Home > First Security Bank of Southern New Mexico > Net charge- offs to loans
First Security Bank of Southern New Mexico, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3285% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 1,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7519% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2900% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1914% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0794% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.0167% | 8 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1744% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0641% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7638% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3591% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8702% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0568% | 10,561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0362% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5146% | 1,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3168% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5587% | 972 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0286% | 396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0902% | 5,870 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0571% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0433% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0743% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0751% | 1,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1938% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2845% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4479% | 960 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 10,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0479% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0484% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1751% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0486% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3595% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0497% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4551% | 2,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0639% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0753% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0761% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5205% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3535% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3471% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4085% | 182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4520% | 4,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0442% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0342% | 1,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0810% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4042% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1132% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6004% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3079% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |