Home > First South Bank > Net charge- offs to loans
First South Bank, Net charge- offs to loans
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0254% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7801% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7801% | 935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 2,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0156% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 2,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 2,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0209% | 2,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4863% | 1,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4863% | 1,715 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1419% | 439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1883% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0211% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1183% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1442% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0199% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3296% | 2,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3296% | 1,884 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6697% | 323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2785% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 2,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0317% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 4,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2193% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2193% | 2,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3650% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 4,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 4,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3973% | 457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 2,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0068% | 782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 1,368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 2,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 2,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 2,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5925% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5925% | 1,307 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7308% | 481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1371% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 2,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0089% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 2,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0400% | 1,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6110% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6110% | 1,131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9115% | 389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1958% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0150% | 536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0568% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 1,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 1,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0231% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6043% | 1,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6043% | 1,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4754% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0347% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1109% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 1,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0339% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5517% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5517% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3938% | 6,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5167% | 6,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1573% | 6,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1457% | 1,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2027% | 705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1314% | 2,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 4,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1730% | 3,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1730% | 2,847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5252% | 6,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6946% | 6,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5283% | 6,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1788% | 1,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2732% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1551% | 1,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 4,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2733% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2733% | 2,188 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 2,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0856% | 2,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2616% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3823% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2312% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2718% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2718% | 1,993 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1823% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5355% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1107% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3901% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3610% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4215% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | -0.3294% | 5,778 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1009% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2688% | 6,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2148% | 1,030 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3842% | 6,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1429% | 2,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4067% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4067% | 2,203 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0052% | 5,438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4117% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4867% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | -0.4215% | 5,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4535% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5470% | 6,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0101% | 1,251 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6789% | 6,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2038% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2325% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2326% | 2,592 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0068% | 5,513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 5,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0533% | 6,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.5863% | 5,976 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 6,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 5,902 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0151% | 4,636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3408% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1746% | 2,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1746% | 2,625 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0108% | 5,560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 3,715 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 5,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 6,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2473% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0892% | 2,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0892% | 2,480 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 3,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2678% | 2,888 |
| Percentage Net Loans Charged-off:Construction & development | 1.7410% | 1,175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 6,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4292% | 2,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1030% | 1,593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4990% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 3,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3745% | 2,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3745% | 2,599 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2808% | 3,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3353% | 2,431 |
| Percentage Net Loans Charged-off:Construction & development | 2.3939% | 938 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 6,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5094% | 1,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6160% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0228% | 3,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4098% | 2,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4098% | 2,234 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 3,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1727% | 3,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 6,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3340% | 2,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4028% | 1,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0336% | 2,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4839% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4839% | 1,920 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1162% | 2,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 2,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 2,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 1,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5200% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5200% | 1,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5889% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7312% | 2,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.1818% | 2,708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0825% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9252% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0418% | 1,871 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3028% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1966% | 3,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3292% | 3,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3041% | 3,256 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1316% | 6,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5102% | 2,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6330% | 2,083 |
| Percentage Net Loans Charged-off:Construction & development | -0.0354% | 6,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1199% | 2,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6358% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0558% | 1,620 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9509% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2424% | 2,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2818% | 3,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2544% | 3,151 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1677% | 6,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5489% | 2,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6815% | 1,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 6,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9444% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0839% | 1,362 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3181% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1724% | 2,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2343% | 3,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2037% | 3,095 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0837% | 6,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5565% | 2,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6954% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 6,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9813% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3812% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1573% | 2,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3251% | 2,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2633% | 2,375 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2059% | 6,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1965% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3412% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | 8.7327% | 700 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1452% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3796% | 2,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1129% | 1,763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4309% | 2,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1058% | 6,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9050% | 2,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7774% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6218% | 2,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5331% | 2,617 |
| Percentage Net Loans Charged-off:Construction & development | 3.8321% | 1,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2577% | 2,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2936% | 2,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1523% | 1,505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3205% | 2,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0170% | 4,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3018% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0030% | 507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6484% | 2,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5129% | 2,442 |
| Percentage Net Loans Charged-off:Construction & development | 4.4940% | 1,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4301% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2289% | 1,189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4684% | 1,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1006% | 6,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2956% | 3,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3401% | 311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3100% | 3,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4167% | 2,232 |
| Percentage Net Loans Charged-off:Construction & development | 3.5243% | 964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3724% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4614% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3556% | 1,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1696% | 6,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1823% | 3,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3352% | 4,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3988% | 3,250 |
| Percentage Net Loans Charged-off:Construction & development | 3.9562% | 1,474 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0262% | 7,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0621% | 4,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1088% | 1,737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0527% | 4,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0586% | 7,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8706% | 3,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1305% | 1,739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2375% | 4,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2876% | 3,158 |
| Percentage Net Loans Charged-off:Construction & development | 2.7671% | 1,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 2,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 4,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1429% | 1,429 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 7,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1445% | 7,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7940% | 2,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1419% | 1,492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3427% | 3,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4356% | 2,291 |
| Percentage Net Loans Charged-off:Construction & development | 4.1851% | 946 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 7,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 3,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2141% | 1,076 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 7,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1889% | 7,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7066% | 2,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1897% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0912% | 7,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0862% | 7,943 |
| Percentage Net Loans Charged-off:Construction & development | -0.5947% | 7,448 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0437% | 7,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 7,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4233% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0981% | 7,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2858% | 7,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4063% | 3,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9292% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8869% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 4.1605% | 606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3230% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7400% | 6,278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3699% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1340% | 1,147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4208% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5875% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9447% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7538% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7153% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 2.4306% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5485% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2347% | 6,262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3206% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3886% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3707% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5734% | 3,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 3,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2060% | 1,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3979% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.1939% | 6,225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2309% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2785% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 3,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2368% | 3,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 4,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 7,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.8069% | 6,150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1671% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2009% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0098% | 2,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3494% | 2,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1906% | 2,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1994% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0722% | 1,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.1476% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1261% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4302% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1736% | 2,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3714% | 3,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0069% | 6,803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 4,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0631% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1891% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3833% | 3,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0091% | 6,819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 3,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 2,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 7,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0778% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0942% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2107% | 1,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3360% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0152% | 6,868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 6,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0490% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 7,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1545% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1870% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2677% | 7,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0753% | 3,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1605% | 2,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 2,777 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 7,671 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 7,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0768% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0747% | 1,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6958% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6534% | 2,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0521% | 7,084 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1836% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 2,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 7,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0996% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 1,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8226% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6520% | 2,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0136% | 6,927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 3,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 7,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 1,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 6,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7984% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 8,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 6,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4336% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2883% | 1,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0912% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0286% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2367% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2655% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1153% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6300% | 2,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0550% | 7,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2687% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1244% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1363% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1226% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7687% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0711% | 7,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3756% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0677% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0977% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1069% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6777% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9616% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1512% | 7,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4851% | 721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 8,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1075% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1174% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5254% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7020% | 2,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3287% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3546% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 0.1309% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2459% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.9127% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1084% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5388% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 2,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2786% | 8,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1821% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8558% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4640% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4780% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 0.1763% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3331% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.6492% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1491% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2470% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 2,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1866% | 7,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4458% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0667% | 482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6905% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7528% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 0.4336% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5046% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 23.3706% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2298% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7657% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 1,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 6,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1422% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9118% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7829% | 574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9000% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 0.8111% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 8,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 49.7646% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 7,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8490% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9052% | 200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4221% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4345% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.3428% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1932% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8704% | 213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9009% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0879% | 4,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9103% | 2,623 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5135% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5077% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4536% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 0.2005% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1079% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0909% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1253% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5161% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8605% | 2,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6122% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6276% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5488% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0415% | 448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0579% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4908% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5315% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7111% | 1,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9969% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8036% | 636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3272% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1521% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0825% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0686% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3136% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3208% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4376% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1248% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7345% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 2,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1395% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1425% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3740% | 3,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7309% | 3,253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5098% | 1,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9043% | 811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4323% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1213% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1002% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1259% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7276% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7587% | 3,038 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8626% | 459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3545% | 1,911 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3488% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5912% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2969% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 4,463 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 7,424 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1296% | 5,134 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8480% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6925% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |