Home > First Security Business Bank > Income and Expense
First Security Business Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 4,460 |
| Total interest expense | $608,000 | 3,065 |
| Net interest income | $2,463,000 | 4,666 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,000 | 6,472 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,000 | 6,342 |
| Total noninterest expense | $1,067,000 | 5,798 |
| Salaries and employee benefits | $813,000 | 5,249 |
| Premises and equipment expense | $74,000 | 6,101 |
| Additional noninterest expense | $180,000 | 6,325 |
| Pre-tax net operating income | $1,397,000 | 3,172 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $587,000 | 1,817 |
| Income before extraordinary items | $810,000 | 3,883 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $810,000 | 3,885 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $810,000 | 3,886 |
| Net charge-offs | $-3,000 | 5,367 |
| Cash dividends | $700,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $810,000 | 3,842 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 4,335 |
| Total interest expense | $430,000 | 2,972 |
| Net interest income | $1,745,000 | 4,526 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,000 | 6,537 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,000 | 6,385 |
| Total noninterest expense | $716,000 | 5,827 |
| Salaries and employee benefits | $543,000 | 5,288 |
| Premises and equipment expense | $51,000 | 6,127 |
| Additional noninterest expense | $122,000 | 6,374 |
| Pre-tax net operating income | $1,030,000 | 2,929 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $433,000 | 1,688 |
| Income before extraordinary items | $597,000 | 3,641 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $597,000 | 3,646 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $597,000 | 3,647 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $700,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $597,000 | 3,573 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 4,218 |
| Total interest expense | $226,000 | 2,883 |
| Net interest income | $935,000 | 4,411 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $0 | 6,595 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $0 | 6,468 |
| Total noninterest expense | $366,000 | 5,863 |
| Salaries and employee benefits | $279,000 | 5,306 |
| Premises and equipment expense | $24,000 | 6,234 |
| Additional noninterest expense | $63,000 | 6,422 |
| Pre-tax net operating income | $569,000 | 2,670 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $239,000 | 1,550 |
| Income before extraordinary items | $330,000 | 3,371 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $330,000 | 3,374 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $330,000 | 3,374 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $400,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $330,000 | 3,331 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,578,000 | 3,807 |
| Total interest expense | $1,148,000 | 2,656 |
| Net interest income | $4,430,000 | 4,009 |
| Provision for loan and lease losses | $-215,000 | 6,477 |
| Total noninterest income | $1,000 | 6,642 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,000 | 6,430 |
| Total noninterest expense | $1,412,000 | 5,989 |
| Salaries and employee benefits | $1,046,000 | 5,462 |
| Premises and equipment expense | $106,000 | 6,245 |
| Additional noninterest expense | $260,000 | 6,467 |
| Pre-tax net operating income | $3,234,000 | 2,051 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,357,000 | 1,203 |
| Income before extraordinary items | $1,877,000 | 2,733 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,877,000 | 2,736 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,877,000 | 2,736 |
| Net charge-offs | $52,000 | 4,318 |
| Cash dividends | $1,450,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,877,000 | 2,672 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 3,632 |
| Total interest expense | $893,000 | 2,654 |
| Net interest income | $3,652,000 | 3,788 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,000 | 6,734 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,000 | 6,553 |
| Total noninterest expense | $1,091,000 | 5,986 |
| Salaries and employee benefits | $809,000 | 5,445 |
| Premises and equipment expense | $79,000 | 6,301 |
| Additional noninterest expense | $203,000 | 6,481 |
| Pre-tax net operating income | $2,562,000 | 2,014 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,077,000 | 1,183 |
| Income before extraordinary items | $1,485,000 | 2,682 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,485,000 | 2,686 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,485,000 | 2,686 |
| Net charge-offs | $63,000 | 3,672 |
| Cash dividends | $1,025,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,485,000 | 2,600 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 3,523 |
| Total interest expense | $624,000 | 2,619 |
| Net interest income | $2,553,000 | 3,672 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $0 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 6,604 |
| Total noninterest expense | $747,000 | 5,975 |
| Salaries and employee benefits | $553,000 | 5,440 |
| Premises and equipment expense | $53,000 | 6,337 |
| Additional noninterest expense | $141,000 | 6,485 |
| Pre-tax net operating income | $1,806,000 | 1,882 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $759,000 | 1,133 |
| Income before extraordinary items | $1,047,000 | 2,542 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,047,000 | 2,547 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,047,000 | 2,547 |
| Net charge-offs | $43,000 | 3,482 |
| Cash dividends | $550,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,047,000 | 2,442 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 3,356 |
| Total interest expense | $331,000 | 2,567 |
| Net interest income | $1,391,000 | 3,479 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $0 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,676 |
| Total noninterest expense | $397,000 | 5,924 |
| Salaries and employee benefits | $297,000 | 5,357 |
| Premises and equipment expense | $25,000 | 6,421 |
| Additional noninterest expense | $75,000 | 6,521 |
| Pre-tax net operating income | $994,000 | 1,714 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $418,000 | 1,057 |
| Income before extraordinary items | $576,000 | 2,322 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $576,000 | 2,324 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $576,000 | 2,324 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $576,000 | 2,238 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,215,000 | 3,037 |
| Total interest expense | $1,632,000 | 2,547 |
| Net interest income | $6,583,000 | 3,144 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $6,000 | 6,795 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,000 | 6,461 |
| Total noninterest expense | $1,502,000 | 6,097 |
| Salaries and employee benefits | $991,000 | 5,722 |
| Premises and equipment expense | $118,000 | 6,382 |
| Additional noninterest expense | $393,000 | 6,371 |
| Pre-tax net operating income | $5,087,000 | 1,348 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,127,000 | 829 |
| Income before extraordinary items | $2,960,000 | 1,890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,960,000 | 1,888 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,960,000 | 1,890 |
| Net charge-offs | $278,000 | 3,396 |
| Cash dividends | $12,500,000 | 266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,960,000 | 1,782 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,380,000 | 3,005 |
| Total interest expense | $1,264,000 | 2,586 |
| Net interest income | $5,116,000 | 3,093 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $5,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,578 |
| Total noninterest expense | $1,178,000 | 6,079 |
| Salaries and employee benefits | $766,000 | 5,697 |
| Premises and equipment expense | $87,000 | 6,470 |
| Additional noninterest expense | $325,000 | 6,306 |
| Pre-tax net operating income | $3,943,000 | 1,345 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,659,000 | 827 |
| Income before extraordinary items | $2,284,000 | 1,875 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,284,000 | 1,874 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,284,000 | 1,876 |
| Net charge-offs | $278,000 | 2,922 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,284,000 | 1,777 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,389,000 | 2,969 |
| Total interest expense | $877,000 | 2,586 |
| Net interest income | $3,512,000 | 3,034 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $0 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,727 |
| Total noninterest expense | $818,000 | 6,057 |
| Salaries and employee benefits | $512,000 | 5,745 |
| Premises and equipment expense | $58,000 | 6,511 |
| Additional noninterest expense | $248,000 | 6,180 |
| Pre-tax net operating income | $2,694,000 | 1,310 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,133,000 | 800 |
| Income before extraordinary items | $1,561,000 | 1,827 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,561,000 | 1,824 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,561,000 | 1,827 |
| Net charge-offs | $278,000 | 2,400 |
| Cash dividends | $750,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,561,000 | 1,735 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 2,954 |
| Total interest expense | $455,000 | 2,588 |
| Net interest income | $1,775,000 | 3,029 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $0 | 7,087 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,842 |
| Total noninterest expense | $429,000 | 6,036 |
| Salaries and employee benefits | $265,000 | 5,723 |
| Premises and equipment expense | $30,000 | 6,501 |
| Additional noninterest expense | $134,000 | 6,114 |
| Pre-tax net operating income | $1,346,000 | 1,302 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $566,000 | 792 |
| Income before extraordinary items | $780,000 | 1,842 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $780,000 | 1,843 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $780,000 | 1,843 |
| Net charge-offs | $160,000 | 2,033 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $780,000 | 1,739 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,227,000 | 2,108 |
| Total interest expense | $2,710,000 | 2,136 |
| Net interest income | $10,517,000 | 2,077 |
| Provision for loan and lease losses | $900,000 | 2,561 |
| Total noninterest income | $1,000 | 6,979 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,000 | 6,674 |
| Total noninterest expense | $3,183,000 | 4,717 |
| Salaries and employee benefits | $1,746,000 | 4,540 |
| Premises and equipment expense | $117,000 | 6,692 |
| Additional noninterest expense | $1,320,000 | 4,197 |
| Pre-tax net operating income | $6,435,000 | 932 |
| Securities gains (losses) | $2,516,000 | 194 |
| Applicable income taxes | $3,764,000 | 491 |
| Income before extraordinary items | $5,187,000 | 969 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,187,000 | 968 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,187,000 | 969 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $15,000,000 | 173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,576,760 | 1,312 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,803,000 | 1,980 |
| Total interest expense | $2,233,000 | 2,053 |
| Net interest income | $8,570,000 | 1,929 |
| Provision for loan and lease losses | $750,000 | 2,344 |
| Total noninterest income | $177,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $177,000 | 4,281 |
| Total noninterest expense | $2,769,000 | 4,345 |
| Salaries and employee benefits | $1,407,000 | 4,332 |
| Premises and equipment expense | $88,000 | 6,725 |
| Additional noninterest expense | $1,274,000 | 3,542 |
| Pre-tax net operating income | $5,228,000 | 891 |
| Securities gains (losses) | $2,516,000 | 159 |
| Applicable income taxes | $3,253,000 | 452 |
| Income before extraordinary items | $4,491,000 | 857 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,491,000 | 856 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,491,000 | 857 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,880,760 | 1,266 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,532,000 | 1,902 |
| Total interest expense | $1,607,000 | 1,978 |
| Net interest income | $5,925,000 | 1,868 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $125,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 4,235 |
| Total noninterest expense | $1,870,000 | 4,351 |
| Salaries and employee benefits | $926,000 | 4,405 |
| Premises and equipment expense | $58,000 | 6,795 |
| Additional noninterest expense | $886,000 | 3,497 |
| Pre-tax net operating income | $3,580,000 | 843 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,107,000 | 700 |
| Income before extraordinary items | $2,473,000 | 988 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,473,000 | 986 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,473,000 | 988 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,473,000 | 959 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 1,930 |
| Total interest expense | $818,000 | 2,014 |
| Net interest income | $2,924,000 | 1,887 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $66,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $979,000 | 4,235 |
| Salaries and employee benefits | $556,000 | 3,938 |
| Premises and equipment expense | $29,000 | 6,837 |
| Additional noninterest expense | $394,000 | 3,767 |
| Pre-tax net operating income | $1,711,000 | 881 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,184,000 | 406 |
| Income before extraordinary items | $527,000 | 2,155 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $527,000 | 2,154 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $527,000 | 2,155 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $527,000 | 2,109 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,407,000 | 2,085 |
| Total interest expense | $3,186,000 | 2,473 |
| Net interest income | $11,221,000 | 1,935 |
| Provision for loan and lease losses | $1,200,000 | 2,771 |
| Total noninterest income | $345,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $345,000 | 3,735 |
| Total noninterest expense | $2,992,000 | 5,028 |
| Salaries and employee benefits | $1,888,000 | 4,399 |
| Premises and equipment expense | $137,000 | 6,739 |
| Additional noninterest expense | $967,000 | 5,184 |
| Pre-tax net operating income | $7,374,000 | 737 |
| Securities gains (losses) | $106,000 | 2,117 |
| Applicable income taxes | $3,246,000 | 517 |
| Income before extraordinary items | $4,234,000 | 1,022 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,234,000 | 1,024 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,234,000 | 1,025 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,166,160 | 994 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,683,000 | 2,169 |
| Total interest expense | $2,392,000 | 2,567 |
| Net interest income | $8,291,000 | 1,990 |
| Provision for loan and lease losses | $900,000 | 2,663 |
| Total noninterest income | $277,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $0 | 6,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $277,000 | 3,663 |
| Total noninterest expense | $2,279,000 | 5,007 |
| Salaries and employee benefits | $1,440,000 | 4,395 |
| Premises and equipment expense | $101,000 | 6,835 |
| Additional noninterest expense | $738,000 | 5,129 |
| Pre-tax net operating income | $5,389,000 | 784 |
| Securities gains (losses) | $104,000 | 1,906 |
| Applicable income taxes | $2,411,000 | 514 |
| Income before extraordinary items | $3,082,000 | 1,102 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,082,000 | 1,105 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,082,000 | 1,105 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,015,440 | 1,079 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,118,000 | 2,189 |
| Total interest expense | $1,601,000 | 2,653 |
| Net interest income | $5,517,000 | 2,009 |
| Provision for loan and lease losses | $600,000 | 2,565 |
| Total noninterest income | $205,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $205,000 | 3,470 |
| Total noninterest expense | $1,516,000 | 5,043 |
| Salaries and employee benefits | $951,000 | 4,440 |
| Premises and equipment expense | $65,000 | 6,924 |
| Additional noninterest expense | $500,000 | 5,088 |
| Pre-tax net operating income | $3,606,000 | 760 |
| Securities gains (losses) | $67,000 | 1,696 |
| Applicable income taxes | $1,222,000 | 599 |
| Income before extraordinary items | $2,451,000 | 915 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,451,000 | 915 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,451,000 | 916 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,406,110 | 905 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 2,286 |
| Total interest expense | $805,000 | 2,745 |
| Net interest income | $2,710,000 | 2,056 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $130,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $130,000 | 3,077 |
| Total noninterest expense | $779,000 | 5,001 |
| Salaries and employee benefits | $473,000 | 4,506 |
| Premises and equipment expense | $33,000 | 6,994 |
| Additional noninterest expense | $273,000 | 4,857 |
| Pre-tax net operating income | $1,761,000 | 777 |
| Securities gains (losses) | $51,000 | 1,138 |
| Applicable income taxes | $815,000 | 449 |
| Income before extraordinary items | $997,000 | 1,098 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $997,000 | 1,099 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $997,000 | 1,100 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $964,360 | 1,096 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,774,000 | 2,252 |
| Total interest expense | $4,010,000 | 2,728 |
| Net interest income | $10,764,000 | 2,030 |
| Provision for loan and lease losses | $471,000 | 4,631 |
| Total noninterest income | $858,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $858,000 | 2,350 |
| Total noninterest expense | $3,343,000 | 4,863 |
| Salaries and employee benefits | $1,786,000 | 4,688 |
| Premises and equipment expense | $120,000 | 7,189 |
| Additional noninterest expense | $1,437,000 | 4,201 |
| Pre-tax net operating income | $7,808,000 | 552 |
| Securities gains (losses) | $249,000 | 1,384 |
| Applicable income taxes | $3,402,000 | 361 |
| Income before extraordinary items | $4,655,000 | 733 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,655,000 | 732 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,655,000 | 733 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,495,640 | 752 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,160,000 | 2,276 |
| Total interest expense | $3,105,000 | 2,774 |
| Net interest income | $8,055,000 | 2,044 |
| Provision for loan and lease losses | $171,000 | 5,365 |
| Total noninterest income | $699,000 | 3,530 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $699,000 | 2,297 |
| Total noninterest expense | $2,442,000 | 4,948 |
| Salaries and employee benefits | $1,375,000 | 4,649 |
| Premises and equipment expense | $89,000 | 7,266 |
| Additional noninterest expense | $978,000 | 4,464 |
| Pre-tax net operating income | $6,141,000 | 561 |
| Securities gains (losses) | $95,000 | 1,880 |
| Applicable income taxes | $2,637,000 | 367 |
| Income before extraordinary items | $3,599,000 | 751 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,599,000 | 749 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,599,000 | 752 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,538,200 | 756 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,447,000 | 2,305 |
| Total interest expense | $2,131,000 | 2,815 |
| Net interest income | $5,316,000 | 2,063 |
| Provision for loan and lease losses | $72,000 | 5,681 |
| Total noninterest income | $522,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $522,000 | 2,161 |
| Total noninterest expense | $1,595,000 | 5,061 |
| Salaries and employee benefits | $909,000 | 4,719 |
| Premises and equipment expense | $59,000 | 7,350 |
| Additional noninterest expense | $627,000 | 4,598 |
| Pre-tax net operating income | $4,171,000 | 527 |
| Securities gains (losses) | $88,000 | 1,580 |
| Applicable income taxes | $1,805,000 | 366 |
| Income before extraordinary items | $2,454,000 | 756 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,454,000 | 753 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,454,000 | 756 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,397,680 | 745 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 2,371 |
| Total interest expense | $1,088,000 | 2,862 |
| Net interest income | $2,577,000 | 2,126 |
| Provision for loan and lease losses | $36,000 | 5,276 |
| Total noninterest income | $307,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $307,000 | 1,920 |
| Total noninterest expense | $827,000 | 4,854 |
| Salaries and employee benefits | $463,000 | 4,709 |
| Premises and equipment expense | $30,000 | 7,367 |
| Additional noninterest expense | $334,000 | 4,085 |
| Pre-tax net operating income | $2,021,000 | 603 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $864,000 | 401 |
| Income before extraordinary items | $1,157,000 | 921 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,157,000 | 921 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,157,000 | 923 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,157,000 | 864 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,701,000 | 3,351 |
| Total interest expense | $4,927,000 | 2,998 |
| Net interest income | $5,774,000 | 3,574 |
| Provision for loan and lease losses | $112,000 | 5,913 |
| Total noninterest income | $87,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $87,000 | 6,108 |
| Total noninterest expense | $1,927,000 | 6,327 |
| Salaries and employee benefits | $1,549,000 | 5,246 |
| Premises and equipment expense | $119,000 | 7,435 |
| Additional noninterest expense | $259,000 | 7,638 |
| Pre-tax net operating income | $3,822,000 | 1,427 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,638,000 | 804 |
| Income before extraordinary items | $2,184,000 | 1,833 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,184,000 | 1,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $2,300,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,184,000 | 1,952 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,418,000 | 3,624 |
| Total interest expense | $3,410,000 | 3,298 |
| Net interest income | $4,008,000 | 3,802 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $2,000 | 8,200 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 8,026 |
| Total noninterest expense | $1,405,000 | 6,391 |
| Salaries and employee benefits | $1,120,000 | 5,364 |
| Premises and equipment expense | $89,000 | 7,492 |
| Additional noninterest expense | $196,000 | 7,646 |
| Pre-tax net operating income | $2,569,000 | 1,878 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,091,000 | 1,081 |
| Income before extraordinary items | $1,478,000 | 2,353 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,478,000 | 2,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $2,300,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,478,000 | 2,465 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,922,000 | 3,684 |
| Total interest expense | $2,246,000 | 3,451 |
| Net interest income | $2,676,000 | 3,791 |
| Provision for loan and lease losses | $24,000 | 5,853 |
| Total noninterest income | $2,000 | 8,267 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,000 | 8,087 |
| Total noninterest expense | $933,000 | 6,437 |
| Salaries and employee benefits | $743,000 | 5,430 |
| Premises and equipment expense | $59,000 | 7,533 |
| Additional noninterest expense | $131,000 | 7,688 |
| Pre-tax net operating income | $1,721,000 | 1,934 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $733,000 | 1,189 |
| Income before extraordinary items | $988,000 | 2,597 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $988,000 | 2,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $2,300,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $988,000 | 2,550 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 3,708 |
| Total interest expense | $1,135,000 | 3,588 |
| Net interest income | $1,383,000 | 3,693 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $449,000 | 6,572 |
| Salaries and employee benefits | $355,000 | 5,590 |
| Premises and equipment expense | $28,000 | 7,609 |
| Additional noninterest expense | $66,000 | 7,693 |
| Pre-tax net operating income | $922,000 | 1,932 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $395,000 | 1,207 |
| Income before extraordinary items | $527,000 | 2,571 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $527,000 | 2,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $2,300,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $527,000 | 2,504 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,560,000 | 3,641 |
| Total interest expense | $4,488,000 | 3,722 |
| Net interest income | $6,072,000 | 3,468 |
| Provision for loan and lease losses | $48,000 | 5,712 |
| Total noninterest income | $1,000 | 8,400 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,000 | 8,298 |
| Total noninterest expense | $1,700,000 | 6,613 |
| Salaries and employee benefits | $1,347,000 | 5,634 |
| Premises and equipment expense | $114,000 | 7,603 |
| Additional noninterest expense | $239,000 | 7,834 |
| Pre-tax net operating income | $4,325,000 | 1,858 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,827,000 | 1,211 |
| Income before extraordinary items | $2,498,000 | 2,364 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,498,000 | 2,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $5,000,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,498,000 | 2,356 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,886,000 | 3,655 |
| Total interest expense | $3,321,000 | 3,761 |
| Net interest income | $4,565,000 | 3,477 |
| Provision for loan and lease losses | $36,000 | 5,408 |
| Total noninterest income | $1,000 | 8,439 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $1,318,000 | 6,526 |
| Salaries and employee benefits | $1,047,000 | 5,500 |
| Premises and equipment expense | $86,000 | 7,584 |
| Additional noninterest expense | $185,000 | 7,773 |
| Pre-tax net operating income | $3,212,000 | 1,990 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,358,000 | 1,318 |
| Income before extraordinary items | $1,854,000 | 2,542 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,854,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $5,000,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,854,000 | 2,511 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,187,000 | 3,694 |
| Total interest expense | $2,130,000 | 3,873 |
| Net interest income | $3,057,000 | 3,480 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $1,000 | 8,491 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,000 | 8,368 |
| Total noninterest expense | $912,000 | 6,480 |
| Salaries and employee benefits | $726,000 | 5,436 |
| Premises and equipment expense | $59,000 | 7,585 |
| Additional noninterest expense | $127,000 | 7,771 |
| Pre-tax net operating income | $2,122,000 | 2,059 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $898,000 | 1,372 |
| Income before extraordinary items | $1,224,000 | 2,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,224,000 | 2,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $5,000,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,224,000 | 2,576 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 3,723 |
| Total interest expense | $986,000 | 4,054 |
| Net interest income | $1,569,000 | 3,426 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $467,000 | 6,450 |
| Salaries and employee benefits | $368,000 | 5,428 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $70,000 | 7,683 |
| Pre-tax net operating income | $1,090,000 | 2,018 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $462,000 | 1,361 |
| Income before extraordinary items | $628,000 | 2,537 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $628,000 | 2,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $628,000 | 2,510 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,360,000 | 3,755 |
| Total interest expense | $3,310,000 | 4,064 |
| Net interest income | $6,050,000 | 3,501 |
| Provision for loan and lease losses | $30,000 | 6,013 |
| Total noninterest income | $12,000 | 8,471 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,212 |
| Total noninterest expense | $1,870,000 | 6,337 |
| Salaries and employee benefits | $1,471,000 | 5,265 |
| Premises and equipment expense | $115,000 | 7,637 |
| Additional noninterest expense | $284,000 | 7,666 |
| Pre-tax net operating income | $4,162,000 | 2,191 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,782,000 | 1,454 |
| Income before extraordinary items | $2,380,000 | 2,727 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,380,000 | 2,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,380,000 | 2,708 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,864,000 | 3,797 |
| Total interest expense | $2,377,000 | 4,090 |
| Net interest income | $4,487,000 | 3,550 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $2,000 | 8,639 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,526 |
| Total noninterest expense | $1,437,000 | 6,278 |
| Salaries and employee benefits | $1,132,000 | 5,151 |
| Premises and equipment expense | $84,000 | 7,689 |
| Additional noninterest expense | $221,000 | 7,627 |
| Pre-tax net operating income | $3,022,000 | 2,315 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,301,000 | 1,545 |
| Income before extraordinary items | $1,721,000 | 2,901 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,721,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,721,000 | 2,889 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,502,000 | 3,788 |
| Total interest expense | $1,523,000 | 4,080 |
| Net interest income | $2,979,000 | 3,568 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $2,000 | 8,664 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,535 |
| Total noninterest expense | $1,001,000 | 6,171 |
| Salaries and employee benefits | $795,000 | 4,998 |
| Premises and equipment expense | $56,000 | 7,712 |
| Additional noninterest expense | $150,000 | 7,611 |
| Pre-tax net operating income | $1,950,000 | 2,357 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $806,000 | 1,653 |
| Income before extraordinary items | $1,144,000 | 2,893 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,144,000 | 2,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,144,000 | 2,882 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 3,801 |
| Total interest expense | $722,000 | 4,098 |
| Net interest income | $1,481,000 | 3,573 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $1,000 | 8,667 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $462,000 | 6,397 |
| Salaries and employee benefits | $360,000 | 5,348 |
| Premises and equipment expense | $28,000 | 7,712 |
| Additional noninterest expense | $74,000 | 7,635 |
| Pre-tax net operating income | $1,005,000 | 2,264 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $402,000 | 1,647 |
| Income before extraordinary items | $603,000 | 2,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $603,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $603,000 | 2,712 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,761,000 | 3,489 |
| Total interest expense | $2,441,000 | 3,887 |
| Net interest income | $6,320,000 | 3,287 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $6,000 | 8,695 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,519 |
| Total noninterest expense | $1,879,000 | 6,306 |
| Salaries and employee benefits | $1,460,000 | 5,137 |
| Premises and equipment expense | $123,000 | 7,613 |
| Additional noninterest expense | $296,000 | 7,676 |
| Pre-tax net operating income | $4,387,000 | 2,079 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,883,000 | 1,433 |
| Income before extraordinary items | $2,504,000 | 2,594 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,504,000 | 2,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,504,000 | 2,572 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,400,000 | 3,507 |
| Total interest expense | $1,770,000 | 3,848 |
| Net interest income | $4,630,000 | 3,337 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $5,000 | 8,744 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $1,396,000 | 6,306 |
| Salaries and employee benefits | $1,073,000 | 5,185 |
| Premises and equipment expense | $93,000 | 7,583 |
| Additional noninterest expense | $230,000 | 7,612 |
| Pre-tax net operating income | $3,194,000 | 2,126 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $1,387,000 | 1,466 |
| Income before extraordinary items | $1,823,000 | 2,669 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,823,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,812,760 | 2,645 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,199,000 | 3,485 |
| Total interest expense | $1,176,000 | 3,671 |
| Net interest income | $3,023,000 | 3,386 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $5,000 | 8,729 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $912,000 | 6,355 |
| Salaries and employee benefits | $698,000 | 5,254 |
| Premises and equipment expense | $62,000 | 7,574 |
| Additional noninterest expense | $152,000 | 7,591 |
| Pre-tax net operating income | $2,086,000 | 2,111 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $913,000 | 1,465 |
| Income before extraordinary items | $1,173,000 | 2,707 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,173,000 | 2,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,173,000 | 2,665 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 3,657 |
| Total interest expense | $592,000 | 3,537 |
| Net interest income | $1,369,000 | 3,676 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $4,000 | 8,750 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $443,000 | 6,472 |
| Salaries and employee benefits | $337,000 | 5,413 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $75,000 | 7,683 |
| Pre-tax net operating income | $915,000 | 2,322 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $419,000 | 1,558 |
| Income before extraordinary items | $496,000 | 3,068 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $496,000 | 3,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $496,000 | 3,024 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,178,000 | 3,357 |
| Total interest expense | $2,373,000 | 3,181 |
| Net interest income | $5,805,000 | 3,378 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $3,000 | 8,883 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,000 | 8,748 |
| Total noninterest expense | $1,885,000 | 6,208 |
| Salaries and employee benefits | $1,434,000 | 5,100 |
| Premises and equipment expense | $130,000 | 7,584 |
| Additional noninterest expense | $321,000 | 7,587 |
| Pre-tax net operating income | $3,863,000 | 2,113 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,625,000 | 1,521 |
| Income before extraordinary items | $2,238,000 | 2,656 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,238,000 | 2,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,238,000 | 2,605 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,199,000 | 3,301 |
| Total interest expense | $1,784,000 | 3,129 |
| Net interest income | $4,415,000 | 3,321 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $2,000 | 8,956 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,821 |
| Total noninterest expense | $1,432,000 | 6,114 |
| Salaries and employee benefits | $1,087,000 | 5,016 |
| Premises and equipment expense | $98,000 | 7,564 |
| Additional noninterest expense | $247,000 | 7,523 |
| Pre-tax net operating income | $2,940,000 | 2,109 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,242,000 | 1,500 |
| Income before extraordinary items | $1,698,000 | 2,673 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,698,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,698,000 | 2,615 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 3,285 |
| Total interest expense | $1,175,000 | 3,135 |
| Net interest income | $2,988,000 | 3,282 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $1,000 | 9,014 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,898 |
| Total noninterest expense | $976,000 | 6,069 |
| Salaries and employee benefits | $750,000 | 4,928 |
| Premises and equipment expense | $65,000 | 7,603 |
| Additional noninterest expense | $161,000 | 7,599 |
| Pre-tax net operating income | $1,983,000 | 2,057 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $837,000 | 1,475 |
| Income before extraordinary items | $1,146,000 | 2,628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,146,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,146,000 | 2,555 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 3,211 |
| Total interest expense | $591,000 | 3,157 |
| Net interest income | $1,545,000 | 3,189 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $0 | 9,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $504,000 | 6,025 |
| Salaries and employee benefits | $387,000 | 4,855 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $84,000 | 7,525 |
| Pre-tax net operating income | $1,026,000 | 1,954 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $434,000 | 1,456 |
| Income before extraordinary items | $592,000 | 2,524 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $592,000 | 2,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $592,000 | 2,441 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,115,000 | 3,079 |
| Total interest expense | $2,767,000 | 3,083 |
| Net interest income | $6,348,000 | 3,023 |
| Provision for loan and lease losses | $119,000 | 5,068 |
| Total noninterest income | $4,000 | 9,093 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,000 | 8,931 |
| Total noninterest expense | $2,069,000 | 5,879 |
| Salaries and employee benefits | $1,625,000 | 4,588 |
| Premises and equipment expense | $131,000 | 7,650 |
| Additional noninterest expense | $313,000 | 7,677 |
| Pre-tax net operating income | $4,164,000 | 1,915 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,738,000 | 1,423 |
| Income before extraordinary items | $2,426,000 | 2,428 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,426,000 | 2,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,426,000 | 2,320 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,982,000 | 3,065 |
| Total interest expense | $2,162,000 | 3,076 |
| Net interest income | $4,820,000 | 3,004 |
| Provision for loan and lease losses | $89,000 | 5,015 |
| Total noninterest income | $4,000 | 9,145 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 8,966 |
| Total noninterest expense | $1,601,000 | 5,758 |
| Salaries and employee benefits | $1,250,000 | 4,479 |
| Premises and equipment expense | $100,000 | 7,626 |
| Additional noninterest expense | $251,000 | 7,548 |
| Pre-tax net operating income | $3,134,000 | 1,976 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,322,000 | 1,475 |
| Income before extraordinary items | $1,812,000 | 2,550 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,812,000 | 2,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,812,000 | 2,417 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 3,042 |
| Total interest expense | $1,511,000 | 3,022 |
| Net interest income | $3,223,000 | 2,975 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $3,000 | 9,179 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $1,083,000 | 5,715 |
| Salaries and employee benefits | $846,000 | 4,443 |
| Premises and equipment expense | $67,000 | 7,633 |
| Additional noninterest expense | $170,000 | 7,511 |
| Pre-tax net operating income | $2,083,000 | 1,968 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $879,000 | 1,504 |
| Income before extraordinary items | $1,204,000 | 2,570 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,204,000 | 2,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,204,000 | 2,417 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 3,048 |
| Total interest expense | $781,000 | 3,002 |
| Net interest income | $1,591,000 | 3,003 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $3,000 | 9,187 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $549,000 | 5,641 |
| Salaries and employee benefits | $426,000 | 4,425 |
| Premises and equipment expense | $33,000 | 7,707 |
| Additional noninterest expense | $90,000 | 7,412 |
| Pre-tax net operating income | $1,015,000 | 2,010 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $428,000 | 1,544 |
| Income before extraordinary items | $587,000 | 2,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 2,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $587,000 | 2,451 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,282,000 | 2,944 |
| Total interest expense | $3,853,000 | 2,835 |
| Net interest income | $6,429,000 | 2,962 |
| Provision for loan and lease losses | $123,000 | 5,298 |
| Total noninterest income | $9,000 | 9,233 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,930 |
| Total noninterest expense | $1,978,000 | 5,900 |
| Salaries and employee benefits | $1,532,000 | 4,624 |
| Premises and equipment expense | $118,000 | 7,906 |
| Additional noninterest expense | $328,000 | 7,597 |
| Pre-tax net operating income | $4,337,000 | 1,861 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,801,000 | 1,413 |
| Income before extraordinary items | $2,536,000 | 2,324 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,536,000 | 2,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,536,000 | 2,247 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,986,000 | 2,831 |
| Total interest expense | $5,124,000 | 3,091 |
| Net interest income | $6,862,000 | 2,609 |
| Provision for loan and lease losses | $172,000 | 4,506 |
| Total noninterest income | $12,000 | 9,464 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $1,779,000 | 6,177 |
| Salaries and employee benefits | $1,374,000 | 4,825 |
| Premises and equipment expense | $112,000 | 8,121 |
| Additional noninterest expense | $293,000 | 7,916 |
| Pre-tax net operating income | $4,923,000 | 1,459 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,067,000 | 1,150 |
| Income before extraordinary items | $2,856,000 | 1,841 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,856,000 | 1,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,463 |
| Cash dividends | $2,577,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,856,000 | 1,771 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,559,000 | 2,985 |
| Total interest expense | $5,100,000 | 3,263 |
| Net interest income | $6,459,000 | 2,753 |
| Provision for loan and lease losses | $108,000 | 5,148 |
| Total noninterest income | $39,000 | 9,472 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $39,000 | 8,200 |
| Total noninterest expense | $1,614,000 | 6,453 |
| Salaries and employee benefits | $1,185,000 | 5,282 |
| Premises and equipment expense | $117,000 | 8,155 |
| Additional noninterest expense | $312,000 | 7,850 |
| Pre-tax net operating income | $4,776,000 | 1,549 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,956,000 | 1,176 |
| Income before extraordinary items | $2,820,000 | 1,843 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,820,000 | 1,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,082 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,820,000 | 1,845 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,030,000 | 3,213 |
| Total interest expense | $4,042,000 | 3,558 |
| Net interest income | $5,988,000 | 2,938 |
| Provision for loan and lease losses | $102,000 | 5,170 |
| Total noninterest income | $7,000 | 10,085 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $7,000 | 9,868 |
| Total noninterest expense | $1,454,000 | 6,896 |
| Salaries and employee benefits | $1,070,000 | 5,628 |
| Premises and equipment expense | $119,000 | 8,257 |
| Additional noninterest expense | $265,000 | 8,426 |
| Pre-tax net operating income | $4,439,000 | 1,697 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,768,000 | 1,380 |
| Income before extraordinary items | $2,671,000 | 1,981 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,671,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 1,626 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,671,000 | 1,946 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,065,000 | 3,521 |
| Total interest expense | $3,767,000 | 3,867 |
| Net interest income | $5,298,000 | 3,226 |
| Provision for loan and lease losses | $159,000 | 4,044 |
| Total noninterest income | $18,000 | 10,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,566 |
| Total noninterest expense | $1,360,000 | 7,068 |
| Salaries and employee benefits | $943,000 | 6,016 |
| Premises and equipment expense | $110,000 | 8,488 |
| Additional noninterest expense | $307,000 | 8,051 |
| Pre-tax net operating income | $3,797,000 | 1,921 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,583,000 | 1,548 |
| Income before extraordinary items | $2,214,000 | 2,331 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,214,000 | 2,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,492 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,214,000 | 2,255 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,249,000 | 3,862 |
| Total interest expense | $3,412,000 | 4,230 |
| Net interest income | $4,837,000 | 3,606 |
| Provision for loan and lease losses | $243,000 | 2,999 |
| Total noninterest income | $110,000 | 9,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,518 |
| Total noninterest expense | $1,918,000 | 5,808 |
| Salaries and employee benefits | $1,087,000 | 5,528 |
| Premises and equipment expense | $119,000 | 8,523 |
| Additional noninterest expense | $712,000 | 5,153 |
| Pre-tax net operating income | $2,786,000 | 2,658 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,086,000 | 2,270 |
| Income before extraordinary items | $1,700,000 | 2,993 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,700,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,667 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,700,000 | 2,937 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,322,000 | 4,394 |
| Total interest expense | $2,750,000 | 5,148 |
| Net interest income | $4,572,000 | 3,845 |
| Provision for loan and lease losses | $433,000 | 1,959 |
| Total noninterest income | $48,000 | 10,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $1,759,000 | 6,478 |
| Salaries and employee benefits | $1,017,000 | 5,915 |
| Premises and equipment expense | $110,000 | 9,028 |
| Additional noninterest expense | $632,000 | 6,148 |
| Pre-tax net operating income | $2,428,000 | 2,841 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,000,000 | 2,346 |
| Income before extraordinary items | $1,428,000 | 3,348 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,428,000 | 3,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $727,000 | 1,082 |
| Cash dividends | $650,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,428,000 | 3,302 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,268,000 | 5,008 |
| Total interest expense | $2,361,000 | 5,790 |
| Net interest income | $3,907,000 | 4,401 |
| Provision for loan and lease losses | $562,000 | 1,437 |
| Total noninterest income | $25,000 | 11,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $1,479,000 | 7,335 |
| Salaries and employee benefits | $961,000 | 6,241 |
| Premises and equipment expense | $122,000 | 8,993 |
| Additional noninterest expense | $396,000 | 8,232 |
| Pre-tax net operating income | $1,891,000 | 3,674 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $791,000 | 2,898 |
| Income before extraordinary items | $1,100,000 | 4,255 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,100,000 | 4,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,794 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,100,000 | 4,236 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,705,000 | 5,083 |
| Total interest expense | $1,795,000 | 6,087 |
| Net interest income | $3,910,000 | 4,479 |
| Provision for loan and lease losses | $437,000 | 1,705 |
| Total noninterest income | $61,000 | 11,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $1,652,000 | 7,124 |
| Salaries and employee benefits | $868,000 | 6,831 |
| Premises and equipment expense | $119,000 | 9,419 |
| Additional noninterest expense | $665,000 | 6,572 |
| Pre-tax net operating income | $1,882,000 | 3,615 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $799,000 | 2,761 |
| Income before extraordinary items | $1,083,000 | 4,234 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,083,000 | 4,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,815 |
| Cash dividends | $1,042,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,083,000 | 4,278 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 5,770 |
| Total interest expense | $1,594,000 | 6,897 |
| Net interest income | $3,422,000 | 5,048 |
| Provision for loan and lease losses | $323,000 | 2,844 |
| Total noninterest income | $40,000 | 12,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $1,616,000 | 7,458 |
| Salaries and employee benefits | $786,000 | 7,401 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $716,000 | 6,442 |
| Pre-tax net operating income | $1,523,000 | 4,256 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $603,000 | 3,590 |
| Income before extraordinary items | $920,000 | 5,008 |
| Extraordinary gains, net | $532,000 | 433 |
| Net income | $1,452,000 | 3,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,773 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $920,000 | 4,781 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 6,439 |
| Total interest expense | $1,615,000 | 8,154 |
| Net interest income | $3,339,000 | 5,225 |
| Provision for loan and lease losses | $383,000 | 3,555 |
| Total noninterest income | $104,000 | 11,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,922 |
| Total noninterest expense | $1,794,000 | 6,963 |
| Salaries and employee benefits | $810,000 | 7,201 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $763,000 | 6,328 |
| Pre-tax net operating income | $1,266,000 | 4,709 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $523,000 | 3,848 |
| Income before extraordinary items | $743,000 | 5,666 |
| Extraordinary gains, net | $156,000 | 546 |
| Net income | $899,000 | 4,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 3,643 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $743,000 | 5,329 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.