Home > First Security Bank of Conway > Income and Expense
First Security Bank of Conway, Income and Expense
2008-09-30 (YTD Data) | Rank | |
Total interest income | $17,621,000 | 1,681 |
Total interest expense | $7,342,000 | 1,726 |
Net interest income | $10,279,000 | 1,641 |
Provision for loan and lease losses | $743,000 | 2,189 |
Total noninterest income | $1,973,000 | 1,787 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $918,000 | 1,473 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $1,055,000 | 1,735 |
Total noninterest expense | $7,338,000 | 1,955 |
Salaries and employee benefits | $4,116,000 | 1,874 |
Premises and equipment expense | $1,381,000 | 1,509 |
Additional noninterest expense | $1,841,000 | 2,314 |
Pre-tax net operating income | $4,171,000 | 1,211 |
Securities gains (losses) | $147,000 | 756 |
Applicable income taxes | $1,290,000 | 943 |
Income before extraordinary items | $3,028,000 | 1,233 |
Extraordinary gains, net | $0 | 31 |
Net income | $3,028,000 | 1,232 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $351,000 | 2,371 |
Cash dividends | $2,117,000 | 961 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $2,925,100 | 1,339 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $11,864,000 | 1,699 |
Total interest expense | $5,137,000 | 1,713 |
Net interest income | $6,727,000 | 1,670 |
Provision for loan and lease losses | $395,000 | 2,178 |
Total noninterest income | $1,297,000 | 1,824 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $592,000 | 1,505 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $705,000 | 1,780 |
Total noninterest expense | $4,850,000 | 1,976 |
Salaries and employee benefits | $2,732,000 | 1,906 |
Premises and equipment expense | $926,000 | 1,502 |
Additional noninterest expense | $1,192,000 | 2,362 |
Pre-tax net operating income | $2,779,000 | 1,268 |
Securities gains (losses) | $145,000 | 754 |
Applicable income taxes | $892,000 | 1,026 |
Income before extraordinary items | $2,032,000 | 1,366 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,032,000 | 1,367 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $222,000 | 2,122 |
Cash dividends | $1,420,000 | 1,045 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $1,931,950 | 1,406 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $6,063,000 | 1,700 |
Total interest expense | $2,743,000 | 1,710 |
Net interest income | $3,320,000 | 1,675 |
Provision for loan and lease losses | $180,000 | 1,928 |
Total noninterest income | $639,000 | 1,861 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $293,000 | 1,491 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $346,000 | 1,800 |
Total noninterest expense | $2,424,000 | 1,979 |
Salaries and employee benefits | $1,356,000 | 1,937 |
Premises and equipment expense | $470,000 | 1,483 |
Additional noninterest expense | $598,000 | 2,316 |
Pre-tax net operating income | $1,355,000 | 1,387 |
Securities gains (losses) | $119,000 | 635 |
Applicable income taxes | $474,000 | 1,053 |
Income before extraordinary items | $1,000,000 | 1,497 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,000,000 | 1,500 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $123,000 | 1,627 |
Cash dividends | $616,000 | 1,152 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $919,080 | 1,558 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $25,123,000 | 1,711 |
Total interest expense | $11,927,000 | 1,679 |
Net interest income | $13,196,000 | 1,711 |
Provision for loan and lease losses | $820,000 | 1,646 |
Total noninterest income | $2,456,000 | 1,918 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $1,249,000 | 1,438 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $1,207,000 | 1,969 |
Total noninterest expense | $9,157,000 | 2,012 |
Salaries and employee benefits | $5,191,000 | 1,941 |
Premises and equipment expense | $1,708,000 | 1,554 |
Additional noninterest expense | $2,258,000 | 2,387 |
Pre-tax net operating income | $5,675,000 | 1,469 |
Securities gains (losses) | $24,000 | 1,047 |
Applicable income taxes | $1,934,000 | 1,163 |
Income before extraordinary items | $3,765,000 | 1,684 |
Extraordinary gains, net | $0 | 39 |
Net income | $3,765,000 | 1,683 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $995,000 | 1,030 |
Cash dividends | $1,603,000 | 1,898 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $3,749,160 | 1,673 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $18,691,000 | 1,728 |
Total interest expense | $8,929,000 | 1,682 |
Net interest income | $9,762,000 | 1,742 |
Provision for loan and lease losses | $430,000 | 1,770 |
Total noninterest income | $1,837,000 | 1,916 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $921,000 | 1,433 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $916,000 | 1,948 |
Total noninterest expense | $6,788,000 | 2,012 |
Salaries and employee benefits | $3,883,000 | 1,940 |
Premises and equipment expense | $553,000 | 3,285 |
Additional noninterest expense | $2,352,000 | 1,721 |
Pre-tax net operating income | $4,381,000 | 1,542 |
Securities gains (losses) | $14,000 | 909 |
Applicable income taxes | $1,548,000 | 1,196 |
Income before extraordinary items | $2,847,000 | 1,771 |
Extraordinary gains, net | $0 | 33 |
Net income | $2,847,000 | 1,770 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $731,000 | 818 |
Cash dividends | $931,000 | 2,111 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $2,837,900 | 1,764 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $12,376,000 | 1,749 |
Total interest expense | $5,861,000 | 1,712 |
Net interest income | $6,515,000 | 1,761 |
Provision for loan and lease losses | $230,000 | 1,959 |
Total noninterest income | $1,171,000 | 1,998 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $600,000 | 1,471 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $571,000 | 2,059 |
Total noninterest expense | $4,501,000 | 2,049 |
Salaries and employee benefits | $2,588,000 | 1,967 |
Premises and equipment expense | $377,000 | 3,235 |
Additional noninterest expense | $1,536,000 | 1,766 |
Pre-tax net operating income | $2,955,000 | 1,567 |
Securities gains (losses) | $9,000 | 893 |
Applicable income taxes | $1,053,000 | 1,228 |
Income before extraordinary items | $1,911,000 | 1,813 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,911,000 | 1,813 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $422,000 | 808 |
Cash dividends | $257,000 | 3,322 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $1,905,240 | 1,802 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $6,132,000 | 1,760 |
Total interest expense | $2,908,000 | 1,709 |
Net interest income | $3,224,000 | 1,783 |
Provision for loan and lease losses | $90,000 | 2,153 |
Total noninterest income | $570,000 | 2,029 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $290,000 | 1,483 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $280,000 | 2,055 |
Total noninterest expense | $2,221,000 | 2,077 |
Salaries and employee benefits | $1,255,000 | 2,051 |
Premises and equipment expense | $196,000 | 3,164 |
Additional noninterest expense | $770,000 | 1,742 |
Pre-tax net operating income | $1,483,000 | 1,562 |
Securities gains (losses) | $2,000 | 969 |
Applicable income taxes | $531,000 | 1,229 |
Income before extraordinary items | $954,000 | 1,786 |
Extraordinary gains, net | $0 | 22 |
Net income | $954,000 | 1,786 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $97,000 | 1,207 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $952,720 | 1,778 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $22,061,000 | 1,832 |
Total interest expense | $9,737,000 | 1,727 |
Net interest income | $12,324,000 | 1,875 |
Provision for loan and lease losses | $260,000 | 3,029 |
Total noninterest income | $2,486,000 | 1,888 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $1,255,000 | 1,428 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $1,231,000 | 1,930 |
Total noninterest expense | $8,322,000 | 2,127 |
Salaries and employee benefits | $4,770,000 | 2,051 |
Premises and equipment expense | $727,000 | 3,241 |
Additional noninterest expense | $2,825,000 | 1,858 |
Pre-tax net operating income | $6,228,000 | 1,551 |
Securities gains (losses) | $13,000 | 1,022 |
Applicable income taxes | $2,398,000 | 1,145 |
Income before extraordinary items | $3,843,000 | 1,854 |
Extraordinary gains, net | $0 | 51 |
Net income | $3,843,000 | 1,856 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $438,000 | 1,284 |
Cash dividends | $1,184,000 | 2,297 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $3,834,680 | 1,841 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $16,040,000 | 1,869 |
Total interest expense | $6,950,000 | 1,759 |
Net interest income | $9,090,000 | 1,932 |
Provision for loan and lease losses | $180,000 | 3,038 |
Total noninterest income | $1,869,000 | 1,898 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $948,000 | 1,421 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $921,000 | 1,945 |
Total noninterest expense | $6,198,000 | 2,145 |
Salaries and employee benefits | $3,555,000 | 2,061 |
Premises and equipment expense | $538,000 | 3,273 |
Additional noninterest expense | $2,105,000 | 1,847 |
Pre-tax net operating income | $4,581,000 | 1,621 |
Securities gains (losses) | $12,000 | 854 |
Applicable income taxes | $1,786,000 | 1,198 |
Income before extraordinary items | $2,807,000 | 1,946 |
Extraordinary gains, net | $0 | 45 |
Net income | $2,807,000 | 1,947 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $188,000 | 1,588 |
Cash dividends | $1,184,000 | 1,728 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $2,799,320 | 1,931 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $10,218,000 | 1,910 |
Total interest expense | $4,243,000 | 1,810 |
Net interest income | $5,975,000 | 1,957 |
Provision for loan and lease losses | $180,000 | 2,262 |
Total noninterest income | $1,219,000 | 1,926 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $631,000 | 1,407 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $588,000 | 1,993 |
Total noninterest expense | $4,013,000 | 2,201 |
Salaries and employee benefits | $2,308,000 | 2,125 |
Premises and equipment expense | $342,000 | 3,390 |
Additional noninterest expense | $1,363,000 | 1,918 |
Pre-tax net operating income | $3,001,000 | 1,646 |
Securities gains (losses) | $6,000 | 812 |
Applicable income taxes | $1,186,000 | 1,213 |
Income before extraordinary items | $1,821,000 | 1,994 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,821,000 | 1,996 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $137,000 | 1,416 |
Cash dividends | $1,184,000 | 1,264 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $1,817,160 | 1,980 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $4,878,000 | 1,952 |
Total interest expense | $1,967,000 | 1,853 |
Net interest income | $2,911,000 | 1,993 |
Provision for loan and lease losses | $90,000 | 2,132 |
Total noninterest income | $597,000 | 1,944 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $313,000 | 1,378 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $284,000 | 2,021 |
Total noninterest expense | $1,978,000 | 2,242 |
Salaries and employee benefits | $1,142,000 | 2,160 |
Premises and equipment expense | $154,000 | 3,708 |
Additional noninterest expense | $682,000 | 1,917 |
Pre-tax net operating income | $1,440,000 | 1,677 |
Securities gains (losses) | $7,000 | 642 |
Applicable income taxes | $580,000 | 1,233 |
Income before extraordinary items | $867,000 | 2,039 |
Extraordinary gains, net | $0 | 21 |
Net income | $867,000 | 2,038 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $44,000 | 1,591 |
Cash dividends | $469,000 | 1,451 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $862,520 | 2,032 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $17,176,000 | 1,953 |
Total interest expense | $5,780,000 | 1,947 |
Net interest income | $11,396,000 | 1,951 |
Provision for loan and lease losses | $276,000 | 2,998 |
Total noninterest income | $2,279,000 | 2,011 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $1,301,000 | 1,356 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $978,000 | 2,249 |
Total noninterest expense | $7,947,000 | 2,099 |
Salaries and employee benefits | $4,796,000 | 1,929 |
Premises and equipment expense | $689,000 | 3,281 |
Additional noninterest expense | $2,462,000 | 2,044 |
Pre-tax net operating income | $5,452,000 | 1,711 |
Securities gains (losses) | $15,000 | 1,350 |
Applicable income taxes | $2,042,000 | 1,339 |
Income before extraordinary items | $3,425,000 | 2,000 |
Extraordinary gains, net | $0 | 46 |
Net income | $3,425,000 | 2,000 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $173,000 | 2,500 |
Cash dividends | $2,628,000 | 1,160 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $3,415,400 | 1,982 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $12,534,000 | 1,951 |
Total interest expense | $3,987,000 | 1,997 |
Net interest income | $8,547,000 | 1,924 |
Provision for loan and lease losses | $216,000 | 2,832 |
Total noninterest income | $1,656,000 | 2,048 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $958,000 | 1,363 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $698,000 | 2,321 |
Total noninterest expense | $5,765,000 | 2,145 |
Salaries and employee benefits | $3,490,000 | 1,957 |
Premises and equipment expense | $496,000 | 3,377 |
Additional noninterest expense | $1,779,000 | 2,094 |
Pre-tax net operating income | $4,222,000 | 1,684 |
Securities gains (losses) | $15,000 | 1,338 |
Applicable income taxes | $1,542,000 | 1,355 |
Income before extraordinary items | $2,695,000 | 1,943 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,695,000 | 1,942 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $150,000 | 2,017 |
Cash dividends | $1,929,000 | 1,097 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $2,685,400 | 1,913 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $8,139,000 | 1,945 |
Total interest expense | $2,510,000 | 1,983 |
Net interest income | $5,629,000 | 1,918 |
Provision for loan and lease losses | $100,000 | 3,338 |
Total noninterest income | $1,066,000 | 2,078 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $621,000 | 1,364 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $445,000 | 2,366 |
Total noninterest expense | $3,818,000 | 2,144 |
Salaries and employee benefits | $2,292,000 | 1,974 |
Premises and equipment expense | $339,000 | 3,279 |
Additional noninterest expense | $1,187,000 | 2,074 |
Pre-tax net operating income | $2,777,000 | 1,666 |
Securities gains (losses) | $19,000 | 1,124 |
Applicable income taxes | $992,000 | 1,383 |
Income before extraordinary items | $1,804,000 | 1,895 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,804,000 | 1,895 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $88,000 | 2,057 |
Cash dividends | $1,210,000 | 1,108 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $1,791,650 | 1,870 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $3,951,000 | 1,970 |
Total interest expense | $1,183,000 | 1,990 |
Net interest income | $2,768,000 | 1,944 |
Provision for loan and lease losses | $40,000 | 3,596 |
Total noninterest income | $501,000 | 2,130 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $299,000 | 1,376 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $202,000 | 2,467 |
Total noninterest expense | $1,947,000 | 2,120 |
Salaries and employee benefits | $1,149,000 | 1,985 |
Premises and equipment expense | $180,000 | 3,146 |
Additional noninterest expense | $618,000 | 1,984 |
Pre-tax net operating income | $1,282,000 | 1,773 |
Securities gains (losses) | $24,000 | 734 |
Applicable income taxes | $489,000 | 1,381 |
Income before extraordinary items | $817,000 | 2,046 |
Extraordinary gains, net | $0 | 24 |
Net income | $817,000 | 2,047 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 3,138 |
Cash dividends | $608,000 | 1,020 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $801,640 | 2,040 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $15,167,000 | 1,883 |
Total interest expense | $4,119,000 | 1,980 |
Net interest income | $11,048,000 | 1,827 |
Provision for loan and lease losses | $120,000 | 4,623 |
Total noninterest income | $2,036,000 | 2,172 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $1,214,000 | 1,442 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $822,000 | 2,455 |
Total noninterest expense | $7,204,000 | 2,207 |
Salaries and employee benefits | $4,230,000 | 2,068 |
Premises and equipment expense | $577,000 | 3,647 |
Additional noninterest expense | $2,397,000 | 2,038 |
Pre-tax net operating income | $5,760,000 | 1,487 |
Securities gains (losses) | $31,000 | 2,094 |
Applicable income taxes | $1,741,000 | 1,431 |
Income before extraordinary items | $4,050,000 | 1,596 |
Extraordinary gains, net | $0 | 34 |
Net income | $4,050,000 | 1,597 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $441,000 | 1,478 |
Cash dividends | $2,785,000 | 1,033 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $4,028,300 | 1,560 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $11,253,000 | 1,884 |
Total interest expense | $3,011,000 | 1,991 |
Net interest income | $8,242,000 | 1,821 |
Provision for loan and lease losses | $90,000 | 4,429 |
Total noninterest income | $1,445,000 | 2,263 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $888,000 | 1,502 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $557,000 | 2,629 |
Total noninterest expense | $5,220,000 | 2,278 |
Salaries and employee benefits | $3,115,000 | 2,099 |
Premises and equipment expense | $410,000 | 3,801 |
Additional noninterest expense | $1,695,000 | 2,130 |
Pre-tax net operating income | $4,377,000 | 1,478 |
Securities gains (losses) | $-5,000 | 8,357 |
Applicable income taxes | $1,280,000 | 1,463 |
Income before extraordinary items | $3,092,000 | 1,571 |
Extraordinary gains, net | $0 | 26 |
Net income | $3,092,000 | 1,572 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $290,000 | 1,477 |
Cash dividends | $2,055,000 | 949 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $3,095,550 | 1,518 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $7,446,000 | 1,875 |
Total interest expense | $1,979,000 | 1,987 |
Net interest income | $5,467,000 | 1,824 |
Provision for loan and lease losses | $60,000 | 4,267 |
Total noninterest income | $961,000 | 2,256 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $593,000 | 1,482 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $368,000 | 2,650 |
Total noninterest expense | $3,445,000 | 2,303 |
Salaries and employee benefits | $2,037,000 | 2,140 |
Premises and equipment expense | $273,000 | 3,808 |
Additional noninterest expense | $1,135,000 | 2,128 |
Pre-tax net operating income | $2,923,000 | 1,455 |
Securities gains (losses) | $2,000 | 3,048 |
Applicable income taxes | $855,000 | 1,453 |
Income before extraordinary items | $2,070,000 | 1,550 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,070,000 | 1,551 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $169,000 | 1,549 |
Cash dividends | $1,289,000 | 1,021 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $2,068,580 | 1,496 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $3,679,000 | 1,912 |
Total interest expense | $986,000 | 2,012 |
Net interest income | $2,693,000 | 1,851 |
Provision for loan and lease losses | $30,000 | 4,060 |
Total noninterest income | $435,000 | 2,399 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $302,000 | 1,414 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $133,000 | 3,151 |
Total noninterest expense | $1,671,000 | 2,384 |
Salaries and employee benefits | $995,000 | 2,206 |
Premises and equipment expense | $127,000 | 4,055 |
Additional noninterest expense | $549,000 | 2,165 |
Pre-tax net operating income | $1,427,000 | 1,451 |
Securities gains (losses) | $5,000 | 2,336 |
Applicable income taxes | $415,000 | 1,507 |
Income before extraordinary items | $1,017,000 | 1,573 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,017,000 | 1,573 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $89,000 | 1,416 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $1,013,450 | 1,489 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $14,969,000 | 1,891 |
Total interest expense | $4,321,000 | 2,061 |
Net interest income | $10,648,000 | 1,839 |
Provision for loan and lease losses | $835,000 | 1,405 |
Total noninterest income | $2,336,000 | 2,064 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $1,131,000 | 1,522 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $1,205,000 | 2,116 |
Total noninterest expense | $7,026,000 | 2,248 |
Salaries and employee benefits | $3,931,000 | 2,159 |
Premises and equipment expense | $562,000 | 3,700 |
Additional noninterest expense | $2,533,000 | 1,900 |
Pre-tax net operating income | $5,123,000 | 1,583 |
Securities gains (losses) | $107,000 | 1,824 |
Applicable income taxes | $1,974,000 | 1,300 |
Income before extraordinary items | $3,256,000 | 1,902 |
Extraordinary gains, net | $0 | 54 |
Net income | $3,256,000 | 1,904 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $174,000 | 3,114 |
Cash dividends | $1,672,000 | 1,607 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $3,187,520 | 1,850 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $12,133,000 | 1,786 |
Total interest expense | $3,284,000 | 2,117 |
Net interest income | $8,849,000 | 1,661 |
Provision for loan and lease losses | $405,000 | 1,997 |
Total noninterest income | $989,000 | 3,164 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $852,000 | 1,523 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $137,000 | 5,519 |
Total noninterest expense | $5,252,000 | 2,255 |
Salaries and employee benefits | $2,987,000 | 2,142 |
Premises and equipment expense | $411,000 | 3,776 |
Additional noninterest expense | $1,854,000 | 1,926 |
Pre-tax net operating income | $4,181,000 | 1,520 |
Securities gains (losses) | $84,000 | 1,896 |
Applicable income taxes | $1,578,000 | 1,291 |
Income before extraordinary items | $2,687,000 | 1,798 |
Extraordinary gains, net | $0 | 40 |
Net income | $2,687,000 | 1,799 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $78,000 | 3,610 |
Cash dividends | $1,672,000 | 1,170 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $2,633,240 | 1,736 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $8,047,000 | 1,809 |
Total interest expense | $2,260,000 | 2,122 |
Net interest income | $5,787,000 | 1,686 |
Provision for loan and lease losses | $270,000 | 1,999 |
Total noninterest income | $633,000 | 3,219 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $541,000 | 1,569 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $92,000 | 5,469 |
Total noninterest expense | $3,467,000 | 2,269 |
Salaries and employee benefits | $1,996,000 | 2,127 |
Premises and equipment expense | $273,000 | 3,763 |
Additional noninterest expense | $1,198,000 | 1,994 |
Pre-tax net operating income | $2,683,000 | 1,568 |
Securities gains (losses) | $62,000 | 1,873 |
Applicable income taxes | $1,006,000 | 1,370 |
Income before extraordinary items | $1,739,000 | 1,853 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,739,000 | 1,852 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $76,000 | 2,876 |
Cash dividends | $1,198,000 | 1,139 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $1,699,320 | 1,776 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $3,943,000 | 1,865 |
Total interest expense | $1,171,000 | 2,099 |
Net interest income | $2,772,000 | 1,751 |
Provision for loan and lease losses | $135,000 | 1,910 |
Total noninterest income | $296,000 | 3,271 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $253,000 | 1,621 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $43,000 | 5,547 |
Total noninterest expense | $1,693,000 | 2,300 |
Salaries and employee benefits | $980,000 | 2,159 |
Premises and equipment expense | $135,000 | 3,814 |
Additional noninterest expense | $578,000 | 2,039 |
Pre-tax net operating income | $1,240,000 | 1,694 |
Securities gains (losses) | $58,000 | 1,308 |
Applicable income taxes | $475,000 | 1,432 |
Income before extraordinary items | $823,000 | 1,921 |
Extraordinary gains, net | $0 | 21 |
Net income | $823,000 | 1,920 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $513,000 | 1,166 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $785,880 | 1,892 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $15,993,000 | 1,925 |
Total interest expense | $5,150,000 | 2,178 |
Net interest income | $10,843,000 | 1,785 |
Provision for loan and lease losses | $900,000 | 1,473 |
Total noninterest income | $1,173,000 | 3,121 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $1,011,000 | 1,596 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $162,000 | 5,444 |
Total noninterest expense | $6,256,000 | 2,374 |
Salaries and employee benefits | $3,523,000 | 2,266 |
Premises and equipment expense | $488,000 | 4,012 |
Additional noninterest expense | $2,245,000 | 2,056 |
Pre-tax net operating income | $4,860,000 | 1,672 |
Securities gains (losses) | $80,000 | 1,959 |
Applicable income taxes | $1,925,000 | 1,328 |
Income before extraordinary items | $3,015,000 | 1,995 |
Extraordinary gains, net | $0 | 70 |
Net income | $3,015,000 | 1,994 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $158,000 | 3,419 |
Cash dividends | $2,354,000 | 1,151 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $2,963,800 | 1,955 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $16,467,000 | 2,083 |
Total interest expense | $7,699,000 | 2,090 |
Net interest income | $8,768,000 | 2,032 |
Provision for loan and lease losses | $955,000 | 1,296 |
Total noninterest income | $1,029,000 | 3,271 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $884,000 | 1,713 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $145,000 | 5,608 |
Total noninterest expense | $5,326,000 | 2,661 |
Salaries and employee benefits | $3,069,000 | 2,459 |
Premises and equipment expense | $383,000 | 4,736 |
Additional noninterest expense | $1,874,000 | 2,382 |
Pre-tax net operating income | $3,516,000 | 1,972 |
Securities gains (losses) | $450,000 | 650 |
Applicable income taxes | $1,428,000 | 1,563 |
Income before extraordinary items | $2,538,000 | 2,055 |
Extraordinary gains, net | $0 | 105 |
Net income | $2,538,000 | 2,057 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $310,000 | 2,193 |
Cash dividends | $1,699,000 | 1,511 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $2,250,000 | 2,223 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $14,137,000 | 2,450 |
Total interest expense | $7,154,000 | 2,366 |
Net interest income | $6,983,000 | 2,552 |
Provision for loan and lease losses | $322,000 | 2,701 |
Total noninterest income | $955,000 | 3,236 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $774,000 | 1,795 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $181,000 | 5,011 |
Total noninterest expense | $4,397,000 | 3,062 |
Salaries and employee benefits | $2,500,000 | 2,829 |
Premises and equipment expense | $566,000 | 3,432 |
Additional noninterest expense | $1,331,000 | 3,111 |
Pre-tax net operating income | $3,219,000 | 2,239 |
Securities gains (losses) | $-47,000 | 9,174 |
Applicable income taxes | $1,122,000 | 1,930 |
Income before extraordinary items | $2,050,000 | 2,509 |
Extraordinary gains, net | $0 | 38 |
Net income | $2,050,000 | 2,508 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $192,000 | 2,447 |
Cash dividends | $1,000,000 | 2,257 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $2,080,550 | 2,470 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $12,256,000 | 2,656 |
Total interest expense | $5,569,000 | 2,650 |
Net interest income | $6,687,000 | 2,620 |
Provision for loan and lease losses | $543,000 | 1,653 |
Total noninterest income | $782,000 | 3,678 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $662,000 | 2,005 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $120,000 | 6,180 |
Total noninterest expense | $3,940,000 | 3,353 |
Salaries and employee benefits | $2,217,000 | 3,124 |
Premises and equipment expense | $472,000 | 3,974 |
Additional noninterest expense | $1,251,000 | 3,306 |
Pre-tax net operating income | $2,986,000 | 2,423 |
Securities gains (losses) | $5,000 | 2,145 |
Applicable income taxes | $1,200,000 | 1,925 |
Income before extraordinary items | $1,791,000 | 2,823 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,791,000 | 2,824 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $196,000 | 2,424 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,787,800 | 2,791 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $10,752,000 | 3,010 |
Total interest expense | $4,933,000 | 3,035 |
Net interest income | $5,819,000 | 2,965 |
Provision for loan and lease losses | $288,000 | 2,721 |
Total noninterest income | $1,025,000 | 3,013 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $465,000 | 2,724 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $560,000 | 2,773 |
Total noninterest expense | $3,523,000 | 3,589 |
Salaries and employee benefits | $1,793,000 | 3,680 |
Premises and equipment expense | $428,000 | 4,196 |
Additional noninterest expense | $1,302,000 | 3,131 |
Pre-tax net operating income | $3,033,000 | 2,344 |
Securities gains (losses) | $17,000 | 2,560 |
Applicable income taxes | $1,141,000 | 2,078 |
Income before extraordinary items | $1,909,000 | 2,662 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,909,000 | 2,662 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 5,328 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,898,120 | 2,601 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $8,372,000 | 3,810 |
Total interest expense | $3,917,000 | 3,754 |
Net interest income | $4,455,000 | 3,842 |
Provision for loan and lease losses | $220,000 | 3,234 |
Total noninterest income | $172,000 | 8,260 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $372,000 | 3,430 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $-200,000 | 10,941 |
Total noninterest expense | $2,542,000 | 4,727 |
Salaries and employee benefits | $1,184,000 | 5,161 |
Premises and equipment expense | $337,000 | 5,047 |
Additional noninterest expense | $1,021,000 | 3,831 |
Pre-tax net operating income | $1,865,000 | 3,748 |
Securities gains (losses) | $5,000 | 2,787 |
Applicable income taxes | $666,000 | 3,389 |
Income before extraordinary items | $1,204,000 | 4,041 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,204,000 | 4,040 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $66,000 | 4,640 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,200,800 | 3,994 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $6,552,000 | 4,834 |
Total interest expense | $3,239,000 | 4,469 |
Net interest income | $3,313,000 | 5,062 |
Provision for loan and lease losses | $175,000 | 3,759 |
Total noninterest income | $390,000 | 6,024 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $282,000 | 4,426 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $108,000 | 6,916 |
Total noninterest expense | $1,819,000 | 6,341 |
Salaries and employee benefits | $959,000 | 6,182 |
Premises and equipment expense | $279,000 | 5,861 |
Additional noninterest expense | $581,000 | 6,474 |
Pre-tax net operating income | $1,709,000 | 3,898 |
Securities gains (losses) | $16,000 | 2,154 |
Applicable income taxes | $600,000 | 3,586 |
Income before extraordinary items | $1,125,000 | 4,085 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,125,000 | 4,086 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 7,336 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,114,600 | 4,066 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,903,000 | 6,073 |
Total interest expense | $2,797,000 | 5,062 |
Net interest income | $2,106,000 | 7,068 |
Provision for loan and lease losses | $67,000 | 5,503 |
Total noninterest income | $296,000 | 7,126 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $164,000 | 6,368 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $132,000 | 6,351 |
Total noninterest expense | $1,426,000 | 7,503 |
Salaries and employee benefits | $722,000 | 7,574 |
Premises and equipment expense | $204,000 | 7,109 |
Additional noninterest expense | $500,000 | 7,248 |
Pre-tax net operating income | $909,000 | 6,376 |
Securities gains (losses) | $9,000 | 2,462 |
Applicable income taxes | $331,000 | 5,647 |
Income before extraordinary items | $587,000 | 6,682 |
Extraordinary gains, net | $0 | 65 |
Net income | $587,000 | 6,680 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,925 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $581,240 | 6,709 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,274,000 | 7,656 |
Total interest expense | $1,313,000 | 7,507 |
Net interest income | $1,961,000 | 7,661 |
Provision for loan and lease losses | $110,000 | 4,343 |
Total noninterest income | $149,000 | 9,723 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $91,000 | 8,334 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $58,000 | 9,194 |
Total noninterest expense | $1,030,000 | 9,245 |
Salaries and employee benefits | $502,000 | 9,376 |
Premises and equipment expense | $131,000 | 9,070 |
Additional noninterest expense | $397,000 | 8,855 |
Pre-tax net operating income | $970,000 | 6,083 |
Securities gains (losses) | $-43,000 | 10,916 |
Applicable income taxes | $318,000 | 5,654 |
Income before extraordinary items | $609,000 | 6,469 |
Extraordinary gains, net | $94,000 | 119 |
Net income | $703,000 | 5,902 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $637,380 | 6,365 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,983,000 | 10,216 |
Total interest expense | $761,000 | 10,250 |
Net interest income | $1,222,000 | 10,000 |
Provision for loan and lease losses | $116,000 | 5,411 |
Total noninterest income | $79,000 | 11,824 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $59,000 | 9,720 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $20,000 | 12,038 |
Total noninterest expense | $773,000 | 10,805 |
Salaries and employee benefits | $370,000 | 10,938 |
Premises and equipment expense | $91,000 | 10,750 |
Additional noninterest expense | $312,000 | 10,293 |
Pre-tax net operating income | $412,000 | 9,322 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $178,000 | 8,047 |
Income before extraordinary items | $234,000 | 10,229 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $234,000 | 10,358 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $2,520,000 | 307 |
Net operating income | $234,000 | 9,985 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,228,000 | 12,537 |
Total interest expense | $506,000 | 12,737 |
Net interest income | $722,000 | 12,228 |
Provision for loan and lease losses | $85,000 | 7,723 |
Total noninterest income | $48,000 | 13,159 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $34,000 | 10,924 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 13,064 |
Total noninterest expense | $491,000 | 12,688 |
Salaries and employee benefits | $203,000 | 13,128 |
Premises and equipment expense | $125,000 | 9,856 |
Additional noninterest expense | $163,000 | 12,748 |
Pre-tax net operating income | $194,000 | 11,125 |
Securities gains (losses) | $1,000 | 7,986 |
Applicable income taxes | $16,000 | 12,206 |
Income before extraordinary items | $179,000 | 10,881 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $179,000 | 10,978 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $178,080 | 10,562 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.