Home > First South Bank > Income and Expense
First South Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,713,000 | 3,723 |
| Total interest expense | $3,843,000 | 3,805 |
| Net interest income | $4,870,000 | 3,628 |
| Provision for loan and lease losses | $170,000 | 3,392 |
| Total noninterest income | $940,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $536,000 | 2,505 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $404,000 | 3,298 |
| Total noninterest expense | $4,414,000 | 3,042 |
| Salaries and employee benefits | $1,992,000 | 3,318 |
| Premises and equipment expense | $745,000 | 2,654 |
| Additional noninterest expense | $1,677,000 | 2,778 |
| Pre-tax net operating income | $1,226,000 | 5,174 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $345,000 | 5,499 |
| Income before extraordinary items | $881,000 | 5,076 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $881,000 | 5,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,894 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $881,000 | 5,061 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 3,948 |
| Total interest expense | $3,001,000 | 3,963 |
| Net interest income | $4,536,000 | 3,899 |
| Provision for loan and lease losses | $217,000 | 2,881 |
| Total noninterest income | $969,000 | 3,184 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $483,000 | 2,862 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $486,000 | 2,998 |
| Total noninterest expense | $4,404,000 | 3,124 |
| Salaries and employee benefits | $2,026,000 | 3,242 |
| Premises and equipment expense | $709,000 | 2,794 |
| Additional noninterest expense | $1,669,000 | 3,014 |
| Pre-tax net operating income | $884,000 | 6,469 |
| Securities gains (losses) | $-236,000 | 12,011 |
| Applicable income taxes | $161,000 | 8,089 |
| Income before extraordinary items | $487,000 | 7,410 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $487,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,137 |
| Cash dividends | $910,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $664,000 | 6,192 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,930,000 | 3,847 |
| Total interest expense | $2,936,000 | 4,185 |
| Net interest income | $4,994,000 | 3,580 |
| Provision for loan and lease losses | $169,000 | 4,359 |
| Total noninterest income | $1,726,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $555,000 | 2,491 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,171,000 | 1,840 |
| Total noninterest expense | $5,393,000 | 2,651 |
| Salaries and employee benefits | $2,691,000 | 2,473 |
| Premises and equipment expense | $785,000 | 2,600 |
| Additional noninterest expense | $1,917,000 | 2,827 |
| Pre-tax net operating income | $1,158,000 | 5,306 |
| Securities gains (losses) | $29,000 | 4,143 |
| Applicable income taxes | $355,000 | 5,435 |
| Income before extraordinary items | $832,000 | 5,401 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $832,000 | 5,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $370,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $811,700 | 5,268 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,840,000 | 2,962 |
| Total interest expense | $5,031,000 | 3,292 |
| Net interest income | $6,809,000 | 2,675 |
| Provision for loan and lease losses | $146,000 | 6,180 |
| Total noninterest income | $1,206,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $828,000 | 1,653 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $378,000 | 3,838 |
| Total noninterest expense | $6,018,000 | 2,416 |
| Salaries and employee benefits | $3,151,000 | 2,090 |
| Premises and equipment expense | $981,000 | 2,125 |
| Additional noninterest expense | $1,886,000 | 2,942 |
| Pre-tax net operating income | $1,851,000 | 3,341 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $549,000 | 3,689 |
| Income before extraordinary items | $1,314,000 | 3,483 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,314,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 4,493 |
| Cash dividends | $4,350,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,305,480 | 3,259 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.