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First Security Bank, Net charge- offs to loans

2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2668%625
Percentage Net Loans Charged-off: Total real estate loans0.1994%305
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0158%4,732
Percentage Net Loans Charged-off: Multi-family residential1.0446%21
Percentage Net Loans Charged-off: 1-4 family residential0.2786%252
Percentage Net Loans Charged-off: Home equity loans0.7511%60
All other 1-4 family - Percent of loans charged-off, net0.1707%441
Percentage Net Loans Charged-off: Commercial and industrial1.1644%375
Percentage Net Loans Charged-off: Loans to individuals0.1051%2,673
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1051%2,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3467%460
Percentage Net Loans Charged-off: Total real estate loans0.2709%214
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0238%4,886
Percentage Net Loans Charged-off: Multi-family residential1.7520%16
Percentage Net Loans Charged-off: 1-4 family residential0.3402%204
Percentage Net Loans Charged-off: Home equity loans1.1182%42
All other 1-4 family - Percent of loans charged-off, net0.1613%426
Percentage Net Loans Charged-off: Commercial and industrial1.3892%290
Percentage Net Loans Charged-off: Loans to individuals0.0519%2,721
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0519%2,606
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0763%1,360
Percentage Net Loans Charged-off: Total real estate loans-0.0115%4,498
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0478%5,175
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0081%1,029
Percentage Net Loans Charged-off: Home equity loans0.0215%263
All other 1-4 family - Percent of loans charged-off, net0.0050%996
Percentage Net Loans Charged-off: Commercial and industrial1.2608%269
Percentage Net Loans Charged-off: Loans to individuals0.2050%1,930
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2050%1,802
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3679%692
Percentage Net Loans Charged-off: Total real estate loans0.1908%557
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.5286%254
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0553%1,469
Percentage Net Loans Charged-off: Home equity loans0.1003%419
All other 1-4 family - Percent of loans charged-off, net0.0449%1,545
Percentage Net Loans Charged-off: Commercial and industrial2.8595%215
Percentage Net Loans Charged-off: Loans to individuals-0.4872%5,387
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4872%5,352
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3400%619
Percentage Net Loans Charged-off: Total real estate loans0.2399%384
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.7164%151
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0477%1,414
Percentage Net Loans Charged-off: Home equity loans0.1343%321
All other 1-4 family - Percent of loans charged-off, net0.0279%1,601
Percentage Net Loans Charged-off: Commercial and industrial1.7895%296
Percentage Net Loans Charged-off: Loans to individuals-0.6641%5,468
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.6641%5,429
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0386%2,428
Percentage Net Loans Charged-off: Total real estate loans0.0168%1,641
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0017%806
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0288%1,466
Percentage Net Loans Charged-off: Home equity loans0.2017%234
All other 1-4 family - Percent of loans charged-off, net-0.0107%4,716
Percentage Net Loans Charged-off: Commercial and industrial0.3666%795
Percentage Net Loans Charged-off: Loans to individuals-0.8682%5,533
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.8682%5,496
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0159%2,479
Percentage Net Loans Charged-off: Total real estate loans-0.0341%5,164
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0033%526
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0619%5,302
Percentage Net Loans Charged-off: Home equity loans0.1836%207
All other 1-4 family - Percent of loans charged-off, net-0.1184%5,482
Percentage Net Loans Charged-off: Commercial and industrial0.6070%448
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3068%897
Percentage Net Loans Charged-off: Total real estate loans0.0875%1,352
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0236%1,219
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1459%1,027
Percentage Net Loans Charged-off: Home equity loans0.2641%320
All other 1-4 family - Percent of loans charged-off, net0.1173%1,174
Percentage Net Loans Charged-off: Commercial and industrial2.7218%232
Percentage Net Loans Charged-off: Loans to individuals0.9223%1,000
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9223%918
Percentage Net Loans Charged-off: All other loans and lease0.7878%539
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3369%684
Percentage Net Loans Charged-off: Total real estate loans0.0928%1,094
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0317%935
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1533%881
Percentage Net Loans Charged-off: Home equity loans0.3480%242
All other 1-4 family - Percent of loans charged-off, net0.1055%1,138
Percentage Net Loans Charged-off: Commercial and industrial3.0463%187
Percentage Net Loans Charged-off: Loans to individuals0.7486%1,133
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7487%1,032
Percentage Net Loans Charged-off: All other loans and lease0.9052%438
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3803%603
Percentage Net Loans Charged-off: Total real estate loans0.1269%880
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0464%718
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.2106%690
Percentage Net Loans Charged-off: Home equity loans0.5165%170
All other 1-4 family - Percent of loans charged-off, net0.1350%920
Percentage Net Loans Charged-off: Commercial and industrial3.1103%175
Percentage Net Loans Charged-off: Loans to individuals0.9625%828
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9625%738
Percentage Net Loans Charged-off: All other loans and lease1.0159%369
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4131%549
Percentage Net Loans Charged-off: Total real estate loans0.0450%1,217
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0844%411
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0419%1,254
Percentage Net Loans Charged-off: Home equity loans0.1618%292
All other 1-4 family - Percent of loans charged-off, net0.0125%1,387
Percentage Net Loans Charged-off: Commercial and industrial4.1786%101
Percentage Net Loans Charged-off: Loans to individuals1.8415%409
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8415%373
Percentage Net Loans Charged-off: All other loans and lease0.6845%363
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2188%1,348
Percentage Net Loans Charged-off: Total real estate loans0.0477%2,310
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0186%1,473
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0816%1,965
Percentage Net Loans Charged-off: Home equity loans0.1765%545
All other 1-4 family - Percent of loans charged-off, net0.0580%2,167
Percentage Net Loans Charged-off: Commercial and industrial1.3957%445
Percentage Net Loans Charged-off: Loans to individuals1.2302%599
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2302%532
Percentage Net Loans Charged-off: All other loans and lease1.3745%357
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2613%1,011
Percentage Net Loans Charged-off: Total real estate loans0.0496%2,072
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0958%1,636
Percentage Net Loans Charged-off: Home equity loans0.1407%556
All other 1-4 family - Percent of loans charged-off, net0.0846%1,700
Percentage Net Loans Charged-off: Commercial and industrial1.8107%294
Percentage Net Loans Charged-off: Loans to individuals0.9987%710
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9986%641
Percentage Net Loans Charged-off: All other loans and lease1.4857%312
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1507%1,583
Percentage Net Loans Charged-off: Total real estate loans0.0624%1,791
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1205%1,368
Percentage Net Loans Charged-off: Home equity loans0.2165%431
All other 1-4 family - Percent of loans charged-off, net0.0968%1,485
Percentage Net Loans Charged-off: Commercial and industrial0.4673%770
Percentage Net Loans Charged-off: Loans to individuals1.1911%600
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1911%536
Percentage Net Loans Charged-off: All other loans and lease1.6554%280
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1430%1,391
Percentage Net Loans Charged-off: Total real estate loans0.0476%1,524
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0930%1,246
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.1167%1,084
Percentage Net Loans Charged-off: Commercial and industrial0.7213%442
Percentage Net Loans Charged-off: Loans to individuals0.6472%1,092
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6472%979
Percentage Net Loans Charged-off: All other loans and lease0.8346%322
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0870%3,248
Percentage Net Loans Charged-off: Total real estate loans0.0396%3,151
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0161%2,048
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0704%2,695
Percentage Net Loans Charged-off: Home equity loans0.0251%1,097
All other 1-4 family - Percent of loans charged-off, net0.0824%2,452
Percentage Net Loans Charged-off: Commercial and industrial0.0732%2,319
Percentage Net Loans Charged-off: Loans to individuals0.9292%1,008
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9292%914
Percentage Net Loans Charged-off: All other loans and lease0.8842%453
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0811%3,039
Percentage Net Loans Charged-off: Total real estate loans0.0519%2,680
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0216%1,705
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0926%2,236
Percentage Net Loans Charged-off: Home equity loans0.0343%976
All other 1-4 family - Percent of loans charged-off, net0.1083%1,990
Percentage Net Loans Charged-off: Commercial and industrial0.1224%1,774
Percentage Net Loans Charged-off: Loans to individuals0.5032%1,658
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5032%1,519
Percentage Net Loans Charged-off: All other loans and lease0.4443%585
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0837%2,849
Percentage Net Loans Charged-off: Total real estate loans0.0545%2,453
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0329%1,385
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0915%2,072
Percentage Net Loans Charged-off: Home equity loans-0.0119%4,414
All other 1-4 family - Percent of loans charged-off, net0.1192%1,804
Percentage Net Loans Charged-off: Commercial and industrial0.0633%1,746
Percentage Net Loans Charged-off: Loans to individuals0.6290%1,297
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6290%1,176
Percentage Net Loans Charged-off: All other loans and lease0.4080%542
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0780%2,371
Percentage Net Loans Charged-off: Total real estate loans0.0519%1,958
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1084%1,535
Percentage Net Loans Charged-off: Home equity loans0.0123%594
All other 1-4 family - Percent of loans charged-off, net0.1338%1,356
Percentage Net Loans Charged-off: Commercial and industrial-0.0117%4,623
Percentage Net Loans Charged-off: Loans to individuals0.6370%1,254
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6370%1,140
Percentage Net Loans Charged-off: All other loans and lease0.5082%419
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2291%2,628
Percentage Net Loans Charged-off: Total real estate loans0.0822%3,332
Percentage Net Loans Charged-off:Construction & development-0.0031%5,306
Percentage Net Loans Charged-off: Commercial real estate0.0471%2,358
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1420%2,675
Percentage Net Loans Charged-off: Home equity loans0.2264%1,006
All other 1-4 family - Percent of loans charged-off, net0.1186%2,734
Percentage Net Loans Charged-off: Commercial and industrial0.7397%1,249
Percentage Net Loans Charged-off: Loans to individuals1.2843%877
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2843%788
Percentage Net Loans Charged-off: All other loans and lease1.9187%334
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1820%2,773
Percentage Net Loans Charged-off: Total real estate loans0.0554%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0646%1,969
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0736%3,016
Percentage Net Loans Charged-off: Home equity loans0.0588%1,170
All other 1-4 family - Percent of loans charged-off, net0.0778%2,831
Percentage Net Loans Charged-off: Commercial and industrial0.5272%1,332
Percentage Net Loans Charged-off: Loans to individuals1.0005%1,043
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0005%947
Percentage Net Loans Charged-off: All other loans and lease2.8008%251
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2312%2,342
Percentage Net Loans Charged-off: Total real estate loans0.0635%3,067
Percentage Net Loans Charged-off:Construction & development-0.0063%5,412
Percentage Net Loans Charged-off: Commercial real estate0.0997%1,608
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0683%2,783
Percentage Net Loans Charged-off: Home equity loans0.0903%977
All other 1-4 family - Percent of loans charged-off, net0.0620%2,677
Percentage Net Loans Charged-off: Commercial and industrial0.7860%1,003
Percentage Net Loans Charged-off: Loans to individuals1.0219%1,012
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0219%910
Percentage Net Loans Charged-off: All other loans and lease4.3045%179
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2203%2,108
Percentage Net Loans Charged-off: Total real estate loans0.0077%2,983
Percentage Net Loans Charged-off:Construction & development-0.0135%5,540
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0198%2,457
Percentage Net Loans Charged-off: Home equity loans0.0141%761
All other 1-4 family - Percent of loans charged-off, net0.0215%2,297
Percentage Net Loans Charged-off: Commercial and industrial0.9384%711
Percentage Net Loans Charged-off: Loans to individuals1.7238%596
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7238%535
Percentage Net Loans Charged-off: All other loans and lease0.3237%560
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3014%3,143
Percentage Net Loans Charged-off: Total real estate loans0.1922%3,318
Percentage Net Loans Charged-off:Construction & development-0.0083%5,895
Percentage Net Loans Charged-off: Commercial real estate0.0402%2,978
Percentage Net Loans Charged-off: Multi-family residential1.1534%419
Percentage Net Loans Charged-off: 1-4 family residential0.2680%2,625
Percentage Net Loans Charged-off: Home equity loans0.5868%946
All other 1-4 family - Percent of loans charged-off, net0.1657%3,057
Percentage Net Loans Charged-off: Commercial and industrial0.1355%2,992
Percentage Net Loans Charged-off: Loans to individuals1.2920%1,052
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2920%967
Percentage Net Loans Charged-off: All other loans and lease0.9185%577
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3403%2,752
Percentage Net Loans Charged-off: Total real estate loans0.2279%2,920
Percentage Net Loans Charged-off:Construction & development-0.0114%5,928
Percentage Net Loans Charged-off: Commercial real estate0.0538%2,581
Percentage Net Loans Charged-off: Multi-family residential1.6190%329
Percentage Net Loans Charged-off: 1-4 family residential0.2938%2,385
Percentage Net Loans Charged-off: Home equity loans0.7080%770
All other 1-4 family - Percent of loans charged-off, net0.1610%2,869
Percentage Net Loans Charged-off: Commercial and industrial0.1867%2,540
Percentage Net Loans Charged-off: Loans to individuals1.3523%958
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3523%859
Percentage Net Loans Charged-off: All other loans and lease0.8877%525
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3587%2,579
Percentage Net Loans Charged-off: Total real estate loans0.2408%2,720
Percentage Net Loans Charged-off:Construction & development-0.0169%5,957
Percentage Net Loans Charged-off: Commercial real estate0.0937%2,080
Percentage Net Loans Charged-off: Multi-family residential2.6302%221
Percentage Net Loans Charged-off: 1-4 family residential0.2061%2,583
Percentage Net Loans Charged-off: Home equity loans0.5038%844
All other 1-4 family - Percent of loans charged-off, net0.1092%2,924
Percentage Net Loans Charged-off: Commercial and industrial0.0298%2,737
Percentage Net Loans Charged-off: Loans to individuals1.6435%784
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6435%715
Percentage Net Loans Charged-off: All other loans and lease0.6667%563
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2089%2,873
Percentage Net Loans Charged-off: Total real estate loans0.0213%3,533
Percentage Net Loans Charged-off:Construction & development-0.0346%6,040
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0533%2,764
Percentage Net Loans Charged-off: Home equity loans0.1080%922
All other 1-4 family - Percent of loans charged-off, net0.0353%2,659
Percentage Net Loans Charged-off: Commercial and industrial-0.0115%5,321
Percentage Net Loans Charged-off: Loans to individuals1.7961%684
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7961%608
Percentage Net Loans Charged-off: All other loans and lease1.1660%355
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3350%3,723
Percentage Net Loans Charged-off: Total real estate loans0.0984%4,630
Percentage Net Loans Charged-off:Construction & development-0.0549%6,397
Percentage Net Loans Charged-off: Commercial real estate-0.0013%6,748
Percentage Net Loans Charged-off: Multi-family residential0.2763%836
Percentage Net Loans Charged-off: 1-4 family residential0.1948%3,470
Percentage Net Loans Charged-off: Home equity loans0.1050%1,782
All other 1-4 family - Percent of loans charged-off, net0.2280%3,179
Percentage Net Loans Charged-off: Commercial and industrial0.0873%3,849
Percentage Net Loans Charged-off: Loans to individuals1.9112%835
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8191%753
Percentage Net Loans Charged-off: All other loans and lease1.4934%482
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3646%3,265
Percentage Net Loans Charged-off: Total real estate loans0.0961%4,289
Percentage Net Loans Charged-off:Construction & development-0.0792%6,452
Percentage Net Loans Charged-off: Commercial real estate-0.0017%6,742
Percentage Net Loans Charged-off: Multi-family residential0.3559%673
Percentage Net Loans Charged-off: 1-4 family residential0.1829%3,231
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.2525%2,739
Percentage Net Loans Charged-off: Commercial and industrial0.1472%3,215
Percentage Net Loans Charged-off: Loans to individuals2.0193%753
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9031%671
Percentage Net Loans Charged-off: All other loans and lease1.5129%430
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3943%2,977
Percentage Net Loans Charged-off: Total real estate loans0.1490%3,624
Percentage Net Loans Charged-off:Construction & development-0.1286%6,507
Percentage Net Loans Charged-off: Commercial real estate-0.0027%6,736
Percentage Net Loans Charged-off: Multi-family residential0.5288%508
Percentage Net Loans Charged-off: 1-4 family residential0.2849%2,533
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.3937%2,066
Percentage Net Loans Charged-off: Commercial and industrial0.2196%2,659
Percentage Net Loans Charged-off: Loans to individuals1.7506%863
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6163%746
Percentage Net Loans Charged-off: All other loans and lease1.8627%341
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2567%3,046
Percentage Net Loans Charged-off: Total real estate loans-0.0187%6,924
Percentage Net Loans Charged-off:Construction & development-0.2651%6,594
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial-0.0593%6,158
Percentage Net Loans Charged-off: Loans to individuals1.8158%822
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6221%690
Percentage Net Loans Charged-off: All other loans and lease1.6540%319
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3988%4,048
Percentage Net Loans Charged-off: Total real estate loans0.4270%3,215
Percentage Net Loans Charged-off:Construction & development0.7554%2,674
Percentage Net Loans Charged-off: Commercial real estate0.4764%2,085
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.4160%2,529
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.5271%2,151
Percentage Net Loans Charged-off: Commercial and industrial0.1795%4,110
Percentage Net Loans Charged-off: Loans to individuals0.2346%4,378
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0297%544
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2258%4,576
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,558
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,641
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.0000%4,440
Percentage Net Loans Charged-off: Commercial and industrial1.4699%1,800
Percentage Net Loans Charged-off: Loans to individuals0.2248%4,127
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0910%1,463
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0449%5,755
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,075
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,093
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,819
Percentage Net Loans Charged-off: Loans to individuals0.9110%2,050
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0675%1,346
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0592%4,822
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,095
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial-0.0156%6,405
Percentage Net Loans Charged-off: Loans to individuals1.3122%1,477
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1222%977
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0673%6,439
Percentage Net Loans Charged-off: Total real estate loans-0.0073%7,669
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate-0.0309%7,653
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0114%4,838
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0133%4,607
Percentage Net Loans Charged-off: Commercial and industrial-0.0820%7,297
Percentage Net Loans Charged-off: Loans to individuals1.6416%1,690
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0548%1,926
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0942%5,734
Percentage Net Loans Charged-off: Total real estate loans-0.0100%7,705
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate-0.0432%7,729
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0158%4,282
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0184%4,015
Percentage Net Loans Charged-off: Commercial and industrial-0.0056%6,952
Percentage Net Loans Charged-off: Loans to individuals1.8739%1,360
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0738%1,648
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1180%4,981
Percentage Net Loans Charged-off: Total real estate loans-0.0156%7,775
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate-0.0696%7,821
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0243%3,627
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0283%3,355
Percentage Net Loans Charged-off: Commercial and industrial-0.0084%6,905
Percentage Net Loans Charged-off: Loans to individuals2.4059%980
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0542%1,489
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1244%3,971
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,748
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial-0.0347%6,968
Percentage Net Loans Charged-off: Loans to individuals2.3098%967
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0987%1,072
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0858%5,526
Percentage Net Loans Charged-off: Total real estate loans0.0076%5,156
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0215%3,877
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0257%3,576
Percentage Net Loans Charged-off: Commercial and industrial0.1201%3,899
Percentage Net Loans Charged-off: Loans to individuals0.8009%2,766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0303%1,783
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0914%4,573
Percentage Net Loans Charged-off: Total real estate loans0.0088%4,359
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0257%3,133
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0308%2,863
Percentage Net Loans Charged-off: Commercial and industrial0.0530%3,537
Percentage Net Loans Charged-off: Loans to individuals0.9966%1,875
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0475%1,476
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0094%5,673
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial-0.0169%6,896
Percentage Net Loans Charged-off: Loans to individuals0.1701%4,176
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0304%4,132
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.2871%3,055
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4569%642
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0364%5,334
Percentage Net Loans Charged-off: Total real estate loans0.0645%2,605
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1946%1,270
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.2364%1,070
Percentage Net Loans Charged-off: Commercial and industrial-0.1049%7,527
Percentage Net Loans Charged-off: Loans to individuals0.0938%5,183
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5671%822
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0454%4,308
Percentage Net Loans Charged-off: Total real estate loans0.0864%1,637
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.2588%755
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.3148%625
Percentage Net Loans Charged-off: Commercial and industrial-0.1241%7,478
Percentage Net Loans Charged-off: Loans to individuals0.0625%4,902
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1933%1,038
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0770%3,100
Percentage Net Loans Charged-off: Total real estate loans0.1308%1,025
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.3896%477
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.4766%376
Percentage Net Loans Charged-off: Commercial and industrial-0.1323%7,484
Percentage Net Loans Charged-off: Loans to individuals0.0949%4,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1713%1,576
Percentage Net Loans Charged-off: Total real estate loans0.2582%473
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.7606%210
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.9367%161
Percentage Net Loans Charged-off: Commercial and industrial-0.1302%7,464
Percentage Net Loans Charged-off: Loans to individuals0.1416%3,305
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0625%8,263
Percentage Net Loans Charged-off: Total real estate loans0.0457%2,055
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1305%1,184
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.1685%940
Percentage Net Loans Charged-off: Commercial and industrial-0.7569%8,099
Percentage Net Loans Charged-off: Loans to individuals0.6093%2,449
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1069%8,369
Percentage Net Loans Charged-off: Total real estate loans0.0642%1,426
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1814%750
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.2367%605
Percentage Net Loans Charged-off: Commercial and industrial-0.9904%8,158
Percentage Net Loans Charged-off: Loans to individuals0.5057%2,491
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1590%8,437
Percentage Net Loans Charged-off: Total real estate loans0.1343%788
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.3769%354
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.4992%273
Percentage Net Loans Charged-off: Commercial and industrial-1.3329%8,196
Percentage Net Loans Charged-off: Loans to individuals0.3180%3,084
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4931%8,612
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-2.5351%8,253
Percentage Net Loans Charged-off: Loans to individuals0.5519%2,023
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7905%7,466
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1530%2,825
Percentage Net Loans Charged-off: Total real estate loans0.0389%2,181
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1075%1,368
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1433%1,113
Percentage Net Loans Charged-off: Commercial and industrial0.5273%1,839
Percentage Net Loans Charged-off: Loans to individuals0.2916%4,603
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4899%822
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2259%1,756
Percentage Net Loans Charged-off: Total real estate loans0.0520%1,659
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1447%953
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1929%777
Percentage Net Loans Charged-off: Commercial and industrial0.8883%1,075
Percentage Net Loans Charged-off: Loans to individuals0.4259%3,443
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2991%1,297
Percentage Net Loans Charged-off: Total real estate loans0.0785%1,200
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.2186%639
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.2919%520
Percentage Net Loans Charged-off: Commercial and industrial1.3607%731
Percentage Net Loans Charged-off: Loans to individuals0.1000%4,747
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4960%706
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial2.8130%319
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0992%8,630
Percentage Net Loans Charged-off: Total real estate loans0.0567%2,196
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1465%1,227
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.1943%986
Percentage Net Loans Charged-off: Commercial and industrial-0.9510%8,352
Percentage Net Loans Charged-off: Loans to individuals0.5725%3,489
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1638%523
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1505%8,682
Percentage Net Loans Charged-off: Total real estate loans0.0769%1,574
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1984%829
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.2622%645
Percentage Net Loans Charged-off: Commercial and industrial-1.2419%8,393
Percentage Net Loans Charged-off: Loans to individuals0.5380%3,268
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1897%453
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1797%8,697
Percentage Net Loans Charged-off: Total real estate loans0.1173%1,145
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.3005%580
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.3936%437
Percentage Net Loans Charged-off: Commercial and industrial-1.6417%8,454
Percentage Net Loans Charged-off: Loans to individuals0.8103%2,284
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9313%312
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1101%2,760
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.1764%1,633
Percentage Net Loans Charged-off: Loans to individuals0.5909%2,671
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3559%330
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9643%621
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial3.8524%450
Percentage Net Loans Charged-off: Loans to individuals0.9761%2,422
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7620%475
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2127%397
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial5.0037%260
Percentage Net Loans Charged-off: Loans to individuals0.8451%2,582
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0486%398
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6406%950
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial2.5669%593
Percentage Net Loans Charged-off: Loans to individuals0.5897%3,228
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2933%927
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2204%399
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial5.1284%247
Percentage Net Loans Charged-off: Loans to individuals0.4486%3,349
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8251%333
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5494%1,521
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial2.3304%905
Percentage Net Loans Charged-off: Loans to individuals0.3876%4,868
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5286%1,533
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial1.8816%1,053
Percentage Net Loans Charged-off: Loans to individuals0.9559%2,382
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0581%5,588
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3567%1,955
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1287%4,555
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,512
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA