Home > First Security Bank of Mountain Home > Assets and Liabilities
First Security Bank of Mountain Home, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 82 | 2,100 |
| Assets and Liabilities | ||
| Total Assets: | $304,906,000 | 2,158 |
| Cash and due from depository institutions | $4,688,000 | 2,100 |
| Interest-bearing balances | $517,000 | 2,968 |
| Securities | $110,894,000 | 1,088 |
| Federal funds sold & reverse repurchase agreements | $12,210,000 | 1,187 |
| Net loans & leases | $166,038,000 | 2,601 |
| Loan loss allowance | $2,074,000 | 2,425 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,772,000 | 2,172 |
| Other real estate owned | $4,000 | 2,100 |
| Goodwill and other intangibles | $226,000 | 2,534 |
| All other assets | $5,074,000 | 3,052 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $304,906,000 | 2,158 |
| Total liabilities | $279,970,000 | 2,106 |
| Total deposits | $255,046,000 | 2,056 |
| Interest-bearing deposits | $229,100,000 | 1,978 |
| Deposits held in domestic offices | $255,046,000 | 2,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,922,000 | 1,742 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,835,000 | 2,030 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,167,000 | 1,366 |
| Total equity capital | $24,936,000 | 2,695 |
| Total bank equity capital | $24,936,000 | 2,695 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,750,000 | 1,582 |
| Surplus | $2,750,000 | 5,124 |
| Undivided profits | $19,436,000 | 1,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 3,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,502,000 | 1,784 |
| Earning assets | $289,659,000 | 2,084 |
| Long-term assets (5+ years) | $108,485,000 | 1,059 |
| Average Assets, year-to-date | $300,207,000 | 2,143 |
| Average Assets, quarterly | $303,587,500 | 2,158 |
| Volatile liabilities | $45,189,000 | 2,790 |
| Insider loans | $1,428,000 | 3,677 |
| FHLB advances | $15,835,000 | 1,925 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $18,812,000 | 3,538 |
| Tier 1 (core) risk-based capital | $25,364,000 | 2,555 |
| Tier 2 risk-based capital | $2,074,000 | 2,312 |
| Total risk weighted assets | $190,283,000 | 2,418 |
| Total unused commitments | $18,812,000 | 3,538 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 84 | 2,096 |
| Assets and Liabilities | ||
| Total Assets: | $302,269,000 | 2,192 |
| Cash and due from depository institutions | $5,702,000 | 2,096 |
| Interest-bearing balances | $468,000 | 3,159 |
| Securities | $111,282,000 | 1,084 |
| Federal funds sold & reverse repurchase agreements | $5,915,000 | 2,367 |
| Net loans & leases | $167,487,000 | 2,580 |
| Loan loss allowance | $2,093,000 | 2,408 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,781,000 | 2,165 |
| Other real estate owned | $237,000 | 2,096 |
| Goodwill and other intangibles | $237,000 | 2,539 |
| All other assets | $5,628,000 | 2,784 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $302,269,000 | 2,192 |
| Total liabilities | $278,135,000 | 2,131 |
| Total deposits | $255,379,000 | 2,077 |
| Interest-bearing deposits | $226,979,000 | 2,017 |
| Deposits held in domestic offices | $255,379,000 | 2,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,847,000 | 1,683 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,989,000 | 1,929 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,920,000 | 2,433 |
| Total equity capital | $24,134,000 | 2,753 |
| Total bank equity capital | $24,134,000 | 2,753 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,750,000 | 1,574 |
| Surplus | $2,750,000 | 5,122 |
| Undivided profits | $18,634,000 | 1,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 3,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,370,000 | 1,758 |
| Earning assets | $285,152,000 | 2,128 |
| Long-term assets (5+ years) | $106,707,000 | 1,051 |
| Average Assets, year-to-date | $298,640,670 | 2,182 |
| Average Assets, quarterly | $301,993,000 | 2,176 |
| Volatile liabilities | $43,945,000 | 2,815 |
| Insider loans | $1,408,000 | 3,672 |
| FHLB advances | $15,989,000 | 1,824 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $11,649,000 | 4,502 |
| Tier 1 (core) risk-based capital | $25,231,000 | 2,564 |
| Tier 2 risk-based capital | $2,093,000 | 2,291 |
| Total risk weighted assets | $195,579,000 | 2,367 |
| Total unused commitments | $11,649,000 | 4,503 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 85 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $301,717,000 | 2,177 |
| Cash and due from depository institutions | $7,059,000 | 2,062 |
| Interest-bearing balances | $462,000 | 3,235 |
| Securities | $111,332,000 | 1,095 |
| Federal funds sold & reverse repurchase agreements | $8,760,000 | 2,227 |
| Net loans & leases | $163,050,000 | 2,611 |
| Loan loss allowance | $2,088,000 | 2,398 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,772,000 | 2,137 |
| Other real estate owned | $564,000 | 2,062 |
| Goodwill and other intangibles | $247,000 | 2,516 |
| All other assets | $4,933,000 | 3,010 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $301,717,000 | 2,177 |
| Total liabilities | $277,158,000 | 2,123 |
| Total deposits | $256,437,000 | 2,061 |
| Interest-bearing deposits | $229,657,000 | 1,996 |
| Deposits held in domestic offices | $256,437,000 | 2,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,586,000 | 2,223 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $16,141,000 | 1,854 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,994,000 | 1,781 |
| Total equity capital | $24,559,000 | 2,735 |
| Total bank equity capital | $24,559,000 | 2,735 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,750,000 | 1,560 |
| Surplus | $2,750,000 | 5,100 |
| Undivided profits | $19,059,000 | 1,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 5,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,421,000 | 1,639 |
| Earning assets | $283,604,000 | 2,130 |
| Long-term assets (5+ years) | $101,268,000 | 1,083 |
| Average Assets, year-to-date | $296,826,500 | 2,205 |
| Average Assets, quarterly | $296,826,500 | 2,205 |
| Volatile liabilities | $39,737,000 | 2,987 |
| Insider loans | $1,409,000 | 3,629 |
| FHLB advances | $16,141,000 | 1,775 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $27,255,000 | 2,811 |
| Tier 1 (core) risk-based capital | $24,673,000 | 2,597 |
| Tier 2 risk-based capital | $2,088,000 | 2,294 |
| Total risk weighted assets | $185,660,000 | 2,439 |
| Total unused commitments | $27,255,000 | 2,813 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 86 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $291,936,000 | 2,238 |
| Cash and due from depository institutions | $5,672,000 | 2,018 |
| Interest-bearing balances | $320,000 | 3,544 |
| Securities | $109,088,000 | 1,141 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 5,416 |
| Net loans & leases | $164,698,000 | 2,576 |
| Loan loss allowance | $2,413,000 | 2,126 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,808,000 | 2,081 |
| Other real estate owned | $364,000 | 2,018 |
| Goodwill and other intangibles | $260,000 | 2,489 |
| All other assets | $5,196,000 | 2,919 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $291,936,000 | 2,238 |
| Total liabilities | $267,993,000 | 2,176 |
| Total deposits | $246,687,000 | 2,144 |
| Interest-bearing deposits | $222,995,000 | 2,025 |
| Deposits held in domestic offices | $246,687,000 | 2,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,130,000 | 2,197 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,290,000 | 1,932 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,886,000 | 1,791 |
| Total equity capital | $23,943,000 | 2,727 |
| Total bank equity capital | $23,943,000 | 2,727 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,750,000 | 1,553 |
| Surplus | $2,750,000 | 5,086 |
| Undivided profits | $18,443,000 | 1,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $616,000 | 3,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,471,000 | 1,662 |
| Earning assets | $274,956,000 | 2,172 |
| Long-term assets (5+ years) | $99,526,000 | 1,093 |
| Average Assets, year-to-date | $296,664,800 | 2,106 |
| Average Assets, quarterly | $296,229,500 | 2,182 |
| Volatile liabilities | $38,550,000 | 3,190 |
| Insider loans | $1,380,000 | 3,647 |
| FHLB advances | $16,290,000 | 1,840 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $25,501,000 | 2,886 |
| Tier 1 (core) risk-based capital | $24,159,000 | 2,587 |
| Tier 2 risk-based capital | $2,313,000 | 2,111 |
| Total risk weighted assets | $184,989,000 | 2,431 |
| Total unused commitments | $25,501,000 | 2,886 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 85 | 2,071 |
| Assets and Liabilities | ||
| Total Assets: | $300,523,000 | 2,145 |
| Cash and due from depository institutions | $6,150,000 | 2,071 |
| Interest-bearing balances | $221,000 | 3,899 |
| Securities | $118,280,000 | 1,054 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $164,786,000 | 2,571 |
| Loan loss allowance | $2,441,000 | 2,099 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,890,000 | 2,020 |
| Other real estate owned | $435,000 | 2,071 |
| Goodwill and other intangibles | $274,000 | 2,470 |
| All other assets | $4,708,000 | 3,141 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $300,523,000 | 2,145 |
| Total liabilities | $276,945,000 | 2,084 |
| Total deposits | $247,184,000 | 2,094 |
| Interest-bearing deposits | $222,068,000 | 1,996 |
| Deposits held in domestic offices | $247,184,000 | 2,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,285,000 | 1,177 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $16,581,000 | 1,989 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,895,000 | 1,777 |
| Total equity capital | $23,578,000 | 2,739 |
| Total bank equity capital | $23,578,000 | 2,739 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,750,000 | 1,544 |
| Surplus | $2,750,000 | 5,078 |
| Undivided profits | $18,078,000 | 1,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $621,000 | 3,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,407,000 | 1,687 |
| Earning assets | $283,287,000 | 2,098 |
| Long-term assets (5+ years) | $109,287,000 | 985 |
| Average Assets, year-to-date | $297,847,000 | 2,101 |
| Average Assets, quarterly | $299,200,500 | 2,132 |
| Volatile liabilities | $45,591,000 | 2,818 |
| Insider loans | $1,383,000 | 3,623 |
| FHLB advances | $16,581,000 | 1,885 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $27,248,000 | 2,801 |
| Tier 1 (core) risk-based capital | $23,970,000 | 2,581 |
| Tier 2 risk-based capital | $2,332,000 | 2,101 |
| Total risk weighted assets | $186,453,000 | 2,404 |
| Total unused commitments | $27,248,000 | 2,802 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 83 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $297,878,000 | 2,148 |
| Cash and due from depository institutions | $7,404,000 | 2,128 |
| Interest-bearing balances | $281,000 | 3,718 |
| Securities | $116,224,000 | 1,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $161,994,000 | 2,589 |
| Loan loss allowance | $2,459,000 | 2,071 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,757,000 | 2,020 |
| Other real estate owned | $585,000 | 2,128 |
| Goodwill and other intangibles | $288,000 | 2,448 |
| All other assets | $5,626,000 | 2,743 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $297,878,000 | 2,148 |
| Total liabilities | $275,083,000 | 2,075 |
| Total deposits | $248,502,000 | 2,072 |
| Interest-bearing deposits | $221,917,000 | 1,973 |
| Deposits held in domestic offices | $248,502,000 | 2,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,985,000 | 1,381 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $16,733,000 | 2,000 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,863,000 | 2,264 |
| Total equity capital | $22,795,000 | 2,736 |
| Total bank equity capital | $22,795,000 | 2,736 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,750,000 | 1,538 |
| Surplus | $2,750,000 | 5,069 |
| Undivided profits | $17,295,000 | 1,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $788,000 | 2,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,309,000 | 1,577 |
| Earning assets | $278,499,000 | 2,111 |
| Long-term assets (5+ years) | $101,751,000 | 1,041 |
| Average Assets, year-to-date | $296,955,000 | 2,103 |
| Average Assets, quarterly | $298,571,500 | 2,117 |
| Volatile liabilities | $39,374,000 | 3,066 |
| Insider loans | $1,415,000 | 3,570 |
| FHLB advances | $16,733,000 | 1,887 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $27,391,000 | 2,763 |
| Tier 1 (core) risk-based capital | $23,968,000 | 2,547 |
| Tier 2 risk-based capital | $2,313,000 | 2,086 |
| Total risk weighted assets | $186,098,000 | 2,382 |
| Total unused commitments | $27,391,000 | 2,764 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 84 | 2,073 |
| Assets and Liabilities | ||
| Total Assets: | $299,265,000 | 2,109 |
| Cash and due from depository institutions | $5,598,000 | 2,073 |
| Interest-bearing balances | $348,000 | 3,600 |
| Securities | $124,888,000 | 995 |
| Federal funds sold & reverse repurchase agreements | $4,105,000 | 3,026 |
| Net loans & leases | $153,421,000 | 2,658 |
| Loan loss allowance | $2,501,000 | 2,013 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,454,000 | 2,097 |
| Other real estate owned | $640,000 | 2,073 |
| Goodwill and other intangibles | $302,000 | 2,397 |
| All other assets | $4,857,000 | 2,974 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $299,265,000 | 2,109 |
| Total liabilities | $275,908,000 | 2,052 |
| Total deposits | $252,885,000 | 2,023 |
| Interest-bearing deposits | $224,997,000 | 1,934 |
| Deposits held in domestic offices | $252,885,000 | 2,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,249,000 | 1,903 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,883,000 | 1,901 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,891,000 | 1,626 |
| Total equity capital | $23,357,000 | 2,633 |
| Total bank equity capital | $23,357,000 | 2,633 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,750,000 | 1,523 |
| Surplus | $2,750,000 | 5,004 |
| Undivided profits | $17,857,000 | 1,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $916,000 | 2,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,312,000 | 1,469 |
| Earning assets | $282,762,000 | 2,045 |
| Long-term assets (5+ years) | $99,686,000 | 1,043 |
| Average Assets, year-to-date | $296,493,500 | 2,096 |
| Average Assets, quarterly | $296,493,500 | 2,096 |
| Volatile liabilities | $35,404,000 | 3,183 |
| Insider loans | $1,501,000 | 3,408 |
| FHLB advances | $16,883,000 | 1,809 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $27,820,000 | 2,708 |
| Tier 1 (core) risk-based capital | $23,696,000 | 2,532 |
| Tier 2 risk-based capital | $2,263,000 | 2,085 |
| Total risk weighted assets | $180,771,000 | 2,388 |
| Total unused commitments | $27,820,000 | 2,710 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 87 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $293,722,000 | 2,111 |
| Cash and due from depository institutions | $6,290,000 | 1,990 |
| Interest-bearing balances | $711,000 | 2,973 |
| Securities | $129,228,000 | 956 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $147,209,000 | 2,726 |
| Loan loss allowance | $2,511,000 | 1,983 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,168,000 | 2,187 |
| Other real estate owned | $690,000 | 1,990 |
| Goodwill and other intangibles | $316,000 | 2,365 |
| All other assets | $4,821,000 | 2,971 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $293,722,000 | 2,111 |
| Total liabilities | $270,950,000 | 2,061 |
| Total deposits | $248,556,000 | 2,033 |
| Interest-bearing deposits | $224,427,000 | 1,889 |
| Deposits held in domestic offices | $248,556,000 | 2,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,695,000 | 1,874 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,031,000 | 1,938 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,668,000 | 2,436 |
| Total equity capital | $22,772,000 | 2,669 |
| Total bank equity capital | $22,772,000 | 2,669 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,750,000 | 1,509 |
| Surplus | $2,750,000 | 4,984 |
| Undivided profits | $17,272,000 | 1,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $940,000 | 2,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,277,000 | 1,510 |
| Earning assets | $277,148,000 | 2,050 |
| Long-term assets (5+ years) | $100,411,000 | 1,017 |
| Average Assets, year-to-date | $288,078,200 | 2,048 |
| Average Assets, quarterly | $296,571,000 | 2,068 |
| Volatile liabilities | $39,751,000 | 2,896 |
| Insider loans | $1,800,000 | 3,028 |
| FHLB advances | $17,031,000 | 1,822 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $24,687,000 | 2,886 |
| Tier 1 (core) risk-based capital | $23,039,000 | 2,555 |
| Tier 2 risk-based capital | $2,170,000 | 2,129 |
| Total risk weighted assets | $173,260,000 | 2,448 |
| Total unused commitments | $24,687,000 | 2,887 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 82 | 2,105 |
| Assets and Liabilities | ||
| Total Assets: | $299,420,000 | 2,039 |
| Cash and due from depository institutions | $6,234,000 | 2,105 |
| Interest-bearing balances | $367,000 | 3,756 |
| Securities | $133,237,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $4,090,000 | 2,620 |
| Net loans & leases | $145,708,000 | 2,726 |
| Loan loss allowance | $2,454,000 | 1,983 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,779,000 | 2,287 |
| Other real estate owned | $733,000 | 2,105 |
| Goodwill and other intangibles | $329,000 | 2,328 |
| All other assets | $4,310,000 | 3,154 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $299,420,000 | 2,039 |
| Total liabilities | $276,012,000 | 1,984 |
| Total deposits | $254,589,000 | 1,940 |
| Interest-bearing deposits | $228,659,000 | 1,815 |
| Deposits held in domestic offices | $254,589,000 | 1,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,762,000 | 2,443 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $17,177,000 | 1,951 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,484,000 | 1,752 |
| Total equity capital | $23,408,000 | 2,584 |
| Total bank equity capital | $23,408,000 | 2,584 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,750,000 | 1,480 |
| Surplus | $2,750,000 | 4,935 |
| Undivided profits | $17,908,000 | 1,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $399,000 | 4,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,041,000 | 1,630 |
| Earning assets | $283,402,000 | 1,972 |
| Long-term assets (5+ years) | $105,622,000 | 968 |
| Average Assets, year-to-date | $286,667,250 | 2,045 |
| Average Assets, quarterly | $294,685,000 | 2,045 |
| Volatile liabilities | $39,195,000 | 2,814 |
| Insider loans | $2,644,000 | 2,318 |
| FHLB advances | $17,177,000 | 1,830 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $26,201,000 | 2,746 |
| Tier 1 (core) risk-based capital | $23,029,000 | 2,519 |
| Tier 2 risk-based capital | $2,157,000 | 2,129 |
| Total risk weighted assets | $172,258,000 | 2,432 |
| Total unused commitments | $26,201,000 | 2,747 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 82 | 2,096 |
| Assets and Liabilities | ||
| Total Assets: | $289,950,000 | 2,052 |
| Cash and due from depository institutions | $5,855,000 | 2,096 |
| Interest-bearing balances | $723,000 | 3,045 |
| Securities | $127,420,000 | 959 |
| Federal funds sold & reverse repurchase agreements | $4,075,000 | 2,436 |
| Net loans & leases | $143,114,000 | 2,697 |
| Loan loss allowance | $2,404,000 | 2,003 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,180,000 | 2,534 |
| Other real estate owned | $763,000 | 2,096 |
| Goodwill and other intangibles | $343,000 | 2,303 |
| All other assets | $4,200,000 | 3,110 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $289,950,000 | 2,052 |
| Total liabilities | $266,615,000 | 2,010 |
| Total deposits | $246,623,000 | 1,950 |
| Interest-bearing deposits | $222,253,000 | 1,826 |
| Deposits held in domestic offices | $246,623,000 | 1,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,322,000 | 2,657 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,322,000 | 1,927 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,348,000 | 2,623 |
| Total equity capital | $23,335,000 | 2,531 |
| Total bank equity capital | $23,335,000 | 2,531 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,750,000 | 1,461 |
| Surplus | $2,750,000 | 4,911 |
| Undivided profits | $17,835,000 | 1,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $655,000 | 3,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,936,000 | 1,570 |
| Earning assets | $275,332,000 | 1,995 |
| Long-term assets (5+ years) | $96,971,000 | 1,029 |
| Average Assets, year-to-date | $282,416,330 | 2,055 |
| Average Assets, quarterly | $285,743,500 | 2,051 |
| Volatile liabilities | $35,910,000 | 2,895 |
| Insider loans | $2,680,000 | 2,259 |
| FHLB advances | $17,322,000 | 1,823 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $28,132,000 | 2,559 |
| Tier 1 (core) risk-based capital | $22,736,000 | 2,492 |
| Tier 2 risk-based capital | $2,085,000 | 2,155 |
| Total risk weighted assets | $166,447,000 | 2,451 |
| Total unused commitments | $28,132,000 | 2,561 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 77 | 2,212 |
| Assets and Liabilities | ||
| Total Assets: | $281,537,000 | 2,087 |
| Cash and due from depository institutions | $6,961,000 | 2,212 |
| Interest-bearing balances | $3,233,000 | 1,481 |
| Securities | $118,004,000 | 1,072 |
| Federal funds sold & reverse repurchase agreements | $3,945,000 | 2,802 |
| Net loans & leases | $143,723,000 | 2,646 |
| Loan loss allowance | $2,387,000 | 1,993 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,843,000 | 2,714 |
| Other real estate owned | $598,000 | 2,212 |
| Goodwill and other intangibles | $357,000 | 2,287 |
| All other assets | $4,106,000 | 3,130 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $281,537,000 | 2,087 |
| Total liabilities | $258,885,000 | 2,044 |
| Total deposits | $239,436,000 | 1,989 |
| Interest-bearing deposits | $217,577,000 | 1,851 |
| Deposits held in domestic offices | $239,436,000 | 1,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,744,000 | 1,976 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,646,000 | 1,957 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,059,000 | 3,080 |
| Total equity capital | $22,652,000 | 2,537 |
| Total bank equity capital | $22,652,000 | 2,537 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,750,000 | 1,459 |
| Surplus | $2,750,000 | 4,918 |
| Undivided profits | $17,152,000 | 1,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 2,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,794,000 | 1,654 |
| Earning assets | $268,905,000 | 2,015 |
| Long-term assets (5+ years) | $95,867,000 | 1,056 |
| Average Assets, year-to-date | $278,649,500 | 2,087 |
| Average Assets, quarterly | $278,649,500 | 2,087 |
| Volatile liabilities | $35,430,000 | 2,837 |
| Insider loans | $2,150,000 | 2,599 |
| FHLB advances | $15,646,000 | 1,853 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $26,585,000 | 2,593 |
| Tier 1 (core) risk-based capital | $22,515,000 | 2,479 |
| Tier 2 risk-based capital | $2,061,000 | 2,163 |
| Total risk weighted assets | $164,532,000 | 2,441 |
| Total unused commitments | $26,585,000 | 2,598 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 74 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $275,762,000 | 2,106 |
| Cash and due from depository institutions | $4,878,000 | 2,318 |
| Interest-bearing balances | $388,000 | 3,736 |
| Securities | $115,092,000 | 1,114 |
| Federal funds sold & reverse repurchase agreements | $5,280,000 | 2,121 |
| Net loans & leases | $141,679,000 | 2,654 |
| Loan loss allowance | $2,319,000 | 2,028 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,698,000 | 2,774 |
| Other real estate owned | $683,000 | 2,318 |
| Goodwill and other intangibles | $374,000 | 2,255 |
| All other assets | $4,078,000 | 3,086 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $275,762,000 | 2,106 |
| Total liabilities | $252,708,000 | 2,064 |
| Total deposits | $241,048,000 | 1,952 |
| Interest-bearing deposits | $218,068,000 | 1,822 |
| Deposits held in domestic offices | $241,048,000 | 1,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $605,000 | 2,961 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,157,000 | 2,551 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $898,000 | 3,349 |
| Total equity capital | $23,054,000 | 2,505 |
| Total bank equity capital | $23,054,000 | 2,505 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,750,000 | 1,442 |
| Surplus | $2,750,000 | 4,900 |
| Undivided profits | $17,554,000 | 1,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $539,000 | 3,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,860,000 | 1,556 |
| Earning assets | $262,439,000 | 2,043 |
| Long-term assets (5+ years) | $86,399,000 | 1,171 |
| Average Assets, year-to-date | $273,337,400 | 2,041 |
| Average Assets, quarterly | $273,952,000 | 2,108 |
| Volatile liabilities | $31,502,000 | 3,037 |
| Insider loans | $2,089,000 | 2,658 |
| FHLB advances | $10,157,000 | 2,412 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $23,352,000 | 2,712 |
| Tier 1 (core) risk-based capital | $22,149,000 | 2,474 |
| Tier 2 risk-based capital | $2,038,000 | 2,170 |
| Total risk weighted assets | $162,739,000 | 2,451 |
| Total unused commitments | $23,352,000 | 2,714 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 74 | 2,308 |
| Assets and Liabilities | ||
| Total Assets: | $272,142,000 | 2,108 |
| Cash and due from depository institutions | $3,503,000 | 2,308 |
| Interest-bearing balances | $369,000 | 3,804 |
| Securities | $113,760,000 | 1,127 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $146,454,000 | 2,559 |
| Loan loss allowance | $2,251,000 | 2,079 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,694,000 | 2,733 |
| Other real estate owned | $670,000 | 2,308 |
| Goodwill and other intangibles | $388,000 | 2,203 |
| All other assets | $3,673,000 | 3,277 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $272,142,000 | 2,108 |
| Total liabilities | $249,020,000 | 2,076 |
| Total deposits | $236,731,000 | 1,951 |
| Interest-bearing deposits | $212,042,000 | 1,836 |
| Deposits held in domestic offices | $236,731,000 | 1,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,230,000 | 2,697 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,249,000 | 2,534 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $810,000 | 3,670 |
| Total equity capital | $23,122,000 | 2,476 |
| Total bank equity capital | $23,122,000 | 2,476 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,750,000 | 1,432 |
| Surplus | $2,750,000 | 4,873 |
| Undivided profits | $17,622,000 | 1,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $669,000 | 3,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,881,000 | 1,591 |
| Earning assets | $260,583,000 | 2,033 |
| Long-term assets (5+ years) | $83,325,000 | 1,235 |
| Average Assets, year-to-date | $272,731,250 | 2,046 |
| Average Assets, quarterly | $270,627,000 | 2,096 |
| Volatile liabilities | $30,005,000 | 3,105 |
| Insider loans | $2,556,000 | 2,249 |
| FHLB advances | $10,249,000 | 2,402 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,788,000 | 2,592 |
| Tier 1 (core) risk-based capital | $21,981,000 | 2,470 |
| Tier 2 risk-based capital | $2,061,000 | 2,109 |
| Total risk weighted assets | $164,237,000 | 2,386 |
| Total unused commitments | $24,788,000 | 2,596 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 75 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $269,112,000 | 2,107 |
| Cash and due from depository institutions | $4,845,000 | 2,291 |
| Interest-bearing balances | $600,000 | 3,362 |
| Securities | $109,197,000 | 1,187 |
| Federal funds sold & reverse repurchase agreements | $1,215,000 | 4,190 |
| Net loans & leases | $144,667,000 | 2,531 |
| Loan loss allowance | $2,237,000 | 2,072 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,504,000 | 2,831 |
| Other real estate owned | $848,000 | 2,291 |
| Goodwill and other intangibles | $402,000 | 2,193 |
| All other assets | $4,434,000 | 2,866 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $269,112,000 | 2,107 |
| Total liabilities | $247,464,000 | 2,068 |
| Total deposits | $232,733,000 | 1,968 |
| Interest-bearing deposits | $205,967,000 | 1,881 |
| Deposits held in domestic offices | $232,733,000 | 1,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,466,000 | 1,945 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,339,000 | 2,504 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $926,000 | 3,092 |
| Total equity capital | $21,648,000 | 2,524 |
| Total bank equity capital | $21,648,000 | 2,524 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,750,000 | 1,432 |
| Surplus | $2,750,000 | 4,861 |
| Undivided profits | $16,148,000 | 1,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,150,000 | 2,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,837,000 | 1,474 |
| Earning assets | $255,679,000 | 2,042 |
| Long-term assets (5+ years) | $91,197,000 | 1,180 |
| Average Assets, year-to-date | $272,927,670 | 2,039 |
| Average Assets, quarterly | $270,784,500 | 2,072 |
| Volatile liabilities | $33,573,000 | 2,790 |
| Insider loans | $2,560,000 | 2,218 |
| FHLB advances | $10,339,000 | 2,379 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,643,000 | 2,597 |
| Tier 1 (core) risk-based capital | $21,617,000 | 2,457 |
| Tier 2 risk-based capital | $2,052,000 | 2,094 |
| Total risk weighted assets | $163,973,000 | 2,354 |
| Total unused commitments | $24,643,000 | 2,601 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 77 | 2,222 |
| Assets and Liabilities | ||
| Total Assets: | $272,457,000 | 2,070 |
| Cash and due from depository institutions | $5,329,000 | 2,222 |
| Interest-bearing balances | $823,000 | 3,260 |
| Securities | $109,585,000 | 1,196 |
| Federal funds sold & reverse repurchase agreements | $5,845,000 | 2,478 |
| Net loans & leases | $143,358,000 | 2,502 |
| Loan loss allowance | $1,987,000 | 2,282 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,466,000 | 2,801 |
| Other real estate owned | $1,066,000 | 2,222 |
| Goodwill and other intangibles | $416,000 | 2,161 |
| All other assets | $3,392,000 | 3,313 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $272,457,000 | 2,070 |
| Total liabilities | $249,364,000 | 2,037 |
| Total deposits | $231,932,000 | 1,956 |
| Interest-bearing deposits | $207,259,000 | 1,869 |
| Deposits held in domestic offices | $231,932,000 | 1,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,776,000 | 1,522 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,428,000 | 2,357 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,228,000 | 1,831 |
| Total equity capital | $23,093,000 | 2,437 |
| Total bank equity capital | $23,093,000 | 2,437 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,750,000 | 1,427 |
| Surplus | $2,750,000 | 4,845 |
| Undivided profits | $17,593,000 | 1,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,063,000 | 2,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,859,000 | 1,454 |
| Earning assets | $259,611,000 | 2,001 |
| Long-term assets (5+ years) | $83,955,000 | 1,226 |
| Average Assets, year-to-date | $274,835,500 | 2,029 |
| Average Assets, quarterly | $274,835,500 | 2,029 |
| Volatile liabilities | $35,018,000 | 2,631 |
| Insider loans | $2,212,000 | 2,436 |
| FHLB advances | $10,428,000 | 2,236 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $25,931,000 | 2,446 |
| Tier 1 (core) risk-based capital | $21,362,000 | 2,447 |
| Tier 2 risk-based capital | $1,987,000 | 2,130 |
| Total risk weighted assets | $163,477,000 | 2,281 |
| Total unused commitments | $25,931,000 | 2,455 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 75 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $277,214,000 | 2,021 |
| Cash and due from depository institutions | $6,555,000 | 2,305 |
| Interest-bearing balances | $1,270,000 | 2,677 |
| Securities | $114,713,000 | 1,172 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $147,481,000 | 2,408 |
| Loan loss allowance | $1,826,000 | 2,441 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,009,000 | 3,137 |
| Other real estate owned | $1,221,000 | 2,305 |
| Goodwill and other intangibles | $430,000 | 2,134 |
| All other assets | $3,805,000 | 3,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,214,000 | 2,021 |
| Total liabilities | $255,161,000 | 1,983 |
| Total deposits | $229,117,000 | 1,972 |
| Interest-bearing deposits | $205,972,000 | 1,869 |
| Deposits held in domestic offices | $229,117,000 | 1,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,379,000 | 1,174 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,516,000 | 1,917 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,149,000 | 2,818 |
| Total equity capital | $22,053,000 | 2,481 |
| Total bank equity capital | $22,053,000 | 2,481 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,750,000 | 1,433 |
| Surplus | $2,750,000 | 4,822 |
| Undivided profits | $16,553,000 | 1,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,249,000 | 2,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,906,000 | 1,460 |
| Earning assets | $263,464,000 | 1,949 |
| Long-term assets (5+ years) | $87,205,000 | 1,212 |
| Average Assets, year-to-date | $280,368,600 | 1,927 |
| Average Assets, quarterly | $279,769,500 | 1,983 |
| Volatile liabilities | $37,937,000 | 2,458 |
| Insider loans | $2,192,000 | 2,429 |
| FHLB advances | $15,516,000 | 1,791 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $29,096,000 | 2,200 |
| Tier 1 (core) risk-based capital | $21,052,000 | 2,450 |
| Tier 2 risk-based capital | $1,826,000 | 2,265 |
| Total risk weighted assets | $165,066,000 | 2,242 |
| Total unused commitments | $29,096,000 | 2,203 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 71 | 2,453 |
| Assets and Liabilities | ||
| Total Assets: | $282,325,000 | 1,986 |
| Cash and due from depository institutions | $4,301,000 | 2,453 |
| Interest-bearing balances | $106,000 | 5,216 |
| Securities | $122,190,000 | 1,097 |
| Federal funds sold & reverse repurchase agreements | $9,290,000 | 1,552 |
| Net loans & leases | $137,995,000 | 2,548 |
| Loan loss allowance | $1,592,000 | 2,746 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,066,000 | 3,060 |
| Other real estate owned | $1,064,000 | 2,453 |
| Goodwill and other intangibles | $445,000 | 2,080 |
| All other assets | $3,974,000 | 2,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,325,000 | 1,986 |
| Total liabilities | $256,560,000 | 1,970 |
| Total deposits | $241,664,000 | 1,875 |
| Interest-bearing deposits | $209,508,000 | 1,861 |
| Deposits held in domestic offices | $241,664,000 | 1,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,700,000 | 1,740 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,200,000 | 2,335 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $996,000 | 3,217 |
| Total equity capital | $25,765,000 | 2,136 |
| Total bank equity capital | $25,765,000 | 2,136 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,750,000 | 1,428 |
| Surplus | $2,750,000 | 4,787 |
| Undivided profits | $20,265,000 | 1,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,572,000 | 2,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,996,000 | 1,478 |
| Earning assets | $269,581,000 | 1,912 |
| Long-term assets (5+ years) | $113,010,000 | 964 |
| Average Assets, year-to-date | $281,157,250 | 1,942 |
| Average Assets, quarterly | $285,789,000 | 1,954 |
| Volatile liabilities | $32,740,000 | 2,713 |
| Insider loans | $3,094,000 | 1,787 |
| FHLB advances | $10,200,000 | 2,196 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $23,150,000 | 2,569 |
| Tier 1 (core) risk-based capital | $24,959,000 | 2,104 |
| Tier 2 risk-based capital | $1,592,000 | 2,543 |
| Total risk weighted assets | $226,677,000 | 1,680 |
| Total unused commitments | $23,150,000 | 2,572 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 73 | 2,381 |
| Assets and Liabilities | ||
| Total Assets: | $289,253,000 | 1,931 |
| Cash and due from depository institutions | $10,234,000 | 2,381 |
| Interest-bearing balances | $3,209,000 | 1,974 |
| Securities | $126,171,000 | 1,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $144,311,000 | 2,407 |
| Loan loss allowance | $1,929,000 | 2,303 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,124,000 | 2,975 |
| Other real estate owned | $1,262,000 | 2,381 |
| Goodwill and other intangibles | $460,000 | 2,017 |
| All other assets | $3,691,000 | 3,020 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $289,253,000 | 1,931 |
| Total liabilities | $263,033,000 | 1,910 |
| Total deposits | $244,492,000 | 1,840 |
| Interest-bearing deposits | $213,484,000 | 1,789 |
| Deposits held in domestic offices | $244,492,000 | 1,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,891,000 | 1,271 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,513,000 | 2,260 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,137,000 | 3,034 |
| Total equity capital | $26,220,000 | 2,098 |
| Total bank equity capital | $26,220,000 | 2,098 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,750,000 | 1,421 |
| Surplus | $2,750,000 | 4,753 |
| Undivided profits | $20,720,000 | 1,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,192,000 | 1,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,066,000 | 1,354 |
| Earning assets | $273,691,000 | 1,868 |
| Long-term assets (5+ years) | $121,559,000 | 862 |
| Average Assets, year-to-date | $280,768,000 | 1,938 |
| Average Assets, quarterly | $284,495,000 | 1,937 |
| Volatile liabilities | $37,890,000 | 2,361 |
| Insider loans | $3,028,000 | 1,819 |
| FHLB advances | $10,513,000 | 2,116 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $26,237,000 | 2,346 |
| Tier 1 (core) risk-based capital | $24,613,000 | 2,083 |
| Tier 2 risk-based capital | $1,929,000 | 2,112 |
| Total risk weighted assets | $237,438,000 | 1,592 |
| Total unused commitments | $26,237,000 | 2,355 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 73 | 2,361 |
| Assets and Liabilities | ||
| Total Assets: | $279,737,000 | 1,958 |
| Cash and due from depository institutions | $7,603,000 | 2,361 |
| Interest-bearing balances | $2,239,000 | 2,389 |
| Securities | $109,759,000 | 1,177 |
| Federal funds sold & reverse repurchase agreements | $10,910,000 | 1,561 |
| Net loans & leases | $143,036,000 | 2,361 |
| Loan loss allowance | $2,039,000 | 2,139 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,160,000 | 2,912 |
| Other real estate owned | $868,000 | 2,361 |
| Goodwill and other intangibles | $474,000 | 1,984 |
| All other assets | $3,927,000 | 2,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,737,000 | 1,958 |
| Total liabilities | $254,189,000 | 1,934 |
| Total deposits | $238,769,000 | 1,837 |
| Interest-bearing deposits | $210,890,000 | 1,807 |
| Deposits held in domestic offices | $238,769,000 | 1,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,974,000 | 1,550 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,464,000 | 2,371 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,982,000 | 2,062 |
| Total equity capital | $25,548,000 | 2,089 |
| Total bank equity capital | $25,548,000 | 2,089 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,750,000 | 1,425 |
| Surplus | $2,750,000 | 4,728 |
| Undivided profits | $20,048,000 | 1,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,098,000 | 1,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,097,000 | 1,374 |
| Earning assets | $265,944,000 | 1,883 |
| Long-term assets (5+ years) | $107,232,000 | 936 |
| Average Assets, year-to-date | $276,525,500 | 1,959 |
| Average Assets, quarterly | $276,525,500 | 1,959 |
| Volatile liabilities | $35,746,000 | 2,449 |
| Insider loans | $3,023,000 | 1,785 |
| FHLB advances | $9,464,000 | 2,239 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $24,603,000 | 2,353 |
| Tier 1 (core) risk-based capital | $24,177,000 | 2,080 |
| Tier 2 risk-based capital | $2,039,000 | 1,969 |
| Total risk weighted assets | $225,433,000 | 1,631 |
| Total unused commitments | $24,603,000 | 2,362 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 75 | 2,294 |
| Assets and Liabilities | ||
| Total Assets: | $273,314,000 | 1,965 |
| Cash and due from depository institutions | $6,506,000 | 2,294 |
| Interest-bearing balances | $1,295,000 | 2,830 |
| Securities | $103,605,000 | 1,200 |
| Federal funds sold & reverse repurchase agreements | $6,460,000 | 2,242 |
| Net loans & leases | $148,110,000 | 2,286 |
| Loan loss allowance | $1,924,000 | 2,213 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,205,000 | 2,851 |
| Other real estate owned | $881,000 | 2,294 |
| Goodwill and other intangibles | $488,000 | 1,945 |
| All other assets | $4,059,000 | 2,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,314,000 | 1,965 |
| Total liabilities | $248,215,000 | 1,939 |
| Total deposits | $234,691,000 | 1,847 |
| Interest-bearing deposits | $207,241,000 | 1,799 |
| Deposits held in domestic offices | $234,691,000 | 1,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,151,000 | 1,757 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $7,853,000 | 2,628 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,520,000 | 1,693 |
| Total equity capital | $25,099,000 | 2,108 |
| Total bank equity capital | $25,099,000 | 2,108 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,750,000 | 1,419 |
| Surplus | $2,750,000 | 4,677 |
| Undivided profits | $19,599,000 | 1,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,555,000 | 1,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,173,000 | 1,372 |
| Earning assets | $259,470,000 | 1,885 |
| Long-term assets (5+ years) | $98,437,000 | 985 |
| Average Assets, year-to-date | $261,602,200 | 1,950 |
| Average Assets, quarterly | $271,661,500 | 1,959 |
| Volatile liabilities | $34,782,000 | 2,484 |
| Insider loans | $3,034,000 | 1,754 |
| FHLB advances | $7,853,000 | 2,471 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,805,000 | 2,642 |
| Tier 1 (core) risk-based capital | $23,834,000 | 2,080 |
| Tier 2 risk-based capital | $1,924,000 | 2,047 |
| Total risk weighted assets | $223,366,000 | 1,618 |
| Total unused commitments | $19,805,000 | 2,647 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 75 | 2,281 |
| Assets and Liabilities | ||
| Total Assets: | $251,522,000 | 2,013 |
| Cash and due from depository institutions | $4,665,000 | 2,281 |
| Interest-bearing balances | $145,000 | 4,768 |
| Securities | $81,765,000 | 1,374 |
| Federal funds sold & reverse repurchase agreements | $630,000 | 6,304 |
| Net loans & leases | $155,807,000 | 2,094 |
| Loan loss allowance | $1,754,000 | 2,245 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,031,000 | 2,934 |
| Other real estate owned | $265,000 | 2,281 |
| Goodwill and other intangibles | $485,000 | 1,888 |
| All other assets | $4,874,000 | 2,263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,522,000 | 2,013 |
| Total liabilities | $228,518,000 | 1,997 |
| Total deposits | $217,892,000 | 1,871 |
| Interest-bearing deposits | $196,399,000 | 1,791 |
| Deposits held in domestic offices | $217,892,000 | 1,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $921,000 | 2,671 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,384,000 | 2,933 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,321,000 | 1,087 |
| Total equity capital | $23,004,000 | 2,147 |
| Total bank equity capital | $23,004,000 | 2,147 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,750,000 | 1,414 |
| Surplus | $2,750,000 | 4,605 |
| Undivided profits | $17,504,000 | 1,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,918,000 | 1,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,458 |
| Income earned, not collected on loans | $2,247,000 | 1,430 |
| Earning assets | $238,347,000 | 1,951 |
| Long-term assets (5+ years) | $87,066,000 | 1,082 |
| Average Assets, year-to-date | $248,743,400 | 1,960 |
| Average Assets, quarterly | $250,903,500 | 1,999 |
| Volatile liabilities | $29,228,000 | 2,763 |
| Insider loans | $3,878,000 | 1,275 |
| FHLB advances | $5,384,000 | 2,754 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,282,000 | 2,310 |
| Tier 1 (core) risk-based capital | $22,872,000 | 2,041 |
| Tier 2 risk-based capital | $1,754,000 | 2,080 |
| Total risk weighted assets | $209,471,000 | 1,629 |
| Total unused commitments | $22,282,000 | 2,316 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 75 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $240,665,000 | 2,028 |
| Cash and due from depository institutions | $9,047,000 | 2,262 |
| Interest-bearing balances | $20,000 | 5,990 |
| Securities | $70,028,000 | 1,563 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $153,340,000 | 2,072 |
| Loan loss allowance | $1,711,000 | 2,191 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,304,000 | 2,667 |
| Other real estate owned | $348,000 | 2,262 |
| Goodwill and other intangibles | $534,000 | 1,790 |
| All other assets | $4,064,000 | 2,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $240,665,000 | 2,028 |
| Total liabilities | $219,630,000 | 1,997 |
| Total deposits | $209,013,000 | 1,868 |
| Interest-bearing deposits | $187,358,000 | 1,789 |
| Deposits held in domestic offices | $209,013,000 | 1,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,325,000 | 1,396 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,773,000 | 4,137 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,519,000 | 1,707 |
| Total equity capital | $21,035,000 | 2,228 |
| Total bank equity capital | $21,035,000 | 2,228 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,750,000 | 1,422 |
| Surplus | $2,750,000 | 4,587 |
| Undivided profits | $15,535,000 | 1,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,097,000 | 2,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,486,000 | 1,756 |
| Earning assets | $223,388,000 | 2,003 |
| Long-term assets (5+ years) | $67,749,000 | 1,279 |
| Average Assets, year-to-date | $241,988,400 | 1,894 |
| Average Assets, quarterly | $238,829,000 | 2,005 |
| Volatile liabilities | $34,832,000 | 2,346 |
| Insider loans | $3,339,000 | 1,467 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,690,000 | 2,555 |
| Tier 1 (core) risk-based capital | $21,659,400 | 2,070 |
| Tier 2 risk-based capital | $1,711,000 | 2,048 |
| Total risk weighted assets | $157,617,100 | 2,035 |
| Total unused commitments | $17,690,000 | 2,559 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 83 | 2,081 |
| Assets and Liabilities | ||
| Total Assets: | $243,785,000 | 1,925 |
| Cash and due from depository institutions | $6,995,000 | 2,081 |
| Interest-bearing balances | $21,000 | 5,988 |
| Securities | $82,330,000 | 1,397 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $145,832,000 | 2,056 |
| Loan loss allowance | $1,643,000 | 2,200 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,548,000 | 2,449 |
| Other real estate owned | $656,000 | 2,081 |
| Goodwill and other intangibles | $588,000 | 1,792 |
| All other assets | $3,836,000 | 2,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,785,000 | 1,925 |
| Total liabilities | $222,511,000 | 1,900 |
| Total deposits | $210,004,000 | 1,794 |
| Interest-bearing deposits | $189,116,000 | 1,736 |
| Deposits held in domestic offices | $210,004,000 | 1,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,900,000 | 1,217 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $724,000 | 4,809 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,883,000 | 1,963 |
| Total equity capital | $21,274,000 | 2,090 |
| Total bank equity capital | $21,274,000 | 2,090 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,750,000 | 1,427 |
| Surplus | $2,750,000 | 4,574 |
| Undivided profits | $15,774,000 | 1,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 3,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,318,000 | 1,674 |
| Earning assets | $228,183,000 | 1,887 |
| Long-term assets (5+ years) | $69,969,000 | 1,308 |
| Average Assets, year-to-date | $237,337,000 | 1,901 |
| Average Assets, quarterly | $240,603,500 | 1,938 |
| Volatile liabilities | $38,484,000 | 2,059 |
| Insider loans | $3,152,000 | 1,484 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,683,000 | 2,238 |
| Tier 1 (core) risk-based capital | $22,570,400 | 1,949 |
| Tier 2 risk-based capital | $1,643,000 | 2,023 |
| Total risk weighted assets | $154,594,700 | 1,977 |
| Total unused commitments | $21,683,000 | 2,242 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 81 | 2,159 |
| Assets and Liabilities | ||
| Total Assets: | $233,637,000 | 1,979 |
| Cash and due from depository institutions | $6,264,000 | 2,159 |
| Interest-bearing balances | $14,000 | 6,181 |
| Securities | $87,951,000 | 1,322 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,389 |
| Net loans & leases | $129,397,000 | 2,165 |
| Loan loss allowance | $1,336,000 | 2,572 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,700,000 | 2,205 |
| Other real estate owned | $888,000 | 2,159 |
| Goodwill and other intangibles | $635,000 | 1,689 |
| All other assets | $2,402,000 | 3,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,637,000 | 1,979 |
| Total liabilities | $214,060,000 | 1,943 |
| Total deposits | $208,670,000 | 1,813 |
| Interest-bearing deposits | $188,688,000 | 1,722 |
| Deposits held in domestic offices | $208,670,000 | 1,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $746,000 | 4,004 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,644,000 | 1,033 |
| Total equity capital | $19,577,000 | 2,306 |
| Total bank equity capital | $19,577,000 | 2,306 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,750,000 | 1,373 |
| Surplus | $2,750,000 | 4,452 |
| Undivided profits | $14,077,000 | 1,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,038,000 | 2,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,343,000 | 1,605 |
| Earning assets | $219,762,000 | 1,930 |
| Long-term assets (5+ years) | $69,655,000 | 1,211 |
| Average Assets, year-to-date | $225,724,800 | 1,942 |
| Average Assets, quarterly | $232,884,000 | 1,949 |
| Volatile liabilities | $25,432,000 | 2,462 |
| Insider loans | $2,394,000 | 1,797 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,077,000 | 2,772 |
| Tier 1 (core) risk-based capital | $18,595,000 | 2,300 |
| Tier 2 risk-based capital | $1,336,000 | 2,343 |
| Total risk weighted assets | $136,987,000 | 2,071 |
| Total unused commitments | $15,077,000 | 2,781 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 75 | 2,386 |
| Assets and Liabilities | ||
| Total Assets: | $220,622,000 | 2,068 |
| Cash and due from depository institutions | $5,580,000 | 2,386 |
| Interest-bearing balances | $27,000 | 5,703 |
| Securities | $85,993,000 | 1,336 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,213 |
| Net loans & leases | $118,094,000 | 2,351 |
| Loan loss allowance | $1,063,000 | 3,191 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,702,000 | 2,125 |
| Other real estate owned | $220,000 | 2,386 |
| Goodwill and other intangibles | $691,000 | 1,559 |
| All other assets | $2,342,000 | 3,036 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,622,000 | 2,068 |
| Total liabilities | $202,230,000 | 2,041 |
| Total deposits | $197,202,000 | 1,928 |
| Interest-bearing deposits | $178,175,000 | 1,815 |
| Deposits held in domestic offices | $197,202,000 | 1,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $767,000 | 3,751 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,261,000 | 1,146 |
| Total equity capital | $18,392,000 | 2,436 |
| Total bank equity capital | $18,392,000 | 2,436 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,750,000 | 1,356 |
| Surplus | $2,750,000 | 4,429 |
| Undivided profits | $12,892,000 | 2,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,530,000 | 1,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,676 |
| Income earned, not collected on loans | $1,337,000 | 1,653 |
| Earning assets | $208,114,000 | 2,016 |
| Long-term assets (5+ years) | $59,907,000 | 1,183 |
| Average Assets, year-to-date | $206,469,400 | 2,107 |
| Average Assets, quarterly | $213,538,500 | 2,099 |
| Volatile liabilities | $18,838,000 | 3,149 |
| Insider loans | $1,959,000 | 2,100 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,631,000 | 2,915 |
| Tier 1 (core) risk-based capital | $17,647,900 | 2,430 |
| Tier 2 risk-based capital | $1,063,000 | 2,767 |
| Total risk weighted assets | $123,807,700 | 2,251 |
| Total unused commitments | $12,631,000 | 2,918 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 67 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $199,071,000 | 2,361 |
| Cash and due from depository institutions | $6,086,000 | 2,837 |
| Interest-bearing balances | $144,000 | 4,304 |
| Securities | $80,807,000 | 1,495 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $106,489,000 | 2,618 |
| Loan loss allowance | $1,045,000 | 3,380 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,305,000 | 2,395 |
| Other real estate owned | $8,000 | 2,837 |
| Goodwill and other intangibles | $54,000 | 2,798 |
| All other assets | $2,322,000 | 3,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,071,000 | 2,361 |
| Total liabilities | $181,887,000 | 2,321 |
| Total deposits | $176,331,000 | 2,201 |
| Interest-bearing deposits | $158,774,000 | 2,106 |
| Deposits held in domestic offices | $176,331,000 | 2,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,700,000 | 2,370 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $643,000 | 3,733 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,213,000 | 1,402 |
| Total equity capital | $17,184,000 | 2,608 |
| Total bank equity capital | $17,184,000 | 2,608 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,750,000 | 1,407 |
| Surplus | $2,750,000 | 4,497 |
| Undivided profits | $11,684,000 | 2,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $764,000 | 3,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,347 |
| Income earned, not collected on loans | $1,152,000 | 1,945 |
| Earning assets | $187,440,000 | 2,303 |
| Long-term assets (5+ years) | $62,329,000 | 1,070 |
| Average Assets, year-to-date | $193,547,000 | 2,332 |
| Average Assets, quarterly | $197,590,500 | 2,360 |
| Volatile liabilities | $9,858,000 | 4,924 |
| Insider loans | $2,114,000 | 2,015 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,476,000 | 2,741 |
| Tier 1 (core) risk-based capital | $17,432,000 | 2,495 |
| Tier 2 risk-based capital | $1,045,000 | 2,850 |
| Total risk weighted assets | $110,546,200 | 2,534 |
| Total unused commitments | $13,476,000 | 2,754 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 64 | 3,045 |
| Assets and Liabilities | ||
| Total Assets: | $189,860,000 | 2,475 |
| Cash and due from depository institutions | $4,428,000 | 3,045 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $80,019,000 | 1,575 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $100,323,000 | 2,696 |
| Loan loss allowance | $983,000 | 3,597 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,550,000 | 2,970 |
| Other real estate owned | $8,000 | 3,045 |
| Goodwill and other intangibles | $72,000 | 2,491 |
| All other assets | $2,460,000 | 3,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,860,000 | 2,475 |
| Total liabilities | $174,306,000 | 2,429 |
| Total deposits | $169,364,000 | 2,313 |
| Interest-bearing deposits | $153,552,000 | 2,217 |
| Deposits held in domestic offices | $169,364,000 | 2,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,182 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,942,000 | 1,559 |
| Total equity capital | $15,554,000 | 2,870 |
| Total bank equity capital | $15,554,000 | 2,870 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,750,000 | 1,435 |
| Surplus | $2,750,000 | 4,479 |
| Undivided profits | $10,054,000 | 2,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,148,000 | 2,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,071,000 | 2,144 |
| Earning assets | $180,342,000 | 2,395 |
| Long-term assets (5+ years) | $48,424,000 | 1,214 |
| Average Assets, year-to-date | $187,613,600 | 2,398 |
| Average Assets, quarterly | $187,976,000 | 2,455 |
| Volatile liabilities | $9,864,000 | 4,613 |
| Insider loans | $5,141,000 | 872 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,191,000 | 2,667 |
| Tier 1 (core) risk-based capital | $15,830,000 | 2,707 |
| Tier 2 risk-based capital | $983,000 | 2,946 |
| Total risk weighted assets | $108,264,100 | 2,524 |
| Total unused commitments | $13,191,000 | 2,678 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 65 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $187,323,000 | 2,454 |
| Cash and due from depository institutions | $4,536,000 | 3,120 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $97,014,000 | 1,330 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $80,990,000 | 3,195 |
| Loan loss allowance | $1,034,000 | 3,474 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,354,000 | 3,150 |
| Other real estate owned | $8,000 | 3,120 |
| Goodwill and other intangibles | $90,000 | 2,307 |
| All other assets | $2,331,000 | 3,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,323,000 | 2,454 |
| Total liabilities | $174,099,000 | 2,406 |
| Total deposits | $167,088,000 | 2,307 |
| Interest-bearing deposits | $151,927,000 | 2,183 |
| Deposits held in domestic offices | $167,088,000 | 2,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,890 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,511,000 | 1,509 |
| Total equity capital | $13,224,000 | 3,088 |
| Total bank equity capital | $13,224,000 | 3,088 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,750,000 | 1,451 |
| Surplus | $2,750,000 | 4,425 |
| Undivided profits | $7,724,000 | 2,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 6,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $659,000 | 3,132 |
| Earning assets | $178,004,000 | 2,385 |
| Long-term assets (5+ years) | $55,241,000 | 1,097 |
| Average Assets, year-to-date | $182,159,200 | 2,442 |
| Average Assets, quarterly | $184,975,500 | 2,464 |
| Volatile liabilities | $12,142,000 | 3,777 |
| Insider loans | $2,931,000 | 1,433 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,449,000 | 3,529 |
| Tier 1 (core) risk-based capital | $14,086,000 | 2,919 |
| Tier 2 risk-based capital | $1,034,000 | 2,817 |
| Total risk weighted assets | $94,988,400 | 2,774 |
| Total unused commitments | $8,449,000 | 3,536 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 60 | 3,482 |
| Assets and Liabilities | ||
| Total Assets: | $183,531,000 | 2,519 |
| Cash and due from depository institutions | $4,195,000 | 3,482 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $108,777,000 | 1,264 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $66,533,000 | 3,776 |
| Loan loss allowance | $936,000 | 3,912 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,885,000 | 3,833 |
| Other real estate owned | $92,000 | 3,482 |
| Goodwill and other intangibles | $121,000 | 2,106 |
| All other assets | $1,928,000 | 3,559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,531,000 | 2,519 |
| Total liabilities | $166,179,000 | 2,542 |
| Total deposits | $163,402,000 | 2,423 |
| Interest-bearing deposits | $149,627,000 | 2,296 |
| Deposits held in domestic offices | $163,402,000 | 2,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,777,000 | 1,417 |
| Total equity capital | $17,352,000 | 2,326 |
| Total bank equity capital | $17,352,000 | 2,326 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,750,000 | 1,461 |
| Surplus | $2,750,000 | 4,397 |
| Undivided profits | $11,852,000 | 2,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 8,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $568,000 | 3,243 |
| Earning assets | $175,310,000 | 2,430 |
| Long-term assets (5+ years) | $59,544,000 | 1,052 |
| Average Assets, year-to-date | $180,489,600 | 2,503 |
| Average Assets, quarterly | $181,690,000 | 2,526 |
| Volatile liabilities | $6,711,000 | 5,472 |
| Insider loans | $2,460,000 | 1,682 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,704,000 | 4,071 |
| Tier 1 (core) risk-based capital | $17,352,000 | 2,258 |
| Tier 2 risk-based capital | $936,000 | 3,064 |
| Total risk weighted assets | $84,423,500 | 3,053 |
| Total unused commitments | $6,704,000 | 4,096 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $183,917,000 | 2,581 |
| Cash and due from depository institutions | $5,388,000 | 3,791 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $105,145,000 | 1,277 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 3,744 |
| Net loans & leases | $65,748,000 | 3,867 |
| Loan loss allowance | $811,000 | 4,446 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $589,000 | 8,313 |
| Other real estate owned | $449,000 | 3,791 |
| Goodwill and other intangibles | $176,000 | 1,929 |
| All other assets | $2,122,000 | 3,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,917,000 | 2,581 |
| Total liabilities | $167,870,000 | 2,595 |
| Total deposits | $166,820,000 | 2,475 |
| Interest-bearing deposits | $153,349,000 | 2,351 |
| Deposits held in domestic offices | $166,820,000 | 2,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,050,000 | 3,164 |
| Total equity capital | $16,047,000 | 2,378 |
| Total bank equity capital | $16,047,000 | 2,378 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,750,000 | 1,491 |
| Surplus | $2,750,000 | 4,297 |
| Undivided profits | $10,547,000 | 2,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 6,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $591,000 | 3,446 |
| Earning assets | $175,193,000 | 2,466 |
| Long-term assets (5+ years) | $41,658,000 | 1,387 |
| Average Assets, year-to-date | $179,776,400 | 2,576 |
| Average Assets, quarterly | $181,100,000 | 2,598 |
| Volatile liabilities | $7,241,000 | 5,172 |
| Insider loans | $1,023,000 | 819 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,988,000 | 5,272 |
| Tier 1 (core) risk-based capital | $16,047,000 | 2,325 |
| Tier 2 risk-based capital | $811,000 | 3,489 |
| Total risk weighted assets | $80,142,200 | 3,260 |
| Total unused commitments | $3,988,000 | 5,303 |
| Derivatives | $0 | 651 |