First Security Bank of New Mexico, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$193,851,000253
Total interest expense$103,547,000251
Net interest income$90,304,000257
Provision for loan and lease losses$15,600,000158
Total noninterest income$23,259,000339
Gross Fiduciary activities income$3,419,000209
Service charges on deposit accounts$11,881,000152
Trading account gains and fees$0180
Additional Noninterest Income$7,959,000478
Total noninterest expense$73,916,000262
Salaries and employee benefits$18,751,000400
Premises and equipment expense$7,291,000328
Additional noninterest expense$47,874,000202
Pre-tax net operating income$24,047,000392
Securities gains (losses)$-40,382,0009,886
Applicable income taxes$-6,213,0009,887
Income before extraordinary items$-10,122,0009,878
Extraordinary gains, net$038
Net income$-10,122,0009,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,600,000151
Cash dividends$3,715,000804
Sale, conversion, retirement of capital stock, net$0969
Net operating income$15,722,480398
1999-12-31 (YTD Data)Rank
Total interest income$196,409,000234
Total interest expense$95,818,000234
Net interest income$100,591,000228
Provision for loan and lease losses$10,539,000193
Total noninterest income$23,316,000357
Gross Fiduciary activities income$3,462,000242
Service charges on deposit accounts$11,297,000166
Trading account gains and fees$0173
Additional Noninterest Income$8,557,000487
Total noninterest expense$65,299,000294
Salaries and employee benefits$21,167,000368
Premises and equipment expense$7,694,000319
Additional noninterest expense$36,438,000249
Pre-tax net operating income$48,069,000256
Securities gains (losses)$2,295,000125
Applicable income taxes$17,192,000259
Income before extraordinary items$33,172,000254
Extraordinary gains, net$035
Net income$33,172,000256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,648,000184
Cash dividends$8,733,000447
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$31,657,300251
1998-12-31 (YTD Data)Rank
Total interest income$139,572,000298
Total interest expense$74,544,000275
Net interest income$65,028,000329
Provision for loan and lease losses$6,712,000261
Total noninterest income$17,631,000411
Gross Fiduciary activities income$2,510,000278
Service charges on deposit accounts$8,557,000184
Trading account gains and fees$0224
Additional Noninterest Income$6,564,000550
Total noninterest expense$46,531,000383
Salaries and employee benefits$13,650,000540
Premises and equipment expense$6,142,000372
Additional noninterest expense$26,739,000301
Pre-tax net operating income$29,416,000330
Securities gains (losses)$884,000416
Applicable income taxes$9,985,000342
Income before extraordinary items$20,315,000327
Extraordinary gains, net$032
Net income$20,315,000328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,712,000238
Cash dividends$9,595,000395
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$19,722,720322
1997-12-31 (YTD Data)Rank
Total interest income$132,305,000320
Total interest expense$66,968,000309
Net interest income$65,337,000321
Provision for loan and lease losses$8,151,000238
Total noninterest income$16,231,000411
Gross Fiduciary activities income$2,515,000293
Service charges on deposit accounts$8,912,000184
Trading account gains and fees$0239
Additional Noninterest Income$4,804,000633
Total noninterest expense$46,036,000352
Salaries and employee benefits$12,178,000565
Premises and equipment expense$6,994,000333
Additional noninterest expense$26,864,000280
Pre-tax net operating income$27,381,000359
Securities gains (losses)$-66,00010,696
Applicable income taxes$8,819,000390
Income before extraordinary items$18,496,000355
Extraordinary gains, net$044
Net income$18,496,000356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,151,000213
Cash dividends$9,204,000390
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$18,540,880341
1996-12-31 (YTD Data)Rank
Total interest income$126,032,000361
Total interest expense$63,090,000358
Net interest income$62,942,000369
Provision for loan and lease losses$5,714,000309
Total noninterest income$17,403,000420
Gross Fiduciary activities income$2,445,000318
Service charges on deposit accounts$9,044,000216
Trading account gains and fees$420,000127
Additional Noninterest Income$5,494,000609
Total noninterest expense$53,789,000372
Salaries and employee benefits$16,171,000450
Premises and equipment expense$7,383,000346
Additional noninterest expense$30,235,000326
Pre-tax net operating income$20,842,000449
Securities gains (losses)$25,0001,832
Applicable income taxes$6,545,000478
Income before extraordinary items$14,322,000440
Extraordinary gains, net$053
Net income$14,322,000441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,614,000313
Cash dividends$5,029,000658
Sale, conversion, retirement of capital stock, net$32,000771
Net operating income$14,304,750436
1995-12-31 (YTD Data)Rank
Total interest income$127,174,000372
Total interest expense$64,996,000361
Net interest income$62,178,000374
Provision for loan and lease losses$-713,00011,912
Total noninterest income$23,630,000361
Gross Fiduciary activities income$2,470,000334
Service charges on deposit accounts$8,231,000246
Trading account gains and fees$1,499,000116
Additional Noninterest Income$11,430,000395
Total noninterest expense$66,371,000328
Salaries and employee benefits$18,721,000426
Premises and equipment expense$7,435,000367
Additional noninterest expense$40,215,000273
Pre-tax net operating income$20,150,000481
Securities gains (losses)$-613,00011,826
Applicable income taxes$6,030,000538
Income before extraordinary items$13,507,000483
Extraordinary gains, net$065
Net income$13,507,000484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,799,000327
Cash dividends$10,000,000389
Sale, conversion, retirement of capital stock, net$22,000712
Net operating income$13,929,970460
1994-12-31 (YTD Data)Rank
Total interest income$104,250,000394
Total interest expense$41,007,000418
Net interest income$63,243,000357
Provision for loan and lease losses$-4,060,00012,576
Total noninterest income$20,448,000373
Gross Fiduciary activities income$2,366,000336
Service charges on deposit accounts$8,676,000231
Trading account gains and fees$-764,0004,933
Additional Noninterest Income$10,170,000411
Total noninterest expense$58,776,000360
Salaries and employee benefits$25,783,000334
Premises and equipment expense$9,140,000315
Additional noninterest expense$23,853,000393
Pre-tax net operating income$28,975,000343
Securities gains (losses)$167,000565
Applicable income taxes$9,350,000366
Income before extraordinary items$19,792,000322
Extraordinary gains, net$0249
Net income$19,792,000322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,149,000793
Cash dividends$10,000,000345
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$19,678,440327
1993-12-31 (YTD Data)Rank
Total interest income$87,552,000437
Total interest expense$30,272,000529
Net interest income$57,280,000391
Provision for loan and lease losses$2,000,000807
Total noninterest income$24,624,000342
Gross Fiduciary activities income$2,137,000364
Service charges on deposit accounts$8,898,000222
Trading account gains and fees$35,000349
Additional Noninterest Income$13,554,000358
Total noninterest expense$72,777,000316
Salaries and employee benefits$25,433,000331
Premises and equipment expense$12,984,000235
Additional noninterest expense$34,360,000317
Pre-tax net operating income$7,127,0001,002
Securities gains (losses)$07,477
Applicable income taxes$-33,00012,857
Income before extraordinary items$7,160,000731
Extraordinary gains, net$1,400,000171
Net income$8,560,000631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,023,000471
Cash dividends$2,505,000827
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$7,160,000681
1992-12-31 (YTD Data)Rank
Total interest income$98,603,000441
Total interest expense$41,218,000516
Net interest income$57,385,000395
Provision for loan and lease losses$200,0005,193
Total noninterest income$22,468,000357
Gross Fiduciary activities income$2,326,000353
Service charges on deposit accounts$9,348,000219
Trading account gains and fees$32,000346
Additional Noninterest Income$10,762,000424
Total noninterest expense$62,012,000340
Salaries and employee benefits$24,918,000320
Premises and equipment expense$9,957,000292
Additional noninterest expense$27,137,000378
Pre-tax net operating income$17,641,000388
Securities gains (losses)$338,0001,424
Applicable income taxes$4,855,000488
Income before extraordinary items$13,124,000388
Extraordinary gains, net$01,422
Net income$13,124,000389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,398,000350
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$12,877,260357

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.