Home > First Security Bank of Missoula > Net charge- offs to loans

First Security Bank of Missoula, Net charge- offs to loans

2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7864%1,308
Percentage Net Loans Charged-off: Total real estate loans1.1056%851
Percentage Net Loans Charged-off:Construction & development9.9701%243
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.1338%6,930
Percentage Net Loans Charged-off: Home equity loans0.9598%516
All other 1-4 family - Percent of loans charged-off, net-0.6391%7,099
Percentage Net Loans Charged-off: Commercial and industrial-0.6910%6,692
Percentage Net Loans Charged-off: Loans to individuals-0.4784%6,590
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4784%6,527
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1398%1,491
Percentage Net Loans Charged-off: Total real estate loans1.2071%1,327
Percentage Net Loans Charged-off:Construction & development4.6621%1,043
Percentage Net Loans Charged-off: Commercial real estate0.5891%1,813
Percentage Net Loans Charged-off: Multi-family residential0.0831%952
Percentage Net Loans Charged-off: 1-4 family residential0.8113%1,514
Percentage Net Loans Charged-off: Home equity loans0.8626%920
All other 1-4 family - Percent of loans charged-off, net0.7859%1,532
Percentage Net Loans Charged-off: Commercial and industrial1.1259%1,860
Percentage Net Loans Charged-off: Loans to individuals0.2596%3,721
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2429%3,519
Percentage Net Loans Charged-off: All other loans and lease-0.0981%6,191
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0230%1,567
Percentage Net Loans Charged-off: Total real estate loans1.0509%1,374
Percentage Net Loans Charged-off:Construction & development3.5410%1,136
Percentage Net Loans Charged-off: Commercial real estate0.5963%1,528
Percentage Net Loans Charged-off: Multi-family residential0.1145%782
Percentage Net Loans Charged-off: 1-4 family residential0.7461%1,531
Percentage Net Loans Charged-off: Home equity loans0.5208%1,066
All other 1-4 family - Percent of loans charged-off, net0.8598%1,328
Percentage Net Loans Charged-off: Commercial and industrial1.2469%1,539
Percentage Net Loans Charged-off: Loans to individuals0.1146%4,076
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1049%3,901
Percentage Net Loans Charged-off: All other loans and lease-0.1312%6,257
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1531%1,353
Percentage Net Loans Charged-off: Total real estate loans1.1778%1,208
Percentage Net Loans Charged-off:Construction & development2.9271%1,156
Percentage Net Loans Charged-off: Commercial real estate0.8659%1,098
Percentage Net Loans Charged-off: Multi-family residential0.1786%607
Percentage Net Loans Charged-off: 1-4 family residential0.9460%1,222
Percentage Net Loans Charged-off: Home equity loans0.4230%1,052
All other 1-4 family - Percent of loans charged-off, net1.2120%964
Percentage Net Loans Charged-off: Commercial and industrial1.4759%1,274
Percentage Net Loans Charged-off: Loans to individuals0.0815%3,851
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0715%3,680
Percentage Net Loans Charged-off: All other loans and lease-0.1906%6,313
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6091%836
Percentage Net Loans Charged-off: Total real estate loans1.4856%815
Percentage Net Loans Charged-off:Construction & development2.2430%946
Percentage Net Loans Charged-off: Commercial real estate1.2133%678
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.6983%608
Percentage Net Loans Charged-off: Home equity loans0.8839%595
All other 1-4 family - Percent of loans charged-off, net2.1131%470
Percentage Net Loans Charged-off: Commercial and industrial3.0927%595
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease-0.3861%6,367
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2697%1,773
Percentage Net Loans Charged-off: Total real estate loans1.3041%1,499
Percentage Net Loans Charged-off:Construction & development3.2170%1,684
Percentage Net Loans Charged-off: Commercial real estate0.5746%1,896
Percentage Net Loans Charged-off: Multi-family residential-0.3852%5,930
Percentage Net Loans Charged-off: 1-4 family residential1.4023%996
Percentage Net Loans Charged-off: Home equity loans2.0335%465
All other 1-4 family - Percent of loans charged-off, net1.0491%1,308
Percentage Net Loans Charged-off: Commercial and industrial1.5422%1,972
Percentage Net Loans Charged-off: Loans to individuals0.2456%4,336
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2347%1,339
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0045%1,999
Percentage Net Loans Charged-off: Total real estate loans1.0515%1,688
Percentage Net Loans Charged-off:Construction & development2.6448%1,678
Percentage Net Loans Charged-off: Commercial real estate0.4562%1,828
Percentage Net Loans Charged-off: Multi-family residential-0.5098%5,969
Percentage Net Loans Charged-off: 1-4 family residential1.0970%1,148
Percentage Net Loans Charged-off: Home equity loans1.6279%552
All other 1-4 family - Percent of loans charged-off, net0.7922%1,482
Percentage Net Loans Charged-off: Commercial and industrial1.0894%2,125
Percentage Net Loans Charged-off: Loans to individuals0.3040%3,798
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1110%6,571
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8311%2,177
Percentage Net Loans Charged-off: Total real estate loans0.7562%1,959
Percentage Net Loans Charged-off:Construction & development0.7801%2,109
Percentage Net Loans Charged-off: Commercial real estate0.4767%1,515
Percentage Net Loans Charged-off: Multi-family residential-0.7683%5,960
Percentage Net Loans Charged-off: 1-4 family residential1.3335%901
Percentage Net Loans Charged-off: Home equity loans1.7277%476
All other 1-4 family - Percent of loans charged-off, net1.0994%1,088
Percentage Net Loans Charged-off: Commercial and industrial1.6005%1,546
Percentage Net Loans Charged-off: Loans to individuals0.3554%3,365
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1183%6,578
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1355%1,483
Percentage Net Loans Charged-off: Total real estate loans1.0113%1,356
Percentage Net Loans Charged-off:Construction & development1.9762%1,208
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential2.1378%526
Percentage Net Loans Charged-off: Home equity loans2.8689%285
All other 1-4 family - Percent of loans charged-off, net1.6978%649
Percentage Net Loans Charged-off: Commercial and industrial2.3534%957
Percentage Net Loans Charged-off: Loans to individuals0.4720%2,679
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1470%6,612
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6499%3,239
Percentage Net Loans Charged-off: Total real estate loans0.6766%2,475
Percentage Net Loans Charged-off:Construction & development0.9668%2,591
Percentage Net Loans Charged-off: Commercial real estate0.1500%2,644
Percentage Net Loans Charged-off: Multi-family residential0.3411%735
Percentage Net Loans Charged-off: 1-4 family residential1.3119%1,021
Percentage Net Loans Charged-off: Home equity loans1.1411%779
All other 1-4 family - Percent of loans charged-off, net1.4247%925
Percentage Net Loans Charged-off: Commercial and industrial0.2759%4,282
Percentage Net Loans Charged-off: Loans to individuals1.4257%1,985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0399%6,744
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4353%3,501
Percentage Net Loans Charged-off: Total real estate loans0.4516%2,579
Percentage Net Loans Charged-off:Construction & development0.5415%2,481
Percentage Net Loans Charged-off: Commercial real estate0.1472%2,148
Percentage Net Loans Charged-off: Multi-family residential0.2067%590
Percentage Net Loans Charged-off: 1-4 family residential0.8707%1,208
Percentage Net Loans Charged-off: Home equity loans0.6820%886
All other 1-4 family - Percent of loans charged-off, net0.9972%1,041
Percentage Net Loans Charged-off: Commercial and industrial0.1960%3,875
Percentage Net Loans Charged-off: Loans to individuals0.9740%2,503
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0538%6,777
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2872%3,758
Percentage Net Loans Charged-off: Total real estate loans0.2669%2,827
Percentage Net Loans Charged-off:Construction & development0.3133%2,285
Percentage Net Loans Charged-off: Commercial real estate0.1119%1,796
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4850%1,615
Percentage Net Loans Charged-off: Home equity loans0.2675%1,029
All other 1-4 family - Percent of loans charged-off, net0.6325%1,295
Percentage Net Loans Charged-off: Commercial and industrial0.2211%3,242
Percentage Net Loans Charged-off: Loans to individuals0.9486%2,408
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0825%6,844
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0967%4,210
Percentage Net Loans Charged-off: Total real estate loans0.0205%3,560
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0686%2,367
Percentage Net Loans Charged-off: Home equity loans0.0623%797
All other 1-4 family - Percent of loans charged-off, net0.0730%2,158
Percentage Net Loans Charged-off: Commercial and industrial0.2356%2,210
Percentage Net Loans Charged-off: Loans to individuals1.1227%1,904
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1655%6,891
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0754%5,682
Percentage Net Loans Charged-off: Total real estate loans0.0079%5,148
Percentage Net Loans Charged-off:Construction & development0.0213%2,789
Percentage Net Loans Charged-off: Commercial real estate-0.0100%7,740
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0231%3,844
Percentage Net Loans Charged-off: Home equity loans0.0294%1,345
All other 1-4 family - Percent of loans charged-off, net0.0188%3,686
Percentage Net Loans Charged-off: Commercial and industrial0.2109%3,546
Percentage Net Loans Charged-off: Loans to individuals0.8335%2,687
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0017%7,471
Percentage Net Loans Charged-off: Total real estate loans-0.0071%7,791
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-0.0240%7,881
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net-0.0401%7,920
Percentage Net Loans Charged-off: Commercial and industrial-0.0964%7,398
Percentage Net Loans Charged-off: Loans to individuals0.3563%3,778
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0485%4,735
Percentage Net Loans Charged-off: Total real estate loans-0.0022%7,634
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0317%1,152
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0529%8,027
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0877%8,061
Percentage Net Loans Charged-off: Commercial and industrial0.2177%2,260
Percentage Net Loans Charged-off: Loans to individuals0.4051%3,189
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0079%4,764
Percentage Net Loans Charged-off: Total real estate loans-0.0311%7,998
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.1055%8,136
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.1740%8,161
Percentage Net Loans Charged-off: Commercial and industrial0.0768%1,938
Percentage Net Loans Charged-off: Loans to individuals0.4583%2,587
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2149%2,488
Percentage Net Loans Charged-off: Total real estate loans0.0187%3,576
Percentage Net Loans Charged-off:Construction & development-0.0577%7,693
Percentage Net Loans Charged-off: Commercial real estate0.0234%1,451
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0733%2,143
Percentage Net Loans Charged-off: Home equity loans0.1019%718
All other 1-4 family - Percent of loans charged-off, net0.0572%2,217
Percentage Net Loans Charged-off: Commercial and industrial1.4269%873
Percentage Net Loans Charged-off: Loans to individuals0.3508%3,775
Percentage Net Loans Charged-off: Credit card loans0.8137%983
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1256%2,787
Percentage Net Loans Charged-off: Total real estate loans-0.0350%8,037
Percentage Net Loans Charged-off:Construction & development-0.1477%7,714
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial1.0340%887
Percentage Net Loans Charged-off: Loans to individuals0.2393%3,871
Percentage Net Loans Charged-off: Credit card loans1.7347%622
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0570%7,943
Percentage Net Loans Charged-off: Total real estate loans-0.0378%8,049
Percentage Net Loans Charged-off:Construction & development-0.1605%7,715
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.2171%7,625
Percentage Net Loans Charged-off: Loans to individuals0.0749%4,325
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0707%7,909
Percentage Net Loans Charged-off: Total real estate loans-0.0754%8,234
Percentage Net Loans Charged-off:Construction & development-0.3266%7,720
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.1404%7,490
Percentage Net Loans Charged-off: Loans to individuals0.1947%3,123
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0262%5,092
Percentage Net Loans Charged-off: Total real estate loans-0.0592%8,312
Percentage Net Loans Charged-off:Construction & development-0.0220%7,735
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.1760%8,398
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.2519%8,389
Percentage Net Loans Charged-off: Commercial and industrial0.4506%1,715
Percentage Net Loans Charged-off: Loans to individuals0.1508%4,774
Percentage Net Loans Charged-off: Credit card loans0.7353%1,016
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0460%8,075
Percentage Net Loans Charged-off: Total real estate loans-0.0699%8,324
Percentage Net Loans Charged-off:Construction & development-0.0311%7,761
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.2040%8,443
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.2873%8,440
Percentage Net Loans Charged-off: Commercial and industrial0.0638%2,620
Percentage Net Loans Charged-off: Loans to individuals0.0050%5,216
Percentage Net Loans Charged-off: Credit card loans0.9901%824
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0685%8,105
Percentage Net Loans Charged-off: Total real estate loans-0.1088%8,405
Percentage Net Loans Charged-off:Construction & development-0.0656%7,767
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.3072%8,494
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.4257%8,492
Percentage Net Loans Charged-off: Commercial and industrial0.1551%1,846
Percentage Net Loans Charged-off: Loans to individuals-0.0895%7,281
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0178%3,691
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.1793%1,237
Percentage Net Loans Charged-off: Loans to individuals-0.1499%7,227
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0206%5,654
Percentage Net Loans Charged-off: Total real estate loans0.0033%3,386
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0134%8,055
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0287%2,395
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0427%2,036
Percentage Net Loans Charged-off: Commercial and industrial0.0108%4,001
Percentage Net Loans Charged-off: Loans to individuals0.2728%4,706
Percentage Net Loans Charged-off: Credit card loans-1.1547%2,143
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0448%4,352
Percentage Net Loans Charged-off: Total real estate loans0.0054%2,837
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0188%8,091
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0416%1,852
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0645%1,500
Percentage Net Loans Charged-off: Commercial and industrial0.0843%2,857
Percentage Net Loans Charged-off: Loans to individuals0.3806%3,649
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0455%4,000
Percentage Net Loans Charged-off: Total real estate loans0.0139%2,157
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0162%8,111
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0630%1,378
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0973%1,083
Percentage Net Loans Charged-off: Commercial and industrial0.0469%2,633
Percentage Net Loans Charged-off: Loans to individuals0.4284%3,138
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0639%2,981
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0945%1,669
Percentage Net Loans Charged-off: Loans to individuals0.7194%2,027
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1063%4,089
Percentage Net Loans Charged-off: Total real estate loans0.0274%2,841
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0412%1,245
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0234%2,664
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0328%2,355
Percentage Net Loans Charged-off: Commercial and industrial0.2633%2,852
Percentage Net Loans Charged-off: Loans to individuals0.3530%4,554
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0819%3,974
Percentage Net Loans Charged-off: Total real estate loans0.0106%2,924
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0251%1,050
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%7,911
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0048%7,944
Percentage Net Loans Charged-off: Commercial and industrial0.2589%2,385
Percentage Net Loans Charged-off: Loans to individuals0.1658%5,161
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1242%3,042
Percentage Net Loans Charged-off: Total real estate loans0.0163%2,327
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0386%799
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0053%8,001
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0072%8,046
Percentage Net Loans Charged-off: Commercial and industrial0.3395%1,882
Percentage Net Loans Charged-off: Loans to individuals0.3759%3,730
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1400%2,437
Percentage Net Loans Charged-off: Total real estate loans0.0137%1,732
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0373%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0108%8,198
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0143%8,250
Percentage Net Loans Charged-off: Commercial and industrial0.4195%1,264
Percentage Net Loans Charged-off: Loans to individuals0.3279%3,462
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1538%3,964
Percentage Net Loans Charged-off: Total real estate loans0.0201%3,291
Percentage Net Loans Charged-off:Construction & development0.1260%555
Percentage Net Loans Charged-off: Commercial real estate-0.0069%8,390
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0116%3,108
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0137%2,904
Percentage Net Loans Charged-off: Commercial and industrial0.3686%3,008
Percentage Net Loans Charged-off: Loans to individuals0.6789%3,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1202%3,959
Percentage Net Loans Charged-off: Total real estate loans-0.0152%8,367
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0078%8,450
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0283%8,522
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0329%8,550
Percentage Net Loans Charged-off: Commercial and industrial0.2980%2,752
Percentage Net Loans Charged-off: Loans to individuals0.7705%2,793
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1376%3,418
Percentage Net Loans Charged-off: Total real estate loans-0.0228%8,490
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0119%8,507
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0409%8,632
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0467%8,658
Percentage Net Loans Charged-off: Commercial and industrial0.5053%1,930
Percentage Net Loans Charged-off: Loans to individuals0.5066%3,542
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0212%4,875
Percentage Net Loans Charged-off: Total real estate loans0.0113%1,857
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0242%8,680
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0456%1,278
Percentage Net Loans Charged-off: Home equity loans1.1781%53
All other 1-4 family - Percent of loans charged-off, net-0.0880%8,843
Percentage Net Loans Charged-off: Commercial and industrial-0.1857%8,047
Percentage Net Loans Charged-off: Loans to individuals0.6085%2,855
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2648%3,042
Percentage Net Loans Charged-off: Total real estate loans0.0593%2,380
Percentage Net Loans Charged-off:Construction & development0.0917%660
Percentage Net Loans Charged-off: Commercial real estate0.0190%1,423
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0846%1,861
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0885%1,770
Percentage Net Loans Charged-off: Commercial and industrial1.1082%1,748
Percentage Net Loans Charged-off: Loans to individuals0.6125%3,781
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2057%3,549
Percentage Net Loans Charged-off: Total real estate loans0.1098%1,552
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.2500%767
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.2544%752
Percentage Net Loans Charged-off: Commercial and industrial0.0171%4,703
Percentage Net Loans Charged-off: Loans to individuals1.1905%1,802
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1885%3,305
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1385%4,089
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2270%3,146
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1515%4,508
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4284%2,066
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1028%5,563
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0453%10,846
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0337%8,744
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6504%3,365
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA