Home > First Signature Bank and Trust Company > Assets and Liabilities
First Signature Bank and Trust Company, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 20 | 6,190 |
| Assets and Liabilities | ||
| Total Assets: | $424,906,000 | 1,473 |
| Cash and due from depository institutions | $9,852,000 | 6,190 |
| Interest-bearing balances | $7,133,000 | 803 |
| Securities | $386,809,000 | 368 |
| Federal funds sold & reverse repurchase agreements | $15,400,000 | 872 |
| Net loans & leases | $10,314,000 | 8,302 |
| Loan loss allowance | $33,000 | 8,667 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $19,000 | 8,706 |
| Other real estate owned | $0 | 6,190 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,512,000 | 4,523 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $424,906,000 | 1,473 |
| Total liabilities | $389,500,000 | 1,446 |
| Total deposits | $376,219,000 | 1,304 |
| Interest-bearing deposits | $376,115,000 | 1,078 |
| Deposits held in domestic offices | $376,219,000 | 1,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $13,281,000 | 508 |
| Total equity capital | $35,406,000 | 1,746 |
| Total bank equity capital | $35,406,000 | 1,746 |
| Perpetual preferred stock | $13,000,000 | 24 |
| Common stock | $750,000 | 3,487 |
| Surplus | $20,124,000 | 1,256 |
| Undivided profits | $1,532,000 | 6,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $446,000 | 6,102 |
| Earning assets | $419,656,000 | 1,371 |
| Long-term assets (5+ years) | $396,746,000 | 286 |
| Average Assets, year-to-date | $509,273,200 | 1,165 |
| Average Assets, quarterly | $463,961,000 | 1,337 |
| Volatile liabilities | $375,384,000 | 444 |
| Insider loans | $1,292,000 | 3,693 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $522,000 | 8,245 |
| Tier 1 (core) risk-based capital | $34,291,000 | 1,731 |
| Tier 2 risk-based capital | $33,000 | 8,662 |
| Total risk weighted assets | $182,950,000 | 2,343 |
| Total unused commitments | $522,000 | 8,247 |
| Derivatives | $381,538,000 | 121 |
| 2005-09-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $503,016,000 | 1,213 |
| Cash and due from depository institutions | $7,380,000 | 5,432 |
| Interest-bearing balances | $3,955,000 | 1,294 |
| Securities | $440,199,000 | 331 |
| Federal funds sold & reverse repurchase agreements | $40,000,000 | 337 |
| Net loans & leases | $11,422,000 | 8,263 |
| Loan loss allowance | $90,000 | 8,473 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $320,000 | 7,583 |
| Other real estate owned | $0 | 5,432 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,695,000 | 3,518 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $503,016,000 | 1,213 |
| Total liabilities | $466,143,000 | 1,180 |
| Total deposits | $414,964,000 | 1,130 |
| Interest-bearing deposits | $406,828,000 | 976 |
| Deposits held in domestic offices | $414,964,000 | 1,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,763,000 | 541 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $355,000 | 5,596 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $13,061,000 | 499 |
| Total equity capital | $36,873,000 | 1,653 |
| Total bank equity capital | $36,873,000 | 1,653 |
| Perpetual preferred stock | $13,000,000 | 24 |
| Common stock | $750,000 | 3,470 |
| Surplus | $20,124,000 | 1,217 |
| Undivided profits | $2,999,000 | 5,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,280,000 | 2,732 |
| Earning assets | $495,576,000 | 1,120 |
| Long-term assets (5+ years) | $433,002,000 | 261 |
| Average Assets, year-to-date | $530,365,000 | 1,105 |
| Average Assets, quarterly | $509,946,000 | 1,180 |
| Volatile liabilities | $429,931,000 | 399 |
| Insider loans | $1,591,000 | 3,233 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,610,000 | 6,981 |
| Tier 1 (core) risk-based capital | $34,650,000 | 1,670 |
| Tier 2 risk-based capital | $89,000 | 8,435 |
| Total risk weighted assets | $215,206,000 | 1,996 |
| Total unused commitments | $2,610,000 | 6,983 |
| Derivatives | $394,948,000 | 120 |
| 2005-06-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $516,876,000 | 1,154 |
| Cash and due from depository institutions | $3,649,000 | 5,432 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $463,754,000 | 318 |
| Federal funds sold & reverse repurchase agreements | $33,200,000 | 371 |
| Net loans & leases | $12,038,000 | 8,210 |
| Loan loss allowance | $93,000 | 8,469 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $470,000 | 7,104 |
| Other real estate owned | $0 | 5,432 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,765,000 | 3,366 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $516,876,000 | 1,154 |
| Total liabilities | $480,243,000 | 1,122 |
| Total deposits | $433,035,000 | 1,057 |
| Interest-bearing deposits | $426,717,000 | 900 |
| Deposits held in domestic offices | $433,035,000 | 1,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,140,000 | 528 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $353,000 | 5,500 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,715,000 | 620 |
| Total equity capital | $36,633,000 | 1,631 |
| Total bank equity capital | $36,633,000 | 1,631 |
| Perpetual preferred stock | $13,000,000 | 24 |
| Common stock | $750,000 | 3,454 |
| Surplus | $20,124,000 | 1,196 |
| Undivided profits | $2,759,000 | 5,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 7,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $693,000 | 4,291 |
| Earning assets | $508,992,000 | 1,072 |
| Long-term assets (5+ years) | $456,455,000 | 251 |
| Average Assets, year-to-date | $539,481,330 | 1,062 |
| Average Assets, quarterly | $525,078,000 | 1,116 |
| Volatile liabilities | $450,458,000 | 373 |
| Insider loans | $1,612,000 | 3,187 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,610,000 | 7,026 |
| Tier 1 (core) risk-based capital | $34,381,000 | 1,635 |
| Tier 2 risk-based capital | $93,000 | 8,438 |
| Total risk weighted assets | $221,631,000 | 1,900 |
| Total unused commitments | $2,610,000 | 7,028 |
| Derivatives | $408,986,000 | 111 |
| 2005-03-31 | Rank | |
| # of Employees: | 26 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $533,280,000 | 1,089 |
| Cash and due from depository institutions | $5,310,000 | 5,439 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $474,974,000 | 315 |
| Federal funds sold & reverse repurchase agreements | $38,135,000 | 310 |
| Net loans & leases | $11,838,000 | 8,262 |
| Loan loss allowance | $94,000 | 8,540 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $499,000 | 7,080 |
| Other real estate owned | $0 | 5,439 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,524,000 | 4,289 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $533,280,000 | 1,089 |
| Total liabilities | $497,489,000 | 1,060 |
| Total deposits | $442,247,000 | 1,013 |
| Interest-bearing deposits | $436,756,000 | 856 |
| Deposits held in domestic offices | $442,247,000 | 1,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,930,000 | 492 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $241,000 | 5,465 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $13,071,000 | 489 |
| Total equity capital | $35,791,000 | 1,606 |
| Total bank equity capital | $35,791,000 | 1,606 |
| Perpetual preferred stock | $13,000,000 | 23 |
| Common stock | $750,000 | 3,465 |
| Surplus | $20,124,000 | 1,158 |
| Undivided profits | $1,917,000 | 6,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $696,000 | 4,174 |
| Earning assets | $524,947,000 | 1,011 |
| Long-term assets (5+ years) | $472,833,000 | 243 |
| Average Assets, year-to-date | $550,784,000 | 1,045 |
| Average Assets, quarterly | $550,784,000 | 1,045 |
| Volatile liabilities | $462,601,000 | 361 |
| Insider loans | $1,636,000 | 3,156 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $2,659,000 | 7,057 |
| Tier 1 (core) risk-based capital | $34,254,000 | 1,601 |
| Tier 2 risk-based capital | $93,000 | 8,502 |
| Total risk weighted assets | $224,135,000 | 1,852 |
| Total unused commitments | $2,659,000 | 7,061 |
| Derivatives | $421,971,000 | 109 |
| 2004-12-31 | Rank | |
| # of Employees: | 26 | 5,443 |
| Assets and Liabilities | ||
| Total Assets: | $568,288,000 | 1,023 |
| Cash and due from depository institutions | $4,426,000 | 5,443 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $483,647,000 | 321 |
| Federal funds sold & reverse repurchase agreements | $64,385,000 | 202 |
| Net loans & leases | $12,233,000 | 8,274 |
| Loan loss allowance | $101,000 | 8,537 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $432,000 | 7,285 |
| Other real estate owned | $0 | 5,443 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,165,000 | 3,680 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $568,288,000 | 1,023 |
| Total liabilities | $533,869,000 | 975 |
| Total deposits | $467,464,000 | 934 |
| Interest-bearing deposits | $458,725,000 | 816 |
| Deposits held in domestic offices | $467,464,000 | 933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,821,000 | 412 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $470,000 | 5,359 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $6,114,000 | 790 |
| Total equity capital | $34,419,000 | 1,673 |
| Total bank equity capital | $34,419,000 | 1,673 |
| Perpetual preferred stock | $13,000,000 | 21 |
| Common stock | $750,000 | 3,465 |
| Surplus | $20,124,000 | 1,144 |
| Undivided profits | $545,000 | 7,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 7,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $690,000 | 4,206 |
| Earning assets | $560,265,000 | 953 |
| Long-term assets (5+ years) | $472,895,000 | 250 |
| Average Assets, year-to-date | $471,710,200 | 1,166 |
| Average Assets, quarterly | $541,285,000 | 1,053 |
| Volatile liabilities | $502,488,000 | 342 |
| Insider loans | $1,766,000 | 2,980 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $2,642,000 | 6,933 |
| Tier 1 (core) risk-based capital | $33,945,000 | 1,579 |
| Tier 2 risk-based capital | $101,000 | 8,492 |
| Total risk weighted assets | $288,352,000 | 1,446 |
| Total unused commitments | $2,642,000 | 6,936 |
| Derivatives | $426,227,000 | 109 |
| 2004-09-30 | Rank | |
| # of Employees: | 27 | 5,323 |
| Assets and Liabilities | ||
| Total Assets: | $514,282,000 | 1,111 |
| Cash and due from depository institutions | $4,714,000 | 5,323 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $466,927,000 | 329 |
| Federal funds sold & reverse repurchase agreements | $26,022,000 | 431 |
| Net loans & leases | $12,440,000 | 8,291 |
| Loan loss allowance | $105,000 | 8,554 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $447,000 | 7,245 |
| Other real estate owned | $0 | 5,323 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,732,000 | 3,251 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $514,282,000 | 1,111 |
| Total liabilities | $480,118,000 | 1,071 |
| Total deposits | $426,915,000 | 1,005 |
| Interest-bearing deposits | $421,801,000 | 872 |
| Deposits held in domestic offices | $426,915,000 | 1,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,007,000 | 441 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $278,000 | 5,507 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,918,000 | 1,422 |
| Total equity capital | $34,164,000 | 1,664 |
| Total bank equity capital | $34,164,000 | 1,664 |
| Perpetual preferred stock | $13,000,000 | 24 |
| Common stock | $750,000 | 3,475 |
| Surplus | $20,124,000 | 1,114 |
| Undivided profits | $290,000 | 8,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 7,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $385,000 | 6,343 |
| Earning assets | $505,389,000 | 1,030 |
| Long-term assets (5+ years) | $459,704,000 | 259 |
| Average Assets, year-to-date | $447,565,750 | 1,230 |
| Average Assets, quarterly | $496,327,500 | 1,135 |
| Volatile liabilities | $459,448,000 | 356 |
| Insider loans | $1,788,000 | 2,901 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,790,000 | 6,831 |
| Tier 1 (core) risk-based capital | $33,732,000 | 1,565 |
| Tier 2 risk-based capital | $105,000 | 8,503 |
| Total risk weighted assets | $217,422,000 | 1,843 |
| Total unused commitments | $2,790,000 | 6,838 |
| Derivatives | $397,937,000 | 116 |
| 2004-06-30 | Rank | |
| # of Employees: | 27 | 5,380 |
| Assets and Liabilities | ||
| Total Assets: | $478,373,000 | 1,176 |
| Cash and due from depository institutions | $5,149,000 | 5,380 |
| Interest-bearing balances | $1,000 | 6,903 |
| Securities | $423,558,000 | 355 |
| Federal funds sold & reverse repurchase agreements | $34,117,000 | 331 |
| Net loans & leases | $12,716,000 | 8,286 |
| Loan loss allowance | $111,000 | 8,566 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $499,000 | 7,130 |
| Other real estate owned | $0 | 5,380 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,334,000 | 4,412 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $478,373,000 | 1,176 |
| Total liabilities | $444,257,000 | 1,145 |
| Total deposits | $382,020,000 | 1,132 |
| Interest-bearing deposits | $373,795,000 | 971 |
| Deposits held in domestic offices | $382,020,000 | 1,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,670,000 | 431 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $317,000 | 5,457 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $10,250,000 | 530 |
| Total equity capital | $34,116,000 | 1,590 |
| Total bank equity capital | $34,116,000 | 1,590 |
| Perpetual preferred stock | $13,000,000 | 24 |
| Common stock | $750,000 | 3,493 |
| Surplus | $20,124,000 | 1,087 |
| Undivided profits | $242,000 | 8,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $403,000 | 5,990 |
| Earning assets | $470,392,000 | 1,088 |
| Long-term assets (5+ years) | $423,289,000 | 300 |
| Average Assets, year-to-date | $425,327,000 | 1,300 |
| Average Assets, quarterly | $460,597,500 | 1,201 |
| Volatile liabilities | $413,678,000 | 380 |
| Insider loans | $1,938,000 | 2,742 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $2,826,000 | 6,883 |
| Tier 1 (core) risk-based capital | $33,809,000 | 1,526 |
| Tier 2 risk-based capital | $111,000 | 8,492 |
| Total risk weighted assets | $187,924,000 | 2,060 |
| Total unused commitments | $2,826,000 | 6,888 |
| Derivatives | $361,038,000 | 118 |
| 2004-03-31 | Rank | |
| # of Employees: | 27 | 5,369 |
| Assets and Liabilities | ||
| Total Assets: | $442,822,000 | 1,253 |
| Cash and due from depository institutions | $5,099,000 | 5,369 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $373,675,000 | 390 |
| Federal funds sold & reverse repurchase agreements | $42,400,000 | 322 |
| Net loans & leases | $13,572,000 | 8,205 |
| Loan loss allowance | $114,000 | 8,560 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $485,000 | 7,156 |
| Other real estate owned | $0 | 5,369 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $7,591,000 | 1,785 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $442,822,000 | 1,253 |
| Total liabilities | $408,713,000 | 1,215 |
| Total deposits | $361,753,000 | 1,198 |
| Interest-bearing deposits | $354,248,000 | 1,020 |
| Deposits held in domestic offices | $361,753,000 | 1,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,969,000 | 460 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $551,000 | 5,144 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,440,000 | 2,501 |
| Total equity capital | $34,109,000 | 1,632 |
| Total bank equity capital | $34,109,000 | 1,632 |
| Perpetual preferred stock | $13,000,000 | 24 |
| Common stock | $750,000 | 3,496 |
| Surplus | $15,500,000 | 1,347 |
| Undivided profits | $4,859,000 | 4,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $281,000 | 7,043 |
| Earning assets | $429,649,000 | 1,190 |
| Long-term assets (5+ years) | $354,396,000 | 335 |
| Average Assets, year-to-date | $398,804,000 | 1,402 |
| Average Assets, quarterly | $398,804,000 | 1,402 |
| Volatile liabilities | $387,098,000 | 393 |
| Insider loans | $1,989,000 | 2,654 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,722,000 | 7,005 |
| Tier 1 (core) risk-based capital | $32,889,000 | 1,562 |
| Tier 2 risk-based capital | $114,000 | 8,495 |
| Total risk weighted assets | $168,108,000 | 2,221 |
| Total unused commitments | $2,722,000 | 7,010 |
| Derivatives | $317,038,000 | 127 |
| 2003-12-31 | Rank | |
| # of Employees: | 25 | 5,633 |
| Assets and Liabilities | ||
| Total Assets: | $354,786,000 | 1,597 |
| Cash and due from depository institutions | $5,312,000 | 5,633 |
| Interest-bearing balances | $1,000 | 6,927 |
| Securities | $277,725,000 | 529 |
| Federal funds sold & reverse repurchase agreements | $54,950,000 | 234 |
| Net loans & leases | $13,952,000 | 8,226 |
| Loan loss allowance | $117,000 | 8,599 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $507,000 | 7,138 |
| Other real estate owned | $0 | 5,633 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,340,000 | 4,295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,786,000 | 1,597 |
| Total liabilities | $328,515,000 | 1,561 |
| Total deposits | $265,489,000 | 1,700 |
| Interest-bearing deposits | $259,669,000 | 1,474 |
| Deposits held in domestic offices | $265,489,000 | 1,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,556,000 | 399 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $342,000 | 5,332 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,128,000 | 2,866 |
| Total equity capital | $26,271,000 | 2,103 |
| Total bank equity capital | $26,271,000 | 2,103 |
| Perpetual preferred stock | $13,000,000 | 24 |
| Common stock | $750,000 | 3,522 |
| Surplus | $8,500,000 | 2,235 |
| Undivided profits | $4,021,000 | 5,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $285,000 | 7,105 |
| Earning assets | $346,628,000 | 1,492 |
| Long-term assets (5+ years) | $259,051,000 | 445 |
| Average Assets, year-to-date | $154,525,400 | 3,308 |
| Average Assets, quarterly | $231,947,000 | 2,396 |
| Volatile liabilities | $305,537,000 | 456 |
| Insider loans | $1,995,000 | 2,612 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,931,000 | 6,778 |
| Tier 1 (core) risk-based capital | $26,280,000 | 1,986 |
| Tier 2 risk-based capital | $117,000 | 8,527 |
| Total risk weighted assets | $151,200,000 | 2,448 |
| Total unused commitments | $2,931,000 | 6,781 |
| Derivatives | $239,498,000 | 134 |
| 2003-09-30 | Rank | |
| # of Employees: | 26 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $109,108,000 | 4,494 |
| Cash and due from depository institutions | $6,869,000 | 5,527 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $41,374,000 | 2,853 |
| Federal funds sold & reverse repurchase agreements | $45,000,000 | 342 |
| Net loans & leases | $13,893,000 | 8,308 |
| Loan loss allowance | $118,000 | 8,645 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $592,000 | 6,903 |
| Other real estate owned | $0 | 5,527 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,380,000 | 5,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,108,000 | 4,494 |
| Total liabilities | $95,729,000 | 4,550 |
| Total deposits | $47,164,000 | 6,629 |
| Interest-bearing deposits | $35,679,000 | 6,946 |
| Deposits held in domestic offices | $47,164,000 | 6,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,567,000 | 463 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $271,000 | 5,358 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $727,000 | 3,972 |
| Total equity capital | $13,379,000 | 3,891 |
| Total bank equity capital | $13,379,000 | 3,891 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $750,000 | 3,545 |
| Surplus | $8,500,000 | 2,202 |
| Undivided profits | $4,129,000 | 5,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $121,000 | 8,626 |
| Earning assets | $100,267,000 | 4,488 |
| Long-term assets (5+ years) | $38,185,000 | 2,342 |
| Average Assets, year-to-date | $104,460,250 | 4,544 |
| Average Assets, quarterly | $106,960,000 | 4,540 |
| Volatile liabilities | $66,411,000 | 1,519 |
| Insider loans | $2,013,000 | 2,576 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,919,000 | 6,792 |
| Tier 1 (core) risk-based capital | $13,356,000 | 3,732 |
| Tier 2 risk-based capital | $118,000 | 8,574 |
| Total risk weighted assets | $35,828,000 | 6,589 |
| Total unused commitments | $2,919,000 | 6,797 |
| Derivatives | $17,940,000 | 334 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $104,812,000 | 4,611 |
| Cash and due from depository institutions | $10,684,000 | 5,411 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $34,474,000 | 3,223 |
| Federal funds sold & reverse repurchase agreements | $44,700,000 | 355 |
| Net loans & leases | $13,270,000 | 8,374 |
| Loan loss allowance | $117,000 | 8,673 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $563,000 | 6,988 |
| Other real estate owned | $0 | 5,411 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,121,000 | 6,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,812,000 | 4,611 |
| Total liabilities | $91,335,000 | 4,671 |
| Total deposits | $29,832,000 | 7,831 |
| Interest-bearing deposits | $18,497,000 | 8,346 |
| Deposits held in domestic offices | $29,832,000 | 7,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,110,000 | 381 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $569,000 | 5,170 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $824,000 | 3,762 |
| Total equity capital | $13,477,000 | 3,868 |
| Total bank equity capital | $13,477,000 | 3,868 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $750,000 | 3,548 |
| Surplus | $8,500,000 | 2,166 |
| Undivided profits | $4,227,000 | 5,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 8,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $171,000 | 8,253 |
| Earning assets | $92,444,000 | 4,720 |
| Long-term assets (5+ years) | $12,422,000 | 4,469 |
| Average Assets, year-to-date | $102,911,000 | 4,605 |
| Average Assets, quarterly | $104,133,500 | 4,593 |
| Volatile liabilities | $60,816,000 | 1,612 |
| Insider loans | $1,641,000 | 2,990 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,883,000 | 6,798 |
| Tier 1 (core) risk-based capital | $13,436,000 | 3,651 |
| Tier 2 risk-based capital | $117,000 | 8,604 |
| Total risk weighted assets | $26,142,000 | 7,413 |
| Total unused commitments | $2,883,000 | 6,810 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 28 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $103,455,000 | 4,613 |
| Cash and due from depository institutions | $6,490,000 | 5,259 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $34,853,000 | 3,152 |
| Federal funds sold & reverse repurchase agreements | $47,650,000 | 329 |
| Net loans & leases | $12,725,000 | 8,461 |
| Loan loss allowance | $120,000 | 8,686 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $601,000 | 6,896 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,136,000 | 6,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,455,000 | 4,613 |
| Total liabilities | $89,966,000 | 4,685 |
| Total deposits | $38,370,000 | 7,228 |
| Interest-bearing deposits | $19,664,000 | 8,280 |
| Deposits held in domestic offices | $38,370,000 | 7,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,372,000 | 427 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $326,000 | 5,228 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $898,000 | 3,579 |
| Total equity capital | $13,489,000 | 3,790 |
| Total bank equity capital | $13,489,000 | 3,790 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $750,000 | 3,562 |
| Surplus | $8,500,000 | 2,134 |
| Undivided profits | $4,239,000 | 5,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $155,000 | 8,429 |
| Earning assets | $95,228,000 | 4,592 |
| Long-term assets (5+ years) | $11,824,000 | 4,538 |
| Average Assets, year-to-date | $101,960,500 | 4,632 |
| Average Assets, quarterly | $101,960,500 | 4,632 |
| Volatile liabilities | $50,835,000 | 1,810 |
| Insider loans | $1,084,000 | 3,770 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,938,000 | 6,749 |
| Tier 1 (core) risk-based capital | $13,436,000 | 3,610 |
| Tier 2 risk-based capital | $120,000 | 8,609 |
| Total risk weighted assets | $26,807,000 | 7,348 |
| Total unused commitments | $2,938,000 | 6,766 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 28 | 5,250 |
| Assets and Liabilities | ||
| Total Assets: | $100,466,000 | 4,671 |
| Cash and due from depository institutions | $8,675,000 | 5,250 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $39,971,000 | 2,808 |
| Federal funds sold & reverse repurchase agreements | $37,500,000 | 377 |
| Net loans & leases | $12,556,000 | 8,518 |
| Loan loss allowance | $125,000 | 8,686 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $627,000 | 6,811 |
| Other real estate owned | $0 | 5,250 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,137,000 | 6,132 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,466,000 | 4,671 |
| Total liabilities | $87,084,000 | 4,778 |
| Total deposits | $33,180,000 | 7,611 |
| Interest-bearing deposits | $20,250,000 | 8,255 |
| Deposits held in domestic offices | $33,180,000 | 7,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,172,000 | 421 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $957,000 | 4,964 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $775,000 | 4,025 |
| Total equity capital | $13,382,000 | 3,768 |
| Total bank equity capital | $13,382,000 | 3,768 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $750,000 | 3,562 |
| Surplus | $8,500,000 | 2,104 |
| Undivided profits | $4,132,000 | 5,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $231,000 | 7,853 |
| Earning assets | $90,027,000 | 4,724 |
| Long-term assets (5+ years) | $11,506,000 | 4,537 |
| Average Assets, year-to-date | $121,969,400 | 3,884 |
| Average Assets, quarterly | $106,364,500 | 4,420 |
| Volatile liabilities | $53,266,000 | 1,734 |
| Insider loans | $1,282,000 | 3,421 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,110,000 | 6,512 |
| Tier 1 (core) risk-based capital | $13,313,000 | 3,576 |
| Tier 2 risk-based capital | $125,000 | 8,600 |
| Total risk weighted assets | $25,698,000 | 7,454 |
| Total unused commitments | $3,110,000 | 6,514 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 29 | 5,140 |
| Assets and Liabilities | ||
| Total Assets: | $156,498,000 | 3,151 |
| Cash and due from depository institutions | $7,579,000 | 5,140 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $69,771,000 | 1,610 |
| Federal funds sold & reverse repurchase agreements | $62,000,000 | 268 |
| Net loans & leases | $13,975,000 | 8,492 |
| Loan loss allowance | $144,000 | 8,714 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,563,000 | 4,730 |
| Other real estate owned | $0 | 5,140 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,610,000 | 5,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,498,000 | 3,151 |
| Total liabilities | $142,707,000 | 3,105 |
| Total deposits | $66,299,000 | 5,351 |
| Interest-bearing deposits | $32,518,000 | 7,208 |
| Deposits held in domestic offices | $66,299,000 | 5,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,096,000 | 358 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $758,000 | 4,839 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,554,000 | 2,469 |
| Total equity capital | $13,791,000 | 3,448 |
| Total bank equity capital | $13,791,000 | 3,448 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $750,000 | 3,624 |
| Surplus | $8,500,000 | 1,994 |
| Undivided profits | $4,541,000 | 4,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 7,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $45,000 | 9,403 |
| Earning assets | $145,746,000 | 3,097 |
| Long-term assets (5+ years) | $33,394,000 | 2,312 |
| Average Assets, year-to-date | $163,788,800 | 2,894 |
| Average Assets, quarterly | $158,401,500 | 3,092 |
| Volatile liabilities | $74,993,000 | 1,265 |
| Insider loans | $1,615,000 | 2,825 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,451,000 | 6,324 |
| Tier 1 (core) risk-based capital | $13,680,000 | 3,322 |
| Tier 2 risk-based capital | $144,000 | 8,584 |
| Total risk weighted assets | $38,874,000 | 6,233 |
| Total unused commitments | $3,451,000 | 6,329 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $181,758,000 | 2,653 |
| Cash and due from depository institutions | $13,256,000 | 5,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $96,793,000 | 1,156 |
| Federal funds sold & reverse repurchase agreements | $53,700,000 | 261 |
| Net loans & leases | $13,968,000 | 8,634 |
| Loan loss allowance | $263,000 | 7,691 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,816,000 | 4,304 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,225,000 | 3,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,758,000 | 2,653 |
| Total liabilities | $168,028,000 | 2,599 |
| Total deposits | $81,931,000 | 4,477 |
| Interest-bearing deposits | $49,622,000 | 5,680 |
| Deposits held in domestic offices | $81,931,000 | 4,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $83,099,000 | 340 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,043,000 | 4,511 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,955,000 | 2,110 |
| Total equity capital | $13,730,000 | 3,340 |
| Total bank equity capital | $13,730,000 | 3,340 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $750,000 | 3,728 |
| Surplus | $8,500,000 | 1,934 |
| Undivided profits | $4,480,000 | 4,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 7,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $53,000 | 9,456 |
| Earning assets | $164,461,000 | 2,685 |
| Long-term assets (5+ years) | $36,619,000 | 2,059 |
| Average Assets, year-to-date | $207,578,000 | 2,221 |
| Average Assets, quarterly | $188,843,500 | 2,543 |
| Volatile liabilities | $84,474,000 | 1,123 |
| Insider loans | $1,633,000 | 2,735 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,416,000 | 6,243 |
| Tier 1 (core) risk-based capital | $13,861,000 | 3,208 |
| Tier 2 risk-based capital | $263,000 | 7,409 |
| Total risk weighted assets | $45,480,300 | 5,642 |
| Total unused commitments | $3,416,000 | 6,246 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 28 | 5,503 |
| Assets and Liabilities | ||
| Total Assets: | $225,409,000 | 2,084 |
| Cash and due from depository institutions | $9,962,000 | 5,503 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $115,591,000 | 990 |
| Federal funds sold & reverse repurchase agreements | $83,500,000 | 174 |
| Net loans & leases | $13,564,000 | 8,838 |
| Loan loss allowance | $390,000 | 6,540 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,122,000 | 5,712 |
| Other real estate owned | $0 | 5,503 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,670,000 | 4,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,409,000 | 2,084 |
| Total liabilities | $212,136,000 | 1,999 |
| Total deposits | $92,901,000 | 3,989 |
| Interest-bearing deposits | $53,769,000 | 5,396 |
| Deposits held in domestic offices | $92,901,000 | 3,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $117,862,000 | 314 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $74,000 | 5,555 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,299,000 | 2,633 |
| Total equity capital | $13,273,000 | 3,320 |
| Total bank equity capital | $13,273,000 | 3,320 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,830 |
| Surplus | $8,500,000 | 1,910 |
| Undivided profits | $4,023,000 | 4,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 7,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $46,000 | 9,742 |
| Earning assets | $212,655,000 | 2,026 |
| Long-term assets (5+ years) | $76,647,000 | 1,218 |
| Average Assets, year-to-date | $196,772,600 | 2,296 |
| Average Assets, quarterly | $191,774,500 | 2,432 |
| Volatile liabilities | $118,178,000 | 862 |
| Insider loans | $1,321,000 | 3,096 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,795,000 | 5,559 |
| Tier 1 (core) risk-based capital | $13,416,000 | 3,266 |
| Tier 2 risk-based capital | $390,000 | 6,176 |
| Total risk weighted assets | $66,511,500 | 4,245 |
| Total unused commitments | $4,795,000 | 5,565 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $212,743,000 | 2,165 |
| Cash and due from depository institutions | $9,490,000 | 5,562 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $98,750,000 | 1,171 |
| Federal funds sold & reverse repurchase agreements | $89,000,000 | 204 |
| Net loans & leases | $13,751,000 | 8,874 |
| Loan loss allowance | $407,000 | 6,331 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $531,000 | 7,632 |
| Other real estate owned | $0 | 5,562 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,221,000 | 5,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,743,000 | 2,165 |
| Total liabilities | $198,458,000 | 2,095 |
| Total deposits | $100,724,000 | 3,683 |
| Interest-bearing deposits | $59,116,000 | 5,096 |
| Deposits held in domestic offices | $100,724,000 | 3,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $96,395,000 | 324 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,000 | 5,120 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,326,000 | 2,787 |
| Total equity capital | $14,285,000 | 3,135 |
| Total bank equity capital | $14,285,000 | 3,135 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $750,000 | 3,847 |
| Surplus | $8,500,000 | 1,827 |
| Undivided profits | $5,035,000 | 4,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 8,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $43,000 | 10,004 |
| Earning assets | $201,501,000 | 2,116 |
| Long-term assets (5+ years) | $26,401,000 | 2,604 |
| Average Assets, year-to-date | $186,940,000 | 2,313 |
| Average Assets, quarterly | $196,326,000 | 2,293 |
| Volatile liabilities | $96,660,000 | 862 |
| Insider loans | $908,000 | 3,788 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,891,000 | 4,919 |
| Tier 1 (core) risk-based capital | $14,111,000 | 3,020 |
| Tier 2 risk-based capital | $407,000 | 5,931 |
| Total risk weighted assets | $59,647,300 | 4,426 |
| Total unused commitments | $5,891,000 | 4,926 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $165,826,000 | 2,694 |
| Cash and due from depository institutions | $6,353,000 | 5,787 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $105,930,000 | 1,083 |
| Federal funds sold & reverse repurchase agreements | $39,430,000 | 362 |
| Net loans & leases | $12,719,000 | 9,402 |
| Loan loss allowance | $539,000 | 5,411 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $275,000 | 9,073 |
| Other real estate owned | $0 | 5,787 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,119,000 | 5,593 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,826,000 | 2,694 |
| Total liabilities | $152,049,000 | 2,652 |
| Total deposits | $64,926,000 | 5,350 |
| Interest-bearing deposits | $49,893,000 | 5,783 |
| Deposits held in domestic offices | $64,926,000 | 5,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $85,375,000 | 369 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $462,000 | 4,104 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,286,000 | 2,891 |
| Total equity capital | $13,777,000 | 3,219 |
| Total bank equity capital | $13,777,000 | 3,219 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $8,500,000 | 1,794 |
| Undivided profits | $4,527,000 | 4,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 8,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $33,000 | 10,574 |
| Earning assets | $158,079,000 | 2,606 |
| Long-term assets (5+ years) | $54,934,000 | 1,259 |
| Average Assets, year-to-date | $168,665,800 | 2,544 |
| Average Assets, quarterly | $170,014,500 | 2,591 |
| Volatile liabilities | $86,318,000 | 931 |
| Insider loans | $581,000 | 5,015 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,799,000 | 4,420 |
| Tier 1 (core) risk-based capital | $13,400,000 | 3,158 |
| Tier 2 risk-based capital | $539,000 | 4,894 |
| Total risk weighted assets | $47,231,600 | 5,263 |
| Total unused commitments | $6,799,000 | 4,423 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $172,177,000 | 2,689 |
| Cash and due from depository institutions | $7,093,000 | 6,375 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $103,024,000 | 1,156 |
| Federal funds sold & reverse repurchase agreements | $27,283,000 | 486 |
| Net loans & leases | $33,230,000 | 6,563 |
| Loan loss allowance | $470,000 | 6,175 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $300,000 | 9,232 |
| Other real estate owned | $0 | 6,375 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,247,000 | 5,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,177,000 | 2,689 |
| Total liabilities | $159,143,000 | 2,618 |
| Total deposits | $67,230,000 | 5,361 |
| Interest-bearing deposits | $52,045,000 | 5,810 |
| Deposits held in domestic offices | $67,230,000 | 5,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,690,000 | 385 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $656,000 | 3,717 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,567,000 | 2,470 |
| Total equity capital | $13,034,000 | 3,398 |
| Total bank equity capital | $13,034,000 | 3,398 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $8,500,000 | 1,861 |
| Undivided profits | $3,784,000 | 5,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 8,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $38,000 | 11,024 |
| Earning assets | $163,537,000 | 2,601 |
| Long-term assets (5+ years) | $13,527,000 | 3,502 |
| Average Assets, year-to-date | $177,263,400 | 2,507 |
| Average Assets, quarterly | $176,548,500 | 2,585 |
| Volatile liabilities | $90,925,000 | 929 |
| Insider loans | $469,000 | 5,684 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,422,000 | 4,071 |
| Tier 1 (core) risk-based capital | $12,762,000 | 3,359 |
| Tier 2 risk-based capital | $470,000 | 5,504 |
| Total risk weighted assets | $56,094,800 | 4,652 |
| Total unused commitments | $7,422,000 | 4,085 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $156,959,000 | 2,940 |
| Cash and due from depository institutions | $15,563,000 | 6,788 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $80,557,000 | 1,565 |
| Federal funds sold & reverse repurchase agreements | $25,325,000 | 596 |
| Net loans & leases | $33,637,000 | 6,528 |
| Loan loss allowance | $587,000 | 5,402 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $412,000 | 8,798 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,465,000 | 4,757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,959,000 | 2,940 |
| Total liabilities | $145,045,000 | 2,866 |
| Total deposits | $73,441,000 | 5,065 |
| Interest-bearing deposits | $56,072,000 | 5,587 |
| Deposits held in domestic offices | $73,441,000 | 5,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,260,000 | 458 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $326,000 | 3,740 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,018,000 | 3,584 |
| Total equity capital | $11,914,000 | 3,687 |
| Total bank equity capital | $11,914,000 | 3,687 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $8,500,000 | 1,843 |
| Undivided profits | $2,664,000 | 6,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 8,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $45,000 | 11,464 |
| Earning assets | $139,519,000 | 3,015 |
| Long-term assets (5+ years) | $13,463,000 | 3,333 |
| Average Assets, year-to-date | $151,415,400 | 2,906 |
| Average Assets, quarterly | $153,700,500 | 2,945 |
| Volatile liabilities | $70,686,000 | 1,021 |
| Insider loans | $528,000 | 5,511 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,136,000 | 3,742 |
| Tier 1 (core) risk-based capital | $11,750,000 | 3,615 |
| Tier 2 risk-based capital | $587,000 | 4,647 |
| Total risk weighted assets | $55,922,300 | 4,589 |
| Total unused commitments | $8,136,000 | 3,755 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $142,495,000 | 3,160 |
| Cash and due from depository institutions | $5,047,000 | 7,248 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $76,451,000 | 1,710 |
| Federal funds sold & reverse repurchase agreements | $18,697,000 | 555 |
| Net loans & leases | $40,751,000 | 5,707 |
| Loan loss allowance | $557,000 | 5,739 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $510,000 | 8,422 |
| Other real estate owned | $0 | 7,248 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,039,000 | 6,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,495,000 | 3,160 |
| Total liabilities | $131,467,000 | 3,093 |
| Total deposits | $75,814,000 | 4,866 |
| Interest-bearing deposits | $62,103,000 | 5,064 |
| Deposits held in domestic offices | $75,814,000 | 4,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,601,000 | 562 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,164,000 | 1,698 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $888,000 | 3,357 |
| Total equity capital | $11,028,000 | 3,689 |
| Total bank equity capital | $11,028,000 | 3,689 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $8,500,000 | 1,769 |
| Undivided profits | $1,778,000 | 7,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 7,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $39,000 | 12,097 |
| Earning assets | $135,899,000 | 3,034 |
| Long-term assets (5+ years) | $17,534,000 | 2,815 |
| Average Assets, year-to-date | $141,872,800 | 3,101 |
| Average Assets, quarterly | $142,256,500 | 3,136 |
| Volatile liabilities | $54,865,000 | 1,186 |
| Insider loans | $377,000 | 6,503 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,454,000 | 5,245 |
| Tier 1 (core) risk-based capital | $11,011,000 | 3,739 |
| Tier 2 risk-based capital | $557,000 | 4,849 |
| Total risk weighted assets | $58,307,000 | 4,344 |
| Total unused commitments | $4,454,000 | 5,252 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $148,998,000 | 3,066 |
| Cash and due from depository institutions | $6,296,000 | 7,764 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $65,643,000 | 2,089 |
| Federal funds sold & reverse repurchase agreements | $39,040,000 | 367 |
| Net loans & leases | $36,548,000 | 6,113 |
| Loan loss allowance | $651,000 | 5,255 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $624,000 | 7,963 |
| Other real estate owned | $0 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $847,000 | 6,903 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,998,000 | 3,066 |
| Total liabilities | $138,603,000 | 3,006 |
| Total deposits | $57,388,000 | 6,359 |
| Interest-bearing deposits | $39,697,000 | 7,430 |
| Deposits held in domestic offices | $57,388,000 | 6,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,996,000 | 522 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $36,186,000 | 570 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,033,000 | 3,044 |
| Total equity capital | $10,395,000 | 3,930 |
| Total bank equity capital | $10,395,000 | 3,930 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $8,500,000 | 1,683 |
| Undivided profits | $1,145,000 | 9,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 8,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $39,000 | 12,638 |
| Earning assets | $141,231,000 | 2,983 |
| Long-term assets (5+ years) | $16,596,000 | 3,057 |
| Average Assets, year-to-date | $131,464,800 | 3,370 |
| Average Assets, quarterly | $134,997,500 | 3,360 |
| Volatile liabilities | $80,282,000 | 879 |
| Insider loans | $233,000 | 7,938 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,227,000 | 2,531 |
| Tier 1 (core) risk-based capital | $10,395,000 | 3,842 |
| Tier 2 risk-based capital | $651,000 | 4,213 |
| Total risk weighted assets | $58,182,600 | 4,289 |
| Total unused commitments | $13,227,000 | 2,552 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $139,049,000 | 3,352 |
| Cash and due from depository institutions | $10,220,000 | 4,481 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $45,252,000 | 3,006 |
| Federal funds sold & reverse repurchase agreements | $36,996,000 | 523 |
| Net loans & leases | $42,291,000 | 5,505 |
| Loan loss allowance | $1,070,000 | 3,511 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,402,000 | 4,920 |
| Other real estate owned | $0 | 4,481 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,888,000 | 2,619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,049,000 | 3,352 |
| Total liabilities | $98,820,000 | 4,215 |
| Total deposits | $48,655,000 | 7,349 |
| Interest-bearing deposits | $31,953,000 | 8,728 |
| Deposits held in domestic offices | $48,655,000 | 7,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $47,302,000 | 444 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,863,000 | 1,421 |
| Total equity capital | $40,229,000 | 978 |
| Total bank equity capital | $40,229,000 | 978 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $33,288,000 | 548 |
| Undivided profits | $6,191,000 | 3,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 6,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,055,000 | 1,850 |
| Earning assets | $124,539,000 | 3,412 |
| Long-term assets (5+ years) | $8,418,000 | 4,822 |
| Average Assets, year-to-date | $296,454,000 | 1,594 |
| Average Assets, quarterly | $196,265,500 | 2,392 |
| Volatile liabilities | $47,502,000 | 1,230 |
| Insider loans | $244,000 | 3,396 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $18,097,000 | 1,953 |
| Tier 1 (core) risk-based capital | $40,229,000 | 945 |
| Tier 2 risk-based capital | $791,990 | 3,577 |
| Total risk weighted assets | $63,080,990 | 4,059 |
| Total unused commitments | $18,097,000 | 1,970 |
| Derivatives | $0 | 651 |