Home > First Security Bank > Income and Expense

First Security Bank, Income and Expense

2017-12-31 (YTD Data)Rank
Total interest income$38,046,000754
Total interest expense$1,036,0002,486
Net interest income$37,010,000687
Provision for loan and lease losses$720,0001,126
Total noninterest income$5,157,0001,096
Gross Fiduciary activities income$14,000952
Service charges on deposit accounts$1,149,0001,052
Trading account gains and feesNANA
Additional Noninterest Income$3,994,000950
Total noninterest expense$25,445,000854
Salaries and employee benefits$16,168,000759
Premises and equipment expense$3,222,000774
Additional noninterest expense$6,055,0001,070
Pre-tax net operating income$16,002,000657
Securities gains (losses)$6,0001,742
Applicable income taxes$04,135
Income before extraordinary items$16,008,000488
Extraordinary gains, net$09
Net income$16,008,000487
Minority interest net income$076
Net income of bank and minority interests.$16,008,000488
Net charge-offs$565,0001,014
Cash dividends$7,491,000477
Sale, conversion, retirement of capital stock, net$0711
Net operating income$16,002,000488
2017-09-30 (YTD Data)Rank
Total interest income$28,254,000759
Total interest expense$731,0002,575
Net interest income$27,523,000694
Provision for loan and lease losses$540,0001,090
Total noninterest income$3,771,0001,132
Gross Fiduciary activities income$13,000920
Service charges on deposit accounts$870,0001,050
Trading account gains and feesNANA
Additional Noninterest Income$2,888,000999
Total noninterest expense$19,204,000851
Salaries and employee benefits$12,312,000751
Premises and equipment expense$2,456,000767
Additional noninterest expense$4,436,0001,094
Pre-tax net operating income$11,550,000686
Securities gains (losses)$6,0001,766
Applicable income taxes$04,172
Income before extraordinary items$11,556,000551
Extraordinary gains, net$09
Net income$11,556,000550
Minority interest net income$071
Net income of bank and minority interests.$11,556,000551
Net charge-offs$561,000745
Cash dividends$6,711,000394
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,550,000547
2017-06-30 (YTD Data)Rank
Total interest income$18,550,000764
Total interest expense$423,0002,770
Net interest income$18,127,000699
Provision for loan and lease losses$360,0001,056
Total noninterest income$2,498,0001,133
Gross Fiduciary activities income$11,000911
Service charges on deposit accounts$580,0001,037
Trading account gains and feesNANA
Additional Noninterest Income$1,907,0001,004
Total noninterest expense$12,733,000853
Salaries and employee benefits$8,098,000762
Premises and equipment expense$1,635,000770
Additional noninterest expense$3,000,0001,089
Pre-tax net operating income$7,532,000678
Securities gains (losses)$5,0001,441
Applicable income taxes$04,189
Income before extraordinary items$7,537,000556
Extraordinary gains, net$011
Net income$7,537,000555
Minority interest net income$071
Net income of bank and minority interests.$7,537,000556
Net charge-offs$533,000532
Cash dividends$4,906,000370
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,532,000546
2017-03-31 (YTD Data)Rank
Total interest income$9,063,000775
Total interest expense$200,0002,842
Net interest income$8,863,000706
Provision for loan and lease losses$180,000999
Total noninterest income$1,209,0001,150
Gross Fiduciary activities income$9,000878
Service charges on deposit accounts$281,0001,062
Trading account gains and feesNANA
Additional Noninterest Income$919,0001,019
Total noninterest expense$6,681,000822
Salaries and employee benefits$4,274,000728
Premises and equipment expense$814,000784
Additional noninterest expense$1,593,0001,008
Pre-tax net operating income$3,211,000758
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,211,000624
Extraordinary gains, net$08
Net income$3,211,000624
Minority interest net income$055
Net income of bank and minority interests.$3,211,000624
Net charge-offs$801,000251
Cash dividends$1,479,000533
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,211,000611
2016-12-31 (YTD Data)Rank
Total interest income$36,091,000744
Total interest expense$944,0002,516
Net interest income$35,147,000686
Provision for loan and lease losses$852,0001,041
Total noninterest income$5,076,0001,135
Gross Fiduciary activities income$13,000997
Service charges on deposit accounts$1,192,0001,024
Trading account gains and fees$0170
Additional Noninterest Income$3,871,0001,003
Total noninterest expense$25,918,000822
Salaries and employee benefits$15,238,000779
Premises and equipment expense$3,145,000794
Additional noninterest expense$7,535,000884
Pre-tax net operating income$13,453,000708
Securities gains (losses)$316,000635
Applicable income taxes$04,278
Income before extraordinary items$13,769,000561
Extraordinary gains, net$05
Net income$13,769,000559
Minority interest net income$082
Net income of bank and minority interests.$13,769,000560
Net charge-offs$-267,0005,709
Cash dividends$3,951,000828
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,453,000562
2016-09-30 (YTD Data)Rank
Total interest income$20,380,0001,001
Total interest expense$422,0003,461
Net interest income$19,958,000894
Provision for loan and lease losses$04,186
Total noninterest income$2,975,0001,343
Gross Fiduciary activities income$11,000969
Service charges on deposit accounts$638,0001,381
Trading account gains and fees$0169
Additional Noninterest Income$2,326,0001,183
Total noninterest expense$16,125,000985
Salaries and employee benefits$9,820,000904
Premises and equipment expense$2,174,000851
Additional noninterest expense$4,131,0001,176
Pre-tax net operating income$6,808,0001,007
Securities gains (losses)$288,000617
Applicable income taxes$04,325
Income before extraordinary items$7,096,000798
Extraordinary gains, net$05
Net income$7,096,000799
Minority interest net income$071
Net income of bank and minority interests.$7,096,000798
Net charge-offs$-531,0005,872
Cash dividends$3,381,000693
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,808,000809
2016-06-30 (YTD Data)Rank
Total interest income$13,531,0001,003
Total interest expense$287,0003,434
Net interest income$13,244,000901
Provision for loan and lease losses$04,017
Total noninterest income$1,932,0001,347
Gross Fiduciary activities income$5,0001,003
Service charges on deposit accounts$438,0001,339
Trading account gains and fees$0157
Additional Noninterest Income$1,489,0001,197
Total noninterest expense$10,429,0001,006
Salaries and employee benefits$6,383,000937
Premises and equipment expense$1,456,000857
Additional noninterest expense$2,590,0001,234
Pre-tax net operating income$4,747,000971
Securities gains (losses)$279,000454
Applicable income taxes$04,338
Income before extraordinary items$5,026,000762
Extraordinary gains, net$016
Net income$5,026,000760
Minority interest net income$071
Net income of bank and minority interests.$5,026,000761
Net charge-offs$-315,0005,921
Cash dividends$2,075,000733
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,747,000767
2016-03-31 (YTD Data)Rank
Total interest income$6,547,0001,031
Total interest expense$150,0003,376
Net interest income$6,397,000932
Provision for loan and lease losses$03,656
Total noninterest income$909,0001,403
Gross Fiduciary activities income$3,000976
Service charges on deposit accounts$212,0001,366
Trading account gains and fees$0142
Additional Noninterest Income$694,0001,221
Total noninterest expense$5,452,000963
Salaries and employee benefits$3,465,000850
Premises and equipment expense$685,000907
Additional noninterest expense$1,302,0001,224
Pre-tax net operating income$1,854,0001,157
Securities gains (losses)$279,000225
Applicable income taxes$04,259
Income before extraordinary items$2,133,000838
Extraordinary gains, net$012
Net income$2,133,000839
Minority interest net income$062
Net income of bank and minority interests.$2,133,000839
Net charge-offs$-233,0006,011
Cash dividends$987,000763
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,854,000927
2015-12-31 (YTD Data)Rank
Total interest income$25,631,0001,015
Total interest expense$606,0003,368
Net interest income$25,025,000911
Provision for loan and lease losses$04,380
Total noninterest income$3,588,0001,403
Gross Fiduciary activities income$16,0001,008
Service charges on deposit accounts$870,0001,383
Trading account gains and fees$0159
Additional Noninterest Income$2,702,0001,252
Total noninterest expense$19,296,0001,054
Salaries and employee benefits$11,574,000975
Premises and equipment expense$2,750,000891
Additional noninterest expense$4,972,0001,275
Pre-tax net operating income$9,317,000944
Securities gains (losses)$5,0002,832
Applicable income taxes$04,402
Income before extraordinary items$9,322,000776
Extraordinary gains, net$023
Net income$9,322,000776
Minority interest net income$081
Net income of bank and minority interests.$9,322,000776
Net charge-offs$-763,0006,066
Cash dividends$4,899,000683
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,317,000757
2015-09-30 (YTD Data)Rank
Total interest income$18,796,0001,042
Total interest expense$460,0003,386
Net interest income$18,336,000941
Provision for loan and lease losses$04,232
Total noninterest income$2,653,0001,433
Gross Fiduciary activities income$10,0001,006
Service charges on deposit accounts$652,0001,397
Trading account gains and fees$0153
Additional Noninterest Income$1,991,0001,279
Total noninterest expense$13,950,0001,095
Salaries and employee benefits$8,433,0001,009
Premises and equipment expense$2,017,000917
Additional noninterest expense$3,500,0001,343
Pre-tax net operating income$7,039,000949
Securities gains (losses)$5,0002,620
Applicable income taxes$04,489
Income before extraordinary items$7,044,000784
Extraordinary gains, net$021
Net income$7,044,000783
Minority interest net income$078
Net income of bank and minority interests.$7,044,000784
Net charge-offs$-728,0006,165
Cash dividends$3,899,000594
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,039,000767
2015-06-30 (YTD Data)Rank
Total interest income$12,364,0001,053
Total interest expense$307,0003,407
Net interest income$12,057,000948
Provision for loan and lease losses$04,069
Total noninterest income$1,686,0001,487
Gross Fiduciary activities income$8,000995
Service charges on deposit accounts$422,0001,399
Trading account gains and fees$0157
Additional Noninterest Income$1,256,0001,330
Total noninterest expense$9,397,0001,092
Salaries and employee benefits$5,737,000983
Premises and equipment expense$1,344,000919
Additional noninterest expense$2,316,0001,352
Pre-tax net operating income$4,346,0001,017
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$4,346,000833
Extraordinary gains, net$022
Net income$4,346,000833
Minority interest net income$075
Net income of bank and minority interests.$4,346,000833
Net charge-offs$-340,0006,157
Cash dividends$2,814,000538
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,346,000812
2015-03-31 (YTD Data)Rank
Total interest income$5,944,0001,090
Total interest expense$153,0003,437
Net interest income$5,791,000991
Provision for loan and lease losses$03,703
Total noninterest income$812,0001,492
Gross Fiduciary activities income$1,0001,061
Service charges on deposit accounts$202,0001,435
Trading account gains and fees$0152
Additional Noninterest Income$609,0001,311
Total noninterest expense$4,436,0001,152
Salaries and employee benefits$2,694,0001,059
Premises and equipment expense$672,000925
Additional noninterest expense$1,070,0001,439
Pre-tax net operating income$2,167,000998
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,167,000809
Extraordinary gains, net$013
Net income$2,167,000807
Minority interest net income$064
Net income of bank and minority interests.$2,167,000809
Net charge-offs$-104,0006,128
Cash dividends$1,930,000380
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,167,000781
2014-12-31 (YTD Data)Rank
Total interest income$23,457,0001,093
Total interest expense$673,0003,391
Net interest income$22,784,000981
Provision for loan and lease losses$04,603
Total noninterest income$3,070,0001,545
Gross Fiduciary activities income$13,0001,052
Service charges on deposit accounts$904,0001,419
Trading account gains and fees$0180
Additional Noninterest Income$2,153,0001,378
Total noninterest expense$18,021,0001,119
Salaries and employee benefits$10,875,000994
Premises and equipment expense$2,606,000937
Additional noninterest expense$4,540,0001,409
Pre-tax net operating income$7,833,0001,048
Securities gains (losses)$124,0001,107
Applicable income taxes$04,531
Income before extraordinary items$7,957,000831
Extraordinary gains, net$017
Net income$7,957,000830
Minority interest net income$084
Net income of bank and minority interests.$7,957,000830
Net charge-offs$-990,0006,454
Cash dividends$4,810,000624
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,833,000827
2014-09-30 (YTD Data)Rank
Total interest income$17,262,0001,125
Total interest expense$512,0003,402
Net interest income$16,750,0001,014
Provision for loan and lease losses$04,401
Total noninterest income$2,202,0001,598
Gross Fiduciary activities income$13,0001,016
Service charges on deposit accounts$679,0001,430
Trading account gains and fees$0174
Additional Noninterest Income$1,510,0001,448
Total noninterest expense$13,383,0001,130
Salaries and employee benefits$8,019,0001,015
Premises and equipment expense$2,030,000905
Additional noninterest expense$3,334,0001,426
Pre-tax net operating income$5,569,0001,106
Securities gains (losses)$124,000868
Applicable income taxes$04,583
Income before extraordinary items$5,693,000873
Extraordinary gains, net$015
Net income$5,693,000872
Minority interest net income$081
Net income of bank and minority interests.$5,693,000872
Net charge-offs$-746,0006,517
Cash dividends$3,306,000617
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,569,000871
2014-06-30 (YTD Data)Rank
Total interest income$10,920,0001,174
Total interest expense$349,0003,399
Net interest income$10,571,0001,063
Provision for loan and lease losses$04,196
Total noninterest income$1,441,0001,590
Gross Fiduciary activities income$2,0001,095
Service charges on deposit accounts$452,0001,413
Trading account gains and fees$0172
Additional Noninterest Income$987,0001,461
Total noninterest expense$9,053,0001,117
Salaries and employee benefits$5,480,000992
Premises and equipment expense$1,378,000899
Additional noninterest expense$2,195,0001,445
Pre-tax net operating income$2,959,0001,295
Securities gains (losses)$124,000676
Applicable income taxes$04,568
Income before extraordinary items$3,083,0001,044
Extraordinary gains, net$020
Net income$3,083,0001,044
Minority interest net income$080
Net income of bank and minority interests.$3,083,0001,045
Net charge-offs$-270,0006,501
Cash dividends$2,262,000589
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,959,0001,063
2014-03-31 (YTD Data)Rank
Total interest income$5,256,0001,215
Total interest expense$178,0003,412
Net interest income$5,078,0001,099
Provision for loan and lease losses$03,817
Total noninterest income$683,0001,632
Gross Fiduciary activities income$2,0001,051
Service charges on deposit accounts$214,0001,460
Trading account gains and fees$0147
Additional Noninterest Income$467,0001,485
Total noninterest expense$4,380,0001,162
Salaries and employee benefits$2,560,0001,079
Premises and equipment expense$688,000915
Additional noninterest expense$1,132,0001,403
Pre-tax net operating income$1,381,0001,347
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,381,0001,121
Extraordinary gains, net$016
Net income$1,381,0001,122
Minority interest net income$066
Net income of bank and minority interests.$1,381,0001,122
Net charge-offs$-153,0006,556
Cash dividends$1,617,000392
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,381,0001,106
2013-12-31 (YTD Data)Rank
Total interest income$22,157,0001,163
Total interest expense$888,0003,207
Net interest income$21,269,0001,031
Provision for loan and lease losses$05,091
Total noninterest income$3,532,0001,443
Gross Fiduciary activities income$15,0001,072
Service charges on deposit accounts$877,0001,521
Trading account gains and fees$0184
Additional Noninterest Income$2,640,0001,254
Total noninterest expense$17,166,0001,189
Salaries and employee benefits$9,957,0001,091
Premises and equipment expense$2,486,000970
Additional noninterest expense$4,723,0001,411
Pre-tax net operating income$7,635,0001,000
Securities gains (losses)$85,0001,444
Applicable income taxes$04,631
Income before extraordinary items$7,720,000811
Extraordinary gains, net$029
Net income$7,720,000812
Minority interest net income$090
Net income of bank and minority interests.$7,720,000813
Net charge-offs$-150,0006,592
Cash dividends$2,894,000898
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,635,000809
2013-09-30 (YTD Data)Rank
Total interest income$16,679,0001,159
Total interest expense$691,0003,202
Net interest income$15,988,0001,033
Provision for loan and lease losses$04,941
Total noninterest income$2,767,0001,417
Gross Fiduciary activities income$15,0001,028
Service charges on deposit accounts$641,0001,561
Trading account gains and fees$0180
Additional Noninterest Income$2,111,0001,224
Total noninterest expense$12,559,0001,220
Salaries and employee benefits$7,070,0001,163
Premises and equipment expense$1,919,000950
Additional noninterest expense$3,570,0001,399
Pre-tax net operating income$6,196,000942
Securities gains (losses)$85,0001,331
Applicable income taxes$04,713
Income before extraordinary items$6,281,000769
Extraordinary gains, net$025
Net income$6,281,000770
Minority interest net income$084
Net income of bank and minority interests.$6,281,000771
Net charge-offs$-142,0006,661
Cash dividends$2,376,000769
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,196,000754
2013-06-30 (YTD Data)Rank
Total interest income$10,831,0001,175
Total interest expense$468,0003,224
Net interest income$10,363,0001,055
Provision for loan and lease losses$04,788
Total noninterest income$2,033,0001,343
Gross Fiduciary activities income$5,0001,085
Service charges on deposit accounts$432,0001,520
Trading account gains and fees$0157
Additional Noninterest Income$1,596,0001,154
Total noninterest expense$8,304,0001,222
Salaries and employee benefits$4,738,0001,157
Premises and equipment expense$1,291,000929
Additional noninterest expense$2,275,0001,436
Pre-tax net operating income$4,092,000928
Securities gains (losses)$85,0001,212
Applicable income taxes$04,679
Income before extraordinary items$4,177,000748
Extraordinary gains, net$022
Net income$4,177,000750
Minority interest net income$082
Net income of bank and minority interests.$4,177,000750
Net charge-offs$28,0003,801
Cash dividends$1,280,000887
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,092,000728
2013-03-31 (YTD Data)Rank
Total interest income$5,261,0001,223
Total interest expense$238,0003,280
Net interest income$5,023,0001,083
Provision for loan and lease losses$04,409
Total noninterest income$1,070,0001,300
Gross Fiduciary activities income$5,0001,015
Service charges on deposit accounts$208,0001,573
Trading account gains and fees$0148
Additional Noninterest Income$857,0001,092
Total noninterest expense$4,064,0001,254
Salaries and employee benefits$2,203,0001,227
Premises and equipment expense$637,000966
Additional noninterest expense$1,224,0001,343
Pre-tax net operating income$2,029,000919
Securities gains (losses)$15,0001,363
Applicable income taxes$04,602
Income before extraordinary items$2,044,000764
Extraordinary gains, net$010
Net income$2,044,000765
Minority interest net income$076
Net income of bank and minority interests.$2,044,000766
Net charge-offs$-182,0006,902
Cash dividends$611,000804
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,029,000730
2012-12-31 (YTD Data)Rank
Total interest income$21,044,0001,266
Total interest expense$1,113,0003,350
Net interest income$19,931,0001,096
Provision for loan and lease losses$1,500,0001,325
Total noninterest income$3,134,0001,592
Gross Fiduciary activities income$8,0001,155
Service charges on deposit accounts$888,0001,563
Trading account gains and fees$0166
Additional Noninterest Income$2,238,0001,429
Total noninterest expense$16,965,0001,192
Salaries and employee benefits$9,219,0001,144
Premises and equipment expense$2,545,000940
Additional noninterest expense$5,201,0001,309
Pre-tax net operating income$4,600,0001,474
Securities gains (losses)$91,0002,343
Applicable income taxes$04,751
Income before extraordinary items$4,691,0001,255
Extraordinary gains, net$029
Net income$4,691,0001,256
Minority interest net income$093
Net income of bank and minority interests.$4,691,0001,256
Net charge-offs$808,0002,045
Cash dividends$2,910,000900
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,600,0001,223
2012-09-30 (YTD Data)Rank
Total interest income$15,741,0001,300
Total interest expense$863,0003,397
Net interest income$14,878,0001,114
Provision for loan and lease losses$1,500,0001,077
Total noninterest income$2,534,0001,501
Gross Fiduciary activities income$8,0001,101
Service charges on deposit accounts$663,0001,585
Trading account gains and fees$0157
Additional Noninterest Income$1,863,0001,340
Total noninterest expense$12,646,0001,197
Salaries and employee benefits$6,863,0001,148
Premises and equipment expense$1,906,000950
Additional noninterest expense$3,877,0001,315
Pre-tax net operating income$3,266,0001,582
Securities gains (losses)$91,0002,045
Applicable income taxes$04,802
Income before extraordinary items$3,357,0001,349
Extraordinary gains, net$020
Net income$3,357,0001,350
Minority interest net income$086
Net income of bank and minority interests.$3,357,0001,350
Net charge-offs$738,0001,761
Cash dividends$907,0001,420
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,266,0001,302
2012-06-30 (YTD Data)Rank
Total interest income$10,375,0001,329
Total interest expense$594,0003,427
Net interest income$9,781,0001,141
Provision for loan and lease losses$1,000,0001,094
Total noninterest income$1,609,0001,545
Gross Fiduciary activities income$1,0001,200
Service charges on deposit accounts$450,0001,551
Trading account gains and fees$0153
Additional Noninterest Income$1,158,0001,375
Total noninterest expense$8,671,0001,157
Salaries and employee benefits$4,765,0001,094
Premises and equipment expense$1,257,000962
Additional noninterest expense$2,649,0001,279
Pre-tax net operating income$1,719,0001,900
Securities gains (losses)$91,0001,661
Applicable income taxes$04,770
Income before extraordinary items$1,810,0001,618
Extraordinary gains, net$019
Net income$1,810,0001,617
Minority interest net income$084
Net income of bank and minority interests.$1,810,0001,618
Net charge-offs$639,0001,540
Cash dividends$780,0001,188
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,719,0001,603
2012-03-31 (YTD Data)Rank
Total interest income$5,152,0001,336
Total interest expense$316,0003,397
Net interest income$4,836,0001,151
Provision for loan and lease losses$501,0001,036
Total noninterest income$806,0001,516
Gross Fiduciary activities income$1,0001,128
Service charges on deposit accounts$212,0001,606
Trading account gains and fees$0148
Additional Noninterest Income$593,0001,340
Total noninterest expense$4,085,0001,222
Salaries and employee benefits$2,104,0001,242
Premises and equipment expense$639,000952
Additional noninterest expense$1,342,0001,252
Pre-tax net operating income$1,056,0001,604
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,056,0001,380
Extraordinary gains, net$019
Net income$1,056,0001,381
Minority interest net income$078
Net income of bank and minority interests.$1,056,0001,381
Net charge-offs$338,0001,387
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,056,0001,307
2011-12-31 (YTD Data)Rank
Total interest income$21,971,0001,303
Total interest expense$1,876,0002,900
Net interest income$20,095,0001,110
Provision for loan and lease losses$3,300,0001,101
Total noninterest income$2,865,0001,542
Gross Fiduciary activities income$10,0001,096
Service charges on deposit accounts$1,027,0001,445
Trading account gains and fees$0146
Additional Noninterest Income$1,828,0001,449
Total noninterest expense$16,167,0001,218
Salaries and employee benefits$8,797,0001,123
Premises and equipment expense$2,635,000951
Additional noninterest expense$4,735,0001,448
Pre-tax net operating income$3,493,0001,604
Securities gains (losses)$362,0001,000
Applicable income taxes$04,719
Income before extraordinary items$3,855,0001,290
Extraordinary gains, net$029
Net income$3,855,0001,290
Minority interest net income$096
Net income of bank and minority interests.$3,855,0001,290
Net charge-offs$2,812,0001,246
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,493,0001,338
2011-09-30 (YTD Data)Rank
Total interest income$16,574,0001,306
Total interest expense$1,498,0002,871
Net interest income$15,076,0001,113
Provision for loan and lease losses$2,310,0001,123
Total noninterest income$2,267,0001,476
Gross Fiduciary activities income$8,0001,059
Service charges on deposit accounts$779,0001,438
Trading account gains and fees$0145
Additional Noninterest Income$1,480,0001,353
Total noninterest expense$12,221,0001,207
Salaries and employee benefits$6,659,0001,117
Premises and equipment expense$1,998,000952
Additional noninterest expense$3,564,0001,445
Pre-tax net operating income$2,812,0001,570
Securities gains (losses)$362,000798
Applicable income taxes$04,740
Income before extraordinary items$3,174,0001,224
Extraordinary gains, net$021
Net income$3,174,0001,224
Minority interest net income$087
Net income of bank and minority interests.$3,174,0001,224
Net charge-offs$2,266,0001,124
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,812,0001,300
2011-06-30 (YTD Data)Rank
Total interest income$11,189,0001,300
Total interest expense$1,072,0002,807
Net interest income$10,117,0001,101
Provision for loan and lease losses$1,650,0001,039
Total noninterest income$1,492,0001,482
Gross Fiduciary activities income$1,0001,171
Service charges on deposit accounts$512,0001,430
Trading account gains and fees$0153
Additional Noninterest Income$979,0001,361
Total noninterest expense$8,277,0001,207
Salaries and employee benefits$4,411,0001,136
Premises and equipment expense$1,356,000947
Additional noninterest expense$2,510,0001,395
Pre-tax net operating income$1,682,0001,692
Securities gains (losses)$362,000468
Applicable income taxes$04,697
Income before extraordinary items$2,044,0001,224
Extraordinary gains, net$015
Net income$2,044,0001,223
Minority interest net income$089
Net income of bank and minority interests.$2,044,0001,224
Net charge-offs$2,318,000824
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,682,0001,397
2011-03-31 (YTD Data)Rank
Total interest income$5,751,0001,267
Total interest expense$601,0002,634
Net interest income$5,150,0001,068
Provision for loan and lease losses$660,0001,189
Total noninterest income$741,0001,499
Gross Fiduciary activities income$1,0001,126
Service charges on deposit accounts$248,0001,441
Trading account gains and fees$0158
Additional Noninterest Income$492,0001,355
Total noninterest expense$4,152,0001,205
Salaries and employee benefits$2,169,0001,165
Premises and equipment expense$675,000976
Additional noninterest expense$1,308,0001,346
Pre-tax net operating income$1,079,0001,342
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,079,0001,141
Extraordinary gains, net$09
Net income$1,079,0001,140
Minority interest net income$086
Net income of bank and minority interests.$1,079,0001,140
Net charge-offs$608,0001,180
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,079,0001,110
2010-12-31 (YTD Data)Rank
Total interest income$24,369,0001,266
Total interest expense$3,510,0002,254
Net interest income$20,859,0001,063
Provision for loan and lease losses$12,500,000550
Total noninterest income$2,096,0002,022
Gross Fiduciary activities income$9,0001,166
Service charges on deposit accounts$1,070,0001,420
Trading account gains and fees$0175
Additional Noninterest Income$1,017,0002,165
Total noninterest expense$16,187,0001,238
Salaries and employee benefits$9,156,0001,075
Premises and equipment expense$2,299,0001,135
Additional noninterest expense$4,732,0001,518
Pre-tax net operating income$-5,732,0007,160
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-5,732,0007,223
Extraordinary gains, net$029
Net income$-5,732,0007,223
Minority interest net income$0111
Net income of bank and minority interests.$-5,732,0007,223
Net charge-offs$9,501,000630
Cash dividends$1,418,0001,132
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-5,732,0007,199
2010-09-30 (YTD Data)Rank
Total interest income$18,742,0001,257
Total interest expense$2,802,0002,209
Net interest income$15,940,0001,043
Provision for loan and lease losses$4,500,000948
Total noninterest income$1,363,0002,232
Gross Fiduciary activities income$7,0001,140
Service charges on deposit accounts$822,0001,428
Trading account gains and fees$0165
Additional Noninterest Income$534,0002,658
Total noninterest expense$11,961,0001,249
Salaries and employee benefits$6,935,0001,060
Premises and equipment expense$1,759,0001,123
Additional noninterest expense$3,267,0001,627
Pre-tax net operating income$842,0003,380
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$842,0003,193
Extraordinary gains, net$023
Net income$842,0003,191
Minority interest net income$0110
Net income of bank and minority interests.$842,0003,193
Net charge-offs$2,052,0001,480
Cash dividends$1,417,000787
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$842,0003,077
2010-06-30 (YTD Data)Rank
Total interest income$12,469,0001,271
Total interest expense$1,894,0002,267
Net interest income$10,575,0001,050
Provision for loan and lease losses$3,650,000814
Total noninterest income$1,254,0001,718
Gross Fiduciary activities income$1,0001,231
Service charges on deposit accounts$564,0001,389
Trading account gains and fees$0152
Additional Noninterest Income$689,0001,699
Total noninterest expense$7,978,0001,242
Salaries and employee benefits$4,763,0001,018
Premises and equipment expense$1,114,0001,192
Additional noninterest expense$2,101,0001,678
Pre-tax net operating income$201,0004,934
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$201,0004,897
Extraordinary gains, net$019
Net income$201,0004,898
Minority interest net income$0105
Net income of bank and minority interests.$201,0004,897
Net charge-offs$941,0001,788
Cash dividends$1,418,000488
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$201,0004,746
2010-03-31 (YTD Data)Rank
Total interest income$6,260,0001,290
Total interest expense$960,0002,334
Net interest income$5,300,0001,056
Provision for loan and lease losses$3,425,000503
Total noninterest income$633,0001,716
Gross Fiduciary activities income$1,0001,185
Service charges on deposit accounts$279,0001,408
Trading account gains and fees$0175
Additional Noninterest Income$353,0001,646
Total noninterest expense$3,845,0001,297
Salaries and employee benefits$2,250,0001,106
Premises and equipment expense$548,0001,244
Additional noninterest expense$1,047,0001,672
Pre-tax net operating income$-1,337,0007,497
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-1,337,0007,543
Extraordinary gains, net$016
Net income$-1,337,0007,543
Minority interest net income$091
Net income of bank and minority interests.$-1,337,0007,544
Net charge-offs$363,0001,852
Cash dividends$783,000433
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,337,0007,540
2009-12-31 (YTD Data)Rank
Total interest income$25,102,0001,363
Total interest expense$4,602,0002,439
Net interest income$20,500,0001,068
Provision for loan and lease losses$1,261,0003,137
Total noninterest income$2,924,0001,644
Gross Fiduciary activities income$14,0001,138
Service charges on deposit accounts$1,221,0001,414
Trading account gains and fees$0211
Additional Noninterest Income$1,689,0001,539
Total noninterest expense$16,712,0001,244
Salaries and employee benefits$9,934,000987
Premises and equipment expense$2,282,0001,189
Additional noninterest expense$4,496,0001,646
Pre-tax net operating income$5,451,000780
Securities gains (losses)$4,0003,487
Applicable income taxes$04,388
Income before extraordinary items$5,455,000615
Extraordinary gains, net$034
Net income$5,455,000615
Minority interest net income$0115
Net income of bank and minority interests.$5,455,000616
Net charge-offs$1,204,0002,654
Cash dividends$1,419,0001,249
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,451,000618
2009-09-30 (YTD Data)Rank
Total interest income$18,752,0001,397
Total interest expense$3,552,0002,479
Net interest income$15,200,0001,080
Provision for loan and lease losses$597,0003,542
Total noninterest income$2,189,0001,672
Gross Fiduciary activities income$12,0001,096
Service charges on deposit accounts$910,0001,421
Trading account gains and fees$0212
Additional Noninterest Income$1,267,0001,555
Total noninterest expense$12,637,0001,225
Salaries and employee benefits$7,578,000978
Premises and equipment expense$1,782,0001,163
Additional noninterest expense$3,277,0001,654
Pre-tax net operating income$4,155,000815
Securities gains (losses)$4,0003,208
Applicable income taxes$04,592
Income before extraordinary items$4,159,000646
Extraordinary gains, net$027
Net income$4,159,000647
Minority interest net income$0118
Net income of bank and minority interests.$4,159,000648
Net charge-offs$941,0002,269
Cash dividends$1,419,000915
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,155,000642
2009-06-30 (YTD Data)Rank
Total interest income$12,590,0001,416
Total interest expense$2,394,0002,543
Net interest income$10,196,0001,072
Provision for loan and lease losses$417,0003,215
Total noninterest income$1,462,0001,689
Gross Fiduciary activities income$6,0001,146
Service charges on deposit accounts$597,0001,428
Trading account gains and fees$0193
Additional Noninterest Income$859,0001,560
Total noninterest expense$8,653,0001,200
Salaries and employee benefits$5,276,000962
Premises and equipment expense$1,187,0001,191
Additional noninterest expense$2,190,0001,660
Pre-tax net operating income$2,588,000886
Securities gains (losses)$4,0002,814
Applicable income taxes$04,657
Income before extraordinary items$2,592,000710
Extraordinary gains, net$021
Net income$2,592,000708
Minority interest net income$0112
Net income of bank and minority interests.$2,592,000711
Net charge-offs$757,0001,897
Cash dividends$1,007,000884
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,588,000689
2009-03-31 (YTD Data)Rank
Total interest income$6,281,0001,433
Total interest expense$1,181,0002,669
Net interest income$5,100,0001,069
Provision for loan and lease losses$90,0004,033
Total noninterest income$710,0001,684
Gross Fiduciary activities income$6,0001,049
Service charges on deposit accounts$297,0001,390
Trading account gains and fees$0171
Additional Noninterest Income$407,0001,604
Total noninterest expense$4,382,0001,142
Salaries and employee benefits$2,800,000911
Premises and equipment expense$601,0001,199
Additional noninterest expense$981,0001,647
Pre-tax net operating income$1,338,000949
Securities gains (losses)$4,0002,106
Applicable income taxes$04,835
Income before extraordinary items$1,342,000763
Extraordinary gains, net$015
Net income$1,342,000763
Minority interest net income$0102
Net income of bank and minority interests.$1,342,000765
Net charge-offs$15,0004,515
Cash dividends$515,000830
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,338,000715
2008-12-31 (YTD Data)Rank
Total interest income$28,055,0001,381
Total interest expense$6,588,0002,314
Net interest income$21,467,0001,001
Provision for loan and lease losses$45,0006,657
Total noninterest income$2,907,0001,614
Gross Fiduciary activities income$15,0001,152
Service charges on deposit accounts$1,281,0001,405
Trading account gains and fees$0154
Additional Noninterest Income$1,611,0001,517
Total noninterest expense$16,175,0001,212
Salaries and employee benefits$10,009,000997
Premises and equipment expense$2,461,0001,125
Additional noninterest expense$3,705,0001,669
Pre-tax net operating income$8,154,000682
Securities gains (losses)$9,0002,546
Applicable income taxes$7,0004,604
Income before extraordinary items$8,156,000478
Extraordinary gains, net$039
Net income$8,156,000478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0004,882
Cash dividends$7,110,000406
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,147,000506
2008-09-30 (YTD Data)Rank
Total interest income$21,354,0001,391
Total interest expense$5,200,0002,294
Net interest income$16,154,0001,015
Provision for loan and lease losses$30,0006,263
Total noninterest income$2,232,0001,639
Gross Fiduciary activities income$13,0001,114
Service charges on deposit accounts$967,0001,403
Trading account gains and fees$0148
Additional Noninterest Income$1,252,0001,545
Total noninterest expense$12,168,0001,200
Salaries and employee benefits$7,661,0001,001
Premises and equipment expense$1,890,0001,110
Additional noninterest expense$2,617,0001,703
Pre-tax net operating income$6,188,000816
Securities gains (losses)$03,106
Applicable income taxes$7,0004,953
Income before extraordinary items$6,181,000588
Extraordinary gains, net$031
Net income$6,181,000587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,525
Cash dividends$2,460,000855
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,181,000620
2008-06-30 (YTD Data)Rank
Total interest income$14,287,0001,410
Total interest expense$3,612,0002,312
Net interest income$10,675,0001,022
Provision for loan and lease losses$15,0006,116
Total noninterest income$1,431,0001,708
Gross Fiduciary activities income$6,0001,200
Service charges on deposit accounts$630,0001,415
Trading account gains and fees$0149
Additional Noninterest Income$795,0001,644
Total noninterest expense$7,998,0001,212
Salaries and employee benefits$5,033,0001,022
Premises and equipment expense$1,269,0001,092
Additional noninterest expense$1,696,0001,727
Pre-tax net operating income$4,093,000863
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$4,093,000675
Extraordinary gains, net$021
Net income$4,093,000674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,728
Cash dividends$1,701,000891
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,093,000656
2008-03-31 (YTD Data)Rank
Total interest income$7,412,0001,388
Total interest expense$1,958,0002,277
Net interest income$5,454,000982
Provision for loan and lease losses$06,080
Total noninterest income$715,0001,717
Gross Fiduciary activities income$6,0001,090
Service charges on deposit accounts$312,0001,402
Trading account gains and fees$0158
Additional Noninterest Income$397,0001,647
Total noninterest expense$4,152,0001,169
Salaries and employee benefits$2,661,000983
Premises and equipment expense$633,0001,107
Additional noninterest expense$858,0001,670
Pre-tax net operating income$2,017,000933
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$2,017,000751
Extraordinary gains, net$015
Net income$2,017,000752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,369
Cash dividends$849,000877
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,017,000719
2007-12-31 (YTD Data)Rank
Total interest income$31,206,0001,373
Total interest expense$8,870,0002,139
Net interest income$22,336,000992
Provision for loan and lease losses$90,0005,036
Total noninterest income$2,683,0001,779
Gross Fiduciary activities income$16,0001,187
Service charges on deposit accounts$1,241,0001,445
Trading account gains and fees$0178
Additional Noninterest Income$1,426,0001,737
Total noninterest expense$14,857,0001,253
Salaries and employee benefits$9,454,0001,056
Premises and equipment expense$2,276,0001,160
Additional noninterest expense$3,127,0001,769
Pre-tax net operating income$10,072,000842
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$10,072,000645
Extraordinary gains, net$039
Net income$10,072,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,049
Cash dividends$4,017,000904
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,072,000633
2007-09-30 (YTD Data)Rank
Total interest income$23,127,0001,396
Total interest expense$6,609,0002,143
Net interest income$16,518,0001,005
Provision for loan and lease losses$90,0004,255
Total noninterest income$1,919,0001,848
Gross Fiduciary activities income$13,0001,145
Service charges on deposit accounts$914,0001,440
Trading account gains and fees$0184
Additional Noninterest Income$992,0001,848
Total noninterest expense$11,206,0001,236
Salaries and employee benefits$7,144,0001,052
Premises and equipment expense$1,783,0001,117
Additional noninterest expense$2,279,0001,777
Pre-tax net operating income$7,141,000972
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$7,141,000732
Extraordinary gains, net$033
Net income$7,141,000730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,530
Cash dividends$2,817,000924
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,141,000721
2007-06-30 (YTD Data)Rank
Total interest income$15,018,0001,445
Total interest expense$4,294,0002,199
Net interest income$10,724,0001,046
Provision for loan and lease losses$90,0003,429
Total noninterest income$1,311,0001,832
Gross Fiduciary activities income$6,0001,205
Service charges on deposit accounts$602,0001,468
Trading account gains and fees$0168
Additional Noninterest Income$703,0001,770
Total noninterest expense$7,362,0001,269
Salaries and employee benefits$4,626,0001,101
Premises and equipment expense$1,191,0001,127
Additional noninterest expense$1,545,0001,758
Pre-tax net operating income$4,583,0001,042
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$4,583,000794
Extraordinary gains, net$029
Net income$4,583,000793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,700
Cash dividends$1,668,0001,031
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,583,000782
2007-03-31 (YTD Data)Rank
Total interest income$7,367,0001,473
Total interest expense$2,100,0002,228
Net interest income$5,267,0001,059
Provision for loan and lease losses$90,0002,153
Total noninterest income$674,0001,785
Gross Fiduciary activities income$6,0001,089
Service charges on deposit accounts$291,0001,473
Trading account gains and fees$0195
Additional Noninterest Income$377,0001,661
Total noninterest expense$3,740,0001,250
Salaries and employee benefits$2,331,0001,100
Premises and equipment expense$608,0001,098
Additional noninterest expense$801,0001,678
Pre-tax net operating income$2,111,0001,105
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$2,111,000845
Extraordinary gains, net$022
Net income$2,111,000844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,636
Cash dividends$900,000881
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,111,000838
2006-12-31 (YTD Data)Rank
Total interest income$28,927,0001,376
Total interest expense$7,452,0002,175
Net interest income$21,475,0001,033
Provision for loan and lease losses$130,0004,259
Total noninterest income$2,571,0001,842
Gross Fiduciary activities income$15,0001,219
Service charges on deposit accounts$1,258,0001,424
Trading account gains and fees$0130
Additional Noninterest Income$1,298,0001,844
Total noninterest expense$13,897,0001,287
Salaries and employee benefits$8,508,0001,150
Premises and equipment expense$2,153,0001,192
Additional noninterest expense$3,236,0001,622
Pre-tax net operating income$10,019,000976
Securities gains (losses)$-70,0008,064
Applicable income taxes$4,0006,378
Income before extraordinary items$9,945,000749
Extraordinary gains, net$051
Net income$9,945,000748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,001
Cash dividends$6,031,000597
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,015,000731
2006-09-30 (YTD Data)Rank
Total interest income$21,343,0001,391
Total interest expense$5,368,0002,191
Net interest income$15,975,0001,065
Provision for loan and lease losses$40,0005,377
Total noninterest income$1,920,0001,862
Gross Fiduciary activities income$12,0001,185
Service charges on deposit accounts$959,0001,404
Trading account gains and fees$0126
Additional Noninterest Income$949,0001,890
Total noninterest expense$9,959,0001,358
Salaries and employee benefits$6,197,0001,197
Premises and equipment expense$1,468,0001,331
Additional noninterest expense$2,294,0001,714
Pre-tax net operating income$7,896,000978
Securities gains (losses)$-70,0008,295
Applicable income taxes$06,687
Income before extraordinary items$7,826,000744
Extraordinary gains, net$045
Net income$7,826,000743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,214
Cash dividends$3,061,000815
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,896,000730
2006-06-30 (YTD Data)Rank
Total interest income$13,813,0001,402
Total interest expense$3,390,0002,197
Net interest income$10,423,0001,085
Provision for loan and lease losses$06,419
Total noninterest income$1,224,0001,923
Gross Fiduciary activities income$6,0001,233
Service charges on deposit accounts$643,0001,374
Trading account gains and fees$0126
Additional Noninterest Income$575,0002,025
Total noninterest expense$6,478,0001,394
Salaries and employee benefits$3,931,0001,266
Premises and equipment expense$976,0001,333
Additional noninterest expense$1,571,0001,684
Pre-tax net operating income$5,169,000991
Securities gains (losses)$-70,0008,451
Applicable income taxes$06,706
Income before extraordinary items$5,099,000764
Extraordinary gains, net$039
Net income$5,099,000764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,820
Cash dividends$1,993,000836
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,169,000742
2006-03-31 (YTD Data)Rank
Total interest income$6,707,0001,409
Total interest expense$1,564,0002,251
Net interest income$5,143,0001,096
Provision for loan and lease losses$06,013
Total noninterest income$640,0001,822
Gross Fiduciary activities income$6,0001,135
Service charges on deposit accounts$316,0001,365
Trading account gains and fees$0115
Additional Noninterest Income$318,0001,855
Total noninterest expense$3,203,0001,412
Salaries and employee benefits$1,911,0001,298
Premises and equipment expense$494,0001,313
Additional noninterest expense$798,0001,635
Pre-tax net operating income$2,580,000972
Securities gains (losses)$-52,0008,575
Applicable income taxes$06,588
Income before extraordinary items$2,528,000755
Extraordinary gains, net$021
Net income$2,528,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$1,152,000665
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,580,000727
2005-12-31 (YTD Data)Rank
Total interest income$24,815,0001,342
Total interest expense$4,169,0002,561
Net interest income$20,646,0001,042
Provision for loan and lease losses$120,0004,465
Total noninterest income$2,546,0001,837
Gross Fiduciary activities income$8,0001,332
Service charges on deposit accounts$1,352,0001,309
Trading account gains and fees$0138
Additional Noninterest Income$1,186,0001,985
Total noninterest expense$11,972,0001,438
Salaries and employee benefits$7,321,0001,264
Premises and equipment expense$1,658,0001,474
Additional noninterest expense$2,993,0001,686
Pre-tax net operating income$11,100,000894
Securities gains (losses)$02,296
Applicable income taxes$20,0006,327
Income before extraordinary items$11,080,000667
Extraordinary gains, net$046
Net income$11,080,000668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,246
Cash dividends$8,815,000423
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,080,000652
2005-09-30 (YTD Data)Rank
Total interest income$17,702,0001,377
Total interest expense$2,982,0002,547
Net interest income$14,720,0001,084
Provision for loan and lease losses$60,0004,948
Total noninterest income$1,897,0001,862
Gross Fiduciary activities income$6,0001,295
Service charges on deposit accounts$1,034,0001,272
Trading account gains and fees$0126
Additional Noninterest Income$857,0002,026
Total noninterest expense$8,915,0001,434
Salaries and employee benefits$5,482,0001,255
Premises and equipment expense$1,256,0001,447
Additional noninterest expense$2,177,0001,716
Pre-tax net operating income$7,642,000965
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$7,642,000710
Extraordinary gains, net$035
Net income$7,642,000711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,701
Cash dividends$6,816,000375
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,642,000691
2005-06-30 (YTD Data)Rank
Total interest income$11,415,0001,381
Total interest expense$1,863,0002,556
Net interest income$9,552,0001,102
Provision for loan and lease losses$06,626
Total noninterest income$1,267,0001,848
Gross Fiduciary activities income$6,0001,239
Service charges on deposit accounts$673,0001,267
Trading account gains and fees$14,00098
Additional Noninterest Income$574,0001,993
Total noninterest expense$5,767,0001,474
Salaries and employee benefits$3,480,0001,312
Premises and equipment expense$879,0001,379
Additional noninterest expense$1,408,0001,757
Pre-tax net operating income$5,052,000939
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$5,052,000705
Extraordinary gains, net$030
Net income$5,052,000707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,928
Cash dividends$4,063,000390
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,052,000686
2005-03-31 (YTD Data)Rank
Total interest income$5,482,0001,406
Total interest expense$913,0002,510
Net interest income$4,569,0001,148
Provision for loan and lease losses$06,226
Total noninterest income$690,0001,670
Gross Fiduciary activities income$6,0001,124
Service charges on deposit accounts$324,0001,264
Trading account gains and fees$0115
Additional Noninterest Income$360,0001,673
Total noninterest expense$2,689,0001,579
Salaries and employee benefits$1,541,0001,511
Premises and equipment expense$426,0001,425
Additional noninterest expense$722,0001,709
Pre-tax net operating income$2,570,000911
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$2,570,000692
Extraordinary gains, net$024
Net income$2,570,000692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$3,163,000248
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,570,000670
2004-12-31 (YTD Data)Rank
Total interest income$20,407,0001,401
Total interest expense$3,033,0002,611
Net interest income$17,374,0001,163
Provision for loan and lease losses$120,0004,623
Total noninterest income$2,309,0001,983
Gross Fiduciary activities income$12,0001,285
Service charges on deposit accounts$1,467,0001,220
Trading account gains and fees$0138
Additional Noninterest Income$830,0002,438
Total noninterest expense$11,384,0001,426
Salaries and employee benefits$6,754,0001,300
Premises and equipment expense$1,579,0001,457
Additional noninterest expense$3,051,0001,599
Pre-tax net operating income$8,179,0001,078
Securities gains (losses)$-62,0008,639
Applicable income taxes$111,0005,408
Income before extraordinary items$8,006,000824
Extraordinary gains, net$034
Net income$8,006,000825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0003,051
Cash dividends$5,635,000558
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,067,380792
2004-09-30 (YTD Data)Rank
Total interest income$14,942,0001,427
Total interest expense$2,209,0002,622
Net interest income$12,733,0001,174
Provision for loan and lease losses$60,0005,125
Total noninterest income$1,620,0002,092
Gross Fiduciary activities income$9,0001,258
Service charges on deposit accounts$1,120,0001,194
Trading account gains and fees$0134
Additional Noninterest Income$491,0002,835
Total noninterest expense$8,391,0001,453
Salaries and employee benefits$5,068,0001,301
Premises and equipment expense$1,182,0001,461
Additional noninterest expense$2,141,0001,686
Pre-tax net operating income$5,902,0001,117
Securities gains (losses)$-62,0008,834
Applicable income taxes$07,220
Income before extraordinary items$5,840,000854
Extraordinary gains, net$026
Net income$5,840,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,961
Cash dividends$3,936,000562
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,902,000810
2004-06-30 (YTD Data)Rank
Total interest income$9,786,0001,443
Total interest expense$1,467,0002,623
Net interest income$8,319,0001,189
Provision for loan and lease losses$06,885
Total noninterest income$1,051,0002,116
Gross Fiduciary activities income$9,0001,203
Service charges on deposit accounts$718,0001,234
Trading account gains and fees$0130
Additional Noninterest Income$324,0002,854
Total noninterest expense$5,566,0001,453
Salaries and employee benefits$3,334,0001,306
Premises and equipment expense$806,0001,431
Additional noninterest expense$1,426,0001,681
Pre-tax net operating income$3,804,0001,134
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$3,804,000858
Extraordinary gains, net$021
Net income$3,804,000858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,524
Cash dividends$3,118,000485
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,804,000820
2004-03-31 (YTD Data)Rank
Total interest income$4,844,0001,466
Total interest expense$739,0002,638
Net interest income$4,105,0001,205
Provision for loan and lease losses$06,501
Total noninterest income$653,0001,759
Gross Fiduciary activities income$9,0001,110
Service charges on deposit accounts$347,0001,236
Trading account gains and fees$0121
Additional Noninterest Income$297,0001,899
Total noninterest expense$2,814,0001,449
Salaries and employee benefits$1,731,0001,281
Premises and equipment expense$410,0001,431
Additional noninterest expense$673,0001,761
Pre-tax net operating income$1,944,0001,097
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$1,944,000847
Extraordinary gains, net$016
Net income$1,944,000847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,966
Cash dividends$787,000818
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,944,000800
2003-12-31 (YTD Data)Rank
Total interest income$18,948,0001,515
Total interest expense$3,664,0002,413
Net interest income$15,284,0001,266
Provision for loan and lease losses$07,651
Total noninterest income$2,381,0002,035
Gross Fiduciary activities income$6,0001,429
Service charges on deposit accounts$1,367,0001,272
Trading account gains and fees$0160
Additional Noninterest Income$1,008,0002,372
Total noninterest expense$10,660,0001,501
Salaries and employee benefits$6,410,0001,342
Premises and equipment expense$1,445,0001,581
Additional noninterest expense$2,805,0001,732
Pre-tax net operating income$7,005,0001,196
Securities gains (losses)$04,500
Applicable income taxes$1,694,0001,459
Income before extraordinary items$5,311,0001,213
Extraordinary gains, net$054
Net income$5,311,0001,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,364
Cash dividends$2,637,0001,117
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,311,0001,144
2003-09-30 (YTD Data)Rank
Total interest income$13,944,0001,567
Total interest expense$2,908,0002,364
Net interest income$11,036,0001,331
Provision for loan and lease losses$07,481
Total noninterest income$1,833,0002,033
Gross Fiduciary activities income$6,0001,365
Service charges on deposit accounts$1,028,0001,278
Trading account gains and fees$0153
Additional Noninterest Income$799,0002,373
Total noninterest expense$8,003,0001,504
Salaries and employee benefits$4,836,0001,352
Premises and equipment expense$1,075,0001,597
Additional noninterest expense$2,092,0001,724
Pre-tax net operating income$4,866,0001,327
Securities gains (losses)$04,204
Applicable income taxes$1,682,0001,221
Income before extraordinary items$3,184,0001,528
Extraordinary gains, net$040
Net income$3,184,0001,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,826
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,184,0001,457
2003-06-30 (YTD Data)Rank
Total interest income$9,242,0001,587
Total interest expense$2,087,0002,269
Net interest income$7,155,0001,374
Provision for loan and lease losses$07,324
Total noninterest income$1,224,0002,027
Gross Fiduciary activities income$6,0001,307
Service charges on deposit accounts$672,0001,281
Trading account gains and fees$0150
Additional Noninterest Income$546,0002,321
Total noninterest expense$5,391,0001,485
Salaries and employee benefits$3,259,0001,335
Premises and equipment expense$726,0001,576
Additional noninterest expense$1,406,0001,709
Pre-tax net operating income$2,988,0001,431
Securities gains (losses)$03,782
Applicable income taxes$1,682,000898
Income before extraordinary items$1,306,0002,379
Extraordinary gains, net$030
Net income$1,306,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,999
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,306,0002,250
2003-03-31 (YTD Data)Rank
Total interest income$4,626,0001,605
Total interest expense$1,107,0002,203
Net interest income$3,519,0001,394
Provision for loan and lease losses$06,934
Total noninterest income$607,0001,983
Gross Fiduciary activities income$5,0001,228
Service charges on deposit accounts$316,0001,323
Trading account gains and fees$0134
Additional Noninterest Income$286,0002,178
Total noninterest expense$2,582,0001,548
Salaries and employee benefits$1,510,0001,428
Premises and equipment expense$354,0001,629
Additional noninterest expense$718,0001,637
Pre-tax net operating income$1,544,0001,387
Securities gains (losses)$02,891
Applicable income taxes$239,0002,396
Income before extraordinary items$1,305,0001,268
Extraordinary gains, net$021
Net income$1,305,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,123
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,305,0001,185
2002-12-31 (YTD Data)Rank
Total interest income$20,401,0001,513
Total interest expense$5,668,0001,999
Net interest income$14,733,0001,312
Provision for loan and lease losses$60,0006,444
Total noninterest income$2,530,0001,781
Gross Fiduciary activities income$13,0001,361
Service charges on deposit accounts$1,406,0001,145
Trading account gains and fees$0153
Additional Noninterest Income$1,111,0002,037
Total noninterest expense$11,087,0001,393
Salaries and employee benefits$6,644,0001,212
Premises and equipment expense$1,554,0001,421
Additional noninterest expense$2,889,0001,632
Pre-tax net operating income$6,116,0001,373
Securities gains (losses)$8,0003,732
Applicable income taxes$2,251,0001,172
Income before extraordinary items$3,873,0001,569
Extraordinary gains, net$070
Net income$3,873,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,528
Cash dividends$3,550,000812
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,867,8801,521
2001-12-31 (YTD Data)Rank
Total interest income$20,125,0001,688
Total interest expense$6,328,0002,529
Net interest income$13,797,0001,288
Provision for loan and lease losses$08,228
Total noninterest income$2,326,0001,791
Gross Fiduciary activities income$7,0001,492
Service charges on deposit accounts$1,373,0001,083
Trading account gains and fees$0177
Additional Noninterest Income$946,0002,127
Total noninterest expense$9,667,0001,515
Salaries and employee benefits$5,576,0001,340
Premises and equipment expense$1,347,0001,598
Additional noninterest expense$2,744,0001,680
Pre-tax net operating income$6,456,0001,157
Securities gains (losses)$04,612
Applicable income taxes$2,460,000993
Income before extraordinary items$3,996,0001,369
Extraordinary gains, net$0105
Net income$3,996,0001,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,750
Cash dividends$9,800,000378
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,996,0001,308
2000-12-31 (YTD Data)Rank
Total interest income$18,355,0001,905
Total interest expense$5,906,0002,828
Net interest income$12,449,0001,409
Provision for loan and lease losses$08,337
Total noninterest income$2,184,0001,762
Gross Fiduciary activities income$11,0001,210
Service charges on deposit accounts$1,253,0001,080
Trading account gains and fees$0180
Additional Noninterest Income$920,0001,961
Total noninterest expense$7,484,0001,861
Salaries and employee benefits$4,337,0001,642
Premises and equipment expense$1,107,0001,881
Additional noninterest expense$2,040,0002,113
Pre-tax net operating income$7,149,0001,059
Securities gains (losses)$01,956
Applicable income taxes$2,868,000864
Income before extraordinary items$4,281,0001,228
Extraordinary gains, net$038
Net income$4,281,0001,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,671
Cash dividends$4,133,000735
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,281,0001,225
1999-12-31 (YTD Data)Rank
Total interest income$15,979,0002,027
Total interest expense$5,363,0002,732
Net interest income$10,616,0001,639
Provision for loan and lease losses$08,503
Total noninterest income$1,916,0001,915
Gross Fiduciary activities income$15,0001,231
Service charges on deposit accounts$1,201,0001,114
Trading account gains and fees$0173
Additional Noninterest Income$700,0002,379
Total noninterest expense$7,168,0001,913
Salaries and employee benefits$4,095,0001,681
Premises and equipment expense$1,154,0001,771
Additional noninterest expense$1,919,0002,281
Pre-tax net operating income$5,364,0001,420
Securities gains (losses)$-9,0009,275
Applicable income taxes$2,023,0001,219
Income before extraordinary items$3,332,0001,603
Extraordinary gains, net$035
Net income$3,332,0001,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0009,311
Cash dividends$3,395,000885
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,337,7601,570
1998-12-31 (YTD Data)Rank
Total interest income$16,457,0001,965
Total interest expense$5,457,0002,768
Net interest income$11,000,0001,541
Provision for loan and lease losses$11,0008,185
Total noninterest income$2,004,0001,829
Gross Fiduciary activities income$8,0001,304
Service charges on deposit accounts$1,147,0001,108
Trading account gains and fees$0224
Additional Noninterest Income$849,0002,078
Total noninterest expense$7,193,0001,808
Salaries and employee benefits$3,999,0001,666
Premises and equipment expense$1,245,0001,569
Additional noninterest expense$1,949,0002,154
Pre-tax net operating income$5,800,0001,294
Securities gains (losses)$04,449
Applicable income taxes$2,138,0001,181
Income before extraordinary items$3,662,0001,443
Extraordinary gains, net$032
Net income$3,662,0001,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0009,354
Cash dividends$4,025,000760
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,662,0001,380
1997-12-31 (YTD Data)Rank
Total interest income$14,572,0002,235
Total interest expense$5,008,0002,968
Net interest income$9,564,0001,823
Provision for loan and lease losses$08,829
Total noninterest income$1,697,0002,009
Gross Fiduciary activities income$11,0001,334
Service charges on deposit accounts$1,114,0001,123
Trading account gains and fees$0239
Additional Noninterest Income$572,0002,580
Total noninterest expense$5,985,0002,138
Salaries and employee benefits$3,367,0001,953
Premises and equipment expense$974,0002,038
Additional noninterest expense$1,644,0002,504
Pre-tax net operating income$5,276,0001,465
Securities gains (losses)$03,944
Applicable income taxes$1,909,0001,381
Income before extraordinary items$3,367,0001,607
Extraordinary gains, net$044
Net income$3,367,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-113,00010,730
Cash dividends$3,120,000904
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,367,0001,567
1996-12-31 (YTD Data)Rank
Total interest income$14,118,0002,363
Total interest expense$5,016,0002,991
Net interest income$9,102,0001,979
Provision for loan and lease losses$09,041
Total noninterest income$1,687,0002,103
Gross Fiduciary activities income$12,0001,388
Service charges on deposit accounts$1,117,0001,194
Trading account gains and fees$0262
Additional Noninterest Income$558,0002,712
Total noninterest expense$5,762,0002,389
Salaries and employee benefits$3,371,0001,955
Premises and equipment expense$962,0002,088
Additional noninterest expense$1,429,0003,253
Pre-tax net operating income$5,027,0001,432
Securities gains (losses)$04,148
Applicable income taxes$1,939,0001,272
Income before extraordinary items$3,088,0001,617
Extraordinary gains, net$053
Net income$3,088,0001,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,00011,137
Cash dividends$2,850,0001,001
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,088,0001,579
1995-12-31 (YTD Data)Rank
Total interest income$14,198,0002,366
Total interest expense$4,782,0003,144
Net interest income$9,416,0001,905
Provision for loan and lease losses$08,958
Total noninterest income$1,701,0002,088
Gross Fiduciary activities income$13,0001,448
Service charges on deposit accounts$1,034,0001,310
Trading account gains and fees$0522
Additional Noninterest Income$654,0002,403
Total noninterest expense$5,687,0002,391
Salaries and employee benefits$3,243,0002,040
Premises and equipment expense$856,0002,335
Additional noninterest expense$1,588,0002,950
Pre-tax net operating income$5,430,0001,409
Securities gains (losses)$03,831
Applicable income taxes$2,044,0001,252
Income before extraordinary items$3,386,0001,510
Extraordinary gains, net$065
Net income$3,386,0001,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,00011,620
Cash dividends$3,000,000907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,386,0001,489
1994-12-31 (YTD Data)Rank
Total interest income$12,195,0002,487
Total interest expense$4,030,0003,031
Net interest income$8,165,0002,207
Provision for loan and lease losses$09,146
Total noninterest income$1,960,0001,858
Gross Fiduciary activities income$9,0001,479
Service charges on deposit accounts$966,0001,389
Trading account gains and fees$0475
Additional Noninterest Income$985,0001,854
Total noninterest expense$5,528,0002,522
Salaries and employee benefits$3,007,0002,212
Premises and equipment expense$785,0002,568
Additional noninterest expense$1,736,0002,912
Pre-tax net operating income$4,597,0001,566
Securities gains (losses)$03,600
Applicable income taxes$1,580,0001,486
Income before extraordinary items$3,017,0001,620
Extraordinary gains, net$0249
Net income$3,017,0001,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-164,00012,365
Cash dividends$2,250,0001,005
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,017,0001,628
1993-12-31 (YTD Data)Rank
Total interest income$12,126,0002,545
Total interest expense$4,192,0003,024
Net interest income$7,934,0002,268
Provision for loan and lease losses$010,371
Total noninterest income$1,678,0002,237
Gross Fiduciary activities income$17,0001,459
Service charges on deposit accounts$940,0001,440
Trading account gains and fees$0532
Additional Noninterest Income$721,0002,545
Total noninterest expense$5,153,0002,774
Salaries and employee benefits$2,760,0002,413
Premises and equipment expense$690,0002,925
Additional noninterest expense$1,703,0003,127
Pre-tax net operating income$4,459,0001,574
Securities gains (losses)$359,0001,132
Applicable income taxes$1,685,0001,407
Income before extraordinary items$3,133,0001,623
Extraordinary gains, net$03,149
Net income$3,133,0001,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-107,00012,956
Cash dividends$2,700,000782
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,899,6501,637
1992-12-31 (YTD Data)Rank
Total interest income$13,696,0002,576
Total interest expense$5,711,0002,918
Net interest income$7,985,0002,279
Provision for loan and lease losses$011,756
Total noninterest income$1,537,0002,349
Gross Fiduciary activities income$8,0001,554
Service charges on deposit accounts$750,0001,804
Trading account gains and fees$0504
Additional Noninterest Income$779,0002,345
Total noninterest expense$5,057,0002,835
Salaries and employee benefits$2,781,0002,332
Premises and equipment expense$628,0003,213
Additional noninterest expense$1,648,0003,320
Pre-tax net operating income$4,465,0001,429
Securities gains (losses)$99,0003,013
Applicable income taxes$1,620,0001,361
Income before extraordinary items$2,944,0001,568
Extraordinary gains, net$01,422
Net income$2,944,0001,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-136,00013,793
Cash dividends$1,800,000936
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,879,6501,494

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.