Home > First South Bank of Ben Hill County > Income and Expense
First South Bank of Ben Hill County, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 11,968 |
| Total interest expense | $613,000 | 11,061 |
| Net interest income | $546,000 | 12,405 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $157,000 | 10,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $527,000 | 12,024 |
| Salaries and employee benefits | $265,000 | 12,025 |
| Premises and equipment expense | $71,000 | 11,459 |
| Additional noninterest expense | $191,000 | 11,857 |
| Pre-tax net operating income | $175,000 | 11,267 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $56,000 | 10,800 |
| Income before extraordinary items | $119,000 | 11,587 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $119,000 | 11,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $119,000 | 11,382 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 13,860 |
| Total interest expense | $103,000 | 13,819 |
| Net interest income | $95,000 | 13,858 |
| Provision for loan and lease losses | $112,000 | 6,979 |
| Total noninterest income | $20,000 | 13,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 11,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,723 |
| Total noninterest expense | $60,000 | 13,914 |
| Salaries and employee benefits | $30,000 | 13,904 |
| Premises and equipment expense | $16,000 | 13,750 |
| Additional noninterest expense | $14,000 | 13,912 |
| Pre-tax net operating income | $-57,000 | 12,868 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-20,000 | 13,425 |
| Income before extraordinary items | $-37,000 | 12,974 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-37,000 | 12,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 6,412 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 408 |
| Net operating income | $-37,000 | 12,790 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.