Home > First Security Bank - Lake Benton > Income and Expense
First Security Bank - Lake Benton, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 7,136 |
| Total interest expense | $28,000 | 7,401 |
| Net interest income | $281,000 | 6,984 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $46,000 | 6,043 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,389 |
| Total noninterest expense | $220,000 | 7,117 |
| Salaries and employee benefits | $74,000 | 7,391 |
| Premises and equipment expense | $16,000 | 7,255 |
| Additional noninterest expense | $130,000 | 6,392 |
| Pre-tax net operating income | $107,000 | 5,061 |
| Securities gains (losses) | $13,000 | 1,224 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $120,000 | 4,768 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $120,000 | 4,766 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $120,000 | 4,768 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $107,000 | 4,861 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 7,247 |
| Total interest expense | $148,000 | 7,437 |
| Net interest income | $1,057,000 | 7,112 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $74,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $63,000 | 6,035 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,772 |
| Total noninterest expense | $766,000 | 7,325 |
| Salaries and employee benefits | $335,000 | 7,421 |
| Premises and equipment expense | $54,000 | 7,421 |
| Additional noninterest expense | $377,000 | 6,861 |
| Pre-tax net operating income | $305,000 | 4,883 |
| Securities gains (losses) | $45,000 | 2,728 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $350,000 | 4,782 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $350,000 | 4,783 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $350,000 | 4,783 |
| Net charge-offs | $38,000 | 6,081 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $305,000 | 4,775 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $922,000 | 7,345 |
| Total interest expense | $117,000 | 7,544 |
| Net interest income | $805,000 | 7,198 |
| Provision for loan and lease losses | $60,000 | 6,111 |
| Total noninterest income | $47,000 | 7,110 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $47,000 | 6,127 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $0 | 7,139 |
| Total noninterest expense | $539,000 | 7,447 |
| Salaries and employee benefits | $216,000 | 7,576 |
| Premises and equipment expense | $39,000 | 7,533 |
| Additional noninterest expense | $284,000 | 6,924 |
| Pre-tax net operating income | $253,000 | 5,053 |
| Securities gains (losses) | $-27,000 | 7,286 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $226,000 | 5,190 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $226,000 | 5,192 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $226,000 | 5,193 |
| Net charge-offs | $34,000 | 5,758 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $253,000 | 4,898 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $621,000 | 7,402 |
| Total interest expense | $80,000 | 7,613 |
| Net interest income | $541,000 | 7,245 |
| Provision for loan and lease losses | $45,000 | 5,941 |
| Total noninterest income | $30,000 | 7,199 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $31,000 | 6,151 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,000 | 7,289 |
| Total noninterest expense | $365,000 | 7,498 |
| Salaries and employee benefits | $144,000 | 7,649 |
| Premises and equipment expense | $24,000 | 7,613 |
| Additional noninterest expense | $197,000 | 6,927 |
| Pre-tax net operating income | $161,000 | 5,153 |
| Securities gains (losses) | $-49,000 | 7,433 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $112,000 | 5,470 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $112,000 | 5,472 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $112,000 | 5,472 |
| Net charge-offs | $38,000 | 5,106 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $161,000 | 5,003 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 7,467 |
| Total interest expense | $42,000 | 7,702 |
| Net interest income | $279,000 | 7,288 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $9,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $14,000 | 6,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-5,000 | 7,536 |
| Total noninterest expense | $178,000 | 7,624 |
| Salaries and employee benefits | $70,000 | 7,752 |
| Premises and equipment expense | $14,000 | 7,650 |
| Additional noninterest expense | $94,000 | 7,069 |
| Pre-tax net operating income | $90,000 | 5,167 |
| Securities gains (losses) | $20,000 | 1,521 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $110,000 | 4,848 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $110,000 | 4,848 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $110,000 | 4,847 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $90,000 | 4,995 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 7,443 |
| Total interest expense | $286,000 | 7,622 |
| Net interest income | $1,176,000 | 7,261 |
| Provision for loan and lease losses | $202,000 | 5,771 |
| Total noninterest income | $144,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $73,000 | 6,126 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $71,000 | 6,036 |
| Total noninterest expense | $701,000 | 7,720 |
| Salaries and employee benefits | $293,000 | 7,813 |
| Premises and equipment expense | $45,000 | 7,820 |
| Additional noninterest expense | $363,000 | 7,218 |
| Pre-tax net operating income | $417,000 | 4,192 |
| Securities gains (losses) | $-171,000 | 7,393 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $246,000 | 4,650 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $246,000 | 4,650 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $246,000 | 4,650 |
| Net charge-offs | $139,000 | 5,408 |
| Cash dividends | $41,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $417,000 | 4,047 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 7,512 |
| Total interest expense | $225,000 | 7,695 |
| Net interest income | $891,000 | 7,308 |
| Provision for loan and lease losses | $192,000 | 5,211 |
| Total noninterest income | $86,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $54,000 | 6,185 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $32,000 | 6,662 |
| Total noninterest expense | $509,000 | 7,794 |
| Salaries and employee benefits | $210,000 | 7,905 |
| Premises and equipment expense | $32,000 | 7,909 |
| Additional noninterest expense | $267,000 | 7,264 |
| Pre-tax net operating income | $276,000 | 4,622 |
| Securities gains (losses) | $-109,000 | 7,488 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $167,000 | 5,009 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $167,000 | 5,008 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $167,000 | 5,008 |
| Net charge-offs | $137,000 | 4,727 |
| Cash dividends | $41,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $276,000 | 4,448 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $749,000 | 7,581 |
| Total interest expense | $151,000 | 7,789 |
| Net interest income | $598,000 | 7,339 |
| Provision for loan and lease losses | $172,000 | 4,569 |
| Total noninterest income | $58,000 | 7,022 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $33,000 | 6,301 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $25,000 | 6,587 |
| Total noninterest expense | $345,000 | 7,859 |
| Salaries and employee benefits | $142,000 | 7,985 |
| Premises and equipment expense | $20,000 | 8,006 |
| Additional noninterest expense | $183,000 | 7,292 |
| Pre-tax net operating income | $139,000 | 5,000 |
| Securities gains (losses) | $81,000 | 1,621 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $220,000 | 4,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $220,000 | 4,417 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $220,000 | 4,417 |
| Net charge-offs | $136,000 | 3,890 |
| Cash dividends | $41,000 | 3,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $139,000 | 4,850 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $375,000 | 7,638 |
| Total interest expense | $77,000 | 7,854 |
| Net interest income | $298,000 | 7,381 |
| Provision for loan and lease losses | $147,000 | 3,370 |
| Total noninterest income | $35,000 | 6,851 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $19,000 | 6,215 |
| Total noninterest expense | $165,000 | 7,920 |
| Salaries and employee benefits | $78,000 | 7,985 |
| Premises and equipment expense | $10,000 | 8,040 |
| Additional noninterest expense | $77,000 | 7,429 |
| Pre-tax net operating income | $21,000 | 6,010 |
| Securities gains (losses) | $26,000 | 1,571 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $47,000 | 5,734 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $47,000 | 5,737 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $47,000 | 5,737 |
| Net charge-offs | $175,000 | 2,261 |
| Cash dividends | $30,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $21,000 | 5,983 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 7,706 |
| Total interest expense | $455,000 | 7,746 |
| Net interest income | $1,021,000 | 7,556 |
| Provision for loan and lease losses | $183,000 | 5,320 |
| Total noninterest income | $100,000 | 7,301 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 6,319 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $29,000 | 7,202 |
| Total noninterest expense | $568,000 | 8,054 |
| Salaries and employee benefits | $297,000 | 8,076 |
| Premises and equipment expense | $26,000 | 8,194 |
| Additional noninterest expense | $245,000 | 7,696 |
| Pre-tax net operating income | $370,000 | 5,225 |
| Securities gains (losses) | $-35,000 | 7,129 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $335,000 | 4,971 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $335,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 4,278 |
| Cash dividends | $126,000 | 4,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $370,000 | 5,019 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 7,803 |
| Total interest expense | $358,000 | 7,824 |
| Net interest income | $727,000 | 7,693 |
| Provision for loan and lease losses | $126,000 | 4,857 |
| Total noninterest income | $68,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $53,000 | 6,369 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $417,000 | 8,123 |
| Salaries and employee benefits | $198,000 | 8,195 |
| Premises and equipment expense | $17,000 | 8,288 |
| Additional noninterest expense | $202,000 | 7,619 |
| Pre-tax net operating income | $252,000 | 5,832 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $252,000 | 5,436 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $252,000 | 5,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 3,116 |
| Cash dividends | $69,000 | 4,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $252,000 | 5,613 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $708,000 | 7,881 |
| Total interest expense | $251,000 | 7,879 |
| Net interest income | $457,000 | 7,798 |
| Provision for loan and lease losses | $123,000 | 3,938 |
| Total noninterest income | $42,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $36,000 | 6,359 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,000 | 7,890 |
| Total noninterest expense | $272,000 | 8,201 |
| Salaries and employee benefits | $133,000 | 8,264 |
| Premises and equipment expense | $10,000 | 8,367 |
| Additional noninterest expense | $129,000 | 7,706 |
| Pre-tax net operating income | $104,000 | 6,371 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $104,000 | 6,314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 6,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,838 |
| Cash dividends | $69,000 | 4,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $104,000 | 6,248 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $357,000 | 7,947 |
| Total interest expense | $142,000 | 7,853 |
| Net interest income | $215,000 | 7,908 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $21,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $136,000 | 8,242 |
| Salaries and employee benefits | $66,000 | 8,308 |
| Premises and equipment expense | $7,000 | 8,354 |
| Additional noninterest expense | $63,000 | 7,750 |
| Pre-tax net operating income | $100,000 | 6,003 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $100,000 | 5,845 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $100,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $30,000 | 3,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $100,000 | 5,753 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 7,929 |
| Total interest expense | $620,000 | 7,785 |
| Net interest income | $821,000 | 7,961 |
| Provision for loan and lease losses | $250,000 | 3,497 |
| Total noninterest income | $135,000 | 7,252 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $68,000 | 6,473 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $67,000 | 6,757 |
| Total noninterest expense | $577,000 | 8,245 |
| Salaries and employee benefits | $278,000 | 8,317 |
| Premises and equipment expense | $29,000 | 8,405 |
| Additional noninterest expense | $270,000 | 7,686 |
| Pre-tax net operating income | $129,000 | 7,066 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $129,000 | 7,034 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $129,000 | 7,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,692 |
| Cash dividends | $37,000 | 5,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $129,000 | 7,012 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 8,003 |
| Total interest expense | $460,000 | 7,831 |
| Net interest income | $610,000 | 8,026 |
| Provision for loan and lease losses | $219,000 | 2,870 |
| Total noninterest income | $110,000 | 7,206 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $57,000 | 6,621 |
| Total noninterest expense | $450,000 | 8,204 |
| Salaries and employee benefits | $227,000 | 8,261 |
| Premises and equipment expense | $22,000 | 8,408 |
| Additional noninterest expense | $201,000 | 7,667 |
| Pre-tax net operating income | $51,000 | 7,490 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $51,000 | 7,485 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $51,000 | 7,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,833 |
| Cash dividends | $21,000 | 5,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $51,000 | 7,471 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $695,000 | 8,079 |
| Total interest expense | $293,000 | 7,917 |
| Net interest income | $402,000 | 8,102 |
| Provision for loan and lease losses | $207,000 | 2,116 |
| Total noninterest income | $65,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $32,000 | 6,601 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $33,000 | 6,866 |
| Total noninterest expense | $291,000 | 8,276 |
| Salaries and employee benefits | $149,000 | 8,327 |
| Premises and equipment expense | $16,000 | 8,429 |
| Additional noninterest expense | $126,000 | 7,781 |
| Pre-tax net operating income | $-31,000 | 7,856 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-31,000 | 7,873 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-31,000 | 7,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 1,301 |
| Cash dividends | $21,000 | 4,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-31,000 | 7,863 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 8,214 |
| Total interest expense | $131,000 | 8,045 |
| Net interest income | $188,000 | 8,212 |
| Provision for loan and lease losses | $186,000 | 1,238 |
| Total noninterest income | $19,000 | 7,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $152,000 | 8,292 |
| Salaries and employee benefits | $85,000 | 8,288 |
| Premises and equipment expense | $9,000 | 8,425 |
| Additional noninterest expense | $58,000 | 7,916 |
| Pre-tax net operating income | $-131,000 | 8,199 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-131,000 | 8,236 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-131,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 717 |
| Cash dividends | $21,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-131,000 | 8,224 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 8,136 |
| Total interest expense | $419,000 | 8,057 |
| Net interest income | $781,000 | 8,117 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $164,000 | 7,200 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $63,000 | 6,681 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $101,000 | 6,313 |
| Total noninterest expense | $562,000 | 8,364 |
| Salaries and employee benefits | $311,000 | 8,348 |
| Premises and equipment expense | $29,000 | 8,530 |
| Additional noninterest expense | $222,000 | 7,999 |
| Pre-tax net operating income | $293,000 | 7,132 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $293,000 | 6,943 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $293,000 | 6,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,967 |
| Cash dividends | $118,000 | 5,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $293,000 | 6,938 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $850,000 | 8,243 |
| Total interest expense | $286,000 | 8,174 |
| Net interest income | $564,000 | 8,219 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $126,000 | 7,223 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $49,000 | 6,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 6,285 |
| Total noninterest expense | $429,000 | 8,376 |
| Salaries and employee benefits | $228,000 | 8,393 |
| Premises and equipment expense | $21,000 | 8,591 |
| Additional noninterest expense | $180,000 | 7,934 |
| Pre-tax net operating income | $236,000 | 7,272 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $236,000 | 7,030 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $236,000 | 7,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $83,000 | 4,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $236,000 | 7,030 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $530,000 | 8,351 |
| Total interest expense | $172,000 | 8,261 |
| Net interest income | $358,000 | 8,320 |
| Provision for loan and lease losses | $13,000 | 5,851 |
| Total noninterest income | $87,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $33,000 | 6,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,262 |
| Total noninterest expense | $285,000 | 8,421 |
| Salaries and employee benefits | $152,000 | 8,444 |
| Premises and equipment expense | $15,000 | 8,615 |
| Additional noninterest expense | $118,000 | 7,973 |
| Pre-tax net operating income | $147,000 | 7,397 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $147,000 | 7,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $147,000 | 7,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $62,000 | 4,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $147,000 | 7,192 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $257,000 | 8,386 |
| Total interest expense | $78,000 | 8,330 |
| Net interest income | $179,000 | 8,347 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $46,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $135,000 | 8,478 |
| Salaries and employee benefits | $73,000 | 8,497 |
| Premises and equipment expense | $8,000 | 8,606 |
| Additional noninterest expense | $54,000 | 8,079 |
| Pre-tax net operating income | $90,000 | 7,166 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $90,000 | 6,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $27,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $90,000 | 6,884 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 8,400 |
| Total interest expense | $212,000 | 8,426 |
| Net interest income | $706,000 | 8,334 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $149,000 | 7,502 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $56,000 | 6,984 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $93,000 | 6,517 |
| Total noninterest expense | $533,000 | 8,516 |
| Salaries and employee benefits | $298,000 | 8,491 |
| Premises and equipment expense | $30,000 | 8,672 |
| Additional noninterest expense | $205,000 | 8,202 |
| Pre-tax net operating income | $322,000 | 7,317 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $322,000 | 7,085 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $322,000 | 7,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,024 |
| Cash dividends | $240,000 | 4,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $322,000 | 7,064 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $665,000 | 8,457 |
| Total interest expense | $146,000 | 8,471 |
| Net interest income | $519,000 | 8,387 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $108,000 | 7,578 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 7,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 6,563 |
| Total noninterest expense | $377,000 | 8,551 |
| Salaries and employee benefits | $205,000 | 8,546 |
| Premises and equipment expense | $22,000 | 8,680 |
| Additional noninterest expense | $150,000 | 8,215 |
| Pre-tax net operating income | $250,000 | 7,422 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $250,000 | 7,186 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $250,000 | 7,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,839 |
| Cash dividends | $210,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $250,000 | 7,145 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $423,000 | 8,500 |
| Total interest expense | $84,000 | 8,540 |
| Net interest income | $339,000 | 8,420 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $71,000 | 7,596 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $26,000 | 7,089 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $45,000 | 6,573 |
| Total noninterest expense | $240,000 | 8,591 |
| Salaries and employee benefits | $135,000 | 8,572 |
| Premises and equipment expense | $15,000 | 8,673 |
| Additional noninterest expense | $90,000 | 8,306 |
| Pre-tax net operating income | $170,000 | 7,405 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $170,000 | 7,169 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $170,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $175,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $170,000 | 7,138 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $199,000 | 8,607 |
| Total interest expense | $38,000 | 8,632 |
| Net interest income | $161,000 | 8,539 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $121,000 | 8,643 |
| Salaries and employee benefits | $68,000 | 8,634 |
| Premises and equipment expense | $7,000 | 8,751 |
| Additional noninterest expense | $46,000 | 8,360 |
| Pre-tax net operating income | $80,000 | 7,493 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $80,000 | 7,232 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $80,000 | 7,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $145,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $80,000 | 7,200 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $822,000 | 8,549 |
| Total interest expense | $132,000 | 8,656 |
| Net interest income | $690,000 | 8,454 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $137,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $52,000 | 7,265 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,680 |
| Total noninterest expense | $479,000 | 8,695 |
| Salaries and employee benefits | $263,000 | 8,697 |
| Premises and equipment expense | $28,000 | 8,820 |
| Additional noninterest expense | $188,000 | 8,374 |
| Pre-tax net operating income | $348,000 | 7,279 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $349,000 | 7,022 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $349,000 | 7,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,512 |
| Cash dividends | $244,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $347,000 | 6,979 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $607,000 | 8,607 |
| Total interest expense | $91,000 | 8,740 |
| Net interest income | $516,000 | 8,488 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $98,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $37,000 | 7,339 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 6,777 |
| Total noninterest expense | $358,000 | 8,725 |
| Salaries and employee benefits | $191,000 | 8,739 |
| Premises and equipment expense | $21,000 | 8,858 |
| Additional noninterest expense | $146,000 | 8,339 |
| Pre-tax net operating income | $256,000 | 7,436 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $257,000 | 7,162 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $257,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,467 |
| Cash dividends | $207,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $255,000 | 7,115 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $396,000 | 8,681 |
| Total interest expense | $56,000 | 8,831 |
| Net interest income | $340,000 | 8,558 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $60,000 | 7,965 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $21,000 | 7,495 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 6,845 |
| Total noninterest expense | $241,000 | 8,772 |
| Salaries and employee benefits | $128,000 | 8,794 |
| Premises and equipment expense | $14,000 | 8,907 |
| Additional noninterest expense | $99,000 | 8,367 |
| Pre-tax net operating income | $159,000 | 7,493 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $160,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 7,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $174,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $158,020 | 7,206 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $189,000 | 8,748 |
| Total interest expense | $26,000 | 8,898 |
| Net interest income | $163,000 | 8,635 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $118,000 | 8,829 |
| Salaries and employee benefits | $65,000 | 8,824 |
| Premises and equipment expense | $5,000 | 8,973 |
| Additional noninterest expense | $48,000 | 8,446 |
| Pre-tax net operating income | $75,000 | 7,537 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $74,000 | 7,347 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $74,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $148,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $74,000 | 7,259 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 8,772 |
| Total interest expense | $115,000 | 8,926 |
| Net interest income | $664,000 | 8,617 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $160,000 | 7,715 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $47,000 | 7,480 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $113,000 | 6,329 |
| Total noninterest expense | $488,000 | 8,852 |
| Salaries and employee benefits | $264,000 | 8,860 |
| Premises and equipment expense | $25,000 | 9,040 |
| Additional noninterest expense | $199,000 | 8,449 |
| Pre-tax net operating income | $336,000 | 7,291 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $343,000 | 7,073 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $343,000 | 7,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $473,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $336,000 | 6,959 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $587,000 | 8,844 |
| Total interest expense | $88,000 | 9,014 |
| Net interest income | $499,000 | 8,676 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $93,000 | 8,117 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $36,000 | 7,530 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 7,031 |
| Total noninterest expense | $364,000 | 8,887 |
| Salaries and employee benefits | $190,000 | 8,927 |
| Premises and equipment expense | $19,000 | 9,082 |
| Additional noninterest expense | $155,000 | 8,414 |
| Pre-tax net operating income | $228,000 | 7,575 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $235,000 | 7,367 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $235,000 | 7,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $220,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $228,000 | 7,249 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $395,000 | 8,888 |
| Total interest expense | $59,000 | 9,059 |
| Net interest income | $336,000 | 8,704 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $66,000 | 8,031 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $24,000 | 7,541 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $42,000 | 6,875 |
| Total noninterest expense | $248,000 | 8,897 |
| Salaries and employee benefits | $128,000 | 8,949 |
| Premises and equipment expense | $14,000 | 9,079 |
| Additional noninterest expense | $106,000 | 8,365 |
| Pre-tax net operating income | $154,000 | 7,569 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $161,000 | 7,338 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $161,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $199,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $154,000 | 7,229 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $199,000 | 8,943 |
| Total interest expense | $29,000 | 9,118 |
| Net interest income | $170,000 | 8,736 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $35,000 | 7,955 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $116,000 | 8,987 |
| Salaries and employee benefits | $62,000 | 9,004 |
| Premises and equipment expense | $6,000 | 9,130 |
| Additional noninterest expense | $48,000 | 8,544 |
| Pre-tax net operating income | $89,000 | 7,372 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $96,000 | 6,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $159,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $89,000 | 6,956 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $830,000 | 8,978 |
| Total interest expense | $168,000 | 9,105 |
| Net interest income | $662,000 | 8,800 |
| Provision for loan and lease losses | $52,000 | 6,658 |
| Total noninterest income | $130,000 | 8,062 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $41,000 | 7,669 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $504,000 | 8,983 |
| Salaries and employee benefits | $261,000 | 9,023 |
| Premises and equipment expense | $32,000 | 9,145 |
| Additional noninterest expense | $211,000 | 8,478 |
| Pre-tax net operating income | $236,000 | 7,800 |
| Securities gains (losses) | $28,000 | 2,890 |
| Applicable income taxes | $-1,000 | 8,792 |
| Income before extraordinary items | $265,000 | 7,492 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $265,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,967 |
| Cash dividends | $349,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $237,000 | 7,548 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 9,136 |
| Total interest expense | $337,000 | 9,241 |
| Net interest income | $689,000 | 8,874 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $122,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $36,000 | 7,870 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $86,000 | 6,743 |
| Total noninterest expense | $453,000 | 9,258 |
| Salaries and employee benefits | $239,000 | 9,290 |
| Premises and equipment expense | $26,000 | 9,439 |
| Additional noninterest expense | $188,000 | 8,754 |
| Pre-tax net operating income | $358,000 | 7,157 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $9,000 | 7,619 |
| Income before extraordinary items | $349,000 | 6,838 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $349,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 9,362 |
| Cash dividends | $375,000 | 4,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $349,000 | 6,723 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 9,333 |
| Total interest expense | $400,000 | 9,415 |
| Net interest income | $687,000 | 9,156 |
| Provision for loan and lease losses | $-50,000 | 9,760 |
| Total noninterest income | $148,000 | 7,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,081 |
| Total noninterest expense | $454,000 | 9,485 |
| Salaries and employee benefits | $243,000 | 9,485 |
| Premises and equipment expense | $24,000 | 9,731 |
| Additional noninterest expense | $187,000 | 8,904 |
| Pre-tax net operating income | $431,000 | 7,312 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $42,000 | 7,376 |
| Income before extraordinary items | $390,000 | 6,916 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $390,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $480,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $389,100 | 6,920 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 9,606 |
| Total interest expense | $318,000 | 9,779 |
| Net interest income | $690,000 | 9,304 |
| Provision for loan and lease losses | $-225,000 | 10,151 |
| Total noninterest income | $117,000 | 8,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,986 |
| Total noninterest expense | $432,000 | 9,790 |
| Salaries and employee benefits | $258,000 | 9,685 |
| Premises and equipment expense | $28,000 | 9,999 |
| Additional noninterest expense | $146,000 | 9,543 |
| Pre-tax net operating income | $600,000 | 6,710 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $71,000 | 7,326 |
| Income before extraordinary items | $531,000 | 6,248 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $531,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $582,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $529,240 | 6,240 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 9,741 |
| Total interest expense | $356,000 | 9,967 |
| Net interest income | $761,000 | 9,353 |
| Provision for loan and lease losses | $-107,000 | 10,328 |
| Total noninterest income | $140,000 | 8,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,565 |
| Total noninterest expense | $370,000 | 10,125 |
| Salaries and employee benefits | $226,000 | 9,984 |
| Premises and equipment expense | $25,000 | 10,253 |
| Additional noninterest expense | $119,000 | 9,969 |
| Pre-tax net operating income | $638,000 | 6,729 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $62,000 | 8,116 |
| Income before extraordinary items | $580,000 | 6,158 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $580,000 | 6,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,552 |
| Cash dividends | $284,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $576,400 | 6,065 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 10,212 |
| Total interest expense | $357,000 | 10,426 |
| Net interest income | $731,000 | 9,861 |
| Provision for loan and lease losses | $33,000 | 7,298 |
| Total noninterest income | $151,000 | 8,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,568 |
| Total noninterest expense | $467,000 | 10,248 |
| Salaries and employee benefits | $315,000 | 9,842 |
| Premises and equipment expense | $26,000 | 10,678 |
| Additional noninterest expense | $126,000 | 10,273 |
| Pre-tax net operating income | $382,000 | 8,534 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $235,000 | 6,427 |
| Income before extraordinary items | $144,000 | 9,640 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $144,000 | 9,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $275,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $145,920 | 9,579 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 10,609 |
| Total interest expense | $355,000 | 10,977 |
| Net interest income | $784,000 | 10,145 |
| Provision for loan and lease losses | $76,000 | 5,685 |
| Total noninterest income | $301,000 | 6,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,436 |
| Total noninterest expense | $569,000 | 10,314 |
| Salaries and employee benefits | $347,000 | 9,984 |
| Premises and equipment expense | $30,000 | 11,136 |
| Additional noninterest expense | $192,000 | 10,029 |
| Pre-tax net operating income | $440,000 | 8,278 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $166,000 | 7,640 |
| Income before extraordinary items | $275,000 | 8,633 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $275,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,310 |
| Cash dividends | $261,000 | 4,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $274,360 | 8,567 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 11,206 |
| Total interest expense | $363,000 | 11,437 |
| Net interest income | $681,000 | 10,897 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $348,000 | 6,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 4,001 |
| Total noninterest expense | $463,000 | 11,176 |
| Salaries and employee benefits | $242,000 | 11,218 |
| Premises and equipment expense | $24,000 | 11,743 |
| Additional noninterest expense | $197,000 | 10,449 |
| Pre-tax net operating income | $436,000 | 8,835 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $169,000 | 7,942 |
| Income before extraordinary items | $262,000 | 9,308 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $262,000 | 9,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,624 |
| Cash dividends | $204,000 | 5,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $265,200 | 9,245 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 11,407 |
| Total interest expense | $313,000 | 11,984 |
| Net interest income | $856,000 | 10,859 |
| Provision for loan and lease losses | $84,000 | 4,941 |
| Total noninterest income | $117,000 | 10,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,738 |
| Total noninterest expense | $533,000 | 11,442 |
| Salaries and employee benefits | $265,000 | 11,523 |
| Premises and equipment expense | $44,000 | 11,852 |
| Additional noninterest expense | $224,000 | 10,848 |
| Pre-tax net operating income | $356,000 | 9,685 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $137,000 | 8,576 |
| Income before extraordinary items | $219,000 | 10,043 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $219,000 | 10,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $173,000 | 5,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $219,000 | 10,106 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 12,087 |
| Total interest expense | $327,000 | 12,548 |
| Net interest income | $771,000 | 11,613 |
| Provision for loan and lease losses | $51,000 | 7,396 |
| Total noninterest income | $118,000 | 10,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $552,000 | 11,896 |
| Salaries and employee benefits | $292,000 | 11,743 |
| Premises and equipment expense | $40,000 | 12,537 |
| Additional noninterest expense | $220,000 | 11,470 |
| Pre-tax net operating income | $286,000 | 10,353 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $117,000 | 9,370 |
| Income before extraordinary items | $174,000 | 10,935 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $174,000 | 11,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $228,000 | 5,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $170,800 | 10,774 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 12,332 |
| Total interest expense | $460,000 | 12,924 |
| Net interest income | $871,000 | 11,629 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $571,000 | 12,247 |
| Salaries and employee benefits | $296,000 | 12,056 |
| Premises and equipment expense | $41,000 | 13,024 |
| Additional noninterest expense | $234,000 | 11,767 |
| Pre-tax net operating income | $377,000 | 9,447 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $148,000 | 8,666 |
| Income before extraordinary items | $228,000 | 10,203 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $228,000 | 10,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 13,107 |
| Cash dividends | $55,000 | 7,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $228,640 | 9,846 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.