Home > First South Savings Bank, F.S.B. > Income and Expense
First South Savings Bank, F.S.B., Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 10,862 |
| Total interest expense | $1,671,000 | 7,976 |
| Net interest income | $347,000 | 13,516 |
| Provision for loan and lease losses | $-2,000 | 13,427 |
| Total noninterest income | $264,000 | 8,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $264,000 | 4,795 |
| Total noninterest expense | $2,628,000 | 5,077 |
| Salaries and employee benefits | $239,000 | 12,725 |
| Premises and equipment expense | $202,000 | 7,788 |
| Additional noninterest expense | $2,187,000 | 2,611 |
| Pre-tax net operating income | $-2,015,000 | 13,637 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-2,019,000 | 13,672 |
| Extraordinary gains, net | $196,000 | 440 |
| Net income | $-1,823,000 | 13,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 2,967 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-3,948,000 | 13,902 |
| Net operating income | $-2,015,000 | 13,627 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.