Home > First Security Bank of Conway > Income and Expense

First Security Bank of Conway, Income and Expense

2008-09-30 (YTD Data)Rank
Total interest income$17,621,0001,681
Total interest expense$7,342,0001,726
Net interest income$10,279,0001,641
Provision for loan and lease losses$743,0002,189
Total noninterest income$1,973,0001,787
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$918,0001,473
Trading account gains and fees$0148
Additional Noninterest Income$1,055,0001,735
Total noninterest expense$7,338,0001,955
Salaries and employee benefits$4,116,0001,874
Premises and equipment expense$1,381,0001,509
Additional noninterest expense$1,841,0002,314
Pre-tax net operating income$4,171,0001,211
Securities gains (losses)$147,000756
Applicable income taxes$1,290,000943
Income before extraordinary items$3,028,0001,233
Extraordinary gains, net$031
Net income$3,028,0001,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0002,371
Cash dividends$2,117,000961
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,925,1001,339
2008-06-30 (YTD Data)Rank
Total interest income$11,864,0001,699
Total interest expense$5,137,0001,713
Net interest income$6,727,0001,670
Provision for loan and lease losses$395,0002,178
Total noninterest income$1,297,0001,824
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$592,0001,505
Trading account gains and fees$0149
Additional Noninterest Income$705,0001,780
Total noninterest expense$4,850,0001,976
Salaries and employee benefits$2,732,0001,906
Premises and equipment expense$926,0001,502
Additional noninterest expense$1,192,0002,362
Pre-tax net operating income$2,779,0001,268
Securities gains (losses)$145,000754
Applicable income taxes$892,0001,026
Income before extraordinary items$2,032,0001,366
Extraordinary gains, net$021
Net income$2,032,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,122
Cash dividends$1,420,0001,045
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,931,9501,406
2008-03-31 (YTD Data)Rank
Total interest income$6,063,0001,700
Total interest expense$2,743,0001,710
Net interest income$3,320,0001,675
Provision for loan and lease losses$180,0001,928
Total noninterest income$639,0001,861
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$293,0001,491
Trading account gains and fees$0158
Additional Noninterest Income$346,0001,800
Total noninterest expense$2,424,0001,979
Salaries and employee benefits$1,356,0001,937
Premises and equipment expense$470,0001,483
Additional noninterest expense$598,0002,316
Pre-tax net operating income$1,355,0001,387
Securities gains (losses)$119,000635
Applicable income taxes$474,0001,053
Income before extraordinary items$1,000,0001,497
Extraordinary gains, net$015
Net income$1,000,0001,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,627
Cash dividends$616,0001,152
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$919,0801,558
2007-12-31 (YTD Data)Rank
Total interest income$25,123,0001,711
Total interest expense$11,927,0001,679
Net interest income$13,196,0001,711
Provision for loan and lease losses$820,0001,646
Total noninterest income$2,456,0001,918
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,249,0001,438
Trading account gains and fees$0178
Additional Noninterest Income$1,207,0001,969
Total noninterest expense$9,157,0002,012
Salaries and employee benefits$5,191,0001,941
Premises and equipment expense$1,708,0001,554
Additional noninterest expense$2,258,0002,387
Pre-tax net operating income$5,675,0001,469
Securities gains (losses)$24,0001,047
Applicable income taxes$1,934,0001,163
Income before extraordinary items$3,765,0001,684
Extraordinary gains, net$039
Net income$3,765,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$995,0001,030
Cash dividends$1,603,0001,898
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,749,1601,673
2007-09-30 (YTD Data)Rank
Total interest income$18,691,0001,728
Total interest expense$8,929,0001,682
Net interest income$9,762,0001,742
Provision for loan and lease losses$430,0001,770
Total noninterest income$1,837,0001,916
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$921,0001,433
Trading account gains and fees$0184
Additional Noninterest Income$916,0001,948
Total noninterest expense$6,788,0002,012
Salaries and employee benefits$3,883,0001,940
Premises and equipment expense$553,0003,285
Additional noninterest expense$2,352,0001,721
Pre-tax net operating income$4,381,0001,542
Securities gains (losses)$14,000909
Applicable income taxes$1,548,0001,196
Income before extraordinary items$2,847,0001,771
Extraordinary gains, net$033
Net income$2,847,0001,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$731,000818
Cash dividends$931,0002,111
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,837,9001,764
2007-06-30 (YTD Data)Rank
Total interest income$12,376,0001,749
Total interest expense$5,861,0001,712
Net interest income$6,515,0001,761
Provision for loan and lease losses$230,0001,959
Total noninterest income$1,171,0001,998
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$600,0001,471
Trading account gains and fees$0168
Additional Noninterest Income$571,0002,059
Total noninterest expense$4,501,0002,049
Salaries and employee benefits$2,588,0001,967
Premises and equipment expense$377,0003,235
Additional noninterest expense$1,536,0001,766
Pre-tax net operating income$2,955,0001,567
Securities gains (losses)$9,000893
Applicable income taxes$1,053,0001,228
Income before extraordinary items$1,911,0001,813
Extraordinary gains, net$029
Net income$1,911,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,000808
Cash dividends$257,0003,322
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,905,2401,802
2007-03-31 (YTD Data)Rank
Total interest income$6,132,0001,760
Total interest expense$2,908,0001,709
Net interest income$3,224,0001,783
Provision for loan and lease losses$90,0002,153
Total noninterest income$570,0002,029
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$290,0001,483
Trading account gains and fees$0195
Additional Noninterest Income$280,0002,055
Total noninterest expense$2,221,0002,077
Salaries and employee benefits$1,255,0002,051
Premises and equipment expense$196,0003,164
Additional noninterest expense$770,0001,742
Pre-tax net operating income$1,483,0001,562
Securities gains (losses)$2,000969
Applicable income taxes$531,0001,229
Income before extraordinary items$954,0001,786
Extraordinary gains, net$022
Net income$954,0001,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,207
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$952,7201,778
2006-12-31 (YTD Data)Rank
Total interest income$22,061,0001,832
Total interest expense$9,737,0001,727
Net interest income$12,324,0001,875
Provision for loan and lease losses$260,0003,029
Total noninterest income$2,486,0001,888
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,255,0001,428
Trading account gains and fees$0130
Additional Noninterest Income$1,231,0001,930
Total noninterest expense$8,322,0002,127
Salaries and employee benefits$4,770,0002,051
Premises and equipment expense$727,0003,241
Additional noninterest expense$2,825,0001,858
Pre-tax net operating income$6,228,0001,551
Securities gains (losses)$13,0001,022
Applicable income taxes$2,398,0001,145
Income before extraordinary items$3,843,0001,854
Extraordinary gains, net$051
Net income$3,843,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,0001,284
Cash dividends$1,184,0002,297
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,834,6801,841
2006-09-30 (YTD Data)Rank
Total interest income$16,040,0001,869
Total interest expense$6,950,0001,759
Net interest income$9,090,0001,932
Provision for loan and lease losses$180,0003,038
Total noninterest income$1,869,0001,898
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$948,0001,421
Trading account gains and fees$0126
Additional Noninterest Income$921,0001,945
Total noninterest expense$6,198,0002,145
Salaries and employee benefits$3,555,0002,061
Premises and equipment expense$538,0003,273
Additional noninterest expense$2,105,0001,847
Pre-tax net operating income$4,581,0001,621
Securities gains (losses)$12,000854
Applicable income taxes$1,786,0001,198
Income before extraordinary items$2,807,0001,946
Extraordinary gains, net$045
Net income$2,807,0001,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0001,588
Cash dividends$1,184,0001,728
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,799,3201,931
2006-06-30 (YTD Data)Rank
Total interest income$10,218,0001,910
Total interest expense$4,243,0001,810
Net interest income$5,975,0001,957
Provision for loan and lease losses$180,0002,262
Total noninterest income$1,219,0001,926
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$631,0001,407
Trading account gains and fees$0126
Additional Noninterest Income$588,0001,993
Total noninterest expense$4,013,0002,201
Salaries and employee benefits$2,308,0002,125
Premises and equipment expense$342,0003,390
Additional noninterest expense$1,363,0001,918
Pre-tax net operating income$3,001,0001,646
Securities gains (losses)$6,000812
Applicable income taxes$1,186,0001,213
Income before extraordinary items$1,821,0001,994
Extraordinary gains, net$039
Net income$1,821,0001,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0001,416
Cash dividends$1,184,0001,264
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,817,1601,980
2006-03-31 (YTD Data)Rank
Total interest income$4,878,0001,952
Total interest expense$1,967,0001,853
Net interest income$2,911,0001,993
Provision for loan and lease losses$90,0002,132
Total noninterest income$597,0001,944
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$313,0001,378
Trading account gains and fees$0115
Additional Noninterest Income$284,0002,021
Total noninterest expense$1,978,0002,242
Salaries and employee benefits$1,142,0002,160
Premises and equipment expense$154,0003,708
Additional noninterest expense$682,0001,917
Pre-tax net operating income$1,440,0001,677
Securities gains (losses)$7,000642
Applicable income taxes$580,0001,233
Income before extraordinary items$867,0002,039
Extraordinary gains, net$021
Net income$867,0002,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0001,591
Cash dividends$469,0001,451
Sale, conversion, retirement of capital stock, net$0648
Net operating income$862,5202,032
2005-12-31 (YTD Data)Rank
Total interest income$17,176,0001,953
Total interest expense$5,780,0001,947
Net interest income$11,396,0001,951
Provision for loan and lease losses$276,0002,998
Total noninterest income$2,279,0002,011
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,301,0001,356
Trading account gains and fees$0138
Additional Noninterest Income$978,0002,249
Total noninterest expense$7,947,0002,099
Salaries and employee benefits$4,796,0001,929
Premises and equipment expense$689,0003,281
Additional noninterest expense$2,462,0002,044
Pre-tax net operating income$5,452,0001,711
Securities gains (losses)$15,0001,350
Applicable income taxes$2,042,0001,339
Income before extraordinary items$3,425,0002,000
Extraordinary gains, net$046
Net income$3,425,0002,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,500
Cash dividends$2,628,0001,160
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,415,4001,982
2005-09-30 (YTD Data)Rank
Total interest income$12,534,0001,951
Total interest expense$3,987,0001,997
Net interest income$8,547,0001,924
Provision for loan and lease losses$216,0002,832
Total noninterest income$1,656,0002,048
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$958,0001,363
Trading account gains and fees$0126
Additional Noninterest Income$698,0002,321
Total noninterest expense$5,765,0002,145
Salaries and employee benefits$3,490,0001,957
Premises and equipment expense$496,0003,377
Additional noninterest expense$1,779,0002,094
Pre-tax net operating income$4,222,0001,684
Securities gains (losses)$15,0001,338
Applicable income taxes$1,542,0001,355
Income before extraordinary items$2,695,0001,943
Extraordinary gains, net$035
Net income$2,695,0001,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,017
Cash dividends$1,929,0001,097
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,685,4001,913
2005-06-30 (YTD Data)Rank
Total interest income$8,139,0001,945
Total interest expense$2,510,0001,983
Net interest income$5,629,0001,918
Provision for loan and lease losses$100,0003,338
Total noninterest income$1,066,0002,078
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$621,0001,364
Trading account gains and fees$0116
Additional Noninterest Income$445,0002,366
Total noninterest expense$3,818,0002,144
Salaries and employee benefits$2,292,0001,974
Premises and equipment expense$339,0003,279
Additional noninterest expense$1,187,0002,074
Pre-tax net operating income$2,777,0001,666
Securities gains (losses)$19,0001,124
Applicable income taxes$992,0001,383
Income before extraordinary items$1,804,0001,895
Extraordinary gains, net$030
Net income$1,804,0001,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,057
Cash dividends$1,210,0001,108
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,791,6501,870
2005-03-31 (YTD Data)Rank
Total interest income$3,951,0001,970
Total interest expense$1,183,0001,990
Net interest income$2,768,0001,944
Provision for loan and lease losses$40,0003,596
Total noninterest income$501,0002,130
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$299,0001,376
Trading account gains and fees$0115
Additional Noninterest Income$202,0002,467
Total noninterest expense$1,947,0002,120
Salaries and employee benefits$1,149,0001,985
Premises and equipment expense$180,0003,146
Additional noninterest expense$618,0001,984
Pre-tax net operating income$1,282,0001,773
Securities gains (losses)$24,000734
Applicable income taxes$489,0001,381
Income before extraordinary items$817,0002,046
Extraordinary gains, net$024
Net income$817,0002,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,138
Cash dividends$608,0001,020
Sale, conversion, retirement of capital stock, net$0491
Net operating income$801,6402,040
2004-12-31 (YTD Data)Rank
Total interest income$15,167,0001,883
Total interest expense$4,119,0001,980
Net interest income$11,048,0001,827
Provision for loan and lease losses$120,0004,623
Total noninterest income$2,036,0002,172
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,214,0001,442
Trading account gains and fees$0138
Additional Noninterest Income$822,0002,455
Total noninterest expense$7,204,0002,207
Salaries and employee benefits$4,230,0002,068
Premises and equipment expense$577,0003,647
Additional noninterest expense$2,397,0002,038
Pre-tax net operating income$5,760,0001,487
Securities gains (losses)$31,0002,094
Applicable income taxes$1,741,0001,431
Income before extraordinary items$4,050,0001,596
Extraordinary gains, net$034
Net income$4,050,0001,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,478
Cash dividends$2,785,0001,033
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,028,3001,560
2004-09-30 (YTD Data)Rank
Total interest income$11,253,0001,884
Total interest expense$3,011,0001,991
Net interest income$8,242,0001,821
Provision for loan and lease losses$90,0004,429
Total noninterest income$1,445,0002,263
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$888,0001,502
Trading account gains and fees$0134
Additional Noninterest Income$557,0002,629
Total noninterest expense$5,220,0002,278
Salaries and employee benefits$3,115,0002,099
Premises and equipment expense$410,0003,801
Additional noninterest expense$1,695,0002,130
Pre-tax net operating income$4,377,0001,478
Securities gains (losses)$-5,0008,357
Applicable income taxes$1,280,0001,463
Income before extraordinary items$3,092,0001,571
Extraordinary gains, net$026
Net income$3,092,0001,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0001,477
Cash dividends$2,055,000949
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,095,5501,518
2004-06-30 (YTD Data)Rank
Total interest income$7,446,0001,875
Total interest expense$1,979,0001,987
Net interest income$5,467,0001,824
Provision for loan and lease losses$60,0004,267
Total noninterest income$961,0002,256
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$593,0001,482
Trading account gains and fees$0130
Additional Noninterest Income$368,0002,650
Total noninterest expense$3,445,0002,303
Salaries and employee benefits$2,037,0002,140
Premises and equipment expense$273,0003,808
Additional noninterest expense$1,135,0002,128
Pre-tax net operating income$2,923,0001,455
Securities gains (losses)$2,0003,048
Applicable income taxes$855,0001,453
Income before extraordinary items$2,070,0001,550
Extraordinary gains, net$021
Net income$2,070,0001,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0001,549
Cash dividends$1,289,0001,021
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,068,5801,496
2004-03-31 (YTD Data)Rank
Total interest income$3,679,0001,912
Total interest expense$986,0002,012
Net interest income$2,693,0001,851
Provision for loan and lease losses$30,0004,060
Total noninterest income$435,0002,399
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$302,0001,414
Trading account gains and fees$0121
Additional Noninterest Income$133,0003,151
Total noninterest expense$1,671,0002,384
Salaries and employee benefits$995,0002,206
Premises and equipment expense$127,0004,055
Additional noninterest expense$549,0002,165
Pre-tax net operating income$1,427,0001,451
Securities gains (losses)$5,0002,336
Applicable income taxes$415,0001,507
Income before extraordinary items$1,017,0001,573
Extraordinary gains, net$016
Net income$1,017,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,416
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,013,4501,489
2003-12-31 (YTD Data)Rank
Total interest income$14,969,0001,891
Total interest expense$4,321,0002,061
Net interest income$10,648,0001,839
Provision for loan and lease losses$835,0001,405
Total noninterest income$2,336,0002,064
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,131,0001,522
Trading account gains and fees$0160
Additional Noninterest Income$1,205,0002,116
Total noninterest expense$7,026,0002,248
Salaries and employee benefits$3,931,0002,159
Premises and equipment expense$562,0003,700
Additional noninterest expense$2,533,0001,900
Pre-tax net operating income$5,123,0001,583
Securities gains (losses)$107,0001,824
Applicable income taxes$1,974,0001,300
Income before extraordinary items$3,256,0001,902
Extraordinary gains, net$054
Net income$3,256,0001,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0003,114
Cash dividends$1,672,0001,607
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,187,5201,850
2003-09-30 (YTD Data)Rank
Total interest income$12,133,0001,786
Total interest expense$3,284,0002,117
Net interest income$8,849,0001,661
Provision for loan and lease losses$405,0001,997
Total noninterest income$989,0003,164
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$852,0001,523
Trading account gains and fees$0153
Additional Noninterest Income$137,0005,519
Total noninterest expense$5,252,0002,255
Salaries and employee benefits$2,987,0002,142
Premises and equipment expense$411,0003,776
Additional noninterest expense$1,854,0001,926
Pre-tax net operating income$4,181,0001,520
Securities gains (losses)$84,0001,896
Applicable income taxes$1,578,0001,291
Income before extraordinary items$2,687,0001,798
Extraordinary gains, net$040
Net income$2,687,0001,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0003,610
Cash dividends$1,672,0001,170
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,633,2401,736
2003-06-30 (YTD Data)Rank
Total interest income$8,047,0001,809
Total interest expense$2,260,0002,122
Net interest income$5,787,0001,686
Provision for loan and lease losses$270,0001,999
Total noninterest income$633,0003,219
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$541,0001,569
Trading account gains and fees$0150
Additional Noninterest Income$92,0005,469
Total noninterest expense$3,467,0002,269
Salaries and employee benefits$1,996,0002,127
Premises and equipment expense$273,0003,763
Additional noninterest expense$1,198,0001,994
Pre-tax net operating income$2,683,0001,568
Securities gains (losses)$62,0001,873
Applicable income taxes$1,006,0001,370
Income before extraordinary items$1,739,0001,853
Extraordinary gains, net$030
Net income$1,739,0001,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,876
Cash dividends$1,198,0001,139
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,699,3201,776
2003-03-31 (YTD Data)Rank
Total interest income$3,943,0001,865
Total interest expense$1,171,0002,099
Net interest income$2,772,0001,751
Provision for loan and lease losses$135,0001,910
Total noninterest income$296,0003,271
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$253,0001,621
Trading account gains and fees$0134
Additional Noninterest Income$43,0005,547
Total noninterest expense$1,693,0002,300
Salaries and employee benefits$980,0002,159
Premises and equipment expense$135,0003,814
Additional noninterest expense$578,0002,039
Pre-tax net operating income$1,240,0001,694
Securities gains (losses)$58,0001,308
Applicable income taxes$475,0001,432
Income before extraordinary items$823,0001,921
Extraordinary gains, net$021
Net income$823,0001,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$513,0001,166
Sale, conversion, retirement of capital stock, net$0419
Net operating income$785,8801,892
2002-12-31 (YTD Data)Rank
Total interest income$15,993,0001,925
Total interest expense$5,150,0002,178
Net interest income$10,843,0001,785
Provision for loan and lease losses$900,0001,473
Total noninterest income$1,173,0003,121
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,011,0001,596
Trading account gains and fees$0153
Additional Noninterest Income$162,0005,444
Total noninterest expense$6,256,0002,374
Salaries and employee benefits$3,523,0002,266
Premises and equipment expense$488,0004,012
Additional noninterest expense$2,245,0002,056
Pre-tax net operating income$4,860,0001,672
Securities gains (losses)$80,0001,959
Applicable income taxes$1,925,0001,328
Income before extraordinary items$3,015,0001,995
Extraordinary gains, net$070
Net income$3,015,0001,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,419
Cash dividends$2,354,0001,151
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,963,8001,955
2001-12-31 (YTD Data)Rank
Total interest income$16,467,0002,083
Total interest expense$7,699,0002,090
Net interest income$8,768,0002,032
Provision for loan and lease losses$955,0001,296
Total noninterest income$1,029,0003,271
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$884,0001,713
Trading account gains and fees$0177
Additional Noninterest Income$145,0005,608
Total noninterest expense$5,326,0002,661
Salaries and employee benefits$3,069,0002,459
Premises and equipment expense$383,0004,736
Additional noninterest expense$1,874,0002,382
Pre-tax net operating income$3,516,0001,972
Securities gains (losses)$450,000650
Applicable income taxes$1,428,0001,563
Income before extraordinary items$2,538,0002,055
Extraordinary gains, net$0105
Net income$2,538,0002,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,0002,193
Cash dividends$1,699,0001,511
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,250,0002,223
2000-12-31 (YTD Data)Rank
Total interest income$14,137,0002,450
Total interest expense$7,154,0002,366
Net interest income$6,983,0002,552
Provision for loan and lease losses$322,0002,701
Total noninterest income$955,0003,236
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$774,0001,795
Trading account gains and fees$0180
Additional Noninterest Income$181,0005,011
Total noninterest expense$4,397,0003,062
Salaries and employee benefits$2,500,0002,829
Premises and equipment expense$566,0003,432
Additional noninterest expense$1,331,0003,111
Pre-tax net operating income$3,219,0002,239
Securities gains (losses)$-47,0009,174
Applicable income taxes$1,122,0001,930
Income before extraordinary items$2,050,0002,509
Extraordinary gains, net$038
Net income$2,050,0002,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,447
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,080,5502,470
1999-12-31 (YTD Data)Rank
Total interest income$12,256,0002,656
Total interest expense$5,569,0002,650
Net interest income$6,687,0002,620
Provision for loan and lease losses$543,0001,653
Total noninterest income$782,0003,678
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$662,0002,005
Trading account gains and fees$0173
Additional Noninterest Income$120,0006,180
Total noninterest expense$3,940,0003,353
Salaries and employee benefits$2,217,0003,124
Premises and equipment expense$472,0003,974
Additional noninterest expense$1,251,0003,306
Pre-tax net operating income$2,986,0002,423
Securities gains (losses)$5,0002,145
Applicable income taxes$1,200,0001,925
Income before extraordinary items$1,791,0002,823
Extraordinary gains, net$035
Net income$1,791,0002,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,424
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,787,8002,791
1998-12-31 (YTD Data)Rank
Total interest income$10,752,0003,010
Total interest expense$4,933,0003,035
Net interest income$5,819,0002,965
Provision for loan and lease losses$288,0002,721
Total noninterest income$1,025,0003,013
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$465,0002,724
Trading account gains and fees$0224
Additional Noninterest Income$560,0002,773
Total noninterest expense$3,523,0003,589
Salaries and employee benefits$1,793,0003,680
Premises and equipment expense$428,0004,196
Additional noninterest expense$1,302,0003,131
Pre-tax net operating income$3,033,0002,344
Securities gains (losses)$17,0002,560
Applicable income taxes$1,141,0002,078
Income before extraordinary items$1,909,0002,662
Extraordinary gains, net$032
Net income$1,909,0002,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,328
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,898,1202,601
1997-12-31 (YTD Data)Rank
Total interest income$8,372,0003,810
Total interest expense$3,917,0003,754
Net interest income$4,455,0003,842
Provision for loan and lease losses$220,0003,234
Total noninterest income$172,0008,260
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$372,0003,430
Trading account gains and feesNANA
Additional Noninterest Income$-200,00010,941
Total noninterest expense$2,542,0004,727
Salaries and employee benefits$1,184,0005,161
Premises and equipment expense$337,0005,047
Additional noninterest expense$1,021,0003,831
Pre-tax net operating income$1,865,0003,748
Securities gains (losses)$5,0002,787
Applicable income taxes$666,0003,389
Income before extraordinary items$1,204,0004,041
Extraordinary gains, net$044
Net income$1,204,0004,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,640
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,200,8003,994
1996-12-31 (YTD Data)Rank
Total interest income$6,552,0004,834
Total interest expense$3,239,0004,469
Net interest income$3,313,0005,062
Provision for loan and lease losses$175,0003,759
Total noninterest income$390,0006,024
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$282,0004,426
Trading account gains and feesNANA
Additional Noninterest Income$108,0006,916
Total noninterest expense$1,819,0006,341
Salaries and employee benefits$959,0006,182
Premises and equipment expense$279,0005,861
Additional noninterest expense$581,0006,474
Pre-tax net operating income$1,709,0003,898
Securities gains (losses)$16,0002,154
Applicable income taxes$600,0003,586
Income before extraordinary items$1,125,0004,085
Extraordinary gains, net$053
Net income$1,125,0004,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,336
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,114,6004,066
1995-12-31 (YTD Data)Rank
Total interest income$4,903,0006,073
Total interest expense$2,797,0005,062
Net interest income$2,106,0007,068
Provision for loan and lease losses$67,0005,503
Total noninterest income$296,0007,126
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0006,368
Trading account gains and feesNANA
Additional Noninterest Income$132,0006,351
Total noninterest expense$1,426,0007,503
Salaries and employee benefits$722,0007,574
Premises and equipment expense$204,0007,109
Additional noninterest expense$500,0007,248
Pre-tax net operating income$909,0006,376
Securities gains (losses)$9,0002,462
Applicable income taxes$331,0005,647
Income before extraordinary items$587,0006,682
Extraordinary gains, net$065
Net income$587,0006,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,925
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$581,2406,709
1994-12-31 (YTD Data)Rank
Total interest income$3,274,0007,656
Total interest expense$1,313,0007,507
Net interest income$1,961,0007,661
Provision for loan and lease losses$110,0004,343
Total noninterest income$149,0009,723
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$91,0008,334
Trading account gains and feesNANA
Additional Noninterest Income$58,0009,194
Total noninterest expense$1,030,0009,245
Salaries and employee benefits$502,0009,376
Premises and equipment expense$131,0009,070
Additional noninterest expense$397,0008,855
Pre-tax net operating income$970,0006,083
Securities gains (losses)$-43,00010,916
Applicable income taxes$318,0005,654
Income before extraordinary items$609,0006,469
Extraordinary gains, net$94,000119
Net income$703,0005,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$637,3806,365
1993-12-31 (YTD Data)Rank
Total interest income$1,983,00010,216
Total interest expense$761,00010,250
Net interest income$1,222,00010,000
Provision for loan and lease losses$116,0005,411
Total noninterest income$79,00011,824
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$59,0009,720
Trading account gains and feesNANA
Additional Noninterest Income$20,00012,038
Total noninterest expense$773,00010,805
Salaries and employee benefits$370,00010,938
Premises and equipment expense$91,00010,750
Additional noninterest expense$312,00010,293
Pre-tax net operating income$412,0009,322
Securities gains (losses)$07,477
Applicable income taxes$178,0008,047
Income before extraordinary items$234,00010,229
Extraordinary gains, net$03,149
Net income$234,00010,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$2,520,000307
Net operating income$234,0009,985
1992-12-31 (YTD Data)Rank
Total interest income$1,228,00012,537
Total interest expense$506,00012,737
Net interest income$722,00012,228
Provision for loan and lease losses$85,0007,723
Total noninterest income$48,00013,159
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,00010,924
Trading account gains and feesNANA
Additional Noninterest Income$14,00013,064
Total noninterest expense$491,00012,688
Salaries and employee benefits$203,00013,128
Premises and equipment expense$125,0009,856
Additional noninterest expense$163,00012,748
Pre-tax net operating income$194,00011,125
Securities gains (losses)$1,0007,986
Applicable income taxes$16,00012,206
Income before extraordinary items$179,00010,881
Extraordinary gains, net$01,422
Net income$179,00010,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$178,08010,562

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.