First Security Bank of Cary-Grove, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$4,950,0005,981
Total interest expense$2,422,0005,639
Net interest income$2,528,0006,148
Provision for loan and lease losses$09,041
Total noninterest income$428,0005,721
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$197,0005,613
Trading account gains and feesNANA
Additional Noninterest Income$231,0004,763
Total noninterest expense$2,230,0005,479
Salaries and employee benefits$588,0008,216
Premises and equipment expense$237,0006,434
Additional noninterest expense$1,405,0003,298
Pre-tax net operating income$726,0006,814
Securities gains (losses)$-16,00010,516
Applicable income taxes$313,0005,701
Income before extraordinary items$397,0007,645
Extraordinary gains, net$053
Net income$397,0007,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,926
Cash dividends$349,0004,224
Sale, conversion, retirement of capital stock, net$0953
Net operating income$407,2407,502
1995-12-31 (YTD Data)Rank
Total interest income$4,320,0006,659
Total interest expense$1,967,0006,546
Net interest income$2,353,0006,571
Provision for loan and lease losses$08,958
Total noninterest income$367,0006,297
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$187,0005,928
Trading account gains and feesNANA
Additional Noninterest Income$180,0005,433
Total noninterest expense$2,549,0004,916
Salaries and employee benefits$681,0007,848
Premises and equipment expense$265,0006,131
Additional noninterest expense$1,603,0002,918
Pre-tax net operating income$171,00010,645
Securities gains (losses)$40,0001,447
Applicable income taxes$109,0009,000
Income before extraordinary items$102,00010,914
Extraordinary gains, net$065
Net income$102,00010,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,876
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$76,40011,106
1994-12-31 (YTD Data)Rank
Total interest income$3,426,0007,446
Total interest expense$1,282,0007,610
Net interest income$2,144,0007,213
Provision for loan and lease losses$25,0007,401
Total noninterest income$401,0006,145
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$197,0005,926
Trading account gains and feesNANA
Additional Noninterest Income$204,0005,199
Total noninterest expense$2,440,0005,264
Salaries and employee benefits$544,0009,010
Premises and equipment expense$252,0006,490
Additional noninterest expense$1,644,0003,059
Pre-tax net operating income$80,00011,753
Securities gains (losses)$03,600
Applicable income taxes$36,00010,781
Income before extraordinary items$44,00011,848
Extraordinary gains, net$0249
Net income$44,00011,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,702
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$44,00011,885
1993-12-31 (YTD Data)Rank
Total interest income$1,821,00010,551
Total interest expense$667,00010,781
Net interest income$1,154,00010,214
Provision for loan and lease losses$80,0006,310
Total noninterest income$157,00010,081
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$89,0008,728
Trading account gains and feesNANA
Additional Noninterest Income$68,0009,182
Total noninterest expense$1,236,0008,751
Salaries and employee benefits$253,00012,159
Premises and equipment expense$136,0009,286
Additional noninterest expense$847,0005,642
Pre-tax net operating income$-5,00012,457
Securities gains (losses)$07,477
Applicable income taxes$2,00012,040
Income before extraordinary items$-7,00012,548
Extraordinary gains, net$03,149
Net income$-7,00012,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0006,165
Cash dividends$1,250,0001,464
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-7,00012,419
1992-12-31 (YTD Data)Rank
Total interest income$4,695,0006,678
Total interest expense$2,086,0006,903
Net interest income$2,609,0006,388
Provision for loan and lease losses$303,0004,086
Total noninterest income$500,0005,645
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$371,0003,726
Trading account gains and feesNANA
Additional Noninterest Income$129,0007,194
Total noninterest expense$1,745,0007,135
Salaries and employee benefits$645,0008,412
Premises and equipment expense$238,0007,007
Additional noninterest expense$862,0005,722
Pre-tax net operating income$1,061,0005,390
Securities gains (losses)$215,0001,915
Applicable income taxes$284,0006,159
Income before extraordinary items$992,0004,542
Extraordinary gains, net$01,422
Net income$992,0004,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0006,549
Cash dividends$987,0001,598
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$824,3004,941

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.