Home > First Security Bank - Renville > Income and Expense
First Security Bank - Renville, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 7,347 |
| Total interest expense | $352,000 | 7,544 |
| Net interest income | $740,000 | 7,108 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $130,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $98,000 | 4,866 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $32,000 | 6,701 |
| Total noninterest expense | $576,000 | 7,413 |
| Salaries and employee benefits | $268,000 | 7,666 |
| Premises and equipment expense | $42,000 | 7,849 |
| Additional noninterest expense | $266,000 | 6,492 |
| Pre-tax net operating income | $294,000 | 5,307 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $294,000 | 5,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $294,000 | 5,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,272 |
| Cash dividends | $50,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $294,000 | 4,974 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 7,580 |
| Total interest expense | $193,000 | 7,551 |
| Net interest income | $300,000 | 7,495 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $125,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $49,000 | 4,843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $294,000 | 7,411 |
| Salaries and employee benefits | $139,000 | 7,647 |
| Premises and equipment expense | $22,000 | 7,853 |
| Additional noninterest expense | $133,000 | 6,474 |
| Pre-tax net operating income | $131,000 | 5,651 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $131,000 | 5,435 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $131,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,326 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $131,000 | 5,340 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 7,460 |
| Total interest expense | $989,000 | 7,184 |
| Net interest income | $1,147,000 | 7,564 |
| Provision for loan and lease losses | $891,000 | 1,556 |
| Total noninterest income | $452,000 | 5,244 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $244,000 | 4,509 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $208,000 | 4,983 |
| Total noninterest expense | $1,299,000 | 7,212 |
| Salaries and employee benefits | $638,000 | 7,433 |
| Premises and equipment expense | $80,000 | 7,963 |
| Additional noninterest expense | $581,000 | 6,212 |
| Pre-tax net operating income | $-591,000 | 7,864 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-591,000 | 7,942 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-591,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $703,000 | 1,330 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-591,000 | 7,933 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 7,513 |
| Total interest expense | $762,000 | 7,180 |
| Net interest income | $820,000 | 7,678 |
| Provision for loan and lease losses | $495,000 | 1,588 |
| Total noninterest income | $318,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $188,000 | 4,471 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $130,000 | 5,342 |
| Total noninterest expense | $987,000 | 7,172 |
| Salaries and employee benefits | $504,000 | 7,309 |
| Premises and equipment expense | $55,000 | 8,020 |
| Additional noninterest expense | $428,000 | 6,219 |
| Pre-tax net operating income | $-344,000 | 7,984 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-344,000 | 8,039 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-344,000 | 8,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $672,000 | 863 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-344,000 | 8,022 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 7,559 |
| Total interest expense | $514,000 | 7,183 |
| Net interest income | $542,000 | 7,747 |
| Provision for loan and lease losses | $495,000 | 1,045 |
| Total noninterest income | $203,000 | 5,539 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $129,000 | 4,409 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $74,000 | 5,653 |
| Total noninterest expense | $645,000 | 7,248 |
| Salaries and employee benefits | $341,000 | 7,339 |
| Premises and equipment expense | $32,000 | 8,160 |
| Additional noninterest expense | $272,000 | 6,377 |
| Pre-tax net operating income | $-395,000 | 8,222 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-395,000 | 8,263 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-395,000 | 8,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $677,000 | 588 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-395,000 | 8,253 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 7,606 |
| Total interest expense | $258,000 | 7,194 |
| Net interest income | $267,000 | 7,807 |
| Provision for loan and lease losses | $440,000 | 585 |
| Total noninterest income | $83,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $56,000 | 4,665 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $315,000 | 7,331 |
| Salaries and employee benefits | $173,000 | 7,354 |
| Premises and equipment expense | $15,000 | 8,211 |
| Additional noninterest expense | $127,000 | 6,553 |
| Pre-tax net operating income | $-405,000 | 8,473 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-405,000 | 8,496 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-405,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 384 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-405,000 | 8,488 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 7,220 |
| Total interest expense | $1,039,000 | 6,868 |
| Net interest income | $1,367,000 | 7,348 |
| Provision for loan and lease losses | $184,000 | 3,674 |
| Total noninterest income | $468,000 | 5,275 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $228,000 | 4,710 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $240,000 | 4,742 |
| Total noninterest expense | $1,234,000 | 7,329 |
| Salaries and employee benefits | $639,000 | 7,470 |
| Premises and equipment expense | $62,000 | 8,232 |
| Additional noninterest expense | $533,000 | 6,389 |
| Pre-tax net operating income | $417,000 | 6,739 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $417,000 | 6,458 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $417,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,522 |
| Cash dividends | $1,192,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $417,000 | 6,458 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 7,244 |
| Total interest expense | $764,000 | 6,887 |
| Net interest income | $1,050,000 | 7,375 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $347,000 | 5,314 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $164,000 | 4,842 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,714 |
| Total noninterest expense | $962,000 | 7,257 |
| Salaries and employee benefits | $515,000 | 7,306 |
| Premises and equipment expense | $43,000 | 8,334 |
| Additional noninterest expense | $404,000 | 6,369 |
| Pre-tax net operating income | $435,000 | 6,476 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $435,000 | 6,064 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $435,000 | 6,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $632,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $435,000 | 6,058 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 7,244 |
| Total interest expense | $479,000 | 6,939 |
| Net interest income | $737,000 | 7,337 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $182,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $86,000 | 5,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,214 |
| Total noninterest expense | $646,000 | 7,279 |
| Salaries and employee benefits | $349,000 | 7,311 |
| Premises and equipment expense | $31,000 | 8,292 |
| Additional noninterest expense | $266,000 | 6,413 |
| Pre-tax net operating income | $273,000 | 6,626 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $273,000 | 6,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $273,000 | 6,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $85,000 | 4,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $273,000 | 6,210 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 7,234 |
| Total interest expense | $216,000 | 7,082 |
| Net interest income | $393,000 | 7,232 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $325,000 | 7,273 |
| Salaries and employee benefits | $178,000 | 7,285 |
| Premises and equipment expense | $15,000 | 8,314 |
| Additional noninterest expense | $132,000 | 6,413 |
| Pre-tax net operating income | $152,000 | 6,393 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $152,000 | 5,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $28,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $152,000 | 5,936 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 7,352 |
| Total interest expense | $623,000 | 7,268 |
| Net interest income | $1,485,000 | 7,309 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $278,000 | 6,471 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $150,000 | 5,623 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $128,000 | 6,001 |
| Total noninterest expense | $1,259,000 | 7,295 |
| Salaries and employee benefits | $660,000 | 7,407 |
| Premises and equipment expense | $80,000 | 8,104 |
| Additional noninterest expense | $519,000 | 6,470 |
| Pre-tax net operating income | $504,000 | 6,739 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $504,000 | 6,355 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $504,000 | 6,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $217,000 | 4,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $504,000 | 6,331 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 7,343 |
| Total interest expense | $441,000 | 7,316 |
| Net interest income | $1,152,000 | 7,288 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $198,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 5,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 6,150 |
| Total noninterest expense | $950,000 | 7,272 |
| Salaries and employee benefits | $511,000 | 7,311 |
| Premises and equipment expense | $65,000 | 8,029 |
| Additional noninterest expense | $374,000 | 6,559 |
| Pre-tax net operating income | $400,000 | 6,794 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $400,000 | 6,379 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $400,000 | 6,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $181,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $400,000 | 6,337 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 7,284 |
| Total interest expense | $279,000 | 7,325 |
| Net interest income | $803,000 | 7,177 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $126,000 | 6,660 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $73,000 | 5,656 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $53,000 | 6,309 |
| Total noninterest expense | $625,000 | 7,306 |
| Salaries and employee benefits | $339,000 | 7,324 |
| Premises and equipment expense | $50,000 | 7,864 |
| Additional noninterest expense | $236,000 | 6,701 |
| Pre-tax net operating income | $304,000 | 6,557 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $304,000 | 6,095 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $304,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $144,000 | 3,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $304,000 | 6,046 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 7,247 |
| Total interest expense | $129,000 | 7,433 |
| Net interest income | $434,000 | 7,072 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $58,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $288,000 | 7,545 |
| Salaries and employee benefits | $170,000 | 7,373 |
| Premises and equipment expense | $22,000 | 8,069 |
| Additional noninterest expense | $96,000 | 7,233 |
| Pre-tax net operating income | $204,000 | 5,922 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $204,000 | 5,370 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $204,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $65,000 | 3,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $204,000 | 5,338 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 7,228 |
| Total interest expense | $526,000 | 7,214 |
| Net interest income | $1,624,000 | 7,146 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $258,000 | 6,713 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $159,000 | 5,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $99,000 | 6,449 |
| Total noninterest expense | $1,226,000 | 7,398 |
| Salaries and employee benefits | $662,000 | 7,426 |
| Premises and equipment expense | $85,000 | 8,146 |
| Additional noninterest expense | $479,000 | 6,674 |
| Pre-tax net operating income | $656,000 | 6,240 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $36,000 | 6,235 |
| Income before extraordinary items | $620,000 | 5,876 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $620,000 | 5,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-142,000 | 8,839 |
| Cash dividends | $153,000 | 5,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $620,000 | 5,803 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 7,207 |
| Total interest expense | $402,000 | 7,190 |
| Net interest income | $1,241,000 | 7,122 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $181,000 | 6,873 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $119,000 | 5,723 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 6,751 |
| Total noninterest expense | $936,000 | 7,324 |
| Salaries and employee benefits | $514,000 | 7,288 |
| Premises and equipment expense | $53,000 | 8,354 |
| Additional noninterest expense | $369,000 | 6,566 |
| Pre-tax net operating income | $486,000 | 6,382 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $36,000 | 6,170 |
| Income before extraordinary items | $450,000 | 6,054 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $450,000 | 6,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-187,000 | 8,904 |
| Cash dividends | $92,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $450,000 | 5,978 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 7,189 |
| Total interest expense | $273,000 | 7,188 |
| Net interest income | $854,000 | 7,081 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $107,000 | 7,101 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $74,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $33,000 | 7,099 |
| Total noninterest expense | $635,000 | 7,335 |
| Salaries and employee benefits | $354,000 | 7,272 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $249,000 | 6,545 |
| Pre-tax net operating income | $326,000 | 6,331 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $36,000 | 5,909 |
| Income before extraordinary items | $290,000 | 6,108 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $290,000 | 6,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-182,000 | 8,974 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $290,000 | 6,034 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 7,335 |
| Total interest expense | $141,000 | 7,178 |
| Net interest income | $397,000 | 7,272 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $45,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 5,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $311,000 | 7,428 |
| Salaries and employee benefits | $179,000 | 7,286 |
| Premises and equipment expense | $10,000 | 8,791 |
| Additional noninterest expense | $122,000 | 6,621 |
| Pre-tax net operating income | $131,000 | 6,710 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $36,000 | 5,209 |
| Income before extraordinary items | $95,000 | 6,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 6,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,661 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $95,000 | 6,876 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $342,000 | 9,028 |
| Total interest expense | $86,000 | 8,983 |
| Net interest income | $256,000 | 9,018 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $30,000 | 8,938 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $24,000 | 7,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $188,000 | 9,134 |
| Salaries and employee benefits | $125,000 | 9,097 |
| Premises and equipment expense | $5,000 | 9,138 |
| Additional noninterest expense | $58,000 | 9,116 |
| Pre-tax net operating income | $98,000 | 8,212 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $23,000 | 6,728 |
| Income before extraordinary items | $75,000 | 8,350 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $75,000 | 8,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $75,000 | 8,240 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 7,182 |
| Total interest expense | $544,000 | 7,106 |
| Net interest income | $1,288,000 | 7,076 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $207,000 | 6,802 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $152,000 | 5,273 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,077 |
| Total noninterest expense | $872,000 | 7,539 |
| Salaries and employee benefits | $553,000 | 7,121 |
| Premises and equipment expense | $109,000 | 7,481 |
| Additional noninterest expense | $210,000 | 7,900 |
| Pre-tax net operating income | $614,000 | 5,816 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $254,000 | 4,252 |
| Income before extraordinary items | $360,000 | 6,592 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $360,000 | 6,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $550,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $360,000 | 6,419 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 7,121 |
| Total interest expense | $379,000 | 7,117 |
| Net interest income | $895,000 | 6,966 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $125,000 | 6,993 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $100,000 | 5,280 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $585,000 | 7,530 |
| Salaries and employee benefits | $363,000 | 7,188 |
| Premises and equipment expense | $72,000 | 7,506 |
| Additional noninterest expense | $150,000 | 7,776 |
| Pre-tax net operating income | $426,000 | 5,707 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $174,000 | 4,243 |
| Income before extraordinary items | $252,000 | 6,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $252,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $252,000 | 6,302 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 7,365 |
| Total interest expense | $197,000 | 7,113 |
| Net interest income | $392,000 | 7,348 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $57,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $47,000 | 5,348 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $285,000 | 7,635 |
| Salaries and employee benefits | $171,000 | 7,386 |
| Premises and equipment expense | $33,000 | 7,707 |
| Additional noninterest expense | $81,000 | 7,638 |
| Pre-tax net operating income | $158,000 | 6,363 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $67,000 | 4,650 |
| Income before extraordinary items | $91,000 | 7,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $91,000 | 6,913 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 7,268 |
| Total interest expense | $920,000 | 7,140 |
| Net interest income | $1,668,000 | 7,162 |
| Provision for loan and lease losses | $55,000 | 6,608 |
| Total noninterest income | $326,000 | 6,270 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $202,000 | 5,168 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 6,000 |
| Total noninterest expense | $1,459,000 | 6,929 |
| Salaries and employee benefits | $851,000 | 6,697 |
| Premises and equipment expense | $189,000 | 6,908 |
| Additional noninterest expense | $419,000 | 7,017 |
| Pre-tax net operating income | $480,000 | 6,843 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $175,000 | 5,303 |
| Income before extraordinary items | $305,000 | 7,302 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $305,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,218 |
| Cash dividends | $97,000 | 5,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $305,000 | 7,194 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 7,394 |
| Total interest expense | $1,436,000 | 7,104 |
| Net interest income | $1,426,000 | 7,457 |
| Provision for loan and lease losses | $54,000 | 6,579 |
| Total noninterest income | $287,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $199,000 | 5,184 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $88,000 | 6,699 |
| Total noninterest expense | $1,359,000 | 7,101 |
| Salaries and employee benefits | $812,000 | 6,724 |
| Premises and equipment expense | $196,000 | 6,849 |
| Additional noninterest expense | $351,000 | 7,506 |
| Pre-tax net operating income | $300,000 | 7,410 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $105,000 | 5,949 |
| Income before extraordinary items | $195,000 | 7,775 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $195,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,700 |
| Cash dividends | $75,000 | 5,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $195,000 | 7,658 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 7,394 |
| Total interest expense | $1,528,000 | 7,096 |
| Net interest income | $1,490,000 | 7,486 |
| Provision for loan and lease losses | $140,000 | 4,540 |
| Total noninterest income | $293,000 | 6,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,509 |
| Total noninterest expense | $1,284,000 | 7,288 |
| Salaries and employee benefits | $787,000 | 6,793 |
| Premises and equipment expense | $166,000 | 7,315 |
| Additional noninterest expense | $331,000 | 7,706 |
| Pre-tax net operating income | $359,000 | 7,646 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $130,000 | 6,160 |
| Income before extraordinary items | $229,000 | 7,905 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $229,000 | 7,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,623 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $229,000 | 7,909 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 7,245 |
| Total interest expense | $1,524,000 | 6,921 |
| Net interest income | $1,587,000 | 7,421 |
| Provision for loan and lease losses | $692,000 | 1,334 |
| Total noninterest income | $287,000 | 6,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,614 |
| Total noninterest expense | $1,372,000 | 7,106 |
| Salaries and employee benefits | $778,000 | 6,847 |
| Premises and equipment expense | $177,000 | 7,184 |
| Additional noninterest expense | $417,000 | 7,132 |
| Pre-tax net operating income | $-190,000 | 9,618 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-90,000 | 9,906 |
| Income before extraordinary items | $-100,000 | 9,573 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-100,000 | 9,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,231 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-100,000 | 9,552 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 7,066 |
| Total interest expense | $1,691,000 | 6,781 |
| Net interest income | $1,707,000 | 7,279 |
| Provision for loan and lease losses | $112,000 | 4,884 |
| Total noninterest income | $286,000 | 6,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,381 |
| Total noninterest expense | $1,160,000 | 7,655 |
| Salaries and employee benefits | $678,000 | 7,315 |
| Premises and equipment expense | $145,000 | 7,766 |
| Additional noninterest expense | $337,000 | 7,772 |
| Pre-tax net operating income | $721,000 | 6,404 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $266,000 | 5,488 |
| Income before extraordinary items | $455,000 | 6,881 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $455,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,628 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $455,000 | 6,773 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 7,604 |
| Total interest expense | $1,530,000 | 7,274 |
| Net interest income | $1,592,000 | 7,796 |
| Provision for loan and lease losses | $168,000 | 3,892 |
| Total noninterest income | $323,000 | 6,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,635 |
| Total noninterest expense | $1,054,000 | 8,156 |
| Salaries and employee benefits | $659,000 | 7,557 |
| Premises and equipment expense | $128,000 | 8,292 |
| Additional noninterest expense | $267,000 | 8,663 |
| Pre-tax net operating income | $693,000 | 7,002 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $294,000 | 5,783 |
| Income before extraordinary items | $399,000 | 7,649 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $399,000 | 7,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,696 |
| Cash dividends | $75,000 | 6,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $399,000 | 7,589 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 8,277 |
| Total interest expense | $1,412,000 | 7,811 |
| Net interest income | $1,390,000 | 8,546 |
| Provision for loan and lease losses | $203,000 | 3,381 |
| Total noninterest income | $317,000 | 6,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,786 |
| Total noninterest expense | $1,065,000 | 8,454 |
| Salaries and employee benefits | $642,000 | 7,887 |
| Premises and equipment expense | $18,000 | 11,323 |
| Additional noninterest expense | $405,000 | 7,840 |
| Pre-tax net operating income | $439,000 | 8,285 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $168,000 | 7,615 |
| Income before extraordinary items | $271,000 | 8,660 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $271,000 | 8,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,029 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 493 |
| Net operating income | $271,000 | 8,591 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 9,460 |
| Total interest expense | $1,022,000 | 9,178 |
| Net interest income | $1,149,000 | 9,481 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $192,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $885,000 | 9,408 |
| Salaries and employee benefits | $489,000 | 9,211 |
| Premises and equipment expense | $84,000 | 10,095 |
| Additional noninterest expense | $312,000 | 9,124 |
| Pre-tax net operating income | $391,000 | 9,126 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $177,000 | 7,810 |
| Income before extraordinary items | $214,000 | 9,786 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $214,000 | 9,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $214,000 | 9,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 10,195 |
| Total interest expense | $703,000 | 10,077 |
| Net interest income | $1,086,000 | 10,115 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $170,000 | 9,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $738,000 | 10,529 |
| Salaries and employee benefits | $426,000 | 10,044 |
| Premises and equipment expense | $80,000 | 10,655 |
| Additional noninterest expense | $232,000 | 10,746 |
| Pre-tax net operating income | $458,000 | 8,938 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $197,000 | 7,390 |
| Income before extraordinary items | $261,000 | 9,576 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $261,000 | 9,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $261,000 | 9,632 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 10,809 |
| Total interest expense | $696,000 | 10,610 |
| Net interest income | $1,004,000 | 10,765 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $753,000 | 10,903 |
| Salaries and employee benefits | $418,000 | 10,462 |
| Premises and equipment expense | $79,000 | 11,181 |
| Additional noninterest expense | $256,000 | 10,997 |
| Pre-tax net operating income | $330,000 | 9,981 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $123,000 | 9,238 |
| Income before extraordinary items | $217,000 | 10,453 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $217,000 | 10,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $210,600 | 10,294 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 11,706 |
| Total interest expense | $745,000 | 11,603 |
| Net interest income | $866,000 | 11,651 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $123,000 | 11,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $668,000 | 11,693 |
| Salaries and employee benefits | $343,000 | 11,517 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $257,000 | 11,446 |
| Pre-tax net operating income | $291,000 | 10,226 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $114,000 | 9,543 |
| Income before extraordinary items | $177,000 | 10,906 |
| Extraordinary gains, net | $39,000 | 1,068 |
| Net income | $216,000 | 10,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 5,373 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $177,000 | 10,577 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.