Home > First Security State Bank of Southeast Missouri > Income and Expense
First Security State Bank of Southeast Missouri, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 6,139 |
| Total interest expense | $236,000 | 6,128 |
| Net interest income | $635,000 | 6,049 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $121,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $456,000 | 6,389 |
| Salaries and employee benefits | $217,000 | 6,786 |
| Premises and equipment expense | $79,000 | 5,599 |
| Additional noninterest expense | $160,000 | 5,793 |
| Pre-tax net operating income | $300,000 | 4,995 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $109,000 | 3,632 |
| Income before extraordinary items | $191,000 | 5,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $191,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $191,000 | 5,495 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,241,000 | 6,199 |
| Total interest expense | $904,000 | 5,934 |
| Net interest income | $2,337,000 | 6,199 |
| Provision for loan and lease losses | $135,000 | 4,427 |
| Total noninterest income | $491,000 | 5,319 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $316,000 | 4,206 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $175,000 | 5,383 |
| Total noninterest expense | $1,840,000 | 6,303 |
| Salaries and employee benefits | $852,000 | 6,787 |
| Premises and equipment expense | $317,000 | 5,515 |
| Additional noninterest expense | $671,000 | 5,660 |
| Pre-tax net operating income | $853,000 | 5,637 |
| Securities gains (losses) | $24,000 | 2,281 |
| Applicable income taxes | $269,000 | 4,353 |
| Income before extraordinary items | $608,000 | 5,917 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $608,000 | 5,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,079 |
| Cash dividends | $550,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $591,440 | 5,917 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 6,281 |
| Total interest expense | $662,000 | 5,979 |
| Net interest income | $1,711,000 | 6,273 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $368,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $237,000 | 4,228 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 5,402 |
| Total noninterest expense | $1,382,000 | 6,244 |
| Salaries and employee benefits | $634,000 | 6,762 |
| Premises and equipment expense | $236,000 | 5,519 |
| Additional noninterest expense | $512,000 | 5,567 |
| Pre-tax net operating income | $637,000 | 5,733 |
| Securities gains (losses) | $24,000 | 2,195 |
| Applicable income taxes | $191,000 | 4,508 |
| Income before extraordinary items | $470,000 | 5,965 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $470,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $550,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $452,960 | 5,966 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 6,435 |
| Total interest expense | $418,000 | 6,169 |
| Net interest income | $1,095,000 | 6,420 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $241,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $157,000 | 4,225 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 5,512 |
| Total noninterest expense | $951,000 | 6,175 |
| Salaries and employee benefits | $429,000 | 6,766 |
| Premises and equipment expense | $155,000 | 5,567 |
| Additional noninterest expense | $367,000 | 5,361 |
| Pre-tax net operating income | $385,000 | 5,944 |
| Securities gains (losses) | $24,000 | 1,931 |
| Applicable income taxes | $101,000 | 4,830 |
| Income before extraordinary items | $308,000 | 5,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 5,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $550,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $290,000 | 6,034 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 6,497 |
| Total interest expense | $212,000 | 6,188 |
| Net interest income | $536,000 | 6,495 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $120,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 4,385 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $445,000 | 6,444 |
| Salaries and employee benefits | $220,000 | 6,718 |
| Premises and equipment expense | $78,000 | 5,588 |
| Additional noninterest expense | $147,000 | 6,069 |
| Pre-tax net operating income | $211,000 | 5,701 |
| Securities gains (losses) | $15,000 | 1,841 |
| Applicable income taxes | $81,000 | 4,121 |
| Income before extraordinary items | $145,000 | 6,091 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 6,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $550,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $135,400 | 6,142 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 6,445 |
| Total interest expense | $857,000 | 6,535 |
| Net interest income | $2,204,000 | 6,311 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $446,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $302,000 | 4,281 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $144,000 | 5,891 |
| Total noninterest expense | $1,824,000 | 6,315 |
| Salaries and employee benefits | $846,000 | 6,759 |
| Premises and equipment expense | $310,000 | 5,580 |
| Additional noninterest expense | $668,000 | 5,643 |
| Pre-tax net operating income | $826,000 | 5,618 |
| Securities gains (losses) | $58,000 | 2,371 |
| Applicable income taxes | $258,000 | 4,517 |
| Income before extraordinary items | $626,000 | 5,859 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $626,000 | 5,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,929 |
| Cash dividends | $552,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $584,820 | 5,841 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 6,522 |
| Total interest expense | $642,000 | 6,685 |
| Net interest income | $1,657,000 | 6,344 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $341,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $228,000 | 4,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 5,844 |
| Total noninterest expense | $1,279,000 | 6,495 |
| Salaries and employee benefits | $620,000 | 6,824 |
| Premises and equipment expense | $227,000 | 5,617 |
| Additional noninterest expense | $432,000 | 6,114 |
| Pre-tax net operating income | $719,000 | 5,436 |
| Securities gains (losses) | $58,000 | 2,190 |
| Applicable income taxes | $280,000 | 4,044 |
| Income before extraordinary items | $497,000 | 5,876 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $497,000 | 5,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $552,000 | 2,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $459,880 | 5,874 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 6,580 |
| Total interest expense | $437,000 | 6,753 |
| Net interest income | $1,093,000 | 6,379 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $227,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $156,000 | 4,191 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $71,000 | 5,964 |
| Total noninterest expense | $853,000 | 6,514 |
| Salaries and employee benefits | $413,000 | 6,857 |
| Premises and equipment expense | $149,000 | 5,669 |
| Additional noninterest expense | $291,000 | 6,078 |
| Pre-tax net operating income | $467,000 | 5,484 |
| Securities gains (losses) | $58,000 | 1,914 |
| Applicable income taxes | $188,000 | 4,091 |
| Income before extraordinary items | $337,000 | 5,824 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $337,000 | 5,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $552,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $299,880 | 5,905 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $765,000 | 6,625 |
| Total interest expense | $218,000 | 6,841 |
| Net interest income | $547,000 | 6,372 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $116,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 4,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 5,739 |
| Total noninterest expense | $426,000 | 6,524 |
| Salaries and employee benefits | $206,000 | 6,888 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $144,000 | 6,077 |
| Pre-tax net operating income | $237,000 | 5,426 |
| Securities gains (losses) | $40,000 | 1,513 |
| Applicable income taxes | $98,000 | 3,973 |
| Income before extraordinary items | $179,000 | 5,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $552,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $153,000 | 5,776 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 6,574 |
| Total interest expense | $1,086,000 | 6,710 |
| Net interest income | $2,176,000 | 6,366 |
| Provision for loan and lease losses | $195,000 | 4,416 |
| Total noninterest income | $503,000 | 5,198 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $355,000 | 3,828 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 5,632 |
| Total noninterest expense | $1,738,000 | 6,377 |
| Salaries and employee benefits | $771,000 | 6,993 |
| Premises and equipment expense | $318,000 | 5,381 |
| Additional noninterest expense | $649,000 | 5,662 |
| Pre-tax net operating income | $746,000 | 5,940 |
| Securities gains (losses) | $51,000 | 2,387 |
| Applicable income taxes | $245,000 | 4,794 |
| Income before extraordinary items | $552,000 | 6,170 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $552,000 | 6,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,733 |
| Cash dividends | $475,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $516,810 | 6,172 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 6,353 |
| Total interest expense | $2,046,000 | 6,026 |
| Net interest income | $1,957,000 | 6,498 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $451,000 | 5,354 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $310,000 | 4,076 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $141,000 | 5,661 |
| Total noninterest expense | $1,679,000 | 6,388 |
| Salaries and employee benefits | $767,000 | 6,921 |
| Premises and equipment expense | $287,000 | 5,667 |
| Additional noninterest expense | $625,000 | 5,695 |
| Pre-tax net operating income | $729,000 | 5,716 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $270,000 | 4,475 |
| Income before extraordinary items | $477,000 | 6,188 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $477,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,411 |
| Cash dividends | $468,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $465,480 | 6,114 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 6,167 |
| Total interest expense | $2,309,000 | 5,827 |
| Net interest income | $2,098,000 | 6,428 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $552,000 | 4,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $1,898,000 | 5,865 |
| Salaries and employee benefits | $820,000 | 6,630 |
| Premises and equipment expense | $295,000 | 5,479 |
| Additional noninterest expense | $783,000 | 4,806 |
| Pre-tax net operating income | $752,000 | 6,035 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $294,000 | 4,637 |
| Income before extraordinary items | $458,000 | 6,551 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $458,000 | 6,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,541 |
| Cash dividends | $230,000 | 4,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $458,000 | 6,563 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 7,507 |
| Total interest expense | $1,516,000 | 6,933 |
| Net interest income | $1,368,000 | 7,840 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $313,000 | 6,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,735 |
| Total noninterest expense | $1,264,000 | 7,390 |
| Salaries and employee benefits | $564,000 | 7,945 |
| Premises and equipment expense | $126,000 | 8,112 |
| Additional noninterest expense | $574,000 | 5,994 |
| Pre-tax net operating income | $367,000 | 7,752 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $133,000 | 6,472 |
| Income before extraordinary items | $234,000 | 8,046 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $234,000 | 8,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,097 |
| Cash dividends | $172,000 | 5,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $234,000 | 8,022 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,836,000 | 7,724 |
| Total interest expense | $1,502,000 | 7,187 |
| Net interest income | $1,334,000 | 8,035 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $302,000 | 6,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,303 |
| Total noninterest expense | $1,365,000 | 7,055 |
| Salaries and employee benefits | $527,000 | 8,188 |
| Premises and equipment expense | $163,000 | 7,375 |
| Additional noninterest expense | $675,000 | 5,307 |
| Pre-tax net operating income | $246,000 | 8,688 |
| Securities gains (losses) | $-4,000 | 10,023 |
| Applicable income taxes | $69,000 | 8,007 |
| Income before extraordinary items | $173,000 | 8,817 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $173,000 | 8,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,259 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $175,840 | 8,732 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 7,339 |
| Total interest expense | $1,836,000 | 6,595 |
| Net interest income | $1,522,000 | 7,933 |
| Provision for loan and lease losses | $943,000 | 1,032 |
| Total noninterest income | $239,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,653 |
| Total noninterest expense | $1,433,000 | 6,954 |
| Salaries and employee benefits | $703,000 | 7,302 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $567,000 | 6,007 |
| Pre-tax net operating income | $-615,000 | 10,778 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $-208,000 | 10,799 |
| Income before extraordinary items | $-408,000 | 10,727 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-408,000 | 10,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $891,000 | 864 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-407,340 | 10,708 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 7,515 |
| Total interest expense | $1,776,000 | 6,896 |
| Net interest income | $1,621,000 | 7,973 |
| Provision for loan and lease losses | $245,000 | 2,976 |
| Total noninterest income | $232,000 | 7,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $1,239,000 | 7,866 |
| Salaries and employee benefits | $613,000 | 8,046 |
| Premises and equipment expense | $138,000 | 8,337 |
| Additional noninterest expense | $488,000 | 7,154 |
| Pre-tax net operating income | $369,000 | 8,694 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $140,000 | 8,024 |
| Income before extraordinary items | $229,000 | 9,009 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $229,000 | 9,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,102 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $229,000 | 8,949 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 8,552 |
| Total interest expense | $1,317,000 | 8,223 |
| Net interest income | $1,440,000 | 8,697 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $263,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,460 |
| Total noninterest expense | $1,161,000 | 8,346 |
| Salaries and employee benefits | $574,000 | 8,536 |
| Premises and equipment expense | $131,000 | 8,769 |
| Additional noninterest expense | $456,000 | 7,647 |
| Pre-tax net operating income | $487,000 | 8,507 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $182,000 | 7,745 |
| Income before extraordinary items | $321,000 | 8,731 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $321,000 | 8,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $310,760 | 8,794 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 9,367 |
| Total interest expense | $1,024,000 | 8,590 |
| Net interest income | $1,211,000 | 9,736 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $243,000 | 8,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $1,037,000 | 9,220 |
| Salaries and employee benefits | $486,000 | 9,522 |
| Premises and equipment expense | $125,000 | 9,244 |
| Additional noninterest expense | $426,000 | 8,568 |
| Pre-tax net operating income | $357,000 | 9,679 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $122,000 | 8,885 |
| Income before extraordinary items | $239,000 | 9,820 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $239,000 | 9,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 11,710 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $236,360 | 9,916 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 10,184 |
| Total interest expense | $930,000 | 9,427 |
| Net interest income | $1,068,000 | 10,534 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $197,000 | 9,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $1,023,000 | 9,638 |
| Salaries and employee benefits | $424,000 | 10,401 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $485,000 | 8,376 |
| Pre-tax net operating income | $132,000 | 11,619 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $45,000 | 11,057 |
| Income before extraordinary items | $95,000 | 11,842 |
| Extraordinary gains, net | $11,000 | 2,917 |
| Net income | $106,000 | 11,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,561 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $89,560 | 11,727 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 10,313 |
| Total interest expense | $1,093,000 | 10,004 |
| Net interest income | $1,190,000 | 10,358 |
| Provision for loan and lease losses | $305,000 | 4,063 |
| Total noninterest income | $230,000 | 8,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $1,238,000 | 8,886 |
| Salaries and employee benefits | $457,000 | 10,236 |
| Premises and equipment expense | $126,000 | 9,817 |
| Additional noninterest expense | $655,000 | 7,070 |
| Pre-tax net operating income | $-123,000 | 12,987 |
| Securities gains (losses) | $77,000 | 3,440 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-46,000 | 12,989 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-46,000 | 12,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 4,645 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-123,000 | 12,951 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.