Home > First South Bank > Income and Expense
First South Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 3,861 |
| Total interest expense | $175,000 | 4,199 |
| Net interest income | $2,214,000 | 3,794 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $708,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $201,000 | 2,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 2,304 |
| Total noninterest expense | $1,393,000 | 4,296 |
| Salaries and employee benefits | $886,000 | 4,031 |
| Premises and equipment expense | $158,000 | 4,139 |
| Additional noninterest expense | $349,000 | 4,646 |
| Pre-tax net operating income | $1,529,000 | 2,461 |
| Securities gains (losses) | $9,000 | 1,292 |
| Applicable income taxes | $460,000 | 1,769 |
| Income before extraordinary items | $1,078,000 | 2,695 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,078,000 | 2,695 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,078,000 | 2,695 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,071,700 | 2,682 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,239,000 | 1,541 |
| Total interest expense | $351,000 | 1,944 |
| Net interest income | $3,888,000 | 1,489 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,974,000 | 821 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $354,000 | 858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,620,000 | 684 |
| Total noninterest expense | $3,777,000 | 1,329 |
| Salaries and employee benefits | $2,329,000 | 1,248 |
| Premises and equipment expense | $486,000 | 1,224 |
| Additional noninterest expense | $962,000 | 1,562 |
| Pre-tax net operating income | $2,085,000 | 1,132 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $136,000 | 2,202 |
| Income before extraordinary items | $1,949,000 | 965 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,949,000 | 966 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,949,000 | 965 |
| Net charge-offs | $16,000 | 2,006 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,949,000 | 954 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,883,000 | 1,510 |
| Total interest expense | $1,461,000 | 1,833 |
| Net interest income | $15,422,000 | 1,462 |
| Provision for loan and lease losses | $120,000 | 2,919 |
| Total noninterest income | $7,433,000 | 864 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,530,000 | 820 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,903,000 | 739 |
| Total noninterest expense | $16,041,000 | 1,251 |
| Salaries and employee benefits | $9,748,000 | 1,172 |
| Premises and equipment expense | $2,004,000 | 1,177 |
| Additional noninterest expense | $4,289,000 | 1,431 |
| Pre-tax net operating income | $6,694,000 | 1,289 |
| Securities gains (losses) | $70,000 | 1,607 |
| Applicable income taxes | $414,000 | 2,411 |
| Income before extraordinary items | $6,350,000 | 1,140 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,350,000 | 1,138 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,350,000 | 1,139 |
| Net charge-offs | $286,000 | 1,576 |
| Cash dividends | $3,303,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $6,284,200 | 1,124 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,630,000 | 1,507 |
| Total interest expense | $1,091,000 | 1,846 |
| Net interest income | $11,539,000 | 1,461 |
| Provision for loan and lease losses | $120,000 | 2,560 |
| Total noninterest income | $5,774,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,134,000 | 825 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $4,640,000 | 726 |
| Total noninterest expense | $11,914,000 | 1,267 |
| Salaries and employee benefits | $7,325,000 | 1,172 |
| Premises and equipment expense | $1,489,000 | 1,195 |
| Additional noninterest expense | $3,100,000 | 1,491 |
| Pre-tax net operating income | $5,279,000 | 1,259 |
| Securities gains (losses) | $70,000 | 1,518 |
| Applicable income taxes | $346,000 | 2,375 |
| Income before extraordinary items | $5,003,000 | 1,117 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,003,000 | 1,117 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,003,000 | 1,117 |
| Net charge-offs | $362,000 | 1,010 |
| Cash dividends | $3,303,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,937,200 | 1,104 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,344,000 | 1,524 |
| Total interest expense | $724,000 | 1,856 |
| Net interest income | $7,620,000 | 1,484 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $3,997,000 | 816 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $729,000 | 847 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,268,000 | 692 |
| Total noninterest expense | $7,950,000 | 1,265 |
| Salaries and employee benefits | $4,889,000 | 1,172 |
| Premises and equipment expense | $981,000 | 1,206 |
| Additional noninterest expense | $2,080,000 | 1,486 |
| Pre-tax net operating income | $3,547,000 | 1,229 |
| Securities gains (losses) | $66,000 | 1,249 |
| Applicable income taxes | $230,000 | 2,378 |
| Income before extraordinary items | $3,383,000 | 1,086 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,383,000 | 1,085 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,383,000 | 1,085 |
| Net charge-offs | $355,000 | 766 |
| Cash dividends | $2,553,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,320,960 | 1,082 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 1,535 |
| Total interest expense | $357,000 | 1,886 |
| Net interest income | $3,786,000 | 1,487 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $2,242,000 | 732 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $360,000 | 851 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,882,000 | 597 |
| Total noninterest expense | $4,028,000 | 1,260 |
| Salaries and employee benefits | $2,486,000 | 1,166 |
| Premises and equipment expense | $503,000 | 1,185 |
| Additional noninterest expense | $1,039,000 | 1,472 |
| Pre-tax net operating income | $1,970,000 | 1,100 |
| Securities gains (losses) | $3,000 | 1,822 |
| Applicable income taxes | $128,000 | 2,249 |
| Income before extraordinary items | $1,845,000 | 972 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,845,000 | 973 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,845,000 | 973 |
| Net charge-offs | $19,000 | 2,012 |
| Cash dividends | $835,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,842,180 | 937 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,329,000 | 1,511 |
| Total interest expense | $1,476,000 | 1,804 |
| Net interest income | $14,853,000 | 1,491 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $7,457,000 | 845 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,516,000 | 850 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $5,941,000 | 717 |
| Total noninterest expense | $15,737,000 | 1,258 |
| Salaries and employee benefits | $9,519,000 | 1,181 |
| Premises and equipment expense | $2,080,000 | 1,140 |
| Additional noninterest expense | $4,138,000 | 1,480 |
| Pre-tax net operating income | $6,573,000 | 1,258 |
| Securities gains (losses) | $167,000 | 848 |
| Applicable income taxes | $432,000 | 2,363 |
| Income before extraordinary items | $6,308,000 | 1,120 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,308,000 | 1,120 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,308,000 | 1,120 |
| Net charge-offs | $271,000 | 1,705 |
| Cash dividends | $6,057,000 | 558 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,151,020 | 1,118 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,239,000 | 1,522 |
| Total interest expense | $1,111,000 | 1,810 |
| Net interest income | $11,128,000 | 1,502 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $5,783,000 | 841 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,136,000 | 853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,647,000 | 698 |
| Total noninterest expense | $11,789,000 | 1,266 |
| Salaries and employee benefits | $7,233,000 | 1,171 |
| Premises and equipment expense | $1,552,000 | 1,164 |
| Additional noninterest expense | $3,004,000 | 1,523 |
| Pre-tax net operating income | $5,122,000 | 1,254 |
| Securities gains (losses) | $163,000 | 753 |
| Applicable income taxes | $341,000 | 2,359 |
| Income before extraordinary items | $4,944,000 | 1,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,944,000 | 1,082 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,944,000 | 1,084 |
| Net charge-offs | $256,000 | 1,325 |
| Cash dividends | $3,057,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,790,780 | 1,083 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,084,000 | 1,541 |
| Total interest expense | $740,000 | 1,821 |
| Net interest income | $7,344,000 | 1,519 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $3,880,000 | 836 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $741,000 | 855 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,139,000 | 697 |
| Total noninterest expense | $7,817,000 | 1,279 |
| Salaries and employee benefits | $4,822,000 | 1,172 |
| Premises and equipment expense | $1,029,000 | 1,176 |
| Additional noninterest expense | $1,966,000 | 1,561 |
| Pre-tax net operating income | $3,407,000 | 1,234 |
| Securities gains (losses) | $155,000 | 632 |
| Applicable income taxes | $231,000 | 2,338 |
| Income before extraordinary items | $3,331,000 | 1,059 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,331,000 | 1,059 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,331,000 | 1,060 |
| Net charge-offs | $241,000 | 1,069 |
| Cash dividends | $2,312,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,185,300 | 1,078 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 1,586 |
| Total interest expense | $366,000 | 1,838 |
| Net interest income | $3,546,000 | 1,560 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $2,066,000 | 765 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $361,000 | 856 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,705,000 | 635 |
| Total noninterest expense | $3,959,000 | 1,265 |
| Salaries and employee benefits | $2,441,000 | 1,163 |
| Premises and equipment expense | $531,000 | 1,142 |
| Additional noninterest expense | $987,000 | 1,547 |
| Pre-tax net operating income | $1,653,000 | 1,226 |
| Securities gains (losses) | $52,000 | 826 |
| Applicable income taxes | $109,000 | 2,368 |
| Income before extraordinary items | $1,596,000 | 1,063 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,596,000 | 1,064 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,596,000 | 1,064 |
| Net charge-offs | $39,000 | 1,740 |
| Cash dividends | $680,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,547,120 | 1,072 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,845,000 | 1,563 |
| Total interest expense | $1,499,000 | 1,887 |
| Net interest income | $14,346,000 | 1,544 |
| Provision for loan and lease losses | $-1,042,000 | 6,367 |
| Total noninterest income | $6,775,000 | 889 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,675,000 | 804 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,100,000 | 737 |
| Total noninterest expense | $15,134,000 | 1,301 |
| Salaries and employee benefits | $8,932,000 | 1,217 |
| Premises and equipment expense | $2,100,000 | 1,138 |
| Additional noninterest expense | $4,102,000 | 1,527 |
| Pre-tax net operating income | $7,029,000 | 1,144 |
| Securities gains (losses) | $88,000 | 1,350 |
| Applicable income taxes | $463,000 | 2,270 |
| Income before extraordinary items | $6,654,000 | 1,004 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,654,000 | 1,003 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,654,000 | 1,003 |
| Net charge-offs | $-948,000 | 6,448 |
| Cash dividends | $4,732,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,572,160 | 987 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,887,000 | 1,571 |
| Total interest expense | $1,129,000 | 1,905 |
| Net interest income | $10,758,000 | 1,551 |
| Provision for loan and lease losses | $-1,042,000 | 6,471 |
| Total noninterest income | $5,110,000 | 874 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,264,000 | 802 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,846,000 | 738 |
| Total noninterest expense | $11,220,000 | 1,327 |
| Salaries and employee benefits | $6,707,000 | 1,203 |
| Premises and equipment expense | $1,537,000 | 1,175 |
| Additional noninterest expense | $2,976,000 | 1,570 |
| Pre-tax net operating income | $5,690,000 | 1,088 |
| Securities gains (losses) | $88,000 | 1,079 |
| Applicable income taxes | $373,000 | 2,259 |
| Income before extraordinary items | $5,405,000 | 918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,405,000 | 917 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,405,000 | 917 |
| Net charge-offs | $-947,000 | 6,533 |
| Cash dividends | $2,732,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $5,322,280 | 914 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,852,000 | 1,582 |
| Total interest expense | $759,000 | 1,919 |
| Net interest income | $7,093,000 | 1,564 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $3,459,000 | 854 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $842,000 | 799 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,617,000 | 710 |
| Total noninterest expense | $7,396,000 | 1,334 |
| Salaries and employee benefits | $4,442,000 | 1,217 |
| Premises and equipment expense | $1,023,000 | 1,190 |
| Additional noninterest expense | $1,931,000 | 1,616 |
| Pre-tax net operating income | $3,156,000 | 1,247 |
| Securities gains (losses) | $88,000 | 861 |
| Applicable income taxes | $209,000 | 2,371 |
| Income before extraordinary items | $3,035,000 | 1,059 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,035,000 | 1,059 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,035,000 | 1,060 |
| Net charge-offs | $93,000 | 2,250 |
| Cash dividends | $1,568,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,952,280 | 1,066 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,835,000 | 1,615 |
| Total interest expense | $379,000 | 1,960 |
| Net interest income | $3,456,000 | 1,584 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,859,000 | 774 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $414,000 | 791 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,445,000 | 641 |
| Total noninterest expense | $3,672,000 | 1,357 |
| Salaries and employee benefits | $2,222,000 | 1,242 |
| Premises and equipment expense | $510,000 | 1,215 |
| Additional noninterest expense | $940,000 | 1,632 |
| Pre-tax net operating income | $1,643,000 | 1,165 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $108,000 | 2,292 |
| Income before extraordinary items | $1,535,000 | 1,018 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,535,000 | 1,019 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,535,000 | 1,019 |
| Net charge-offs | $84,000 | 1,483 |
| Cash dividends | $195,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,535,000 | 997 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,558,000 | 1,514 |
| Total interest expense | $1,568,000 | 2,084 |
| Net interest income | $14,990,000 | 1,452 |
| Provision for loan and lease losses | $111,000 | 3,597 |
| Total noninterest income | $6,707,000 | 914 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,638,000 | 848 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,069,000 | 792 |
| Total noninterest expense | $14,722,000 | 1,341 |
| Salaries and employee benefits | $8,856,000 | 1,221 |
| Premises and equipment expense | $1,911,000 | 1,235 |
| Additional noninterest expense | $3,955,000 | 1,633 |
| Pre-tax net operating income | $6,864,000 | 1,091 |
| Securities gains (losses) | $20,000 | 2,341 |
| Applicable income taxes | $505,000 | 2,142 |
| Income before extraordinary items | $6,379,000 | 973 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,379,000 | 976 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,379,000 | 976 |
| Net charge-offs | $877,000 | 1,397 |
| Cash dividends | $3,569,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,360,400 | 948 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,569,000 | 1,506 |
| Total interest expense | $1,193,000 | 2,111 |
| Net interest income | $11,376,000 | 1,424 |
| Provision for loan and lease losses | $54,000 | 3,904 |
| Total noninterest income | $5,172,000 | 911 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,211,000 | 863 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,961,000 | 787 |
| Total noninterest expense | $10,945,000 | 1,361 |
| Salaries and employee benefits | $6,751,000 | 1,206 |
| Premises and equipment expense | $1,351,000 | 1,323 |
| Additional noninterest expense | $2,843,000 | 1,682 |
| Pre-tax net operating income | $5,549,000 | 1,047 |
| Securities gains (losses) | $18,000 | 2,258 |
| Applicable income taxes | $369,000 | 2,220 |
| Income before extraordinary items | $5,198,000 | 908 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,198,000 | 910 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,198,000 | 910 |
| Net charge-offs | $756,000 | 1,228 |
| Cash dividends | $2,569,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,181,260 | 887 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,426,000 | 1,490 |
| Total interest expense | $809,000 | 2,114 |
| Net interest income | $7,617,000 | 1,407 |
| Provision for loan and lease losses | $25,000 | 4,134 |
| Total noninterest income | $3,541,000 | 897 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $774,000 | 873 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,767,000 | 775 |
| Total noninterest expense | $7,259,000 | 1,364 |
| Salaries and employee benefits | $4,528,000 | 1,192 |
| Premises and equipment expense | $878,000 | 1,365 |
| Additional noninterest expense | $1,853,000 | 1,713 |
| Pre-tax net operating income | $3,874,000 | 976 |
| Securities gains (losses) | $18,000 | 2,064 |
| Applicable income taxes | $254,000 | 2,196 |
| Income before extraordinary items | $3,638,000 | 859 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,638,000 | 860 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,638,000 | 861 |
| Net charge-offs | $-8,000 | 6,085 |
| Cash dividends | $2,026,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,621,260 | 833 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 1,506 |
| Total interest expense | $412,000 | 2,132 |
| Net interest income | $3,806,000 | 1,414 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,826,000 | 884 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $373,000 | 895 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,453,000 | 766 |
| Total noninterest expense | $3,633,000 | 1,376 |
| Salaries and employee benefits | $2,257,000 | 1,204 |
| Premises and equipment expense | $448,000 | 1,361 |
| Additional noninterest expense | $928,000 | 1,721 |
| Pre-tax net operating income | $1,999,000 | 935 |
| Securities gains (losses) | $17,000 | 1,320 |
| Applicable income taxes | $128,000 | 2,166 |
| Income before extraordinary items | $1,888,000 | 813 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,888,000 | 814 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,888,000 | 815 |
| Net charge-offs | $14,000 | 3,305 |
| Cash dividends | $571,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,872,020 | 777 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,095,000 | 1,469 |
| Total interest expense | $2,067,000 | 2,083 |
| Net interest income | $16,028,000 | 1,359 |
| Provision for loan and lease losses | $216,000 | 3,841 |
| Total noninterest income | $6,277,000 | 964 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,619,000 | 878 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,658,000 | 856 |
| Total noninterest expense | $14,407,000 | 1,367 |
| Salaries and employee benefits | $8,541,000 | 1,231 |
| Premises and equipment expense | $1,886,000 | 1,259 |
| Additional noninterest expense | $3,980,000 | 1,679 |
| Pre-tax net operating income | $7,682,000 | 925 |
| Securities gains (losses) | $13,000 | 3,311 |
| Applicable income taxes | $435,000 | 2,319 |
| Income before extraordinary items | $7,260,000 | 813 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,260,000 | 812 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,260,000 | 813 |
| Net charge-offs | $569,000 | 2,481 |
| Cash dividends | $6,761,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $7,247,780 | 765 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,786,000 | 1,470 |
| Total interest expense | $1,620,000 | 2,081 |
| Net interest income | $12,166,000 | 1,360 |
| Provision for loan and lease losses | $214,000 | 3,438 |
| Total noninterest income | $4,756,000 | 960 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,190,000 | 899 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,566,000 | 818 |
| Total noninterest expense | $10,729,000 | 1,385 |
| Salaries and employee benefits | $6,395,000 | 1,228 |
| Premises and equipment expense | $1,420,000 | 1,256 |
| Additional noninterest expense | $2,914,000 | 1,716 |
| Pre-tax net operating income | $5,979,000 | 916 |
| Securities gains (losses) | $13,000 | 3,045 |
| Applicable income taxes | $332,000 | 2,365 |
| Income before extraordinary items | $5,660,000 | 808 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,660,000 | 805 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,660,000 | 808 |
| Net charge-offs | $534,000 | 2,100 |
| Cash dividends | $2,761,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,647,780 | 757 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,235,000 | 1,473 |
| Total interest expense | $1,130,000 | 2,074 |
| Net interest income | $8,105,000 | 1,365 |
| Provision for loan and lease losses | $157,000 | 3,299 |
| Total noninterest income | $3,207,000 | 929 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $770,000 | 917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,437,000 | 806 |
| Total noninterest expense | $7,145,000 | 1,382 |
| Salaries and employee benefits | $4,240,000 | 1,236 |
| Premises and equipment expense | $928,000 | 1,283 |
| Additional noninterest expense | $1,977,000 | 1,690 |
| Pre-tax net operating income | $4,010,000 | 908 |
| Securities gains (losses) | $12,000 | 2,678 |
| Applicable income taxes | $271,000 | 2,154 |
| Income before extraordinary items | $3,751,000 | 811 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,751,000 | 810 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,751,000 | 811 |
| Net charge-offs | $198,000 | 2,765 |
| Cash dividends | $1,864,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,739,840 | 760 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 1,495 |
| Total interest expense | $591,000 | 2,063 |
| Net interest income | $4,018,000 | 1,381 |
| Provision for loan and lease losses | $102,000 | 2,826 |
| Total noninterest income | $1,609,000 | 923 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $388,000 | 894 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,221,000 | 791 |
| Total noninterest expense | $3,498,000 | 1,401 |
| Salaries and employee benefits | $2,080,000 | 1,255 |
| Premises and equipment expense | $452,000 | 1,322 |
| Additional noninterest expense | $966,000 | 1,724 |
| Pre-tax net operating income | $2,027,000 | 879 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $133,000 | 2,168 |
| Income before extraordinary items | $1,894,000 | 792 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,894,000 | 790 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,894,000 | 793 |
| Net charge-offs | $71,000 | 2,749 |
| Cash dividends | $484,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,894,000 | 746 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,248,000 | 1,478 |
| Total interest expense | $3,288,000 | 1,795 |
| Net interest income | $15,960,000 | 1,394 |
| Provision for loan and lease losses | $945,000 | 2,500 |
| Total noninterest income | $4,931,000 | 1,057 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,602,000 | 923 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,329,000 | 964 |
| Total noninterest expense | $13,999,000 | 1,392 |
| Salaries and employee benefits | $7,922,000 | 1,249 |
| Premises and equipment expense | $1,881,000 | 1,323 |
| Additional noninterest expense | $4,196,000 | 1,630 |
| Pre-tax net operating income | $5,947,000 | 1,009 |
| Securities gains (losses) | $256,000 | 1,257 |
| Applicable income taxes | $385,000 | 2,281 |
| Income before extraordinary items | $5,818,000 | 863 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,818,000 | 863 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,818,000 | 863 |
| Net charge-offs | $1,524,000 | 1,847 |
| Cash dividends | $2,065,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,577,360 | 861 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,549,000 | 1,487 |
| Total interest expense | $2,605,000 | 1,769 |
| Net interest income | $11,944,000 | 1,406 |
| Provision for loan and lease losses | $463,000 | 2,977 |
| Total noninterest income | $3,771,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,198,000 | 928 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,573,000 | 936 |
| Total noninterest expense | $10,450,000 | 1,405 |
| Salaries and employee benefits | $5,908,000 | 1,257 |
| Premises and equipment expense | $1,414,000 | 1,334 |
| Additional noninterest expense | $3,128,000 | 1,634 |
| Pre-tax net operating income | $4,802,000 | 966 |
| Securities gains (losses) | $240,000 | 1,074 |
| Applicable income taxes | $327,000 | 2,177 |
| Income before extraordinary items | $4,715,000 | 813 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,715,000 | 812 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,715,000 | 813 |
| Net charge-offs | $996,000 | 1,895 |
| Cash dividends | $1,685,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,489,400 | 814 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,626,000 | 1,510 |
| Total interest expense | $1,820,000 | 1,761 |
| Net interest income | $7,806,000 | 1,436 |
| Provision for loan and lease losses | $309,000 | 2,916 |
| Total noninterest income | $2,349,000 | 1,088 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $786,000 | 930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,563,000 | 987 |
| Total noninterest expense | $6,748,000 | 1,463 |
| Salaries and employee benefits | $3,827,000 | 1,304 |
| Premises and equipment expense | $907,000 | 1,399 |
| Additional noninterest expense | $2,014,000 | 1,704 |
| Pre-tax net operating income | $3,098,000 | 978 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $213,000 | 2,162 |
| Income before extraordinary items | $2,886,000 | 865 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,886,000 | 864 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,886,000 | 865 |
| Net charge-offs | $713,000 | 1,780 |
| Cash dividends | $995,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,885,070 | 837 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 1,544 |
| Total interest expense | $977,000 | 1,725 |
| Net interest income | $3,781,000 | 1,473 |
| Provision for loan and lease losses | $202,000 | 2,415 |
| Total noninterest income | $1,077,000 | 1,145 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $390,000 | 918 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $687,000 | 1,072 |
| Total noninterest expense | $3,320,000 | 1,493 |
| Salaries and employee benefits | $1,873,000 | 1,346 |
| Premises and equipment expense | $446,000 | 1,441 |
| Additional noninterest expense | $1,001,000 | 1,711 |
| Pre-tax net operating income | $1,336,000 | 1,099 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $91,000 | 2,280 |
| Income before extraordinary items | $1,245,000 | 969 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,245,000 | 969 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,245,000 | 969 |
| Net charge-offs | $358,000 | 1,609 |
| Cash dividends | $115,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,245,000 | 949 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,751,000 | 1,479 |
| Total interest expense | $5,352,000 | 1,549 |
| Net interest income | $15,399,000 | 1,456 |
| Provision for loan and lease losses | $4,260,000 | 1,279 |
| Total noninterest income | $5,011,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,813,000 | 835 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,198,000 | 1,012 |
| Total noninterest expense | $13,145,000 | 1,501 |
| Salaries and employee benefits | $7,233,000 | 1,356 |
| Premises and equipment expense | $1,853,000 | 1,386 |
| Additional noninterest expense | $4,059,000 | 1,774 |
| Pre-tax net operating income | $3,005,000 | 1,626 |
| Securities gains (losses) | $27,000 | 2,964 |
| Applicable income taxes | $104,000 | 3,210 |
| Income before extraordinary items | $2,928,000 | 1,434 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,928,000 | 1,436 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,928,000 | 1,437 |
| Net charge-offs | $3,255,000 | 1,400 |
| Cash dividends | $2,278,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,901,810 | 1,388 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,765,000 | 1,500 |
| Total interest expense | $4,173,000 | 1,559 |
| Net interest income | $11,592,000 | 1,468 |
| Provision for loan and lease losses | $1,943,000 | 1,689 |
| Total noninterest income | $3,810,000 | 1,048 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,393,000 | 837 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,417,000 | 968 |
| Total noninterest expense | $10,084,000 | 1,468 |
| Salaries and employee benefits | $5,725,000 | 1,296 |
| Premises and equipment expense | $1,363,000 | 1,428 |
| Additional noninterest expense | $2,996,000 | 1,783 |
| Pre-tax net operating income | $3,375,000 | 1,177 |
| Securities gains (losses) | $27,000 | 2,762 |
| Applicable income taxes | $240,000 | 2,377 |
| Income before extraordinary items | $3,162,000 | 1,076 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,162,000 | 1,079 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,162,000 | 1,079 |
| Net charge-offs | $1,281,000 | 1,933 |
| Cash dividends | $2,172,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,136,890 | 1,037 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,437,000 | 1,532 |
| Total interest expense | $2,825,000 | 1,600 |
| Net interest income | $7,612,000 | 1,492 |
| Provision for loan and lease losses | $1,256,000 | 1,691 |
| Total noninterest income | $2,479,000 | 1,048 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $912,000 | 858 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,567,000 | 948 |
| Total noninterest expense | $6,708,000 | 1,475 |
| Salaries and employee benefits | $3,872,000 | 1,268 |
| Premises and equipment expense | $900,000 | 1,464 |
| Additional noninterest expense | $1,936,000 | 1,817 |
| Pre-tax net operating income | $2,127,000 | 1,229 |
| Securities gains (losses) | $27,000 | 2,218 |
| Applicable income taxes | $148,000 | 2,413 |
| Income before extraordinary items | $2,006,000 | 1,116 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,006,000 | 1,116 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,006,000 | 1,117 |
| Net charge-offs | $885,000 | 1,851 |
| Cash dividends | $1,467,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,980,890 | 1,080 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,203,000 | 1,566 |
| Total interest expense | $1,417,000 | 1,668 |
| Net interest income | $3,786,000 | 1,523 |
| Provision for loan and lease losses | $356,000 | 2,200 |
| Total noninterest income | $1,208,000 | 1,044 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $436,000 | 895 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $772,000 | 952 |
| Total noninterest expense | $3,351,000 | 1,502 |
| Salaries and employee benefits | $1,939,000 | 1,291 |
| Premises and equipment expense | $448,000 | 1,506 |
| Additional noninterest expense | $964,000 | 1,800 |
| Pre-tax net operating income | $1,287,000 | 1,032 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $83,000 | 2,302 |
| Income before extraordinary items | $1,204,000 | 910 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,204,000 | 914 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,204,000 | 914 |
| Net charge-offs | $210,000 | 2,375 |
| Cash dividends | $540,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,204,000 | 883 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,441,000 | 1,599 |
| Total interest expense | $6,601,000 | 1,771 |
| Net interest income | $14,840,000 | 1,520 |
| Provision for loan and lease losses | $1,549,000 | 2,845 |
| Total noninterest income | $5,477,000 | 1,022 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,006,000 | 862 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,471,000 | 947 |
| Total noninterest expense | $13,621,000 | 1,514 |
| Salaries and employee benefits | $7,752,000 | 1,273 |
| Premises and equipment expense | $1,856,000 | 1,460 |
| Additional noninterest expense | $4,013,000 | 1,850 |
| Pre-tax net operating income | $5,147,000 | 820 |
| Securities gains (losses) | $-248,000 | 7,462 |
| Applicable income taxes | $272,000 | 2,115 |
| Income before extraordinary items | $4,627,000 | 737 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,627,000 | 736 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,627,000 | 737 |
| Net charge-offs | $920,000 | 2,963 |
| Cash dividends | $1,930,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,860,120 | 695 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,065,000 | 1,628 |
| Total interest expense | $5,149,000 | 1,785 |
| Net interest income | $10,916,000 | 1,543 |
| Provision for loan and lease losses | $1,240,000 | 2,479 |
| Total noninterest income | $4,129,000 | 1,020 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,499,000 | 857 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,630,000 | 952 |
| Total noninterest expense | $10,091,000 | 1,525 |
| Salaries and employee benefits | $5,796,000 | 1,301 |
| Premises and equipment expense | $1,393,000 | 1,472 |
| Additional noninterest expense | $2,902,000 | 1,845 |
| Pre-tax net operating income | $3,714,000 | 904 |
| Securities gains (losses) | $-248,000 | 7,627 |
| Applicable income taxes | $237,000 | 2,148 |
| Income before extraordinary items | $3,229,000 | 846 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,229,000 | 847 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,229,000 | 847 |
| Net charge-offs | $489,000 | 3,078 |
| Cash dividends | $1,555,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,459,640 | 776 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,567,000 | 1,676 |
| Total interest expense | $3,578,000 | 1,797 |
| Net interest income | $6,989,000 | 1,606 |
| Provision for loan and lease losses | $1,141,000 | 1,918 |
| Total noninterest income | $2,833,000 | 1,009 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $965,000 | 878 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,868,000 | 941 |
| Total noninterest expense | $6,694,000 | 1,558 |
| Salaries and employee benefits | $3,860,000 | 1,330 |
| Premises and equipment expense | $942,000 | 1,484 |
| Additional noninterest expense | $1,892,000 | 1,895 |
| Pre-tax net operating income | $1,987,000 | 1,148 |
| Securities gains (losses) | $-248,000 | 7,818 |
| Applicable income taxes | $138,000 | 2,347 |
| Income before extraordinary items | $1,601,000 | 1,180 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,601,000 | 1,178 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,601,000 | 1,179 |
| Net charge-offs | $466,000 | 2,424 |
| Cash dividends | $871,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,829,160 | 1,010 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 1,724 |
| Total interest expense | $1,853,000 | 1,805 |
| Net interest income | $3,349,000 | 1,666 |
| Provision for loan and lease losses | $197,000 | 2,888 |
| Total noninterest income | $1,364,000 | 1,001 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $462,000 | 890 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $902,000 | 917 |
| Total noninterest expense | $3,324,000 | 1,503 |
| Salaries and employee benefits | $1,962,000 | 1,316 |
| Premises and equipment expense | $486,000 | 1,461 |
| Additional noninterest expense | $876,000 | 1,837 |
| Pre-tax net operating income | $1,192,000 | 1,069 |
| Securities gains (losses) | $-1,000 | 7,699 |
| Applicable income taxes | $86,000 | 2,332 |
| Income before extraordinary items | $1,105,000 | 967 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,105,000 | 968 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,105,000 | 969 |
| Net charge-offs | $-61,000 | 8,152 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,105,930 | 909 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,409,000 | 1,656 |
| Total interest expense | $9,101,000 | 1,772 |
| Net interest income | $14,308,000 | 1,566 |
| Provision for loan and lease losses | $2,423,000 | 1,591 |
| Total noninterest income | $5,933,000 | 920 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,210,000 | 801 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,723,000 | 816 |
| Total noninterest expense | $13,420,000 | 1,454 |
| Salaries and employee benefits | $7,072,000 | 1,456 |
| Premises and equipment expense | $1,966,000 | 1,407 |
| Additional noninterest expense | $4,382,000 | 1,419 |
| Pre-tax net operating income | $4,398,000 | 1,244 |
| Securities gains (losses) | $275,000 | 582 |
| Applicable income taxes | $279,000 | 2,485 |
| Income before extraordinary items | $4,394,000 | 933 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,394,000 | 932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,576,000 | 1,113 |
| Cash dividends | $2,685,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,135,500 | 1,066 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,899,000 | 1,655 |
| Total interest expense | $7,094,000 | 1,784 |
| Net interest income | $10,805,000 | 1,566 |
| Provision for loan and lease losses | $1,204,000 | 1,648 |
| Total noninterest income | $4,566,000 | 941 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,680,000 | 788 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,886,000 | 843 |
| Total noninterest expense | $10,184,000 | 1,418 |
| Salaries and employee benefits | $5,395,000 | 1,452 |
| Premises and equipment expense | $1,473,000 | 1,415 |
| Additional noninterest expense | $3,316,000 | 1,351 |
| Pre-tax net operating income | $3,983,000 | 1,254 |
| Securities gains (losses) | $275,000 | 496 |
| Applicable income taxes | $246,000 | 2,684 |
| Income before extraordinary items | $4,012,000 | 912 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,012,000 | 911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,583,000 | 973 |
| Cash dividends | $2,305,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,753,500 | 1,039 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,145,000 | 1,656 |
| Total interest expense | $4,985,000 | 1,769 |
| Net interest income | $7,160,000 | 1,569 |
| Provision for loan and lease losses | $392,000 | 2,186 |
| Total noninterest income | $2,966,000 | 967 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,071,000 | 803 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,895,000 | 878 |
| Total noninterest expense | $6,797,000 | 1,410 |
| Salaries and employee benefits | $3,641,000 | 1,439 |
| Premises and equipment expense | $981,000 | 1,412 |
| Additional noninterest expense | $2,175,000 | 1,359 |
| Pre-tax net operating income | $2,937,000 | 1,211 |
| Securities gains (losses) | $275,000 | 488 |
| Applicable income taxes | $211,000 | 2,620 |
| Income before extraordinary items | $3,001,000 | 914 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,001,000 | 914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,079 |
| Cash dividends | $1,945,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,745,250 | 982 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,215,000 | 1,673 |
| Total interest expense | $2,591,000 | 1,815 |
| Net interest income | $3,624,000 | 1,532 |
| Provision for loan and lease losses | $161,000 | 2,056 |
| Total noninterest income | $1,503,000 | 965 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $516,000 | 830 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $987,000 | 867 |
| Total noninterest expense | $3,379,000 | 1,413 |
| Salaries and employee benefits | $1,825,000 | 1,451 |
| Premises and equipment expense | $497,000 | 1,403 |
| Additional noninterest expense | $1,057,000 | 1,361 |
| Pre-tax net operating income | $1,587,000 | 1,192 |
| Securities gains (losses) | $18,000 | 1,652 |
| Applicable income taxes | $107,000 | 2,705 |
| Income before extraordinary items | $1,498,000 | 1,005 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,498,000 | 1,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $675,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,481,260 | 977 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,719,000 | 1,613 |
| Total interest expense | $11,624,000 | 1,726 |
| Net interest income | $15,095,000 | 1,513 |
| Provision for loan and lease losses | $699,000 | 1,866 |
| Total noninterest income | $5,532,000 | 1,019 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,233,000 | 800 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,299,000 | 940 |
| Total noninterest expense | $13,275,000 | 1,385 |
| Salaries and employee benefits | $7,136,000 | 1,425 |
| Premises and equipment expense | $1,920,000 | 1,385 |
| Additional noninterest expense | $4,219,000 | 1,330 |
| Pre-tax net operating income | $6,653,000 | 1,273 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $424,000 | 2,954 |
| Income before extraordinary items | $6,233,000 | 1,044 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,233,000 | 1,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,615 |
| Cash dividends | $2,987,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,229,240 | 1,025 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,902,000 | 1,624 |
| Total interest expense | $8,643,000 | 1,734 |
| Net interest income | $11,259,000 | 1,524 |
| Provision for loan and lease losses | $399,000 | 1,875 |
| Total noninterest income | $4,204,000 | 1,005 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,646,000 | 796 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,558,000 | 926 |
| Total noninterest expense | $9,927,000 | 1,382 |
| Salaries and employee benefits | $5,313,000 | 1,433 |
| Premises and equipment expense | $1,431,000 | 1,375 |
| Additional noninterest expense | $3,183,000 | 1,288 |
| Pre-tax net operating income | $5,137,000 | 1,331 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $316,000 | 3,132 |
| Income before extraordinary items | $4,821,000 | 1,093 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,821,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,620 |
| Cash dividends | $2,599,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,821,000 | 1,070 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,926,000 | 1,682 |
| Total interest expense | $5,566,000 | 1,790 |
| Net interest income | $7,360,000 | 1,579 |
| Provision for loan and lease losses | $206,000 | 2,121 |
| Total noninterest income | $2,704,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,065,000 | 827 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,639,000 | 980 |
| Total noninterest expense | $6,634,000 | 1,396 |
| Salaries and employee benefits | $3,557,000 | 1,448 |
| Premises and equipment expense | $952,000 | 1,394 |
| Additional noninterest expense | $2,125,000 | 1,300 |
| Pre-tax net operating income | $3,224,000 | 1,446 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $190,000 | 3,338 |
| Income before extraordinary items | $3,034,000 | 1,176 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,034,000 | 1,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,212 |
| Cash dividends | $1,780,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,034,000 | 1,160 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,304,000 | 1,717 |
| Total interest expense | $2,729,000 | 1,811 |
| Net interest income | $3,575,000 | 1,617 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $1,317,000 | 1,058 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $524,000 | 814 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $793,000 | 994 |
| Total noninterest expense | $3,336,000 | 1,389 |
| Salaries and employee benefits | $1,807,000 | 1,435 |
| Premises and equipment expense | $484,000 | 1,386 |
| Additional noninterest expense | $1,045,000 | 1,287 |
| Pre-tax net operating income | $1,521,000 | 1,526 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $92,000 | 3,380 |
| Income before extraordinary items | $1,429,000 | 1,235 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,429,000 | 1,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $530,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,429,000 | 1,218 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,398,000 | 1,659 |
| Total interest expense | $9,732,000 | 1,728 |
| Net interest income | $14,666,000 | 1,563 |
| Provision for loan and lease losses | $361,000 | 2,449 |
| Total noninterest income | $5,467,000 | 1,024 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,326,000 | 763 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,141,000 | 962 |
| Total noninterest expense | $12,837,000 | 1,390 |
| Salaries and employee benefits | $6,778,000 | 1,460 |
| Premises and equipment expense | $1,914,000 | 1,348 |
| Additional noninterest expense | $4,145,000 | 1,289 |
| Pre-tax net operating income | $6,935,000 | 1,420 |
| Securities gains (losses) | $-36,000 | 7,803 |
| Applicable income taxes | $354,000 | 3,581 |
| Income before extraordinary items | $6,545,000 | 1,128 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,545,000 | 1,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,319 |
| Cash dividends | $3,236,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,579,200 | 1,113 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,075,000 | 1,654 |
| Total interest expense | $6,950,000 | 1,759 |
| Net interest income | $11,125,000 | 1,558 |
| Provision for loan and lease losses | $324,000 | 2,017 |
| Total noninterest income | $4,161,000 | 1,019 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,774,000 | 756 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,387,000 | 970 |
| Total noninterest expense | $9,614,000 | 1,397 |
| Salaries and employee benefits | $5,055,000 | 1,471 |
| Premises and equipment expense | $1,434,000 | 1,356 |
| Additional noninterest expense | $3,125,000 | 1,285 |
| Pre-tax net operating income | $5,348,000 | 1,426 |
| Securities gains (losses) | $-36,000 | 8,061 |
| Applicable income taxes | $350,000 | 3,368 |
| Income before extraordinary items | $4,962,000 | 1,163 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,962,000 | 1,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,009 |
| Cash dividends | $2,845,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,995,480 | 1,144 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,595,000 | 1,684 |
| Total interest expense | $4,272,000 | 1,803 |
| Net interest income | $7,323,000 | 1,579 |
| Provision for loan and lease losses | $211,000 | 2,018 |
| Total noninterest income | $2,665,000 | 1,048 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,138,000 | 768 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,527,000 | 999 |
| Total noninterest expense | $6,357,000 | 1,419 |
| Salaries and employee benefits | $3,344,000 | 1,484 |
| Premises and equipment expense | $920,000 | 1,413 |
| Additional noninterest expense | $2,093,000 | 1,284 |
| Pre-tax net operating income | $3,420,000 | 1,478 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $231,000 | 3,425 |
| Income before extraordinary items | $3,191,000 | 1,195 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,191,000 | 1,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,651 |
| Cash dividends | $2,045,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,189,140 | 1,179 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 1,692 |
| Total interest expense | $1,980,000 | 1,838 |
| Net interest income | $3,643,000 | 1,573 |
| Provision for loan and lease losses | $89,000 | 2,241 |
| Total noninterest income | $1,275,000 | 1,066 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $521,000 | 813 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $754,000 | 995 |
| Total noninterest expense | $3,176,000 | 1,428 |
| Salaries and employee benefits | $1,676,000 | 1,480 |
| Premises and equipment expense | $445,000 | 1,464 |
| Additional noninterest expense | $1,055,000 | 1,263 |
| Pre-tax net operating income | $1,653,000 | 1,499 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $109,000 | 3,485 |
| Income before extraordinary items | $1,544,000 | 1,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,544,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,166 |
| Cash dividends | $595,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,544,000 | 1,185 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,648,000 | 2,011 |
| Total interest expense | $5,250,000 | 2,101 |
| Net interest income | $11,398,000 | 1,950 |
| Provision for loan and lease losses | $1,083,000 | 977 |
| Total noninterest income | $4,400,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,797,000 | 973 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,603,000 | 1,135 |
| Total noninterest expense | $9,646,000 | 1,762 |
| Salaries and employee benefits | $4,938,000 | 1,883 |
| Premises and equipment expense | $1,495,000 | 1,633 |
| Additional noninterest expense | $3,213,000 | 1,590 |
| Pre-tax net operating income | $5,069,000 | 1,839 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $352,000 | 3,895 |
| Income before extraordinary items | $4,712,000 | 1,497 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,712,000 | 1,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 1,030 |
| Cash dividends | $2,410,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,716,650 | 1,475 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,932,000 | 2,044 |
| Total interest expense | $3,650,000 | 2,135 |
| Net interest income | $8,282,000 | 1,994 |
| Provision for loan and lease losses | $418,000 | 1,660 |
| Total noninterest income | $3,290,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,293,000 | 1,021 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,997,000 | 1,122 |
| Total noninterest expense | $7,045,000 | 1,785 |
| Salaries and employee benefits | $3,583,000 | 1,918 |
| Premises and equipment expense | $1,117,000 | 1,622 |
| Additional noninterest expense | $2,345,000 | 1,596 |
| Pre-tax net operating income | $4,109,000 | 1,725 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $275,000 | 3,937 |
| Income before extraordinary items | $3,829,000 | 1,398 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,829,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,058 |
| Cash dividends | $2,130,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,833,650 | 1,374 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,621,000 | 2,065 |
| Total interest expense | $2,225,000 | 2,207 |
| Net interest income | $5,396,000 | 2,016 |
| Provision for loan and lease losses | $305,000 | 1,488 |
| Total noninterest income | $2,151,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $836,000 | 1,033 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,315,000 | 1,104 |
| Total noninterest expense | $4,708,000 | 1,775 |
| Salaries and employee benefits | $2,396,000 | 1,903 |
| Premises and equipment expense | $752,000 | 1,603 |
| Additional noninterest expense | $1,560,000 | 1,583 |
| Pre-tax net operating income | $2,534,000 | 1,818 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $166,000 | 4,096 |
| Income before extraordinary items | $2,363,000 | 1,469 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,363,000 | 1,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 801 |
| Cash dividends | $1,520,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,367,650 | 1,441 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 2,112 |
| Total interest expense | $1,031,000 | 2,280 |
| Net interest income | $2,632,000 | 2,047 |
| Provision for loan and lease losses | $117,000 | 1,831 |
| Total noninterest income | $1,086,000 | 1,172 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $395,000 | 1,056 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $691,000 | 1,052 |
| Total noninterest expense | $2,382,000 | 1,754 |
| Salaries and employee benefits | $1,189,000 | 1,925 |
| Premises and equipment expense | $387,000 | 1,570 |
| Additional noninterest expense | $806,000 | 1,539 |
| Pre-tax net operating income | $1,219,000 | 1,854 |
| Securities gains (losses) | $-5,000 | 8,378 |
| Applicable income taxes | $73,000 | 4,232 |
| Income before extraordinary items | $1,141,000 | 1,489 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,141,000 | 1,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 643 |
| Cash dividends | $510,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,145,700 | 1,458 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,324,000 | 2,155 |
| Total interest expense | $3,452,000 | 2,329 |
| Net interest income | $9,872,000 | 2,052 |
| Provision for loan and lease losses | $367,000 | 2,523 |
| Total noninterest income | $4,182,000 | 1,229 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,717,000 | 1,040 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,465,000 | 1,139 |
| Total noninterest expense | $8,988,000 | 1,799 |
| Salaries and employee benefits | $4,614,000 | 1,892 |
| Premises and equipment expense | $1,493,000 | 1,555 |
| Additional noninterest expense | $2,881,000 | 1,699 |
| Pre-tax net operating income | $4,699,000 | 1,790 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $287,000 | 4,239 |
| Income before extraordinary items | $4,412,000 | 1,460 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,412,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $580,000 | 1,191 |
| Cash dividends | $1,815,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,412,000 | 1,416 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,790,000 | 2,179 |
| Total interest expense | $2,517,000 | 2,346 |
| Net interest income | $7,273,000 | 2,084 |
| Provision for loan and lease losses | $363,000 | 1,922 |
| Total noninterest income | $3,238,000 | 1,228 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,313,000 | 1,019 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,925,000 | 1,117 |
| Total noninterest expense | $6,712,000 | 1,798 |
| Salaries and employee benefits | $3,476,000 | 1,876 |
| Premises and equipment expense | $1,093,000 | 1,600 |
| Additional noninterest expense | $2,143,000 | 1,684 |
| Pre-tax net operating income | $3,436,000 | 1,832 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $200,000 | 4,434 |
| Income before extraordinary items | $3,234,000 | 1,510 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,234,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $611,000 | 810 |
| Cash dividends | $1,550,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,235,880 | 1,465 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,423,000 | 2,178 |
| Total interest expense | $1,661,000 | 2,334 |
| Net interest income | $4,762,000 | 2,106 |
| Provision for loan and lease losses | $308,000 | 1,494 |
| Total noninterest income | $2,135,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $887,000 | 987 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,248,000 | 1,137 |
| Total noninterest expense | $4,375,000 | 1,825 |
| Salaries and employee benefits | $2,330,000 | 1,860 |
| Premises and equipment expense | $725,000 | 1,597 |
| Additional noninterest expense | $1,320,000 | 1,810 |
| Pre-tax net operating income | $2,214,000 | 1,881 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $121,000 | 4,596 |
| Income before extraordinary items | $2,093,000 | 1,532 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,093,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 616 |
| Cash dividends | $1,170,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,093,000 | 1,482 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 2,188 |
| Total interest expense | $875,000 | 2,260 |
| Net interest income | $2,321,000 | 2,159 |
| Provision for loan and lease losses | $155,000 | 1,385 |
| Total noninterest income | $1,053,000 | 1,210 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $447,000 | 940 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $606,000 | 1,130 |
| Total noninterest expense | $2,105,000 | 1,905 |
| Salaries and employee benefits | $1,145,000 | 1,914 |
| Premises and equipment expense | $328,000 | 1,785 |
| Additional noninterest expense | $632,000 | 1,863 |
| Pre-tax net operating income | $1,114,000 | 1,839 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $59,000 | 4,619 |
| Income before extraordinary items | $1,055,000 | 1,511 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,055,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 565 |
| Cash dividends | $390,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,055,000 | 1,429 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,502,000 | 2,109 |
| Total interest expense | $4,200,000 | 2,119 |
| Net interest income | $9,302,000 | 2,099 |
| Provision for loan and lease losses | $655,000 | 1,716 |
| Total noninterest income | $4,177,000 | 1,300 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,721,000 | 1,012 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,456,000 | 1,244 |
| Total noninterest expense | $8,178,000 | 1,949 |
| Salaries and employee benefits | $4,535,000 | 1,898 |
| Premises and equipment expense | $1,375,000 | 1,652 |
| Additional noninterest expense | $2,268,000 | 2,124 |
| Pre-tax net operating income | $4,646,000 | 1,736 |
| Securities gains (losses) | $15,000 | 3,390 |
| Applicable income taxes | $212,000 | 4,844 |
| Income before extraordinary items | $4,449,000 | 1,417 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,449,000 | 1,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $730,000 | 1,183 |
| Cash dividends | $1,800,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,434,750 | 1,359 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,183,000 | 2,127 |
| Total interest expense | $3,244,000 | 2,145 |
| Net interest income | $6,939,000 | 2,122 |
| Provision for loan and lease losses | $482,000 | 1,716 |
| Total noninterest income | $3,149,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,256,000 | 1,038 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,893,000 | 1,286 |
| Total noninterest expense | $6,127,000 | 1,945 |
| Salaries and employee benefits | $3,392,000 | 1,904 |
| Premises and equipment expense | $999,000 | 1,716 |
| Additional noninterest expense | $1,736,000 | 2,065 |
| Pre-tax net operating income | $3,479,000 | 1,809 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $216,000 | 4,533 |
| Income before extraordinary items | $3,270,000 | 1,500 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,270,000 | 1,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $661,000 | 944 |
| Cash dividends | $1,550,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,263,420 | 1,430 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,830,000 | 2,128 |
| Total interest expense | $2,224,000 | 2,154 |
| Net interest income | $4,606,000 | 2,115 |
| Provision for loan and lease losses | $333,000 | 1,658 |
| Total noninterest income | $2,169,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $861,000 | 991 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,308,000 | 1,253 |
| Total noninterest expense | $4,038,000 | 1,948 |
| Salaries and employee benefits | $2,240,000 | 1,904 |
| Premises and equipment expense | $660,000 | 1,718 |
| Additional noninterest expense | $1,138,000 | 2,101 |
| Pre-tax net operating income | $2,404,000 | 1,742 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $145,000 | 4,551 |
| Income before extraordinary items | $2,264,000 | 1,451 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,264,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $546,000 | 805 |
| Cash dividends | $1,230,000 | 1,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,259,300 | 1,362 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 2,131 |
| Total interest expense | $1,114,000 | 2,191 |
| Net interest income | $2,335,000 | 2,098 |
| Provision for loan and lease losses | $118,000 | 2,130 |
| Total noninterest income | $1,169,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $439,000 | 950 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $730,000 | 1,128 |
| Total noninterest expense | $2,005,000 | 1,955 |
| Salaries and employee benefits | $1,103,000 | 1,931 |
| Premises and equipment expense | $321,000 | 1,784 |
| Additional noninterest expense | $581,000 | 2,029 |
| Pre-tax net operating income | $1,381,000 | 1,523 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $82,000 | 4,307 |
| Income before extraordinary items | $1,300,000 | 1,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,300,000 | 1,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,159 |
| Cash dividends | $460,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,299,060 | 1,190 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,304,000 | 2,147 |
| Total interest expense | $5,198,000 | 2,155 |
| Net interest income | $9,106,000 | 2,131 |
| Provision for loan and lease losses | $1,025,000 | 1,319 |
| Total noninterest income | $3,671,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,367,000 | 1,177 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,304,000 | 1,188 |
| Total noninterest expense | $7,780,000 | 1,941 |
| Salaries and employee benefits | $4,311,000 | 1,869 |
| Premises and equipment expense | $1,264,000 | 1,750 |
| Additional noninterest expense | $2,205,000 | 2,102 |
| Pre-tax net operating income | $3,972,000 | 2,003 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $293,000 | 4,482 |
| Income before extraordinary items | $3,689,000 | 1,622 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,689,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 2,284 |
| Cash dividends | $1,850,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,679,700 | 1,578 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,871,000 | 2,033 |
| Total interest expense | $8,264,000 | 1,960 |
| Net interest income | $8,607,000 | 2,076 |
| Provision for loan and lease losses | $1,734,000 | 789 |
| Total noninterest income | $3,332,000 | 1,362 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,133,000 | 1,319 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,199,000 | 1,159 |
| Total noninterest expense | $7,109,000 | 2,022 |
| Salaries and employee benefits | $3,878,000 | 1,938 |
| Premises and equipment expense | $1,113,000 | 1,927 |
| Additional noninterest expense | $2,118,000 | 2,118 |
| Pre-tax net operating income | $3,096,000 | 2,196 |
| Securities gains (losses) | $26,000 | 2,933 |
| Applicable income taxes | $229,000 | 4,759 |
| Income before extraordinary items | $2,893,000 | 1,814 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,893,000 | 1,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,433,000 | 728 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,868,820 | 1,762 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,548,000 | 2,129 |
| Total interest expense | $8,084,000 | 2,126 |
| Net interest income | $8,464,000 | 2,092 |
| Provision for loan and lease losses | $980,000 | 1,088 |
| Total noninterest income | $3,257,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,187,000 | 1,145 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,070,000 | 1,105 |
| Total noninterest expense | $6,354,000 | 2,167 |
| Salaries and employee benefits | $3,474,000 | 2,049 |
| Premises and equipment expense | $1,045,000 | 1,984 |
| Additional noninterest expense | $1,835,000 | 2,342 |
| Pre-tax net operating income | $4,387,000 | 1,676 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $318,000 | 4,468 |
| Income before extraordinary items | $4,069,000 | 1,288 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,069,000 | 1,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 1,195 |
| Cash dividends | $2,125,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,069,000 | 1,279 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,092,000 | 2,310 |
| Total interest expense | $6,542,000 | 2,253 |
| Net interest income | $7,550,000 | 2,337 |
| Provision for loan and lease losses | $595,000 | 1,539 |
| Total noninterest income | $1,376,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,119,000 | 1,184 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $257,000 | 4,370 |
| Total noninterest expense | $4,865,000 | 2,775 |
| Salaries and employee benefits | $2,582,000 | 2,717 |
| Premises and equipment expense | $900,000 | 2,261 |
| Additional noninterest expense | $1,383,000 | 3,066 |
| Pre-tax net operating income | $3,466,000 | 2,117 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $257,000 | 5,139 |
| Income before extraordinary items | $3,220,000 | 1,656 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,220,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,318 |
| Cash dividends | $1,985,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,209,770 | 1,634 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,935,000 | 2,527 |
| Total interest expense | $6,483,000 | 2,323 |
| Net interest income | $6,452,000 | 2,656 |
| Provision for loan and lease losses | $548,000 | 1,613 |
| Total noninterest income | $1,287,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $925,000 | 1,358 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $362,000 | 3,636 |
| Total noninterest expense | $4,078,000 | 3,161 |
| Salaries and employee benefits | $2,225,000 | 3,017 |
| Premises and equipment expense | $743,000 | 2,619 |
| Additional noninterest expense | $1,110,000 | 3,598 |
| Pre-tax net operating income | $3,113,000 | 2,290 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $386,000 | 4,520 |
| Income before extraordinary items | $2,734,000 | 1,908 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,734,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 1,040 |
| Cash dividends | $900,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,727,840 | 1,838 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,092,000 | 2,940 |
| Total interest expense | $5,374,000 | 2,786 |
| Net interest income | $5,718,000 | 3,049 |
| Provision for loan and lease losses | $424,000 | 2,006 |
| Total noninterest income | $794,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $645,000 | 2,030 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $149,000 | 5,702 |
| Total noninterest expense | $3,394,000 | 3,708 |
| Salaries and employee benefits | $1,838,000 | 3,565 |
| Premises and equipment expense | $574,000 | 3,278 |
| Additional noninterest expense | $982,000 | 3,975 |
| Pre-tax net operating income | $2,694,000 | 2,738 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $923,000 | 2,603 |
| Income before extraordinary items | $1,788,000 | 2,844 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,788,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,087 |
| Cash dividends | $1,315,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,776,780 | 2,813 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,282,000 | 3,194 |
| Total interest expense | $4,785,000 | 3,119 |
| Net interest income | $5,497,000 | 3,221 |
| Provision for loan and lease losses | $242,000 | 2,995 |
| Total noninterest income | $726,000 | 3,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $549,000 | 2,482 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,512 |
| Total noninterest expense | $2,831,000 | 4,503 |
| Salaries and employee benefits | $1,494,000 | 4,319 |
| Premises and equipment expense | $475,000 | 3,931 |
| Additional noninterest expense | $862,000 | 4,908 |
| Pre-tax net operating income | $3,150,000 | 2,267 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $1,105,000 | 2,150 |
| Income before extraordinary items | $2,046,000 | 2,408 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,046,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,285 |
| Cash dividends | $638,000 | 2,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,045,350 | 2,364 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,458,000 | 3,821 |
| Total interest expense | $3,824,000 | 3,827 |
| Net interest income | $4,634,000 | 3,791 |
| Provision for loan and lease losses | $162,000 | 3,488 |
| Total noninterest income | $613,000 | 4,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $448,000 | 3,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $2,482,000 | 5,025 |
| Salaries and employee benefits | $1,335,000 | 4,768 |
| Premises and equipment expense | $416,000 | 4,373 |
| Additional noninterest expense | $731,000 | 5,649 |
| Pre-tax net operating income | $2,603,000 | 2,732 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $967,000 | 2,461 |
| Income before extraordinary items | $1,624,000 | 3,016 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,624,000 | 3,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $55,000 | 7,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,631,680 | 2,977 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,690,000 | 5,097 |
| Total interest expense | $2,180,000 | 5,204 |
| Net interest income | $3,510,000 | 4,933 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $558,000 | 4,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,699 |
| Total noninterest expense | $2,188,000 | 5,777 |
| Salaries and employee benefits | $1,161,000 | 5,418 |
| Premises and equipment expense | $316,000 | 5,491 |
| Additional noninterest expense | $711,000 | 6,243 |
| Pre-tax net operating income | $1,780,000 | 3,780 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $619,000 | 3,422 |
| Income before extraordinary items | $1,162,000 | 3,979 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,162,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,161,350 | 4,022 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,513,000 | 5,324 |
| Total interest expense | $2,021,000 | 5,788 |
| Net interest income | $3,492,000 | 4,971 |
| Provision for loan and lease losses | $275,000 | 3,195 |
| Total noninterest income | $909,000 | 3,607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $554,000 | 3,040 |
| Total noninterest expense | $2,161,000 | 5,957 |
| Salaries and employee benefits | $1,052,000 | 5,861 |
| Premises and equipment expense | $244,000 | 6,805 |
| Additional noninterest expense | $865,000 | 5,553 |
| Pre-tax net operating income | $1,965,000 | 3,364 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $676,000 | 3,218 |
| Income before extraordinary items | $1,306,000 | 3,689 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,306,000 | 3,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 2,168 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,294,780 | 3,539 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,970,000 | 5,521 |
| Total interest expense | $2,537,000 | 5,922 |
| Net interest income | $3,433,000 | 5,091 |
| Provision for loan and lease losses | $435,000 | 3,290 |
| Total noninterest income | $838,000 | 3,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $391,000 | 3,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 3,442 |
| Total noninterest expense | $2,234,000 | 5,834 |
| Salaries and employee benefits | $1,023,000 | 5,912 |
| Premises and equipment expense | $237,000 | 7,033 |
| Additional noninterest expense | $974,000 | 5,158 |
| Pre-tax net operating income | $1,602,000 | 3,798 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $603,000 | 3,421 |
| Income before extraordinary items | $1,030,000 | 4,373 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,030,000 | 4,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 3,200 |
| Cash dividends | $608,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,010,160 | 4,139 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.