Home > First Service Bank > Assets and Liabilities
First Service Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 150 | 1,122 |
| Assets and Liabilities | ||
| Total Assets: | $319,060,000 | 1,427 |
| Cash and due from depository institutions | $15,553,000 | 1,122 |
| Interest-bearing balances | $4,252,000 | 1,382 |
| Securities | $85,390,000 | 1,372 |
| Federal funds sold & reverse repurchase agreements | $23,580,000 | 674 |
| Net loans & leases | $180,650,000 | 1,560 |
| Loan loss allowance | $2,371,000 | 1,520 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,745,000 | 1,169 |
| Other real estate owned | $1,144,000 | 1,122 |
| Goodwill and other intangibles | $2,385,000 | 928 |
| All other assets | $3,613,000 | 2,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $319,060,000 | 1,427 |
| Total liabilities | $292,084,000 | 1,409 |
| Total deposits | $289,593,000 | 1,275 |
| Interest-bearing deposits | $250,026,000 | 1,278 |
| Deposits held in domestic offices | $289,593,000 | 1,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,491,000 | 1,647 |
| Total equity capital | $26,976,000 | 1,658 |
| Total bank equity capital | $26,976,000 | 1,658 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,071,000 | 1,782 |
| Surplus | $18,610,000 | 929 |
| Undivided profits | $6,295,000 | 3,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $795,000 | 2,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,415,000 | 1,502 |
| Earning assets | $293,872,000 | 1,419 |
| Long-term assets (5+ years) | $43,588,000 | 1,769 |
| Average Assets, year-to-date | $320,009,400 | 1,347 |
| Average Assets, quarterly | $318,851,500 | 1,406 |
| Volatile liabilities | $36,649,000 | 1,829 |
| Insider loans | $7,230,000 | 561 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,507,000 | 2,224 |
| Tier 1 (core) risk-based capital | $23,764,000 | 1,762 |
| Tier 2 risk-based capital | $2,371,000 | 1,393 |
| Total risk weighted assets | $197,024,500 | 1,467 |
| Total unused commitments | $20,507,000 | 2,232 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 161 | 1,079 |
| Assets and Liabilities | ||
| Total Assets: | $315,626,000 | 1,456 |
| Cash and due from depository institutions | $13,494,000 | 1,079 |
| Interest-bearing balances | $3,054,000 | 1,330 |
| Securities | $112,630,000 | 1,022 |
| Federal funds sold & reverse repurchase agreements | $7,455,000 | 1,876 |
| Net loans & leases | $168,401,000 | 1,670 |
| Loan loss allowance | $2,176,000 | 1,651 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,336,000 | 1,225 |
| Other real estate owned | $479,000 | 1,079 |
| Goodwill and other intangibles | $2,798,000 | 804 |
| All other assets | $4,033,000 | 1,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $315,626,000 | 1,456 |
| Total liabilities | $290,868,000 | 1,430 |
| Total deposits | $288,845,000 | 1,285 |
| Interest-bearing deposits | $251,442,000 | 1,289 |
| Deposits held in domestic offices | $288,845,000 | 1,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,023,000 | 2,002 |
| Total equity capital | $24,758,000 | 1,813 |
| Total bank equity capital | $24,758,000 | 1,813 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,071,000 | 1,769 |
| Surplus | $18,610,000 | 923 |
| Undivided profits | $4,077,000 | 5,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,005,000 | 2,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,252,000 | 1,786 |
| Earning assets | $291,540,000 | 1,454 |
| Long-term assets (5+ years) | $65,058,000 | 1,099 |
| Average Assets, year-to-date | $291,848,200 | 1,489 |
| Average Assets, quarterly | $303,668,500 | 1,485 |
| Volatile liabilities | $45,006,000 | 1,538 |
| Insider loans | $8,022,000 | 490 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $21,095,000 | 2,023 |
| Tier 1 (core) risk-based capital | $21,440,000 | 1,979 |
| Tier 2 risk-based capital | $2,176,000 | 1,416 |
| Total risk weighted assets | $182,817,000 | 1,533 |
| Total unused commitments | $21,095,000 | 2,028 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 144 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $283,640,000 | 1,654 |
| Cash and due from depository institutions | $15,857,000 | 1,283 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $86,630,000 | 1,390 |
| Federal funds sold & reverse repurchase agreements | $14,470,000 | 890 |
| Net loans & leases | $153,971,000 | 1,890 |
| Loan loss allowance | $2,228,000 | 1,727 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,883,000 | 1,335 |
| Other real estate owned | $295,000 | 1,283 |
| Goodwill and other intangibles | $2,627,000 | 795 |
| All other assets | $3,907,000 | 1,960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,640,000 | 1,654 |
| Total liabilities | $259,916,000 | 1,632 |
| Total deposits | $257,821,000 | 1,495 |
| Interest-bearing deposits | $224,832,000 | 1,487 |
| Deposits held in domestic offices | $257,821,000 | 1,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,095,000 | 1,952 |
| Total equity capital | $23,724,000 | 1,886 |
| Total bank equity capital | $23,724,000 | 1,886 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,071,000 | 1,863 |
| Surplus | $17,071,000 | 1,030 |
| Undivided profits | $4,582,000 | 4,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $535,000 | 4,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,216,000 | 1,812 |
| Earning assets | $255,071,000 | 1,672 |
| Long-term assets (5+ years) | $44,817,000 | 1,411 |
| Average Assets, year-to-date | $189,766,200 | 2,377 |
| Average Assets, quarterly | $231,847,500 | 2,000 |
| Volatile liabilities | $37,478,000 | 1,738 |
| Insider loans | $5,798,000 | 741 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $21,643,000 | 1,950 |
| Tier 1 (core) risk-based capital | $21,101,000 | 2,048 |
| Tier 2 risk-based capital | $2,111,660 | 1,512 |
| Total risk weighted assets | $168,816,560 | 1,699 |
| Total unused commitments | $21,643,000 | 1,962 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 96 | 2,001 |
| Assets and Liabilities | ||
| Total Assets: | $157,925,000 | 2,920 |
| Cash and due from depository institutions | $6,168,000 | 2,001 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $41,128,000 | 3,062 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,868 |
| Net loans & leases | $101,458,000 | 2,661 |
| Loan loss allowance | $2,101,000 | 1,853 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,738,000 | 2,766 |
| Other real estate owned | $482,000 | 2,001 |
| Goodwill and other intangibles | $1,555,000 | 967 |
| All other assets | $1,896,000 | 3,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,925,000 | 2,920 |
| Total liabilities | $144,025,000 | 2,887 |
| Total deposits | $142,947,000 | 2,730 |
| Interest-bearing deposits | $121,355,000 | 2,766 |
| Deposits held in domestic offices | $142,947,000 | 2,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,078,000 | 3,417 |
| Total equity capital | $13,900,000 | 3,175 |
| Total bank equity capital | $13,900,000 | 3,175 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,740,000 | 2,347 |
| Surplus | $9,311,000 | 1,687 |
| Undivided profits | $2,849,000 | 6,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $598,000 | 3,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $784,000 | 2,996 |
| Earning assets | $145,086,000 | 2,918 |
| Long-term assets (5+ years) | $19,001,000 | 2,594 |
| Average Assets, year-to-date | $147,713,800 | 2,973 |
| Average Assets, quarterly | $156,086,000 | 2,911 |
| Volatile liabilities | $19,037,000 | 2,730 |
| Insider loans | $4,647,000 | 954 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,112,000 | 2,848 |
| Tier 1 (core) risk-based capital | $12,158,000 | 3,497 |
| Tier 2 risk-based capital | $1,311,160 | 2,277 |
| Total risk weighted assets | $104,102,560 | 2,624 |
| Total unused commitments | $12,112,000 | 2,859 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 71 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $116,939,000 | 3,783 |
| Cash and due from depository institutions | $6,329,000 | 2,829 |
| Interest-bearing balances | $595,000 | 3,103 |
| Securities | $35,042,000 | 3,720 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 3,491 |
| Net loans & leases | $69,294,000 | 3,703 |
| Loan loss allowance | $1,503,000 | 2,528 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,913,000 | 3,792 |
| Other real estate owned | $417,000 | 2,829 |
| Goodwill and other intangibles | $100,000 | 2,263 |
| All other assets | $1,594,000 | 4,684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,939,000 | 3,783 |
| Total liabilities | $107,271,000 | 3,746 |
| Total deposits | $106,512,000 | 3,568 |
| Interest-bearing deposits | $90,481,000 | 3,587 |
| Deposits held in domestic offices | $106,512,000 | 3,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $759,000 | 3,759 |
| Total equity capital | $9,668,000 | 4,198 |
| Total bank equity capital | $9,668,000 | 4,198 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,740,000 | 2,407 |
| Surplus | $6,260,000 | 2,297 |
| Undivided profits | $1,668,000 | 7,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 7,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $454,000 | 4,615 |
| Earning assets | $107,181,000 | 3,779 |
| Long-term assets (5+ years) | $10,717,000 | 3,938 |
| Average Assets, year-to-date | $109,858,400 | 3,939 |
| Average Assets, quarterly | $114,420,000 | 3,846 |
| Volatile liabilities | $16,934,000 | 2,902 |
| Insider loans | $2,938,000 | 1,428 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,899,000 | 4,444 |
| Tier 1 (core) risk-based capital | $10,036,000 | 4,108 |
| Tier 2 risk-based capital | $914,890 | 3,147 |
| Total risk weighted assets | $72,603,190 | 3,545 |
| Total unused commitments | $5,899,000 | 4,451 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 71 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $102,812,000 | 4,338 |
| Cash and due from depository institutions | $3,887,000 | 2,945 |
| Interest-bearing balances | $793,000 | 3,725 |
| Securities | $39,372,000 | 3,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $55,398,000 | 4,394 |
| Loan loss allowance | $1,468,000 | 2,681 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,954,000 | 3,711 |
| Other real estate owned | $880,000 | 2,945 |
| Goodwill and other intangibles | $12,000 | 2,837 |
| All other assets | $1,309,000 | 4,968 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,812,000 | 4,338 |
| Total liabilities | $93,975,000 | 4,304 |
| Total deposits | $93,281,000 | 4,148 |
| Interest-bearing deposits | $79,198,000 | 4,236 |
| Deposits held in domestic offices | $93,281,000 | 4,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $694,000 | 4,174 |
| Total equity capital | $8,837,000 | 4,593 |
| Total bank equity capital | $8,837,000 | 4,593 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,740,000 | 2,450 |
| Surplus | $5,260,000 | 2,561 |
| Undivided profits | $1,837,000 | 7,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 5,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $346,000 | 5,344 |
| Earning assets | $95,563,000 | 4,303 |
| Long-term assets (5+ years) | $12,390,000 | 3,790 |
| Average Assets, year-to-date | $102,345,600 | 4,243 |
| Average Assets, quarterly | $102,500,000 | 4,314 |
| Volatile liabilities | $10,263,000 | 4,013 |
| Insider loans | $2,749,000 | 1,514 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,019,000 | 5,491 |
| Tier 1 (core) risk-based capital | $8,825,000 | 4,503 |
| Tier 2 risk-based capital | $750,980 | 3,716 |
| Total risk weighted assets | $59,360,980 | 4,213 |
| Total unused commitments | $4,019,000 | 5,512 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 45 | 4,684 |
| Assets and Liabilities | ||
| Total Assets: | $66,416,000 | 6,391 |
| Cash and due from depository institutions | $4,024,000 | 4,684 |
| Interest-bearing balances | $297,000 | 5,667 |
| Securities | $27,559,000 | 4,800 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 5,360 |
| Net loans & leases | $29,101,000 | 7,209 |
| Loan loss allowance | $646,000 | 5,332 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,138,000 | 5,686 |
| Other real estate owned | $914,000 | 4,684 |
| Goodwill and other intangibles | $23,000 | 2,703 |
| All other assets | $932,000 | 6,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,416,000 | 6,391 |
| Total liabilities | $60,579,000 | 6,369 |
| Total deposits | $59,576,000 | 6,292 |
| Interest-bearing deposits | $50,566,000 | 6,437 |
| Deposits held in domestic offices | $59,576,000 | 6,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,003,000 | 3,274 |
| Total equity capital | $5,837,000 | 6,304 |
| Total bank equity capital | $5,837,000 | 6,304 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $770,000 | 5,039 |
| Surplus | $3,230,000 | 3,773 |
| Undivided profits | $1,837,000 | 7,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 6,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $232,000 | 7,913 |
| Earning assets | $59,682,000 | 6,485 |
| Long-term assets (5+ years) | $15,047,000 | 3,221 |
| Average Assets, year-to-date | $64,325,200 | 6,427 |
| Average Assets, quarterly | $63,944,500 | 6,536 |
| Volatile liabilities | $8,239,000 | 4,730 |
| Insider loans | $1,115,000 | 735 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,173,000 | 7,092 |
| Tier 1 (core) risk-based capital | $5,814,000 | 6,257 |
| Tier 2 risk-based capital | $422,200 | 6,013 |
| Total risk weighted assets | $33,552,500 | 6,793 |
| Total unused commitments | $2,173,000 | 7,120 |
| Derivatives | $0 | 651 |