Home > First South Bank of Coweta County > Income and Expense
First South Bank of Coweta County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 8,217 |
| Total interest expense | $1,174,000 | 8,673 |
| Net interest income | $1,817,000 | 7,723 |
| Provision for loan and lease losses | $-22,000 | 11,479 |
| Total noninterest income | $333,000 | 6,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,327 |
| Total noninterest expense | $1,042,000 | 8,786 |
| Salaries and employee benefits | $657,000 | 8,010 |
| Premises and equipment expense | $138,000 | 8,574 |
| Additional noninterest expense | $247,000 | 9,853 |
| Pre-tax net operating income | $1,130,000 | 5,489 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $391,000 | 5,024 |
| Income before extraordinary items | $739,000 | 5,765 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $739,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,076 |
| Cash dividends | $262,000 | 4,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $739,000 | 5,743 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 9,394 |
| Total interest expense | $800,000 | 9,607 |
| Net interest income | $1,419,000 | 9,097 |
| Provision for loan and lease losses | $147,000 | 3,663 |
| Total noninterest income | $325,000 | 6,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,101 |
| Total noninterest expense | $984,000 | 9,414 |
| Salaries and employee benefits | $592,000 | 8,658 |
| Premises and equipment expense | $110,000 | 9,702 |
| Additional noninterest expense | $282,000 | 10,164 |
| Pre-tax net operating income | $613,000 | 7,933 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $208,000 | 7,209 |
| Income before extraordinary items | $405,000 | 8,157 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $405,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,075 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $405,000 | 8,202 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 9,998 |
| Total interest expense | $625,000 | 10,994 |
| Net interest income | $1,468,000 | 9,214 |
| Provision for loan and lease losses | $118,000 | 5,382 |
| Total noninterest income | $350,000 | 7,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,629 |
| Total noninterest expense | $948,000 | 9,984 |
| Salaries and employee benefits | $610,000 | 8,721 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $237,000 | 11,233 |
| Pre-tax net operating income | $752,000 | 7,088 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $256,000 | 6,691 |
| Income before extraordinary items | $496,000 | 7,594 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $496,000 | 7,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $496,000 | 7,337 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 13,810 |
| Total interest expense | $87,000 | 13,831 |
| Net interest income | $247,000 | 13,713 |
| Provision for loan and lease losses | $70,000 | 8,246 |
| Total noninterest income | $36,000 | 13,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,771 |
| Total noninterest expense | $134,000 | 13,873 |
| Salaries and employee benefits | $99,000 | 13,791 |
| Premises and equipment expense | $26,000 | 13,525 |
| Additional noninterest expense | $9,000 | 13,918 |
| Pre-tax net operating income | $79,000 | 12,210 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $27,000 | 11,890 |
| Income before extraordinary items | $52,000 | 12,550 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $52,000 | 12,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 352 |
| Net operating income | $52,000 | 12,280 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.