Home > First Shore Federal Savings and Loan Association > Income and Expense
First Shore Federal Savings and Loan Association, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,283,000 | 2,249 |
| Total interest expense | $4,013,000 | 2,277 |
| Net interest income | $11,270,000 | 2,208 |
| Provision for loan and lease losses | $-359,000 | 4,444 |
| Total noninterest income | $1,494,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $123,000 | 3,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,371,000 | 1,975 |
| Total noninterest expense | $8,027,000 | 2,330 |
| Salaries and employee benefits | $5,237,000 | 2,138 |
| Premises and equipment expense | $1,026,000 | 2,000 |
| Additional noninterest expense | $1,371,000 | 1,975 |
| Pre-tax net operating income | $5,096,000 | 1,891 |
| Securities gains (losses) | $-2,000 | 3,233 |
| Applicable income taxes | $1,144,000 | 1,355 |
| Income before extraordinary items | $3,950,000 | 2,005 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,950,000 | 2,029 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,950,000 | 2,008 |
| Net charge-offs | $-55,000 | 4,214 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,951,580 | 2,041 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,283,000 | 2,240 |
| Total interest expense | $2,600,000 | 2,326 |
| Net interest income | $8,683,000 | 2,168 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,294,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $91,000 | 3,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,203,000 | 1,813 |
| Total noninterest expense | $5,798,000 | 2,377 |
| Salaries and employee benefits | $3,740,000 | 2,189 |
| Premises and equipment expense | $763,000 | 2,011 |
| Additional noninterest expense | $1,203,000 | 1,813 |
| Pre-tax net operating income | $4,179,000 | 1,853 |
| Securities gains (losses) | $-4,000 | 3,374 |
| Applicable income taxes | $957,000 | 1,317 |
| Income before extraordinary items | $3,218,000 | 1,973 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,218,000 | 1,992 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,218,000 | 1,973 |
| Net charge-offs | $-54,000 | 4,232 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,221,160 | 1,993 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 2,220 |
| Total interest expense | $1,413,000 | 2,418 |
| Net interest income | $6,079,000 | 2,130 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,104,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $55,000 | 3,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,049,000 | 1,486 |
| Total noninterest expense | $3,826,000 | 2,388 |
| Salaries and employee benefits | $2,487,000 | 2,189 |
| Premises and equipment expense | $507,000 | 2,004 |
| Additional noninterest expense | $1,049,000 | 1,484 |
| Pre-tax net operating income | $3,357,000 | 1,636 |
| Securities gains (losses) | $-3,000 | 3,656 |
| Applicable income taxes | $727,000 | 1,231 |
| Income before extraordinary items | $2,627,000 | 1,729 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,627,000 | 1,749 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,627,000 | 1,729 |
| Net charge-offs | $-50,000 | 4,328 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,629,370 | 1,737 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 2,226 |
| Total interest expense | $593,000 | 2,434 |
| Net interest income | $3,071,000 | 2,124 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $209,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $29,000 | 3,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 2,555 |
| Total noninterest expense | $1,913,000 | 2,411 |
| Salaries and employee benefits | $1,270,000 | 2,191 |
| Premises and equipment expense | $252,000 | 2,037 |
| Additional noninterest expense | $180,000 | 2,555 |
| Pre-tax net operating income | $1,367,000 | 1,898 |
| Securities gains (losses) | $-3,000 | 3,936 |
| Applicable income taxes | $360,000 | 1,243 |
| Income before extraordinary items | $1,004,000 | 2,088 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,004,000 | 2,087 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,004,000 | 2,088 |
| Net charge-offs | $-46,000 | 4,426 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,006,370 | 2,111 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,933,000 | 2,164 |
| Total interest expense | $1,968,000 | 1,615 |
| Net interest income | $10,965,000 | 2,240 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,175,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $104,000 | 3,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,071,000 | 2,266 |
| Total noninterest expense | $7,829,000 | 2,332 |
| Salaries and employee benefits | $5,076,000 | 2,158 |
| Premises and equipment expense | $1,013,000 | 1,998 |
| Additional noninterest expense | $1,071,000 | 2,266 |
| Pre-tax net operating income | $4,311,000 | 2,206 |
| Securities gains (losses) | $4,000 | 540 |
| Applicable income taxes | $1,154,000 | 1,445 |
| Income before extraordinary items | $3,161,000 | 2,390 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,161,000 | 2,388 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,161,000 | 2,389 |
| Net charge-offs | $95,000 | 1,248 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,157,840 | 2,420 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,337,000 | 2,170 |
| Total interest expense | $1,468,000 | 1,339 |
| Net interest income | $7,869,000 | 2,275 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $991,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $80,000 | 3,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $911,000 | 2,160 |
| Total noninterest expense | $5,672,000 | 2,380 |
| Salaries and employee benefits | $3,649,000 | 2,224 |
| Premises and equipment expense | $776,000 | 1,991 |
| Additional noninterest expense | $911,000 | 2,160 |
| Pre-tax net operating income | $3,188,000 | 2,227 |
| Securities gains (losses) | $1,000 | 675 |
| Applicable income taxes | $872,000 | 1,441 |
| Income before extraordinary items | $2,317,000 | 2,392 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,317,000 | 2,391 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,317,000 | 2,391 |
| Net charge-offs | $97,000 | 943 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,316,210 | 2,432 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,945,000 | 2,189 |
| Total interest expense | $981,000 | 1,154 |
| Net interest income | $4,964,000 | 2,320 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $378,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $52,000 | 3,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 2,858 |
| Total noninterest expense | $3,795,000 | 2,367 |
| Salaries and employee benefits | $2,391,000 | 2,242 |
| Premises and equipment expense | $538,000 | 1,947 |
| Additional noninterest expense | $866,000 | 2,859 |
| Pre-tax net operating income | $1,547,000 | 2,525 |
| Securities gains (losses) | $-2,000 | 3,729 |
| Applicable income taxes | $424,000 | 1,599 |
| Income before extraordinary items | $1,121,000 | 2,697 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,121,000 | 2,695 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,121,000 | 2,697 |
| Net charge-offs | $-6,000 | 3,498 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,122,580 | 2,730 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 2,201 |
| Total interest expense | $495,000 | 1,102 |
| Net interest income | $2,345,000 | 2,358 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $135,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $26,000 | 3,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 3,181 |
| Total noninterest expense | $1,951,000 | 2,319 |
| Salaries and employee benefits | $1,210,000 | 2,227 |
| Premises and equipment expense | $286,000 | 1,900 |
| Additional noninterest expense | $455,000 | 2,763 |
| Pre-tax net operating income | $529,000 | 2,851 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $145,000 | 1,819 |
| Income before extraordinary items | $384,000 | 3,028 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $384,000 | 3,027 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $384,000 | 3,028 |
| Net charge-offs | $-4,000 | 3,570 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $384,000 | 3,048 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,639,000 | 2,244 |
| Total interest expense | $2,297,000 | 1,171 |
| Net interest income | $9,342,000 | 2,417 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $675,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $84,000 | 3,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $591,000 | 3,125 |
| Total noninterest expense | $7,868,000 | 2,306 |
| Salaries and employee benefits | $5,190,000 | 2,120 |
| Premises and equipment expense | $1,022,000 | 2,002 |
| Additional noninterest expense | $1,656,000 | 2,925 |
| Pre-tax net operating income | $2,149,000 | 3,058 |
| Securities gains (losses) | $8,000 | 1,760 |
| Applicable income taxes | $552,000 | 2,030 |
| Income before extraordinary items | $1,605,000 | 3,270 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,605,000 | 3,269 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,605,000 | 3,270 |
| Net charge-offs | $-38,000 | 4,040 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,598,680 | 3,256 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,771,000 | 2,282 |
| Total interest expense | $1,764,000 | 1,219 |
| Net interest income | $7,007,000 | 2,464 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $464,000 | 3,504 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $58,000 | 3,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,243 |
| Total noninterest expense | $5,822,000 | 2,347 |
| Salaries and employee benefits | $3,801,000 | 2,163 |
| Premises and equipment expense | $774,000 | 2,019 |
| Additional noninterest expense | $1,247,000 | 2,921 |
| Pre-tax net operating income | $1,649,000 | 3,151 |
| Securities gains (losses) | $5,000 | 1,760 |
| Applicable income taxes | $439,000 | 2,067 |
| Income before extraordinary items | $1,215,000 | 3,391 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,215,000 | 3,391 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,215,000 | 3,391 |
| Net charge-offs | $-32,000 | 4,050 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,211,050 | 3,370 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,930,000 | 2,258 |
| Total interest expense | $1,201,000 | 1,242 |
| Net interest income | $4,729,000 | 2,446 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $309,000 | 3,494 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $36,000 | 3,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 3,214 |
| Total noninterest expense | $3,721,000 | 2,394 |
| Salaries and employee benefits | $2,425,000 | 2,209 |
| Premises and equipment expense | $527,000 | 1,994 |
| Additional noninterest expense | $769,000 | 3,060 |
| Pre-tax net operating income | $1,317,000 | 2,934 |
| Securities gains (losses) | $5,000 | 1,571 |
| Applicable income taxes | $352,000 | 1,909 |
| Income before extraordinary items | $970,000 | 3,164 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $970,000 | 3,162 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $970,000 | 3,164 |
| Net charge-offs | $-25,000 | 4,135 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $966,050 | 3,145 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 2,238 |
| Total interest expense | $621,000 | 1,267 |
| Net interest income | $2,343,000 | 2,443 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $157,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $18,000 | 3,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 3,194 |
| Total noninterest expense | $1,835,000 | 2,390 |
| Salaries and employee benefits | $1,187,000 | 2,232 |
| Premises and equipment expense | $274,000 | 1,955 |
| Additional noninterest expense | $374,000 | 3,059 |
| Pre-tax net operating income | $665,000 | 2,903 |
| Securities gains (losses) | $4,000 | 1,220 |
| Applicable income taxes | $180,000 | 1,880 |
| Income before extraordinary items | $489,000 | 3,141 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $489,000 | 3,140 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $489,000 | 3,141 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $485,840 | 3,128 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,094,000 | 2,223 |
| Total interest expense | $2,981,000 | 1,494 |
| Net interest income | $9,113,000 | 2,404 |
| Provision for loan and lease losses | $50,000 | 3,874 |
| Total noninterest income | $604,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $84,000 | 3,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 3,116 |
| Total noninterest expense | $7,962,000 | 2,281 |
| Salaries and employee benefits | $5,200,000 | 2,090 |
| Premises and equipment expense | $975,000 | 2,067 |
| Additional noninterest expense | $1,787,000 | 2,726 |
| Pre-tax net operating income | $1,705,000 | 3,126 |
| Securities gains (losses) | $11,000 | 2,286 |
| Applicable income taxes | $415,000 | 2,080 |
| Income before extraordinary items | $1,301,000 | 3,352 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,301,000 | 3,352 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,301,000 | 3,352 |
| Net charge-offs | $-48,000 | 4,588 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,292,310 | 3,306 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,068,000 | 2,238 |
| Total interest expense | $2,314,000 | 1,531 |
| Net interest income | $6,754,000 | 2,413 |
| Provision for loan and lease losses | $50,000 | 3,685 |
| Total noninterest income | $445,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $63,000 | 3,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,097 |
| Total noninterest expense | $5,763,000 | 2,309 |
| Salaries and employee benefits | $3,742,000 | 2,135 |
| Premises and equipment expense | $737,000 | 2,050 |
| Additional noninterest expense | $1,284,000 | 2,793 |
| Pre-tax net operating income | $1,386,000 | 3,056 |
| Securities gains (losses) | $-5,000 | 4,719 |
| Applicable income taxes | $367,000 | 1,937 |
| Income before extraordinary items | $1,014,000 | 3,339 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,014,000 | 3,339 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,014,000 | 3,339 |
| Net charge-offs | $-53,000 | 4,674 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,017,950 | 3,283 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,085,000 | 2,263 |
| Total interest expense | $1,620,000 | 1,555 |
| Net interest income | $4,465,000 | 2,442 |
| Provision for loan and lease losses | $50,000 | 3,430 |
| Total noninterest income | $282,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $43,000 | 3,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 3,124 |
| Total noninterest expense | $3,801,000 | 2,331 |
| Salaries and employee benefits | $2,491,000 | 2,132 |
| Premises and equipment expense | $485,000 | 2,066 |
| Additional noninterest expense | $825,000 | 2,858 |
| Pre-tax net operating income | $896,000 | 3,086 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $239,000 | 1,914 |
| Income before extraordinary items | $657,000 | 3,372 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $657,000 | 3,371 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $657,000 | 3,372 |
| Net charge-offs | $-20,000 | 4,517 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $657,000 | 3,313 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 2,077 |
| Total interest expense | $843,000 | 1,633 |
| Net interest income | $2,497,000 | 2,227 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $152,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $27,000 | 3,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 2,939 |
| Total noninterest expense | $1,904,000 | 2,335 |
| Salaries and employee benefits | $1,255,000 | 2,147 |
| Premises and equipment expense | $241,000 | 2,095 |
| Additional noninterest expense | $408,000 | 2,898 |
| Pre-tax net operating income | $695,000 | 2,358 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $202,000 | 1,395 |
| Income before extraordinary items | $493,000 | 2,644 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $493,000 | 2,643 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $493,000 | 2,645 |
| Net charge-offs | $-27,000 | 4,730 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $493,000 | 2,630 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,437,000 | 2,098 |
| Total interest expense | $3,259,000 | 1,706 |
| Net interest income | $10,178,000 | 2,207 |
| Provision for loan and lease losses | $110,000 | 2,880 |
| Total noninterest income | $622,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $120,000 | 3,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $502,000 | 3,019 |
| Total noninterest expense | $7,918,000 | 2,259 |
| Salaries and employee benefits | $5,152,000 | 2,065 |
| Premises and equipment expense | $1,004,000 | 2,025 |
| Additional noninterest expense | $1,762,000 | 2,780 |
| Pre-tax net operating income | $2,772,000 | 2,578 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $661,000 | 1,756 |
| Income before extraordinary items | $2,111,000 | 2,816 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,111,000 | 2,817 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,111,000 | 2,818 |
| Net charge-offs | $18,000 | 3,164 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,111,000 | 2,776 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,063,000 | 2,125 |
| Total interest expense | $2,390,000 | 1,737 |
| Net interest income | $7,673,000 | 2,232 |
| Provision for loan and lease losses | $50,000 | 3,073 |
| Total noninterest income | $475,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $87,000 | 3,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,000 |
| Total noninterest expense | $5,756,000 | 2,319 |
| Salaries and employee benefits | $3,726,000 | 2,125 |
| Premises and equipment expense | $763,000 | 2,038 |
| Additional noninterest expense | $1,267,000 | 2,866 |
| Pre-tax net operating income | $2,342,000 | 2,465 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $623,000 | 1,629 |
| Income before extraordinary items | $1,719,000 | 2,757 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,719,000 | 2,758 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,719,000 | 2,758 |
| Net charge-offs | $6,000 | 3,099 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,719,000 | 2,729 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,664,000 | 2,138 |
| Total interest expense | $1,543,000 | 1,754 |
| Net interest income | $5,121,000 | 2,234 |
| Provision for loan and lease losses | $50,000 | 2,768 |
| Total noninterest income | $311,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $60,000 | 3,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 3,000 |
| Total noninterest expense | $3,828,000 | 2,337 |
| Salaries and employee benefits | $2,442,000 | 2,155 |
| Premises and equipment expense | $503,000 | 2,059 |
| Additional noninterest expense | $883,000 | 2,805 |
| Pre-tax net operating income | $1,554,000 | 2,440 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $412,000 | 1,605 |
| Income before extraordinary items | $1,142,000 | 2,745 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,142,000 | 2,745 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,142,000 | 2,744 |
| Net charge-offs | $15,000 | 2,458 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,142,000 | 2,718 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 2,154 |
| Total interest expense | $742,000 | 1,765 |
| Net interest income | $2,536,000 | 2,250 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $143,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $29,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 3,057 |
| Total noninterest expense | $1,929,000 | 2,329 |
| Salaries and employee benefits | $1,218,000 | 2,173 |
| Premises and equipment expense | $258,000 | 2,039 |
| Additional noninterest expense | $453,000 | 2,768 |
| Pre-tax net operating income | $700,000 | 2,572 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $201,000 | 1,585 |
| Income before extraordinary items | $499,000 | 2,893 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $499,000 | 2,892 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $499,000 | 2,892 |
| Net charge-offs | $35,000 | 1,407 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $499,000 | 2,879 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,717,000 | 2,116 |
| Total interest expense | $2,644,000 | 1,580 |
| Net interest income | $10,073,000 | 2,233 |
| Provision for loan and lease losses | $189,000 | 2,428 |
| Total noninterest income | $657,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $112,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 2,953 |
| Total noninterest expense | $7,769,000 | 2,292 |
| Salaries and employee benefits | $4,975,000 | 2,099 |
| Premises and equipment expense | $980,000 | 2,084 |
| Additional noninterest expense | $1,814,000 | 2,766 |
| Pre-tax net operating income | $2,772,000 | 2,627 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $643,000 | 1,764 |
| Income before extraordinary items | $2,129,000 | 2,841 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,129,000 | 2,840 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,129,000 | 2,840 |
| Net charge-offs | $265,000 | 1,422 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,129,000 | 2,836 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,456,000 | 2,115 |
| Total interest expense | $1,916,000 | 1,537 |
| Net interest income | $7,540,000 | 2,244 |
| Provision for loan and lease losses | $145,000 | 2,301 |
| Total noninterest income | $493,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $82,000 | 4,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 2,999 |
| Total noninterest expense | $5,705,000 | 2,332 |
| Salaries and employee benefits | $3,631,000 | 2,143 |
| Premises and equipment expense | $733,000 | 2,088 |
| Additional noninterest expense | $1,341,000 | 2,805 |
| Pre-tax net operating income | $2,183,000 | 2,594 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $618,000 | 1,605 |
| Income before extraordinary items | $1,565,000 | 2,922 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,565,000 | 2,921 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,565,000 | 2,921 |
| Net charge-offs | $74,000 | 1,947 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,565,000 | 2,911 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 2,127 |
| Total interest expense | $1,224,000 | 1,524 |
| Net interest income | $4,984,000 | 2,251 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $332,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $51,000 | 4,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 2,970 |
| Total noninterest expense | $3,732,000 | 2,371 |
| Salaries and employee benefits | $2,397,000 | 2,174 |
| Premises and equipment expense | $499,000 | 2,078 |
| Additional noninterest expense | $836,000 | 2,959 |
| Pre-tax net operating income | $1,584,000 | 2,441 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $422,000 | 1,559 |
| Income before extraordinary items | $1,162,000 | 2,706 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,162,000 | 2,705 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,162,000 | 2,705 |
| Net charge-offs | $18,000 | 2,302 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,162,000 | 2,701 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 2,142 |
| Total interest expense | $588,000 | 1,508 |
| Net interest income | $2,467,000 | 2,273 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $140,000 | 3,674 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $25,000 | 4,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,159 |
| Total noninterest expense | $1,851,000 | 2,409 |
| Salaries and employee benefits | $1,199,000 | 2,192 |
| Premises and equipment expense | $248,000 | 2,122 |
| Additional noninterest expense | $404,000 | 3,043 |
| Pre-tax net operating income | $756,000 | 2,476 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $203,000 | 1,564 |
| Income before extraordinary items | $553,000 | 2,746 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $553,000 | 2,746 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $553,000 | 2,746 |
| Net charge-offs | $20,000 | 1,662 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $553,000 | 2,734 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,070,000 | 2,127 |
| Total interest expense | $2,482,000 | 1,299 |
| Net interest income | $9,588,000 | 2,289 |
| Provision for loan and lease losses | $137,000 | 2,745 |
| Total noninterest income | $492,000 | 3,953 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $95,000 | 4,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 3,465 |
| Total noninterest expense | $7,628,000 | 2,353 |
| Salaries and employee benefits | $4,865,000 | 2,125 |
| Premises and equipment expense | $948,000 | 2,190 |
| Additional noninterest expense | $1,815,000 | 2,841 |
| Pre-tax net operating income | $2,315,000 | 2,875 |
| Securities gains (losses) | $180,000 | 427 |
| Applicable income taxes | $995,000 | 1,882 |
| Income before extraordinary items | $1,500,000 | 3,132 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,500,000 | 3,130 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,500,000 | 3,132 |
| Net charge-offs | $94,000 | 2,498 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,384,800 | 3,236 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,024,000 | 2,129 |
| Total interest expense | $1,881,000 | 1,262 |
| Net interest income | $7,143,000 | 2,314 |
| Provision for loan and lease losses | $137,000 | 2,379 |
| Total noninterest income | $376,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $70,000 | 4,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,453 |
| Total noninterest expense | $5,569,000 | 2,415 |
| Salaries and employee benefits | $3,545,000 | 2,172 |
| Premises and equipment expense | $719,000 | 2,183 |
| Additional noninterest expense | $1,305,000 | 2,922 |
| Pre-tax net operating income | $1,813,000 | 2,860 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $603,000 | 1,923 |
| Income before extraordinary items | $1,210,000 | 3,193 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,210,000 | 3,192 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,210,000 | 3,193 |
| Net charge-offs | $85,000 | 2,064 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,210,000 | 3,169 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,977,000 | 2,125 |
| Total interest expense | $1,255,000 | 1,218 |
| Net interest income | $4,722,000 | 2,317 |
| Provision for loan and lease losses | $137,000 | 1,933 |
| Total noninterest income | $230,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $47,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 3,602 |
| Total noninterest expense | $3,717,000 | 2,411 |
| Salaries and employee benefits | $2,354,000 | 2,204 |
| Premises and equipment expense | $473,000 | 2,215 |
| Additional noninterest expense | $890,000 | 2,887 |
| Pre-tax net operating income | $1,098,000 | 2,974 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $365,000 | 1,989 |
| Income before extraordinary items | $733,000 | 3,323 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $733,000 | 3,322 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $733,000 | 3,323 |
| Net charge-offs | $81,000 | 1,668 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $733,000 | 3,300 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 2,111 |
| Total interest expense | $626,000 | 1,185 |
| Net interest income | $2,376,000 | 2,313 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $134,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $23,000 | 4,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,327 |
| Total noninterest expense | $1,873,000 | 2,427 |
| Salaries and employee benefits | $1,183,000 | 2,225 |
| Premises and equipment expense | $247,000 | 2,171 |
| Additional noninterest expense | $443,000 | 2,902 |
| Pre-tax net operating income | $637,000 | 2,696 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $228,000 | 1,748 |
| Income before extraordinary items | $409,000 | 3,100 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $409,000 | 3,099 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $409,000 | 3,100 |
| Net charge-offs | $21,000 | 1,854 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $409,000 | 3,081 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,166,000 | 2,054 |
| Total interest expense | $2,633,000 | 1,091 |
| Net interest income | $9,533,000 | 2,279 |
| Provision for loan and lease losses | $71,000 | 3,410 |
| Total noninterest income | $538,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $87,000 | 4,667 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $451,000 | 3,391 |
| Total noninterest expense | $7,706,000 | 2,366 |
| Salaries and employee benefits | $4,865,000 | 2,133 |
| Premises and equipment expense | $991,000 | 2,163 |
| Additional noninterest expense | $1,850,000 | 2,896 |
| Pre-tax net operating income | $2,294,000 | 2,827 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $763,000 | 1,885 |
| Income before extraordinary items | $1,531,000 | 3,256 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,531,000 | 3,256 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,531,000 | 3,256 |
| Net charge-offs | $145,000 | 2,251 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,531,000 | 3,206 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,139,000 | 2,050 |
| Total interest expense | $1,982,000 | 1,089 |
| Net interest income | $7,157,000 | 2,275 |
| Provision for loan and lease losses | $71,000 | 3,077 |
| Total noninterest income | $377,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $65,000 | 4,723 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $312,000 | 3,523 |
| Total noninterest expense | $5,683,000 | 2,396 |
| Salaries and employee benefits | $3,572,000 | 2,168 |
| Premises and equipment expense | $715,000 | 2,221 |
| Additional noninterest expense | $1,396,000 | 2,891 |
| Pre-tax net operating income | $1,780,000 | 2,811 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $580,000 | 1,917 |
| Income before extraordinary items | $1,200,000 | 3,210 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,200,000 | 3,210 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,200,000 | 3,210 |
| Net charge-offs | $139,000 | 1,758 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,200,000 | 3,146 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,106,000 | 2,055 |
| Total interest expense | $1,324,000 | 1,086 |
| Net interest income | $4,782,000 | 2,275 |
| Provision for loan and lease losses | $36,000 | 3,168 |
| Total noninterest income | $253,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $44,000 | 4,708 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $209,000 | 3,533 |
| Total noninterest expense | $3,806,000 | 2,399 |
| Salaries and employee benefits | $2,397,000 | 2,165 |
| Premises and equipment expense | $462,000 | 2,277 |
| Additional noninterest expense | $947,000 | 2,855 |
| Pre-tax net operating income | $1,193,000 | 2,763 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $390,000 | 1,901 |
| Income before extraordinary items | $803,000 | 3,186 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $803,000 | 3,183 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $803,000 | 3,184 |
| Net charge-offs | $86,000 | 1,761 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $803,000 | 3,118 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 2,044 |
| Total interest expense | $669,000 | 1,071 |
| Net interest income | $2,396,000 | 2,270 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $116,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $22,000 | 4,718 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $94,000 | 3,643 |
| Total noninterest expense | $1,902,000 | 2,409 |
| Salaries and employee benefits | $1,234,000 | 2,127 |
| Premises and equipment expense | $239,000 | 2,232 |
| Additional noninterest expense | $429,000 | 3,077 |
| Pre-tax net operating income | $610,000 | 2,711 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $193,000 | 1,879 |
| Income before extraordinary items | $417,000 | 3,053 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $417,000 | 3,051 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $417,000 | 3,052 |
| Net charge-offs | $39,000 | 1,595 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $417,000 | 2,990 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,250,000 | 1,994 |
| Total interest expense | $2,893,000 | 980 |
| Net interest income | $9,357,000 | 2,280 |
| Provision for loan and lease losses | $304,000 | 1,881 |
| Total noninterest income | $544,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $104,000 | 4,662 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $440,000 | 3,466 |
| Total noninterest expense | $7,580,000 | 2,415 |
| Salaries and employee benefits | $4,694,000 | 2,170 |
| Premises and equipment expense | $958,000 | 2,244 |
| Additional noninterest expense | $1,928,000 | 2,865 |
| Pre-tax net operating income | $2,017,000 | 2,996 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $640,000 | 2,007 |
| Income before extraordinary items | $1,377,000 | 3,385 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,377,000 | 3,383 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,377,000 | 3,385 |
| Net charge-offs | $363,000 | 1,445 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,377,000 | 3,334 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,162,000 | 2,007 |
| Total interest expense | $2,206,000 | 957 |
| Net interest income | $6,956,000 | 2,310 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $409,000 | 4,075 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $78,000 | 4,711 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $331,000 | 3,473 |
| Total noninterest expense | $5,577,000 | 2,458 |
| Salaries and employee benefits | $3,443,000 | 2,208 |
| Premises and equipment expense | $721,000 | 2,271 |
| Additional noninterest expense | $1,413,000 | 2,919 |
| Pre-tax net operating income | $1,563,000 | 3,000 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $578,000 | 1,881 |
| Income before extraordinary items | $985,000 | 3,527 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $985,000 | 3,525 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $985,000 | 3,526 |
| Net charge-offs | $305,000 | 1,187 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $985,000 | 3,472 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,100,000 | 2,008 |
| Total interest expense | $1,520,000 | 932 |
| Net interest income | $4,580,000 | 2,333 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $282,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $47,000 | 4,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $235,000 | 3,389 |
| Total noninterest expense | $3,671,000 | 2,488 |
| Salaries and employee benefits | $2,274,000 | 2,247 |
| Premises and equipment expense | $474,000 | 2,307 |
| Additional noninterest expense | $923,000 | 2,989 |
| Pre-tax net operating income | $1,131,000 | 2,848 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $412,000 | 1,823 |
| Income before extraordinary items | $719,000 | 3,365 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $719,000 | 3,365 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $719,000 | 3,366 |
| Net charge-offs | $265,000 | 1,004 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $719,000 | 3,301 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 2,005 |
| Total interest expense | $768,000 | 937 |
| Net interest income | $2,296,000 | 2,324 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $144,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $23,000 | 4,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $121,000 | 3,317 |
| Total noninterest expense | $1,842,000 | 2,491 |
| Salaries and employee benefits | $1,141,000 | 2,260 |
| Premises and equipment expense | $249,000 | 2,258 |
| Additional noninterest expense | $452,000 | 3,020 |
| Pre-tax net operating income | $598,000 | 2,694 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $214,000 | 1,760 |
| Income before extraordinary items | $384,000 | 3,201 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $384,000 | 3,204 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $384,000 | 3,204 |
| Net charge-offs | $67,000 | 1,361 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $384,000 | 3,125 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,314,000 | 1,995 |
| Total interest expense | $2,900,000 | 1,031 |
| Net interest income | $9,414,000 | 2,258 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $513,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $97,000 | 5,043 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $416,000 | 3,537 |
| Total noninterest expense | $7,246,000 | 2,540 |
| Salaries and employee benefits | $4,452,000 | 2,278 |
| Premises and equipment expense | $854,000 | 2,542 |
| Additional noninterest expense | $1,940,000 | 2,951 |
| Pre-tax net operating income | $2,561,000 | 2,546 |
| Securities gains (losses) | $92,000 | 1,318 |
| Applicable income taxes | $954,000 | 1,596 |
| Income before extraordinary items | $1,699,000 | 3,018 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,699,000 | 3,018 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,699,000 | 3,019 |
| Net charge-offs | $80,000 | 3,394 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,640,120 | 3,030 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,257,000 | 2,008 |
| Total interest expense | $2,135,000 | 1,057 |
| Net interest income | $7,122,000 | 2,247 |
| Provision for loan and lease losses | $120,000 | 2,607 |
| Total noninterest income | $406,000 | 4,197 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $76,000 | 5,039 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $330,000 | 3,499 |
| Total noninterest expense | $5,242,000 | 2,617 |
| Salaries and employee benefits | $3,196,000 | 2,362 |
| Premises and equipment expense | $638,000 | 2,573 |
| Additional noninterest expense | $1,408,000 | 3,031 |
| Pre-tax net operating income | $2,166,000 | 2,381 |
| Securities gains (losses) | $93,000 | 1,046 |
| Applicable income taxes | $713,000 | 1,622 |
| Income before extraordinary items | $1,546,000 | 2,673 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,546,000 | 2,673 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,546,000 | 2,673 |
| Net charge-offs | $30,000 | 3,619 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,482,760 | 2,710 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,191,000 | 1,993 |
| Total interest expense | $1,398,000 | 1,079 |
| Net interest income | $4,793,000 | 2,215 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $293,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $54,000 | 4,951 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $239,000 | 3,365 |
| Total noninterest expense | $3,445,000 | 2,652 |
| Salaries and employee benefits | $2,101,000 | 2,391 |
| Premises and equipment expense | $415,000 | 2,635 |
| Additional noninterest expense | $929,000 | 3,066 |
| Pre-tax net operating income | $1,521,000 | 2,248 |
| Securities gains (losses) | $93,000 | 828 |
| Applicable income taxes | $511,000 | 1,527 |
| Income before extraordinary items | $1,103,000 | 2,466 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,103,000 | 2,470 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,103,000 | 2,470 |
| Net charge-offs | $-89,000 | 6,294 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,039,760 | 2,529 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 1,994 |
| Total interest expense | $694,000 | 1,097 |
| Net interest income | $2,389,000 | 2,217 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $183,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $156,000 | 2,918 |
| Total noninterest expense | $1,719,000 | 2,664 |
| Salaries and employee benefits | $1,046,000 | 2,408 |
| Premises and equipment expense | $211,000 | 2,662 |
| Additional noninterest expense | $462,000 | 3,073 |
| Pre-tax net operating income | $853,000 | 1,997 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $273,000 | 1,429 |
| Income before extraordinary items | $580,000 | 2,320 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $580,000 | 2,321 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $580,000 | 2,322 |
| Net charge-offs | $-118,000 | 6,503 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $580,000 | 2,286 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,633,000 | 1,959 |
| Total interest expense | $3,468,000 | 974 |
| Net interest income | $9,165,000 | 2,283 |
| Provision for loan and lease losses | $618,000 | 1,603 |
| Total noninterest income | $502,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $90,000 | 5,385 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $412,000 | 3,624 |
| Total noninterest expense | $6,894,000 | 2,664 |
| Salaries and employee benefits | $4,215,000 | 2,366 |
| Premises and equipment expense | $771,000 | 2,773 |
| Additional noninterest expense | $1,908,000 | 3,093 |
| Pre-tax net operating income | $2,155,000 | 2,719 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $683,000 | 1,839 |
| Income before extraordinary items | $1,481,000 | 3,184 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,481,000 | 3,186 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,481,000 | 3,187 |
| Net charge-offs | $599,000 | 1,817 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,474,880 | 3,131 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,560,000 | 1,961 |
| Total interest expense | $2,748,000 | 964 |
| Net interest income | $6,812,000 | 2,315 |
| Provision for loan and lease losses | $548,000 | 1,431 |
| Total noninterest income | $412,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $68,000 | 5,436 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $344,000 | 3,541 |
| Total noninterest expense | $4,977,000 | 2,754 |
| Salaries and employee benefits | $3,059,000 | 2,447 |
| Premises and equipment expense | $581,000 | 2,788 |
| Additional noninterest expense | $1,337,000 | 3,239 |
| Pre-tax net operating income | $1,699,000 | 2,710 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $590,000 | 1,754 |
| Income before extraordinary items | $1,109,000 | 3,219 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,109,000 | 3,222 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,109,000 | 3,223 |
| Net charge-offs | $502,000 | 1,581 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,109,000 | 3,153 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,400,000 | 1,947 |
| Total interest expense | $1,913,000 | 950 |
| Net interest income | $4,487,000 | 2,323 |
| Provision for loan and lease losses | $285,000 | 1,739 |
| Total noninterest income | $272,000 | 4,380 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $43,000 | 5,507 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $229,000 | 3,576 |
| Total noninterest expense | $3,268,000 | 2,792 |
| Salaries and employee benefits | $2,004,000 | 2,493 |
| Premises and equipment expense | $383,000 | 2,822 |
| Additional noninterest expense | $881,000 | 3,261 |
| Pre-tax net operating income | $1,206,000 | 2,588 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $423,000 | 1,683 |
| Income before extraordinary items | $783,000 | 3,110 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $783,000 | 3,112 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $783,000 | 3,113 |
| Net charge-offs | $350,000 | 1,541 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $783,000 | 3,020 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 1,958 |
| Total interest expense | $977,000 | 967 |
| Net interest income | $2,226,000 | 2,358 |
| Provision for loan and lease losses | $130,000 | 1,826 |
| Total noninterest income | $129,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $108,000 | 3,643 |
| Total noninterest expense | $1,632,000 | 2,828 |
| Salaries and employee benefits | $1,005,000 | 2,507 |
| Premises and equipment expense | $194,000 | 2,817 |
| Additional noninterest expense | $433,000 | 3,318 |
| Pre-tax net operating income | $593,000 | 2,577 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $208,000 | 1,670 |
| Income before extraordinary items | $385,000 | 3,093 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $385,000 | 3,094 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $385,000 | 3,095 |
| Net charge-offs | $71,000 | 2,158 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $385,000 | 3,002 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,823,000 | 1,914 |
| Total interest expense | $4,468,000 | 1,018 |
| Net interest income | $9,355,000 | 2,293 |
| Provision for loan and lease losses | $400,000 | 3,016 |
| Total noninterest income | $523,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $98,000 | 5,473 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $425,000 | 3,559 |
| Total noninterest expense | $6,591,000 | 2,815 |
| Salaries and employee benefits | $4,003,000 | 2,446 |
| Premises and equipment expense | $759,000 | 2,856 |
| Additional noninterest expense | $1,829,000 | 3,309 |
| Pre-tax net operating income | $2,887,000 | 2,157 |
| Securities gains (losses) | $-97,000 | 6,890 |
| Applicable income taxes | $1,029,000 | 1,446 |
| Income before extraordinary items | $1,761,000 | 2,837 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,761,000 | 2,840 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,761,000 | 2,839 |
| Net charge-offs | $359,000 | 3,075 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,823,080 | 2,641 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,555,000 | 1,896 |
| Total interest expense | $3,430,000 | 1,043 |
| Net interest income | $7,125,000 | 2,293 |
| Provision for loan and lease losses | $400,000 | 2,581 |
| Total noninterest income | $382,000 | 4,511 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $72,000 | 5,575 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $310,000 | 3,639 |
| Total noninterest expense | $4,822,000 | 2,881 |
| Salaries and employee benefits | $2,888,000 | 2,557 |
| Premises and equipment expense | $577,000 | 2,859 |
| Additional noninterest expense | $1,357,000 | 3,358 |
| Pre-tax net operating income | $2,285,000 | 2,131 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $825,000 | 1,417 |
| Income before extraordinary items | $1,460,000 | 2,688 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,460,000 | 2,690 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,460,000 | 2,689 |
| Net charge-offs | $271,000 | 2,960 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,460,000 | 2,559 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,153,000 | 1,877 |
| Total interest expense | $2,339,000 | 1,050 |
| Net interest income | $4,814,000 | 2,257 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $276,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $49,000 | 5,552 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 3,488 |
| Total noninterest expense | $3,245,000 | 2,854 |
| Salaries and employee benefits | $1,935,000 | 2,536 |
| Premises and equipment expense | $388,000 | 2,840 |
| Additional noninterest expense | $922,000 | 3,335 |
| Pre-tax net operating income | $1,445,000 | 2,198 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $520,000 | 1,456 |
| Income before extraordinary items | $925,000 | 2,754 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $925,000 | 2,755 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $925,000 | 2,755 |
| Net charge-offs | $189,000 | 2,818 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $925,000 | 2,621 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 1,875 |
| Total interest expense | $1,209,000 | 1,054 |
| Net interest income | $2,413,000 | 2,270 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $159,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $24,000 | 5,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $135,000 | 3,227 |
| Total noninterest expense | $1,630,000 | 2,846 |
| Salaries and employee benefits | $973,000 | 2,541 |
| Premises and equipment expense | $198,000 | 2,810 |
| Additional noninterest expense | $459,000 | 3,300 |
| Pre-tax net operating income | $842,000 | 1,947 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $309,000 | 1,269 |
| Income before extraordinary items | $533,000 | 2,478 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $533,000 | 2,480 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $533,000 | 2,481 |
| Net charge-offs | $43,000 | 3,131 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $533,000 | 2,356 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,634,000 | 1,802 |
| Total interest expense | $5,660,000 | 1,064 |
| Net interest income | $9,974,000 | 2,186 |
| Provision for loan and lease losses | $560,000 | 3,297 |
| Total noninterest income | $142,000 | 6,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 5,428 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $36,000 | 6,116 |
| Total noninterest expense | $7,381,000 | 2,546 |
| Salaries and employee benefits | $4,127,000 | 2,337 |
| Premises and equipment expense | $1,234,000 | 2,003 |
| Additional noninterest expense | $2,020,000 | 3,121 |
| Pre-tax net operating income | $2,175,000 | 2,354 |
| Securities gains (losses) | $-42,000 | 6,996 |
| Applicable income taxes | $245,000 | 2,714 |
| Income before extraordinary items | $1,888,000 | 2,368 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,888,000 | 2,368 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,888,000 | 2,369 |
| Net charge-offs | $271,000 | 3,918 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,925,380 | 2,248 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,854,000 | 1,796 |
| Total interest expense | $4,323,000 | 1,089 |
| Net interest income | $7,531,000 | 2,189 |
| Provision for loan and lease losses | $395,000 | 3,249 |
| Total noninterest income | $99,000 | 6,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 5,026 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-7,000 | 6,913 |
| Total noninterest expense | $4,714,000 | 2,942 |
| Salaries and employee benefits | $2,970,000 | 2,425 |
| Premises and equipment expense | $933,000 | 2,013 |
| Additional noninterest expense | $811,000 | 4,751 |
| Pre-tax net operating income | $2,521,000 | 1,721 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $901,000 | 1,172 |
| Income before extraordinary items | $1,620,000 | 2,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,620,000 | 2,182 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,620,000 | 2,183 |
| Net charge-offs | $299,000 | 3,252 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,620,000 | 2,089 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,966,000 | 1,800 |
| Total interest expense | $2,913,000 | 1,119 |
| Net interest income | $5,053,000 | 2,167 |
| Provision for loan and lease losses | $195,000 | 3,582 |
| Total noninterest income | $132,000 | 5,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 4,274 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 6,062 |
| Total noninterest expense | $3,196,000 | 2,926 |
| Salaries and employee benefits | $1,973,000 | 2,447 |
| Premises and equipment expense | $629,000 | 2,009 |
| Additional noninterest expense | $594,000 | 4,554 |
| Pre-tax net operating income | $1,794,000 | 1,598 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $642,000 | 1,088 |
| Income before extraordinary items | $1,152,000 | 2,015 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,152,000 | 2,015 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,152,000 | 2,015 |
| Net charge-offs | $230,000 | 2,971 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,152,000 | 1,945 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,999,000 | 1,807 |
| Total interest expense | $1,491,000 | 1,126 |
| Net interest income | $2,508,000 | 2,178 |
| Provision for loan and lease losses | $40,000 | 4,390 |
| Total noninterest income | $94,000 | 5,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 4,310 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 4,887 |
| Total noninterest expense | $1,592,000 | 2,943 |
| Salaries and employee benefits | $982,000 | 2,470 |
| Premises and equipment expense | $305,000 | 2,100 |
| Additional noninterest expense | $305,000 | 4,483 |
| Pre-tax net operating income | $970,000 | 1,480 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $352,000 | 981 |
| Income before extraordinary items | $618,000 | 1,871 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $618,000 | 1,870 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $618,000 | 1,871 |
| Net charge-offs | $151,000 | 2,356 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $618,000 | 1,817 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,058,000 | 1,770 |
| Total interest expense | $7,234,000 | 1,140 |
| Net interest income | $9,824,000 | 2,239 |
| Provision for loan and lease losses | $1,011,000 | 3,030 |
| Total noninterest income | $380,000 | 5,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $380,000 | 3,598 |
| Total noninterest expense | $6,361,000 | 2,963 |
| Salaries and employee benefits | $3,914,000 | 2,455 |
| Premises and equipment expense | $1,326,000 | 1,932 |
| Additional noninterest expense | $1,121,000 | 4,786 |
| Pre-tax net operating income | $2,832,000 | 1,699 |
| Securities gains (losses) | $-1,148,000 | 7,526 |
| Applicable income taxes | $963,000 | 1,258 |
| Income before extraordinary items | $721,000 | 3,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $721,000 | 3,804 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $721,000 | 3,807 |
| Net charge-offs | $796,000 | 2,996 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,455,720 | 2,467 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,872,000 | 1,795 |
| Total interest expense | $5,591,000 | 1,150 |
| Net interest income | $7,281,000 | 2,310 |
| Provision for loan and lease losses | $810,000 | 2,828 |
| Total noninterest income | $269,000 | 5,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $269,000 | 3,717 |
| Total noninterest expense | $4,707,000 | 2,990 |
| Salaries and employee benefits | $2,866,000 | 2,529 |
| Premises and equipment expense | $1,008,000 | 1,924 |
| Additional noninterest expense | $833,000 | 4,804 |
| Pre-tax net operating income | $2,033,000 | 1,870 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $707,000 | 1,327 |
| Income before extraordinary items | $1,326,000 | 2,372 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,326,000 | 2,370 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,326,000 | 2,374 |
| Net charge-offs | $904,000 | 2,311 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,326,000 | 2,254 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,600,000 | 1,819 |
| Total interest expense | $3,716,000 | 1,200 |
| Net interest income | $4,884,000 | 2,280 |
| Provision for loan and lease losses | $510,000 | 2,820 |
| Total noninterest income | $265,000 | 4,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $265,000 | 3,039 |
| Total noninterest expense | $3,032,000 | 3,091 |
| Salaries and employee benefits | $1,837,000 | 2,632 |
| Premises and equipment expense | $669,000 | 1,942 |
| Additional noninterest expense | $526,000 | 4,951 |
| Pre-tax net operating income | $1,607,000 | 1,616 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $572,000 | 1,089 |
| Income before extraordinary items | $1,035,000 | 2,054 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,035,000 | 2,052 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,035,000 | 2,054 |
| Net charge-offs | $109,000 | 4,150 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,035,000 | 1,975 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 1,891 |
| Total interest expense | $1,831,000 | 1,270 |
| Net interest income | $2,411,000 | 2,334 |
| Provision for loan and lease losses | $210,000 | 2,919 |
| Total noninterest income | $235,000 | 3,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $235,000 | 2,161 |
| Total noninterest expense | $1,506,000 | 3,138 |
| Salaries and employee benefits | $892,000 | 2,750 |
| Premises and equipment expense | $337,000 | 1,996 |
| Additional noninterest expense | $277,000 | 4,819 |
| Pre-tax net operating income | $930,000 | 1,401 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $337,000 | 952 |
| Income before extraordinary items | $593,000 | 1,844 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $593,000 | 1,843 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $593,000 | 1,845 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $593,000 | 1,767 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,776,000 | 2,024 |
| Total interest expense | $8,090,000 | 1,475 |
| Net interest income | $8,686,000 | 2,489 |
| Provision for loan and lease losses | $345,000 | 5,080 |
| Total noninterest income | $348,000 | 5,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $348,000 | 3,743 |
| Total noninterest expense | $6,409,000 | 3,014 |
| Salaries and employee benefits | $3,889,000 | 2,514 |
| Premises and equipment expense | $1,323,000 | 2,015 |
| Additional noninterest expense | $1,197,000 | 4,758 |
| Pre-tax net operating income | $2,280,000 | 1,703 |
| Securities gains (losses) | $-104,000 | 7,291 |
| Applicable income taxes | $698,000 | 1,248 |
| Income before extraordinary items | $1,478,000 | 2,138 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,478,000 | 2,136 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,478,000 | 2,138 |
| Net charge-offs | $198,000 | 5,023 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,548,720 | 2,031 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,496,000 | 2,075 |
| Total interest expense | $6,117,000 | 1,524 |
| Net interest income | $6,379,000 | 2,556 |
| Provision for loan and lease losses | $195,000 | 5,195 |
| Total noninterest income | $278,000 | 5,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $278,000 | 3,739 |
| Total noninterest expense | $4,698,000 | 3,083 |
| Salaries and employee benefits | $2,786,000 | 2,644 |
| Premises and equipment expense | $987,000 | 2,041 |
| Additional noninterest expense | $925,000 | 4,642 |
| Pre-tax net operating income | $1,764,000 | 1,800 |
| Securities gains (losses) | $-104,000 | 7,477 |
| Applicable income taxes | $603,000 | 1,233 |
| Income before extraordinary items | $1,057,000 | 2,396 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,057,000 | 2,394 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,057,000 | 2,397 |
| Net charge-offs | $79,000 | 5,280 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,123,560 | 2,240 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,326,000 | 2,113 |
| Total interest expense | $4,176,000 | 1,570 |
| Net interest income | $4,150,000 | 2,618 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $185,000 | 5,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $185,000 | 3,762 |
| Total noninterest expense | $3,161,000 | 3,084 |
| Salaries and employee benefits | $1,845,000 | 2,701 |
| Premises and equipment expense | $662,000 | 2,063 |
| Additional noninterest expense | $654,000 | 4,459 |
| Pre-tax net operating income | $1,054,000 | 2,022 |
| Securities gains (losses) | $-104,000 | 7,686 |
| Applicable income taxes | $359,000 | 1,371 |
| Income before extraordinary items | $591,000 | 2,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $591,000 | 2,791 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $591,000 | 2,793 |
| Net charge-offs | $34,000 | 5,243 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $657,560 | 2,534 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 2,132 |
| Total interest expense | $2,161,000 | 1,573 |
| Net interest income | $2,017,000 | 2,694 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $78,000 | 5,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $78,000 | 4,061 |
| Total noninterest expense | $1,451,000 | 3,225 |
| Salaries and employee benefits | $919,000 | 2,749 |
| Premises and equipment expense | $334,000 | 2,084 |
| Additional noninterest expense | $198,000 | 5,626 |
| Pre-tax net operating income | $524,000 | 2,288 |
| Securities gains (losses) | $-104,000 | 7,987 |
| Applicable income taxes | $188,000 | 1,524 |
| Income before extraordinary items | $232,000 | 3,598 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $232,000 | 3,598 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $232,000 | 3,599 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $298,560 | 2,995 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,233,000 | 2,196 |
| Total interest expense | $9,325,000 | 1,732 |
| Net interest income | $7,908,000 | 2,742 |
| Provision for loan and lease losses | $1,057,000 | 2,622 |
| Total noninterest income | $393,000 | 5,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $393,000 | 3,622 |
| Total noninterest expense | $5,809,000 | 3,176 |
| Salaries and employee benefits | $3,632,000 | 2,732 |
| Premises and equipment expense | $897,000 | 2,878 |
| Additional noninterest expense | $1,280,000 | 4,077 |
| Pre-tax net operating income | $1,435,000 | 3,100 |
| Securities gains (losses) | $-125,000 | 7,272 |
| Applicable income taxes | $228,000 | 2,688 |
| Income before extraordinary items | $1,082,000 | 3,135 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,082,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,414 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,185,750 | 3,087 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,921,000 | 2,245 |
| Total interest expense | $7,052,000 | 1,792 |
| Net interest income | $5,869,000 | 2,773 |
| Provision for loan and lease losses | $1,057,000 | 1,771 |
| Total noninterest income | $289,000 | 5,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $289,000 | 3,747 |
| Total noninterest expense | $4,220,000 | 3,242 |
| Salaries and employee benefits | $2,635,000 | 2,840 |
| Premises and equipment expense | $535,000 | 3,485 |
| Additional noninterest expense | $1,050,000 | 3,727 |
| Pre-tax net operating income | $881,000 | 3,915 |
| Securities gains (losses) | $-48,000 | 7,480 |
| Applicable income taxes | $440,000 | 2,052 |
| Income before extraordinary items | $393,000 | 4,825 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $393,000 | 4,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,309 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $423,720 | 4,868 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,662,000 | 2,265 |
| Total interest expense | $4,805,000 | 1,821 |
| Net interest income | $3,857,000 | 2,800 |
| Provision for loan and lease losses | $40,000 | 5,379 |
| Total noninterest income | $196,000 | 5,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $196,000 | 3,810 |
| Total noninterest expense | $2,784,000 | 3,284 |
| Salaries and employee benefits | $1,739,000 | 2,897 |
| Premises and equipment expense | $361,000 | 3,477 |
| Additional noninterest expense | $684,000 | 3,778 |
| Pre-tax net operating income | $1,229,000 | 2,550 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $428,000 | 1,792 |
| Income before extraordinary items | $801,000 | 3,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $801,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $801,000 | 2,996 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 2,296 |
| Total interest expense | $2,508,000 | 1,866 |
| Net interest income | $1,878,000 | 2,865 |
| Provision for loan and lease losses | $40,000 | 4,096 |
| Total noninterest income | $100,000 | 5,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,764 |
| Total noninterest expense | $1,376,000 | 3,310 |
| Salaries and employee benefits | $868,000 | 2,926 |
| Premises and equipment expense | $178,000 | 3,523 |
| Additional noninterest expense | $330,000 | 3,830 |
| Pre-tax net operating income | $562,000 | 2,843 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $196,000 | 1,999 |
| Income before extraordinary items | $366,000 | 3,387 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $366,000 | 3,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $366,000 | 3,290 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,170,000 | 2,399 |
| Total interest expense | $9,610,000 | 1,998 |
| Net interest income | $7,560,000 | 2,893 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $384,000 | 5,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $384,000 | 3,807 |
| Total noninterest expense | $5,507,000 | 3,189 |
| Salaries and employee benefits | $3,566,000 | 2,755 |
| Premises and equipment expense | $690,000 | 3,479 |
| Additional noninterest expense | $1,251,000 | 3,957 |
| Pre-tax net operating income | $2,197,000 | 3,127 |
| Securities gains (losses) | $28,000 | 991 |
| Applicable income taxes | $707,000 | 2,286 |
| Income before extraordinary items | $1,518,000 | 3,418 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,518,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,141 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,498,960 | 3,442 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,710,000 | 2,430 |
| Total interest expense | $7,030,000 | 2,038 |
| Net interest income | $5,680,000 | 2,882 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $281,000 | 5,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $281,000 | 3,868 |
| Total noninterest expense | $4,018,000 | 3,233 |
| Salaries and employee benefits | $2,570,000 | 2,843 |
| Premises and equipment expense | $518,000 | 3,461 |
| Additional noninterest expense | $930,000 | 3,919 |
| Pre-tax net operating income | $1,763,000 | 3,114 |
| Securities gains (losses) | $28,000 | 749 |
| Applicable income taxes | $596,000 | 2,297 |
| Income before extraordinary items | $1,195,000 | 3,475 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,195,000 | 3,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,176,240 | 3,503 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,379,000 | 2,471 |
| Total interest expense | $4,591,000 | 2,076 |
| Net interest income | $3,788,000 | 2,893 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $184,000 | 5,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $184,000 | 3,937 |
| Total noninterest expense | $2,651,000 | 3,293 |
| Salaries and employee benefits | $1,693,000 | 2,915 |
| Premises and equipment expense | $344,000 | 3,489 |
| Additional noninterest expense | $614,000 | 3,952 |
| Pre-tax net operating income | $1,201,000 | 3,116 |
| Securities gains (losses) | $23,000 | 680 |
| Applicable income taxes | $413,000 | 2,334 |
| Income before extraordinary items | $811,000 | 3,489 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $811,000 | 3,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $795,820 | 3,508 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 2,484 |
| Total interest expense | $2,265,000 | 2,093 |
| Net interest income | $1,879,000 | 2,923 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $78,000 | 6,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $78,000 | 4,266 |
| Total noninterest expense | $1,331,000 | 3,288 |
| Salaries and employee benefits | $847,000 | 2,925 |
| Premises and equipment expense | $175,000 | 3,465 |
| Additional noninterest expense | $309,000 | 3,890 |
| Pre-tax net operating income | $566,000 | 3,256 |
| Securities gains (losses) | $23,000 | 536 |
| Applicable income taxes | $195,000 | 2,431 |
| Income before extraordinary items | $394,000 | 3,541 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $394,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,194 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $378,590 | 3,610 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,276,000 | 2,387 |
| Total interest expense | $8,743,000 | 1,891 |
| Net interest income | $7,533,000 | 2,906 |
| Provision for loan and lease losses | $237,000 | 3,229 |
| Total noninterest income | $297,000 | 6,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $297,000 | 4,316 |
| Total noninterest expense | $5,270,000 | 3,211 |
| Salaries and employee benefits | $3,381,000 | 2,814 |
| Premises and equipment expense | $580,000 | 3,865 |
| Additional noninterest expense | $1,309,000 | 3,683 |
| Pre-tax net operating income | $2,323,000 | 3,311 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $770,000 | 2,528 |
| Income before extraordinary items | $1,553,000 | 3,698 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,553,000 | 3,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,616 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,553,000 | 3,677 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,104,000 | 2,395 |
| Total interest expense | $6,417,000 | 1,879 |
| Net interest income | $5,687,000 | 2,920 |
| Provision for loan and lease losses | $177,000 | 3,136 |
| Total noninterest income | $190,000 | 6,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $190,000 | 4,639 |
| Total noninterest expense | $3,822,000 | 3,289 |
| Salaries and employee benefits | $2,421,000 | 2,926 |
| Premises and equipment expense | $450,000 | 3,774 |
| Additional noninterest expense | $951,000 | 3,763 |
| Pre-tax net operating income | $1,878,000 | 3,244 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $673,000 | 2,428 |
| Income before extraordinary items | $1,205,000 | 3,734 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,205,000 | 3,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,644 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,205,000 | 3,712 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,986,000 | 2,375 |
| Total interest expense | $4,127,000 | 1,855 |
| Net interest income | $3,859,000 | 2,876 |
| Provision for loan and lease losses | $117,000 | 3,131 |
| Total noninterest income | $115,000 | 6,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 4,830 |
| Total noninterest expense | $2,548,000 | 3,305 |
| Salaries and employee benefits | $1,603,000 | 2,944 |
| Premises and equipment expense | $326,000 | 3,531 |
| Additional noninterest expense | $619,000 | 3,820 |
| Pre-tax net operating income | $1,309,000 | 3,173 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $481,000 | 2,372 |
| Income before extraordinary items | $828,000 | 3,662 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $828,000 | 3,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $828,000 | 3,655 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,911,000 | 2,373 |
| Total interest expense | $1,969,000 | 1,851 |
| Net interest income | $1,942,000 | 2,850 |
| Provision for loan and lease losses | $57,000 | 2,978 |
| Total noninterest income | $54,000 | 6,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 4,969 |
| Total noninterest expense | $1,309,000 | 3,241 |
| Salaries and employee benefits | $800,000 | 2,968 |
| Premises and equipment expense | $200,000 | 3,020 |
| Additional noninterest expense | $309,000 | 3,812 |
| Pre-tax net operating income | $630,000 | 3,206 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $230,000 | 2,404 |
| Income before extraordinary items | $400,000 | 3,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $400,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $400,000 | 3,700 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,952,000 | 2,222 |
| Total interest expense | $7,079,000 | 1,616 |
| Net interest income | $7,873,000 | 2,748 |
| Provision for loan and lease losses | $195,000 | 3,634 |
| Total noninterest income | $197,000 | 7,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $197,000 | 5,197 |
| Total noninterest expense | $5,245,000 | 3,110 |
| Salaries and employee benefits | $3,387,000 | 2,672 |
| Premises and equipment expense | $659,000 | 3,396 |
| Additional noninterest expense | $1,199,000 | 3,873 |
| Pre-tax net operating income | $2,630,000 | 3,064 |
| Securities gains (losses) | $-10,000 | 7,535 |
| Applicable income taxes | $895,000 | 2,422 |
| Income before extraordinary items | $1,725,000 | 3,472 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,725,000 | 3,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,731,600 | 3,430 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,089,000 | 2,190 |
| Total interest expense | $5,153,000 | 1,561 |
| Net interest income | $5,936,000 | 2,711 |
| Provision for loan and lease losses | $144,000 | 3,560 |
| Total noninterest income | $154,000 | 7,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 5,143 |
| Total noninterest expense | $3,756,000 | 3,210 |
| Salaries and employee benefits | $2,390,000 | 2,776 |
| Premises and equipment expense | $489,000 | 3,410 |
| Additional noninterest expense | $877,000 | 3,894 |
| Pre-tax net operating income | $2,190,000 | 2,856 |
| Securities gains (losses) | $-10,000 | 7,915 |
| Applicable income taxes | $803,000 | 2,197 |
| Income before extraordinary items | $1,377,000 | 3,351 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,377,000 | 3,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,383,400 | 3,296 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,272,000 | 2,165 |
| Total interest expense | $3,302,000 | 1,522 |
| Net interest income | $3,970,000 | 2,676 |
| Provision for loan and lease losses | $93,000 | 3,464 |
| Total noninterest income | $103,000 | 7,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $103,000 | 5,124 |
| Total noninterest expense | $2,392,000 | 3,310 |
| Salaries and employee benefits | $1,512,000 | 2,910 |
| Premises and equipment expense | $316,000 | 3,470 |
| Additional noninterest expense | $564,000 | 3,987 |
| Pre-tax net operating income | $1,588,000 | 2,634 |
| Securities gains (losses) | $-10,000 | 8,138 |
| Applicable income taxes | $583,000 | 2,051 |
| Income before extraordinary items | $995,000 | 3,113 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $995,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,001,400 | 3,038 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 2,157 |
| Total interest expense | $1,607,000 | 1,489 |
| Net interest income | $1,983,000 | 2,661 |
| Provision for loan and lease losses | $42,000 | 3,553 |
| Total noninterest income | $47,000 | 7,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,321 |
| Total noninterest expense | $1,142,000 | 3,453 |
| Salaries and employee benefits | $715,000 | 3,072 |
| Premises and equipment expense | $156,000 | 3,539 |
| Additional noninterest expense | $271,000 | 4,113 |
| Pre-tax net operating income | $846,000 | 2,459 |
| Securities gains (losses) | $-10,000 | 8,531 |
| Applicable income taxes | $310,000 | 1,931 |
| Income before extraordinary items | $526,000 | 2,931 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $526,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $532,400 | 2,851 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,101,000 | 2,004 |
| Total interest expense | $6,412,000 | 1,280 |
| Net interest income | $7,689,000 | 2,623 |
| Provision for loan and lease losses | $152,000 | 4,209 |
| Total noninterest income | $194,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $194,000 | 5,170 |
| Total noninterest expense | $5,064,000 | 3,077 |
| Salaries and employee benefits | $3,196,000 | 2,688 |
| Premises and equipment expense | $627,000 | 3,408 |
| Additional noninterest expense | $1,241,000 | 3,641 |
| Pre-tax net operating income | $2,667,000 | 2,843 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $889,000 | 2,361 |
| Income before extraordinary items | $1,778,000 | 3,213 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,778,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,912 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,778,000 | 3,151 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,498,000 | 1,998 |
| Total interest expense | $4,802,000 | 1,257 |
| Net interest income | $5,696,000 | 2,630 |
| Provision for loan and lease losses | $114,000 | 4,067 |
| Total noninterest income | $153,000 | 7,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $153,000 | 5,081 |
| Total noninterest expense | $3,621,000 | 3,196 |
| Salaries and employee benefits | $2,263,000 | 2,801 |
| Premises and equipment expense | $481,000 | 3,356 |
| Additional noninterest expense | $877,000 | 3,806 |
| Pre-tax net operating income | $2,114,000 | 2,746 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $783,000 | 2,132 |
| Income before extraordinary items | $1,331,000 | 3,279 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,331,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,331,000 | 3,201 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,932,000 | 2,002 |
| Total interest expense | $3,181,000 | 1,240 |
| Net interest income | $3,751,000 | 2,641 |
| Provision for loan and lease losses | $76,000 | 3,974 |
| Total noninterest income | $124,000 | 6,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $124,000 | 4,707 |
| Total noninterest expense | $2,387,000 | 3,226 |
| Salaries and employee benefits | $1,481,000 | 2,862 |
| Premises and equipment expense | $333,000 | 3,263 |
| Additional noninterest expense | $573,000 | 3,883 |
| Pre-tax net operating income | $1,412,000 | 2,709 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $520,000 | 2,136 |
| Income before extraordinary items | $892,000 | 3,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $892,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $892,000 | 3,156 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 2,044 |
| Total interest expense | $1,575,000 | 1,265 |
| Net interest income | $1,844,000 | 2,684 |
| Provision for loan and lease losses | $38,000 | 3,803 |
| Total noninterest income | $93,000 | 5,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $93,000 | 3,862 |
| Total noninterest expense | $1,178,000 | 3,276 |
| Salaries and employee benefits | $732,000 | 2,897 |
| Premises and equipment expense | $166,000 | 3,298 |
| Additional noninterest expense | $280,000 | 3,953 |
| Pre-tax net operating income | $721,000 | 2,646 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $267,000 | 2,095 |
| Income before extraordinary items | $454,000 | 3,176 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $454,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $454,000 | 3,059 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,931,000 | 2,219 |
| Total interest expense | $6,287,000 | 1,414 |
| Net interest income | $6,644,000 | 2,886 |
| Provision for loan and lease losses | $152,000 | 4,550 |
| Total noninterest income | $281,000 | 6,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $281,000 | 4,637 |
| Total noninterest expense | $4,733,000 | 3,191 |
| Salaries and employee benefits | $3,025,000 | 2,748 |
| Premises and equipment expense | $593,000 | 3,554 |
| Additional noninterest expense | $1,115,000 | 3,941 |
| Pre-tax net operating income | $2,040,000 | 3,354 |
| Securities gains (losses) | $840,000 | 536 |
| Applicable income taxes | $736,000 | 2,684 |
| Income before extraordinary items | $2,144,000 | 2,720 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,144,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,012 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,522,400 | 3,362 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,617,000 | 2,269 |
| Total interest expense | $4,734,000 | 1,473 |
| Net interest income | $4,883,000 | 2,959 |
| Provision for loan and lease losses | $114,000 | 4,451 |
| Total noninterest income | $209,000 | 6,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $209,000 | 4,713 |
| Total noninterest expense | $3,433,000 | 3,296 |
| Salaries and employee benefits | $2,137,000 | 2,905 |
| Premises and equipment expense | $449,000 | 3,533 |
| Additional noninterest expense | $847,000 | 3,902 |
| Pre-tax net operating income | $1,545,000 | 3,458 |
| Securities gains (losses) | $840,000 | 496 |
| Applicable income taxes | $876,000 | 2,066 |
| Income before extraordinary items | $1,509,000 | 2,949 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,509,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $971,400 | 3,886 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,436,000 | 2,276 |
| Total interest expense | $3,155,000 | 1,523 |
| Net interest income | $3,281,000 | 2,929 |
| Provision for loan and lease losses | $76,000 | 4,378 |
| Total noninterest income | $152,000 | 6,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $152,000 | 4,553 |
| Total noninterest expense | $2,204,000 | 3,393 |
| Salaries and employee benefits | $1,378,000 | 3,007 |
| Premises and equipment expense | $303,000 | 3,453 |
| Additional noninterest expense | $523,000 | 4,105 |
| Pre-tax net operating income | $1,153,000 | 3,183 |
| Securities gains (losses) | $99,000 | 1,527 |
| Applicable income taxes | $456,000 | 2,463 |
| Income before extraordinary items | $796,000 | 3,522 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $796,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $732,640 | 3,545 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 2,295 |
| Total interest expense | $1,600,000 | 1,542 |
| Net interest income | $1,615,000 | 2,961 |
| Provision for loan and lease losses | $38,000 | 4,186 |
| Total noninterest income | $76,000 | 6,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 4,450 |
| Total noninterest expense | $1,093,000 | 3,410 |
| Salaries and employee benefits | $679,000 | 3,026 |
| Premises and equipment expense | $155,000 | 3,397 |
| Additional noninterest expense | $259,000 | 4,098 |
| Pre-tax net operating income | $560,000 | 3,240 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $202,000 | 2,679 |
| Income before extraordinary items | $358,000 | 3,747 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $358,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $358,000 | 3,572 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,608,000 | 2,260 |
| Total interest expense | $7,326,000 | 1,543 |
| Net interest income | $6,282,000 | 3,023 |
| Provision for loan and lease losses | $152,000 | 4,891 |
| Total noninterest income | $312,000 | 6,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 4,170 |
| Total noninterest expense | $4,172,000 | 3,445 |
| Salaries and employee benefits | $2,611,000 | 3,010 |
| Premises and equipment expense | $622,000 | 3,308 |
| Additional noninterest expense | $939,000 | 4,394 |
| Pre-tax net operating income | $2,270,000 | 3,104 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $730,000 | 2,756 |
| Income before extraordinary items | $1,563,000 | 3,395 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,563,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,276 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,547,360 | 3,310 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,013,000 | 2,449 |
| Total interest expense | $8,848,000 | 1,825 |
| Net interest income | $5,165,000 | 3,350 |
| Provision for loan and lease losses | $147,000 | 4,839 |
| Total noninterest income | $343,000 | 6,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $343,000 | 3,840 |
| Total noninterest expense | $3,780,000 | 3,605 |
| Salaries and employee benefits | $2,216,000 | 3,306 |
| Premises and equipment expense | $538,000 | 3,671 |
| Additional noninterest expense | $1,026,000 | 3,979 |
| Pre-tax net operating income | $1,581,000 | 3,725 |
| Securities gains (losses) | $169,000 | 1,330 |
| Applicable income taxes | $557,000 | 3,119 |
| Income before extraordinary items | $1,193,000 | 3,831 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,193,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,078,080 | 3,951 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,631,000 | 2,556 |
| Total interest expense | $8,245,000 | 2,090 |
| Net interest income | $5,386,000 | 3,255 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $255,000 | 6,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $255,000 | 4,257 |
| Total noninterest expense | $3,215,000 | 3,989 |
| Salaries and employee benefits | $1,936,000 | 3,560 |
| Premises and equipment expense | $579,000 | 3,373 |
| Additional noninterest expense | $700,000 | 5,177 |
| Pre-tax net operating income | $2,306,000 | 2,966 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $744,000 | 2,657 |
| Income before extraordinary items | $1,563,000 | 3,150 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,563,000 | 3,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,647 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,562,320 | 3,150 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,167,000 | 2,675 |
| Total interest expense | $7,222,000 | 2,071 |
| Net interest income | $4,945,000 | 3,479 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $270,000 | 6,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $270,000 | 4,263 |
| Total noninterest expense | $3,021,000 | 4,187 |
| Salaries and employee benefits | $1,768,000 | 3,796 |
| Premises and equipment expense | $566,000 | 3,422 |
| Additional noninterest expense | $687,000 | 5,309 |
| Pre-tax net operating income | $2,074,000 | 3,239 |
| Securities gains (losses) | $60,000 | 923 |
| Applicable income taxes | $725,000 | 2,835 |
| Income before extraordinary items | $1,409,000 | 3,401 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,409,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,020 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,369,400 | 3,445 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,512,000 | 2,805 |
| Total interest expense | $6,824,000 | 2,223 |
| Net interest income | $4,688,000 | 3,614 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $273,000 | 6,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $273,000 | 4,223 |
| Total noninterest expense | $2,923,000 | 4,224 |
| Salaries and employee benefits | $1,684,000 | 3,869 |
| Premises and equipment expense | $586,000 | 3,237 |
| Additional noninterest expense | $653,000 | 5,427 |
| Pre-tax net operating income | $1,918,000 | 3,448 |
| Securities gains (losses) | $157,000 | 1,028 |
| Applicable income taxes | $661,000 | 3,156 |
| Income before extraordinary items | $1,414,000 | 3,410 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,414,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,307,240 | 3,581 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,386,000 | 3,114 |
| Total interest expense | $5,801,000 | 2,573 |
| Net interest income | $4,585,000 | 3,769 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $328,000 | 6,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $328,000 | 3,736 |
| Total noninterest expense | $2,691,000 | 4,494 |
| Salaries and employee benefits | $1,489,000 | 4,280 |
| Premises and equipment expense | $567,000 | 3,324 |
| Additional noninterest expense | $635,000 | 5,592 |
| Pre-tax net operating income | $2,102,000 | 3,370 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $777,000 | 2,995 |
| Income before extraordinary items | $1,325,000 | 3,739 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,325,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,325,000 | 3,667 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,665,000 | 3,384 |
| Total interest expense | $5,454,000 | 2,795 |
| Net interest income | $4,211,000 | 4,129 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $266,000 | 7,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $266,000 | 4,378 |
| Total noninterest expense | $3,261,000 | 4,037 |
| Salaries and employee benefits | $1,356,000 | 4,709 |
| Premises and equipment expense | $489,000 | 3,845 |
| Additional noninterest expense | $1,416,000 | 3,275 |
| Pre-tax net operating income | $1,186,000 | 5,163 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $327,000 | 5,546 |
| Income before extraordinary items | $859,000 | 5,033 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $859,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $859,000 | 4,984 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,918,000 | 3,645 |
| Total interest expense | $4,705,000 | 3,190 |
| Net interest income | $4,213,000 | 4,133 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $428,000 | 5,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $428,000 | 3,179 |
| Total noninterest expense | $2,569,000 | 4,884 |
| Salaries and employee benefits | $1,280,000 | 4,923 |
| Premises and equipment expense | $512,000 | 3,686 |
| Additional noninterest expense | $777,000 | 5,387 |
| Pre-tax net operating income | $2,012,000 | 3,479 |
| Securities gains (losses) | $64,000 | 1,156 |
| Applicable income taxes | $810,000 | 2,848 |
| Income before extraordinary items | $1,266,000 | 3,775 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,266,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 11,418 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,225,040 | 3,871 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,993,000 | 3,736 |
| Total interest expense | $3,814,000 | 3,205 |
| Net interest income | $4,179,000 | 4,216 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $154,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $154,000 | 6,138 |
| Total noninterest expense | $2,308,000 | 5,528 |
| Salaries and employee benefits | $1,224,000 | 5,159 |
| Premises and equipment expense | $432,000 | 4,307 |
| Additional noninterest expense | $652,000 | 6,663 |
| Pre-tax net operating income | $1,905,000 | 3,577 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $743,000 | 2,964 |
| Income before extraordinary items | $1,162,000 | 3,979 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,162,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,250 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,162,000 | 4,020 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,018,000 | 3,810 |
| Total interest expense | $3,980,000 | 3,186 |
| Net interest income | $4,038,000 | 4,360 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $275,000 | 7,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $275,000 | 4,715 |
| Total noninterest expense | $2,270,000 | 5,729 |
| Salaries and employee benefits | $1,171,000 | 5,341 |
| Premises and equipment expense | $454,000 | 4,228 |
| Additional noninterest expense | $645,000 | 6,971 |
| Pre-tax net operating income | $1,923,000 | 3,434 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $704,000 | 3,099 |
| Income before extraordinary items | $1,219,000 | 3,955 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,219,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,219,000 | 3,747 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,209,000 | 3,778 |
| Total interest expense | $5,250,000 | 3,161 |
| Net interest income | $3,959,000 | 4,490 |
| Provision for loan and lease losses | $176,000 | 5,636 |
| Total noninterest income | $307,000 | 7,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $307,000 | 4,358 |
| Total noninterest expense | $2,359,000 | 5,567 |
| Salaries and employee benefits | $1,155,000 | 5,359 |
| Premises and equipment expense | $452,000 | 4,332 |
| Additional noninterest expense | $752,000 | 6,408 |
| Pre-tax net operating income | $1,731,000 | 3,549 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $690,000 | 3,021 |
| Income before extraordinary items | $1,076,000 | 4,213 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,076,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,053,600 | 3,989 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.