Home > First Security Bank of Craig > Income and Expense
First Security Bank of Craig, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 7,016 |
| Total interest expense | $1,437,000 | 7,494 |
| Net interest income | $2,200,000 | 6,532 |
| Provision for loan and lease losses | $1,891,000 | 614 |
| Total noninterest income | $509,000 | 4,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,034 |
| Total noninterest expense | $1,548,000 | 6,666 |
| Salaries and employee benefits | $712,000 | 7,251 |
| Premises and equipment expense | $154,000 | 7,716 |
| Additional noninterest expense | $682,000 | 5,324 |
| Pre-tax net operating income | $-730,000 | 10,802 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-312,000 | 10,830 |
| Income before extraordinary items | $-418,000 | 10,730 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-418,000 | 10,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,401,000 | 633 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-418,000 | 10,710 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,640,000 | 7,230 |
| Total interest expense | $1,284,000 | 8,147 |
| Net interest income | $2,356,000 | 6,468 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $430,000 | 5,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,682 |
| Total noninterest expense | $1,385,000 | 7,433 |
| Salaries and employee benefits | $657,000 | 7,801 |
| Premises and equipment expense | $193,000 | 7,149 |
| Additional noninterest expense | $535,000 | 6,804 |
| Pre-tax net operating income | $1,371,000 | 4,652 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $467,000 | 4,376 |
| Income before extraordinary items | $904,000 | 4,856 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $904,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,846 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $904,000 | 4,798 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 8,102 |
| Total interest expense | $1,155,000 | 8,738 |
| Net interest income | $1,915,000 | 7,493 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $406,000 | 5,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $1,291,000 | 7,886 |
| Salaries and employee benefits | $568,000 | 8,585 |
| Premises and equipment expense | $172,000 | 7,765 |
| Additional noninterest expense | $551,000 | 6,862 |
| Pre-tax net operating income | $1,030,000 | 5,873 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $351,000 | 5,431 |
| Income before extraordinary items | $679,000 | 6,124 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $679,000 | 6,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 11,271 |
| Cash dividends | $577,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $679,000 | 6,098 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 8,608 |
| Total interest expense | $784,000 | 9,681 |
| Net interest income | $1,890,000 | 7,831 |
| Provision for loan and lease losses | $-200,000 | 12,313 |
| Total noninterest income | $416,000 | 5,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,360 |
| Total noninterest expense | $1,319,000 | 8,174 |
| Salaries and employee benefits | $671,000 | 8,107 |
| Premises and equipment expense | $160,000 | 8,293 |
| Additional noninterest expense | $488,000 | 7,969 |
| Pre-tax net operating income | $1,187,000 | 5,273 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $197,000 | 7,390 |
| Income before extraordinary items | $990,000 | 4,582 |
| Extraordinary gains, net | $38,000 | 174 |
| Net income | $1,028,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 11,945 |
| Cash dividends | $1,300,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $990,000 | 4,620 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 8,759 |
| Total interest expense | $720,000 | 10,466 |
| Net interest income | $2,021,000 | 7,610 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $436,000 | 6,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,451 |
| Total noninterest expense | $1,399,000 | 8,194 |
| Salaries and employee benefits | $721,000 | 7,859 |
| Premises and equipment expense | $135,000 | 9,319 |
| Additional noninterest expense | $543,000 | 7,832 |
| Pre-tax net operating income | $1,058,000 | 5,652 |
| Securities gains (losses) | $-5,000 | 12,580 |
| Applicable income taxes | $368,000 | 5,316 |
| Income before extraordinary items | $685,000 | 6,202 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $685,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 12,362 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $688,250 | 5,930 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 8,871 |
| Total interest expense | $1,332,000 | 9,111 |
| Net interest income | $1,730,000 | 8,562 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $302,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $1,192,000 | 9,072 |
| Salaries and employee benefits | $589,000 | 8,907 |
| Premises and equipment expense | $158,000 | 8,881 |
| Additional noninterest expense | $445,000 | 9,029 |
| Pre-tax net operating income | $840,000 | 6,383 |
| Securities gains (losses) | $-16,000 | 13,420 |
| Applicable income taxes | $295,000 | 5,996 |
| Income before extraordinary items | $529,000 | 7,090 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $529,000 | 7,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 6,412 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $539,240 | 6,641 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.