Home > First Sentry Bank, Inc. > Income and Expense
First Sentry Bank, Inc., Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $7,067,000 | 1,034 |
| Total interest expense | $1,603,000 | 644 |
| Net interest income | $5,464,000 | 1,144 |
| Provision for loan and lease losses | $239,000 | 834 |
| Total noninterest income | $467,000 | 2,056 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $243,000 | 1,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 2,351 |
| Total noninterest expense | $3,157,000 | 1,568 |
| Salaries and employee benefits | $1,717,000 | 1,660 |
| Premises and equipment expense | $301,000 | 1,863 |
| Additional noninterest expense | $1,139,000 | 1,342 |
| Pre-tax net operating income | $2,535,000 | 999 |
| Securities gains (losses) | $-71,000 | 5,441 |
| Applicable income taxes | $512,000 | 848 |
| Income before extraordinary items | $1,952,000 | 1,080 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,952,000 | 1,079 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,952,000 | 1,080 |
| Net charge-offs | $239,000 | 512 |
| Cash dividends | $655,000 | 982 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 154 |
| Net operating income | $2,008,090 | 1,048 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $25,895,000 | 1,086 |
| Total interest expense | $4,927,000 | 689 |
| Net interest income | $20,968,000 | 1,162 |
| Provision for loan and lease losses | $655,000 | 1,204 |
| Total noninterest income | $1,955,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,089,000 | 1,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $866,000 | 2,463 |
| Total noninterest expense | $12,568,000 | 1,567 |
| Salaries and employee benefits | $6,420,000 | 1,714 |
| Premises and equipment expense | $1,233,000 | 1,804 |
| Additional noninterest expense | $4,915,000 | 1,264 |
| Pre-tax net operating income | $9,700,000 | 1,011 |
| Securities gains (losses) | $-154,000 | 5,474 |
| Applicable income taxes | $3,111,000 | 932 |
| Income before extraordinary items | $6,435,000 | 1,107 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,435,000 | 1,107 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,435,000 | 1,107 |
| Net charge-offs | $550,000 | 1,026 |
| Cash dividends | $2,170,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 565 |
| Net operating income | $6,538,180 | 1,077 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $19,016,000 | 1,108 |
| Total interest expense | $3,522,000 | 707 |
| Net interest income | $15,494,000 | 1,182 |
| Provision for loan and lease losses | $615,000 | 1,009 |
| Total noninterest income | $1,504,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $818,000 | 1,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $686,000 | 2,422 |
| Total noninterest expense | $9,236,000 | 1,608 |
| Salaries and employee benefits | $4,837,000 | 1,713 |
| Premises and equipment expense | $959,000 | 1,757 |
| Additional noninterest expense | $3,440,000 | 1,331 |
| Pre-tax net operating income | $7,147,000 | 1,048 |
| Securities gains (losses) | $-86,000 | 5,624 |
| Applicable income taxes | $2,269,000 | 850 |
| Income before extraordinary items | $4,792,000 | 1,204 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,792,000 | 1,204 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,792,000 | 1,204 |
| Net charge-offs | $282,000 | 1,159 |
| Cash dividends | $1,618,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 497 |
| Net operating income | $4,850,480 | 1,170 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $12,376,000 | 1,122 |
| Total interest expense | $2,217,000 | 720 |
| Net interest income | $10,159,000 | 1,191 |
| Provision for loan and lease losses | $440,000 | 942 |
| Total noninterest income | $1,103,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $545,000 | 1,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $558,000 | 2,195 |
| Total noninterest expense | $6,225,000 | 1,589 |
| Salaries and employee benefits | $3,260,000 | 1,702 |
| Premises and equipment expense | $653,000 | 1,736 |
| Additional noninterest expense | $2,312,000 | 1,321 |
| Pre-tax net operating income | $4,597,000 | 1,056 |
| Securities gains (losses) | $-47,000 | 5,655 |
| Applicable income taxes | $1,456,000 | 845 |
| Income before extraordinary items | $3,094,000 | 1,214 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,094,000 | 1,213 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,094,000 | 1,214 |
| Net charge-offs | $89,000 | 1,610 |
| Cash dividends | $1,081,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 422 |
| Net operating income | $3,125,960 | 1,186 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,016,000 | 1,139 |
| Total interest expense | $1,011,000 | 771 |
| Net interest income | $5,005,000 | 1,196 |
| Provision for loan and lease losses | $257,000 | 770 |
| Total noninterest income | $548,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $268,000 | 1,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 2,188 |
| Total noninterest expense | $3,027,000 | 1,636 |
| Salaries and employee benefits | $1,608,000 | 1,738 |
| Premises and equipment expense | $322,000 | 1,770 |
| Additional noninterest expense | $1,097,000 | 1,380 |
| Pre-tax net operating income | $2,269,000 | 1,055 |
| Securities gains (losses) | $-32,000 | 5,745 |
| Applicable income taxes | $715,000 | 835 |
| Income before extraordinary items | $1,522,000 | 1,203 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,522,000 | 1,202 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,522,000 | 1,203 |
| Net charge-offs | $197,000 | 608 |
| Cash dividends | $542,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 458 |
| Net operating income | $1,543,760 | 1,176 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $20,632,000 | 1,264 |
| Total interest expense | $3,276,000 | 890 |
| Net interest income | $17,356,000 | 1,321 |
| Provision for loan and lease losses | $385,000 | 1,741 |
| Total noninterest income | $1,734,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $841,000 | 1,390 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $893,000 | 2,531 |
| Total noninterest expense | $10,785,000 | 1,778 |
| Salaries and employee benefits | $5,517,000 | 1,939 |
| Premises and equipment expense | $1,044,000 | 2,073 |
| Additional noninterest expense | $4,224,000 | 1,456 |
| Pre-tax net operating income | $7,920,000 | 1,113 |
| Securities gains (losses) | $-95,000 | 5,800 |
| Applicable income taxes | $2,457,000 | 910 |
| Income before extraordinary items | $5,368,000 | 1,309 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,368,000 | 1,308 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,368,000 | 1,308 |
| Net charge-offs | $123,000 | 2,424 |
| Cash dividends | $5,036,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,433,550 | 1,266 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $14,797,000 | 1,318 |
| Total interest expense | $2,372,000 | 919 |
| Net interest income | $12,425,000 | 1,376 |
| Provision for loan and lease losses | $197,000 | 2,069 |
| Total noninterest income | $1,171,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $554,000 | 1,544 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $617,000 | 2,629 |
| Total noninterest expense | $7,705,000 | 1,860 |
| Salaries and employee benefits | $3,950,000 | 2,006 |
| Premises and equipment expense | $680,000 | 2,304 |
| Additional noninterest expense | $3,075,000 | 1,503 |
| Pre-tax net operating income | $5,694,000 | 1,169 |
| Securities gains (losses) | $-73,000 | 5,907 |
| Applicable income taxes | $1,753,000 | 959 |
| Income before extraordinary items | $3,868,000 | 1,368 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,868,000 | 1,369 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,868,000 | 1,369 |
| Net charge-offs | $26,000 | 2,997 |
| Cash dividends | $1,269,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,918,370 | 1,318 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,822,000 | 1,332 |
| Total interest expense | $1,569,000 | 922 |
| Net interest income | $8,253,000 | 1,384 |
| Provision for loan and lease losses | $195,000 | 1,656 |
| Total noninterest income | $740,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $355,000 | 1,582 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $385,000 | 2,707 |
| Total noninterest expense | $5,079,000 | 1,886 |
| Salaries and employee benefits | $2,632,000 | 2,011 |
| Premises and equipment expense | $447,000 | 2,332 |
| Additional noninterest expense | $2,000,000 | 1,534 |
| Pre-tax net operating income | $3,719,000 | 1,183 |
| Securities gains (losses) | $-40,000 | 5,960 |
| Applicable income taxes | $1,144,000 | 974 |
| Income before extraordinary items | $2,535,000 | 1,386 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,535,000 | 1,384 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,535,000 | 1,386 |
| Net charge-offs | $-40,000 | 5,435 |
| Cash dividends | $839,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,562,600 | 1,334 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,907,000 | 1,324 |
| Total interest expense | $799,000 | 909 |
| Net interest income | $4,108,000 | 1,392 |
| Provision for loan and lease losses | $174,000 | 1,069 |
| Total noninterest income | $311,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $171,000 | 1,618 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $140,000 | 3,072 |
| Total noninterest expense | $2,438,000 | 1,969 |
| Salaries and employee benefits | $1,304,000 | 2,031 |
| Premises and equipment expense | $214,000 | 2,428 |
| Additional noninterest expense | $920,000 | 1,646 |
| Pre-tax net operating income | $1,807,000 | 1,190 |
| Securities gains (losses) | $-32,000 | 6,043 |
| Applicable income taxes | $549,000 | 987 |
| Income before extraordinary items | $1,226,000 | 1,385 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,226,000 | 1,385 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,226,000 | 1,386 |
| Net charge-offs | $-26,000 | 5,551 |
| Cash dividends | $423,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,248,080 | 1,326 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,629,000 | 1,293 |
| Total interest expense | $3,364,000 | 828 |
| Net interest income | $16,265,000 | 1,373 |
| Provision for loan and lease losses | $1,198,000 | 693 |
| Total noninterest income | $1,329,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $699,000 | 1,651 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $630,000 | 2,976 |
| Total noninterest expense | $9,371,000 | 2,015 |
| Salaries and employee benefits | $4,971,000 | 2,070 |
| Premises and equipment expense | $923,000 | 2,302 |
| Additional noninterest expense | $3,477,000 | 1,745 |
| Pre-tax net operating income | $7,025,000 | 1,195 |
| Securities gains (losses) | $-52,000 | 6,033 |
| Applicable income taxes | $2,099,000 | 974 |
| Income before extraordinary items | $4,874,000 | 1,386 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,874,000 | 1,385 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,874,000 | 1,386 |
| Net charge-offs | $833,000 | 799 |
| Cash dividends | $1,647,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 770 |
| Net operating income | $4,910,400 | 1,351 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,677,000 | 1,308 |
| Total interest expense | $2,537,000 | 833 |
| Net interest income | $12,140,000 | 1,390 |
| Provision for loan and lease losses | $470,000 | 1,089 |
| Total noninterest income | $885,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $521,000 | 1,666 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $364,000 | 3,348 |
| Total noninterest expense | $7,110,000 | 1,995 |
| Salaries and employee benefits | $3,738,000 | 2,078 |
| Premises and equipment expense | $697,000 | 2,317 |
| Additional noninterest expense | $2,675,000 | 1,693 |
| Pre-tax net operating income | $5,445,000 | 1,174 |
| Securities gains (losses) | $-53,000 | 6,152 |
| Applicable income taxes | $1,659,000 | 960 |
| Income before extraordinary items | $3,733,000 | 1,365 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,733,000 | 1,365 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,733,000 | 1,365 |
| Net charge-offs | $330,000 | 1,141 |
| Cash dividends | $1,252,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 722 |
| Net operating income | $3,769,570 | 1,327 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,739,000 | 1,321 |
| Total interest expense | $1,706,000 | 831 |
| Net interest income | $8,033,000 | 1,401 |
| Provision for loan and lease losses | $337,000 | 1,023 |
| Total noninterest income | $467,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $342,000 | 1,663 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $125,000 | 4,252 |
| Total noninterest expense | $4,774,000 | 1,999 |
| Salaries and employee benefits | $2,541,000 | 2,056 |
| Premises and equipment expense | $454,000 | 2,374 |
| Additional noninterest expense | $1,779,000 | 1,705 |
| Pre-tax net operating income | $3,389,000 | 1,241 |
| Securities gains (losses) | $-18,000 | 6,168 |
| Applicable income taxes | $1,025,000 | 1,013 |
| Income before extraordinary items | $2,346,000 | 1,419 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,346,000 | 1,419 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,346,000 | 1,420 |
| Net charge-offs | $248,000 | 1,050 |
| Cash dividends | $843,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,358,600 | 1,372 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 1,322 |
| Total interest expense | $860,000 | 827 |
| Net interest income | $3,996,000 | 1,406 |
| Provision for loan and lease losses | $291,000 | 677 |
| Total noninterest income | $358,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $167,000 | 1,682 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $191,000 | 2,692 |
| Total noninterest expense | $2,411,000 | 1,969 |
| Salaries and employee benefits | $1,289,000 | 2,031 |
| Premises and equipment expense | $216,000 | 2,492 |
| Additional noninterest expense | $906,000 | 1,664 |
| Pre-tax net operating income | $1,652,000 | 1,229 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $501,000 | 1,009 |
| Income before extraordinary items | $1,153,000 | 1,417 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,153,000 | 1,420 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,153,000 | 1,419 |
| Net charge-offs | $25,000 | 1,996 |
| Cash dividends | $416,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,151,600 | 1,371 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,765,000 | 1,278 |
| Total interest expense | $3,524,000 | 841 |
| Net interest income | $16,241,000 | 1,375 |
| Provision for loan and lease losses | $1,946,000 | 479 |
| Total noninterest income | $1,473,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $820,000 | 1,536 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $653,000 | 2,923 |
| Total noninterest expense | $9,676,000 | 1,957 |
| Salaries and employee benefits | $4,929,000 | 2,074 |
| Premises and equipment expense | $917,000 | 2,410 |
| Additional noninterest expense | $3,830,000 | 1,626 |
| Pre-tax net operating income | $6,092,000 | 1,292 |
| Securities gains (losses) | $-125,000 | 6,355 |
| Applicable income taxes | $1,688,000 | 1,111 |
| Income before extraordinary items | $4,279,000 | 1,493 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,279,000 | 1,491 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,279,000 | 1,492 |
| Net charge-offs | $2,039,000 | 507 |
| Cash dividends | $1,358,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,369,000 | 1,447 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,778,000 | 1,292 |
| Total interest expense | $2,613,000 | 868 |
| Net interest income | $12,165,000 | 1,376 |
| Provision for loan and lease losses | $1,375,000 | 489 |
| Total noninterest income | $1,067,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $627,000 | 1,523 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $440,000 | 3,085 |
| Total noninterest expense | $7,354,000 | 1,934 |
| Salaries and employee benefits | $3,687,000 | 2,088 |
| Premises and equipment expense | $677,000 | 2,458 |
| Additional noninterest expense | $2,990,000 | 1,562 |
| Pre-tax net operating income | $4,503,000 | 1,318 |
| Securities gains (losses) | $-67,000 | 6,393 |
| Applicable income taxes | $1,272,000 | 1,111 |
| Income before extraordinary items | $3,164,000 | 1,498 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,164,000 | 1,497 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,164,000 | 1,498 |
| Net charge-offs | $1,481,000 | 493 |
| Cash dividends | $1,036,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,211,570 | 1,460 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,816,000 | 1,284 |
| Total interest expense | $1,735,000 | 873 |
| Net interest income | $8,081,000 | 1,371 |
| Provision for loan and lease losses | $885,000 | 507 |
| Total noninterest income | $674,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $411,000 | 1,525 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $263,000 | 3,216 |
| Total noninterest expense | $4,977,000 | 1,900 |
| Salaries and employee benefits | $2,460,000 | 2,097 |
| Premises and equipment expense | $461,000 | 2,437 |
| Additional noninterest expense | $2,056,000 | 1,526 |
| Pre-tax net operating income | $2,893,000 | 1,330 |
| Securities gains (losses) | $-35,000 | 6,444 |
| Applicable income taxes | $805,000 | 1,124 |
| Income before extraordinary items | $2,053,000 | 1,503 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,053,000 | 1,506 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,053,000 | 1,505 |
| Net charge-offs | $1,093,000 | 462 |
| Cash dividends | $703,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,078,200 | 1,451 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,921,000 | 1,286 |
| Total interest expense | $865,000 | 887 |
| Net interest income | $4,056,000 | 1,365 |
| Provision for loan and lease losses | $495,000 | 460 |
| Total noninterest income | $282,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $202,000 | 1,537 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $80,000 | 3,893 |
| Total noninterest expense | $2,470,000 | 1,921 |
| Salaries and employee benefits | $1,240,000 | 2,092 |
| Premises and equipment expense | $224,000 | 2,533 |
| Additional noninterest expense | $1,006,000 | 1,545 |
| Pre-tax net operating income | $1,373,000 | 1,354 |
| Securities gains (losses) | $-28,000 | 6,539 |
| Applicable income taxes | $361,000 | 1,167 |
| Income before extraordinary items | $984,000 | 1,516 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $984,000 | 1,519 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $984,000 | 1,519 |
| Net charge-offs | $372,000 | 625 |
| Cash dividends | $344,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,004,440 | 1,469 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $20,447,000 | 1,239 |
| Total interest expense | $3,879,000 | 881 |
| Net interest income | $16,568,000 | 1,316 |
| Provision for loan and lease losses | $3,600,000 | 369 |
| Total noninterest income | $1,580,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $959,000 | 1,422 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $621,000 | 3,066 |
| Total noninterest expense | $9,685,000 | 1,958 |
| Salaries and employee benefits | $4,677,000 | 2,189 |
| Premises and equipment expense | $948,000 | 2,354 |
| Additional noninterest expense | $4,060,000 | 1,599 |
| Pre-tax net operating income | $4,863,000 | 1,461 |
| Securities gains (losses) | $-41,000 | 6,433 |
| Applicable income taxes | $1,331,000 | 1,219 |
| Income before extraordinary items | $3,491,000 | 1,678 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,491,000 | 1,682 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,491,000 | 1,682 |
| Net charge-offs | $4,117,000 | 400 |
| Cash dividends | $1,354,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,520,520 | 1,638 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,231,000 | 1,253 |
| Total interest expense | $2,977,000 | 888 |
| Net interest income | $12,254,000 | 1,336 |
| Provision for loan and lease losses | $2,719,000 | 369 |
| Total noninterest income | $1,194,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $734,000 | 1,400 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $460,000 | 3,148 |
| Total noninterest expense | $7,033,000 | 2,019 |
| Salaries and employee benefits | $3,493,000 | 2,189 |
| Premises and equipment expense | $723,000 | 2,341 |
| Additional noninterest expense | $2,817,000 | 1,689 |
| Pre-tax net operating income | $3,696,000 | 1,477 |
| Securities gains (losses) | $-66,000 | 6,685 |
| Applicable income taxes | $1,003,000 | 1,249 |
| Income before extraordinary items | $2,627,000 | 1,705 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,627,000 | 1,707 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,627,000 | 1,709 |
| Net charge-offs | $3,017,000 | 424 |
| Cash dividends | $1,035,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,674,520 | 1,632 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,183,000 | 1,246 |
| Total interest expense | $2,010,000 | 900 |
| Net interest income | $8,173,000 | 1,317 |
| Provision for loan and lease losses | $1,875,000 | 388 |
| Total noninterest income | $823,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $493,000 | 1,355 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $330,000 | 3,079 |
| Total noninterest expense | $4,686,000 | 2,022 |
| Salaries and employee benefits | $2,333,000 | 2,182 |
| Premises and equipment expense | $487,000 | 2,331 |
| Additional noninterest expense | $1,866,000 | 1,703 |
| Pre-tax net operating income | $2,435,000 | 1,466 |
| Securities gains (losses) | $-38,000 | 6,778 |
| Applicable income taxes | $660,000 | 1,249 |
| Income before extraordinary items | $1,737,000 | 1,715 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,737,000 | 1,720 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,737,000 | 1,721 |
| Net charge-offs | $1,781,000 | 499 |
| Cash dividends | $701,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,764,360 | 1,623 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,114,000 | 1,253 |
| Total interest expense | $1,008,000 | 929 |
| Net interest income | $4,106,000 | 1,313 |
| Provision for loan and lease losses | $976,000 | 407 |
| Total noninterest income | $436,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $248,000 | 1,341 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 2,864 |
| Total noninterest expense | $2,341,000 | 2,044 |
| Salaries and employee benefits | $1,172,000 | 2,205 |
| Premises and equipment expense | $222,000 | 2,553 |
| Additional noninterest expense | $947,000 | 1,686 |
| Pre-tax net operating income | $1,225,000 | 1,448 |
| Securities gains (losses) | $-20,000 | 6,868 |
| Applicable income taxes | $332,000 | 1,236 |
| Income before extraordinary items | $873,000 | 1,661 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $873,000 | 1,663 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $873,000 | 1,663 |
| Net charge-offs | $901,000 | 512 |
| Cash dividends | $348,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $887,400 | 1,589 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,064,000 | 1,263 |
| Total interest expense | $4,702,000 | 956 |
| Net interest income | $16,362,000 | 1,338 |
| Provision for loan and lease losses | $3,856,000 | 625 |
| Total noninterest income | $1,533,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $945,000 | 1,484 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $588,000 | 3,131 |
| Total noninterest expense | $9,257,000 | 2,059 |
| Salaries and employee benefits | $4,483,000 | 2,225 |
| Premises and equipment expense | $966,000 | 2,337 |
| Additional noninterest expense | $3,808,000 | 1,740 |
| Pre-tax net operating income | $4,782,000 | 1,428 |
| Securities gains (losses) | $-153,000 | 6,934 |
| Applicable income taxes | $1,243,000 | 1,262 |
| Income before extraordinary items | $3,386,000 | 1,687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,386,000 | 1,688 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,386,000 | 1,688 |
| Net charge-offs | $3,666,000 | 736 |
| Cash dividends | $1,373,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,497,690 | 1,542 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,862,000 | 1,285 |
| Total interest expense | $3,621,000 | 972 |
| Net interest income | $12,241,000 | 1,349 |
| Provision for loan and lease losses | $2,812,000 | 657 |
| Total noninterest income | $1,183,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $680,000 | 1,550 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $503,000 | 2,948 |
| Total noninterest expense | $6,942,000 | 2,068 |
| Salaries and employee benefits | $3,355,000 | 2,216 |
| Premises and equipment expense | $723,000 | 2,374 |
| Additional noninterest expense | $2,864,000 | 1,740 |
| Pre-tax net operating income | $3,670,000 | 1,438 |
| Securities gains (losses) | $-153,000 | 7,048 |
| Applicable income taxes | $984,000 | 1,246 |
| Income before extraordinary items | $2,533,000 | 1,729 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,533,000 | 1,729 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,533,000 | 1,730 |
| Net charge-offs | $2,270,000 | 846 |
| Cash dividends | $1,051,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,643,160 | 1,568 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,577,000 | 1,301 |
| Total interest expense | $2,487,000 | 984 |
| Net interest income | $8,090,000 | 1,366 |
| Provision for loan and lease losses | $1,766,000 | 712 |
| Total noninterest income | $757,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $421,000 | 1,626 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $336,000 | 2,913 |
| Total noninterest expense | $4,645,000 | 2,065 |
| Salaries and employee benefits | $2,248,000 | 2,212 |
| Premises and equipment expense | $469,000 | 2,428 |
| Additional noninterest expense | $1,928,000 | 1,724 |
| Pre-tax net operating income | $2,436,000 | 1,423 |
| Securities gains (losses) | $-111,000 | 7,109 |
| Applicable income taxes | $648,000 | 1,247 |
| Income before extraordinary items | $1,677,000 | 1,724 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,677,000 | 1,722 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,677,000 | 1,724 |
| Net charge-offs | $1,448,000 | 874 |
| Cash dividends | $700,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,756,920 | 1,579 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 1,293 |
| Total interest expense | $1,283,000 | 988 |
| Net interest income | $4,057,000 | 1,361 |
| Provision for loan and lease losses | $884,000 | 692 |
| Total noninterest income | $352,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $185,000 | 1,817 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $167,000 | 2,916 |
| Total noninterest expense | $2,302,000 | 2,086 |
| Salaries and employee benefits | $1,130,000 | 2,206 |
| Premises and equipment expense | $234,000 | 2,443 |
| Additional noninterest expense | $938,000 | 1,773 |
| Pre-tax net operating income | $1,223,000 | 1,421 |
| Securities gains (losses) | $-58,000 | 7,172 |
| Applicable income taxes | $324,000 | 1,230 |
| Income before extraordinary items | $841,000 | 1,728 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $841,000 | 1,729 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $841,000 | 1,729 |
| Net charge-offs | $699,000 | 869 |
| Cash dividends | $354,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $882,760 | 1,550 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,084,000 | 1,296 |
| Total interest expense | $5,779,000 | 1,045 |
| Net interest income | $16,305,000 | 1,364 |
| Provision for loan and lease losses | $3,567,000 | 1,038 |
| Total noninterest income | $1,211,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $814,000 | 1,763 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $397,000 | 3,452 |
| Total noninterest expense | $9,640,000 | 1,980 |
| Salaries and employee benefits | $4,357,000 | 2,217 |
| Premises and equipment expense | $1,079,000 | 2,246 |
| Additional noninterest expense | $4,204,000 | 1,625 |
| Pre-tax net operating income | $4,309,000 | 1,353 |
| Securities gains (losses) | $178,000 | 1,551 |
| Applicable income taxes | $1,260,000 | 1,131 |
| Income before extraordinary items | $3,227,000 | 1,511 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,227,000 | 1,511 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,227,000 | 1,511 |
| Net charge-offs | $2,717,000 | 1,284 |
| Cash dividends | $1,366,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,098,840 | 1,491 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,545,000 | 1,310 |
| Total interest expense | $4,385,000 | 1,080 |
| Net interest income | $12,160,000 | 1,372 |
| Provision for loan and lease losses | $2,433,000 | 1,082 |
| Total noninterest income | $1,012,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $601,000 | 1,793 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $411,000 | 2,996 |
| Total noninterest expense | $7,362,000 | 1,947 |
| Salaries and employee benefits | $3,279,000 | 2,210 |
| Premises and equipment expense | $831,000 | 2,219 |
| Additional noninterest expense | $3,252,000 | 1,570 |
| Pre-tax net operating income | $3,377,000 | 1,338 |
| Securities gains (losses) | $214,000 | 1,161 |
| Applicable income taxes | $1,030,000 | 1,062 |
| Income before extraordinary items | $2,561,000 | 1,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,561,000 | 1,484 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,561,000 | 1,485 |
| Net charge-offs | $1,558,000 | 1,451 |
| Cash dividends | $1,034,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,409,060 | 1,499 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,990,000 | 1,324 |
| Total interest expense | $2,985,000 | 1,094 |
| Net interest income | $8,005,000 | 1,391 |
| Provision for loan and lease losses | $1,058,000 | 1,448 |
| Total noninterest income | $655,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $396,000 | 1,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 3,112 |
| Total noninterest expense | $4,976,000 | 1,939 |
| Salaries and employee benefits | $2,197,000 | 2,219 |
| Premises and equipment expense | $577,000 | 2,172 |
| Additional noninterest expense | $2,202,000 | 1,570 |
| Pre-tax net operating income | $2,626,000 | 1,135 |
| Securities gains (losses) | $-24,000 | 7,146 |
| Applicable income taxes | $765,000 | 957 |
| Income before extraordinary items | $1,837,000 | 1,354 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,837,000 | 1,354 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,837,000 | 1,354 |
| Net charge-offs | $533,000 | 2,080 |
| Cash dividends | $697,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,854,040 | 1,284 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,484,000 | 1,339 |
| Total interest expense | $1,511,000 | 1,115 |
| Net interest income | $3,973,000 | 1,394 |
| Provision for loan and lease losses | $329,000 | 1,833 |
| Total noninterest income | $337,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $201,000 | 1,742 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $136,000 | 3,073 |
| Total noninterest expense | $2,526,000 | 1,923 |
| Salaries and employee benefits | $1,107,000 | 2,218 |
| Premises and equipment expense | $297,000 | 2,163 |
| Additional noninterest expense | $1,122,000 | 1,546 |
| Pre-tax net operating income | $1,455,000 | 1,034 |
| Securities gains (losses) | $-23,000 | 7,255 |
| Applicable income taxes | $432,000 | 833 |
| Income before extraordinary items | $1,000,000 | 1,239 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,000,000 | 1,238 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,000,000 | 1,239 |
| Net charge-offs | $104,000 | 2,692 |
| Cash dividends | $345,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,016,100 | 1,181 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $23,424,000 | 1,318 |
| Total interest expense | $6,921,000 | 1,185 |
| Net interest income | $16,503,000 | 1,354 |
| Provision for loan and lease losses | $5,112,000 | 1,130 |
| Total noninterest income | $1,391,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,051,000 | 1,447 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $340,000 | 3,768 |
| Total noninterest expense | $9,661,000 | 2,012 |
| Salaries and employee benefits | $4,110,000 | 2,345 |
| Premises and equipment expense | $1,138,000 | 2,220 |
| Additional noninterest expense | $4,413,000 | 1,632 |
| Pre-tax net operating income | $3,121,000 | 1,577 |
| Securities gains (losses) | $644,000 | 717 |
| Applicable income taxes | $994,000 | 1,224 |
| Income before extraordinary items | $2,771,000 | 1,499 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,771,000 | 1,501 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,771,000 | 1,502 |
| Net charge-offs | $4,892,000 | 1,042 |
| Cash dividends | $1,139,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,294,440 | 1,719 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,667,000 | 1,324 |
| Total interest expense | $5,291,000 | 1,212 |
| Net interest income | $12,376,000 | 1,370 |
| Provision for loan and lease losses | $3,511,000 | 1,140 |
| Total noninterest income | $1,029,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $794,000 | 1,476 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $235,000 | 3,932 |
| Total noninterest expense | $7,372,000 | 1,967 |
| Salaries and employee benefits | $3,203,000 | 2,263 |
| Premises and equipment expense | $874,000 | 2,198 |
| Additional noninterest expense | $3,295,000 | 1,613 |
| Pre-tax net operating income | $2,522,000 | 1,560 |
| Securities gains (losses) | $659,000 | 591 |
| Applicable income taxes | $948,000 | 1,040 |
| Income before extraordinary items | $2,233,000 | 1,488 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,233,000 | 1,491 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,233,000 | 1,491 |
| Net charge-offs | $3,336,000 | 1,049 |
| Cash dividends | $960,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,771,700 | 1,767 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,866,000 | 1,328 |
| Total interest expense | $3,613,000 | 1,229 |
| Net interest income | $8,253,000 | 1,374 |
| Provision for loan and lease losses | $1,755,000 | 1,378 |
| Total noninterest income | $738,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $499,000 | 1,571 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $239,000 | 3,193 |
| Total noninterest expense | $4,867,000 | 2,005 |
| Salaries and employee benefits | $2,150,000 | 2,254 |
| Premises and equipment expense | $582,000 | 2,216 |
| Additional noninterest expense | $2,135,000 | 1,646 |
| Pre-tax net operating income | $2,369,000 | 1,127 |
| Securities gains (losses) | $-14,000 | 7,337 |
| Applicable income taxes | $723,000 | 914 |
| Income before extraordinary items | $1,632,000 | 1,354 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,632,000 | 1,355 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,632,000 | 1,355 |
| Net charge-offs | $1,755,000 | 1,239 |
| Cash dividends | $619,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,641,660 | 1,298 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,943,000 | 1,365 |
| Total interest expense | $1,821,000 | 1,280 |
| Net interest income | $4,122,000 | 1,389 |
| Provision for loan and lease losses | $703,000 | 1,463 |
| Total noninterest income | $369,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $238,000 | 1,624 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $131,000 | 3,057 |
| Total noninterest expense | $2,408,000 | 2,042 |
| Salaries and employee benefits | $1,088,000 | 2,268 |
| Premises and equipment expense | $290,000 | 2,268 |
| Additional noninterest expense | $1,030,000 | 1,702 |
| Pre-tax net operating income | $1,380,000 | 974 |
| Securities gains (losses) | $-18,000 | 7,549 |
| Applicable income taxes | $434,000 | 798 |
| Income before extraordinary items | $928,000 | 1,179 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $928,000 | 1,181 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $928,000 | 1,181 |
| Net charge-offs | $178,000 | 2,563 |
| Cash dividends | $347,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $940,240 | 1,137 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,625,000 | 1,740 |
| Total interest expense | $7,815,000 | 1,511 |
| Net interest income | $11,810,000 | 1,880 |
| Provision for loan and lease losses | $3,025,000 | 1,970 |
| Total noninterest income | $541,000 | 4,587 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $895,000 | 1,854 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-354,000 | 7,754 |
| Total noninterest expense | $7,862,000 | 2,503 |
| Salaries and employee benefits | $3,120,000 | 3,064 |
| Premises and equipment expense | $734,000 | 3,338 |
| Additional noninterest expense | $4,008,000 | 1,851 |
| Pre-tax net operating income | $1,464,000 | 2,385 |
| Securities gains (losses) | $-503,000 | 7,592 |
| Applicable income taxes | $84,000 | 2,970 |
| Income before extraordinary items | $877,000 | 2,989 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $877,000 | 2,989 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $877,000 | 2,989 |
| Net charge-offs | $1,467,000 | 2,397 |
| Cash dividends | $1,081,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,334,730 | 2,264 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,405,000 | 1,925 |
| Total interest expense | $5,723,000 | 1,619 |
| Net interest income | $7,682,000 | 2,139 |
| Provision for loan and lease losses | $1,403,000 | 2,306 |
| Total noninterest income | $863,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $630,000 | 1,975 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $233,000 | 4,020 |
| Total noninterest expense | $5,063,000 | 2,874 |
| Salaries and employee benefits | $2,121,000 | 3,372 |
| Premises and equipment expense | $455,000 | 3,882 |
| Additional noninterest expense | $2,487,000 | 2,122 |
| Pre-tax net operating income | $2,079,000 | 1,567 |
| Securities gains (losses) | $-440,000 | 7,725 |
| Applicable income taxes | $452,000 | 1,510 |
| Income before extraordinary items | $1,187,000 | 2,195 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,187,000 | 2,192 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,187,000 | 2,195 |
| Net charge-offs | $890,000 | 2,328 |
| Cash dividends | $764,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,503,800 | 1,729 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,813,000 | 1,992 |
| Total interest expense | $3,820,000 | 1,697 |
| Net interest income | $4,993,000 | 2,198 |
| Provision for loan and lease losses | $542,000 | 2,864 |
| Total noninterest income | $560,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $375,000 | 2,130 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $185,000 | 3,762 |
| Total noninterest expense | $3,381,000 | 2,903 |
| Salaries and employee benefits | $1,397,000 | 3,446 |
| Premises and equipment expense | $312,000 | 3,831 |
| Additional noninterest expense | $1,672,000 | 2,122 |
| Pre-tax net operating income | $1,630,000 | 1,401 |
| Securities gains (losses) | $-442,000 | 7,893 |
| Applicable income taxes | $334,000 | 1,426 |
| Income before extraordinary items | $854,000 | 2,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $854,000 | 2,127 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $854,000 | 2,129 |
| Net charge-offs | $14,000 | 5,830 |
| Cash dividends | $496,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,172,240 | 1,568 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 2,007 |
| Total interest expense | $1,945,000 | 1,741 |
| Net interest income | $2,478,000 | 2,214 |
| Provision for loan and lease losses | $267,000 | 2,490 |
| Total noninterest income | $247,000 | 3,408 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $161,000 | 2,315 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $86,000 | 3,891 |
| Total noninterest expense | $1,633,000 | 2,913 |
| Salaries and employee benefits | $698,000 | 3,475 |
| Premises and equipment expense | $151,000 | 3,954 |
| Additional noninterest expense | $784,000 | 2,022 |
| Pre-tax net operating income | $825,000 | 1,550 |
| Securities gains (losses) | $-456,000 | 8,101 |
| Applicable income taxes | $81,000 | 2,393 |
| Income before extraordinary items | $288,000 | 3,201 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $288,000 | 3,201 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $288,000 | 3,201 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $254,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $643,680 | 1,593 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,783,000 | 2,137 |
| Total interest expense | $8,755,000 | 1,820 |
| Net interest income | $9,028,000 | 2,417 |
| Provision for loan and lease losses | $1,189,000 | 2,466 |
| Total noninterest income | $1,116,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $830,000 | 2,054 |
| Trading account gains and fees | $4,000 | 145 |
| Additional Noninterest Income | $282,000 | 4,216 |
| Total noninterest expense | $5,663,000 | 3,244 |
| Salaries and employee benefits | $2,598,000 | 3,664 |
| Premises and equipment expense | $633,000 | 3,764 |
| Additional noninterest expense | $2,432,000 | 2,406 |
| Pre-tax net operating income | $3,292,000 | 1,649 |
| Securities gains (losses) | $117,000 | 1,018 |
| Applicable income taxes | $1,040,000 | 1,169 |
| Income before extraordinary items | $2,369,000 | 1,690 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,369,000 | 1,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $814,000 | 2,183 |
| Cash dividends | $1,275,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,288,270 | 1,863 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,191,000 | 2,209 |
| Total interest expense | $6,591,000 | 1,878 |
| Net interest income | $6,600,000 | 2,501 |
| Provision for loan and lease losses | $763,000 | 2,150 |
| Total noninterest income | $858,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $606,000 | 2,134 |
| Trading account gains and fees | $4,000 | 139 |
| Additional Noninterest Income | $248,000 | 4,041 |
| Total noninterest expense | $4,152,000 | 3,291 |
| Salaries and employee benefits | $1,941,000 | 3,707 |
| Premises and equipment expense | $499,000 | 3,638 |
| Additional noninterest expense | $1,712,000 | 2,478 |
| Pre-tax net operating income | $2,543,000 | 1,899 |
| Securities gains (losses) | $112,000 | 894 |
| Applicable income taxes | $872,000 | 1,283 |
| Income before extraordinary items | $1,783,000 | 1,970 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,783,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $590,000 | 1,780 |
| Cash dividends | $1,023,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,707,960 | 2,167 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,728,000 | 2,251 |
| Total interest expense | $4,361,000 | 1,984 |
| Net interest income | $4,367,000 | 2,510 |
| Provision for loan and lease losses | $499,000 | 1,929 |
| Total noninterest income | $553,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $385,000 | 2,203 |
| Trading account gains and fees | $4,000 | 139 |
| Additional Noninterest Income | $164,000 | 4,156 |
| Total noninterest expense | $2,720,000 | 3,346 |
| Salaries and employee benefits | $1,290,000 | 3,752 |
| Premises and equipment expense | $333,000 | 3,665 |
| Additional noninterest expense | $1,097,000 | 2,529 |
| Pre-tax net operating income | $1,701,000 | 1,956 |
| Securities gains (losses) | $76,000 | 1,153 |
| Applicable income taxes | $581,000 | 1,428 |
| Income before extraordinary items | $1,196,000 | 2,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,196,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,797 |
| Cash dividends | $756,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,145,080 | 2,256 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 2,296 |
| Total interest expense | $2,229,000 | 2,053 |
| Net interest income | $2,157,000 | 2,525 |
| Provision for loan and lease losses | $152,000 | 2,108 |
| Total noninterest income | $259,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $178,000 | 2,282 |
| Trading account gains and fees | $4,000 | 147 |
| Additional Noninterest Income | $77,000 | 4,274 |
| Total noninterest expense | $1,349,000 | 3,372 |
| Salaries and employee benefits | $641,000 | 3,782 |
| Premises and equipment expense | $160,000 | 3,794 |
| Additional noninterest expense | $548,000 | 2,507 |
| Pre-tax net operating income | $915,000 | 1,945 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $298,000 | 1,485 |
| Income before extraordinary items | $621,000 | 2,248 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $621,000 | 2,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,860 |
| Cash dividends | $289,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $618,280 | 2,182 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,839,000 | 2,307 |
| Total interest expense | $8,690,000 | 2,168 |
| Net interest income | $9,149,000 | 2,417 |
| Provision for loan and lease losses | $1,543,000 | 1,032 |
| Total noninterest income | $1,179,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $766,000 | 2,216 |
| Trading account gains and fees | $76,000 | 129 |
| Additional Noninterest Income | $337,000 | 4,039 |
| Total noninterest expense | $5,131,000 | 3,383 |
| Salaries and employee benefits | $2,369,000 | 3,878 |
| Premises and equipment expense | $651,000 | 3,626 |
| Additional noninterest expense | $2,111,000 | 2,534 |
| Pre-tax net operating income | $3,654,000 | 2,133 |
| Securities gains (losses) | $19,000 | 1,121 |
| Applicable income taxes | $1,176,000 | 1,672 |
| Income before extraordinary items | $2,497,000 | 2,365 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,497,000 | 2,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,350,000 | 811 |
| Cash dividends | $1,104,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,484,080 | 2,368 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,388,000 | 2,314 |
| Total interest expense | $6,427,000 | 2,195 |
| Net interest income | $6,961,000 | 2,409 |
| Provision for loan and lease losses | $1,178,000 | 785 |
| Total noninterest income | $873,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $563,000 | 2,225 |
| Trading account gains and fees | $56,000 | 133 |
| Additional Noninterest Income | $254,000 | 4,064 |
| Total noninterest expense | $3,798,000 | 3,389 |
| Salaries and employee benefits | $1,772,000 | 3,872 |
| Premises and equipment expense | $487,000 | 3,613 |
| Additional noninterest expense | $1,539,000 | 2,555 |
| Pre-tax net operating income | $2,858,000 | 2,198 |
| Securities gains (losses) | $15,000 | 891 |
| Applicable income taxes | $937,000 | 1,723 |
| Income before extraordinary items | $1,936,000 | 2,438 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,936,000 | 2,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,215,000 | 571 |
| Cash dividends | $726,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,925,950 | 2,427 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,918,000 | 2,333 |
| Total interest expense | $4,212,000 | 2,234 |
| Net interest income | $4,706,000 | 2,403 |
| Provision for loan and lease losses | $861,000 | 661 |
| Total noninterest income | $567,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $365,000 | 2,275 |
| Trading account gains and fees | $27,000 | 137 |
| Additional Noninterest Income | $175,000 | 4,046 |
| Total noninterest expense | $2,530,000 | 3,409 |
| Salaries and employee benefits | $1,180,000 | 3,903 |
| Premises and equipment expense | $321,000 | 3,671 |
| Additional noninterest expense | $1,029,000 | 2,564 |
| Pre-tax net operating income | $1,882,000 | 2,268 |
| Securities gains (losses) | $7,000 | 933 |
| Applicable income taxes | $614,000 | 1,816 |
| Income before extraordinary items | $1,275,000 | 2,513 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,275,000 | 2,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $782,000 | 529 |
| Cash dividends | $489,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,270,310 | 2,506 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 2,286 |
| Total interest expense | $2,111,000 | 2,214 |
| Net interest income | $2,419,000 | 2,352 |
| Provision for loan and lease losses | $465,000 | 557 |
| Total noninterest income | $292,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $177,000 | 2,278 |
| Trading account gains and fees | $35,000 | 152 |
| Additional Noninterest Income | $80,000 | 4,208 |
| Total noninterest expense | $1,282,000 | 3,388 |
| Salaries and employee benefits | $602,000 | 3,881 |
| Premises and equipment expense | $156,000 | 3,772 |
| Additional noninterest expense | $524,000 | 2,512 |
| Pre-tax net operating income | $964,000 | 2,236 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $315,000 | 1,799 |
| Income before extraordinary items | $652,000 | 2,469 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $652,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,667 |
| Cash dividends | $249,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $649,990 | 2,453 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,259,000 | 2,389 |
| Total interest expense | $7,388,000 | 2,187 |
| Net interest income | $8,871,000 | 2,543 |
| Provision for loan and lease losses | $1,694,000 | 648 |
| Total noninterest income | $1,148,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $810,000 | 2,093 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $338,000 | 4,066 |
| Total noninterest expense | $4,774,000 | 3,474 |
| Salaries and employee benefits | $2,197,000 | 3,986 |
| Premises and equipment expense | $659,000 | 3,498 |
| Additional noninterest expense | $1,918,000 | 2,670 |
| Pre-tax net operating income | $3,551,000 | 2,453 |
| Securities gains (losses) | $15,000 | 981 |
| Applicable income taxes | $1,196,000 | 1,959 |
| Income before extraordinary items | $2,370,000 | 2,733 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,370,000 | 2,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,735,000 | 442 |
| Cash dividends | $963,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,360,100 | 2,728 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,915,000 | 2,422 |
| Total interest expense | $5,337,000 | 2,195 |
| Net interest income | $6,578,000 | 2,596 |
| Provision for loan and lease losses | $701,000 | 1,049 |
| Total noninterest income | $878,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $625,000 | 2,041 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $253,000 | 4,074 |
| Total noninterest expense | $3,534,000 | 3,500 |
| Salaries and employee benefits | $1,640,000 | 3,985 |
| Premises and equipment expense | $498,000 | 3,485 |
| Additional noninterest expense | $1,396,000 | 2,723 |
| Pre-tax net operating income | $3,221,000 | 2,203 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $1,126,000 | 1,736 |
| Income before extraordinary items | $2,094,000 | 2,473 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,094,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,120 |
| Cash dividends | $727,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,094,650 | 2,453 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,750,000 | 2,437 |
| Total interest expense | $3,296,000 | 2,255 |
| Net interest income | $4,454,000 | 2,564 |
| Provision for loan and lease losses | $496,000 | 992 |
| Total noninterest income | $525,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $418,000 | 2,021 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 4,988 |
| Total noninterest expense | $2,350,000 | 3,516 |
| Salaries and employee benefits | $1,007,000 | 4,236 |
| Premises and equipment expense | $333,000 | 3,467 |
| Additional noninterest expense | $1,010,000 | 2,540 |
| Pre-tax net operating income | $2,133,000 | 2,200 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $748,000 | 1,765 |
| Income before extraordinary items | $1,385,000 | 2,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,385,000 | 2,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 872 |
| Cash dividends | $480,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,385,000 | 2,477 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,670,000 | 2,511 |
| Total interest expense | $1,504,000 | 2,332 |
| Net interest income | $2,166,000 | 2,615 |
| Provision for loan and lease losses | $176,000 | 1,255 |
| Total noninterest income | $245,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $195,000 | 2,087 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $1,182,000 | 3,517 |
| Salaries and employee benefits | $503,000 | 4,264 |
| Premises and equipment expense | $164,000 | 3,516 |
| Additional noninterest expense | $515,000 | 2,482 |
| Pre-tax net operating income | $1,053,000 | 2,192 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $370,000 | 1,755 |
| Income before extraordinary items | $683,000 | 2,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $683,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,070 |
| Cash dividends | $240,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $683,000 | 2,470 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,158,000 | 2,505 |
| Total interest expense | $5,018,000 | 2,187 |
| Net interest income | $8,140,000 | 2,657 |
| Provision for loan and lease losses | $1,222,000 | 859 |
| Total noninterest income | $894,000 | 3,813 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $627,000 | 2,569 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $267,000 | 4,596 |
| Total noninterest expense | $4,465,000 | 3,560 |
| Salaries and employee benefits | $1,922,000 | 4,245 |
| Premises and equipment expense | $623,000 | 3,543 |
| Additional noninterest expense | $1,920,000 | 2,584 |
| Pre-tax net operating income | $3,347,000 | 2,538 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,167,000 | 2,046 |
| Income before extraordinary items | $2,180,000 | 2,873 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,180,000 | 2,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 966 |
| Cash dividends | $836,000 | 2,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,180,000 | 2,841 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,579,000 | 2,517 |
| Total interest expense | $3,634,000 | 2,145 |
| Net interest income | $5,945,000 | 2,700 |
| Provision for loan and lease losses | $884,000 | 858 |
| Total noninterest income | $605,000 | 4,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $385,000 | 3,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $220,000 | 4,401 |
| Total noninterest expense | $3,290,000 | 3,580 |
| Salaries and employee benefits | $1,423,000 | 4,256 |
| Premises and equipment expense | $464,000 | 3,555 |
| Additional noninterest expense | $1,403,000 | 2,616 |
| Pre-tax net operating income | $2,376,000 | 2,675 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $827,000 | 2,152 |
| Income before extraordinary items | $1,549,000 | 3,049 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,549,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 907 |
| Cash dividends | $519,000 | 2,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,549,000 | 3,014 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 2,554 |
| Total interest expense | $2,297,000 | 2,142 |
| Net interest income | $3,846,000 | 2,760 |
| Provision for loan and lease losses | $541,000 | 915 |
| Total noninterest income | $398,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $223,000 | 3,255 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $175,000 | 3,997 |
| Total noninterest expense | $2,173,000 | 3,583 |
| Salaries and employee benefits | $948,000 | 4,245 |
| Premises and equipment expense | $307,000 | 3,552 |
| Additional noninterest expense | $918,000 | 2,648 |
| Pre-tax net operating income | $1,530,000 | 2,707 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $533,000 | 2,172 |
| Income before extraordinary items | $997,000 | 3,108 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $997,000 | 3,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 750 |
| Cash dividends | $340,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $997,000 | 3,060 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 2,606 |
| Total interest expense | $1,069,000 | 2,196 |
| Net interest income | $1,883,000 | 2,790 |
| Provision for loan and lease losses | $249,000 | 938 |
| Total noninterest income | $149,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $109,000 | 3,248 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $1,086,000 | 3,608 |
| Salaries and employee benefits | $475,000 | 4,256 |
| Premises and equipment expense | $141,000 | 3,820 |
| Additional noninterest expense | $470,000 | 2,580 |
| Pre-tax net operating income | $697,000 | 2,873 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $242,000 | 2,317 |
| Income before extraordinary items | $455,000 | 3,281 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $455,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,118 |
| Cash dividends | $166,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $455,000 | 3,240 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,465,000 | 2,704 |
| Total interest expense | $3,901,000 | 2,084 |
| Net interest income | $6,564,000 | 3,055 |
| Provision for loan and lease losses | $703,000 | 1,453 |
| Total noninterest income | $675,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $544,000 | 2,957 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $131,000 | 5,952 |
| Total noninterest expense | $3,893,000 | 3,847 |
| Salaries and employee benefits | $1,727,000 | 4,471 |
| Premises and equipment expense | $496,000 | 4,122 |
| Additional noninterest expense | $1,670,000 | 2,849 |
| Pre-tax net operating income | $2,643,000 | 2,857 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $923,000 | 2,293 |
| Income before extraordinary items | $1,720,000 | 3,280 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,720,000 | 3,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,216 |
| Cash dividends | $737,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,720,000 | 3,211 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,630,000 | 2,755 |
| Total interest expense | $2,899,000 | 2,066 |
| Net interest income | $4,731,000 | 3,135 |
| Provision for loan and lease losses | $489,000 | 1,482 |
| Total noninterest income | $482,000 | 4,643 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $390,000 | 3,072 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $92,000 | 6,087 |
| Total noninterest expense | $2,776,000 | 3,952 |
| Salaries and employee benefits | $1,250,000 | 4,550 |
| Premises and equipment expense | $334,000 | 4,430 |
| Additional noninterest expense | $1,192,000 | 2,956 |
| Pre-tax net operating income | $1,948,000 | 2,955 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $685,000 | 2,353 |
| Income before extraordinary items | $1,263,000 | 3,411 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,263,000 | 3,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,759 |
| Cash dividends | $152,000 | 4,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,263,000 | 3,320 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,959,000 | 2,809 |
| Total interest expense | $1,942,000 | 2,029 |
| Net interest income | $3,017,000 | 3,266 |
| Provision for loan and lease losses | $297,000 | 1,612 |
| Total noninterest income | $319,000 | 4,666 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $264,000 | 3,007 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 6,266 |
| Total noninterest expense | $1,774,000 | 4,123 |
| Salaries and employee benefits | $800,000 | 4,728 |
| Premises and equipment expense | $206,000 | 4,676 |
| Additional noninterest expense | $768,000 | 3,051 |
| Pre-tax net operating income | $1,265,000 | 2,985 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $443,000 | 2,392 |
| Income before extraordinary items | $822,000 | 3,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $822,000 | 3,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,403 |
| Cash dividends | $101,000 | 4,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $822,000 | 3,369 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 2,872 |
| Total interest expense | $981,000 | 2,023 |
| Net interest income | $1,450,000 | 3,353 |
| Provision for loan and lease losses | $128,000 | 1,725 |
| Total noninterest income | $156,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $130,000 | 2,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $26,000 | 6,361 |
| Total noninterest expense | $852,000 | 4,282 |
| Salaries and employee benefits | $378,000 | 4,925 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $374,000 | 3,098 |
| Pre-tax net operating income | $626,000 | 2,976 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $219,000 | 2,420 |
| Income before extraordinary items | $407,000 | 3,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $407,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,364 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $407,000 | 3,348 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,898,000 | 2,850 |
| Total interest expense | $4,331,000 | 2,057 |
| Net interest income | $5,567,000 | 3,395 |
| Provision for loan and lease losses | $615,000 | 1,808 |
| Total noninterest income | $555,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $453,000 | 3,353 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $102,000 | 6,500 |
| Total noninterest expense | $3,212,000 | 4,399 |
| Salaries and employee benefits | $1,403,000 | 5,086 |
| Premises and equipment expense | $410,000 | 4,655 |
| Additional noninterest expense | $1,399,000 | 3,285 |
| Pre-tax net operating income | $2,295,000 | 3,079 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $791,000 | 2,554 |
| Income before extraordinary items | $1,504,000 | 3,553 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,504,000 | 3,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 2,175 |
| Cash dividends | $206,000 | 4,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,504,000 | 3,400 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,408,000 | 2,897 |
| Total interest expense | $3,314,000 | 2,094 |
| Net interest income | $4,094,000 | 3,459 |
| Provision for loan and lease losses | $457,000 | 1,786 |
| Total noninterest income | $414,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $337,000 | 3,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,529 |
| Total noninterest expense | $2,381,000 | 4,426 |
| Salaries and employee benefits | $1,040,000 | 5,114 |
| Premises and equipment expense | $311,000 | 4,602 |
| Additional noninterest expense | $1,030,000 | 3,315 |
| Pre-tax net operating income | $1,670,000 | 3,257 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $574,000 | 2,763 |
| Income before extraordinary items | $1,096,000 | 3,750 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,096,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,588 |
| Cash dividends | $155,000 | 4,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,096,000 | 3,580 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 2,913 |
| Total interest expense | $2,246,000 | 2,132 |
| Net interest income | $2,721,000 | 3,465 |
| Provision for loan and lease losses | $316,000 | 1,726 |
| Total noninterest income | $267,000 | 5,289 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $218,000 | 3,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $49,000 | 6,605 |
| Total noninterest expense | $1,585,000 | 4,410 |
| Salaries and employee benefits | $680,000 | 5,190 |
| Premises and equipment expense | $216,000 | 4,484 |
| Additional noninterest expense | $689,000 | 3,267 |
| Pre-tax net operating income | $1,087,000 | 3,316 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $373,000 | 2,826 |
| Income before extraordinary items | $714,000 | 3,803 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $714,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,819 |
| Cash dividends | $104,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $714,000 | 3,614 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 2,930 |
| Total interest expense | $1,130,000 | 2,166 |
| Net interest income | $1,357,000 | 3,448 |
| Provision for loan and lease losses | $143,000 | 1,860 |
| Total noninterest income | $127,000 | 5,311 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $105,000 | 3,424 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 6,771 |
| Total noninterest expense | $777,000 | 4,458 |
| Salaries and employee benefits | $332,000 | 5,279 |
| Premises and equipment expense | $102,000 | 4,629 |
| Additional noninterest expense | $343,000 | 3,249 |
| Pre-tax net operating income | $564,000 | 3,218 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $195,000 | 2,740 |
| Income before extraordinary items | $369,000 | 3,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $369,000 | 3,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $53,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $369,000 | 3,500 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,193,000 | 2,967 |
| Total interest expense | $5,174,000 | 2,165 |
| Net interest income | $5,019,000 | 3,661 |
| Provision for loan and lease losses | $2,387,000 | 648 |
| Total noninterest income | $643,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $535,000 | 2,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 6,289 |
| Total noninterest expense | $2,878,000 | 4,593 |
| Salaries and employee benefits | $1,234,000 | 5,388 |
| Premises and equipment expense | $378,000 | 4,840 |
| Additional noninterest expense | $1,266,000 | 3,459 |
| Pre-tax net operating income | $397,000 | 7,178 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $73,000 | 6,241 |
| Income before extraordinary items | $324,000 | 7,207 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $324,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,288,000 | 525 |
| Cash dividends | $172,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $3,930,000 | 193 |
| Net operating income | $324,000 | 7,100 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,343,000 | 3,215 |
| Total interest expense | $6,086,000 | 2,625 |
| Net interest income | $4,257,000 | 3,929 |
| Provision for loan and lease losses | $326,000 | 3,037 |
| Total noninterest income | $515,000 | 4,986 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $439,000 | 3,162 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $76,000 | 6,985 |
| Total noninterest expense | $2,491,000 | 4,963 |
| Salaries and employee benefits | $1,003,000 | 5,971 |
| Premises and equipment expense | $370,000 | 4,847 |
| Additional noninterest expense | $1,118,000 | 3,722 |
| Pre-tax net operating income | $1,955,000 | 3,222 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $743,000 | 2,564 |
| Income before extraordinary items | $1,213,000 | 3,776 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,213,000 | 3,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,714 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 374 |
| Net operating income | $1,212,360 | 3,660 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,919,000 | 3,416 |
| Total interest expense | $5,796,000 | 2,880 |
| Net interest income | $4,123,000 | 4,080 |
| Provision for loan and lease losses | $506,000 | 1,848 |
| Total noninterest income | $338,000 | 5,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,272 |
| Total noninterest expense | $1,999,000 | 5,685 |
| Salaries and employee benefits | $777,000 | 6,841 |
| Premises and equipment expense | $320,000 | 5,230 |
| Additional noninterest expense | $902,000 | 4,325 |
| Pre-tax net operating income | $1,956,000 | 3,384 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $755,000 | 2,625 |
| Income before extraordinary items | $1,200,000 | 3,865 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,200,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,790 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,200,640 | 3,853 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,186,000 | 4,298 |
| Total interest expense | $4,156,000 | 3,474 |
| Net interest income | $3,030,000 | 5,129 |
| Provision for loan and lease losses | $233,000 | 3,243 |
| Total noninterest income | $273,000 | 6,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,376 |
| Total noninterest expense | $1,857,000 | 5,969 |
| Salaries and employee benefits | $714,000 | 7,167 |
| Premises and equipment expense | $336,000 | 5,113 |
| Additional noninterest expense | $807,000 | 4,760 |
| Pre-tax net operating income | $1,213,000 | 4,728 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $461,000 | 3,799 |
| Income before extraordinary items | $752,000 | 5,265 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $752,000 | 5,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,806 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $752,000 | 5,235 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,705,000 | 5,177 |
| Total interest expense | $3,172,000 | 4,510 |
| Net interest income | $2,533,000 | 5,806 |
| Provision for loan and lease losses | $277,000 | 2,801 |
| Total noninterest income | $146,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $1,402,000 | 6,957 |
| Salaries and employee benefits | $644,000 | 7,503 |
| Premises and equipment expense | $226,000 | 6,324 |
| Additional noninterest expense | $532,000 | 6,219 |
| Pre-tax net operating income | $1,000,000 | 5,414 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $388,000 | 4,507 |
| Income before extraordinary items | $612,000 | 5,995 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $612,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $612,000 | 5,888 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 8,566 |
| Total interest expense | $1,102,000 | 8,400 |
| Net interest income | $1,253,000 | 8,573 |
| Provision for loan and lease losses | $310,000 | 2,517 |
| Total noninterest income | $73,000 | 9,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $919,000 | 8,613 |
| Salaries and employee benefits | $436,000 | 9,037 |
| Premises and equipment expense | $130,000 | 8,242 |
| Additional noninterest expense | $353,000 | 7,780 |
| Pre-tax net operating income | $97,000 | 10,080 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $22,000 | 9,683 |
| Income before extraordinary items | $75,000 | 10,111 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $75,000 | 10,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $75,000 | 10,071 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $149,000 | 11,393 |
| Total interest expense | $19,000 | 11,403 |
| Net interest income | $130,000 | 11,373 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $3,000 | 11,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,358 |
| Total noninterest expense | $207,000 | 11,361 |
| Salaries and employee benefits | $128,000 | 11,295 |
| Premises and equipment expense | $29,000 | 11,154 |
| Additional noninterest expense | $50,000 | 11,385 |
| Pre-tax net operating income | $-119,000 | 10,985 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-17,000 | 10,978 |
| Income before extraordinary items | $-102,000 | 11,003 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-102,000 | 11,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 111 |
| Net operating income | $-102,000 | 10,956 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.