Home > First Security Bank of California, N.A. > Income and Expense

First Security Bank of California, N.A., Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$86,355,000450
Total interest expense$27,848,000596
Net interest income$58,507,000376
Provision for loan and lease losses$-48,00010,051
Total noninterest income$5,952,000825
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,056,000454
Trading account gains and fees$0173
Additional Noninterest Income$2,896,000916
Total noninterest expense$35,145,000486
Salaries and employee benefits$16,621,000462
Premises and equipment expense$5,827,000396
Additional noninterest expense$12,697,000506
Pre-tax net operating income$29,362,000369
Securities gains (losses)$72,000860
Applicable income taxes$12,176,000327
Income before extraordinary items$17,258,000403
Extraordinary gains, net$035
Net income$17,258,000403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0009,781
Cash dividends$22,500,000238
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$17,211,920395
1998-12-31 (YTD Data)Rank
Total interest income$65,863,000556
Total interest expense$19,269,000832
Net interest income$46,594,000425
Provision for loan and lease losses$1,195,000839
Total noninterest income$7,533,000712
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$3,024,000437
Trading account gains and fees$0224
Additional Noninterest Income$4,509,000702
Total noninterest expense$38,468,000437
Salaries and employee benefits$18,990,000396
Premises and equipment expense$6,105,000375
Additional noninterest expense$13,373,000481
Pre-tax net operating income$14,464,000583
Securities gains (losses)$237,000837
Applicable income taxes$6,802,000449
Income before extraordinary items$7,899,000720
Extraordinary gains, net$032
Net income$7,899,000720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,690
Cash dividends$633,0003,028
Sale, conversion, retirement of capital stock, net$6,180,000186
Net operating income$7,747,320711
1997-12-31 (YTD Data)Rank
Total interest income$11,696,0002,801
Total interest expense$2,092,0006,097
Net interest income$9,604,0001,815
Provision for loan and lease losses$741,0001,272
Total noninterest income$1,465,0002,243
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$444,0002,934
Trading account gains and fees$0239
Additional Noninterest Income$1,021,0001,710
Total noninterest expense$8,296,0001,587
Salaries and employee benefits$3,872,0001,695
Premises and equipment expense$1,456,0001,345
Additional noninterest expense$2,968,0001,454
Pre-tax net operating income$2,032,0003,480
Securities gains (losses)$-5,0009,661
Applicable income taxes$872,0002,736
Income before extraordinary items$1,155,0004,186
Extraordinary gains, net$044
Net income$1,155,0004,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0001,938
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,158,2004,116
1996-12-31 (YTD Data)Rank
Total interest income$3,252,0007,663
Total interest expense$491,00010,621
Net interest income$2,761,0005,784
Provision for loan and lease losses$225,0003,146
Total noninterest income$306,0006,866
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$167,0006,171
Trading account gains and fees$0262
Additional Noninterest Income$139,0006,188
Total noninterest expense$2,387,0005,200
Salaries and employee benefits$1,142,0005,431
Premises and equipment expense$441,0004,189
Additional noninterest expense$804,0005,177
Pre-tax net operating income$455,0008,190
Securities gains (losses)$04,148
Applicable income taxes$201,0007,127
Income before extraordinary items$254,0008,800
Extraordinary gains, net$053
Net income$254,0008,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,092
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$254,0008,741
1995-12-31 (YTD Data)Rank
Total interest income$8,418,0003,842
Total interest expense$1,386,0008,013
Net interest income$7,032,0002,549
Provision for loan and lease losses$256,0002,512
Total noninterest income$705,0004,064
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$535,0002,510
Trading account gains and fees$0522
Additional Noninterest Income$170,0005,607
Total noninterest expense$7,147,0001,936
Salaries and employee benefits$2,965,0002,230
Premises and equipment expense$1,274,0001,591
Additional noninterest expense$2,908,0001,743
Pre-tax net operating income$334,0009,505
Securities gains (losses)$21,0001,877
Applicable income taxes$-75,00011,681
Income before extraordinary items$430,0007,804
Extraordinary gains, net$065
Net income$430,0007,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,0001,458
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$409,0007,943
1994-12-31 (YTD Data)Rank
Total interest income$7,314,0004,065
Total interest expense$1,369,0007,314
Net interest income$5,945,0003,022
Provision for loan and lease losses$416,0001,781
Total noninterest income$975,0003,167
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$887,0001,522
Trading account gains and fees$0475
Additional Noninterest Income$88,0007,913
Total noninterest expense$6,512,0002,168
Salaries and employee benefits$2,679,0002,492
Premises and equipment expense$1,460,0001,435
Additional noninterest expense$2,373,0002,229
Pre-tax net operating income$-8,00012,116
Securities gains (losses)$03,600
Applicable income taxes$-62,00012,241
Income before extraordinary items$54,00011,776
Extraordinary gains, net$0249
Net income$54,00011,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,0001,523
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$1,185,000395
Net operating income$54,00011,819
1993-12-31 (YTD Data)Rank
Total interest income$7,238,0004,188
Total interest expense$1,761,0006,444
Net interest income$5,477,0003,280
Provision for loan and lease losses$1,058,0001,248
Total noninterest income$885,0003,680
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$802,0001,711
Trading account gains and fees$0532
Additional Noninterest Income$83,0008,496
Total noninterest expense$6,612,0002,198
Salaries and employee benefits$2,795,0002,385
Premises and equipment expense$1,443,0001,474
Additional noninterest expense$2,374,0002,353
Pre-tax net operating income$-1,308,00013,022
Securities gains (losses)$131,0002,144
Applicable income taxes$-141,00012,995
Income before extraordinary items$-1,036,00013,005
Extraordinary gains, net$03,149
Net income$-1,036,00013,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$934,0001,199
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-1,151,28012,978
1992-12-31 (YTD Data)Rank
Total interest income$7,595,0004,492
Total interest expense$2,319,0006,361
Net interest income$5,276,0003,458
Provision for loan and lease losses$396,0003,500
Total noninterest income$619,0004,855
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$504,0002,756
Trading account gains and fees$0504
Additional Noninterest Income$115,0007,597
Total noninterest expense$5,376,0002,682
Salaries and employee benefits$2,638,0002,444
Premises and equipment expense$1,230,0001,722
Additional noninterest expense$1,508,0003,580
Pre-tax net operating income$123,00011,777
Securities gains (losses)$08,369
Applicable income taxes$14,00012,262
Income before extraordinary items$109,00011,822
Extraordinary gains, net$01,422
Net income$109,00011,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0002,953
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$109,00011,516

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.