Home > First Seminole Bank > Income and Expense
First Seminole Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,021,000 | 7,996 |
Total interest expense | $985,000 | 8,758 |
Net interest income | $2,036,000 | 7,485 |
Provision for loan and lease losses | $95,000 | 4,682 |
Total noninterest income | $269,000 | 7,669 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $219,000 | 5,521 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $50,000 | 9,618 |
Total noninterest expense | $1,220,000 | 8,532 |
Salaries and employee benefits | $610,000 | 8,545 |
Premises and equipment expense | $191,000 | 7,628 |
Additional noninterest expense | $419,000 | 8,628 |
Pre-tax net operating income | $990,000 | 6,002 |
Securities gains (losses) | $-36,000 | 10,793 |
Applicable income taxes | $347,000 | 5,312 |
Income before extraordinary items | $607,000 | 6,490 |
Extraordinary gains, net | $0 | 249 |
Net income | $607,000 | 6,508 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,826 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $630,040 | 6,413 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,280,000 | 9,618 |
Total interest expense | $811,000 | 9,995 |
Net interest income | $1,469,000 | 9,207 |
Provision for loan and lease losses | $82,000 | 6,278 |
Total noninterest income | $204,000 | 9,157 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $159,000 | 6,850 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $45,000 | 10,391 |
Total noninterest expense | $1,175,000 | 8,987 |
Salaries and employee benefits | $555,000 | 9,172 |
Premises and equipment expense | $234,000 | 7,011 |
Additional noninterest expense | $386,000 | 9,420 |
Pre-tax net operating income | $416,000 | 9,286 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $152,000 | 8,594 |
Income before extraordinary items | $264,000 | 9,882 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $264,000 | 10,022 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-15,000 | 11,961 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $264,000 | 9,627 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,075,000 | 10,746 |
Total interest expense | $842,000 | 11,139 |
Net interest income | $1,233,000 | 10,205 |
Provision for loan and lease losses | $152,000 | 6,039 |
Total noninterest income | $136,000 | 10,779 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $118,000 | 7,999 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 12,735 |
Total noninterest expense | $814,000 | 10,939 |
Salaries and employee benefits | $369,000 | 11,230 |
Premises and equipment expense | $119,000 | 10,050 |
Additional noninterest expense | $326,000 | 10,488 |
Pre-tax net operating income | $403,000 | 9,222 |
Securities gains (losses) | $8,000 | 6,653 |
Applicable income taxes | $146,000 | 8,720 |
Income before extraordinary items | $265,000 | 9,725 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $265,000 | 9,862 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $93,000 | 6,088 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $259,880 | 9,420 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.