Home > First Security Bank of New Mexico > Net charge- offs to loans
First Security Bank of New Mexico, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2088% | 407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0743% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | -0.3355% | 1,452 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2259% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.0344% | 1,445 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1109% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5839% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1350% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8973% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0692% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2634% | 1,447 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9566% | 1,429 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0403% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0228% | 184 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3346% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0191% | 396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8804% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2296% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7209% | 1,438 |
| Percentage Net Loans Charged-off: Multi-family residential | -8.3627% | 1,386 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5613% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3223% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4852% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0236% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1493% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1961% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3401% | 1,387 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2275% | 1,376 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1356% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1957% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2236% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8112% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4473% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2950% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7259% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3478% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | -2.5671% | 1,442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2761% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2593% | 1,396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1662% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5567% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7101% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3060% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0082% | 1,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5577% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3759% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6093% | 1,485 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5902% | 1,439 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1878% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1456% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3193% | 1,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8650% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6110% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6712% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1570% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1664% | 4,536 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9681% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | -0.0846% | 1,280 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5110% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9391% | 1,417 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4515% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3060% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7529% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5351% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1356% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5088% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1342% | 1,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7006% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1962% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 5.3669% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0817% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3433% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8620% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3530% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.0343% | 1,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5386% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1703% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1229% | 1,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4770% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3035% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3446% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1161% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3267% | 265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0103% | 1,288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4543% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6607% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1307% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2941% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6178% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |