Home > First Security Bank, Underwood > Income and Expense
First Security Bank, Underwood, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 8,110 |
| Total interest expense | $280,000 | 8,191 |
| Net interest income | $736,000 | 7,949 |
| Provision for loan and lease losses | $12,000 | 6,287 |
| Total noninterest income | $90,000 | 7,641 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $75,000 | 6,229 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $511,000 | 8,218 |
| Salaries and employee benefits | $292,000 | 8,182 |
| Premises and equipment expense | $84,000 | 7,689 |
| Additional noninterest expense | $135,000 | 8,251 |
| Pre-tax net operating income | $303,000 | 6,993 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $16,000 | 6,057 |
| Income before extraordinary items | $287,000 | 6,791 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $287,000 | 6,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $160,000 | 4,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $287,000 | 6,791 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $660,000 | 8,154 |
| Total interest expense | $178,000 | 8,233 |
| Net interest income | $482,000 | 8,007 |
| Provision for loan and lease losses | $4,000 | 6,268 |
| Total noninterest income | $60,000 | 7,684 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $51,000 | 6,216 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $338,000 | 8,252 |
| Salaries and employee benefits | $194,000 | 8,231 |
| Premises and equipment expense | $53,000 | 7,776 |
| Additional noninterest expense | $91,000 | 8,255 |
| Pre-tax net operating income | $200,000 | 7,087 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $193,000 | 6,804 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $193,000 | 6,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $110,000 | 4,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $193,000 | 6,813 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,168 |
| Total interest expense | $88,000 | 8,235 |
| Net interest income | $242,000 | 8,026 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $25,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $168,000 | 8,272 |
| Salaries and employee benefits | $97,000 | 8,248 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $47,000 | 8,233 |
| Pre-tax net operating income | $95,000 | 7,119 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $89,000 | 6,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 6,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $89,000 | 6,902 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 8,147 |
| Total interest expense | $290,000 | 8,210 |
| Net interest income | $949,000 | 8,011 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $90,000 | 8,036 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $72,000 | 6,717 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,184 |
| Total noninterest expense | $801,000 | 8,071 |
| Salaries and employee benefits | $465,000 | 8,008 |
| Premises and equipment expense | $113,000 | 7,720 |
| Additional noninterest expense | $223,000 | 8,087 |
| Pre-tax net operating income | $208,000 | 7,683 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $13,000 | 6,454 |
| Income before extraordinary items | $195,000 | 7,615 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $195,000 | 7,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $4,000 | 6,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $195,000 | 7,580 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $923,000 | 8,187 |
| Total interest expense | $217,000 | 8,218 |
| Net interest income | $706,000 | 8,075 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $65,000 | 8,122 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 6,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,252 |
| Total noninterest expense | $490,000 | 8,301 |
| Salaries and employee benefits | $253,000 | 8,381 |
| Premises and equipment expense | $71,000 | 7,938 |
| Additional noninterest expense | $166,000 | 8,096 |
| Pre-tax net operating income | $276,000 | 7,298 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $12,000 | 6,473 |
| Income before extraordinary items | $264,000 | 7,107 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $264,000 | 7,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $4,000 | 5,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $264,000 | 7,075 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $601,000 | 8,213 |
| Total interest expense | $139,000 | 8,230 |
| Net interest income | $462,000 | 8,121 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $40,000 | 8,185 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $32,000 | 6,885 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $324,000 | 8,314 |
| Salaries and employee benefits | $166,000 | 8,406 |
| Premises and equipment expense | $43,000 | 8,016 |
| Additional noninterest expense | $115,000 | 8,039 |
| Pre-tax net operating income | $173,000 | 7,388 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $165,000 | 7,213 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $165,000 | 7,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $4,000 | 5,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $165,000 | 7,174 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $295,000 | 8,292 |
| Total interest expense | $67,000 | 8,305 |
| Net interest income | $228,000 | 8,211 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $157,000 | 8,429 |
| Salaries and employee benefits | $82,000 | 8,491 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $54,000 | 8,182 |
| Pre-tax net operating income | $90,000 | 7,371 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $86,000 | 7,129 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $86,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $86,000 | 7,101 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 8,269 |
| Total interest expense | $270,000 | 8,218 |
| Net interest income | $874,000 | 8,208 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $91,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $74,000 | 6,886 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,000 | 8,308 |
| Total noninterest expense | $762,000 | 8,224 |
| Salaries and employee benefits | $462,000 | 8,100 |
| Premises and equipment expense | $101,000 | 7,956 |
| Additional noninterest expense | $199,000 | 8,310 |
| Pre-tax net operating income | $203,000 | 7,773 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $16,000 | 6,625 |
| Income before extraordinary items | $187,000 | 7,712 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $187,000 | 7,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $187,000 | 7,671 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $842,000 | 8,334 |
| Total interest expense | $202,000 | 8,250 |
| Net interest income | $640,000 | 8,268 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $67,000 | 8,256 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $54,000 | 6,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 8,331 |
| Total noninterest expense | $471,000 | 8,459 |
| Salaries and employee benefits | $258,000 | 8,481 |
| Premises and equipment expense | $63,000 | 8,158 |
| Additional noninterest expense | $150,000 | 8,307 |
| Pre-tax net operating income | $236,000 | 7,523 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $12,000 | 6,731 |
| Income before extraordinary items | $224,000 | 7,344 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $224,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $224,000 | 7,283 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $559,000 | 8,380 |
| Total interest expense | $136,000 | 8,300 |
| Net interest income | $423,000 | 8,327 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $44,000 | 8,319 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $318,000 | 8,502 |
| Salaries and employee benefits | $169,000 | 8,551 |
| Premises and equipment expense | $41,000 | 8,228 |
| Additional noninterest expense | $108,000 | 8,254 |
| Pre-tax net operating income | $149,000 | 7,551 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $141,000 | 7,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $141,000 | 7,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $141,000 | 7,335 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 8,476 |
| Total interest expense | $69,000 | 8,355 |
| Net interest income | $200,000 | 8,434 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $151,000 | 8,600 |
| Salaries and employee benefits | $83,000 | 8,617 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $46,000 | 8,499 |
| Pre-tax net operating income | $71,000 | 7,585 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $67,000 | 7,457 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $67,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $67,000 | 7,384 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 8,452 |
| Total interest expense | $330,000 | 8,359 |
| Net interest income | $821,000 | 8,381 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $100,000 | 8,303 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $83,000 | 6,840 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $17,000 | 8,524 |
| Total noninterest expense | $723,000 | 8,405 |
| Salaries and employee benefits | $432,000 | 8,304 |
| Premises and equipment expense | $99,000 | 8,079 |
| Additional noninterest expense | $192,000 | 8,488 |
| Pre-tax net operating income | $183,000 | 7,876 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $13,000 | 6,950 |
| Income before extraordinary items | $170,000 | 7,912 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $170,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $281,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $170,000 | 7,785 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $871,000 | 8,530 |
| Total interest expense | $255,000 | 8,452 |
| Net interest income | $616,000 | 8,457 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $73,000 | 8,397 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $61,000 | 6,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $465,000 | 8,618 |
| Salaries and employee benefits | $249,000 | 8,656 |
| Premises and equipment expense | $69,000 | 8,186 |
| Additional noninterest expense | $147,000 | 8,486 |
| Pre-tax net operating income | $209,000 | 7,675 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $12,000 | 7,003 |
| Income before extraordinary items | $197,000 | 7,603 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $197,000 | 7,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $160,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $197,000 | 7,454 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $587,000 | 8,575 |
| Total interest expense | $176,000 | 8,496 |
| Net interest income | $411,000 | 8,486 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $46,000 | 8,450 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $308,000 | 8,649 |
| Salaries and employee benefits | $166,000 | 8,687 |
| Premises and equipment expense | $46,000 | 8,198 |
| Additional noninterest expense | $96,000 | 8,511 |
| Pre-tax net operating income | $144,000 | 7,643 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $136,000 | 7,595 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $136,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $136,000 | 7,407 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 8,607 |
| Total interest expense | $91,000 | 8,542 |
| Net interest income | $208,000 | 8,516 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $152,000 | 8,719 |
| Salaries and employee benefits | $82,000 | 8,740 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $48,000 | 8,544 |
| Pre-tax net operating income | $78,000 | 7,559 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $74,000 | 7,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $160,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $74,000 | 7,255 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 8,545 |
| Total interest expense | $466,000 | 8,476 |
| Net interest income | $878,000 | 8,461 |
| Provision for loan and lease losses | $18,000 | 7,572 |
| Total noninterest income | $90,000 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $74,000 | 7,056 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,678 |
| Total noninterest expense | $717,000 | 8,511 |
| Salaries and employee benefits | $417,000 | 8,452 |
| Premises and equipment expense | $111,000 | 8,018 |
| Additional noninterest expense | $189,000 | 8,631 |
| Pre-tax net operating income | $233,000 | 7,813 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $6,000 | 7,413 |
| Income before extraordinary items | $227,000 | 7,695 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $227,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $140,000 | 5,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $227,000 | 7,600 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 8,752 |
| Total interest expense | $714,000 | 8,596 |
| Net interest income | $769,000 | 8,728 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $91,000 | 8,639 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $68,000 | 7,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $658,000 | 8,786 |
| Salaries and employee benefits | $388,000 | 8,678 |
| Premises and equipment expense | $116,000 | 8,058 |
| Additional noninterest expense | $154,000 | 9,023 |
| Pre-tax net operating income | $197,000 | 7,902 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $10,000 | 7,583 |
| Income before extraordinary items | $187,000 | 7,821 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $187,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $190,000 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $187,000 | 7,707 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 8,934 |
| Total interest expense | $683,000 | 8,895 |
| Net interest income | $838,000 | 8,818 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $83,000 | 8,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $660,000 | 8,935 |
| Salaries and employee benefits | $395,000 | 8,772 |
| Premises and equipment expense | $111,000 | 8,251 |
| Additional noninterest expense | $154,000 | 9,204 |
| Pre-tax net operating income | $213,000 | 8,316 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $8,000 | 8,119 |
| Income before extraordinary items | $205,000 | 8,038 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $205,000 | 8,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $230,000 | 4,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $205,000 | 8,038 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 9,133 |
| Total interest expense | $653,000 | 9,062 |
| Net interest income | $798,000 | 9,073 |
| Provision for loan and lease losses | $6,000 | 8,268 |
| Total noninterest income | $82,000 | 9,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,339 |
| Total noninterest expense | $689,000 | 9,060 |
| Salaries and employee benefits | $393,000 | 8,927 |
| Premises and equipment expense | $131,000 | 8,016 |
| Additional noninterest expense | $165,000 | 9,387 |
| Pre-tax net operating income | $185,000 | 8,657 |
| Securities gains (losses) | $25,000 | 1,278 |
| Applicable income taxes | $18,000 | 8,260 |
| Income before extraordinary items | $192,000 | 8,367 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $192,000 | 8,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $107,000 | 6,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $169,250 | 8,480 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 9,393 |
| Total interest expense | $647,000 | 9,348 |
| Net interest income | $771,000 | 9,329 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $75,000 | 9,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $639,000 | 9,297 |
| Salaries and employee benefits | $369,000 | 9,165 |
| Premises and equipment expense | $96,000 | 8,805 |
| Additional noninterest expense | $174,000 | 9,413 |
| Pre-tax net operating income | $197,000 | 8,912 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $29,000 | 8,719 |
| Income before extraordinary items | $168,000 | 8,853 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $168,000 | 8,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $171,000 | 5,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $168,000 | 8,787 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 9,837 |
| Total interest expense | $609,000 | 9,801 |
| Net interest income | $771,000 | 9,747 |
| Provision for loan and lease losses | $11,000 | 8,366 |
| Total noninterest income | $79,000 | 9,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $606,000 | 9,725 |
| Salaries and employee benefits | $373,000 | 9,431 |
| Premises and equipment expense | $77,000 | 9,513 |
| Additional noninterest expense | $156,000 | 9,926 |
| Pre-tax net operating income | $233,000 | 9,392 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $47,000 | 9,297 |
| Income before extraordinary items | $186,000 | 9,282 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $186,000 | 9,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $167,000 | 5,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $186,000 | 9,239 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 10,289 |
| Total interest expense | $622,000 | 10,203 |
| Net interest income | $750,000 | 10,249 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $81,000 | 10,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,581 |
| Total noninterest expense | $585,000 | 10,225 |
| Salaries and employee benefits | $346,000 | 9,993 |
| Premises and equipment expense | $85,000 | 9,680 |
| Additional noninterest expense | $154,000 | 10,503 |
| Pre-tax net operating income | $241,000 | 9,543 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $69,000 | 9,344 |
| Income before extraordinary items | $172,000 | 9,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $172,000 | 9,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $167,000 | 5,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $172,000 | 9,514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 10,870 |
| Total interest expense | $570,000 | 10,781 |
| Net interest income | $710,000 | 10,809 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $124,000 | 9,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $571,000 | 10,701 |
| Salaries and employee benefits | $324,000 | 10,555 |
| Premises and equipment expense | $90,000 | 9,917 |
| Additional noninterest expense | $157,000 | 10,973 |
| Pre-tax net operating income | $263,000 | 10,018 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $51,000 | 10,172 |
| Income before extraordinary items | $209,000 | 9,837 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $209,000 | 9,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $152,000 | 6,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $211,400 | 9,781 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 11,304 |
| Total interest expense | $480,000 | 11,184 |
| Net interest income | $743,000 | 11,238 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $72,000 | 11,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $611,000 | 11,073 |
| Salaries and employee benefits | $333,000 | 10,913 |
| Premises and equipment expense | $94,000 | 10,216 |
| Additional noninterest expense | $184,000 | 11,347 |
| Pre-tax net operating income | $204,000 | 10,865 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $19,000 | 11,165 |
| Income before extraordinary items | $185,000 | 10,441 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $185,000 | 10,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $126,000 | 6,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $185,000 | 10,483 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 11,812 |
| Total interest expense | $515,000 | 11,616 |
| Net interest income | $721,000 | 11,786 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $611,000 | 11,591 |
| Salaries and employee benefits | $334,000 | 11,318 |
| Premises and equipment expense | $90,000 | 10,795 |
| Additional noninterest expense | $187,000 | 11,910 |
| Pre-tax net operating income | $189,000 | 11,135 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $35,000 | 11,268 |
| Income before extraordinary items | $154,000 | 11,156 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $154,000 | 11,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $154,000 | 10,945 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 12,297 |
| Total interest expense | $656,000 | 12,038 |
| Net interest income | $689,000 | 12,366 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $82,000 | 12,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $613,000 | 11,980 |
| Salaries and employee benefits | $346,000 | 11,488 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $182,000 | 12,493 |
| Pre-tax net operating income | $158,000 | 11,446 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $33,000 | 11,726 |
| Income before extraordinary items | $126,000 | 11,595 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $126,000 | 11,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $125,210 | 11,296 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.