Home > First Security National Bank > Income and Expense

First Security National Bank, Income and Expense

2009-09-30 (YTD Data)Rank
Total interest income$2,870,0005,885
Total interest expense$2,708,0003,096
Net interest income$162,0008,037
Provision for loan and lease losses$1,596,0002,147
Total noninterest income$-4,030,0008,083
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$176,0004,372
Trading account gains and fees$0212
Additional Noninterest Income$-4,206,0008,083
Total noninterest expense$4,246,0003,339
Salaries and employee benefits$1,377,0004,643
Premises and equipment expense$554,0003,369
Additional noninterest expense$2,315,0002,257
Pre-tax net operating income$-9,710,0007,732
Securities gains (losses)$03,497
Applicable income taxes$6,0004,171
Income before extraordinary items$-9,716,0007,771
Extraordinary gains, net$027
Net income$-9,716,0007,770
Minority interest net income$0118
Net income of bank and minority interests.$-9,716,0007,771
Net charge-offs$1,722,0001,647
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-9,716,0007,777
2009-06-30 (YTD Data)Rank
Total interest income$2,011,0005,819
Total interest expense$1,867,0003,134
Net interest income$144,0008,097
Provision for loan and lease losses$1,596,0001,602
Total noninterest income$-2,913,0008,173
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$117,0004,337
Trading account gains and fees$0193
Additional Noninterest Income$-3,030,0008,172
Total noninterest expense$2,786,0003,419
Salaries and employee benefits$935,0004,644
Premises and equipment expense$369,0003,391
Additional noninterest expense$1,482,0002,356
Pre-tax net operating income$-7,151,0007,836
Securities gains (losses)$03,136
Applicable income taxes$6,0004,180
Income before extraordinary items$-7,157,0007,885
Extraordinary gains, net$021
Net income$-7,157,0007,884
Minority interest net income$0112
Net income of bank and minority interests.$-7,157,0007,884
Net charge-offs$767,0001,884
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-7,157,0007,891
2009-03-31 (YTD Data)Rank
Total interest income$1,274,0005,219
Total interest expense$967,0003,133
Net interest income$307,0007,334
Provision for loan and lease losses$1,596,000879
Total noninterest income$-1,970,0008,231
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$62,0004,193
Trading account gains and fees$0171
Additional Noninterest Income$-2,032,0008,237
Total noninterest expense$1,459,0003,214
Salaries and employee benefits$477,0004,629
Premises and equipment expense$190,0003,369
Additional noninterest expense$792,0002,012
Pre-tax net operating income$-4,718,0008,019
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-4,718,0008,048
Extraordinary gains, net$015
Net income$-4,718,0008,049
Minority interest net income$0102
Net income of bank and minority interests.$-4,718,0008,049
Net charge-offs$661,0001,187
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-4,718,0008,047
2008-12-31 (YTD Data)Rank
Total interest income$6,422,0004,734
Total interest expense$4,272,0003,347
Net interest income$2,150,0006,265
Provision for loan and lease losses$1,121,0002,538
Total noninterest income$515,0004,775
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$339,0003,786
Trading account gains and fees$0154
Additional Noninterest Income$176,0005,052
Total noninterest expense$5,688,0003,230
Salaries and employee benefits$2,404,0003,893
Premises and equipment expense$852,0003,020
Additional noninterest expense$2,432,0002,406
Pre-tax net operating income$-4,144,0007,729
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-4,144,0007,750
Extraordinary gains, net$039
Net income$-4,144,0007,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,028,0001,927
Cash dividends$244,0004,326
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-4,144,0007,809
2008-09-30 (YTD Data)Rank
Total interest income$5,428,0004,449
Total interest expense$3,357,0003,337
Net interest income$2,071,0005,688
Provision for loan and lease losses$885,0001,979
Total noninterest income$390,0004,863
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$278,0003,638
Trading account gains and fees$0148
Additional Noninterest Income$112,0005,436
Total noninterest expense$3,949,0003,415
Salaries and employee benefits$1,889,0003,780
Premises and equipment expense$635,0003,043
Additional noninterest expense$1,425,0002,905
Pre-tax net operating income$-2,373,0007,925
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-2,373,0007,935
Extraordinary gains, net$031
Net income$-2,373,0007,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$766,0001,531
Cash dividends$190,0003,947
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,373,0007,999
2008-06-30 (YTD Data)Rank
Total interest income$4,329,0004,027
Total interest expense$2,295,0003,398
Net interest income$2,034,0004,568
Provision for loan and lease losses$825,0001,386
Total noninterest income$365,0004,196
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$187,0003,617
Trading account gains and fees$0149
Additional Noninterest Income$178,0003,996
Total noninterest expense$2,574,0003,478
Salaries and employee benefits$1,285,0003,762
Premises and equipment expense$419,0003,082
Additional noninterest expense$870,0003,106
Pre-tax net operating income$-1,000,0007,914
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,000,0007,995
Extraordinary gains, net$021
Net income$-1,000,0007,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$535,0001,250
Cash dividends$136,0003,845
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,000,0007,981
2008-03-31 (YTD Data)Rank
Total interest income$2,536,0003,685
Total interest expense$1,199,0003,456
Net interest income$1,337,0003,789
Provision for loan and lease losses$245,0001,612
Total noninterest income$229,0003,708
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$98,0003,504
Trading account gains and fees$0158
Additional Noninterest Income$131,0003,281
Total noninterest expense$1,320,0003,436
Salaries and employee benefits$669,0003,664
Premises and equipment expense$218,0002,990
Additional noninterest expense$433,0003,077
Pre-tax net operating income$1,0007,153
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,0007,260
Extraordinary gains, net$015
Net income$1,0007,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,590
Cash dividends$72,0003,178
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,0007,171
2007-12-31 (YTD Data)Rank
Total interest income$12,824,0003,114
Total interest expense$5,265,0003,341
Net interest income$7,559,0002,894
Provision for loan and lease losses$1,009,0001,412
Total noninterest income$554,0004,801
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$356,0003,744
Trading account gains and fees$0178
Additional Noninterest Income$198,0005,077
Total noninterest expense$5,167,0003,360
Salaries and employee benefits$2,766,0003,446
Premises and equipment expense$796,0003,093
Additional noninterest expense$1,605,0003,234
Pre-tax net operating income$1,937,0003,371
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$1,937,0002,890
Extraordinary gains, net$039
Net income$1,937,0002,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$929,0001,089
Cash dividends$1,755,0001,785
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,937,0002,879
2007-09-30 (YTD Data)Rank
Total interest income$9,885,0003,012
Total interest expense$3,922,0003,351
Net interest income$5,963,0002,741
Provision for loan and lease losses$270,0002,452
Total noninterest income$388,0004,981
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$256,0003,825
Trading account gains and fees$0184
Additional Noninterest Income$132,0005,317
Total noninterest expense$3,674,0003,474
Salaries and employee benefits$1,970,0003,581
Premises and equipment expense$569,0003,208
Additional noninterest expense$1,135,0003,336
Pre-tax net operating income$2,407,0002,504
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,407,0002,064
Extraordinary gains, net$033
Net income$2,407,0002,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,926
Cash dividends$1,679,0001,389
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,407,0002,047
2007-06-30 (YTD Data)Rank
Total interest income$6,616,0003,011
Total interest expense$2,584,0003,368
Net interest income$4,032,0002,734
Provision for loan and lease losses$180,0002,301
Total noninterest income$206,0005,511
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$164,0003,909
Trading account gains and fees$0168
Additional Noninterest Income$42,0006,534
Total noninterest expense$2,395,0003,571
Salaries and employee benefits$1,310,0003,611
Premises and equipment expense$361,0003,350
Additional noninterest expense$724,0003,468
Pre-tax net operating income$1,663,0002,500
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,663,0002,051
Extraordinary gains, net$029
Net income$1,663,0002,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$892,0001,697
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,663,0002,031
2007-03-31 (YTD Data)Rank
Total interest income$3,325,0003,007
Total interest expense$1,313,0003,297
Net interest income$2,012,0002,741
Provision for loan and lease losses$90,0002,153
Total noninterest income$113,0005,260
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$89,0003,686
Trading account gains and fees$0195
Additional Noninterest Income$24,0006,337
Total noninterest expense$1,169,0003,645
Salaries and employee benefits$635,0003,728
Premises and equipment expense$177,0003,447
Additional noninterest expense$357,0003,478
Pre-tax net operating income$866,0002,417
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$866,0001,931
Extraordinary gains, net$022
Net income$866,0001,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$481,0001,467
Sale, conversion, retirement of capital stock, net$0885
Net operating income$866,0001,921
2006-12-31 (YTD Data)Rank
Total interest income$12,791,0002,930
Total interest expense$4,330,0003,391
Net interest income$8,461,0002,652
Provision for loan and lease losses$360,0002,452
Total noninterest income$414,0005,532
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$348,0003,821
Trading account gains and fees$0130
Additional Noninterest Income$66,0006,936
Total noninterest expense$4,930,0003,391
Salaries and employee benefits$3,056,0003,084
Premises and equipment expense$443,0004,617
Additional noninterest expense$1,431,0003,414
Pre-tax net operating income$3,585,0002,441
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,585,0001,974
Extraordinary gains, net$051
Net income$3,585,0001,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$1,273,0002,174
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,585,0001,956
2006-09-30 (YTD Data)Rank
Total interest income$9,435,0002,947
Total interest expense$2,993,0003,521
Net interest income$6,442,0002,641
Provision for loan and lease losses$270,0002,327
Total noninterest income$305,0005,597
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$252,0003,935
Trading account gains and fees$0126
Additional Noninterest Income$53,0006,851
Total noninterest expense$2,885,0004,088
Salaries and employee benefits$1,761,0003,784
Premises and equipment expense$286,0005,100
Additional noninterest expense$838,0004,137
Pre-tax net operating income$3,592,0002,014
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,592,0001,551
Extraordinary gains, net$045
Net income$3,592,0001,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$1,195,0001,718
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,592,0001,534
2006-06-30 (YTD Data)Rank
Total interest income$6,094,0002,984
Total interest expense$1,871,0003,576
Net interest income$4,223,0002,679
Provision for loan and lease losses$180,0002,262
Total noninterest income$196,0005,687
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$158,0004,030
Trading account gains and fees$0126
Additional Noninterest Income$38,0006,794
Total noninterest expense$1,848,0004,221
Salaries and employee benefits$1,131,0003,915
Premises and equipment expense$188,0005,122
Additional noninterest expense$529,0004,293
Pre-tax net operating income$2,391,0002,031
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,391,0001,543
Extraordinary gains, net$039
Net income$2,391,0001,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$675,0001,937
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,391,0001,527
2006-03-31 (YTD Data)Rank
Total interest income$2,851,0003,099
Total interest expense$803,0003,808
Net interest income$2,048,0002,730
Provision for loan and lease losses$90,0002,132
Total noninterest income$91,0005,791
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$73,0004,136
Trading account gains and fees$0115
Additional Noninterest Income$18,0006,859
Total noninterest expense$868,0004,433
Salaries and employee benefits$534,0004,097
Premises and equipment expense$89,0005,311
Additional noninterest expense$245,0004,544
Pre-tax net operating income$1,181,0001,998
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,181,0001,540
Extraordinary gains, net$021
Net income$1,181,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$83,0003,270
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,181,0001,520
2005-12-31 (YTD Data)Rank
Total interest income$8,364,0003,626
Total interest expense$1,838,0004,686
Net interest income$6,526,0003,201
Provision for loan and lease losses$30,0006,187
Total noninterest income$390,0005,771
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$290,0004,260
Trading account gains and fees$0138
Additional Noninterest Income$100,0006,402
Total noninterest expense$3,826,0004,002
Salaries and employee benefits$2,482,0003,512
Premises and equipment expense$352,0005,267
Additional noninterest expense$992,0004,443
Pre-tax net operating income$3,060,0002,709
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$3,060,0002,208
Extraordinary gains, net$046
Net income$3,060,0002,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,831
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,060,0002,179
2005-09-30 (YTD Data)Rank
Total interest income$5,829,0003,796
Total interest expense$1,233,0004,866
Net interest income$4,596,0003,361
Provision for loan and lease losses$06,899
Total noninterest income$286,0005,869
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$221,0004,251
Trading account gains and fees$0126
Additional Noninterest Income$65,0006,628
Total noninterest expense$2,347,0004,620
Salaries and employee benefits$1,503,0004,089
Premises and equipment expense$269,0005,188
Additional noninterest expense$575,0005,245
Pre-tax net operating income$2,535,0002,547
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,535,0002,034
Extraordinary gains, net$035
Net income$2,535,0002,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,184
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,535,0001,998
2005-06-30 (YTD Data)Rank
Total interest income$3,582,0003,973
Total interest expense$714,0005,087
Net interest income$2,868,0003,524
Provision for loan and lease losses$06,626
Total noninterest income$169,0006,107
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$131,0004,456
Trading account gains and fees$0116
Additional Noninterest Income$38,0006,863
Total noninterest expense$1,538,0004,654
Salaries and employee benefits$921,0004,337
Premises and equipment expense$189,0005,007
Additional noninterest expense$428,0004,872
Pre-tax net operating income$1,499,0002,757
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,499,0002,232
Extraordinary gains, net$030
Net income$1,499,0002,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,491
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,499,0002,197
2005-03-31 (YTD Data)Rank
Total interest income$1,620,0004,239
Total interest expense$297,0005,505
Net interest income$1,323,0003,754
Provision for loan and lease losses$06,226
Total noninterest income$92,0005,872
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$71,0004,223
Trading account gains and fees$0115
Additional Noninterest Income$21,0006,763
Total noninterest expense$753,0004,733
Salaries and employee benefits$446,0004,475
Premises and equipment expense$92,0005,144
Additional noninterest expense$215,0004,837
Pre-tax net operating income$662,0002,998
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$662,0002,428
Extraordinary gains, net$024
Net income$662,0002,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,394
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$662,0002,385
2004-12-31 (YTD Data)Rank
Total interest income$5,881,0004,321
Total interest expense$923,0005,884
Net interest income$4,958,0003,824
Provision for loan and lease losses$07,314
Total noninterest income$358,0006,038
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$266,0004,596
Trading account gains and fees$0138
Additional Noninterest Income$92,0006,549
Total noninterest expense$3,346,0004,320
Salaries and employee benefits$1,970,0004,042
Premises and equipment expense$390,0004,843
Additional noninterest expense$986,0004,397
Pre-tax net operating income$1,970,0003,539
Securities gains (losses)$03,819
Applicable income taxes$-40,0008,660
Income before extraordinary items$2,010,0002,909
Extraordinary gains, net$034
Net income$2,010,0002,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,475
Cash dividends$560,0003,348
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,010,0002,852
2004-09-30 (YTD Data)Rank
Total interest income$4,332,0004,359
Total interest expense$701,0005,821
Net interest income$3,631,0003,887
Provision for loan and lease losses$07,100
Total noninterest income$255,0006,178
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$187,0004,797
Trading account gains and fees$0134
Additional Noninterest Income$68,0006,593
Total noninterest expense$2,268,0004,604
Salaries and employee benefits$1,273,0004,483
Premises and equipment expense$296,0004,794
Additional noninterest expense$699,0004,537
Pre-tax net operating income$1,618,0003,408
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,618,0002,773
Extraordinary gains, net$026
Net income$1,618,0002,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,579
Cash dividends$550,0002,544
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,618,0002,711
2004-06-30 (YTD Data)Rank
Total interest income$2,866,0004,379
Total interest expense$474,0005,801
Net interest income$2,392,0003,910
Provision for loan and lease losses$06,885
Total noninterest income$166,0006,244
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$121,0004,859
Trading account gains and fees$0130
Additional Noninterest Income$45,0006,633
Total noninterest expense$1,523,0004,619
Salaries and employee benefits$843,0004,538
Premises and equipment expense$193,0004,879
Additional noninterest expense$487,0004,395
Pre-tax net operating income$1,035,0003,455
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,035,0002,845
Extraordinary gains, net$021
Net income$1,035,0002,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,314
Cash dividends$550,0001,992
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,035,0002,769
2004-03-31 (YTD Data)Rank
Total interest income$1,445,0004,387
Total interest expense$237,0005,848
Net interest income$1,208,0003,874
Provision for loan and lease losses$06,501
Total noninterest income$80,0006,291
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$60,0004,803
Trading account gains and fees$0121
Additional Noninterest Income$20,0006,798
Total noninterest expense$800,0004,481
Salaries and employee benefits$427,0004,504
Premises and equipment expense$102,0004,723
Additional noninterest expense$271,0004,056
Pre-tax net operating income$488,0003,588
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$488,0003,009
Extraordinary gains, net$016
Net income$488,0003,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$150,0002,469
Sale, conversion, retirement of capital stock, net$0464
Net operating income$488,0002,902
2003-12-31 (YTD Data)Rank
Total interest income$5,873,0004,370
Total interest expense$1,006,0006,109
Net interest income$4,867,0003,750
Provision for loan and lease losses$90,0005,469
Total noninterest income$355,0006,229
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$269,0004,572
Trading account gains and fees$0160
Additional Noninterest Income$86,0006,777
Total noninterest expense$3,339,0004,280
Salaries and employee benefits$1,904,0004,085
Premises and equipment expense$424,0004,539
Additional noninterest expense$1,011,0004,241
Pre-tax net operating income$1,793,0003,640
Securities gains (losses)$04,500
Applicable income taxes$1,506,0001,619
Income before extraordinary items$287,0007,340
Extraordinary gains, net$054
Net income$287,0007,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,922
Cash dividends$306,0004,321
Sale, conversion, retirement of capital stock, net$168,000628
Net operating income$287,0007,196
2003-09-30 (YTD Data)Rank
Total interest income$4,428,0004,401
Total interest expense$770,0006,183
Net interest income$3,658,0003,780
Provision for loan and lease losses$90,0004,812
Total noninterest income$265,0006,276
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$196,0004,665
Trading account gains and fees$0153
Additional Noninterest Income$69,0006,726
Total noninterest expense$2,340,0004,481
Salaries and employee benefits$1,281,0004,417
Premises and equipment expense$324,0004,491
Additional noninterest expense$735,0004,330
Pre-tax net operating income$1,493,0003,523
Securities gains (losses)$04,204
Applicable income taxes$468,0003,143
Income before extraordinary items$1,025,0003,923
Extraordinary gains, net$040
Net income$1,025,0003,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,869
Cash dividends$291,0003,548
Sale, conversion, retirement of capital stock, net$168,000468
Net operating income$1,025,0003,761
2003-06-30 (YTD Data)Rank
Total interest income$2,877,0004,515
Total interest expense$531,0006,202
Net interest income$2,346,0003,891
Provision for loan and lease losses$60,0004,687
Total noninterest income$180,0006,230
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$131,0004,632
Trading account gains and fees$0150
Additional Noninterest Income$49,0006,605
Total noninterest expense$1,563,0004,448
Salaries and employee benefits$848,0004,439
Premises and equipment expense$218,0004,468
Additional noninterest expense$497,0004,265
Pre-tax net operating income$903,0003,750
Securities gains (losses)$03,782
Applicable income taxes$277,0003,379
Income before extraordinary items$626,0004,166
Extraordinary gains, net$030
Net income$626,0004,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,977
Cash dividends$39,0004,878
Sale, conversion, retirement of capital stock, net$168,000347
Net operating income$626,0003,971
2003-03-31 (YTD Data)Rank
Total interest income$1,454,0004,506
Total interest expense$280,0006,156
Net interest income$1,174,0003,893
Provision for loan and lease losses$30,0004,429
Total noninterest income$93,0006,074
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$66,0004,513
Trading account gains and fees$0134
Additional Noninterest Income$27,0006,429
Total noninterest expense$781,0004,440
Salaries and employee benefits$418,0004,489
Premises and equipment expense$109,0004,452
Additional noninterest expense$254,0004,153
Pre-tax net operating income$456,0003,715
Securities gains (losses)$02,891
Applicable income taxes$144,0003,290
Income before extraordinary items$312,0004,123
Extraordinary gains, net$021
Net income$312,0004,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0009,087
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$168,000199
Net operating income$312,0003,933
2002-12-31 (YTD Data)Rank
Total interest income$6,198,0004,455
Total interest expense$1,632,0005,465
Net interest income$4,566,0003,938
Provision for loan and lease losses$90,0005,880
Total noninterest income$390,0005,841
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$294,0004,271
Trading account gains and fees$0153
Additional Noninterest Income$96,0006,527
Total noninterest expense$3,216,0004,231
Salaries and employee benefits$1,740,0004,197
Premises and equipment expense$456,0004,228
Additional noninterest expense$1,020,0004,116
Pre-tax net operating income$1,650,0003,859
Securities gains (losses)$04,537
Applicable income taxes$496,0003,461
Income before extraordinary items$1,154,0004,190
Extraordinary gains, net$070
Net income$1,154,0004,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,568
Cash dividends$515,0003,387
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,154,0004,094
2001-12-31 (YTD Data)Rank
Total interest income$7,285,0004,304
Total interest expense$2,571,0005,305
Net interest income$4,714,0003,608
Provision for loan and lease losses$100,0005,578
Total noninterest income$384,0005,793
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$312,0004,058
Trading account gains and fees$0177
Additional Noninterest Income$72,0007,063
Total noninterest expense$3,217,0004,110
Salaries and employee benefits$1,879,0003,770
Premises and equipment expense$462,0004,152
Additional noninterest expense$876,0004,485
Pre-tax net operating income$1,781,0003,462
Securities gains (losses)$04,612
Applicable income taxes$555,0003,123
Income before extraordinary items$1,226,0003,746
Extraordinary gains, net$0105
Net income$1,226,0003,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,344
Cash dividends$483,0003,541
Sale, conversion, retirement of capital stock, net$100,000649
Net operating income$1,226,0003,631
2000-12-31 (YTD Data)Rank
Total interest income$8,194,0004,050
Total interest expense$2,754,0005,234
Net interest income$5,440,0003,237
Provision for loan and lease losses$180,0003,942
Total noninterest income$378,0005,689
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$314,0003,926
Trading account gains and feesNANA
Additional Noninterest Income$64,0007,361
Total noninterest expense$3,546,0003,660
Salaries and employee benefits$1,998,0003,470
Premises and equipment expense$432,0004,255
Additional noninterest expense$1,116,0003,656
Pre-tax net operating income$2,092,0003,211
Securities gains (losses)$01,956
Applicable income taxes$651,0002,954
Income before extraordinary items$1,441,0003,357
Extraordinary gains, net$038
Net income$1,441,0003,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0009,408
Cash dividends$507,0003,507
Sale, conversion, retirement of capital stock, net$240,000619
Net operating income$1,441,0003,346
1999-12-31 (YTD Data)Rank
Total interest income$6,489,0004,682
Total interest expense$1,972,0006,051
Net interest income$4,517,0003,774
Provision for loan and lease losses$90,0005,432
Total noninterest income$373,0005,815
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$300,0003,989
Trading account gains and feesNANA
Additional Noninterest Income$73,0007,335
Total noninterest expense$2,984,0004,230
Salaries and employee benefits$1,640,0004,037
Premises and equipment expense$403,0004,509
Additional noninterest expense$941,0004,218
Pre-tax net operating income$1,816,0003,589
Securities gains (losses)$03,155
Applicable income taxes$572,0003,323
Income before extraordinary items$1,244,0003,764
Extraordinary gains, net$035
Net income$1,244,0003,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,465
Cash dividends$313,0004,432
Sale, conversion, retirement of capital stock, net$24,000926
Net operating income$1,244,0003,733
1998-12-31 (YTD Data)Rank
Total interest income$6,120,0004,931
Total interest expense$2,155,0005,914
Net interest income$3,965,0004,148
Provision for loan and lease losses$95,0005,236
Total noninterest income$429,0005,397
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$314,0003,803
Trading account gains and feesNANA
Additional Noninterest Income$115,0006,303
Total noninterest expense$2,760,0004,426
Salaries and employee benefits$1,443,0004,373
Premises and equipment expense$333,0005,056
Additional noninterest expense$984,0004,017
Pre-tax net operating income$1,539,0004,102
Securities gains (losses)$04,449
Applicable income taxes$469,0004,011
Income before extraordinary items$1,070,0004,273
Extraordinary gains, net$032
Net income$1,070,0004,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,731
Cash dividends$78,0006,533
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,070,0004,174
1997-12-31 (YTD Data)Rank
Total interest income$5,517,0005,393
Total interest expense$1,841,0006,584
Net interest income$3,676,0004,550
Provision for loan and lease losses$75,0005,767
Total noninterest income$413,0005,621
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$300,0004,075
Trading account gains and feesNANA
Additional Noninterest Income$113,0006,436
Total noninterest expense$2,425,0004,895
Salaries and employee benefits$1,333,0004,686
Premises and equipment expense$331,0005,100
Additional noninterest expense$761,0004,913
Pre-tax net operating income$1,589,0004,261
Securities gains (losses)$03,944
Applicable income taxes$520,0004,096
Income before extraordinary items$1,069,0004,453
Extraordinary gains, net$044
Net income$1,069,0004,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,00010,401
Cash dividends$646,0002,937
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,069,0004,393
1996-12-31 (YTD Data)Rank
Total interest income$4,813,0006,102
Total interest expense$1,704,0007,072
Net interest income$3,109,0005,305
Provision for loan and lease losses$60,0006,086
Total noninterest income$374,0006,173
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$257,0004,730
Trading account gains and feesNANA
Additional Noninterest Income$117,0006,675
Total noninterest expense$2,180,0005,581
Salaries and employee benefits$1,167,0005,335
Premises and equipment expense$280,0005,838
Additional noninterest expense$733,0005,556
Pre-tax net operating income$1,243,0005,011
Securities gains (losses)$04,148
Applicable income taxes$418,0004,754
Income before extraordinary items$825,0005,194
Extraordinary gains, net$053
Net income$825,0005,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,343
Cash dividends$255,0004,901
Sale, conversion, retirement of capital stock, net$0953
Net operating income$825,0005,131
1995-12-31 (YTD Data)Rank
Total interest income$4,322,0006,655
Total interest expense$1,562,0007,526
Net interest income$2,760,0005,880
Provision for loan and lease losses$60,0005,704
Total noninterest income$278,0007,334
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$221,0005,323
Trading account gains and feesNANA
Additional Noninterest Income$57,0008,889
Total noninterest expense$1,982,0006,025
Salaries and employee benefits$1,053,0005,802
Premises and equipment expense$255,0006,261
Additional noninterest expense$674,0006,035
Pre-tax net operating income$996,0006,020
Securities gains (losses)$03,831
Applicable income taxes$334,0005,611
Income before extraordinary items$662,0006,224
Extraordinary gains, net$065
Net income$662,0006,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,354
Cash dividends$957,0002,139
Sale, conversion, retirement of capital stock, net$0809
Net operating income$662,0006,209
1994-12-31 (YTD Data)Rank
Total interest income$3,417,0007,458
Total interest expense$1,049,0008,485
Net interest income$2,368,0006,721
Provision for loan and lease losses$59,0005,840
Total noninterest income$273,0007,603
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$217,0005,563
Trading account gains and feesNANA
Additional Noninterest Income$56,0009,309
Total noninterest expense$1,699,0006,991
Salaries and employee benefits$943,0006,398
Premises and equipment expense$236,0006,767
Additional noninterest expense$520,0007,668
Pre-tax net operating income$883,0006,477
Securities gains (losses)$03,600
Applicable income taxes$293,0005,969
Income before extraordinary items$590,0006,618
Extraordinary gains, net$0249
Net income$590,0006,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$206,0005,370
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$590,0006,675
1993-12-31 (YTD Data)Rank
Total interest income$2,861,0008,564
Total interest expense$861,0009,735
Net interest income$2,000,0007,671
Provision for loan and lease losses$60,0006,949
Total noninterest income$315,0007,443
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$246,0005,182
Trading account gains and feesNANA
Additional Noninterest Income$69,0009,126
Total noninterest expense$1,470,0007,930
Salaries and employee benefits$839,0007,080
Premises and equipment expense$202,0007,645
Additional noninterest expense$429,0008,939
Pre-tax net operating income$785,0006,895
Securities gains (losses)$07,477
Applicable income taxes$264,0006,577
Income before extraordinary items$521,0007,377
Extraordinary gains, net$03,149
Net income$521,0007,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0007,509
Cash dividends$329,0004,144
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$521,0007,134
1992-12-31 (YTD Data)Rank
Total interest income$2,772,0009,385
Total interest expense$1,030,00010,268
Net interest income$1,742,0008,524
Provision for loan and lease losses$85,0007,723
Total noninterest income$331,0007,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$269,0004,842
Trading account gains and feesNANA
Additional Noninterest Income$62,0009,701
Total noninterest expense$1,374,0008,394
Salaries and employee benefits$758,0007,552
Premises and equipment expense$195,0007,943
Additional noninterest expense$421,0009,322
Pre-tax net operating income$614,0007,608
Securities gains (losses)$08,369
Applicable income taxes$190,0007,757
Income before extraordinary items$424,0007,974
Extraordinary gains, net$01,422
Net income$424,0008,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00013,032
Cash dividends$135,0005,978
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$424,0007,620

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.