Home > First Security Bank of Missoula > Income and Expense
First Security Bank of Missoula, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $11,563,000 | 584 |
| Total interest expense | $1,635,000 | 747 |
| Net interest income | $9,928,000 | 560 |
| Provision for loan and lease losses | $2,300,000 | 311 |
| Total noninterest income | $892,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $647,000 | 554 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $245,000 | 2,368 |
| Total noninterest expense | $5,097,000 | 976 |
| Salaries and employee benefits | $2,489,000 | 1,043 |
| Premises and equipment expense | $518,000 | 1,157 |
| Additional noninterest expense | $2,090,000 | 811 |
| Pre-tax net operating income | $3,423,000 | 562 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $670,000 | 685 |
| Income before extraordinary items | $2,753,000 | 570 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,753,000 | 569 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,753,000 | 571 |
| Net charge-offs | $1,121,000 | 619 |
| Cash dividends | $1,500,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $-192,000 | 7,284 |
| Net operating income | $2,753,000 | 560 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $46,583,000 | 589 |
| Total interest expense | $7,802,000 | 745 |
| Net interest income | $38,781,000 | 564 |
| Provision for loan and lease losses | $9,950,000 | 424 |
| Total noninterest income | $5,256,000 | 997 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,894,000 | 522 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,362,000 | 1,220 |
| Total noninterest expense | $19,260,000 | 1,014 |
| Salaries and employee benefits | $8,886,000 | 1,106 |
| Premises and equipment expense | $1,995,000 | 1,259 |
| Additional noninterest expense | $8,379,000 | 851 |
| Pre-tax net operating income | $14,827,000 | 462 |
| Securities gains (losses) | $22,000 | 3,042 |
| Applicable income taxes | $2,936,000 | 582 |
| Income before extraordinary items | $11,913,000 | 461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,913,000 | 462 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $11,913,000 | 462 |
| Net charge-offs | $6,538,000 | 643 |
| Cash dividends | $4,100,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $-167,000 | 7,307 |
| Net operating income | $11,895,400 | 452 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $34,984,000 | 599 |
| Total interest expense | $6,017,000 | 766 |
| Net interest income | $28,967,000 | 561 |
| Provision for loan and lease losses | $7,250,000 | 432 |
| Total noninterest income | $3,526,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,158,000 | 526 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,368,000 | 1,434 |
| Total noninterest expense | $14,637,000 | 1,011 |
| Salaries and employee benefits | $6,779,000 | 1,092 |
| Premises and equipment expense | $1,504,000 | 1,268 |
| Additional noninterest expense | $6,354,000 | 840 |
| Pre-tax net operating income | $10,606,000 | 484 |
| Securities gains (losses) | $22,000 | 2,775 |
| Applicable income taxes | $1,908,000 | 649 |
| Income before extraordinary items | $8,720,000 | 472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,720,000 | 472 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $8,720,000 | 472 |
| Net charge-offs | $4,398,000 | 703 |
| Cash dividends | $3,100,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $-167,000 | 7,394 |
| Net operating income | $8,701,960 | 458 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $22,981,000 | 620 |
| Total interest expense | $4,069,000 | 784 |
| Net interest income | $18,912,000 | 578 |
| Provision for loan and lease losses | $5,600,000 | 384 |
| Total noninterest income | $2,928,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,391,000 | 537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,537,000 | 999 |
| Total noninterest expense | $9,884,000 | 1,016 |
| Salaries and employee benefits | $4,485,000 | 1,116 |
| Premises and equipment expense | $1,009,000 | 1,269 |
| Additional noninterest expense | $4,390,000 | 821 |
| Pre-tax net operating income | $6,356,000 | 518 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $923,000 | 814 |
| Income before extraordinary items | $5,433,000 | 504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,433,000 | 504 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $5,433,000 | 504 |
| Net charge-offs | $3,284,000 | 640 |
| Cash dividends | $3,100,000 | 299 |
| Sale, conversion, retirement of capital stock, net | $-167,000 | 7,485 |
| Net operating income | $5,433,000 | 482 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $11,138,000 | 648 |
| Total interest expense | $2,042,000 | 823 |
| Net interest income | $9,096,000 | 600 |
| Provision for loan and lease losses | $3,300,000 | 339 |
| Total noninterest income | $1,397,000 | 962 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $638,000 | 564 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $759,000 | 1,015 |
| Total noninterest expense | $4,857,000 | 1,024 |
| Salaries and employee benefits | $2,280,000 | 1,113 |
| Premises and equipment expense | $517,000 | 1,267 |
| Additional noninterest expense | $2,060,000 | 872 |
| Pre-tax net operating income | $2,336,000 | 682 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $374,000 | 934 |
| Income before extraordinary items | $1,962,000 | 669 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,962,000 | 666 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,962,000 | 669 |
| Net charge-offs | $2,274,000 | 498 |
| Cash dividends | $1,000,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $-167,000 | 7,557 |
| Net operating income | $1,962,000 | 655 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $45,809,000 | 654 |
| Total interest expense | $9,537,000 | 866 |
| Net interest income | $36,272,000 | 596 |
| Provision for loan and lease losses | $8,100,000 | 798 |
| Total noninterest income | $3,139,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,860,000 | 523 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $279,000 | 4,059 |
| Total noninterest expense | $18,789,000 | 1,063 |
| Salaries and employee benefits | $8,330,000 | 1,183 |
| Premises and equipment expense | $2,011,000 | 1,288 |
| Additional noninterest expense | $8,448,000 | 874 |
| Pre-tax net operating income | $12,522,000 | 451 |
| Securities gains (losses) | $586,000 | 779 |
| Applicable income taxes | $2,798,000 | 569 |
| Income before extraordinary items | $10,310,000 | 445 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,310,000 | 442 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $10,310,000 | 445 |
| Net charge-offs | $7,297,000 | 771 |
| Cash dividends | $6,300,000 | 269 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 793 |
| Net operating income | $9,847,060 | 443 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $34,616,000 | 652 |
| Total interest expense | $7,285,000 | 881 |
| Net interest income | $27,331,000 | 591 |
| Provision for loan and lease losses | $5,100,000 | 862 |
| Total noninterest income | $1,489,000 | 2,099 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,140,000 | 533 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-651,000 | 7,605 |
| Total noninterest expense | $14,128,000 | 1,038 |
| Salaries and employee benefits | $6,261,000 | 1,169 |
| Premises and equipment expense | $1,557,000 | 1,265 |
| Additional noninterest expense | $6,310,000 | 857 |
| Pre-tax net operating income | $9,592,000 | 444 |
| Securities gains (losses) | $210,000 | 1,345 |
| Applicable income taxes | $1,964,000 | 599 |
| Income before extraordinary items | $7,838,000 | 442 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,838,000 | 442 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $7,838,000 | 443 |
| Net charge-offs | $4,335,000 | 866 |
| Cash dividends | $4,200,000 | 266 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 750 |
| Net operating income | $7,670,000 | 430 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $23,013,000 | 658 |
| Total interest expense | $4,878,000 | 916 |
| Net interest income | $18,135,000 | 598 |
| Provision for loan and lease losses | $4,400,000 | 710 |
| Total noninterest income | $2,803,000 | 947 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,401,000 | 549 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,402,000 | 1,036 |
| Total noninterest expense | $9,438,000 | 1,040 |
| Salaries and employee benefits | $4,186,000 | 1,177 |
| Premises and equipment expense | $1,029,000 | 1,288 |
| Additional noninterest expense | $4,223,000 | 852 |
| Pre-tax net operating income | $7,100,000 | 398 |
| Securities gains (losses) | $-344,000 | 7,651 |
| Applicable income taxes | $1,282,000 | 580 |
| Income before extraordinary items | $5,474,000 | 397 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,474,000 | 397 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $5,474,000 | 397 |
| Net charge-offs | $2,390,000 | 986 |
| Cash dividends | $2,100,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 636 |
| Net operating income | $5,752,640 | 371 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,250,000 | 696 |
| Total interest expense | $2,410,000 | 975 |
| Net interest income | $8,840,000 | 619 |
| Provision for loan and lease losses | $2,300,000 | 669 |
| Total noninterest income | $1,275,000 | 997 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $670,000 | 566 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $605,000 | 1,122 |
| Total noninterest expense | $4,602,000 | 1,084 |
| Salaries and employee benefits | $2,115,000 | 1,174 |
| Premises and equipment expense | $535,000 | 1,281 |
| Additional noninterest expense | $1,952,000 | 909 |
| Pre-tax net operating income | $3,213,000 | 414 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $799,000 | 456 |
| Income before extraordinary items | $2,414,000 | 447 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,414,000 | 448 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,414,000 | 449 |
| Net charge-offs | $1,629,000 | 746 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 534 |
| Net operating income | $2,414,000 | 437 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $47,461,000 | 697 |
| Total interest expense | $11,050,000 | 1,068 |
| Net interest income | $36,411,000 | 592 |
| Provision for loan and lease losses | $10,450,000 | 840 |
| Total noninterest income | $5,843,000 | 968 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,162,000 | 529 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,681,000 | 1,115 |
| Total noninterest expense | $18,948,000 | 1,096 |
| Salaries and employee benefits | $8,222,000 | 1,194 |
| Premises and equipment expense | $2,154,000 | 1,268 |
| Additional noninterest expense | $8,572,000 | 916 |
| Pre-tax net operating income | $12,856,000 | 327 |
| Securities gains (losses) | $1,220,000 | 412 |
| Applicable income taxes | $3,372,000 | 365 |
| Income before extraordinary items | $10,704,000 | 296 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,704,000 | 297 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $10,704,000 | 298 |
| Net charge-offs | $3,745,000 | 1,402 |
| Cash dividends | $8,400,000 | 214 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 723 |
| Net operating income | $9,776,800 | 328 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $35,847,000 | 704 |
| Total interest expense | $8,525,000 | 1,095 |
| Net interest income | $27,322,000 | 601 |
| Provision for loan and lease losses | $6,025,000 | 925 |
| Total noninterest income | $4,536,000 | 953 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,400,000 | 517 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,136,000 | 1,102 |
| Total noninterest expense | $14,391,000 | 1,072 |
| Salaries and employee benefits | $6,311,000 | 1,175 |
| Premises and equipment expense | $1,621,000 | 1,270 |
| Additional noninterest expense | $6,459,000 | 871 |
| Pre-tax net operating income | $11,442,000 | 292 |
| Securities gains (losses) | $868,000 | 432 |
| Applicable income taxes | $3,257,000 | 307 |
| Income before extraordinary items | $9,053,000 | 281 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $9,053,000 | 280 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $9,053,000 | 281 |
| Net charge-offs | $1,889,000 | 1,553 |
| Cash dividends | $6,300,000 | 199 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 662 |
| Net operating income | $8,410,680 | 302 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,138,000 | 718 |
| Total interest expense | $5,917,000 | 1,110 |
| Net interest income | $18,221,000 | 605 |
| Provision for loan and lease losses | $2,375,000 | 1,269 |
| Total noninterest income | $3,166,000 | 919 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,561,000 | 524 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,605,000 | 1,040 |
| Total noninterest expense | $9,425,000 | 1,121 |
| Salaries and employee benefits | $4,199,000 | 1,203 |
| Premises and equipment expense | $1,088,000 | 1,290 |
| Additional noninterest expense | $4,138,000 | 924 |
| Pre-tax net operating income | $9,587,000 | 237 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,779,000 | 260 |
| Income before extraordinary items | $6,808,000 | 264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,808,000 | 263 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $6,808,000 | 263 |
| Net charge-offs | $833,000 | 1,793 |
| Cash dividends | $4,200,000 | 210 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 629 |
| Net operating income | $6,808,000 | 254 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,178,000 | 710 |
| Total interest expense | $3,027,000 | 1,133 |
| Net interest income | $9,151,000 | 595 |
| Provision for loan and lease losses | $1,050,000 | 1,142 |
| Total noninterest income | $1,422,000 | 977 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $714,000 | 568 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $708,000 | 1,109 |
| Total noninterest expense | $4,423,000 | 1,133 |
| Salaries and employee benefits | $2,164,000 | 1,182 |
| Premises and equipment expense | $543,000 | 1,320 |
| Additional noninterest expense | $1,716,000 | 983 |
| Pre-tax net operating income | $5,100,000 | 248 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,588,000 | 247 |
| Income before extraordinary items | $3,512,000 | 284 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,512,000 | 283 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $3,512,000 | 285 |
| Net charge-offs | $140,000 | 2,492 |
| Cash dividends | $2,100,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 398 |
| Net operating income | $3,512,000 | 263 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $51,480,000 | 720 |
| Total interest expense | $16,551,000 | 966 |
| Net interest income | $34,929,000 | 616 |
| Provision for loan and lease losses | $1,750,000 | 1,965 |
| Total noninterest income | $6,117,000 | 898 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,690,000 | 463 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,427,000 | 1,134 |
| Total noninterest expense | $17,461,000 | 1,126 |
| Salaries and employee benefits | $8,783,000 | 1,127 |
| Premises and equipment expense | $2,137,000 | 1,284 |
| Additional noninterest expense | $6,541,000 | 978 |
| Pre-tax net operating income | $21,835,000 | 262 |
| Securities gains (losses) | $-25,000 | 7,108 |
| Applicable income taxes | $7,282,000 | 233 |
| Income before extraordinary items | $14,528,000 | 280 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,528,000 | 280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 3,022 |
| Cash dividends | $6,300,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $520,000 | 546 |
| Net operating income | $14,544,750 | 291 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $39,048,000 | 734 |
| Total interest expense | $13,089,000 | 949 |
| Net interest income | $25,959,000 | 637 |
| Provision for loan and lease losses | $750,000 | 2,169 |
| Total noninterest income | $4,654,000 | 927 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,761,000 | 473 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,893,000 | 1,154 |
| Total noninterest expense | $13,347,000 | 1,096 |
| Salaries and employee benefits | $6,741,000 | 1,120 |
| Premises and equipment expense | $1,622,000 | 1,274 |
| Additional noninterest expense | $4,984,000 | 914 |
| Pre-tax net operating income | $16,516,000 | 322 |
| Securities gains (losses) | $-25,000 | 7,432 |
| Applicable income taxes | $5,613,000 | 285 |
| Income before extraordinary items | $10,878,000 | 339 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $10,878,000 | 338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,831 |
| Cash dividends | $6,300,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $427,000 | 412 |
| Net operating income | $10,894,500 | 358 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $25,795,000 | 751 |
| Total interest expense | $8,747,000 | 984 |
| Net interest income | $17,048,000 | 643 |
| Provision for loan and lease losses | $380,000 | 2,225 |
| Total noninterest income | $3,019,000 | 958 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,752,000 | 484 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,267,000 | 1,192 |
| Total noninterest expense | $8,859,000 | 1,103 |
| Salaries and employee benefits | $4,495,000 | 1,135 |
| Premises and equipment expense | $1,068,000 | 1,287 |
| Additional noninterest expense | $3,296,000 | 903 |
| Pre-tax net operating income | $10,828,000 | 343 |
| Securities gains (losses) | $-25,000 | 8,195 |
| Applicable income taxes | $3,713,000 | 330 |
| Income before extraordinary items | $7,090,000 | 385 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,090,000 | 384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,653 |
| Cash dividends | $4,200,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $233,000 | 388 |
| Net operating income | $7,106,500 | 379 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,208,000 | 760 |
| Total interest expense | $4,725,000 | 976 |
| Net interest income | $8,483,000 | 648 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $1,484,000 | 978 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $832,000 | 498 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $652,000 | 1,176 |
| Total noninterest expense | $4,466,000 | 1,087 |
| Salaries and employee benefits | $2,302,000 | 1,120 |
| Premises and equipment expense | $548,000 | 1,251 |
| Additional noninterest expense | $1,616,000 | 887 |
| Pre-tax net operating income | $5,351,000 | 378 |
| Securities gains (losses) | $-25,000 | 8,374 |
| Applicable income taxes | $1,825,000 | 369 |
| Income before extraordinary items | $3,501,000 | 424 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,501,000 | 425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $2,100,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 274 |
| Net operating income | $3,517,500 | 407 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $54,810,000 | 752 |
| Total interest expense | $21,453,000 | 924 |
| Net interest income | $33,357,000 | 671 |
| Provision for loan and lease losses | $1,100,000 | 1,324 |
| Total noninterest income | $6,053,000 | 941 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,411,000 | 508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,642,000 | 1,112 |
| Total noninterest expense | $17,737,000 | 1,056 |
| Salaries and employee benefits | $9,313,000 | 1,070 |
| Premises and equipment expense | $1,946,000 | 1,367 |
| Additional noninterest expense | $6,478,000 | 873 |
| Pre-tax net operating income | $20,573,000 | 452 |
| Securities gains (losses) | $-5,000 | 7,390 |
| Applicable income taxes | $7,026,000 | 423 |
| Income before extraordinary items | $13,542,000 | 491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,542,000 | 488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,184,000 | 903 |
| Cash dividends | $8,400,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $635,000 | 493 |
| Net operating income | $13,545,300 | 486 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $41,075,000 | 753 |
| Total interest expense | $16,142,000 | 915 |
| Net interest income | $24,933,000 | 674 |
| Provision for loan and lease losses | $450,000 | 1,697 |
| Total noninterest income | $4,488,000 | 943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,480,000 | 514 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,008,000 | 1,106 |
| Total noninterest expense | $13,470,000 | 1,036 |
| Salaries and employee benefits | $7,206,000 | 1,039 |
| Premises and equipment expense | $1,469,000 | 1,336 |
| Additional noninterest expense | $4,795,000 | 856 |
| Pre-tax net operating income | $15,501,000 | 482 |
| Securities gains (losses) | $-5,000 | 7,616 |
| Applicable income taxes | $5,244,000 | 460 |
| Income before extraordinary items | $10,252,000 | 528 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $10,252,000 | 526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,044 |
| Cash dividends | $6,300,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $481,000 | 421 |
| Net operating income | $10,255,300 | 523 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,312,000 | 762 |
| Total interest expense | $10,694,000 | 929 |
| Net interest income | $16,618,000 | 688 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $2,743,000 | 1,040 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,559,000 | 561 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,184,000 | 1,239 |
| Total noninterest expense | $9,111,000 | 1,034 |
| Salaries and employee benefits | $4,854,000 | 1,051 |
| Premises and equipment expense | $985,000 | 1,350 |
| Additional noninterest expense | $3,272,000 | 861 |
| Pre-tax net operating income | $9,950,000 | 533 |
| Securities gains (losses) | $-5,000 | 7,859 |
| Applicable income taxes | $3,335,000 | 503 |
| Income before extraordinary items | $6,610,000 | 570 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,610,000 | 569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-156,000 | 8,500 |
| Cash dividends | $4,200,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $342,000 | 357 |
| Net operating income | $6,613,300 | 561 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,408,000 | 768 |
| Total interest expense | $5,126,000 | 959 |
| Net interest income | $8,282,000 | 681 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $1,268,000 | 1,084 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $720,000 | 578 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $548,000 | 1,277 |
| Total noninterest expense | $4,497,000 | 1,048 |
| Salaries and employee benefits | $2,412,000 | 1,067 |
| Premises and equipment expense | $493,000 | 1,362 |
| Additional noninterest expense | $1,592,000 | 865 |
| Pre-tax net operating income | $4,903,000 | 531 |
| Securities gains (losses) | $-5,000 | 8,170 |
| Applicable income taxes | $1,629,000 | 510 |
| Income before extraordinary items | $3,269,000 | 574 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,269,000 | 574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 8,506 |
| Cash dividends | $2,100,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 239 |
| Net operating income | $3,272,350 | 557 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $47,701,000 | 799 |
| Total interest expense | $17,633,000 | 947 |
| Net interest income | $30,068,000 | 738 |
| Provision for loan and lease losses | $600,000 | 1,606 |
| Total noninterest income | $4,550,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,003,000 | 570 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,547,000 | 1,634 |
| Total noninterest expense | $14,928,000 | 1,209 |
| Salaries and employee benefits | $7,923,000 | 1,232 |
| Premises and equipment expense | $1,651,000 | 1,557 |
| Additional noninterest expense | $5,354,000 | 996 |
| Pre-tax net operating income | $19,090,000 | 559 |
| Securities gains (losses) | $-3,000 | 6,969 |
| Applicable income taxes | $6,119,000 | 551 |
| Income before extraordinary items | $12,968,000 | 581 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,968,000 | 580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,811 |
| Cash dividends | $7,300,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $665,000 | 552 |
| Net operating income | $12,970,040 | 575 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $35,283,000 | 815 |
| Total interest expense | $12,720,000 | 956 |
| Net interest income | $22,563,000 | 746 |
| Provision for loan and lease losses | $450,000 | 1,514 |
| Total noninterest income | $3,361,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,203,000 | 585 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,158,000 | 1,634 |
| Total noninterest expense | $11,219,000 | 1,223 |
| Salaries and employee benefits | $5,885,000 | 1,258 |
| Premises and equipment expense | $1,231,000 | 1,573 |
| Additional noninterest expense | $4,103,000 | 973 |
| Pre-tax net operating income | $14,255,000 | 586 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $4,780,000 | 558 |
| Income before extraordinary items | $9,472,000 | 628 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,472,000 | 627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-168,000 | 8,612 |
| Cash dividends | $5,300,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $545,000 | 442 |
| Net operating income | $9,473,980 | 618 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $23,077,000 | 815 |
| Total interest expense | $7,992,000 | 966 |
| Net interest income | $15,085,000 | 746 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $2,122,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,384,000 | 613 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $738,000 | 1,691 |
| Total noninterest expense | $7,339,000 | 1,253 |
| Salaries and employee benefits | $3,730,000 | 1,331 |
| Premises and equipment expense | $827,000 | 1,566 |
| Additional noninterest expense | $2,782,000 | 963 |
| Pre-tax net operating income | $9,568,000 | 583 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,190,000 | 566 |
| Income before extraordinary items | $6,378,000 | 626 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,378,000 | 624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-165,000 | 8,655 |
| Cash dividends | $3,300,000 | 530 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,378,000 | 613 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,337,000 | 801 |
| Total interest expense | $3,801,000 | 958 |
| Net interest income | $7,536,000 | 747 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $987,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $622,000 | 666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $365,000 | 1,674 |
| Total noninterest expense | $3,628,000 | 1,267 |
| Salaries and employee benefits | $1,931,000 | 1,287 |
| Premises and equipment expense | $414,000 | 1,576 |
| Additional noninterest expense | $1,283,000 | 1,040 |
| Pre-tax net operating income | $4,745,000 | 572 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,576,000 | 568 |
| Income before extraordinary items | $3,169,000 | 624 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,169,000 | 623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,300 |
| Cash dividends | $1,600,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,169,000 | 610 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,279,000 | 910 |
| Total interest expense | $10,991,000 | 1,018 |
| Net interest income | $25,288,000 | 846 |
| Provision for loan and lease losses | $630,000 | 1,567 |
| Total noninterest income | $3,493,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,209,000 | 787 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,284,000 | 1,864 |
| Total noninterest expense | $11,299,000 | 1,524 |
| Salaries and employee benefits | $5,880,000 | 1,592 |
| Premises and equipment expense | $1,377,000 | 1,763 |
| Additional noninterest expense | $4,042,000 | 1,280 |
| Pre-tax net operating income | $16,852,000 | 613 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $5,505,000 | 600 |
| Income before extraordinary items | $11,351,000 | 655 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,351,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,744 |
| Cash dividends | $5,100,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,348,320 | 640 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $25,809,000 | 931 |
| Total interest expense | $7,586,000 | 1,040 |
| Net interest income | $18,223,000 | 871 |
| Provision for loan and lease losses | $450,000 | 1,533 |
| Total noninterest income | $2,481,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,615,000 | 806 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $866,000 | 2,009 |
| Total noninterest expense | $8,247,000 | 1,550 |
| Salaries and employee benefits | $4,277,000 | 1,622 |
| Premises and equipment expense | $1,012,000 | 1,781 |
| Additional noninterest expense | $2,958,000 | 1,290 |
| Pre-tax net operating income | $12,007,000 | 637 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $3,889,000 | 629 |
| Income before extraordinary items | $8,122,000 | 680 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,122,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,351 |
| Cash dividends | $3,600,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,119,280 | 657 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,967,000 | 922 |
| Total interest expense | $4,850,000 | 1,025 |
| Net interest income | $12,117,000 | 863 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $1,592,000 | 1,518 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,054,000 | 804 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $538,000 | 2,083 |
| Total noninterest expense | $5,407,000 | 1,563 |
| Salaries and employee benefits | $2,803,000 | 1,641 |
| Premises and equipment expense | $684,000 | 1,751 |
| Additional noninterest expense | $1,920,000 | 1,299 |
| Pre-tax net operating income | $8,002,000 | 622 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $2,588,000 | 625 |
| Income before extraordinary items | $5,418,000 | 663 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,418,000 | 663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,191 |
| Cash dividends | $2,400,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,415,280 | 650 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,346,000 | 911 |
| Total interest expense | $2,286,000 | 1,022 |
| Net interest income | $6,060,000 | 855 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $724,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $496,000 | 824 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $228,000 | 2,283 |
| Total noninterest expense | $2,703,000 | 1,570 |
| Salaries and employee benefits | $1,415,000 | 1,634 |
| Premises and equipment expense | $356,000 | 1,688 |
| Additional noninterest expense | $932,000 | 1,331 |
| Pre-tax net operating income | $3,931,000 | 631 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,264,000 | 644 |
| Income before extraordinary items | $2,667,000 | 667 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,667,000 | 667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,641 |
| Cash dividends | $1,200,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,667,000 | 648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $32,539,000 | 860 |
| Total interest expense | $7,735,000 | 1,042 |
| Net interest income | $24,804,000 | 800 |
| Provision for loan and lease losses | $600,000 | 1,645 |
| Total noninterest income | $3,150,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,883,000 | 926 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,267,000 | 1,841 |
| Total noninterest expense | $10,370,000 | 1,575 |
| Salaries and employee benefits | $5,248,000 | 1,680 |
| Premises and equipment expense | $1,327,000 | 1,736 |
| Additional noninterest expense | $3,795,000 | 1,311 |
| Pre-tax net operating income | $16,984,000 | 563 |
| Securities gains (losses) | $72,000 | 1,478 |
| Applicable income taxes | $5,572,000 | 560 |
| Income before extraordinary items | $11,484,000 | 596 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,484,000 | 597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,820 |
| Cash dividends | $4,800,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $11,435,760 | 574 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $24,311,000 | 848 |
| Total interest expense | $5,673,000 | 1,051 |
| Net interest income | $18,638,000 | 788 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $2,336,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,402,000 | 935 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $934,000 | 1,857 |
| Total noninterest expense | $7,851,000 | 1,548 |
| Salaries and employee benefits | $3,983,000 | 1,662 |
| Premises and equipment expense | $1,025,000 | 1,700 |
| Additional noninterest expense | $2,843,000 | 1,304 |
| Pre-tax net operating income | $12,673,000 | 557 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,128,000 | 566 |
| Income before extraordinary items | $8,545,000 | 606 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,545,000 | 607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,955 |
| Cash dividends | $3,600,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,545,000 | 581 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,101,000 | 847 |
| Total interest expense | $3,717,000 | 1,050 |
| Net interest income | $12,384,000 | 778 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $1,511,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $908,000 | 958 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $603,000 | 1,917 |
| Total noninterest expense | $5,184,000 | 1,561 |
| Salaries and employee benefits | $2,655,000 | 1,658 |
| Premises and equipment expense | $689,000 | 1,674 |
| Additional noninterest expense | $1,840,000 | 1,322 |
| Pre-tax net operating income | $8,411,000 | 560 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,738,000 | 566 |
| Income before extraordinary items | $5,673,000 | 600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,673,000 | 599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,412 |
| Cash dividends | $2,400,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,673,000 | 571 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,117,000 | 863 |
| Total interest expense | $1,858,000 | 1,066 |
| Net interest income | $6,259,000 | 779 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $701,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $421,000 | 1,018 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $280,000 | 1,971 |
| Total noninterest expense | $2,608,000 | 1,557 |
| Salaries and employee benefits | $1,344,000 | 1,657 |
| Premises and equipment expense | $344,000 | 1,699 |
| Additional noninterest expense | $920,000 | 1,309 |
| Pre-tax net operating income | $4,202,000 | 554 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,375,000 | 568 |
| Income before extraordinary items | $2,827,000 | 609 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,827,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,251 |
| Cash dividends | $1,200,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,827,000 | 570 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $30,411,000 | 922 |
| Total interest expense | $7,683,000 | 1,167 |
| Net interest income | $22,728,000 | 850 |
| Provision for loan and lease losses | $1,250,000 | 943 |
| Total noninterest income | $3,820,000 | 1,394 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,595,000 | 1,082 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,225,000 | 1,360 |
| Total noninterest expense | $10,012,000 | 1,606 |
| Salaries and employee benefits | $4,959,000 | 1,731 |
| Premises and equipment expense | $1,312,000 | 1,730 |
| Additional noninterest expense | $3,741,000 | 1,327 |
| Pre-tax net operating income | $15,286,000 | 590 |
| Securities gains (losses) | $66,000 | 2,265 |
| Applicable income taxes | $5,288,000 | 595 |
| Income before extraordinary items | $10,064,000 | 654 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,064,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,688 |
| Cash dividends | $4,400,000 | 726 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,020,440 | 616 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,684,000 | 947 |
| Total interest expense | $5,857,000 | 1,190 |
| Net interest income | $16,827,000 | 865 |
| Provision for loan and lease losses | $1,100,000 | 816 |
| Total noninterest income | $3,110,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,200,000 | 1,090 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,910,000 | 1,274 |
| Total noninterest expense | $7,565,000 | 1,592 |
| Salaries and employee benefits | $3,736,000 | 1,737 |
| Premises and equipment expense | $976,000 | 1,753 |
| Additional noninterest expense | $2,853,000 | 1,302 |
| Pre-tax net operating income | $11,272,000 | 614 |
| Securities gains (losses) | $66,000 | 2,089 |
| Applicable income taxes | $3,957,000 | 619 |
| Income before extraordinary items | $7,381,000 | 697 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,381,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,805 |
| Cash dividends | $3,200,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,338,100 | 653 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,043,000 | 965 |
| Total interest expense | $3,990,000 | 1,198 |
| Net interest income | $11,053,000 | 890 |
| Provision for loan and lease losses | $500,000 | 1,144 |
| Total noninterest income | $2,045,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $771,000 | 1,104 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,274,000 | 1,273 |
| Total noninterest expense | $4,999,000 | 1,605 |
| Salaries and employee benefits | $2,505,000 | 1,713 |
| Premises and equipment expense | $653,000 | 1,740 |
| Additional noninterest expense | $1,841,000 | 1,341 |
| Pre-tax net operating income | $7,599,000 | 608 |
| Securities gains (losses) | $66,000 | 1,831 |
| Applicable income taxes | $2,712,000 | 597 |
| Income before extraordinary items | $4,953,000 | 694 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,953,000 | 695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 1,606 |
| Cash dividends | $2,000,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,910,100 | 648 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,351,000 | 986 |
| Total interest expense | $2,084,000 | 1,171 |
| Net interest income | $5,267,000 | 927 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $989,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $354,000 | 1,173 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $635,000 | 1,237 |
| Total noninterest expense | $2,417,000 | 1,657 |
| Salaries and employee benefits | $1,252,000 | 1,708 |
| Premises and equipment expense | $324,000 | 1,765 |
| Additional noninterest expense | $841,000 | 1,426 |
| Pre-tax net operating income | $3,689,000 | 623 |
| Securities gains (losses) | $14,000 | 2,056 |
| Applicable income taxes | $1,304,000 | 625 |
| Income before extraordinary items | $2,399,000 | 714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,399,000 | 713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,389,900 | 657 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $31,014,000 | 979 |
| Total interest expense | $10,137,000 | 1,103 |
| Net interest income | $20,877,000 | 927 |
| Provision for loan and lease losses | $1,800,000 | 809 |
| Total noninterest income | $3,598,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,547,000 | 1,040 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,051,000 | 1,287 |
| Total noninterest expense | $9,496,000 | 1,618 |
| Salaries and employee benefits | $4,704,000 | 1,701 |
| Premises and equipment expense | $1,305,000 | 1,683 |
| Additional noninterest expense | $3,487,000 | 1,365 |
| Pre-tax net operating income | $13,179,000 | 669 |
| Securities gains (losses) | $-20,000 | 8,993 |
| Applicable income taxes | $4,761,000 | 616 |
| Income before extraordinary items | $8,398,000 | 758 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,398,000 | 759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $861,000 | 1,098 |
| Cash dividends | $3,600,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,410,800 | 719 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,738,000 | 1,373 |
| Total interest expense | $10,200,000 | 1,592 |
| Net interest income | $14,538,000 | 1,223 |
| Provision for loan and lease losses | $975,000 | 1,275 |
| Total noninterest income | $2,834,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,240,000 | 1,206 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,594,000 | 1,452 |
| Total noninterest expense | $7,155,000 | 2,003 |
| Salaries and employee benefits | $3,586,000 | 2,109 |
| Premises and equipment expense | $929,000 | 2,299 |
| Additional noninterest expense | $2,640,000 | 1,735 |
| Pre-tax net operating income | $9,242,000 | 826 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,556,000 | 727 |
| Income before extraordinary items | $5,686,000 | 965 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,686,000 | 966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,522 |
| Cash dividends | $3,375,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,686,000 | 927 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,498,000 | 2,013 |
| Total interest expense | $8,022,000 | 2,140 |
| Net interest income | $9,476,000 | 1,859 |
| Provision for loan and lease losses | $360,000 | 2,489 |
| Total noninterest income | $1,847,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $801,000 | 1,731 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,046,000 | 1,801 |
| Total noninterest expense | $4,770,000 | 2,843 |
| Salaries and employee benefits | $2,649,000 | 2,687 |
| Premises and equipment expense | $551,000 | 3,509 |
| Additional noninterest expense | $1,570,000 | 2,699 |
| Pre-tax net operating income | $6,193,000 | 1,195 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,251,000 | 1,048 |
| Income before extraordinary items | $3,942,000 | 1,338 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,942,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,726 |
| Cash dividends | $2,300,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,942,000 | 1,327 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,795,000 | 2,204 |
| Total interest expense | $5,881,000 | 2,502 |
| Net interest income | $8,914,000 | 1,972 |
| Provision for loan and lease losses | $600,000 | 1,498 |
| Total noninterest income | $2,146,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $828,000 | 1,596 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,318,000 | 1,521 |
| Total noninterest expense | $4,563,000 | 2,949 |
| Salaries and employee benefits | $2,568,000 | 2,735 |
| Premises and equipment expense | $499,000 | 3,772 |
| Additional noninterest expense | $1,496,000 | 2,873 |
| Pre-tax net operating income | $5,897,000 | 1,297 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,132,000 | 1,167 |
| Income before extraordinary items | $3,765,000 | 1,417 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,765,000 | 1,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,365 |
| Cash dividends | $1,800,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,765,000 | 1,397 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,891,000 | 2,345 |
| Total interest expense | $5,460,000 | 2,766 |
| Net interest income | $8,431,000 | 2,035 |
| Provision for loan and lease losses | $645,000 | 1,408 |
| Total noninterest income | $2,125,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $822,000 | 1,541 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,303,000 | 1,536 |
| Total noninterest expense | $4,147,000 | 3,124 |
| Salaries and employee benefits | $2,373,000 | 2,861 |
| Premises and equipment expense | $476,000 | 3,831 |
| Additional noninterest expense | $1,298,000 | 3,142 |
| Pre-tax net operating income | $5,764,000 | 1,302 |
| Securities gains (losses) | $25,000 | 2,265 |
| Applicable income taxes | $2,138,000 | 1,181 |
| Income before extraordinary items | $3,651,000 | 1,449 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,651,000 | 1,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,914 |
| Cash dividends | $1,750,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,635,000 | 1,391 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,358,000 | 2,650 |
| Total interest expense | $4,444,000 | 3,328 |
| Net interest income | $7,914,000 | 2,215 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $1,558,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $874,000 | 1,480 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $684,000 | 2,251 |
| Total noninterest expense | $4,050,000 | 3,137 |
| Salaries and employee benefits | $2,463,000 | 2,689 |
| Premises and equipment expense | $554,000 | 3,399 |
| Additional noninterest expense | $1,033,000 | 3,784 |
| Pre-tax net operating income | $5,062,000 | 1,529 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,896,000 | 1,390 |
| Income before extraordinary items | $3,166,000 | 1,691 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,166,000 | 1,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,992 |
| Cash dividends | $902,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,166,000 | 1,649 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,787,000 | 3,044 |
| Total interest expense | $3,537,000 | 4,152 |
| Net interest income | $7,250,000 | 2,472 |
| Provision for loan and lease losses | $460,000 | 1,847 |
| Total noninterest income | $1,615,000 | 2,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $797,000 | 1,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $818,000 | 2,079 |
| Total noninterest expense | $3,900,000 | 3,425 |
| Salaries and employee benefits | $2,575,000 | 2,605 |
| Premises and equipment expense | $480,000 | 3,901 |
| Additional noninterest expense | $845,000 | 4,983 |
| Pre-tax net operating income | $4,505,000 | 1,607 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,722,000 | 1,409 |
| Income before extraordinary items | $2,783,000 | 1,781 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,783,000 | 1,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,889 |
| Cash dividends | $1,565,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,783,000 | 1,749 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,419,000 | 3,474 |
| Total interest expense | $2,674,000 | 5,273 |
| Net interest income | $6,745,000 | 2,644 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $1,368,000 | 2,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $745,000 | 1,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $623,000 | 2,475 |
| Total noninterest expense | $3,648,000 | 3,597 |
| Salaries and employee benefits | $2,271,000 | 2,933 |
| Premises and equipment expense | $413,000 | 4,404 |
| Additional noninterest expense | $964,000 | 4,498 |
| Pre-tax net operating income | $4,165,000 | 1,773 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,645,000 | 1,521 |
| Income before extraordinary items | $2,520,000 | 2,001 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,520,000 | 1,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,556 |
| Cash dividends | $723,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,520,000 | 1,976 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,441,000 | 3,992 |
| Total interest expense | $1,764,000 | 6,162 |
| Net interest income | $5,677,000 | 3,156 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $1,175,000 | 2,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $651,000 | 2,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $524,000 | 2,871 |
| Total noninterest expense | $3,350,000 | 3,999 |
| Salaries and employee benefits | $2,062,000 | 3,189 |
| Premises and equipment expense | $358,000 | 5,012 |
| Additional noninterest expense | $930,000 | 5,028 |
| Pre-tax net operating income | $3,342,000 | 2,132 |
| Securities gains (losses) | $-22,000 | 10,411 |
| Applicable income taxes | $1,316,000 | 1,744 |
| Income before extraordinary items | $2,004,000 | 2,433 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,004,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $559,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,018,080 | 2,424 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 4,796 |
| Total interest expense | $1,493,000 | 7,224 |
| Net interest income | $4,737,000 | 3,756 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $996,000 | 3,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $570,000 | 2,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 3,614 |
| Total noninterest expense | $2,869,000 | 4,694 |
| Salaries and employee benefits | $1,705,000 | 3,808 |
| Premises and equipment expense | $264,000 | 6,427 |
| Additional noninterest expense | $900,000 | 5,366 |
| Pre-tax net operating income | $2,784,000 | 2,473 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $1,082,000 | 2,094 |
| Income before extraordinary items | $1,710,000 | 2,880 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,710,000 | 2,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $471,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,704,880 | 2,737 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 6,762 |
| Total interest expense | $1,551,000 | 8,363 |
| Net interest income | $3,053,000 | 5,638 |
| Provision for loan and lease losses | $337,000 | 3,868 |
| Total noninterest income | $1,181,000 | 2,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $767,000 | 2,361 |
| Total noninterest expense | $2,543,000 | 5,233 |
| Salaries and employee benefits | $1,553,000 | 4,088 |
| Premises and equipment expense | $246,000 | 6,868 |
| Additional noninterest expense | $744,000 | 6,458 |
| Pre-tax net operating income | $1,354,000 | 4,460 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $484,000 | 4,097 |
| Income before extraordinary items | $875,000 | 5,023 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $875,000 | 5,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 4,110 |
| Cash dividends | $183,000 | 5,297 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 622 |
| Net operating income | $871,800 | 4,733 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.