004,086
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,681,0007,246
2009-09-30 (YTD Data)Rank
Total interest income$6,083,0003,829
Total interest expense$2,584,0003,217
Net interest income$3,499,0004,125
Provision for loan and lease losses$1,529,0002,185
Total noninterest income$852,0003,134
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$573,0002,117
Trading account gains and fees$0212
Additional Noninterest Income$279,0003,732
Total noninterest expense$3,676,0003,757
Salaries and employee benefits$1,751,0003,931
Premises and equipment expense$705,0002,750
Additional noninterest expense$1,220,0003,831
Pre-tax net operating income$-854,0006,572
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-854,0006,659
Extraordinary gains, net$027
Net income$-854,0006,661
Minority interest net income$0118
Net income of bank and minority interests.$-854,0006,661
Net charge-offs$365,0003,450
Cash dividends$105,0003,554
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-854,0006,659
2009-06-30 (YTD Data)Rank
Total interest income$4,004,0003,901
Total interest expense$1,777,0003,264
Net interest income$2,227,0004,255
Provision for loan and lease losses$390,0003,317
Total noninterest income$543,0003,220
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$360,0002,199
Trading account gains and fees$0193
Additional Noninterest Income$183,0003,784
Total noninterest expense$2,549,0003,665
Salaries and employee benefits$1,216,0003,855
Premises and equipment expense$493,0002,670
Additional noninterest expense$840,0003,746
Pre-tax net operating income$-169,0006,223
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-169,0006,323
Extraordinary gains, net$021
Net income$-169,0006,322
Minority interest net income$0112
Net income of bank and minority interests.$-169,0006,322
Net charge-offs$53,0004,855
Cash dividends$105,0003,221
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-169,0006,299
2009-03-31 (YTD Data)Rank
Total interest income$1,970,0003,985
Total interest expense$935,0003,234
Net interest income$1,035,0004,481
Provision for loan and lease losses$90,0004,033
Total noninterest income$249,0003,390
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$178,0002,161
Trading account gains and fees$0171
Additional Noninterest Income$71,0004,212
Total noninterest expense$1,191,0003,785
Salaries and employee benefits$579,0004,014
Premises and equipment expense$232,0002,858
Additional noninterest expense$380,0003,734
Pre-tax net operating income$3,0006,196
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$3,0006,366
Extraordinary gains, net$015
Net income$3,0006,368
Minority interest net income$0102
Net income of bank and minority interests.$3,0006,368
Net charge-offs$46,0003,656
Cash dividends$53,0002,620
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,0006,218
2008-12-31 (YTD Data)Rank
Total interest income$8,919,0003,828
Total interest expense$4,174,0003,411
Net interest income$4,745,0004,091
Provision for loan and lease losses$200,0005,196
Total noninterest income$937,0003,549
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$966,0001,811
Trading account gains and fees$0154
Additional Noninterest Income$-29,0008,067
Total noninterest expense$5,043,0003,539
Salaries and employee benefits$2,515,0003,765
Premises and equipment expense$886,0002,910
Additional noninterest expense$1,642,0003,393
Pre-tax net operating income$439,0005,043
Securities gains (losses)$4,0002,823
Applicable income taxes$04,979
Income before extraordinary items$443,0004,623
Extraordinary gains, net$039
Net income$443,0004,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,0003,225
Cash dividends$756,0002,731
Sale, conversion, retirement of capital stock, net$614,000507
Net operating income$439,0004,806
2008-09-30 (YTD Data)Rank
Total interest income$6,764,0003,854
Total interest expense$3,153,0003,499
Net interest income$3,611,0004,071
Provision for loan and lease losses$140,0004,706
Total noninterest income$947,0003,002
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$724,0001,820
Trading account gains and fees$0148
Additional Noninterest Income$223,0004,220
Total noninterest expense$3,695,0003,601
Salaries and employee benefits$1,805,0003,914
Premises and equipment expense$659,0002,950
Additional noninterest expense$1,231,0003,320
Pre-tax net operating income$723,0004,279
Securities gains (losses)$-1,0007,156
Applicable income taxes$05,372
Income before extraordinary items$722,0003,761
Extraordinary gains, net$031
Net income$722,0003,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,776
Cash dividends$608,0002,462
Sale, conversion, retirement of capital stock, net$614,000348
Net operating income$723,0003,901
2008-06-30 (YTD Data)Rank
Total interest income$4,444,0003,945
Total interest expense$2,109,0003,616
Net interest income$2,335,0004,152
Provision for loan and lease losses$80,0004,586
Total noninterest income$633,0003,035
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$461,0001,867
Trading account gains and fees$0149
Additional Noninterest Income$172,0004,067
Total noninterest expense$2,432,0003,650
Salaries and employee benefits$1,203,0003,948
Premises and equipment expense$431,0003,004
Additional noninterest expense$798,0003,369
Pre-tax net operating income$456,0004,537
Securities gains (losses)$-1,0007,955
Applicable income taxes$05,627
Income before extraordinary items$455,0004,214
Extraordinary gains, net$021
Net income$455,0004,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,007
Cash dividends$404,0002,539
Sale, conversion, retirement of capital stock, net$614,000241
Net operating income$456,0004,151
2008-03-31 (YTD Data)Rank
Total interest income$2,226,0004,037
Total interest expense$1,058,0003,770
Net interest income$1,168,0004,177
Provision for loan and lease losses$20,0004,875
Total noninterest income$321,0002,991
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$210,0001,992
Trading account gains and fees$0158
Additional Noninterest Income$111,0003,584
Total noninterest expense$1,157,0003,805
Salaries and employee benefits$605,0003,952
Premises and equipment expense$205,0003,161
Additional noninterest expense$347,0003,703
Pre-tax net operating income$312,0004,061
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$312,0003,715
Extraordinary gains, net$015
Net income$312,0003,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0001,148
Cash dividends$202,0002,292
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$312,0003,628
2007-12-31 (YTD Data)Rank
Total interest income$9,460,0003,914
Total interest expense$4,248,0003,862
Net interest income$5,212,0003,869
Provision for loan and lease losses$168,0004,171
Total noninterest income$1,022,0003,495
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$760,0002,220
Trading account gains and fees$0178
Additional Noninterest Income$262,0004,488
Total noninterest expense$4,699,0003,621
Salaries and employee benefits$2,356,0003,897
Premises and equipment expense$766,0003,197
Additional noninterest expense$1,577,0003,279
Pre-tax net operating income$1,367,0004,075
Securities gains (losses)$-62,0008,050
Applicable income taxes$06,070
Income before extraordinary items$1,305,0003,758
Extraordinary gains, net$039
Net income$1,305,0003,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0003,077
Cash dividends$981,0002,676
Sale, conversion, retirement of capital stock, net$558,000517
Net operating income$1,367,0003,625
2007-09-30 (YTD Data)Rank
Total interest income$7,056,0003,942
Total interest expense$3,116,0003,923
Net interest income$3,940,0003,862
Provision for loan and lease losses$06,528
Total noninterest income$752,0003,532
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$547,0002,270
Trading account gains and fees$0184
Additional Noninterest Income$205,0004,445
Total noninterest expense$3,478,0003,650
Salaries and employee benefits$1,761,0003,888
Premises and equipment expense$543,0003,339
Additional noninterest expense$1,174,0003,247
Pre-tax net operating income$1,214,0003,919
Securities gains (losses)$-65,0008,222
Applicable income taxes$06,220
Income before extraordinary items$1,149,0003,566
Extraordinary gains, net$033
Net income$1,149,0003,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,576
Cash dividends$676,0002,525
Sale, conversion, retirement of capital stock, net$530,000397
Net operating income$1,214,0003,426
2007-06-30 (YTD Data)Rank
Total interest income$4,571,0004,034
Total interest expense$2,022,0003,992
Net interest income$2,549,0003,975
Provision for loan and lease losses$06,209
Total noninterest income$489,0003,605
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$346,0002,374
Trading account gains and fees$0168
Additional Noninterest Income$143,0004,411
Total noninterest expense$2,309,0003,683
Salaries and employee benefits$1,188,0003,886
Premises and equipment expense$354,0003,407
Additional noninterest expense$767,0003,306
Pre-tax net operating income$729,0004,230
Securities gains (losses)$3,0001,133
Applicable income taxes$06,265
Income before extraordinary items$732,0003,715
Extraordinary gains, net$029
Net income$732,0003,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,785
Cash dividends$403,0002,738
Sale, conversion, retirement of capital stock, net$55,000715
Net operating income$729,0003,706
2007-03-31 (YTD Data)Rank
Total interest income$2,164,0004,170
Total interest expense$957,0004,118
Net interest income$1,207,0004,143
Provision for loan and lease losses$05,779
Total noninterest income$243,0003,597
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$156,0002,528
Trading account gains and fees$0195
Additional Noninterest Income$87,0004,037
Total noninterest expense$1,171,0003,635
Salaries and employee benefits$598,0003,903
Premises and equipment expense$207,0003,020
Additional noninterest expense$366,0003,406
Pre-tax net operating income$279,0004,814
Securities gains (losses)$3,000908
Applicable income taxes$06,196
Income before extraordinary items$282,0004,319
Extraordinary gains, net$022
Net income$282,0004,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,323
Cash dividends$211,0002,348
Sale, conversion, retirement of capital stock, net$27,000613
Net operating income$279,0004,313
2006-12-31 (YTD Data)Rank
Total interest income$7,767,0004,276
Total interest expense$2,950,0004,353
Net interest income$4,817,0004,119
Provision for loan and lease losses$06,850
Total noninterest income$860,0003,881
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$640,0002,556
Trading account gains and fees$0130
Additional Noninterest Income$220,0004,933
Total noninterest expense$4,290,0003,774
Salaries and employee benefits$2,102,0004,118
Premises and equipment expense$828,0002,915
Additional noninterest expense$1,360,0003,564
Pre-tax net operating income$1,387,0004,467
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$1,387,0003,954
Extraordinary gains, net$051
Net income$1,387,0003,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$790,0003,001
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,387,0003,933
2006-09-30 (YTD Data)Rank
Total interest income$5,696,0004,320
Total interest expense$2,071,0004,455
Net interest income$3,625,0004,134
Provision for loan and lease losses$06,685
Total noninterest income$633,0003,932
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$464,0002,626
Trading account gains and fees$0126
Additional Noninterest Income$169,0004,896
Total noninterest expense$3,148,0003,841
Salaries and employee benefits$1,588,0004,081
Premises and equipment expense$575,0003,108
Additional noninterest expense$985,0003,652
Pre-tax net operating income$1,110,0004,494
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,110,0003,910
Extraordinary gains, net$045
Net income$1,110,0003,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-150,0008,596
Cash dividends$564,0002,765
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,110,0003,899
2006-06-30 (YTD Data)Rank
Total interest income$3,612,0004,417
Total interest expense$1,265,0004,558
Net interest income$2,347,0004,233
Provision for loan and lease losses$06,419
Total noninterest income$409,0004,003
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$285,0002,774
Trading account gains and fees$0126
Additional Noninterest Income$124,0004,681
Total noninterest expense$2,097,0003,859
Salaries and employee benefits$1,059,0004,091
Premises and equipment expense$383,0003,107
Additional noninterest expense$655,0003,657
Pre-tax net operating income$659,0004,761
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$659,0004,213
Extraordinary gains, net$039
Net income$659,0004,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-101,0008,584
Cash dividends$366,0002,843
Sale, conversion, retirement of capital stock, net$0887
Net operating income$659,0004,203
2006-03-31 (YTD Data)Rank
Total interest income$1,739,0004,480
Total interest expense$579,0004,673
Net interest income$1,160,0004,255
Provision for loan and lease losses$06,013
Total noninterest income$170,0004,343
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$128,0002,944
Trading account gains and fees$0115
Additional Noninterest Income$42,0005,444
Total noninterest expense$1,060,0003,832
Salaries and employee benefits$530,0004,127
Premises and equipment expense$191,0003,125
Additional noninterest expense$339,0003,531
Pre-tax net operating income$270,0005,209
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$270,0004,669
Extraordinary gains, net$021
Net income$270,0004,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,0008,649
Cash dividends$14,0003,869
Sale, conversion, retirement of capital stock, net$0648
Net operating income$270,0004,653
2005-12-31 (YTD Data)Rank
Total interest income$6,138,0004,545
Total interest expense$1,718,0004,875
Net interest income$4,420,0004,315
Provision for loan and lease losses$50,0005,734
Total noninterest income$841,0003,942
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$654,0002,479
Trading account gains and fees$0138
Additional Noninterest Income$187,0005,304
Total noninterest expense$3,756,0004,056
Salaries and employee benefits$1,829,0004,422
Premises and equipment expense$669,0003,357
Additional noninterest expense$1,258,0003,719
Pre-tax net operating income$1,455,0004,463
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,455,0003,857
Extraordinary gains, net$046
Net income$1,455,0003,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,682
Cash dividends$715,0003,035
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,455,0003,831
2005-09-30 (YTD Data)Rank
Total interest income$4,439,0004,603
Total interest expense$1,186,0004,963
Net interest income$3,253,0004,386
Provision for loan and lease losses$50,0005,172
Total noninterest income$688,0003,765
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$513,0002,391
Trading account gains and fees$0126
Additional Noninterest Income$175,0004,897
Total noninterest expense$2,736,0004,113
Salaries and employee benefits$1,323,0004,509
Premises and equipment expense$473,0003,501
Additional noninterest expense$940,0003,678
Pre-tax net operating income$1,155,0004,407
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,155,0003,768
Extraordinary gains, net$035
Net income$1,155,0003,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-222,0008,757
Cash dividends$325,0003,400
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,155,0003,726
2005-06-30 (YTD Data)Rank
Total interest income$2,843,0004,669
Total interest expense$731,0005,014
Net interest income$2,112,0004,445
Provision for loan and lease losses$50,0004,523
Total noninterest income$500,0003,516
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$360,0002,249
Trading account gains and fees$0116
Additional Noninterest Income$140,0004,472
Total noninterest expense$1,818,0004,105
Salaries and employee benefits$899,0004,428
Premises and equipment expense$309,0003,533
Additional noninterest expense$610,0003,748
Pre-tax net operating income$744,0004,456
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$744,0003,800
Extraordinary gains, net$030
Net income$744,0003,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,395
Cash dividends$325,0002,815
Sale, conversion, retirement of capital stock, net$0643
Net operating income$744,0003,747
2005-03-31 (YTD Data)Rank
Total interest income$1,379,0004,736
Total interest expense$334,0005,183
Net interest income$1,045,0004,480
Provision for loan and lease losses$06,226
Total noninterest income$268,0003,313
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$184,0002,165
Trading account gains and fees$0115
Additional Noninterest Income$84,0004,085
Total noninterest expense$875,0004,256
Salaries and employee benefits$413,0004,716
Premises and equipment expense$153,0003,594
Additional noninterest expense$309,0003,724
Pre-tax net operating income$438,0004,040
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$438,0003,386
Extraordinary gains, net$024
Net income$438,0003,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$130,0002,698
Sale, conversion, retirement of capital stock, net$0491
Net operating income$438,0003,351
2004-12-31 (YTD Data)Rank
Total interest income$5,275,0004,671
Total interest expense$1,216,0005,070
Net interest income$4,059,0004,431
Provision for loan and lease losses$682,0001,486
Total noninterest income$918,0003,743
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$876,0001,973
Trading account gains and fees$0138
Additional Noninterest Income$42,0007,616
Total noninterest expense$3,868,0003,872
Salaries and employee benefits$1,831,0004,283
Premises and equipment expense$692,0003,154
Additional noninterest expense$1,345,0003,426
Pre-tax net operating income$427,0006,957
Securities gains (losses)$-3,0007,966
Applicable income taxes$07,185
Income before extraordinary items$424,0006,659
Extraordinary gains, net$034
Net income$424,0006,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,034,000756
Cash dividends$205,0004,826
Sale, conversion, retirement of capital stock, net$0872
Net operating income$427,0006,583
2004-09-30 (YTD Data)Rank
Total interest income$3,997,0004,618
Total interest expense$906,0005,067
Net interest income$3,091,0004,377
Provision for loan and lease losses$276,0002,401
Total noninterest income$702,0003,730
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$651,0002,007
Trading account gains and fees$0134
Additional Noninterest Income$51,0007,030
Total noninterest expense$2,917,0003,799
Salaries and employee benefits$1,346,0004,318
Premises and equipment expense$540,0003,054
Additional noninterest expense$1,031,0003,338
Pre-tax net operating income$600,0005,901
Securities gains (losses)$-3,0008,248
Applicable income taxes$07,220
Income before extraordinary items$597,0005,378
Extraordinary gains, net$026
Net income$597,0005,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$466,0001,013
Cash dividends$206,0003,936
Sale, conversion, retirement of capital stock, net$0738
Net operating income$600,0005,280
2004-06-30 (YTD Data)Rank
Total interest income$2,695,0004,582
Total interest expense$603,0005,085
Net interest income$2,092,0004,341
Provision for loan and lease losses$201,0002,189
Total noninterest income$441,0003,872
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$426,0002,028
Trading account gains and fees$0130
Additional Noninterest Income$15,0008,015
Total noninterest expense$1,943,0003,829
Salaries and employee benefits$890,0004,357
Premises and equipment expense$355,0003,087
Additional noninterest expense$698,0003,316
Pre-tax net operating income$389,0005,921
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$389,0005,382
Extraordinary gains, net$021
Net income$389,0005,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,402
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$389,0005,286
2004-03-31 (YTD Data)Rank
Total interest income$1,396,0004,492
Total interest expense$316,0005,012
Net interest income$1,080,0004,244
Provision for loan and lease losses$151,0001,407
Total noninterest income$275,0003,297
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$202,0002,061
Trading account gains and fees$0121
Additional Noninterest Income$73,0004,352
Total noninterest expense$1,071,0003,567
Salaries and employee benefits$527,0003,839
Premises and equipment expense$171,0003,220
Additional noninterest expense$373,0003,108
Pre-tax net operating income$133,0006,682
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$133,0006,286
Extraordinary gains, net$016
Net income$133,0006,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,335
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$133,0006,173
2003-12-31 (YTD Data)Rank
Total interest income$5,683,0004,456
Total interest expense$1,750,0004,439
Net interest income$3,933,0004,412
Provision for loan and lease losses$579,0001,940
Total noninterest income$1,037,0003,648
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$835,0002,055
Trading account gains and fees$0160
Additional Noninterest Income$202,0005,264
Total noninterest expense$4,289,0003,500
Salaries and employee benefits$1,936,0004,040
Premises and equipment expense$681,0003,152
Additional noninterest expense$1,672,0002,796
Pre-tax net operating income$102,0008,197
Securities gains (losses)$3,0004,078
Applicable income taxes$07,459
Income before extraordinary items$105,0008,193
Extraordinary gains, net$054
Net income$105,0008,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$684,0001,253
Cash dividends$193,0004,990
Sale, conversion, retirement of capital stock, net$0868
Net operating income$102,0008,087
2003-09-30 (YTD Data)Rank
Total interest income$4,221,0004,550
Total interest expense$1,391,0004,383
Net interest income$2,830,0004,567
Provision for loan and lease losses$474,0001,745
Total noninterest income$787,0003,683
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$631,0002,049
Trading account gains and fees$0153
Additional Noninterest Income$156,0005,265
Total noninterest expense$3,220,0003,486
Salaries and employee benefits$1,503,0003,905
Premises and equipment expense$506,0003,190
Additional noninterest expense$1,211,0002,865
Pre-tax net operating income$-77,0008,745
Securities gains (losses)$3,0003,777
Applicable income taxes$07,524
Income before extraordinary items$-74,0008,815
Extraordinary gains, net$040
Net income$-74,0008,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$632,000979
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-77,0008,748
2003-06-30 (YTD Data)Rank
Total interest income$2,811,0004,593
Total interest expense$974,0004,328
Net interest income$1,837,0004,648
Provision for loan and lease losses$404,0001,377
Total noninterest income$279,0005,179
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$409,0002,058
Trading account gains and fees$0150
Additional Noninterest Income$-130,0009,266
Total noninterest expense$2,038,0003,633
Salaries and employee benefits$1,055,0003,751
Premises and equipment expense$334,0003,202
Additional noninterest expense$649,0003,460
Pre-tax net operating income$-326,0008,997
Securities gains (losses)$3,0003,367
Applicable income taxes$07,529
Income before extraordinary items$-323,0009,074
Extraordinary gains, net$030
Net income$-323,0009,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$535,000815
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-326,0009,013
2003-03-31 (YTD Data)Rank
Total interest income$1,432,0004,550
Total interest expense$522,0004,206
Net interest income$910,0004,673
Provision for loan and lease losses$11,0006,010
Total noninterest income$239,0003,738
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$197,0002,048
Trading account gains and fees$0134
Additional Noninterest Income$42,0005,598
Total noninterest expense$898,0003,994
Salaries and employee benefits$433,0004,369
Premises and equipment expense$152,0003,453
Additional noninterest expense$313,0003,536
Pre-tax net operating income$240,0005,389
Securities gains (losses)$3,0002,514
Applicable income taxes$07,403
Income before extraordinary items$243,0004,787
Extraordinary gains, net$021
Net income$243,0004,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,000870
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$240,0004,627
2002-12-31 (YTD Data)Rank
Total interest income$6,400,0004,362
Total interest expense$2,551,0004,038
Net interest income$3,849,0004,476
Provision for loan and lease losses$1,442,000980
Total noninterest income$1,039,0003,399
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$873,0001,848
Trading account gains and fees$0153
Additional Noninterest Income$166,0005,388
Total noninterest expense$4,034,0003,535
Salaries and employee benefits$1,693,0004,280
Premises and equipment expense$676,0003,091
Additional noninterest expense$1,665,0002,715
Pre-tax net operating income$-588,0009,016
Securities gains (losses)$188,0001,214
Applicable income taxes$07,681
Income before extraordinary items$-400,0009,008
Extraordinary gains, net$070
Net income$-400,0009,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,142,000847
Cash dividends$58,0005,905
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-588,0009,028
2001-12-31 (YTD Data)Rank
Total interest income$7,849,0004,078
Total interest expense$4,083,0003,732
Net interest income$3,766,0004,326
Provision for loan and lease losses$1,156,0001,115
Total noninterest income$839,0003,727
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$735,0002,054
Trading account gains and fees$0177
Additional Noninterest Income$104,0006,355
Total noninterest expense$3,509,0003,816
Salaries and employee benefits$1,579,0004,345
Premises and equipment expense$632,0003,227
Additional noninterest expense$1,298,0003,258
Pre-tax net operating income$-60,0008,825
Securities gains (losses)$2,0004,242
Applicable income taxes$07,903
Income before extraordinary items$-58,0008,912
Extraordinary gains, net$0105
Net income$-58,0008,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$956,000972
Cash dividends$239,0004,766
Sale, conversion, retirement of capital stock, net$1,009,000402
Net operating income$-60,0008,843
2000-12-31 (YTD Data)Rank
Total interest income$8,249,0004,025
Total interest expense$4,022,0003,959
Net interest income$4,227,0003,996
Provision for loan and lease losses$1,408,000806
Total noninterest income$1,048,0003,034
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$757,0001,843
Trading account gains and feesNANA
Additional Noninterest Income$291,0003,993
Total noninterest expense$3,125,0004,092
Salaries and employee benefits$1,425,0004,544
Premises and equipment expense$535,0003,591
Additional noninterest expense$1,165,0003,526
Pre-tax net operating income$742,0006,069
Securities gains (losses)$46,000727
Applicable income taxes$08,362
Income before extraordinary items$788,0005,090
Extraordinary gains, net$038
Net income$788,0005,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$925,000789
Cash dividends$951,0002,384
Sale, conversion, retirement of capital stock, net$0969
Net operating income$742,0005,258
1999-12-31 (YTD Data)Rank
Total interest income$7,107,0004,340
Total interest expense$3,048,0004,543
Net interest income$4,059,0004,119
Provision for loan and lease losses$410,0002,065
Total noninterest income$971,0003,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$864,0001,524
Trading account gains and feesNANA
Additional Noninterest Income$107,0006,470
Total noninterest expense$2,644,0004,665
Salaries and employee benefits$1,255,0005,001
Premises and equipment expense$536,0003,560
Additional noninterest expense$853,0004,578
Pre-tax net operating income$1,976,0003,375
Securities gains (losses)$-34,0009,691
Applicable income taxes$08,765
Income before extraordinary items$1,942,0002,656
Extraordinary gains, net$035
Net income$1,942,0002,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0001,996
Cash dividends$951,0002,375
Sale, conversion, retirement of capital stock, net$500,000604
Net operating income$1,976,0002,584
1998-12-31 (YTD Data)Rank
Total interest income$5,969,0005,021
Total interest expense$2,629,0005,188
Net interest income$3,340,0004,766
Provision for loan and lease losses$357,0002,284
Total noninterest income$666,0004,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$560,0002,301
Trading account gains and feesNANA
Additional Noninterest Income$106,0006,504
Total noninterest expense$2,230,0005,167
Salaries and employee benefits$1,005,0005,779
Premises and equipment expense$451,0004,001
Additional noninterest expense$774,0004,790
Pre-tax net operating income$1,419,0004,362
Securities gains (losses)$-23,00010,305
Applicable income taxes$8,0009,125
Income before extraordinary items$1,388,0003,463
Extraordinary gains, net$032
Net income$1,388,0003,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0002,159
Cash dividends$889,0002,431
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,410,7703,322
1997-12-31 (YTD Data)Rank
Total interest income$5,016,0005,796
Total interest expense$2,098,0006,085
Net interest income$2,918,0005,420
Provision for loan and lease losses$246,0002,979
Total noninterest income$523,0004,845
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$448,0002,905
Trading account gains and feesNANA
Additional Noninterest Income$75,0007,536
Total noninterest expense$1,892,0005,867
Salaries and employee benefits$834,0006,611
Premises and equipment expense$414,0004,331
Additional noninterest expense$644,0005,538
Pre-tax net operating income$1,303,0004,950
Securities gains (losses)$-86,00010,746
Applicable income taxes$010,065
Income before extraordinary items$1,217,0004,003
Extraordinary gains, net$044
Net income$1,217,0004,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0003,212
Cash dividends$630,0002,973
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,303,0003,716
1996-12-31 (YTD Data)Rank
Total interest income$4,178,0006,701
Total interest expense$1,683,0007,131
Net interest income$2,495,0006,200
Provision for loan and lease losses$133,0004,377
Total noninterest income$399,0005,957
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$337,0003,878
Trading account gains and feesNANA
Additional Noninterest Income$62,0008,398
Total noninterest expense$1,894,0006,175
Salaries and employee benefits$764,0007,173
Premises and equipment expense$318,0005,352
Additional noninterest expense$812,0005,152
Pre-tax net operating income$867,0006,216
Securities gains (losses)$5,0002,986
Applicable income taxes$267,0006,222
Income before extraordinary items$605,0006,239
Extraordinary gains, net$053
Net income$605,0006,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,952
Cash dividends$196,0005,541
Sale, conversion, retirement of capital stock, net$0953
Net operating income$601,5506,205
1995-12-31 (YTD Data)Rank
Total interest income$3,573,0007,456
Total interest expense$1,335,0008,171
Net interest income$2,238,0006,800
Provision for loan and lease losses$191,0003,115
Total noninterest income$258,0007,607
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0005,309
Trading account gains and feesNANA
Additional Noninterest Income$36,0009,923
Total noninterest expense$1,511,0007,240
Salaries and employee benefits$678,0007,877
Premises and equipment expense$302,0005,593
Additional noninterest expense$531,0007,024
Pre-tax net operating income$794,0006,854
Securities gains (losses)$-57,00011,246
Applicable income taxes$226,0007,005
Income before extraordinary items$511,0007,160
Extraordinary gains, net$065
Net income$511,0007,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,241
Cash dividends$191,0005,634
Sale, conversion, retirement of capital stock, net$126,000536
Net operating income$550,3306,877
1994-12-31 (YTD Data)Rank
Total interest income$2,787,0008,400
Total interest expense$897,0009,145
Net interest income$1,890,0007,831
Provision for loan and lease losses$129,0003,913
Total noninterest income$228,0008,274
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$195,0005,959
Trading account gains and feesNANA
Additional Noninterest Income$33,00010,596
Total noninterest expense$1,337,0008,125
Salaries and employee benefits$610,0008,545
Premises and equipment expense$207,0007,274
Additional noninterest expense$520,0007,668
Pre-tax net operating income$652,0007,697
Securities gains (losses)$-65,00011,238
Applicable income taxes$187,0007,575
Income before extraordinary items$400,0008,198
Extraordinary gains, net$0249
Net income$400,0008,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,664
Cash dividends$124,0006,480
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$444,2007,813
1993-12-31 (YTD Data)Rank
Total interest income$2,191,0009,809
Total interest expense$772,00010,190
Net interest income$1,419,0009,362
Provision for loan and lease losses$54,0007,292
Total noninterest income$217,0008,897
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$171,0006,580
Trading account gains and feesNANA
Additional Noninterest Income$46,00010,323
Total noninterest expense$1,203,0008,880
Salaries and employee benefits$545,0009,265
Premises and equipment expense$160,0008,641
Additional noninterest expense$498,0008,229
Pre-tax net operating income$379,0009,589
Securities gains (losses)$7,0005,826
Applicable income taxes$116,0009,390
Income before extraordinary items$270,0009,811
Extraordinary gains, net$03,149
Net income$270,0009,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0006,165
Cash dividends$50,0007,918
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$265,1009,615
1992-12-31 (YTD Data)Rank
Total interest income$2,072,00010,750
Total interest expense$895,00010,898
Net interest income$1,177,00010,408
Provision for loan and lease losses$194,0005,305
Total noninterest income$250,0008,491
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$207,0005,857
Trading account gains and feesNANA
Additional Noninterest Income$43,00010,841
Total noninterest expense$1,142,0009,317
Salaries and employee benefits$517,0009,610
Premises and equipment expense$184,0008,213
Additional noninterest expense$441,0009,086
Pre-tax net operating income$91,00012,109
Securities gains (losses)$2,0007,695
Applicable income taxes$15,00012,232
Income before extraordinary items$78,00012,251
Extraordinary gains, net$01,422
Net income$78,00012,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0004,664
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$76,32011,977

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.