Home > First Security Bank of Lexington, Inc. > Income and Expense
First Security Bank of Lexington, Inc., Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 2,654 |
| Total interest expense | $1,414,000 | 2,439 |
| Net interest income | $2,008,000 | 2,773 |
| Provision for loan and lease losses | $140,000 | 1,553 |
| Total noninterest income | $265,000 | 3,342 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $162,000 | 2,421 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $1,383,000 | 3,091 |
| Salaries and employee benefits | $603,000 | 3,753 |
| Premises and equipment expense | $246,000 | 2,501 |
| Additional noninterest expense | $534,000 | 2,403 |
| Pre-tax net operating income | $750,000 | 2,832 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $237,000 | 2,353 |
| Income before extraordinary items | $513,000 | 3,097 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $513,000 | 3,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,382 |
| Cash dividends | $1,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $513,000 | 3,077 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,076,000 | 2,697 |
| Total interest expense | $4,749,000 | 2,303 |
| Net interest income | $7,327,000 | 2,925 |
| Provision for loan and lease losses | $950,000 | 1,095 |
| Total noninterest income | $860,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $718,000 | 2,295 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $142,000 | 5,824 |
| Total noninterest expense | $5,516,000 | 2,975 |
| Salaries and employee benefits | $2,460,000 | 3,534 |
| Premises and equipment expense | $984,000 | 2,399 |
| Additional noninterest expense | $2,072,000 | 2,407 |
| Pre-tax net operating income | $1,721,000 | 4,060 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $540,000 | 3,241 |
| Income before extraordinary items | $1,181,000 | 4,389 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,181,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,214,000 | 586 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,181,000 | 4,352 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,839,000 | 2,700 |
| Total interest expense | $3,433,000 | 2,265 |
| Net interest income | $5,406,000 | 2,955 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $641,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $542,000 | 2,287 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,963 |
| Total noninterest expense | $3,972,000 | 3,046 |
| Salaries and employee benefits | $1,821,000 | 3,539 |
| Premises and equipment expense | $731,000 | 2,411 |
| Additional noninterest expense | $1,420,000 | 2,591 |
| Pre-tax net operating income | $2,075,000 | 2,972 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $676,000 | 2,447 |
| Income before extraordinary items | $1,399,000 | 3,307 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,399,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,416 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,399,000 | 3,267 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 2,687 |
| Total interest expense | $2,226,000 | 2,206 |
| Net interest income | $3,546,000 | 2,968 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $425,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $365,000 | 2,235 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $2,586,000 | 3,093 |
| Salaries and employee benefits | $1,218,000 | 3,524 |
| Premises and equipment expense | $486,000 | 2,389 |
| Additional noninterest expense | $882,000 | 2,768 |
| Pre-tax net operating income | $1,385,000 | 2,922 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $453,000 | 2,410 |
| Income before extraordinary items | $932,000 | 3,266 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $932,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 990 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $932,000 | 3,219 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 2,720 |
| Total interest expense | $1,077,000 | 2,177 |
| Net interest income | $1,734,000 | 3,012 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $199,000 | 3,990 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $168,000 | 2,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,124 |
| Total noninterest expense | $1,301,000 | 3,092 |
| Salaries and employee benefits | $602,000 | 3,562 |
| Premises and equipment expense | $250,000 | 2,355 |
| Additional noninterest expense | $449,000 | 2,697 |
| Pre-tax net operating income | $632,000 | 3,108 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $205,000 | 2,551 |
| Income before extraordinary items | $427,000 | 3,454 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $427,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,455 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $427,000 | 3,420 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,738,000 | 2,645 |
| Total interest expense | $4,199,000 | 1,942 |
| Net interest income | $6,539,000 | 3,069 |
| Provision for loan and lease losses | $297,000 | 2,969 |
| Total noninterest income | $1,063,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $650,000 | 2,536 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $413,000 | 3,652 |
| Total noninterest expense | $6,189,000 | 2,556 |
| Salaries and employee benefits | $3,006,000 | 2,837 |
| Premises and equipment expense | $1,059,000 | 2,164 |
| Additional noninterest expense | $2,124,000 | 2,287 |
| Pre-tax net operating income | $1,116,000 | 4,965 |
| Securities gains (losses) | $318,000 | 609 |
| Applicable income taxes | $456,000 | 3,490 |
| Income before extraordinary items | $978,000 | 4,764 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $978,000 | 4,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $955,000 | 812 |
| Cash dividends | $2,000,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $761,760 | 5,302 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,056,000 | 2,615 |
| Total interest expense | $3,227,000 | 1,856 |
| Net interest income | $4,829,000 | 3,091 |
| Provision for loan and lease losses | $297,000 | 2,297 |
| Total noninterest income | $860,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $482,000 | 2,584 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $378,000 | 3,297 |
| Total noninterest expense | $4,774,000 | 2,482 |
| Salaries and employee benefits | $2,355,000 | 2,715 |
| Premises and equipment expense | $811,000 | 2,120 |
| Additional noninterest expense | $1,608,000 | 2,247 |
| Pre-tax net operating income | $618,000 | 5,818 |
| Securities gains (losses) | $293,000 | 608 |
| Applicable income taxes | $286,000 | 3,870 |
| Income before extraordinary items | $625,000 | 5,259 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $625,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $880,000 | 629 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $422,830 | 6,120 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,418,000 | 2,579 |
| Total interest expense | $2,227,000 | 1,783 |
| Net interest income | $3,191,000 | 3,103 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $659,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $312,000 | 2,629 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $347,000 | 2,743 |
| Total noninterest expense | $3,212,000 | 2,476 |
| Salaries and employee benefits | $1,602,000 | 2,668 |
| Premises and equipment expense | $557,000 | 2,060 |
| Additional noninterest expense | $1,053,000 | 2,288 |
| Pre-tax net operating income | $563,000 | 4,992 |
| Securities gains (losses) | $243,000 | 572 |
| Applicable income taxes | $256,000 | 3,350 |
| Income before extraordinary items | $550,000 | 4,480 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $550,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,626 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $384,760 | 5,330 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 2,616 |
| Total interest expense | $1,166,000 | 1,728 |
| Net interest income | $1,495,000 | 3,267 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $262,000 | 3,408 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $148,000 | 2,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $114,000 | 3,433 |
| Total noninterest expense | $1,572,000 | 2,531 |
| Salaries and employee benefits | $787,000 | 2,730 |
| Premises and equipment expense | $290,000 | 1,993 |
| Additional noninterest expense | $495,000 | 2,384 |
| Pre-tax net operating income | $160,000 | 6,310 |
| Securities gains (losses) | $243,000 | 431 |
| Applicable income taxes | $127,000 | 3,389 |
| Income before extraordinary items | $276,000 | 4,501 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $276,000 | 4,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $110,760 | 6,575 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,402,000 | 2,498 |
| Total interest expense | $5,471,000 | 1,653 |
| Net interest income | $5,931,000 | 3,229 |
| Provision for loan and lease losses | $670,000 | 1,681 |
| Total noninterest income | $2,104,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $719,000 | 2,311 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,385,000 | 1,924 |
| Total noninterest expense | $7,014,000 | 2,251 |
| Salaries and employee benefits | $3,444,000 | 2,444 |
| Premises and equipment expense | $1,161,000 | 1,964 |
| Additional noninterest expense | $2,409,000 | 1,994 |
| Pre-tax net operating income | $351,000 | 7,230 |
| Securities gains (losses) | $693,000 | 611 |
| Applicable income taxes | $227,000 | 4,728 |
| Income before extraordinary items | $817,000 | 5,189 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $817,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $750,000 | 1,154 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $276,460 | 7,251 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,683,000 | 2,497 |
| Total interest expense | $4,241,000 | 1,664 |
| Net interest income | $4,442,000 | 3,235 |
| Provision for loan and lease losses | $520,000 | 1,604 |
| Total noninterest income | $1,565,000 | 2,286 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $543,000 | 2,308 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,022,000 | 2,020 |
| Total noninterest expense | $5,138,000 | 2,303 |
| Salaries and employee benefits | $2,515,000 | 2,505 |
| Premises and equipment expense | $844,000 | 2,038 |
| Additional noninterest expense | $1,779,000 | 2,012 |
| Pre-tax net operating income | $349,000 | 6,953 |
| Securities gains (losses) | $603,000 | 607 |
| Applicable income taxes | $214,000 | 4,555 |
| Income before extraordinary items | $738,000 | 4,833 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $738,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $755,000 | 844 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $267,660 | 6,978 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,900,000 | 2,473 |
| Total interest expense | $2,908,000 | 1,677 |
| Net interest income | $2,992,000 | 3,198 |
| Provision for loan and lease losses | $470,000 | 1,215 |
| Total noninterest income | $1,047,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $369,000 | 2,244 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $678,000 | 2,017 |
| Total noninterest expense | $3,315,000 | 2,371 |
| Salaries and employee benefits | $1,635,000 | 2,564 |
| Premises and equipment expense | $551,000 | 2,079 |
| Additional noninterest expense | $1,129,000 | 2,118 |
| Pre-tax net operating income | $254,000 | 6,815 |
| Securities gains (losses) | $342,000 | 740 |
| Applicable income taxes | $129,000 | 4,742 |
| Income before extraordinary items | $467,000 | 4,976 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $467,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $635,000 | 727 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $200,240 | 6,772 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 2,465 |
| Total interest expense | $1,498,000 | 1,664 |
| Net interest income | $1,490,000 | 3,181 |
| Provision for loan and lease losses | $145,000 | 1,841 |
| Total noninterest income | $460,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $203,000 | 1,994 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $257,000 | 2,327 |
| Total noninterest expense | $1,657,000 | 2,340 |
| Salaries and employee benefits | $847,000 | 2,486 |
| Premises and equipment expense | $269,000 | 2,118 |
| Additional noninterest expense | $541,000 | 2,174 |
| Pre-tax net operating income | $148,000 | 6,486 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $136,000 | 6,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,620 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $136,000 | 6,076 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,136,000 | 2,336 |
| Total interest expense | $6,950,000 | 1,638 |
| Net interest income | $6,186,000 | 3,066 |
| Provision for loan and lease losses | $1,472,000 | 961 |
| Total noninterest income | $1,431,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $687,000 | 2,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $744,000 | 2,619 |
| Total noninterest expense | $5,343,000 | 2,755 |
| Salaries and employee benefits | $2,675,000 | 2,946 |
| Premises and equipment expense | $953,000 | 2,292 |
| Additional noninterest expense | $1,715,000 | 2,647 |
| Pre-tax net operating income | $802,000 | 5,766 |
| Securities gains (losses) | $660,000 | 550 |
| Applicable income taxes | $322,000 | 4,323 |
| Income before extraordinary items | $1,140,000 | 4,219 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,140,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,553 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $625,200 | 5,726 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,103,000 | 2,799 |
| Total interest expense | $7,539,000 | 2,130 |
| Net interest income | $4,564,000 | 3,709 |
| Provision for loan and lease losses | $447,000 | 2,419 |
| Total noninterest income | $350,000 | 6,022 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $284,000 | 4,299 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $66,000 | 7,230 |
| Total noninterest expense | $3,588,000 | 3,749 |
| Salaries and employee benefits | $1,840,000 | 3,849 |
| Premises and equipment expense | $572,000 | 3,508 |
| Additional noninterest expense | $1,176,000 | 3,562 |
| Pre-tax net operating income | $879,000 | 5,247 |
| Securities gains (losses) | $311,000 | 882 |
| Applicable income taxes | $176,000 | 5,226 |
| Income before extraordinary items | $1,014,000 | 4,247 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,014,000 | 4,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,614 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,700,000 | 335 |
| Net operating income | $749,650 | 4,942 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,553,000 | 3,542 |
| Total interest expense | $5,700,000 | 2,920 |
| Net interest income | $3,853,000 | 4,302 |
| Provision for loan and lease losses | $425,000 | 2,162 |
| Total noninterest income | $209,000 | 7,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 6,989 |
| Total noninterest expense | $2,558,000 | 4,782 |
| Salaries and employee benefits | $1,356,000 | 4,734 |
| Premises and equipment expense | $354,000 | 4,896 |
| Additional noninterest expense | $848,000 | 4,540 |
| Pre-tax net operating income | $1,079,000 | 5,057 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,079,000 | 4,168 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,079,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $189,000 | 5,234 |
| Sale, conversion, retirement of capital stock, net | $5,033,000 | 204 |
| Net operating income | $1,079,000 | 4,168 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 5,316 |
| Total interest expense | $3,010,000 | 4,590 |
| Net interest income | $2,376,000 | 5,990 |
| Provision for loan and lease losses | $487,000 | 1,805 |
| Total noninterest income | $139,000 | 8,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $2,006,000 | 5,670 |
| Salaries and employee benefits | $1,097,000 | 5,509 |
| Premises and equipment expense | $308,000 | 5,384 |
| Additional noninterest expense | $601,000 | 5,820 |
| Pre-tax net operating income | $22,000 | 9,327 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $22,000 | 9,366 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $22,000 | 9,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $22,000 | 9,334 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 8,530 |
| Total interest expense | $1,094,000 | 8,167 |
| Net interest income | $1,028,000 | 8,728 |
| Provision for loan and lease losses | $329,000 | 2,418 |
| Total noninterest income | $37,000 | 10,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,525 |
| Total noninterest expense | $1,844,000 | 5,892 |
| Salaries and employee benefits | $1,060,000 | 5,553 |
| Premises and equipment expense | $263,000 | 5,784 |
| Additional noninterest expense | $521,000 | 6,289 |
| Pre-tax net operating income | $-1,108,000 | 10,361 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-1,108,000 | 10,375 |
| Extraordinary gains, net | $-153,000 | 10,440 |
| Net income | $-1,261,000 | 10,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,108,000 | 10,358 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $184,000 | 10,845 |
| Total interest expense | $12,000 | 10,865 |
| Net interest income | $172,000 | 10,803 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $1,000 | 10,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $413,000 | 10,431 |
| Salaries and employee benefits | $310,000 | 9,882 |
| Premises and equipment expense | $22,000 | 10,736 |
| Additional noninterest expense | $81,000 | 10,687 |
| Pre-tax net operating income | $-255,000 | 10,604 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-255,000 | 10,643 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-255,000 | 10,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $9,804,000 | 95 |
| Net operating income | $-255,000 | 10,620 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.