Home > First South Bank > Assets and Liabilities
First South Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 64 | 3,045 |
| Assets and Liabilities | ||
| Total Assets: | $105,485,000 | 4,210 |
| Cash and due from depository institutions | $6,354,000 | 3,045 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $24,705,000 | 4,754 |
| Federal funds sold & reverse repurchase agreements | $11,781,000 | 1,203 |
| Net loans & leases | $59,497,000 | 4,312 |
| Loan loss allowance | $1,095,000 | 3,262 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,083,000 | 3,572 |
| Other real estate owned | $13,000 | 3,045 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,052,000 | 6,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,485,000 | 4,210 |
| Total liabilities | $97,384,000 | 4,106 |
| Total deposits | $82,289,000 | 4,565 |
| Interest-bearing deposits | $63,885,000 | 5,022 |
| Deposits held in domestic offices | $82,289,000 | 4,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,845,000 | 1,198 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,000,000 | 1,624 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,250,000 | 3,023 |
| Total equity capital | $8,101,000 | 5,185 |
| Total bank equity capital | $8,101,000 | 5,185 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,207,000 | 3,087 |
| Surplus | $4,741,000 | 3,003 |
| Undivided profits | $2,153,000 | 7,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 5,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $439,000 | 5,352 |
| Earning assets | $95,983,000 | 4,252 |
| Long-term assets (5+ years) | $12,771,000 | 3,446 |
| Average Assets, year-to-date | $108,700,600 | 3,940 |
| Average Assets, quarterly | $107,237,000 | 4,094 |
| Volatile liabilities | $17,824,000 | 2,901 |
| Insider loans | $1,232,000 | 3,216 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,690,000 | 5,781 |
| Tier 1 (core) risk-based capital | $7,491,000 | 5,444 |
| Tier 2 risk-based capital | $838,670 | 3,441 |
| Total risk weighted assets | $66,836,870 | 3,935 |
| Total unused commitments | $3,690,000 | 5,793 |
| Derivatives | $30,000,000 | 409 |
| 1994-12-31 | Rank | |
| # of Employees: | 56 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $111,518,000 | 3,961 |
| Cash and due from depository institutions | $6,446,000 | 3,588 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $25,628,000 | 4,882 |
| Federal funds sold & reverse repurchase agreements | $9,510,000 | 980 |
| Net loans & leases | $66,443,000 | 3,848 |
| Loan loss allowance | $1,019,000 | 3,524 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,224,000 | 3,305 |
| Other real estate owned | $135,000 | 3,588 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,132,000 | 6,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,518,000 | 3,961 |
| Total liabilities | $104,548,000 | 3,854 |
| Total deposits | $86,779,000 | 4,319 |
| Interest-bearing deposits | $70,346,000 | 4,550 |
| Deposits held in domestic offices | $86,779,000 | 4,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,015,000 | 1,163 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 1,725 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $754,000 | 3,784 |
| Total equity capital | $6,970,000 | 5,553 |
| Total bank equity capital | $6,970,000 | 5,553 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,207,000 | 3,206 |
| Surplus | $4,741,000 | 2,903 |
| Undivided profits | $1,022,000 | 8,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 6,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $559,000 | 3,760 |
| Earning assets | $101,581,000 | 3,979 |
| Long-term assets (5+ years) | $14,339,000 | 3,255 |
| Average Assets, year-to-date | $101,495,600 | 4,207 |
| Average Assets, quarterly | $106,576,500 | 4,087 |
| Volatile liabilities | $24,489,000 | 2,142 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,748,000 | 5,727 |
| Tier 1 (core) risk-based capital | $7,060,000 | 5,582 |
| Tier 2 risk-based capital | $890,160 | 3,232 |
| Total risk weighted assets | $71,083,560 | 3,616 |
| Total unused commitments | $3,748,000 | 5,733 |
| Derivatives | $10,000,000 | 507 |
| 1993-12-31 | Rank | |
| # of Employees: | 70 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $98,545,000 | 4,509 |
| Cash and due from depository institutions | $5,657,000 | 2,991 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $18,924,000 | 6,392 |
| Federal funds sold & reverse repurchase agreements | $1,297,000 | 7,145 |
| Net loans & leases | $69,290,000 | 3,620 |
| Loan loss allowance | $939,000 | 3,905 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,273,000 | 3,213 |
| Other real estate owned | $157,000 | 2,991 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $947,000 | 6,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,545,000 | 4,509 |
| Total liabilities | $91,382,000 | 4,421 |
| Total deposits | $82,003,000 | 4,687 |
| Interest-bearing deposits | $66,496,000 | 4,971 |
| Deposits held in domestic offices | $82,003,000 | 4,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,636,000 | 1,731 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,000,000 | 1,484 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $743,000 | 3,957 |
| Total equity capital | $7,163,000 | 5,503 |
| Total bank equity capital | $7,163,000 | 5,503 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,207,000 | 3,301 |
| Surplus | $3,171,000 | 3,938 |
| Undivided profits | $2,785,000 | 6,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $702,000 | 4,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $583,000 | 3,154 |
| Earning assets | $89,511,000 | 4,560 |
| Long-term assets (5+ years) | $11,979,000 | 3,885 |
| Average Assets, year-to-date | $96,692,600 | 4,477 |
| Average Assets, quarterly | $97,477,500 | 4,518 |
| Volatile liabilities | $13,357,000 | 3,284 |
| Insider loans | $320,000 | 7,086 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,650,000 | 5,101 |
| Tier 1 (core) risk-based capital | $7,163,000 | 5,428 |
| Tier 2 risk-based capital | $937,060 | 3,061 |
| Total risk weighted assets | $74,962,660 | 3,429 |
| Total unused commitments | $4,650,000 | 5,121 |
| Derivatives | $10,000,000 | 506 |
| 1992-12-31 | Rank | |
| # of Employees: | 79 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $95,270,000 | 4,725 |
| Cash and due from depository institutions | $4,796,000 | 2,740 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,935,000 | 8,039 |
| Federal funds sold & reverse repurchase agreements | $6,876,000 | 2,422 |
| Net loans & leases | $66,925,000 | 3,801 |
| Loan loss allowance | $816,000 | 4,425 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,355,000 | 3,099 |
| Other real estate owned | $237,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,146,000 | 5,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,270,000 | 4,725 |
| Total liabilities | $88,573,000 | 4,654 |
| Total deposits | $79,944,000 | 4,905 |
| Interest-bearing deposits | $67,558,000 | 5,031 |
| Deposits held in domestic offices | $79,944,000 | 4,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,901,000 | 1,763 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,000,000 | 1,295 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $728,000 | 4,246 |
| Total equity capital | $6,697,000 | 5,588 |
| Total bank equity capital | $6,697,000 | 5,588 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,207,000 | 3,430 |
| Surplus | $3,171,000 | 3,827 |
| Undivided profits | $2,319,000 | 6,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $499,000 | 5,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $641,000 | 3,143 |
| Earning assets | $86,736,000 | 4,751 |
| Long-term assets (5+ years) | $14,739,000 | 3,281 |
| Average Assets, year-to-date | $127,875,800 | 3,552 |
| Average Assets, quarterly | $115,072,500 | 3,962 |
| Volatile liabilities | $11,706,000 | 3,663 |
| Insider loans | $962,000 | 883 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,972,000 | 6,119 |
| Tier 1 (core) risk-based capital | $6,697,000 | 5,521 |
| Tier 2 risk-based capital | $816,000 | 3,467 |
| Total risk weighted assets | $69,033,300 | 3,753 |
| Total unused commitments | $2,972,000 | 6,149 |
| Derivatives | $10,000,000 | 462 |