Home > First Sentry Bank, Inc. > Net charge- offs to loans
First Sentry Bank, Inc., Net charge- offs to loans
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2054% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0967% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1212% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1209% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5562% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6818% | 406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1747% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1747% | 1,884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1220% | 1,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1189% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1084% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1871% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1947% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1857% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0973% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4232% | 1,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4232% | 1,807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0841% | 1,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 4,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1505% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1874% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1440% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1501% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4828% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4828% | 1,495 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 2,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2094% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1405% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2218% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2362% | 5,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6936% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6936% | 1,041 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1795% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1786% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0409% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3916% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2808% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4118% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0417% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1140% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1140% | 659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 3,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | -0.1913% | 5,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 1,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 2,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 2,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0733% | 4,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2897% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2897% | 601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 2,477 |
| Percentage Net Loans Charged-off:Construction & development | -0.2606% | 5,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 2,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0707% | 4,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5585% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5586% | 1,350 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0215% | 4,977 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 4,316 |
| Percentage Net Loans Charged-off:Construction & development | -0.3871% | 5,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0777% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 4,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1919% | 5,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5225% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5225% | 1,322 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 5,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0635% | 5,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.7816% | 5,412 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 5,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 4,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0712% | 4,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8704% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8704% | 817 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2272% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 901 |
| Percentage Net Loans Charged-off:Construction & development | -0.0400% | 4,863 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2142% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3206% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1309% | 625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3548% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3021% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2870% | 2,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2870% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1201% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1629% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0078% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2403% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1779% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2092% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 2,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0107% | 3,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0107% | 3,240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 1,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0120% | 540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3597% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 1,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0802% | 1,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0407% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2452% | 2,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2452% | 1,942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 1,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0401% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 5,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 5,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 4,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6580% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6580% | 966 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5636% | 721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6574% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 0.4553% | 616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6905% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1030% | 320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8806% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0406% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2723% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8834% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8834% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5460% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7085% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 0.5900% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9199% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8056% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9540% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0657% | 2,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6648% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6648% | 1,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6015% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7869% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 0.8121% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2991% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5855% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6951% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1117% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3117% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3117% | 1,858 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4046% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6515% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 1.3580% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1948% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1850% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4034% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2755% | 5,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0355% | 2,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0355% | 2,550 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1161% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6713% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.1313% | 1,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2287% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0029% | 615 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4314% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0616% | 1,298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5058% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6017% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8933% | 1,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8933% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0903% | 519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6302% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 0.2243% | 1,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1257% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3963% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0816% | 1,135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4612% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5863% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0884% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0884% | 860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9686% | 635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7305% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4501% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3440% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4164% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8342% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6178% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6178% | 1,417 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9754% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4362% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4737% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6611% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8003% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6860% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9418% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9418% | 943 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0243% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9785% | 1,029 |
| Percentage Net Loans Charged-off:Construction & development | 1.4688% | 1,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7292% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 5,422 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2358% | 2,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1303% | 1,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2589% | 2,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3587% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1786% | 3,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1786% | 3,378 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8512% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6863% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.5760% | 1,607 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2079% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 5,466 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2910% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1762% | 1,300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3164% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4775% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1954% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1954% | 3,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8185% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6479% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.8841% | 1,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9257% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 5,479 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4599% | 1,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2674% | 1,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5028% | 1,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4756% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0289% | 3,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0289% | 3,530 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7911% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6004% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7143% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0129% | 5,532 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8415% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0280% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5345% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1999% | 6,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1999% | 6,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7576% | 2,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6016% | 2,391 |
| Percentage Net Loans Charged-off:Construction & development | 1.0530% | 2,111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8335% | 1,449 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 5,611 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3554% | 2,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4664% | 1,275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3316% | 2,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1646% | 1,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2114% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1484% | 1,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5789% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5362% | 2,295 |
| Percentage Net Loans Charged-off:Construction & development | 1.1010% | 1,851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7315% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2817% | 2,729 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0243% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 3,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7332% | 2,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5748% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5382% | 2,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2977% | 3,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 4,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.4293% | 1,962 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0304% | 6,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1498% | 3,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8631% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9574% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2829% | 3,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2595% | 2,866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 3,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0967% | 3,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.8545% | 1,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0502% | 2,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2862% | 851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1025% | 2,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5274% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4645% | 1,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3522% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 5,082 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 6,846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1753% | 2,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 7,293 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 5,469 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 7,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2740% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1481% | 4,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2253% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 5,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 6,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 3,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 4,609 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 5,514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 4,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9332% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1802% | 4,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9639% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 5,027 |
| Percentage Net Loans Charged-off:Construction & development | -0.0141% | 6,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0107% | 2,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 4,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 3,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8659% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2346% | 3,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1953% | 3,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 7,436 |
| Percentage Net Loans Charged-off:Construction & development | -0.0280% | 6,947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 1,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1043% | 7,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1272% | 7,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8149% | 1,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2519% | 3,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5181% | 3,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5683% | 2,722 |
| Percentage Net Loans Charged-off:Construction & development | 1.8778% | 2,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7475% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 4,092 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 5,771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1025% | 3,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3447% | 4,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8668% | 3,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4520% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4382% | 2,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0681% | 2,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0461% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 4,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 4,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5205% | 3,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2993% | 4,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 6,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 4,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0896% | 2,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 3,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 3,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 7,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3236% | 4,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 5,675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 7,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 7,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 7,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0184% | 6,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3193% | 3,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3807% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0841% | 1,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 3,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3929% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 3,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1408% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3818% | 4,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3724% | 2,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0874% | 3,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1144% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 2,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5442% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 2,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0602% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3476% | 3,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2886% | 2,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0626% | 2,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1711% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8409% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8439% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2162% | 3,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1814% | 2,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0753% | 1,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2063% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7159% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 7,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3986% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3874% | 2,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6674% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1272% | 1,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2721% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 2,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3563% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0281% | 7,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9832% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7078% | 2,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8058% | 435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1091% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2489% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5297% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6870% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7802% | 435 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 7,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 7,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6673% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9913% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 7,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 7,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5159% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9083% | 342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1688% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3888% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6288% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9972% | 1,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2197% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1885% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5298% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2735% | 3,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3019% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1241% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2868% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6914% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4224% | 2,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1817% | 1,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1537% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3505% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1847% | 1,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6248% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3717% | 1,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1967% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3734% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0999% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6599% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6990% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8657% | 2,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3571% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2286% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4209% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1346% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8734% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5916% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7714% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4553% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3488% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6425% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2045% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3252% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6859% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5687% | 2,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2456% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 8,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0989% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6317% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6311% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9166% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1677% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0866% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1632% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1898% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2195% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2511% | 2,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8611% | 2,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 3,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0511% | 1,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1459% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1125% | 2,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6108% | 2,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1102% | 3,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1141% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1307% | 1,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1689% | 2,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7014% | 2,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 3,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1489% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0678% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2262% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 2,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0652% | 2,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5739% | 2,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3858% | 4,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1436% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3541% | 2,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4352% | 4,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1148% | 3,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3380% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0977% | 5,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 4,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1244% | 2,065 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0328% | 7,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7268% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1298% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2779% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5496% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2537% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1546% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2989% | 5,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1894% | 3,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2433% | 3,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5869% | 3,736 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0914% | 4,798 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1195% | 4,441 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 6,106 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 8,098 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |