Home > First Security Bank - Evansville > Income and Expense
First Security Bank - Evansville, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 7,309 |
| Total interest expense | $215,000 | 7,286 |
| Net interest income | $886,000 | 7,254 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $16,000 | 7,208 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 6,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-34,000 | 7,092 |
| Total noninterest expense | $840,000 | 7,235 |
| Salaries and employee benefits | $253,000 | 7,522 |
| Premises and equipment expense | $92,000 | 7,127 |
| Additional noninterest expense | $495,000 | 6,532 |
| Pre-tax net operating income | $2,000 | 5,763 |
| Securities gains (losses) | $27,000 | 2,964 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $29,000 | 5,876 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $29,000 | 5,876 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $29,000 | 5,876 |
| Net charge-offs | $380,000 | 3,992 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,000 | 5,828 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $846,000 | 7,407 |
| Total interest expense | $172,000 | 7,378 |
| Net interest income | $674,000 | 7,349 |
| Provision for loan and lease losses | $60,000 | 6,111 |
| Total noninterest income | $101,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $38,000 | 6,304 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $63,000 | 5,757 |
| Total noninterest expense | $583,000 | 7,385 |
| Salaries and employee benefits | $172,000 | 7,651 |
| Premises and equipment expense | $66,000 | 7,243 |
| Additional noninterest expense | $345,000 | 6,685 |
| Pre-tax net operating income | $132,000 | 5,499 |
| Securities gains (losses) | $-42,000 | 7,320 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $90,000 | 5,771 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $90,000 | 5,774 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $90,000 | 5,773 |
| Net charge-offs | $372,000 | 3,451 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $132,000 | 5,430 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $578,000 | 7,452 |
| Total interest expense | $121,000 | 7,428 |
| Net interest income | $457,000 | 7,396 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $76,000 | 6,421 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $25,000 | 6,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 5,562 |
| Total noninterest expense | $394,000 | 7,439 |
| Salaries and employee benefits | $113,000 | 7,718 |
| Premises and equipment expense | $43,000 | 7,318 |
| Additional noninterest expense | $238,000 | 6,668 |
| Pre-tax net operating income | $89,000 | 5,563 |
| Securities gains (losses) | $-58,000 | 7,450 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $31,000 | 6,017 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $31,000 | 6,019 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $31,000 | 6,018 |
| Net charge-offs | $360,000 | 2,841 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $89,000 | 5,494 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $307,000 | 7,507 |
| Total interest expense | $66,000 | 7,488 |
| Net interest income | $241,000 | 7,439 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $19,000 | 7,139 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $176,000 | 7,632 |
| Salaries and employee benefits | $56,000 | 7,818 |
| Premises and equipment expense | $24,000 | 7,316 |
| Additional noninterest expense | $96,000 | 7,048 |
| Pre-tax net operating income | $64,000 | 5,484 |
| Securities gains (losses) | $-30,000 | 7,587 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $34,000 | 5,931 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,000 | 5,933 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $34,000 | 5,931 |
| Net charge-offs | $24,000 | 4,303 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $64,000 | 5,374 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 7,408 |
| Total interest expense | $421,000 | 7,306 |
| Net interest income | $1,096,000 | 7,345 |
| Provision for loan and lease losses | $889,000 | 3,694 |
| Total noninterest income | $103,000 | 6,961 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $56,000 | 6,379 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $47,000 | 6,428 |
| Total noninterest expense | $2,155,000 | 6,056 |
| Salaries and employee benefits | $239,000 | 7,892 |
| Premises and equipment expense | $77,000 | 7,577 |
| Additional noninterest expense | $1,839,000 | 3,551 |
| Pre-tax net operating income | $-1,845,000 | 6,580 |
| Securities gains (losses) | $-71,000 | 7,237 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,916,000 | 6,719 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,916,000 | 6,717 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,916,000 | 6,717 |
| Net charge-offs | $683,000 | 3,380 |
| Cash dividends | $8,000 | 4,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,845,000 | 6,693 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 7,440 |
| Total interest expense | $328,000 | 7,379 |
| Net interest income | $867,000 | 7,335 |
| Provision for loan and lease losses | $625,000 | 3,465 |
| Total noninterest income | $68,000 | 7,197 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $41,000 | 6,447 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $27,000 | 6,790 |
| Total noninterest expense | $1,954,000 | 5,584 |
| Salaries and employee benefits | $174,000 | 7,973 |
| Premises and equipment expense | $58,000 | 7,647 |
| Additional noninterest expense | $1,722,000 | 2,931 |
| Pre-tax net operating income | $-1,644,000 | 6,926 |
| Securities gains (losses) | $-18,000 | 7,279 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,662,000 | 7,057 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,662,000 | 7,055 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,662,000 | 7,056 |
| Net charge-offs | $526,000 | 2,974 |
| Cash dividends | $8,000 | 4,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,644,000 | 7,041 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $824,000 | 7,465 |
| Total interest expense | $219,000 | 7,491 |
| Net interest income | $605,000 | 7,327 |
| Provision for loan and lease losses | $565,000 | 2,797 |
| Total noninterest income | $45,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $27,000 | 6,492 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $18,000 | 6,881 |
| Total noninterest expense | $351,000 | 7,846 |
| Salaries and employee benefits | $115,000 | 8,067 |
| Premises and equipment expense | $40,000 | 7,696 |
| Additional noninterest expense | $196,000 | 7,198 |
| Pre-tax net operating income | $-266,000 | 6,383 |
| Securities gains (losses) | $118,000 | 1,361 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-148,000 | 6,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-148,000 | 6,279 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-148,000 | 6,279 |
| Net charge-offs | $497,000 | 2,363 |
| Cash dividends | $8,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-266,000 | 6,480 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $422,000 | 7,493 |
| Total interest expense | $114,000 | 7,533 |
| Net interest income | $308,000 | 7,331 |
| Provision for loan and lease losses | $360,000 | 2,098 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $14,000 | 6,456 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $180,000 | 7,855 |
| Salaries and employee benefits | $63,000 | 8,089 |
| Premises and equipment expense | $22,000 | 7,659 |
| Additional noninterest expense | $95,000 | 7,159 |
| Pre-tax net operating income | $-206,000 | 6,901 |
| Securities gains (losses) | $59,000 | 1,231 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-147,000 | 6,924 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-147,000 | 6,925 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-147,000 | 6,925 |
| Net charge-offs | $344,000 | 1,662 |
| Cash dividends | $8,000 | 2,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-206,000 | 6,967 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 7,551 |
| Total interest expense | $567,000 | 7,559 |
| Net interest income | $1,116,000 | 7,462 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $107,000 | 7,226 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $75,000 | 6,255 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $32,000 | 7,145 |
| Total noninterest expense | $1,337,000 | 7,104 |
| Salaries and employee benefits | $340,000 | 8,004 |
| Premises and equipment expense | $62,000 | 7,953 |
| Additional noninterest expense | $935,000 | 5,031 |
| Pre-tax net operating income | $-214,000 | 6,567 |
| Securities gains (losses) | $-35,000 | 7,129 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-249,000 | 6,529 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-249,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 5,301 |
| Cash dividends | $98,000 | 5,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-214,000 | 6,643 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 7,678 |
| Total interest expense | $437,000 | 7,636 |
| Net interest income | $787,000 | 7,592 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $79,000 | 7,360 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $60,000 | 6,226 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 7,454 |
| Total noninterest expense | $1,148,000 | 6,832 |
| Salaries and employee benefits | $245,000 | 8,073 |
| Premises and equipment expense | $46,000 | 8,025 |
| Additional noninterest expense | $857,000 | 4,355 |
| Pre-tax net operating income | $-282,000 | 7,101 |
| Securities gains (losses) | $-35,000 | 7,453 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-317,000 | 7,039 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-317,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,307 |
| Cash dividends | $98,000 | 4,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-282,000 | 7,155 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 7,714 |
| Total interest expense | $310,000 | 7,674 |
| Net interest income | $525,000 | 7,638 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $55,000 | 7,386 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $42,000 | 6,170 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $987,000 | 6,301 |
| Salaries and employee benefits | $168,000 | 8,117 |
| Premises and equipment expense | $31,000 | 8,070 |
| Additional noninterest expense | $788,000 | 3,403 |
| Pre-tax net operating income | $-407,000 | 7,531 |
| Securities gains (losses) | $-35,000 | 8,208 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-442,000 | 7,650 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-442,000 | 7,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,746 |
| Cash dividends | $65,000 | 4,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-407,000 | 7,613 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 7,807 |
| Total interest expense | $167,000 | 7,712 |
| Net interest income | $245,000 | 7,769 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $24,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $168,000 | 8,094 |
| Salaries and employee benefits | $83,000 | 8,170 |
| Premises and equipment expense | $15,000 | 8,114 |
| Additional noninterest expense | $70,000 | 7,608 |
| Pre-tax net operating income | $101,000 | 5,992 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $101,000 | 5,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $101,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,415 |
| Cash dividends | $24,000 | 3,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $101,000 | 5,733 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 7,620 |
| Total interest expense | $809,000 | 7,483 |
| Net interest income | $1,097,000 | 7,618 |
| Provision for loan and lease losses | $35,000 | 5,986 |
| Total noninterest income | $105,000 | 7,503 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $85,000 | 6,238 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $812,000 | 7,918 |
| Salaries and employee benefits | $372,000 | 8,126 |
| Premises and equipment expense | $68,000 | 8,089 |
| Additional noninterest expense | $372,000 | 7,183 |
| Pre-tax net operating income | $355,000 | 6,414 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $355,000 | 6,224 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $355,000 | 6,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,179 |
| Cash dividends | $631,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $355,000 | 6,211 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 7,633 |
| Total interest expense | $630,000 | 7,464 |
| Net interest income | $840,000 | 7,641 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $75,000 | 7,609 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 6,296 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $13,000 | 7,921 |
| Total noninterest expense | $620,000 | 7,877 |
| Salaries and employee benefits | $282,000 | 8,098 |
| Premises and equipment expense | $53,000 | 8,044 |
| Additional noninterest expense | $285,000 | 7,123 |
| Pre-tax net operating income | $295,000 | 6,582 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $295,000 | 6,339 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $295,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $145,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $295,000 | 6,335 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,009,000 | 7,629 |
| Total interest expense | $444,000 | 7,397 |
| Net interest income | $565,000 | 7,689 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $49,000 | 7,679 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $40,000 | 6,367 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $9,000 | 7,947 |
| Total noninterest expense | $410,000 | 7,933 |
| Salaries and employee benefits | $188,000 | 8,159 |
| Premises and equipment expense | $35,000 | 8,101 |
| Additional noninterest expense | $187,000 | 7,191 |
| Pre-tax net operating income | $204,000 | 6,613 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $204,000 | 6,341 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $204,000 | 6,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $104,000 | 4,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $204,000 | 6,339 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 7,628 |
| Total interest expense | $227,000 | 7,397 |
| Net interest income | $290,000 | 7,688 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $208,000 | 7,961 |
| Salaries and employee benefits | $98,000 | 8,151 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $92,000 | 7,237 |
| Pre-tax net operating income | $102,000 | 6,636 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $102,000 | 6,370 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $102,000 | 6,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $63,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $102,000 | 6,350 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 7,313 |
| Total interest expense | $889,000 | 7,142 |
| Net interest income | $1,397,000 | 7,311 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $102,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $80,000 | 6,440 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,915 |
| Total noninterest expense | $769,000 | 8,049 |
| Salaries and employee benefits | $355,000 | 8,260 |
| Premises and equipment expense | $68,000 | 8,169 |
| Additional noninterest expense | $346,000 | 7,336 |
| Pre-tax net operating income | $685,000 | 5,954 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $685,000 | 5,557 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $685,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $911,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $685,000 | 5,544 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 7,350 |
| Total interest expense | $644,000 | 7,205 |
| Net interest income | $1,078,000 | 7,328 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $80,000 | 7,753 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $63,000 | 6,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $591,000 | 8,041 |
| Salaries and employee benefits | $254,000 | 8,304 |
| Premises and equipment expense | $49,000 | 8,232 |
| Additional noninterest expense | $288,000 | 7,155 |
| Pre-tax net operating income | $527,000 | 6,114 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $527,000 | 5,647 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $527,000 | 5,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $144,000 | 4,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $527,000 | 5,642 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 7,328 |
| Total interest expense | $418,000 | 7,205 |
| Net interest income | $742,000 | 7,324 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $52,000 | 7,818 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $395,000 | 8,070 |
| Salaries and employee benefits | $164,000 | 8,380 |
| Premises and equipment expense | $32,000 | 8,262 |
| Additional noninterest expense | $199,000 | 7,112 |
| Pre-tax net operating income | $359,000 | 6,105 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $359,000 | 5,628 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $359,000 | 5,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $74,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $359,000 | 5,626 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 7,285 |
| Total interest expense | $216,000 | 7,082 |
| Net interest income | $377,000 | 7,308 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $26,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $188,000 | 8,150 |
| Salaries and employee benefits | $79,000 | 8,428 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $92,000 | 7,245 |
| Pre-tax net operating income | $185,000 | 5,995 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $185,000 | 5,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 5,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $185,000 | 5,509 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 6,897 |
| Total interest expense | $900,000 | 6,530 |
| Net interest income | $1,732,000 | 6,985 |
| Provision for loan and lease losses | $-164,000 | 8,674 |
| Total noninterest income | $116,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $103,000 | 6,251 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,328 |
| Total noninterest expense | $878,000 | 7,949 |
| Salaries and employee benefits | $329,000 | 8,406 |
| Premises and equipment expense | $71,000 | 8,219 |
| Additional noninterest expense | $478,000 | 6,705 |
| Pre-tax net operating income | $1,134,000 | 5,029 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,134,000 | 4,490 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,134,000 | 4,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,446 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,134,000 | 4,445 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 6,973 |
| Total interest expense | $630,000 | 6,615 |
| Net interest income | $1,291,000 | 7,033 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $87,000 | 7,817 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 6,199 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $661,000 | 7,937 |
| Salaries and employee benefits | $248,000 | 8,402 |
| Premises and equipment expense | $47,000 | 8,313 |
| Additional noninterest expense | $366,000 | 6,612 |
| Pre-tax net operating income | $627,000 | 5,887 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $626,000 | 5,352 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $626,000 | 5,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $626,000 | 5,320 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 6,980 |
| Total interest expense | $391,000 | 6,652 |
| Net interest income | $862,000 | 7,029 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $56,000 | 7,853 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $54,000 | 6,184 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,000 | 8,611 |
| Total noninterest expense | $445,000 | 7,924 |
| Salaries and employee benefits | $165,000 | 8,413 |
| Premises and equipment expense | $32,000 | 8,308 |
| Additional noninterest expense | $248,000 | 6,559 |
| Pre-tax net operating income | $413,000 | 5,899 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $412,000 | 5,372 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $412,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $412,000 | 5,333 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 7,009 |
| Total interest expense | $184,000 | 6,741 |
| Net interest income | $440,000 | 7,040 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $29,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $219,000 | 8,023 |
| Salaries and employee benefits | $84,000 | 8,467 |
| Premises and equipment expense | $16,000 | 8,389 |
| Additional noninterest expense | $119,000 | 6,701 |
| Pre-tax net operating income | $220,000 | 5,749 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $219,000 | 5,184 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $219,000 | 5,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $219,000 | 5,156 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 7,000 |
| Total interest expense | $598,000 | 6,947 |
| Net interest income | $1,791,000 | 6,910 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $139,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $124,000 | 6,118 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $899,000 | 7,983 |
| Salaries and employee benefits | $337,000 | 8,506 |
| Premises and equipment expense | $69,000 | 8,366 |
| Additional noninterest expense | $493,000 | 6,582 |
| Pre-tax net operating income | $911,000 | 5,461 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $911,000 | 4,933 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $911,000 | 4,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,264 |
| Cash dividends | $735,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $911,000 | 4,866 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 7,091 |
| Total interest expense | $420,000 | 7,101 |
| Net interest income | $1,321,000 | 6,968 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $103,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $95,000 | 6,138 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,558 |
| Total noninterest expense | $651,000 | 8,041 |
| Salaries and employee benefits | $244,000 | 8,547 |
| Premises and equipment expense | $52,000 | 8,371 |
| Additional noninterest expense | $355,000 | 6,670 |
| Pre-tax net operating income | $683,000 | 5,573 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $683,000 | 5,016 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $683,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $610,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $683,000 | 4,930 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 7,165 |
| Total interest expense | $256,000 | 7,347 |
| Net interest income | $884,000 | 6,984 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $62,000 | 7,920 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $59,000 | 6,260 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $435,000 | 8,088 |
| Salaries and employee benefits | $159,000 | 8,624 |
| Premises and equipment expense | $35,000 | 8,395 |
| Additional noninterest expense | $241,000 | 6,648 |
| Pre-tax net operating income | $451,000 | 5,565 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $451,000 | 5,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $451,000 | 5,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,621 |
| Cash dividends | $480,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $451,000 | 4,911 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,259 |
| Total interest expense | $122,000 | 7,488 |
| Net interest income | $435,000 | 7,066 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $29,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $212,000 | 8,155 |
| Salaries and employee benefits | $77,000 | 8,688 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $118,000 | 6,717 |
| Pre-tax net operating income | $222,000 | 5,585 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $222,000 | 5,068 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $222,000 | 5,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $222,000 | 4,937 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 7,479 |
| Total interest expense | $491,000 | 7,771 |
| Net interest income | $1,568,000 | 7,255 |
| Provision for loan and lease losses | $130,000 | 4,806 |
| Total noninterest income | $147,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $103,000 | 6,512 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $44,000 | 7,707 |
| Total noninterest expense | $901,000 | 8,078 |
| Salaries and employee benefits | $332,000 | 8,654 |
| Premises and equipment expense | $73,000 | 8,445 |
| Additional noninterest expense | $496,000 | 6,578 |
| Pre-tax net operating income | $684,000 | 6,054 |
| Securities gains (losses) | $67,000 | 2,251 |
| Applicable income taxes | $227,000 | 4,728 |
| Income before extraordinary items | $524,000 | 6,239 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $524,000 | 6,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,241 |
| Cash dividends | $930,000 | 2,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $477,100 | 6,283 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 7,502 |
| Total interest expense | $396,000 | 7,787 |
| Net interest income | $1,208,000 | 7,250 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $116,000 | 7,823 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $79,000 | 6,528 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,602 |
| Total noninterest expense | $685,000 | 8,054 |
| Salaries and employee benefits | $249,000 | 8,656 |
| Premises and equipment expense | $56,000 | 8,458 |
| Additional noninterest expense | $380,000 | 6,480 |
| Pre-tax net operating income | $539,000 | 6,124 |
| Securities gains (losses) | $67,000 | 2,074 |
| Applicable income taxes | $227,000 | 4,452 |
| Income before extraordinary items | $379,000 | 6,471 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $379,000 | 6,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,430 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $336,120 | 6,564 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 7,482 |
| Total interest expense | $282,000 | 7,779 |
| Net interest income | $822,000 | 7,199 |
| Provision for loan and lease losses | $70,000 | 4,525 |
| Total noninterest income | $72,000 | 7,929 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $51,000 | 6,554 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $457,000 | 8,076 |
| Salaries and employee benefits | $165,000 | 8,693 |
| Premises and equipment expense | $38,000 | 8,441 |
| Additional noninterest expense | $254,000 | 6,484 |
| Pre-tax net operating income | $367,000 | 6,063 |
| Securities gains (losses) | $67,000 | 1,811 |
| Applicable income taxes | $227,000 | 3,717 |
| Income before extraordinary items | $207,000 | 6,904 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $207,000 | 6,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,149 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $164,120 | 7,129 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 7,437 |
| Total interest expense | $147,000 | 7,797 |
| Net interest income | $426,000 | 7,113 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $50,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $267,000 | 7,779 |
| Salaries and employee benefits | $94,000 | 8,569 |
| Premises and equipment expense | $54,000 | 6,574 |
| Additional noninterest expense | $119,000 | 6,675 |
| Pre-tax net operating income | $169,000 | 6,228 |
| Securities gains (losses) | $67,000 | 1,226 |
| Applicable income taxes | $227,000 | 2,479 |
| Income before extraordinary items | $9,000 | 8,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,000 | 8,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-33,880 | 8,825 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,953,000 | 6,903 |
| Total interest expense | $910,000 | 7,178 |
| Net interest income | $2,043,000 | 6,560 |
| Provision for loan and lease losses | $350,000 | 3,125 |
| Total noninterest income | $183,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $110,000 | 6,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 7,016 |
| Total noninterest expense | $975,000 | 7,983 |
| Salaries and employee benefits | $375,000 | 8,600 |
| Premises and equipment expense | $75,000 | 8,522 |
| Additional noninterest expense | $525,000 | 6,364 |
| Pre-tax net operating income | $901,000 | 5,485 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $380,000 | 3,990 |
| Income before extraordinary items | $537,000 | 6,226 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $537,000 | 6,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,880 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $526,760 | 6,130 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,894,000 | 6,440 |
| Total interest expense | $1,829,000 | 6,371 |
| Net interest income | $2,065,000 | 6,341 |
| Provision for loan and lease losses | $95,000 | 5,715 |
| Total noninterest income | $141,000 | 7,954 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $108,000 | 6,430 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $33,000 | 8,253 |
| Total noninterest expense | $832,000 | 8,386 |
| Salaries and employee benefits | $320,000 | 8,987 |
| Premises and equipment expense | $71,000 | 8,778 |
| Additional noninterest expense | $441,000 | 6,845 |
| Pre-tax net operating income | $1,279,000 | 4,271 |
| Securities gains (losses) | $54,000 | 2,273 |
| Applicable income taxes | $540,000 | 3,186 |
| Income before extraordinary items | $793,000 | 4,893 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $793,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $758,440 | 4,909 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 6,416 |
| Total interest expense | $2,597,000 | 5,427 |
| Net interest income | $1,494,000 | 7,478 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $185,000 | 7,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,478 |
| Total noninterest expense | $778,000 | 8,625 |
| Salaries and employee benefits | $293,000 | 9,293 |
| Premises and equipment expense | $58,000 | 9,224 |
| Additional noninterest expense | $427,000 | 6,951 |
| Pre-tax net operating income | $801,000 | 5,866 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $324,000 | 4,423 |
| Income before extraordinary items | $477,000 | 6,444 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $477,000 | 6,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $477,000 | 6,458 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 6,592 |
| Total interest expense | $2,088,000 | 5,847 |
| Net interest income | $1,633,000 | 7,323 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $179,000 | 7,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,959 |
| Total noninterest expense | $731,000 | 8,943 |
| Salaries and employee benefits | $269,000 | 9,630 |
| Premises and equipment expense | $63,000 | 9,372 |
| Additional noninterest expense | $399,000 | 7,281 |
| Pre-tax net operating income | $981,000 | 5,367 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $402,000 | 4,152 |
| Income before extraordinary items | $592,000 | 5,936 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $592,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $583,680 | 5,951 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,451,000 | 7,010 |
| Total interest expense | $1,996,000 | 6,199 |
| Net interest income | $1,455,000 | 7,783 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $141,000 | 8,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,799 |
| Total noninterest expense | $663,000 | 9,215 |
| Salaries and employee benefits | $242,000 | 9,913 |
| Premises and equipment expense | $45,000 | 9,930 |
| Additional noninterest expense | $376,000 | 7,417 |
| Pre-tax net operating income | $853,000 | 5,894 |
| Securities gains (losses) | $73,000 | 1,477 |
| Applicable income taxes | $375,000 | 4,582 |
| Income before extraordinary items | $551,000 | 6,317 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $551,000 | 6,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,633 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $504,280 | 6,466 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 7,682 |
| Total interest expense | $1,679,000 | 6,931 |
| Net interest income | $1,383,000 | 8,274 |
| Provision for loan and lease losses | $110,000 | 4,963 |
| Total noninterest income | $120,000 | 9,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,765 |
| Total noninterest expense | $639,000 | 9,596 |
| Salaries and employee benefits | $241,000 | 10,323 |
| Premises and equipment expense | $50,000 | 10,204 |
| Additional noninterest expense | $348,000 | 7,823 |
| Pre-tax net operating income | $754,000 | 6,757 |
| Securities gains (losses) | $47,000 | 1,374 |
| Applicable income taxes | $325,000 | 5,506 |
| Income before extraordinary items | $476,000 | 7,124 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $476,000 | 7,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $445,920 | 7,293 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 8,698 |
| Total interest expense | $1,304,000 | 8,096 |
| Net interest income | $1,193,000 | 9,043 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $272,000 | 7,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,881 |
| Total noninterest expense | $574,000 | 10,281 |
| Salaries and employee benefits | $224,000 | 10,881 |
| Premises and equipment expense | $47,000 | 10,725 |
| Additional noninterest expense | $303,000 | 8,847 |
| Pre-tax net operating income | $741,000 | 6,748 |
| Securities gains (losses) | $26,000 | 1,793 |
| Applicable income taxes | $306,000 | 5,765 |
| Income before extraordinary items | $461,000 | 7,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $461,000 | 7,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,102 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $444,360 | 7,221 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 9,736 |
| Total interest expense | $956,000 | 9,401 |
| Net interest income | $1,033,000 | 9,840 |
| Provision for loan and lease losses | $95,000 | 4,744 |
| Total noninterest income | $110,000 | 10,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $556,000 | 10,777 |
| Salaries and employee benefits | $213,000 | 11,417 |
| Premises and equipment expense | $42,000 | 11,323 |
| Additional noninterest expense | $301,000 | 9,232 |
| Pre-tax net operating income | $492,000 | 8,480 |
| Securities gains (losses) | $-27,000 | 10,774 |
| Applicable income taxes | $188,000 | 7,634 |
| Income before extraordinary items | $277,000 | 9,165 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $277,000 | 9,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $294,280 | 8,963 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 10,630 |
| Total interest expense | $670,000 | 10,257 |
| Net interest income | $884,000 | 10,770 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $146,000 | 9,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $492,000 | 11,652 |
| Salaries and employee benefits | $202,000 | 12,056 |
| Premises and equipment expense | $44,000 | 11,852 |
| Additional noninterest expense | $246,000 | 10,570 |
| Pre-tax net operating income | $478,000 | 8,807 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $188,000 | 7,551 |
| Income before extraordinary items | $277,000 | 9,406 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $277,000 | 9,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,032 |
| Cash dividends | $114,000 | 6,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $285,320 | 9,368 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 11,568 |
| Total interest expense | $553,000 | 11,410 |
| Net interest income | $797,000 | 11,517 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $134,000 | 10,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $517,000 | 12,079 |
| Salaries and employee benefits | $199,000 | 12,651 |
| Premises and equipment expense | $47,000 | 12,313 |
| Additional noninterest expense | $271,000 | 10,808 |
| Pre-tax net operating income | $379,000 | 9,589 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $153,000 | 8,564 |
| Income before extraordinary items | $229,000 | 10,283 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $229,000 | 10,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $227,080 | 10,065 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 12,052 |
| Total interest expense | $650,000 | 12,067 |
| Net interest income | $812,000 | 11,862 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $145,000 | 10,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $484,000 | 12,726 |
| Salaries and employee benefits | $174,000 | 13,374 |
| Premises and equipment expense | $52,000 | 12,611 |
| Additional noninterest expense | $258,000 | 11,433 |
| Pre-tax net operating income | $378,000 | 9,440 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $164,000 | 8,298 |
| Income before extraordinary items | $248,000 | 9,946 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $248,000 | 10,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 5,956 |
| Cash dividends | $116,000 | 6,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $226,240 | 9,885 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.