Home > First Service Bank > Loan Charge- Offs and Recoveries

First Service Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$1,186,000819
Loans secured by real estate, total$354,000549
To non-U.S. addresseesNANA
Real estate loans in domestic offices$354,000546
Construction and land development$0630
Secured by farmland$30,000137
Total charge-offs secured by 1-4 family residential properties$20,0002,129
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$304,000251
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$340,000889
Loans to individuals$492,000772
Credit card loan charge offs$26,0001,272
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$466,000634
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$155,0001,487
Loans secured by real estate, total$03,922
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$57,0001,366
Loans to individuals$98,000939
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$98,000788
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$1,031,000737
Loans secured by real estate, total$354,000424
To non-U.S. addresseesNANA
Real estate loans in domestic offices$354,000422
Construction and land development$0552
Secured by farmland$30,000117
Secured by 1-4 family residential properties- net charge-offs$20,0001,785
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$304,000185
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$283,000850
To non-U.S. addresseesNANA
Loans to individuals$394,000726
Credit card loan net charge offs$26,0001,128
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$368,000597
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$712,0001,287
Loans secured by real estate, total$88,0001,513
To non-U.S. addresseesNANA
Real estate loans in domestic offices$88,0001,513
Construction and land development$0676
Secured by farmland$8,000261
Total charge-offs secured by 1-4 family residential properties$4,0003,503
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$76,000694
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$313,000995
Loans to individuals$311,0001,156
Credit card loan charge offs$30,0001,289
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$281,0001,015
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$181,0001,447
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$152,000664
Loans to individuals$29,0002,445
Credit card loan recoveries$5,0001,160
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$24,0002,549
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$531,0001,277
Loans secured by real estate, total$88,0001,200
To non-U.S. addresseesNANA
Real estate loans in domestic offices$88,0001,198
Construction and land development$0590
Secured by farmland$8,000206
Secured by 1-4 family residential properties- net charge-offs$4,0002,975
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$76,000519
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$161,0001,274
To non-U.S. addresseesNANA
Loans to individuals$282,0001,014
Credit card loan net charge offs$25,0001,291
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$257,000846
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$433,0002,033
Loans secured by real estate, total$11,0003,781
To non-U.S. addresseesNANA
Real estate loans in domestic offices$11,0003,781
Construction and land development$0737
Secured by farmland$6,000300
Total charge-offs secured by 1-4 family residential properties$5,0003,443
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$150,0001,827
Loans to individuals$272,0001,290
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$272,0001,057
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$118,0002,181
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$82,0001,283
Loans to individuals$36,0002,212
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$36,0002,014
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$315,0002,002
Loans secured by real estate, total$11,0003,055
To non-U.S. addresseesNANA
Real estate loans in domestic offices$11,0003,054
Construction and land development$0634
Secured by farmland$6,000241
Secured by 1-4 family residential properties- net charge-offs$5,0002,918
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$68,0002,322
To non-U.S. addresseesNANA
Loans to individuals$236,0001,180
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$236,000933
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$370,0002,206
Loans secured by real estate, total$70,0002,060
To non-U.S. addresseesNANA
Real estate loans in domestic offices$70,0002,058
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$40,0001,759
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$30,0001,377
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$184,0001,501
Loans to individuals$116,0002,080
Credit card loan charge offs$18,0001,574
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$98,0002,046
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$231,0001,336
Loans secured by real estate, total$136,000711
To non-U.S. addresseesNANA
Real estate loans in domestic offices$136,000710
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$136,000302
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$64,0001,621
Loans to individuals$31,0002,439
Credit card loan recoveries$5,0001,280
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$26,0002,543
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$139,0003,108
Loans secured by real estate, total$-66,00011,619
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-66,00011,647
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$-96,00011,900
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$30,0001,117
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$120,0001,478
To non-U.S. addresseesNANA
Loans to individuals$85,0001,967
Credit card loan net charge offs$13,0001,655
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$72,0001,844
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$186,0003,597
Loans secured by real estate, total$29,0003,395
To non-U.S. addresseesNANA
Real estate loans in domestic offices$29,0003,395
Construction and land development$0994
Secured by farmland$27,000181
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$2,0002,453
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$76,0002,887
Loans to individuals$81,0002,568
Credit card loan charge offs$12,0001,856
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$69,0002,517
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$98,0002,944
Loans secured by real estate, total$8,0003,445
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0003,444
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$8,0002,169
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$57,0002,109
Loans to individuals$33,0002,528
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$33,0002,311
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$88,0003,964
Loans secured by real estate, total$21,0003,078
To non-U.S. addresseesNANA
Real estate loans in domestic offices$21,0003,079
Construction and land development$0849
Secured by farmland$27,000144
Secured by 1-4 family residential properties- net charge-offs$-8,00011,738
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$2,0002,030
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$19,0003,749
To non-U.S. addresseesNANA
Loans to individuals$48,0002,612
Credit card loan net charge offs$12,0001,627
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$36,0002,660
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$400,0002,662
Loans secured by real estate, total$50,0003,332
To non-U.S. addresseesNANA
Real estate loans in domestic offices$50,0003,331
Construction and land development$01,259
Secured by farmland$47,000175
Total charge-offs secured by 1-4 family residential properties$3,0005,111
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$296,0001,514
Loans to individuals$54,0003,738
Credit card loan charge offs$6,0002,560
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$48,0003,559
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$94,0003,290
Loans secured by real estate, total$2,0005,083
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0005,083
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$2,0003,598
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$59,0002,334
Loans to individuals$33,0002,653
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$33,0002,444
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$306,0002,445
Loans secured by real estate, total$48,0002,852
To non-U.S. addresseesNANA
Real estate loans in domestic offices$48,0002,849
Construction and land development$01,117
Secured by farmland$47,000142
Secured by 1-4 family residential properties- net charge-offs$1,0004,760
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$237,0001,346
To non-U.S. addresseesNANA
Loans to individuals$21,0004,567
Credit card loan net charge offs$6,0002,292
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$15,0004,683
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$247,0004,554
Loans secured by real estate, total$70,0003,566
To non-U.S. addresseesNANA
Real estate loans in domestic offices$70,0003,566
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$26,0003,428
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$44,0002,310
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$150,0003,235
Loans to individuals$27,0006,147
Credit card loan charge offs$2,0003,539
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$25,0005,924
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$65,0004,382
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$54,0002,651
Loans to individuals$11,0005,339
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0005,060
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$182,0004,417
Loans secured by real estate, total$70,0003,171
To non-U.S. addresseesNANA
Real estate loans in domestic offices$70,0003,171
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$26,0002,992
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$44,0002,142
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$96,0003,410
To non-U.S. addresseesNANA
Loans to individuals$16,0006,115
Credit card loan net charge offs$2,0003,295
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$14,0005,949
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.