Home > First Sound Bank > Income and Expense

First Sound Bank, Income and Expense

2023-09-30 (YTD Data)Rank
Total interest income$6,067,0003,092
Total interest expense$2,496,0002,385
Net interest income$3,571,0003,428
Provision for loan and lease losses$03,085
Total noninterest income$355,0003,465
Gross Fiduciary activities income$0950
Service charges on deposit accounts$43,0003,762
Trading account gains and feesNANA
Additional Noninterest Income$312,0003,136
Total noninterest expense$3,747,0003,038
Salaries and employee benefits$2,030,0003,069
Premises and equipment expense$426,0002,795
Additional noninterest expense$312,0003,135
Pre-tax net operating income$179,0004,213
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$179,0004,187
Extraordinary gains, net$052
Net income$179,0004,225
Minority interest net income$081
Net income of bank and minority interests.$179,0004,186
Net charge-offs$-3,0003,563
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$225,000313
Net operating income$179,0004,209
2023-06-30 (YTD Data)Rank
Total interest income$4,049,0003,079
Total interest expense$1,541,0002,306
Net interest income$2,508,0003,383
Provision for loan and lease losses$02,940
Total noninterest income$173,0003,697
Gross Fiduciary activities income$0931
Service charges on deposit accounts$26,0003,830
Trading account gains and feesNANA
Additional Noninterest Income$147,0003,426
Total noninterest expense$2,362,0003,118
Salaries and employee benefits$1,356,0003,072
Premises and equipment expense$279,0002,805
Additional noninterest expense$147,0003,415
Pre-tax net operating income$319,0003,975
Securities gains (losses)$0938
Applicable income taxes$10,0003,287
Income before extraordinary items$309,0003,905
Extraordinary gains, net$051
Net income$309,0003,944
Minority interest net income$081
Net income of bank and minority interests.$309,0003,904
Net charge-offs$-3,0003,600
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$309,0003,927
2023-03-31 (YTD Data)Rank
Total interest income$1,997,0003,079
Total interest expense$726,0002,195
Net interest income$1,271,0003,374
Provision for loan and lease losses$02,612
Total noninterest income$86,0003,716
Gross Fiduciary activities income$0913
Service charges on deposit accounts$13,0003,844
Trading account gains and feesNANA
Additional Noninterest Income$73,0003,419
Total noninterest expense$1,179,0003,154
Salaries and employee benefits$658,0003,146
Premises and equipment expense$149,0002,765
Additional noninterest expense$73,0003,419
Pre-tax net operating income$178,0003,977
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$178,0003,880
Extraordinary gains, net$04
Net income$178,0003,880
Minority interest net income$048
Net income of bank and minority interests.$178,0003,880
Net charge-offs$-2,0003,519
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$178,0003,907
2022-12-31 (YTD Data)Rank
Total interest income$5,962,0003,248
Total interest expense$1,033,0002,382
Net interest income$4,929,0003,354
Provision for loan and lease losses$03,012
Total noninterest income$362,0003,787
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$78,0003,645
Trading account gains and feesNANA
Additional Noninterest Income$284,0003,570
Total noninterest expense$4,695,0003,131
Salaries and employee benefits$2,583,0003,149
Premises and equipment expense$570,0002,808
Additional noninterest expense$284,0003,570
Pre-tax net operating income$596,0004,097
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$596,0004,006
Extraordinary gains, net$05
Net income$596,0004,005
Minority interest net income$063
Net income of bank and minority interests.$596,0004,006
Net charge-offs$13,0002,062
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$596,0004,026
2022-09-30 (YTD Data)Rank
Total interest income$4,090,0003,321
Total interest expense$540,0002,569
Net interest income$3,550,0003,396
Provision for loan and lease losses$02,835
Total noninterest income$261,0003,832
Gross Fiduciary activities income$0968
Service charges on deposit accounts$65,0003,596
Trading account gains and feesNANA
Additional Noninterest Income$196,0003,668
Total noninterest expense$3,459,0003,155
Salaries and employee benefits$1,901,0003,169
Premises and equipment expense$421,0002,836
Additional noninterest expense$196,0003,668
Pre-tax net operating income$352,0004,220
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$352,0004,137
Extraordinary gains, net$04
Net income$352,0004,136
Minority interest net income$057
Net income of bank and minority interests.$352,0004,136
Net charge-offs$13,0001,741
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$352,0004,169
2022-06-30 (YTD Data)Rank
Total interest income$2,526,0003,407
Total interest expense$294,0002,680
Net interest income$2,232,0003,456
Provision for loan and lease losses$02,599
Total noninterest income$151,0003,933
Gross Fiduciary activities income$0925
Service charges on deposit accounts$47,0003,560
Trading account gains and feesNANA
Additional Noninterest Income$104,0003,829
Total noninterest expense$2,230,0003,192
Salaries and employee benefits$1,192,0003,256
Premises and equipment expense$276,0002,861
Additional noninterest expense$762,0003,073
Pre-tax net operating income$153,0004,289
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$153,0004,221
Extraordinary gains, net$04
Net income$153,0004,221
Minority interest net income$060
Net income of bank and minority interests.$153,0004,221
Net charge-offs$16,0001,414
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$153,0004,257
2022-03-31 (YTD Data)Rank
Total interest income$1,213,0003,425
Total interest expense$138,0002,737
Net interest income$1,075,0003,467
Provision for loan and lease losses$02,285
Total noninterest income$52,0004,147
Gross Fiduciary activities income$0892
Service charges on deposit accounts$25,0003,486
Trading account gains and feesNANA
Additional Noninterest Income$27,0004,154
Total noninterest expense$1,115,0003,198
Salaries and employee benefits$575,0003,307
Premises and equipment expense$131,0002,955
Additional noninterest expense$409,0002,929
Pre-tax net operating income$12,0004,486
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$12,0004,468
Extraordinary gains, net$04
Net income$12,0004,467
Minority interest net income$050
Net income of bank and minority interests.$12,0004,468
Net charge-offs$20,000954
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$12,0004,490
2021-12-31 (YTD Data)Rank
Total interest income$5,171,0003,427
Total interest expense$655,0002,797
Net interest income$4,516,0003,482
Provision for loan and lease losses$71,0002,382
Total noninterest income$714,0003,327
Gross Fiduciary activities income$0994
Service charges on deposit accounts$67,0003,816
Trading account gains and feesNANA
Additional Noninterest Income$647,0003,042
Total noninterest expense$4,609,0003,149
Salaries and employee benefits$2,263,0003,331
Premises and equipment expense$587,0002,776
Additional noninterest expense$1,759,0002,811
Pre-tax net operating income$550,0004,200
Securities gains (losses)$02,062
Applicable income taxes$-1,794,0004,831
Income before extraordinary items$2,344,0002,827
Extraordinary gains, net$010
Net income$2,344,0002,828
Minority interest net income$074
Net income of bank and minority interests.$2,344,0002,828
Net charge-offs$-14,0003,742
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,344,0002,802
2021-09-30 (YTD Data)Rank
Total interest income$3,850,0003,512
Total interest expense$506,0002,849
Net interest income$3,344,0003,566
Provision for loan and lease losses$71,0002,188
Total noninterest income$653,0003,158
Gross Fiduciary activities income$0957
Service charges on deposit accounts$43,0003,961
Trading account gains and feesNANA
Additional Noninterest Income$610,0002,847
Total noninterest expense$3,217,0003,276
Salaries and employee benefits$1,715,0003,341
Premises and equipment expense$441,0002,787
Additional noninterest expense$1,061,0003,218
Pre-tax net operating income$709,0003,997
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$709,0003,923
Extraordinary gains, net$08
Net income$709,0003,923
Minority interest net income$069
Net income of bank and minority interests.$709,0003,923
Net charge-offs$-13,0003,747
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$709,0003,903
2021-06-30 (YTD Data)Rank
Total interest income$2,619,0003,499
Total interest expense$358,0002,839
Net interest income$2,261,0003,563
Provision for loan and lease losses$100,0001,668
Total noninterest income$439,0003,150
Gross Fiduciary activities income$0951
Service charges on deposit accounts$29,0003,952
Trading account gains and feesNANA
Additional Noninterest Income$410,0002,816
Total noninterest expense$2,102,0003,297
Salaries and employee benefits$1,136,0003,353
Premises and equipment expense$299,0002,752
Additional noninterest expense$667,0003,288
Pre-tax net operating income$498,0003,972
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$498,0003,888
Extraordinary gains, net$06
Net income$498,0003,888
Minority interest net income$067
Net income of bank and minority interests.$498,0003,888
Net charge-offs$16,0001,585
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$498,0003,870
2021-03-31 (YTD Data)Rank
Total interest income$1,272,0003,547
Total interest expense$169,0003,005
Net interest income$1,103,0003,575
Provision for loan and lease losses$02,741
Total noninterest income$58,0004,263
Gross Fiduciary activities income$0922
Service charges on deposit accounts$15,0003,924
Trading account gains and feesNANA
Additional Noninterest Income$43,0004,102
Total noninterest expense$877,0003,578
Salaries and employee benefits$408,0003,830
Premises and equipment expense$149,0002,787
Additional noninterest expense$320,0003,320
Pre-tax net operating income$284,0003,817
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$284,0003,735
Extraordinary gains, net$03
Net income$284,0003,735
Minority interest net income$055
Net income of bank and minority interests.$284,0003,735
Net charge-offs$7,0001,445
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$284,0003,705
2020-12-31 (YTD Data)Rank
Total interest income$5,020,0003,589
Total interest expense$624,0003,581
Net interest income$4,396,0003,547
Provision for loan and lease losses$04,319
Total noninterest income$-228,0004,986
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$95,0003,613
Trading account gains and feesNANA
Additional Noninterest Income$-323,0004,991
Total noninterest expense$4,375,0003,235
Salaries and employee benefits$2,369,0003,289
Premises and equipment expense$580,0002,809
Additional noninterest expense$1,426,0003,131
Pre-tax net operating income$-207,0004,822
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$-207,0004,839
Extraordinary gains, net$04
Net income$-207,0004,840
Minority interest net income$072
Net income of bank and minority interests.$-207,0004,839
Net charge-offs$77,0002,160
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-207,0004,817
2020-09-30 (YTD Data)Rank
Total interest income$4,184,0003,456
Total interest expense$436,0003,756
Net interest income$3,748,0003,366
Provision for loan and lease losses$04,239
Total noninterest income$-259,0005,021
Gross Fiduciary activities income$0981
Service charges on deposit accounts$75,0003,594
Trading account gains and feesNANA
Additional Noninterest Income$-334,0005,028
Total noninterest expense$3,425,0003,147
Salaries and employee benefits$1,915,0003,170
Premises and equipment expense$391,0002,992
Additional noninterest expense$1,119,0003,036
Pre-tax net operating income$64,0004,690
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$64,0004,705
Extraordinary gains, net$04
Net income$64,0004,705
Minority interest net income$065
Net income of bank and minority interests.$64,0004,705
Net charge-offs$104,0001,649
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$64,0004,679
2020-06-30 (YTD Data)Rank
Total interest income$3,108,0003,312
Total interest expense$284,0003,868
Net interest income$2,824,0003,185
Provision for loan and lease losses$04,134
Total noninterest income$-362,0005,050
Gross Fiduciary activities income$0970
Service charges on deposit accounts$53,0003,563
Trading account gains and feesNANA
Additional Noninterest Income$-415,0005,055
Total noninterest expense$2,476,0003,023
Salaries and employee benefits$1,409,0003,033
Premises and equipment expense$251,0003,054
Additional noninterest expense$816,0002,873
Pre-tax net operating income$-14,0004,805
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$-14,0004,812
Extraordinary gains, net$04
Net income$-14,0004,812
Minority interest net income$065
Net income of bank and minority interests.$-14,0004,812
Net charge-offs$62,0001,607
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-14,0004,800
2020-03-31 (YTD Data)Rank
Total interest income$1,034,0003,959
Total interest expense$147,0003,951
Net interest income$887,0003,895
Provision for loan and lease losses$03,711
Total noninterest income$129,0003,542
Gross Fiduciary activities income$0941
Service charges on deposit accounts$29,0003,672
Trading account gains and feesNANA
Additional Noninterest Income$100,0003,179
Total noninterest expense$1,092,0003,260
Salaries and employee benefits$619,0003,250
Premises and equipment expense$117,0003,194
Additional noninterest expense$356,0003,143
Pre-tax net operating income$-76,0004,849
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$-76,0004,834
Extraordinary gains, net$04
Net income$-76,0004,834
Minority interest net income$056
Net income of bank and minority interests.$-76,0004,834
Net charge-offs$77,0001,001
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-76,0004,852
2019-12-31 (YTD Data)Rank
Total interest income$4,560,0003,888
Total interest expense$594,0003,983
Net interest income$3,966,0003,796
Provision for loan and lease losses$03,973
Total noninterest income$430,0003,833
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$119,0003,754
Trading account gains and feesNANA
Additional Noninterest Income$311,0003,544
Total noninterest expense$4,355,0003,275
Salaries and employee benefits$2,103,0003,525
Premises and equipment expense$610,0002,767
Additional noninterest expense$1,642,0002,909
Pre-tax net operating income$41,0004,938
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$41,0004,955
Extraordinary gains, net$011
Net income$41,0004,956
Minority interest net income$076
Net income of bank and minority interests.$41,0004,957
Net charge-offs$-29,0004,669
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$41,0004,938
2019-09-30 (YTD Data)Rank
Total interest income$3,441,0003,926
Total interest expense$445,0004,029
Net interest income$2,996,0003,834
Provision for loan and lease losses$03,836
Total noninterest income$325,0003,862
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$92,0003,773
Trading account gains and feesNANA
Additional Noninterest Income$233,0003,562
Total noninterest expense$3,255,0003,292
Salaries and employee benefits$1,570,0003,546
Premises and equipment expense$456,0002,786
Additional noninterest expense$1,229,0002,930
Pre-tax net operating income$66,0005,001
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$66,0005,004
Extraordinary gains, net$011
Net income$66,0005,003
Minority interest net income$072
Net income of bank and minority interests.$66,0005,004
Net charge-offs$-5,0004,259
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$66,0004,992
2019-06-30 (YTD Data)Rank
Total interest income$2,357,0003,901
Total interest expense$308,0003,990
Net interest income$2,049,0003,822
Provision for loan and lease losses$03,685
Total noninterest income$124,0004,384
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$65,0003,717
Trading account gains and feesNANA
Additional Noninterest Income$59,0004,396
Total noninterest expense$2,140,0003,342
Salaries and employee benefits$980,0003,676
Premises and equipment expense$304,0002,794
Additional noninterest expense$856,0002,862
Pre-tax net operating income$33,0005,056
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$33,0005,060
Extraordinary gains, net$011
Net income$33,0005,058
Minority interest net income$069
Net income of bank and minority interests.$33,0005,058
Net charge-offs$2,0002,996
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$33,0005,054
2019-03-31 (YTD Data)Rank
Total interest income$1,188,0003,905
Total interest expense$174,0003,823
Net interest income$1,014,0003,873
Provision for loan and lease losses$03,406
Total noninterest income$56,0004,468
Gross Fiduciary activities income$0972
Service charges on deposit accounts$30,0003,825
Trading account gains and feesNANA
Additional Noninterest Income$26,0004,483
Total noninterest expense$1,002,0003,496
Salaries and employee benefits$477,0003,773
Premises and equipment expense$151,0002,836
Additional noninterest expense$374,0003,159
Pre-tax net operating income$68,0004,855
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$68,0004,823
Extraordinary gains, net$05
Net income$68,0004,822
Minority interest net income$052
Net income of bank and minority interests.$68,0004,822
Net charge-offs$-28,0004,950
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$68,0004,817
2018-12-31 (YTD Data)Rank
Total interest income$5,329,0003,652
Total interest expense$874,0003,130
Net interest income$4,455,0003,709
Provision for loan and lease losses$04,082
Total noninterest income$421,0003,983
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$157,0003,627
Trading account gains and feesNANA
Additional Noninterest Income$264,0003,819
Total noninterest expense$4,532,0003,249
Salaries and employee benefits$2,175,0003,540
Premises and equipment expense$598,0002,841
Additional noninterest expense$1,759,0002,846
Pre-tax net operating income$344,0004,846
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$344,0004,784
Extraordinary gains, net$06
Net income$344,0004,783
Minority interest net income$072
Net income of bank and minority interests.$344,0004,783
Net charge-offs$-48,0004,869
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$16,000620
Net operating income$344,0004,781
2018-09-30 (YTD Data)Rank
Total interest income$4,053,0003,645
Total interest expense$667,0003,039
Net interest income$3,386,0003,711
Provision for loan and lease losses$03,948
Total noninterest income$318,0004,019
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$112,0003,707
Trading account gains and feesNANA
Additional Noninterest Income$206,0003,807
Total noninterest expense$3,468,0003,213
Salaries and employee benefits$1,700,0003,474
Premises and equipment expense$443,0002,889
Additional noninterest expense$1,325,0002,825
Pre-tax net operating income$236,0004,975
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$236,0004,922
Extraordinary gains, net$05
Net income$236,0004,920
Minority interest net income$066
Net income of bank and minority interests.$236,0004,921
Net charge-offs$15,0002,827
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$29,000534
Net operating income$236,0004,925
2018-06-30 (YTD Data)Rank
Total interest income$2,745,0003,597
Total interest expense$457,0002,927
Net interest income$2,288,0003,691
Provision for loan and lease losses$03,782
Total noninterest income$243,0003,866
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$74,0003,728
Trading account gains and feesNANA
Additional Noninterest Income$169,0003,589
Total noninterest expense$2,393,0003,164
Salaries and employee benefits$1,185,0003,391
Premises and equipment expense$295,0002,899
Additional noninterest expense$913,0002,773
Pre-tax net operating income$138,0005,045
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$138,0004,994
Extraordinary gains, net$06
Net income$138,0004,993
Minority interest net income$065
Net income of bank and minority interests.$138,0004,993
Net charge-offs$36,0001,938
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$20,000515
Net operating income$138,0004,999
2018-03-31 (YTD Data)Rank
Total interest income$1,431,0003,534
Total interest expense$231,0002,858
Net interest income$1,200,0003,621
Provision for loan and lease losses$03,508
Total noninterest income$101,0004,101
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$36,0003,791
Trading account gains and feesNANA
Additional Noninterest Income$65,0003,899
Total noninterest expense$1,252,0003,100
Salaries and employee benefits$638,0003,297
Premises and equipment expense$144,0002,986
Additional noninterest expense$470,0002,745
Pre-tax net operating income$49,0005,182
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$49,0005,136
Extraordinary gains, net$07
Net income$49,0005,135
Minority interest net income$052
Net income of bank and minority interests.$49,0005,136
Net charge-offs$63,0001,068
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$10,000483
Net operating income$49,0005,143
2017-12-31 (YTD Data)Rank
Total interest income$5,466,0003,591
Total interest expense$788,0002,940
Net interest income$4,678,0003,658
Provision for loan and lease losses$206,0002,332
Total noninterest income$917,0003,068
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$114,0004,194
Trading account gains and fees$0151
Additional Noninterest Income$803,0002,558
Total noninterest expense$5,080,0003,064
Salaries and employee benefits$2,567,0003,285
Premises and equipment expense$600,0002,917
Additional noninterest expense$1,913,0002,735
Pre-tax net operating income$309,0005,038
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$309,0004,834
Extraordinary gains, net$09
Net income$309,0004,834
Minority interest net income$076
Net income of bank and minority interests.$309,0004,834
Net charge-offs$76,0002,678
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$1,084,000215
Net operating income$309,0004,826
2017-09-30 (YTD Data)Rank
Total interest income$4,199,0003,581
Total interest expense$578,0002,977
Net interest income$3,621,0003,631
Provision for loan and lease losses$206,0001,995
Total noninterest income$834,0002,813
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$82,0004,276
Trading account gains and fees$0145
Additional Noninterest Income$752,0002,316
Total noninterest expense$3,854,0003,061
Salaries and employee benefits$1,949,0003,271
Premises and equipment expense$449,0002,959
Additional noninterest expense$1,456,0002,718
Pre-tax net operating income$395,0004,788
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$395,0004,659
Extraordinary gains, net$09
Net income$395,0004,659
Minority interest net income$071
Net income of bank and minority interests.$395,0004,659
Net charge-offs$85,0002,064
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$28,000564
Net operating income$395,0004,654
2017-06-30 (YTD Data)Rank
Total interest income$2,777,0003,589
Total interest expense$373,0003,001
Net interest income$2,404,0003,639
Provision for loan and lease losses$206,0001,529
Total noninterest income$784,0002,381
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$55,0004,285
Trading account gains and fees$0139
Additional Noninterest Income$729,0001,878
Total noninterest expense$2,551,0003,091
Salaries and employee benefits$1,259,0003,350
Premises and equipment expense$302,0002,942
Additional noninterest expense$990,0002,693
Pre-tax net operating income$431,0004,302
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$431,0004,068
Extraordinary gains, net$011
Net income$431,0004,067
Minority interest net income$071
Net income of bank and minority interests.$431,0004,068
Net charge-offs$139,0001,287
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$18,000551
Net operating income$431,0004,055
2017-03-31 (YTD Data)Rank
Total interest income$1,349,0003,659
Total interest expense$174,0003,107
Net interest income$1,175,0003,702
Provision for loan and lease losses$146,0001,210
Total noninterest income$244,0003,001
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$27,0004,309
Trading account gains and fees$0142
Additional Noninterest Income$217,0002,477
Total noninterest expense$1,254,0003,158
Salaries and employee benefits$619,0003,427
Premises and equipment expense$148,0003,020
Additional noninterest expense$487,0002,719
Pre-tax net operating income$19,0005,501
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$19,0005,502
Extraordinary gains, net$08
Net income$19,0005,502
Minority interest net income$055
Net income of bank and minority interests.$19,0005,502
Net charge-offs$146,000731
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$9,000524
Net operating income$19,0005,497
2016-12-31 (YTD Data)Rank
Total interest income$5,032,0003,794
Total interest expense$561,0003,429
Net interest income$4,471,0003,790
Provision for loan and lease losses$15,0004,115
Total noninterest income$539,0003,975
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$124,0004,265
Trading account gains and fees$0170
Additional Noninterest Income$415,0003,511
Total noninterest expense$4,864,0003,235
Salaries and employee benefits$2,295,0003,571
Premises and equipment expense$635,0002,917
Additional noninterest expense$1,934,0002,819
Pre-tax net operating income$131,0005,433
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$131,0005,444
Extraordinary gains, net$05
Net income$131,0005,442
Minority interest net income$082
Net income of bank and minority interests.$131,0005,443
Net charge-offs$159,0002,165
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$59,000556
Net operating income$131,0005,407
2016-09-30 (YTD Data)Rank
Total interest income$3,752,0003,825
Total interest expense$414,0003,495
Net interest income$3,338,0003,826
Provision for loan and lease losses$-100,0005,730
Total noninterest income$358,0004,183
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$96,0004,251
Trading account gains and fees$0169
Additional Noninterest Income$262,0003,764
Total noninterest expense$3,731,0003,197
Salaries and employee benefits$1,782,0003,494
Premises and equipment expense$482,0002,905
Additional noninterest expense$1,467,0002,799
Pre-tax net operating income$65,0005,593
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$65,0005,618
Extraordinary gains, net$05
Net income$65,0005,617
Minority interest net income$071
Net income of bank and minority interests.$65,0005,618
Net charge-offs$173,0001,575
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$35,000552
Net operating income$65,0005,579
2016-06-30 (YTD Data)Rank
Total interest income$2,515,0003,845
Total interest expense$269,0003,553
Net interest income$2,246,0003,828
Provision for loan and lease losses$-160,0005,880
Total noninterest income$269,0004,018
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$67,0004,184
Trading account gains and fees$0157
Additional Noninterest Income$202,0003,586
Total noninterest expense$2,495,0003,203
Salaries and employee benefits$1,200,0003,502
Premises and equipment expense$320,0002,921
Additional noninterest expense$975,0002,807
Pre-tax net operating income$180,0005,166
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$180,0005,090
Extraordinary gains, net$016
Net income$180,0005,090
Minority interest net income$071
Net income of bank and minority interests.$180,0005,090
Net charge-offs$24,0002,644
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$24,000541
Net operating income$180,0005,036
2016-03-31 (YTD Data)Rank
Total interest income$1,277,0003,808
Total interest expense$128,0003,666
Net interest income$1,149,0003,790
Provision for loan and lease losses$-160,0006,006
Total noninterest income$98,0004,420
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$35,0004,105
Trading account gains and fees$0142
Additional Noninterest Income$63,0004,150
Total noninterest expense$1,300,0003,148
Salaries and employee benefits$687,0003,250
Premises and equipment expense$152,0003,034
Additional noninterest expense$461,0002,935
Pre-tax net operating income$107,0005,019
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$107,0004,948
Extraordinary gains, net$012
Net income$107,0004,948
Minority interest net income$062
Net income of bank and minority interests.$107,0004,948
Net charge-offs$183,000705
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$11,000517
Net operating income$107,0004,889
2015-12-31 (YTD Data)Rank
Total interest income$4,856,0003,906
Total interest expense$492,0003,749
Net interest income$4,364,0003,888
Provision for loan and lease losses$-165,0005,796
Total noninterest income$1,634,0002,379
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$147,0004,173
Trading account gains and fees$0159
Additional Noninterest Income$1,487,0001,864
Total noninterest expense$5,134,0003,151
Salaries and employee benefits$2,248,0003,666
Premises and equipment expense$713,0002,790
Additional noninterest expense$2,173,0002,617
Pre-tax net operating income$1,029,0004,067
Securities gains (losses)$03,216
Applicable income taxes$18,0003,965
Income before extraordinary items$1,011,0003,918
Extraordinary gains, net$023
Net income$1,011,0003,918
Minority interest net income$081
Net income of bank and minority interests.$1,011,0003,919
Net charge-offs$-288,0005,927
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$866,000247
Net operating income$1,011,0003,863
2015-09-30 (YTD Data)Rank
Total interest income$3,539,0004,010
Total interest expense$364,0003,831
Net interest income$3,175,0003,993
Provision for loan and lease losses$-165,0005,962
Total noninterest income$1,162,0002,461
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$109,0004,236
Trading account gains and fees$0153
Additional Noninterest Income$1,053,0001,960
Total noninterest expense$3,904,0003,149
Salaries and employee benefits$1,688,0003,680
Premises and equipment expense$642,0002,455
Additional noninterest expense$1,574,0002,689
Pre-tax net operating income$598,0004,508
Securities gains (losses)$03,031
Applicable income taxes$10,0004,140
Income before extraordinary items$588,0004,361
Extraordinary gains, net$021
Net income$588,0004,363
Minority interest net income$078
Net income of bank and minority interests.$588,0004,364
Net charge-offs$-195,0005,956
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$841,000193
Net operating income$588,0004,311
2015-06-30 (YTD Data)Rank
Total interest income$2,249,0004,142
Total interest expense$231,0003,968
Net interest income$2,018,0004,119
Provision for loan and lease losses$-100,0006,049
Total noninterest income$1,079,0002,038
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$72,0004,244
Trading account gains and fees$0157
Additional Noninterest Income$1,007,0001,550
Total noninterest expense$2,659,0003,137
Salaries and employee benefits$1,165,0003,609
Premises and equipment expense$407,0002,562
Additional noninterest expense$1,087,0002,633
Pre-tax net operating income$538,0004,068
Securities gains (losses)$02,636
Applicable income taxes$10,0004,061
Income before extraordinary items$528,0003,877
Extraordinary gains, net$022
Net income$528,0003,878
Minority interest net income$075
Net income of bank and minority interests.$528,0003,880
Net charge-offs$-219,0006,095
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$831,000145
Net operating income$528,0003,824
2015-03-31 (YTD Data)Rank
Total interest income$994,0004,420
Total interest expense$104,0004,221
Net interest income$890,0004,399
Provision for loan and lease losses$03,703
Total noninterest income$222,0003,242
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$36,0004,231
Trading account gains and fees$0152
Additional Noninterest Income$186,0002,727
Total noninterest expense$1,168,0003,443
Salaries and employee benefits$518,0003,900
Premises and equipment expense$184,0002,819
Additional noninterest expense$466,0002,938
Pre-tax net operating income$-56,0006,168
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-56,0006,196
Extraordinary gains, net$013
Net income$-56,0006,197
Minority interest net income$064
Net income of bank and minority interests.$-56,0006,197
Net charge-offs$-22,0005,709
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$12,000529
Net operating income$-56,0006,173
2014-12-31 (YTD Data)Rank
Total interest income$3,925,0004,514
Total interest expense$390,0004,505
Net interest income$3,535,0004,454
Provision for loan and lease losses$30,0004,054
Total noninterest income$745,0003,599
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$148,0004,410
Trading account gains and fees$0180
Additional Noninterest Income$597,0003,026
Total noninterest expense$4,228,0003,704
Salaries and employee benefits$1,865,0004,136
Premises and equipment expense$874,0002,501
Additional noninterest expense$1,489,0003,568
Pre-tax net operating income$22,0006,035
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$22,0006,069
Extraordinary gains, net$017
Net income$22,0006,069
Minority interest net income$084
Net income of bank and minority interests.$22,0006,070
Net charge-offs$58,0003,643
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$30,000703
Net operating income$22,0006,046
2014-09-30 (YTD Data)Rank
Total interest income$2,947,0004,552
Total interest expense$291,0004,587
Net interest income$2,656,0004,483
Provision for loan and lease losses$30,0003,723
Total noninterest income$666,0003,332
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$112,0004,443
Trading account gains and fees$0174
Additional Noninterest Income$554,0002,760
Total noninterest expense$3,270,0003,643
Salaries and employee benefits$1,465,0004,039
Premises and equipment expense$675,0002,467
Additional noninterest expense$1,130,0003,561
Pre-tax net operating income$22,0006,090
Securities gains (losses)$02,980
Applicable income taxes$10,0004,197
Income before extraordinary items$12,0006,133
Extraordinary gains, net$015
Net income$12,0006,132
Minority interest net income$081
Net income of bank and minority interests.$12,0006,133
Net charge-offs$58,0003,145
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$19,000688
Net operating income$12,0006,113
2014-06-30 (YTD Data)Rank
Total interest income$1,966,0004,558
Total interest expense$192,0004,665
Net interest income$1,774,0004,485
Provision for loan and lease losses$30,0003,313
Total noninterest income$589,0002,862
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$74,0004,463
Trading account gains and fees$0172
Additional Noninterest Income$515,0002,276
Total noninterest expense$2,167,0003,663
Salaries and employee benefits$930,0004,192
Premises and equipment expense$470,0002,396
Additional noninterest expense$767,0003,527
Pre-tax net operating income$166,0005,474
Securities gains (losses)$02,580
Applicable income taxes$10,0004,090
Income before extraordinary items$156,0005,450
Extraordinary gains, net$020
Net income$156,0005,451
Minority interest net income$080
Net income of bank and minority interests.$156,0005,452
Net charge-offs$44,0002,900
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$8,000690
Net operating income$156,0005,400
2014-03-31 (YTD Data)Rank
Total interest income$1,006,0004,553
Total interest expense$95,0004,743
Net interest income$911,0004,464
Provision for loan and lease losses$20,0002,958
Total noninterest income$371,0002,489
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$36,0004,495
Trading account gains and fees$0147
Additional Noninterest Income$335,0001,861
Total noninterest expense$1,120,0003,619
Salaries and employee benefits$507,0004,035
Premises and equipment expense$266,0002,184
Additional noninterest expense$347,0003,749
Pre-tax net operating income$142,0004,923
Securities gains (losses)$01,715
Applicable income taxes$28,0003,328
Income before extraordinary items$114,0005,001
Extraordinary gains, net$016
Net income$114,0005,004
Minority interest net income$066
Net income of bank and minority interests.$114,0005,003
Net charge-offs$56,0001,774
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$-4,0006,675
Net operating income$114,0004,960
2013-12-31 (YTD Data)Rank
Total interest income$4,259,0004,469
Total interest expense$424,0004,793
Net interest income$3,835,0004,381
Provision for loan and lease losses$-309,0006,531
Total noninterest income$224,0005,496
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$118,0004,986
Trading account gains and fees$0184
Additional Noninterest Income$106,0005,319
Total noninterest expense$4,734,0003,538
Salaries and employee benefits$1,866,0004,231
Premises and equipment expense$1,113,0002,038
Additional noninterest expense$1,755,0003,264
Pre-tax net operating income$-366,0006,431
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-366,0006,455
Extraordinary gains, net$029
Net income$-366,0006,455
Minority interest net income$090
Net income of bank and minority interests.$-366,0006,456
Net charge-offs$308,0002,550
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$4,325,00092
Net operating income$-366,0006,444
2013-09-30 (YTD Data)Rank
Total interest income$3,266,0004,469
Total interest expense$332,0004,803
Net interest income$2,934,0004,361
Provision for loan and lease losses$-279,0006,663
Total noninterest income$156,0005,652
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$94,0004,928
Trading account gains and fees$0180
Additional Noninterest Income$62,0005,611
Total noninterest expense$3,641,0003,491
Salaries and employee benefits$1,434,0004,193
Premises and equipment expense$872,0001,980
Additional noninterest expense$1,335,0003,242
Pre-tax net operating income$-272,0006,526
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-272,0006,563
Extraordinary gains, net$025
Net income$-272,0006,563
Minority interest net income$084
Net income of bank and minority interests.$-272,0006,563
Net charge-offs$272,0002,216
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$4,270,00070
Net operating income$-272,0006,542
2013-06-30 (YTD Data)Rank
Total interest income$2,215,0004,435
Total interest expense$239,0004,715
Net interest income$1,976,0004,352
Provision for loan and lease losses$-204,0006,743
Total noninterest income$65,0006,114
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$64,0004,876
Trading account gains and fees$0157
Additional Noninterest Income$1,0006,591
Total noninterest expense$2,528,0003,388
Salaries and employee benefits$979,0004,172
Premises and equipment expense$629,0001,851
Additional noninterest expense$920,0003,154
Pre-tax net operating income$-283,0006,603
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-283,0006,641
Extraordinary gains, net$022
Net income$-283,0006,641
Minority interest net income$082
Net income of bank and minority interests.$-283,0006,641
Net charge-offs$303,0001,678
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$4,270,00048
Net operating income$-283,0006,615
2013-03-31 (YTD Data)Rank
Total interest income$1,131,0004,411
Total interest expense$128,0004,654
Net interest income$1,003,0004,320
Provision for loan and lease losses$-155,0006,874
Total noninterest income$-24,0006,914
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$34,0004,757
Trading account gains and fees$0148
Additional Noninterest Income$-58,0006,892
Total noninterest expense$1,319,0003,312
Salaries and employee benefits$505,0004,137
Premises and equipment expense$364,0001,660
Additional noninterest expense$450,0003,217
Pre-tax net operating income$-185,0006,712
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-185,0006,739
Extraordinary gains, net$010
Net income$-185,0006,740
Minority interest net income$076
Net income of bank and minority interests.$-185,0006,740
Net charge-offs$352,000957
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$4,270,00020
Net operating income$-185,0006,719
2012-12-31 (YTD Data)Rank
Total interest income$5,748,0003,943
Total interest expense$699,0004,407
Net interest income$5,049,0003,792
Provision for loan and lease losses$-978,0007,022
Total noninterest income$1,355,0002,770
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$148,0004,808
Trading account gains and fees$0166
Additional Noninterest Income$1,207,0002,133
Total noninterest expense$5,704,0003,147
Salaries and employee benefits$1,909,0004,243
Premises and equipment expense$1,893,0001,250
Additional noninterest expense$1,902,0003,208
Pre-tax net operating income$1,678,0003,141
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$1,678,0002,912
Extraordinary gains, net$029
Net income$1,678,0002,914
Minority interest net income$093
Net income of bank and minority interests.$1,678,0002,914
Net charge-offs$691,0002,247
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$1,000991
Net operating income$1,678,0002,793
2012-09-30 (YTD Data)Rank
Total interest income$4,487,0003,919
Total interest expense$557,0004,397
Net interest income$3,930,0003,755
Provision for loan and lease losses$-700,0007,123
Total noninterest income$1,408,0002,276
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$105,0004,958
Trading account gains and fees$0157
Additional Noninterest Income$1,303,0001,682
Total noninterest expense$4,535,0003,025
Salaries and employee benefits$1,467,0004,203
Premises and equipment expense$1,636,0001,102
Additional noninterest expense$1,432,0003,230
Pre-tax net operating income$1,503,0002,882
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,503,0002,642
Extraordinary gains, net$020
Net income$1,503,0002,643
Minority interest net income$086
Net income of bank and minority interests.$1,503,0002,643
Net charge-offs$668,0001,869
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$1,000943
Net operating income$1,503,0002,519
2012-06-30 (YTD Data)Rank
Total interest income$3,054,0003,879
Total interest expense$397,0004,346
Net interest income$2,657,0003,736
Provision for loan and lease losses$-270,0007,159
Total noninterest income$-27,0007,051
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$73,0004,902
Trading account gains and fees$0153
Additional Noninterest Income$-100,0007,006
Total noninterest expense$2,832,0003,197
Salaries and employee benefits$1,004,0004,163
Premises and equipment expense$897,0001,333
Additional noninterest expense$931,0003,310
Pre-tax net operating income$68,0006,024
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$68,0006,133
Extraordinary gains, net$019
Net income$68,0006,132
Minority interest net income$084
Net income of bank and minority interests.$68,0006,133
Net charge-offs$639,0001,540
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$1,000910
Net operating income$68,0005,986
2012-03-31 (YTD Data)Rank
Total interest income$1,541,0003,904
Total interest expense$218,0004,247
Net interest income$1,323,0003,764
Provision for loan and lease losses$-130,0007,209
Total noninterest income$-167,0007,236
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$42,0004,617
Trading account gains and fees$0148
Additional Noninterest Income$-209,0007,210
Total noninterest expense$1,432,0003,168
Salaries and employee benefits$544,0003,988
Premises and equipment expense$442,0001,346
Additional noninterest expense$446,0003,379
Pre-tax net operating income$-146,0006,795
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-146,0006,858
Extraordinary gains, net$019
Net income$-146,0006,859
Minority interest net income$078
Net income of bank and minority interests.$-146,0006,859
Net charge-offs$513,0001,074
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$1,000833
Net operating income$-146,0006,809
2011-12-31 (YTD Data)Rank
Total interest income$6,844,0003,726
Total interest expense$1,192,0003,986
Net interest income$5,652,0003,628
Provision for loan and lease losses$1,723,0001,740
Total noninterest income$-710,0007,226
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$144,0004,966
Trading account gains and fees$0146
Additional Noninterest Income$-854,0007,175
Total noninterest expense$7,728,0002,444
Salaries and employee benefits$2,234,0003,871
Premises and equipment expense$2,018,0001,245
Additional noninterest expense$3,476,0001,937
Pre-tax net operating income$-4,509,0007,027
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-4,509,0007,051
Extraordinary gains, net$-1,455,0007,353
Net income$-5,964,0007,107
Minority interest net income$096
Net income of bank and minority interests.$-5,964,0007,108
Net charge-offs$4,282,000910
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$5,535,000121
Net operating income$-4,509,0007,036
2011-09-30 (YTD Data)Rank
Total interest income$5,250,0003,719
Total interest expense$951,0003,943
Net interest income$4,299,0003,595
Provision for loan and lease losses$2,003,0001,235
Total noninterest income$-873,0007,349
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$112,0004,925
Trading account gains and fees$0145
Additional Noninterest Income$-985,0007,320
Total noninterest expense$6,071,0002,355
Salaries and employee benefits$1,747,0003,770
Premises and equipment expense$1,517,0001,256
Additional noninterest expense$2,807,0001,813
Pre-tax net operating income$-4,648,0007,217
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-4,648,0007,233
Extraordinary gains, net$-2,317,0007,434
Net income$-6,965,0007,296
Minority interest net income$087
Net income of bank and minority interests.$-6,965,0007,297
Net charge-offs$4,249,000718
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$5,514,000102
Net operating income$-4,648,0007,228
2011-06-30 (YTD Data)Rank
Total interest income$3,620,0003,663
Total interest expense$672,0003,914
Net interest income$2,948,0003,525
Provision for loan and lease losses$1,322,0001,252
Total noninterest income$-87,0007,289
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$79,0004,805
Trading account gains and fees$0153
Additional Noninterest Income$-166,0007,250
Total noninterest expense$4,066,0002,364
Salaries and employee benefits$1,189,0003,728
Premises and equipment expense$1,016,0001,262
Additional noninterest expense$1,861,0001,835
Pre-tax net operating income$-2,527,0007,237
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-2,527,0007,262
Extraordinary gains, net$015
Net income$-2,527,0007,262
Minority interest net income$089
Net income of bank and minority interests.$-2,527,0007,263
Net charge-offs$2,862,000714
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$4,454,00065
Net operating income$-2,527,0007,248
2011-03-31 (YTD Data)Rank
Total interest income$1,898,0003,555
Total interest expense$358,0003,858
Net interest income$1,540,0003,398
Provision for loan and lease losses$1,785,000569
Total noninterest income$-97,0007,423
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$44,0004,568
Trading account gains and fees$0158
Additional Noninterest Income$-141,0007,398
Total noninterest expense$2,226,0002,166
Salaries and employee benefits$626,0003,604
Premises and equipment expense$516,0001,269
Additional noninterest expense$1,084,0001,597
Pre-tax net operating income$-2,568,0007,436
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-2,568,0007,437
Extraordinary gains, net$09
Net income$-2,568,0007,436
Minority interest net income$086
Net income of bank and minority interests.$-2,568,0007,437
Net charge-offs$2,952,000408
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$4,084,00035
Net operating income$-2,568,0007,439
2010-12-31 (YTD Data)Rank
Total interest income$9,117,0003,184
Total interest expense$1,873,0003,737
Net interest income$7,244,0002,984
Provision for loan and lease losses$4,616,0001,217
Total noninterest income$537,0004,432
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$234,0004,135
Trading account gains and fees$0175
Additional Noninterest Income$303,0003,937
Total noninterest expense$11,103,0001,773
Salaries and employee benefits$3,512,0002,717
Premises and equipment expense$2,260,0001,151
Additional noninterest expense$5,331,0001,359
Pre-tax net operating income$-7,938,0007,282
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-7,938,0007,319
Extraordinary gains, net$029
Net income$-7,938,0007,319
Minority interest net income$0111
Net income of bank and minority interests.$-7,938,0007,319
Net charge-offs$12,464,000507
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$6,656,000112
Net operating income$-7,938,0007,303
2010-09-30 (YTD Data)Rank
Total interest income$7,116,0003,149
Total interest expense$1,476,0003,746
Net interest income$5,640,0002,925
Provision for loan and lease losses$2,626,0001,391
Total noninterest income$636,0003,571
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$185,0004,100
Trading account gains and fees$0165
Additional Noninterest Income$451,0002,921
Total noninterest expense$8,707,0001,698
Salaries and employee benefits$2,841,0002,553
Premises and equipment expense$1,709,0001,160
Additional noninterest expense$4,157,0001,300
Pre-tax net operating income$-5,057,0007,363
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-5,057,0007,426
Extraordinary gains, net$023
Net income$-5,057,0007,426
Minority interest net income$0110
Net income of bank and minority interests.$-5,057,0007,426
Net charge-offs$10,538,000441
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$4,395,000121
Net operating income$-5,057,0007,404
2010-06-30 (YTD Data)Rank
Total interest income$4,961,0003,064
Total interest expense$1,016,0003,760
Net interest income$3,945,0002,785
Provision for loan and lease losses$2,196,0001,197
Total noninterest income$667,0002,668
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$131,0003,975
Trading account gains and fees$0152
Additional Noninterest Income$536,0002,000
Total noninterest expense$6,286,0001,573
Salaries and employee benefits$2,008,0002,430
Premises and equipment expense$1,158,0001,147
Additional noninterest expense$3,120,0001,146
Pre-tax net operating income$-3,870,0007,479
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-3,870,0007,512
Extraordinary gains, net$019
Net income$-3,870,0007,513
Minority interest net income$0105
Net income of bank and minority interests.$-3,870,0007,513
Net charge-offs$4,499,000618
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$3,638,00096
Net operating income$-3,870,0007,512
2010-03-31 (YTD Data)Rank
Total interest income$2,347,0003,261
Total interest expense$516,0003,844
Net interest income$1,831,0003,020
Provision for loan and lease losses$-128,0007,886
Total noninterest income$214,0003,504
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$69,0003,861
Trading account gains and fees$0175
Additional Noninterest Income$145,0002,901
Total noninterest expense$3,342,0001,508
Salaries and employee benefits$1,071,0002,299
Premises and equipment expense$604,0001,129
Additional noninterest expense$1,667,0001,047
Pre-tax net operating income$-1,169,0007,463
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-1,169,0007,510
Extraordinary gains, net$016
Net income$-1,169,0007,511
Minority interest net income$091
Net income of bank and minority interests.$-1,169,0007,511
Net charge-offs$3,789,000415
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$525,000153
Net operating income$-1,169,0007,504
2009-12-31 (YTD Data)Rank
Total interest income$12,927,0002,563
Total interest expense$2,861,0003,540
Net interest income$10,066,0002,175
Provision for loan and lease losses$16,169,000574
Total noninterest income$108,0006,928
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$221,0004,461
Trading account gains and fees$0211
Additional Noninterest Income$-113,0007,609
Total noninterest expense$12,947,0001,602
Salaries and employee benefits$5,336,0001,850
Premises and equipment expense$2,651,0001,023
Additional noninterest expense$4,960,0001,504
Pre-tax net operating income$-18,942,0007,698
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-18,942,0007,725
Extraordinary gains, net$034
Net income$-18,942,0007,723
Minority interest net income$0115
Net income of bank and minority interests.$-18,942,0007,723
Net charge-offs$10,193,000674
Cash dividends$331,0003,095
Sale, conversion, retirement of capital stock, net$302,000630
Net operating income$-18,942,0007,726
2009-09-30 (YTD Data)Rank
Total interest income$10,152,0002,503
Total interest expense$2,304,0003,483
Net interest income$7,848,0002,088
Provision for loan and lease losses$8,919,000685
Total noninterest income$514,0004,183
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$160,0004,549
Trading account gains and fees$0212
Additional Noninterest Income$354,0003,379
Total noninterest expense$9,891,0001,556
Salaries and employee benefits$4,189,0001,795
Premises and equipment expense$2,021,0001,016
Additional noninterest expense$3,681,0001,468
Pre-tax net operating income$-10,448,0007,755
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-10,448,0007,792
Extraordinary gains, net$027
Net income$-10,448,0007,790
Minority interest net income$0118
Net income of bank and minority interests.$-10,448,0007,791
Net charge-offs$8,413,000577
Cash dividends$238,0002,906
Sale, conversion, retirement of capital stock, net$221,000565
Net operating income$-10,448,0007,793
2009-06-30 (YTD Data)Rank
Total interest income$7,027,0002,455
Total interest expense$1,681,0003,381
Net interest income$5,346,0002,049
Provision for loan and lease losses$4,069,000880
Total noninterest income$513,0003,367
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$103,0004,607
Trading account gains and fees$0193
Additional Noninterest Income$410,0002,521
Total noninterest expense$6,363,0001,625
Salaries and employee benefits$2,853,0001,789
Premises and equipment expense$1,362,0001,037
Additional noninterest expense$2,148,0001,694
Pre-tax net operating income$-4,573,0007,714
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-4,573,0007,775
Extraordinary gains, net$021
Net income$-4,573,0007,774
Minority interest net income$0112
Net income of bank and minority interests.$-4,573,0007,774
Net charge-offs$3,762,000713
Cash dividends$146,0002,999
Sale, conversion, retirement of capital stock, net$147,000529
Net operating income$-4,573,0007,785
2009-03-31 (YTD Data)Rank
Total interest income$3,690,0002,360
Total interest expense$871,0003,395
Net interest income$2,819,0001,937
Provision for loan and lease losses$209,0002,803
Total noninterest income$341,0002,784
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$53,0004,479
Trading account gains and fees$0171
Additional Noninterest Income$288,0002,017
Total noninterest expense$2,988,0001,672
Salaries and employee benefits$1,439,0001,802
Premises and equipment expense$689,0001,035
Additional noninterest expense$860,0001,874
Pre-tax net operating income$-37,0006,447
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-37,0006,602
Extraordinary gains, net$015
Net income$-37,0006,603
Minority interest net income$0102
Net income of bank and minority interests.$-37,0006,603
Net charge-offs$1,794,000645
Cash dividends$53,0002,620
Sale, conversion, retirement of capital stock, net$60,000454
Net operating income$-37,0006,483
2008-12-31 (YTD Data)Rank
Total interest income$16,140,0002,315
Total interest expense$5,062,0002,933
Net interest income$11,078,0002,007
Provision for loan and lease losses$8,195,000696
Total noninterest income$4,831,0001,090
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$194,0004,852
Trading account gains and fees$0154
Additional Noninterest Income$4,637,000699
Total noninterest expense$21,573,000923
Salaries and employee benefits$6,644,0001,555
Premises and equipment expense$2,308,0001,189
Additional noninterest expense$12,621,000552
Pre-tax net operating income$-13,859,0008,045
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-13,859,0008,050
Extraordinary gains, net$-6,236,0008,296
Net income$-20,095,0008,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,737,0001,410
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$14,197,000120
Net operating income$-13,859,0008,075
2008-09-30 (YTD Data)Rank
Total interest income$12,645,0002,294
Total interest expense$3,951,0002,931
Net interest income$8,694,0001,948
Provision for loan and lease losses$2,271,0001,088
Total noninterest income$6,387,000707
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$141,0004,947
Trading account gains and fees$0148
Additional Noninterest Income$6,246,000469
Total noninterest expense$10,774,0001,336
Salaries and employee benefits$5,841,0001,317
Premises and equipment expense$1,632,0001,264
Additional noninterest expense$3,301,0001,356
Pre-tax net operating income$2,036,0002,278
Securities gains (losses)$03,106
Applicable income taxes$687,0001,556
Income before extraordinary items$1,349,0002,532
Extraordinary gains, net$031
Net income$1,349,0002,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$815,0001,472
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$6,614,000135
Net operating income$1,349,0002,660
2008-06-30 (YTD Data)Rank
Total interest income$8,113,0002,391
Total interest expense$2,564,0003,113
Net interest income$5,549,0002,008
Provision for loan and lease losses$1,580,000918
Total noninterest income$4,662,000673
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$81,0005,221
Trading account gains and fees$0149
Additional Noninterest Income$4,581,000460
Total noninterest expense$6,841,0001,404
Salaries and employee benefits$3,993,0001,297
Premises and equipment expense$997,0001,395
Additional noninterest expense$1,851,0001,585
Pre-tax net operating income$1,790,0001,864
Securities gains (losses)$03,233
Applicable income taxes$592,0001,406
Income before extraordinary items$1,198,0002,200
Extraordinary gains, net$021
Net income$1,198,0002,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,100
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$6,478,00093
Net operating income$1,198,0002,151
2008-03-31 (YTD Data)Rank
Total interest income$3,506,0002,784
Total interest expense$1,196,0003,462
Net interest income$2,310,0002,372
Provision for loan and lease losses$740,000769
Total noninterest income$1,577,000934
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$42,0005,126
Trading account gains and fees$0158
Additional Noninterest Income$1,535,000607
Total noninterest expense$2,287,0002,097
Salaries and employee benefits$1,435,0001,833
Premises and equipment expense$318,0002,143
Additional noninterest expense$534,0002,566
Pre-tax net operating income$860,0002,028
Securities gains (losses)$02,688
Applicable income taxes$273,0001,578
Income before extraordinary items$587,0002,351
Extraordinary gains, net$015
Net income$587,0002,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,201
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$6,372,00059
Net operating income$587,0002,283
2007-12-31 (YTD Data)Rank
Total interest income$12,145,0003,254
Total interest expense$4,951,0003,493
Net interest income$7,194,0003,027
Provision for loan and lease losses$535,0002,229
Total noninterest income$114,0007,433
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$71,0006,428
Trading account gains and fees$0178
Additional Noninterest Income$43,0007,235
Total noninterest expense$5,200,0003,346
Salaries and employee benefits$3,042,0003,192
Premises and equipment expense$836,0002,978
Additional noninterest expense$1,322,0003,794
Pre-tax net operating income$1,573,0003,820
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$1,573,0003,341
Extraordinary gains, net$039
Net income$1,573,0003,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$284,000658
Net operating income$1,573,0003,322
2007-09-30 (YTD Data)Rank
Total interest income$8,923,0003,308
Total interest expense$3,635,0003,545
Net interest income$5,288,0003,091
Provision for loan and lease losses$405,0001,836
Total noninterest income$80,0007,536
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$47,0006,587
Trading account gains and fees$0184
Additional Noninterest Income$33,0007,248
Total noninterest expense$3,850,0003,349
Salaries and employee benefits$2,241,0003,219
Premises and equipment expense$619,0002,997
Additional noninterest expense$990,0003,731
Pre-tax net operating income$1,113,0004,122
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,113,0003,645
Extraordinary gains, net$033
Net income$1,113,0003,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$236,000556
Net operating income$1,113,0003,629
2007-06-30 (YTD Data)Rank
Total interest income$5,531,0003,522
Total interest expense$2,140,0003,857
Net interest income$3,391,0003,207
Provision for loan and lease losses$280,0001,648
Total noninterest income$49,0007,679
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$29,0006,696
Trading account gains and fees$0168
Additional Noninterest Income$20,0007,375
Total noninterest expense$2,488,0003,448
Salaries and employee benefits$1,432,0003,367
Premises and equipment expense$395,0003,116
Additional noninterest expense$661,0003,724
Pre-tax net operating income$672,0004,412
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$672,0003,916
Extraordinary gains, net$029
Net income$672,0003,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$162,000490
Net operating income$672,0003,905
2007-03-31 (YTD Data)Rank
Total interest income$2,622,0003,646
Total interest expense$999,0004,015
Net interest income$1,623,0003,327
Provision for loan and lease losses$120,0001,752
Total noninterest income$24,0007,693
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$15,0006,674
Trading account gains and fees$0195
Additional Noninterest Income$9,0007,488
Total noninterest expense$1,236,0003,484
Salaries and employee benefits$725,0003,356
Premises and equipment expense$197,0003,149
Additional noninterest expense$314,0003,835
Pre-tax net operating income$291,0004,719
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$291,0004,247
Extraordinary gains, net$022
Net income$291,0004,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$121,000311
Net operating income$291,0004,223
2006-12-31 (YTD Data)Rank
Total interest income$8,210,0004,131
Total interest expense$3,155,0004,186
Net interest income$5,055,0003,970
Provision for loan and lease losses$286,0002,876
Total noninterest income$113,0007,615
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$42,0007,008
Trading account gains and fees$0130
Additional Noninterest Income$71,0006,836
Total noninterest expense$4,416,0003,676
Salaries and employee benefits$2,594,0003,517
Premises and equipment expense$714,0003,290
Additional noninterest expense$1,108,0004,184
Pre-tax net operating income$466,0006,592
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$466,0006,281
Extraordinary gains, net$051
Net income$466,0006,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$11,449,000190
Net operating income$466,0006,277
2006-09-30 (YTD Data)Rank
Total interest income$5,904,0004,221
Total interest expense$2,272,0004,202
Net interest income$3,632,0004,123
Provision for loan and lease losses$266,0002,375
Total noninterest income$59,0008,037
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$33,0007,063
Trading account gains and fees$0126
Additional Noninterest Income$26,0007,656
Total noninterest expense$3,148,0003,841
Salaries and employee benefits$1,873,0003,616
Premises and equipment expense$520,0003,362
Additional noninterest expense$755,0004,469
Pre-tax net operating income$277,0007,113
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$277,0006,829
Extraordinary gains, net$045
Net income$277,0006,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$323,000511
Net operating income$277,0006,832
2006-06-30 (YTD Data)Rank
Total interest income$3,647,0004,380
Total interest expense$1,365,0004,354
Net interest income$2,282,0004,321
Provision for loan and lease losses$186,0002,224
Total noninterest income$38,0008,112
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$21,0007,132
Trading account gains and fees$0126
Additional Noninterest Income$17,0007,713
Total noninterest expense$1,991,0004,015
Salaries and employee benefits$1,176,0003,797
Premises and equipment expense$346,0003,355
Additional noninterest expense$469,0004,677
Pre-tax net operating income$143,0007,428
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$143,0007,210
Extraordinary gains, net$039
Net income$143,0007,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$238,000415
Net operating income$143,0007,226
2006-03-31 (YTD Data)Rank
Total interest income$1,661,0004,614
Total interest expense$648,0004,372
Net interest income$1,013,0004,676
Provision for loan and lease losses$90,0002,132
Total noninterest income$15,0008,268
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$9,0007,226
Trading account gains and fees$0115
Additional Noninterest Income$6,0007,952
Total noninterest expense$886,0004,374
Salaries and employee benefits$505,0004,248
Premises and equipment expense$172,0003,386
Additional noninterest expense$209,0005,045
Pre-tax net operating income$52,0007,674
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$52,0007,504
Extraordinary gains, net$021
Net income$52,0007,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$127,000289
Net operating income$52,0007,510
2005-12-31 (YTD Data)Rank
Total interest income$3,420,0006,252
Total interest expense$1,237,0005,742
Net interest income$2,183,0006,401
Provision for loan and lease losses$476,0001,983
Total noninterest income$45,0008,452
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$26,0007,394
Trading account gains and fees$0138
Additional Noninterest Income$19,0008,165
Total noninterest expense$3,136,0004,625
Salaries and employee benefits$1,820,0004,440
Premises and equipment expense$595,0003,685
Additional noninterest expense$721,0005,493
Pre-tax net operating income$-1,384,0008,705
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-1,384,0008,727
Extraordinary gains, net$046
Net income$-1,384,0008,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-1,384,0008,710
2005-09-30 (YTD Data)Rank
Total interest income$2,189,0006,653
Total interest expense$763,0006,133
Net interest income$1,426,0006,801
Provision for loan and lease losses$387,0001,771
Total noninterest income$31,0008,525
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$19,0007,463
Trading account gains and fees$0126
Additional Noninterest Income$12,0008,286
Total noninterest expense$2,352,0004,612
Salaries and employee benefits$1,400,0004,318
Premises and equipment expense$428,0003,781
Additional noninterest expense$524,0005,566
Pre-tax net operating income$-1,282,0008,765
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-1,282,0008,782
Extraordinary gains, net$035
Net income$-1,282,0008,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-1,282,0008,763
2005-06-30 (YTD Data)Rank
Total interest income$1,293,0006,910
Total interest expense$452,0006,304
Net interest income$841,0007,079
Provision for loan and lease losses$288,0001,610
Total noninterest income$20,0008,542
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$11,0007,506
Trading account gains and fees$0116
Additional Noninterest Income$9,0008,213
Total noninterest expense$1,581,0004,567
Salaries and employee benefits$940,0004,275
Premises and equipment expense$290,0003,711
Additional noninterest expense$351,0005,514
Pre-tax net operating income$-1,008,0008,780
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-1,008,0008,803
Extraordinary gains, net$030
Net income$-1,008,0008,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-1,008,0008,785
2005-03-31 (YTD Data)Rank
Total interest income$575,0007,198
Total interest expense$197,0006,576
Net interest income$378,0007,377
Provision for loan and lease losses$175,0001,252
Total noninterest income$7,0008,687
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$4,0007,641
Trading account gains and fees$0115
Additional Noninterest Income$3,0008,454
Total noninterest expense$785,0004,614
Salaries and employee benefits$474,0004,261
Premises and equipment expense$144,0003,757
Additional noninterest expense$167,0005,653
Pre-tax net operating income$-575,0008,863
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-575,0008,879
Extraordinary gains, net$024
Net income$-575,0008,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-575,0008,866
2004-12-31 (YTD Data)Rank
Total interest income$394,0008,817
Total interest expense$69,0008,801
Net interest income$325,0008,803
Provision for loan and lease losses$290,0002,996
Total noninterest income$1,0008,903
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$1,0008,793
Total noninterest expense$1,407,0007,056
Salaries and employee benefits$621,0007,582
Premises and equipment expense$193,0006,844
Additional noninterest expense$593,0006,012
Pre-tax net operating income$-1,371,0008,855
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-1,371,0008,878
Extraordinary gains, net$034
Net income$-1,371,0008,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$19,625,00034
Net operating income$-1,371,0008,856
2004-09-30 (YTD Data)Rank
Total interest income$87,0008,966
Total interest expense$4,0008,981
Net interest income$83,0008,956
Provision for loan and lease losses$154,0003,485
Total noninterest income$08,980
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$08,890
Total noninterest expense$719,0007,863
Salaries and employee benefits$244,0008,547
Premises and equipment expense$61,0008,191
Additional noninterest expense$414,0006,206
Pre-tax net operating income$-790,0008,857
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$-790,0008,892
Extraordinary gains, net$026
Net income$-790,0008,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$19,625,00029
Net operating income$-790,0008,872

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.