Home > First Security Bank of Southern New Mexico > Income and Expense
First Security Bank of Southern New Mexico, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $27,357,000 | 1,189 |
| Total interest expense | $9,880,000 | 1,547 |
| Net interest income | $17,477,000 | 964 |
| Provision for loan and lease losses | $832,000 | 1,144 |
| Total noninterest income | $4,154,000 | 1,063 |
| Gross Fiduciary activities income | $624,000 | 568 |
| Service charges on deposit accounts | $1,730,000 | 717 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,800,000 | 1,243 |
| Total noninterest expense | $15,750,000 | 896 |
| Salaries and employee benefits | $8,818,000 | 760 |
| Premises and equipment expense | $1,897,000 | 1,014 |
| Additional noninterest expense | $5,035,000 | 948 |
| Pre-tax net operating income | $5,049,000 | 1,461 |
| Securities gains (losses) | $21,000 | 2,394 |
| Applicable income taxes | $1,611,000 | 1,523 |
| Income before extraordinary items | $3,459,000 | 1,524 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,459,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $832,000 | 869 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,444,720 | 1,470 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,600,000 | 1,262 |
| Total interest expense | $9,924,000 | 1,560 |
| Net interest income | $16,676,000 | 1,052 |
| Provision for loan and lease losses | $250,000 | 2,930 |
| Total noninterest income | $3,737,000 | 1,131 |
| Gross Fiduciary activities income | $807,000 | 529 |
| Service charges on deposit accounts | $1,679,000 | 756 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,251,000 | 1,508 |
| Total noninterest expense | $15,543,000 | 907 |
| Salaries and employee benefits | $9,186,000 | 747 |
| Premises and equipment expense | $1,568,000 | 1,256 |
| Additional noninterest expense | $4,789,000 | 999 |
| Pre-tax net operating income | $4,620,000 | 1,665 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $887,000 | 2,689 |
| Income before extraordinary items | $3,728,000 | 1,452 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,728,000 | 1,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,711 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,732,050 | 1,418 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,737,000 | 1,323 |
| Total interest expense | $8,878,000 | 1,770 |
| Net interest income | $16,859,000 | 1,076 |
| Provision for loan and lease losses | $-226,000 | 11,351 |
| Total noninterest income | $3,554,000 | 1,208 |
| Gross Fiduciary activities income | $813,000 | 570 |
| Service charges on deposit accounts | $1,471,000 | 900 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,270,000 | 1,537 |
| Total noninterest expense | $15,386,000 | 985 |
| Salaries and employee benefits | $8,808,000 | 793 |
| Premises and equipment expense | $1,608,000 | 1,274 |
| Additional noninterest expense | $4,970,000 | 1,142 |
| Pre-tax net operating income | $5,253,000 | 1,370 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $1,416,000 | 1,694 |
| Income before extraordinary items | $3,861,000 | 1,287 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,861,000 | 1,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 11,236 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,843,480 | 1,266 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $25,669,000 | 1,328 |
| Total interest expense | $8,846,000 | 1,793 |
| Net interest income | $16,823,000 | 1,090 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $3,136,000 | 1,325 |
| Gross Fiduciary activities income | $750,000 | 612 |
| Service charges on deposit accounts | $1,475,000 | 902 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $911,000 | 1,924 |
| Total noninterest expense | $13,837,000 | 1,084 |
| Salaries and employee benefits | $8,232,000 | 839 |
| Premises and equipment expense | $1,284,000 | 1,581 |
| Additional noninterest expense | $4,321,000 | 1,257 |
| Pre-tax net operating income | $6,122,000 | 1,246 |
| Securities gains (losses) | $-86,000 | 11,426 |
| Applicable income taxes | $1,713,000 | 1,456 |
| Income before extraordinary items | $4,323,000 | 1,228 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,323,000 | 1,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,838 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,384,920 | 1,186 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,239,000 | 1,297 |
| Total interest expense | $6,632,000 | 1,882 |
| Net interest income | $17,607,000 | 1,049 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,960,000 | 1,382 |
| Gross Fiduciary activities income | $657,000 | 649 |
| Service charges on deposit accounts | $1,504,000 | 858 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $799,000 | 2,138 |
| Total noninterest expense | $13,883,000 | 1,082 |
| Salaries and employee benefits | $8,016,000 | 855 |
| Premises and equipment expense | $1,238,000 | 1,673 |
| Additional noninterest expense | $4,629,000 | 1,253 |
| Pre-tax net operating income | $6,684,000 | 1,135 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $1,829,000 | 1,298 |
| Income before extraordinary items | $4,849,000 | 1,046 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,849,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,853,380 | 1,056 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $25,263,000 | 1,259 |
| Total interest expense | $7,078,000 | 1,836 |
| Net interest income | $18,185,000 | 1,007 |
| Provision for loan and lease losses | $265,000 | 3,262 |
| Total noninterest income | $3,199,000 | 1,384 |
| Gross Fiduciary activities income | $617,000 | 687 |
| Service charges on deposit accounts | $1,513,000 | 868 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,069,000 | 1,948 |
| Total noninterest expense | $13,925,000 | 1,126 |
| Salaries and employee benefits | $7,923,000 | 865 |
| Premises and equipment expense | $1,265,000 | 1,653 |
| Additional noninterest expense | $4,737,000 | 1,329 |
| Pre-tax net operating income | $7,194,000 | 992 |
| Securities gains (losses) | $334,000 | 1,206 |
| Applicable income taxes | $2,361,000 | 1,057 |
| Income before extraordinary items | $5,167,000 | 1,001 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,167,000 | 1,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $776,000 | 1,345 |
| Cash dividends | $1,900,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,936,540 | 980 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,573,000 | 1,319 |
| Total interest expense | $9,625,000 | 1,779 |
| Net interest income | $17,948,000 | 1,033 |
| Provision for loan and lease losses | $601,000 | 2,613 |
| Total noninterest income | $2,807,000 | 1,520 |
| Gross Fiduciary activities income | $625,000 | 692 |
| Service charges on deposit accounts | $1,431,000 | 912 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $751,000 | 2,399 |
| Total noninterest expense | $14,544,000 | 1,092 |
| Salaries and employee benefits | $7,753,000 | 872 |
| Premises and equipment expense | $1,168,000 | 1,809 |
| Additional noninterest expense | $5,623,000 | 1,186 |
| Pre-tax net operating income | $5,610,000 | 1,156 |
| Securities gains (losses) | $97,000 | 3,051 |
| Applicable income taxes | $1,691,000 | 1,317 |
| Income before extraordinary items | $4,016,000 | 1,166 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,016,000 | 1,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $826,000 | 1,778 |
| Cash dividends | $1,350,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,948,100 | 1,094 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.