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First Secure Bank and Trust Co., Income and Expense

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2024-03-31 (YTD Data)		Rank
Total interest income	$5,145,000	1,973
Total interest expense	$2,852,000	1,489
Net interest income	$2,293,000	2,501
Provision for loan and lease losses	$75,000	1,383
Total noninterest income	$155,000	3,141
Gross Fiduciary activities income	$8,000	794
Service charges on deposit accounts	$83,000	2,067
Trading account gains and fees	$0	121
Additional Noninterest Income	$64,000	3,397
Total noninterest expense	$2,186,000	2,239
Salaries and employee benefits	$1,345,000	2,141
Premises and equipment expense	$320,000	1,749
Additional noninterest expense	$64,000	3,397
Pre-tax net operating income	$187,000	3,629
Securities gains (losses)	$0	689
Applicable income taxes	$53,000	2,285
Income before extraordinary items	$134,000	3,745
Extraordinary gains, net	$0	51
Net income	$134,000	3,782
Minority interest net income	$0	72
Net income of bank and minority interests.	$134,000	3,745
Net charge-offs	$17,000	1,351
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$750,000	83
Net operating income	$134,000	3,749
2023-12-31 (YTD Data)		Rank
Total interest income	$18,906,000	1,964
Total interest expense	$8,147,000	1,478
Net interest income	$10,759,000	2,278
Provision for loan and lease losses	$550,000	1,199
Total noninterest income	$507,000	3,401
Gross Fiduciary activities income	$26,000	816
Service charges on deposit accounts	$280,000	2,278
Trading account gains and fees	$0	123
Additional Noninterest Income	$201,000	3,658
Total noninterest expense	$7,704,000	2,397
Salaries and employee benefits	$4,768,000	2,257
Premises and equipment expense	$1,135,000	1,878
Additional noninterest expense	$201,000	3,658
Pre-tax net operating income	$3,012,000	2,505
Securities gains (losses)	$0	988
Applicable income taxes	$848,000	1,541
Income before extraordinary items	$2,164,000	2,693
Extraordinary gains, net	$0	54
Net income	$2,164,000	2,721
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,164,000	2,695
Net charge-offs	$30,000	2,026
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,164,000	2,719
2023-09-30 (YTD Data)		Rank
Total interest income	$13,918,000	1,958
Total interest expense	$5,472,000	1,486
Net interest income	$8,446,000	2,224
Provision for loan and lease losses	$450,000	1,058
Total noninterest income	$364,000	3,441
Gross Fiduciary activities income	$17,000	806
Service charges on deposit accounts	$201,000	2,343
Trading account gains and fees	$0	125
Additional Noninterest Income	$146,000	3,676
Total noninterest expense	$5,769,000	2,385
Salaries and employee benefits	$3,561,000	2,252
Premises and equipment expense	$846,000	1,892
Additional noninterest expense	$146,000	3,674
Pre-tax net operating income	$2,591,000	2,407
Securities gains (losses)	$0	849
Applicable income taxes	$740,000	1,493
Income before extraordinary items	$1,851,000	2,601
Extraordinary gains, net	$0	52
Net income	$1,851,000	2,629
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,851,000	2,602
Net charge-offs	$20,000	1,896
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,851,000	2,625
2023-06-30 (YTD Data)		Rank
Total interest income	$9,189,000	1,943
Total interest expense	$3,212,000	1,504
Net interest income	$5,977,000	2,150
Provision for loan and lease losses	$300,000	1,014
Total noninterest income	$241,000	3,434
Gross Fiduciary activities income	$14,000	794
Service charges on deposit accounts	$138,000	2,300
Trading account gains and fees	$0	112
Additional Noninterest Income	$89,000	3,753
Total noninterest expense	$3,865,000	2,372
Salaries and employee benefits	$2,359,000	2,267
Premises and equipment expense	$582,000	1,839
Additional noninterest expense	$89,000	3,736
Pre-tax net operating income	$2,053,000	2,221
Securities gains (losses)	$0	938
Applicable income taxes	$586,000	1,377
Income before extraordinary items	$1,467,000	2,424
Extraordinary gains, net	$0	51
Net income	$1,467,000	2,452
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,467,000	2,424
Net charge-offs	$15,000	1,656
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,467,000	2,442
2023-03-31 (YTD Data)		Rank
Total interest income	$4,457,000	1,966
Total interest expense	$1,334,000	1,548
Net interest income	$3,123,000	2,103
Provision for loan and lease losses	$150,000	1,007
Total noninterest income	$160,000	3,192
Gross Fiduciary activities income	$3,000	843
Service charges on deposit accounts	$70,000	2,299
Trading account gains and fees	$0	97
Additional Noninterest Income	$87,000	3,289
Total noninterest expense	$2,041,000	2,312
Salaries and employee benefits	$1,207,000	2,267
Premises and equipment expense	$319,000	1,763
Additional noninterest expense	$87,000	3,289
Pre-tax net operating income	$1,092,000	2,187
Securities gains (losses)	$0	950
Applicable income taxes	$312,000	1,356
Income before extraordinary items	$780,000	2,411
Extraordinary gains, net	$0	4
Net income	$780,000	2,411
Minority interest net income	$0	48
Net income of bank and minority interests.	$780,000	2,411
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$780,000	2,433
2022-12-31 (YTD Data)		Rank
Total interest income	$15,493,000	1,907
Total interest expense	$1,617,000	1,835
Net interest income	$13,876,000	1,891
Provision for loan and lease losses	$500,000	1,219
Total noninterest income	$982,000	2,838
Gross Fiduciary activities income	$22,000	857
Service charges on deposit accounts	$239,000	2,543
Trading account gains and fees	$0	116
Additional Noninterest Income	$721,000	2,676
Total noninterest expense	$7,737,000	2,353
Salaries and employee benefits	$4,483,000	2,330
Premises and equipment expense	$973,000	2,036
Additional noninterest expense	$721,000	2,676
Pre-tax net operating income	$6,621,000	1,712
Securities gains (losses)	$0	691
Applicable income taxes	$1,876,000	1,126
Income before extraordinary items	$4,745,000	1,889
Extraordinary gains, net	$0	5
Net income	$4,745,000	1,887
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,745,000	1,888
Net charge-offs	$437,000	640
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$2,000,000	171
Net operating income	$4,745,000	1,918
2022-09-30 (YTD Data)		Rank
Total interest income	$11,361,000	1,882
Total interest expense	$927,000	1,867
Net interest income	$10,434,000	1,861
Provision for loan and lease losses	$350,000	1,158
Total noninterest income	$733,000	2,869
Gross Fiduciary activities income	$20,000	831
Service charges on deposit accounts	$170,000	2,615
Trading account gains and fees	$0	111
Additional Noninterest Income	$543,000	2,711
Total noninterest expense	$5,887,000	2,316
Salaries and employee benefits	$3,360,000	2,327
Premises and equipment expense	$729,000	2,047
Additional noninterest expense	$543,000	2,711
Pre-tax net operating income	$4,930,000	1,715
Securities gains (losses)	$0	740
Applicable income taxes	$1,399,000	1,123
Income before extraordinary items	$3,531,000	1,884
Extraordinary gains, net	$0	4
Net income	$3,531,000	1,883
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,531,000	1,883
Net charge-offs	$0	2,349
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$2,000,000	147
Net operating income	$3,531,000	1,916
2022-06-30 (YTD Data)		Rank
Total interest income	$6,266,000	2,115
Total interest expense	$515,000	1,919
Net interest income	$5,751,000	2,105
Provision for loan and lease losses	$200,000	1,133
Total noninterest income	$1,388,000	1,726
Gross Fiduciary activities income	$18,000	777
Service charges on deposit accounts	$107,000	2,686
Trading account gains and fees	$0	108
Additional Noninterest Income	$1,263,000	1,458
Total noninterest expense	$3,896,000	2,316
Salaries and employee benefits	$2,256,000	2,317
Premises and equipment expense	$502,000	2,018
Additional noninterest expense	$1,138,000	2,393
Pre-tax net operating income	$3,043,000	1,717
Securities gains (losses)	$0	687
Applicable income taxes	$860,000	1,113
Income before extraordinary items	$2,183,000	1,887
Extraordinary gains, net	$0	4
Net income	$2,183,000	1,887
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,183,000	1,887
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,183,000	1,929
2022-03-31 (YTD Data)		Rank
Total interest income	$3,010,000	2,129
Total interest expense	$262,000	1,859
Net interest income	$2,748,000	2,132
Provision for loan and lease losses	$50,000	1,338
Total noninterest income	$798,000	1,584
Gross Fiduciary activities income	$13,000	756
Service charges on deposit accounts	$49,000	2,769
Trading account gains and fees	$0	103
Additional Noninterest Income	$736,000	1,328
Total noninterest expense	$1,978,000	2,305
Salaries and employee benefits	$1,141,000	2,308
Premises and equipment expense	$283,000	1,913
Additional noninterest expense	$554,000	2,417
Pre-tax net operating income	$1,518,000	1,626
Securities gains (losses)	$0	623
Applicable income taxes	$433,000	1,059
Income before extraordinary items	$1,085,000	1,817
Extraordinary gains, net	$0	4
Net income	$1,085,000	1,817
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,085,000	1,817
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,085,000	1,839
2021-12-31 (YTD Data)		Rank
Total interest income	$11,900,000	2,211
Total interest expense	$1,722,000	1,497
Net interest income	$10,178,000	2,303
Provision for loan and lease losses	$450,000	1,128
Total noninterest income	$2,743,000	1,896
Gross Fiduciary activities income	$23,000	821
Service charges on deposit accounts	$187,000	2,776
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,533,000	1,663
Total noninterest expense	$6,543,000	2,594
Salaries and employee benefits	$3,833,000	2,567
Premises and equipment expense	$845,000	2,239
Additional noninterest expense	$1,865,000	2,721
Pre-tax net operating income	$5,928,000	1,839
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,701,000	1,214
Income before extraordinary items	$4,227,000	2,087
Extraordinary gains, net	$0	10
Net income	$4,227,000	2,088
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,227,000	2,088
Net charge-offs	$0	2,705
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$3,000,000	136
Net operating income	$4,227,000	2,067
2021-09-30 (YTD Data)		Rank
Total interest income	$8,910,000	2,266
Total interest expense	$1,401,000	1,474
Net interest income	$7,509,000	2,365
Provision for loan and lease losses	$450,000	883
Total noninterest income	$2,335,000	1,813
Gross Fiduciary activities income	$18,000	807
Service charges on deposit accounts	$134,000	2,845
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,183,000	1,585
Total noninterest expense	$4,870,000	2,625
Salaries and employee benefits	$2,881,000	2,573
Premises and equipment expense	$645,000	2,247
Additional noninterest expense	$1,344,000	2,786
Pre-tax net operating income	$4,524,000	1,903
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,301,000	1,267
Income before extraordinary items	$3,223,000	2,160
Extraordinary gains, net	$0	8
Net income	$3,223,000	2,160
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,223,000	2,160
Net charge-offs	$0	2,463
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$3,000,000	110
Net operating income	$3,223,000	2,131
2021-06-30 (YTD Data)		Rank
Total interest income	$5,913,000	2,266
Total interest expense	$996,000	1,465
Net interest income	$4,917,000	2,387
Provision for loan and lease losses	$450,000	658
Total noninterest income	$1,750,000	1,648
Gross Fiduciary activities income	$11,000	812
Service charges on deposit accounts	$83,000	2,882
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,656,000	1,426
Total noninterest expense	$3,106,000	2,671
Salaries and employee benefits	$1,858,000	2,622
Premises and equipment expense	$419,000	2,278
Additional noninterest expense	$829,000	2,913
Pre-tax net operating income	$3,111,000	1,833
Securities gains (losses)	$0	1,818
Applicable income taxes	$893,000	1,234
Income before extraordinary items	$2,218,000	2,105
Extraordinary gains, net	$0	6
Net income	$2,218,000	2,105
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,218,000	2,105
Net charge-offs	$0	2,245
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$3,000,000	73
Net operating income	$2,218,000	2,071
2021-03-31 (YTD Data)		Rank
Total interest income	$2,931,000	2,261
Total interest expense	$523,000	1,471
Net interest income	$2,408,000	2,403
Provision for loan and lease losses	$300,000	548
Total noninterest income	$893,000	1,639
Gross Fiduciary activities income	$3,000	848
Service charges on deposit accounts	$38,000	2,957
Trading account gains and fees	$0	127
Additional Noninterest Income	$852,000	1,410
Total noninterest expense	$1,480,000	2,742
Salaries and employee benefits	$888,000	2,686
Premises and equipment expense	$224,000	2,207
Additional noninterest expense	$368,000	3,094
Pre-tax net operating income	$1,521,000	1,857
Securities gains (losses)	$0	1,392
Applicable income taxes	$439,000	1,234
Income before extraordinary items	$1,082,000	2,111
Extraordinary gains, net	$0	3
Net income	$1,082,000	2,111
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,082,000	2,111
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,082,000	2,075
2020-12-31 (YTD Data)		Rank
Total interest income	$10,039,000	2,509
Total interest expense	$2,991,000	1,489
Net interest income	$7,048,000	2,811
Provision for loan and lease losses	$900,000	1,710
Total noninterest income	$2,384,000	1,930
Gross Fiduciary activities income	$28,000	827
Service charges on deposit accounts	$138,000	3,204
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,218,000	1,698
Total noninterest expense	$5,400,000	2,861
Salaries and employee benefits	$3,118,000	2,883
Premises and equipment expense	$855,000	2,249
Additional noninterest expense	$1,427,000	3,128
Pre-tax net operating income	$3,132,000	2,376
Securities gains (losses)	$0	2,675
Applicable income taxes	$859,000	1,554
Income before extraordinary items	$2,273,000	2,662
Extraordinary gains, net	$0	4
Net income	$2,273,000	2,661
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,273,000	2,662
Net charge-offs	$0	3,443
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,273,000	2,621
2020-09-30 (YTD Data)		Rank
Total interest income	$7,321,000	2,565
Total interest expense	$2,345,000	1,516
Net interest income	$4,976,000	2,904
Provision for loan and lease losses	$600,000	1,810
Total noninterest income	$1,668,000	1,959
Gross Fiduciary activities income	$22,000	802
Service charges on deposit accounts	$90,000	3,375
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,556,000	1,705
Total noninterest expense	$3,821,000	2,968
Salaries and employee benefits	$2,229,000	2,935
Premises and equipment expense	$599,000	2,342
Additional noninterest expense	$993,000	3,235
Pre-tax net operating income	$2,223,000	2,434
Securities gains (losses)	$0	2,494
Applicable income taxes	$599,000	1,600
Income before extraordinary items	$1,624,000	2,723
Extraordinary gains, net	$0	4
Net income	$1,624,000	2,721
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,624,000	2,723
Net charge-offs	$0	3,243
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,624,000	2,676
2020-06-30 (YTD Data)		Rank
Total interest income	$4,607,000	2,700
Total interest expense	$1,570,000	1,592
Net interest income	$3,037,000	3,072
Provision for loan and lease losses	$300,000	2,042
Total noninterest income	$888,000	2,164
Gross Fiduciary activities income	$11,000	826
Service charges on deposit accounts	$38,000	3,885
Trading account gains and fees	$0	123
Additional Noninterest Income	$839,000	1,852
Total noninterest expense	$2,478,000	3,018
Salaries and employee benefits	$1,476,000	2,963
Premises and equipment expense	$377,000	2,407
Additional noninterest expense	$625,000	3,337
Pre-tax net operating income	$1,147,000	2,751
Securities gains (losses)	$0	2,249
Applicable income taxes	$297,000	1,759
Income before extraordinary items	$850,000	3,020
Extraordinary gains, net	$0	4
Net income	$850,000	3,019
Minority interest net income	$0	65
Net income of bank and minority interests.	$850,000	3,020
Net charge-offs	$0	3,033
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$850,000	2,979
2020-03-31 (YTD Data)		Rank
Total interest income	$2,189,000	2,778
Total interest expense	$771,000	1,733
Net interest income	$1,418,000	3,160
Provision for loan and lease losses	$0	3,711
Total noninterest income	$78,000	4,015
Gross Fiduciary activities income	$8,000	807
Service charges on deposit accounts	$21,000	3,977
Trading account gains and fees	$0	106
Additional Noninterest Income	$49,000	3,865
Total noninterest expense	$1,192,000	3,112
Salaries and employee benefits	$709,000	3,043
Premises and equipment expense	$190,000	2,413
Additional noninterest expense	$293,000	3,488
Pre-tax net operating income	$304,000	3,394
Securities gains (losses)	$0	1,705
Applicable income taxes	$87,000	2,058
Income before extraordinary items	$217,000	3,626
Extraordinary gains, net	$0	4
Net income	$217,000	3,627
Minority interest net income	$0	56
Net income of bank and minority interests.	$217,000	3,627
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$217,000	3,603
2019-12-31 (YTD Data)		Rank
Total interest income	$7,803,000	2,999
Total interest expense	$2,598,000	1,996
Net interest income	$5,205,000	3,342
Provision for loan and lease losses	$0	3,973
Total noninterest income	$282,000	4,207
Gross Fiduciary activities income	$26,000	850
Service charges on deposit accounts	$81,000	4,118
Trading account gains and fees	$0	135
Additional Noninterest Income	$175,000	4,047
Total noninterest expense	$3,763,000	3,518
Salaries and employee benefits	$2,337,000	3,347
Premises and equipment expense	$474,000	3,187
Additional noninterest expense	$952,000	3,862
Pre-tax net operating income	$1,724,000	3,220
Securities gains (losses)	$0	2,379
Applicable income taxes	$494,000	1,998
Income before extraordinary items	$1,230,000	3,534
Extraordinary gains, net	$0	11
Net income	$1,230,000	3,535
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,230,000	3,535
Net charge-offs	$-34,000	4,696
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,230,000	3,497
2019-09-30 (YTD Data)		Rank
Total interest income	$5,669,000	3,090
Total interest expense	$1,833,000	2,088
Net interest income	$3,836,000	3,418
Provision for loan and lease losses	$0	3,836
Total noninterest income	$200,000	4,287
Gross Fiduciary activities income	$21,000	835
Service charges on deposit accounts	$54,000	4,283
Trading account gains and fees	$0	129
Additional Noninterest Income	$125,000	4,134
Total noninterest expense	$2,687,000	3,640
Salaries and employee benefits	$1,640,000	3,474
Premises and equipment expense	$321,000	3,380
Additional noninterest expense	$726,000	3,871
Pre-tax net operating income	$1,349,000	3,237
Securities gains (losses)	$0	2,167
Applicable income taxes	$387,000	2,026
Income before extraordinary items	$962,000	3,560
Extraordinary gains, net	$0	11
Net income	$962,000	3,560
Minority interest net income	$0	72
Net income of bank and minority interests.	$962,000	3,560
Net charge-offs	$-3,000	4,153
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$962,000	3,526
2019-06-30 (YTD Data)		Rank
Total interest income	$3,625,000	3,163
Total interest expense	$1,131,000	2,164
Net interest income	$2,494,000	3,481
Provision for loan and lease losses	$0	3,685
Total noninterest income	$133,000	4,321
Gross Fiduciary activities income	$15,000	829
Service charges on deposit accounts	$36,000	4,302
Trading account gains and fees	$0	131
Additional Noninterest Income	$82,000	4,151
Total noninterest expense	$1,708,000	3,750
Salaries and employee benefits	$1,018,000	3,619
Premises and equipment expense	$213,000	3,409
Additional noninterest expense	$477,000	3,930
Pre-tax net operating income	$919,000	3,212
Securities gains (losses)	$0	1,702
Applicable income taxes	$264,000	1,971
Income before extraordinary items	$655,000	3,522
Extraordinary gains, net	$0	11
Net income	$655,000	3,521
Minority interest net income	$0	69
Net income of bank and minority interests.	$655,000	3,521
Net charge-offs	$-3,000	4,141
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$655,000	3,501
2019-03-31 (YTD Data)		Rank
Total interest income	$1,767,000	3,230
Total interest expense	$528,000	2,229
Net interest income	$1,239,000	3,518
Provision for loan and lease losses	$0	3,406
Total noninterest income	$76,000	4,213
Gross Fiduciary activities income	$7,000	839
Service charges on deposit accounts	$18,000	4,316
Trading account gains and fees	$0	126
Additional Noninterest Income	$51,000	3,965
Total noninterest expense	$857,000	3,776
Salaries and employee benefits	$511,000	3,659
Premises and equipment expense	$111,000	3,372
Additional noninterest expense	$235,000	3,969
Pre-tax net operating income	$458,000	3,193
Securities gains (losses)	$0	1,087
Applicable income taxes	$132,000	1,932
Income before extraordinary items	$326,000	3,507
Extraordinary gains, net	$0	5
Net income	$326,000	3,506
Minority interest net income	$0	52
Net income of bank and minority interests.	$326,000	3,506
Net charge-offs	$-3,000	4,217
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$326,000	3,500
2018-12-31 (YTD Data)		Rank
Total interest income	$5,970,000	3,441
Total interest expense	$1,477,000	2,363
Net interest income	$4,493,000	3,691
Provision for loan and lease losses	$175,000	2,511
Total noninterest income	$553,000	3,652
Gross Fiduciary activities income	$28,000	888
Service charges on deposit accounts	$58,000	4,624
Trading account gains and fees	$0	126
Additional Noninterest Income	$467,000	3,153
Total noninterest expense	$3,033,000	3,978
Salaries and employee benefits	$1,597,000	4,072
Premises and equipment expense	$398,000	3,534
Additional noninterest expense	$1,038,000	3,836
Pre-tax net operating income	$1,838,000	3,259
Securities gains (losses)	$0	1,125
Applicable income taxes	$-2,479,000	5,394
Income before extraordinary items	$4,317,000	1,793
Extraordinary gains, net	$0	6
Net income	$4,317,000	1,792
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,317,000	1,792
Net charge-offs	$-3,000	4,310
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,317,000	1,789
2018-09-30 (YTD Data)		Rank
Total interest income	$4,308,000	3,527
Total interest expense	$1,000,000	2,442
Net interest income	$3,308,000	3,753
Provision for loan and lease losses	$175,000	2,138
Total noninterest income	$506,000	3,403
Gross Fiduciary activities income	$20,000	864
Service charges on deposit accounts	$49,000	4,585
Trading account gains and fees	$0	138
Additional Noninterest Income	$437,000	2,920
Total noninterest expense	$2,224,000	4,052
Salaries and employee benefits	$1,134,000	4,176
Premises and equipment expense	$247,000	3,899
Additional noninterest expense	$843,000	3,723
Pre-tax net operating income	$1,415,000	3,270
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,415,000	3,070
Extraordinary gains, net	$0	5
Net income	$1,415,000	3,068
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,415,000	3,069
Net charge-offs	$0	3,489
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,415,000	3,058
2018-06-30 (YTD Data)		Rank
Total interest income	$2,807,000	3,558
Total interest expense	$640,000	2,429
Net interest income	$2,167,000	3,794
Provision for loan and lease losses	$150,000	1,766
Total noninterest income	$438,000	3,073
Gross Fiduciary activities income	$14,000	866
Service charges on deposit accounts	$31,000	4,667
Trading account gains and fees	$0	130
Additional Noninterest Income	$393,000	2,537
Total noninterest expense	$1,480,000	4,082
Salaries and employee benefits	$711,000	4,304
Premises and equipment expense	$222,000	3,425
Additional noninterest expense	$547,000	3,791
Pre-tax net operating income	$975,000	3,197
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$975,000	2,999
Extraordinary gains, net	$0	6
Net income	$975,000	2,998
Minority interest net income	$0	65
Net income of bank and minority interests.	$975,000	2,998
Net charge-offs	$0	3,209
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$975,000	2,992
2018-03-31 (YTD Data)		Rank
Total interest income	$1,383,000	3,593
Total interest expense	$313,000	2,394
Net interest income	$1,070,000	3,830
Provision for loan and lease losses	$75,000	1,680
Total noninterest income	$49,000	4,784
Gross Fiduciary activities income	$7,000	861
Service charges on deposit accounts	$14,000	4,792
Trading account gains and fees	$0	123
Additional Noninterest Income	$28,000	4,645
Total noninterest expense	$755,000	4,095
Salaries and employee benefits	$360,000	4,341
Premises and equipment expense	$119,000	3,337
Additional noninterest expense	$276,000	3,801
Pre-tax net operating income	$289,000	3,910
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$289,000	3,728
Extraordinary gains, net	$0	7
Net income	$289,000	3,728
Minority interest net income	$0	52
Net income of bank and minority interests.	$289,000	3,728
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$289,000	3,738
2017-12-31 (YTD Data)		Rank
Total interest income	$4,441,000	3,968
Total interest expense	$834,000	2,864
Net interest income	$3,607,000	4,126
Provision for loan and lease losses	$0	4,227
Total noninterest income	$155,000	5,020
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$59,000	4,856
Trading account gains and fees	$0	151
Additional Noninterest Income	$96,000	4,807
Total noninterest expense	$3,145,000	4,032
Salaries and employee benefits	$1,354,000	4,459
Premises and equipment expense	$400,000	3,653
Additional noninterest expense	$1,391,000	3,372
Pre-tax net operating income	$617,000	4,573
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$617,000	4,291
Extraordinary gains, net	$0	9
Net income	$617,000	4,291
Minority interest net income	$0	76
Net income of bank and minority interests.	$617,000	4,291
Net charge-offs	$59,000	2,853
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$617,000	4,281
2017-09-30 (YTD Data)		Rank
Total interest income	$3,162,000	4,090
Total interest expense	$557,000	3,035
Net interest income	$2,605,000	4,226
Provision for loan and lease losses	$0	4,088
Total noninterest income	$60,000	5,428
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$44,000	4,907
Trading account gains and fees	$0	145
Additional Noninterest Income	$16,000	5,430
Total noninterest expense	$2,349,000	4,064
Salaries and employee benefits	$1,018,000	4,483
Premises and equipment expense	$277,000	3,828
Additional noninterest expense	$1,054,000	3,366
Pre-tax net operating income	$316,000	4,930
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$316,000	4,846
Extraordinary gains, net	$0	9
Net income	$316,000	4,846
Minority interest net income	$0	71
Net income of bank and minority interests.	$316,000	4,846
Net charge-offs	$59,000	2,337
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$316,000	4,831
2017-06-30 (YTD Data)		Rank
Total interest income	$1,981,000	4,212
Total interest expense	$329,000	3,202
Net interest income	$1,652,000	4,318
Provision for loan and lease losses	$0	3,871
Total noninterest income	$85,000	5,047
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$29,000	4,945
Trading account gains and fees	$0	139
Additional Noninterest Income	$56,000	4,797
Total noninterest expense	$1,562,000	4,093
Salaries and employee benefits	$673,000	4,526
Premises and equipment expense	$164,000	4,080
Additional noninterest expense	$725,000	3,312
Pre-tax net operating income	$175,000	5,062
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$175,000	4,973
Extraordinary gains, net	$0	11
Net income	$175,000	4,973
Minority interest net income	$0	71
Net income of bank and minority interests.	$175,000	4,973
Net charge-offs	$59,000	1,873
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$175,000	4,957
2017-03-31 (YTD Data)		Rank
Total interest income	$945,000	4,305
Total interest expense	$149,000	3,361
Net interest income	$796,000	4,392
Provision for loan and lease losses	$0	3,537
Total noninterest income	$60,000	4,824
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$15,000	4,958
Trading account gains and fees	$0	142
Additional Noninterest Income	$45,000	4,412
Total noninterest expense	$783,000	4,122
Salaries and employee benefits	$336,000	4,574
Premises and equipment expense	$79,000	4,162
Additional noninterest expense	$368,000	3,280
Pre-tax net operating income	$73,000	5,161
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$73,000	5,102
Extraordinary gains, net	$0	8
Net income	$73,000	5,102
Minority interest net income	$0	55
Net income of bank and minority interests.	$73,000	5,102
Net charge-offs	$59,000	1,222
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$73,000	5,090
2016-12-31 (YTD Data)		Rank
Total interest income	$2,941,000	4,747
Total interest expense	$405,000	4,002
Net interest income	$2,536,000	4,777
Provision for loan and lease losses	$0	4,332
Total noninterest income	$190,000	5,087
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$70,000	4,907
Trading account gains and fees	$0	170
Additional Noninterest Income	$120,000	4,845
Total noninterest expense	$2,911,000	4,292
Salaries and employee benefits	$1,251,000	4,705
Premises and equipment expense	$275,000	4,459
Additional noninterest expense	$1,385,000	3,505
Pre-tax net operating income	$-185,000	5,724
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$-185,000	5,735
Extraordinary gains, net	$0	5
Net income	$-185,000	5,734
Minority interest net income	$0	82
Net income of bank and minority interests.	$-185,000	5,734
Net charge-offs	$-72,000	5,447
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$-185,000	5,724
2016-09-30 (YTD Data)		Rank
Total interest income	$2,082,000	4,858
Total interest expense	$270,000	4,231
Net interest income	$1,812,000	4,883
Provision for loan and lease losses	$0	4,186
Total noninterest income	$164,000	5,022
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$54,000	4,921
Trading account gains and fees	$0	169
Additional Noninterest Income	$110,000	4,711
Total noninterest expense	$2,215,000	4,288
Salaries and employee benefits	$941,000	4,694
Premises and equipment expense	$215,000	4,409
Additional noninterest expense	$1,059,000	3,484
Pre-tax net operating income	$-239,000	5,833
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$-239,000	5,844
Extraordinary gains, net	$0	5
Net income	$-239,000	5,844
Minority interest net income	$0	71
Net income of bank and minority interests.	$-239,000	5,844
Net charge-offs	$-72,000	5,482
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$-239,000	5,835
2016-06-30 (YTD Data)		Rank
Total interest income	$1,339,000	4,957
Total interest expense	$166,000	4,388
Net interest income	$1,173,000	4,965
Provision for loan and lease losses	$0	4,017
Total noninterest income	$94,000	5,195
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$34,000	5,000
Trading account gains and fees	$0	157
Additional Noninterest Income	$60,000	4,923
Total noninterest expense	$1,457,000	4,344
Salaries and employee benefits	$629,000	4,736
Premises and equipment expense	$141,000	4,471
Additional noninterest expense	$687,000	3,560
Pre-tax net operating income	$-190,000	5,919
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$-190,000	5,923
Extraordinary gains, net	$0	16
Net income	$-190,000	5,923
Minority interest net income	$0	71
Net income of bank and minority interests.	$-190,000	5,923
Net charge-offs	$-25,000	5,283
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$-190,000	5,915
2016-03-31 (YTD Data)		Rank
Total interest income	$656,000	5,023
Total interest expense	$83,000	4,425
Net interest income	$573,000	5,040
Provision for loan and lease losses	$0	3,656
Total noninterest income	$35,000	5,411
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$16,000	5,063
Trading account gains and fees	$0	142
Additional Noninterest Income	$19,000	5,247
Total noninterest expense	$727,000	4,372
Salaries and employee benefits	$319,000	4,754
Premises and equipment expense	$71,000	4,475
Additional noninterest expense	$337,000	3,628
Pre-tax net operating income	$-119,000	5,977
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$-119,000	5,978
Extraordinary gains, net	$0	12
Net income	$-119,000	5,977
Minority interest net income	$0	62
Net income of bank and minority interests.	$-119,000	5,977
Net charge-offs	$-17,000	5,410
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-119,000	5,970
2015-12-31 (YTD Data)		Rank
Total interest income	$2,274,000	5,242
Total interest expense	$312,000	4,542
Net interest income	$1,962,000	5,279
Provision for loan and lease losses	$-78,000	5,712
Total noninterest income	$-42,000	6,136
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$99,000	4,721
Trading account gains and fees	$0	159
Additional Noninterest Income	$-141,000	6,129
Total noninterest expense	$2,970,000	4,354
Salaries and employee benefits	$1,172,000	4,919
Premises and equipment expense	$344,000	4,207
Additional noninterest expense	$1,454,000	3,465
Pre-tax net operating income	$-972,000	6,089
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$-972,000	6,094
Extraordinary gains, net	$0	23
Net income	$-972,000	6,094
Minority interest net income	$0	81
Net income of bank and minority interests.	$-972,000	6,094
Net charge-offs	$77,000	2,887
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$-972,000	6,090
2015-09-30 (YTD Data)		Rank
Total interest income	$1,622,000	5,378
Total interest expense	$228,000	4,655
Net interest income	$1,394,000	5,418
Provision for loan and lease losses	$98,000	2,695
Total noninterest income	$113,000	5,499
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$67,000	4,900
Trading account gains and fees	$0	153
Additional Noninterest Income	$46,000	5,469
Total noninterest expense	$2,337,000	4,275
Salaries and employee benefits	$883,000	4,949
Premises and equipment expense	$255,000	4,287
Additional noninterest expense	$1,199,000	3,285
Pre-tax net operating income	$-928,000	6,199
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$-928,000	6,200
Extraordinary gains, net	$0	21
Net income	$-928,000	6,200
Minority interest net income	$0	78
Net income of bank and minority interests.	$-928,000	6,200
Net charge-offs	$-8,000	5,100
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-928,000	6,197
2015-06-30 (YTD Data)		Rank
Total interest income	$1,033,000	5,472
Total interest expense	$144,000	4,805
Net interest income	$889,000	5,519
Provision for loan and lease losses	$98,000	2,271
Total noninterest income	$102,000	5,280
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$47,000	4,846
Trading account gains and fees	$0	157
Additional Noninterest Income	$55,000	5,099
Total noninterest expense	$1,489,000	4,417
Salaries and employee benefits	$603,000	4,963
Premises and equipment expense	$173,000	4,285
Additional noninterest expense	$713,000	3,540
Pre-tax net operating income	$-596,000	6,262
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$-596,000	6,268
Extraordinary gains, net	$0	22
Net income	$-596,000	6,268
Minority interest net income	$0	75
Net income of bank and minority interests.	$-596,000	6,268
Net charge-offs	$-5,000	5,028
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-596,000	6,264
2015-03-31 (YTD Data)		Rank
Total interest income	$503,000	5,545
Total interest expense	$74,000	4,806
Net interest income	$429,000	5,603
Provision for loan and lease losses	$0	3,703
Total noninterest income	$44,000	5,429
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$22,000	4,927
Trading account gains and fees	$0	152
Additional Noninterest Income	$22,000	5,318
Total noninterest expense	$665,000	4,680
Salaries and employee benefits	$279,000	5,117
Premises and equipment expense	$90,000	4,234
Additional noninterest expense	$296,000	4,004
Pre-tax net operating income	$-192,000	6,288
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$-192,000	6,303
Extraordinary gains, net	$0	13
Net income	$-192,000	6,304
Minority interest net income	$0	64
Net income of bank and minority interests.	$-192,000	6,304
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-192,000	6,294
2014-12-31 (YTD Data)		Rank
Total interest income	$1,789,000	5,789
Total interest expense	$387,000	4,526
Net interest income	$1,402,000	5,928
Provision for loan and lease losses	$2,450,000	402
Total noninterest income	$227,000	5,304
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$102,000	4,969
Trading account gains and fees	$0	180
Additional Noninterest Income	$125,000	5,040
Total noninterest expense	$3,315,000	4,268
Salaries and employee benefits	$964,000	5,425
Premises and equipment expense	$285,000	4,767
Additional noninterest expense	$2,066,000	2,815
Pre-tax net operating income	$-4,136,000	6,483
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$-4,136,000	6,474
Extraordinary gains, net	$0	17
Net income	$-4,136,000	6,473
Minority interest net income	$0	84
Net income of bank and minority interests.	$-4,136,000	6,473
Net charge-offs	$52,000	3,737
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-4,136,000	6,474
2014-09-30 (YTD Data)		Rank
Total interest income	$1,331,000	5,869
Total interest expense	$298,000	4,533
Net interest income	$1,033,000	6,008
Provision for loan and lease losses	$1,450,000	471
Total noninterest income	$139,000	5,561
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$72,000	5,119
Trading account gains and fees	$0	174
Additional Noninterest Income	$67,000	5,411
Total noninterest expense	$2,056,000	4,708
Salaries and employee benefits	$657,000	5,596
Premises and equipment expense	$213,000	4,830
Additional noninterest expense	$1,186,000	3,441
Pre-tax net operating income	$-2,334,000	6,542
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$-2,334,000	6,534
Extraordinary gains, net	$0	15
Net income	$-2,334,000	6,533
Minority interest net income	$0	81
Net income of bank and minority interests.	$-2,334,000	6,533
Net charge-offs	$-4,000	5,417
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$-2,334,000	6,537
2014-06-30 (YTD Data)		Rank
Total interest income	$848,000	5,954
Total interest expense	$203,000	4,524
Net interest income	$645,000	6,115
Provision for loan and lease losses	$1,038,000	439
Total noninterest income	$104,000	5,468
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$55,000	4,923
Trading account gains and fees	$0	172
Additional Noninterest Income	$49,000	5,360
Total noninterest expense	$1,422,000	4,661
Salaries and employee benefits	$384,000	5,828
Premises and equipment expense	$142,000	4,862
Additional noninterest expense	$896,000	3,150
Pre-tax net operating income	$-1,711,000	6,622
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$-1,711,000	6,620
Extraordinary gains, net	$0	20
Net income	$-1,711,000	6,620
Minority interest net income	$0	80
Net income of bank and minority interests.	$-1,711,000	6,620
Net charge-offs	$0	4,375
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$-1,711,000	6,620
2014-03-31 (YTD Data)		Rank
Total interest income	$434,000	5,991
Total interest expense	$103,000	4,573
Net interest income	$331,000	6,152
Provision for loan and lease losses	$917,000	277
Total noninterest income	$41,000	5,714
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$18,000	5,462
Trading account gains and fees	$0	147
Additional Noninterest Income	$23,000	5,416
Total noninterest expense	$697,000	4,748
Salaries and employee benefits	$186,000	5,938
Premises and equipment expense	$77,000	4,762
Additional noninterest expense	$434,000	3,221
Pre-tax net operating income	$-1,242,000	6,700
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$-1,242,000	6,696
Extraordinary gains, net	$0	16
Net income	$-1,242,000	6,696
Minority interest net income	$0	66
Net income of bank and minority interests.	$-1,242,000	6,696
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-1,242,000	6,695
2013-12-31 (YTD Data)		Rank
Total interest income	$2,091,000	5,820
Total interest expense	$464,000	4,627
Net interest income	$1,627,000	5,944
Provision for loan and lease losses	$1,170,000	976
Total noninterest income	$200,000	5,610
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$98,000	5,284
Trading account gains and fees	$0	184
Additional Noninterest Income	$102,000	5,353
Total noninterest expense	$2,521,000	5,021
Salaries and employee benefits	$900,000	5,731
Premises and equipment expense	$260,000	5,114
Additional noninterest expense	$1,361,000	3,897
Pre-tax net operating income	$-1,864,000	6,650
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$-1,864,000	6,664
Extraordinary gains, net	$0	29
Net income	$-1,864,000	6,664
Minority interest net income	$0	90
Net income of bank and minority interests.	$-1,864,000	6,664
Net charge-offs	$2,914,000	556
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-1,864,000	6,656
2013-09-30 (YTD Data)		Rank
Total interest income	$1,609,000	5,844
Total interest expense	$352,000	4,692
Net interest income	$1,257,000	5,965
Provision for loan and lease losses	$63,000	3,791
Total noninterest income	$143,000	5,751
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$75,000	5,302
Trading account gains and fees	$0	180
Additional Noninterest Income	$68,000	5,533
Total noninterest expense	$1,968,000	4,947
Salaries and employee benefits	$717,000	5,628
Premises and equipment expense	$212,000	5,016
Additional noninterest expense	$1,039,000	3,853
Pre-tax net operating income	$-631,000	6,651
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$-631,000	6,668
Extraordinary gains, net	$0	25
Net income	$-631,000	6,669
Minority interest net income	$0	84
Net income of bank and minority interests.	$-631,000	6,669
Net charge-offs	$126,000	3,043
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-631,000	6,653
2013-06-30 (YTD Data)		Rank
Total interest income	$1,103,000	5,834
Total interest expense	$237,000	4,730
Net interest income	$866,000	5,964
Provision for loan and lease losses	$63,000	3,355
Total noninterest income	$97,000	5,768
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$50,000	5,300
Trading account gains and fees	$0	157
Additional Noninterest Income	$47,000	5,551
Total noninterest expense	$1,347,000	4,893
Salaries and employee benefits	$500,000	5,598
Premises and equipment expense	$150,000	4,898
Additional noninterest expense	$697,000	3,846
Pre-tax net operating income	$-447,000	6,666
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$-447,000	6,707
Extraordinary gains, net	$0	22
Net income	$-447,000	6,708
Minority interest net income	$0	82
Net income of bank and minority interests.	$-447,000	6,708
Net charge-offs	$96,000	2,797
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-447,000	6,684
2013-03-31 (YTD Data)		Rank
Total interest income	$569,000	5,827
Total interest expense	$120,000	4,782
Net interest income	$449,000	5,951
Provision for loan and lease losses	$63,000	2,562
Total noninterest income	$46,000	5,826
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$26,000	5,216
Trading account gains and fees	$0	148
Additional Noninterest Income	$20,000	5,678
Total noninterest expense	$630,000	5,093
Salaries and employee benefits	$263,000	5,547
Premises and equipment expense	$135,000	3,623
Additional noninterest expense	$232,000	4,821
Pre-tax net operating income	$-198,000	6,723
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-198,000	6,749
Extraordinary gains, net	$0	10
Net income	$-198,000	6,750
Minority interest net income	$0	76
Net income of bank and minority interests.	$-198,000	6,750
Net charge-offs	$98,000	1,911
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-198,000	6,731
2012-12-31 (YTD Data)		Rank
Total interest income	$2,723,000	5,656
Total interest expense	$623,000	4,666
Net interest income	$2,100,000	5,787
Provision for loan and lease losses	$649,000	2,359
Total noninterest income	$242,000	5,487
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$151,000	4,766
Trading account gains and fees	$0	166
Additional Noninterest Income	$91,000	5,429
Total noninterest expense	$2,535,000	5,143
Salaries and employee benefits	$998,000	5,710
Premises and equipment expense	$644,000	3,214
Additional noninterest expense	$893,000	5,043
Pre-tax net operating income	$-842,000	6,615
Securities gains (losses)	$1,000	3,729
Applicable income taxes	$0	4,751
Income before extraordinary items	$-841,000	6,684
Extraordinary gains, net	$0	29
Net income	$-841,000	6,678
Minority interest net income	$0	93
Net income of bank and minority interests.	$-841,000	6,680
Net charge-offs	$1,751,000	1,285
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-842,000	6,634
2012-09-30 (YTD Data)		Rank
Total interest income	$2,076,000	5,711
Total interest expense	$488,000	4,701
Net interest income	$1,588,000	5,864
Provision for loan and lease losses	$58,000	4,852
Total noninterest income	$185,000	5,512
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$116,000	4,793
Trading account gains and fees	$0	157
Additional Noninterest Income	$69,000	5,483
Total noninterest expense	$1,874,000	5,214
Salaries and employee benefits	$740,000	5,764
Premises and equipment expense	$651,000	2,584
Additional noninterest expense	$483,000	5,742
Pre-tax net operating income	$-159,000	6,487
Securities gains (losses)	$1,000	3,476
Applicable income taxes	$0	4,802
Income before extraordinary items	$-158,000	6,588
Extraordinary gains, net	$0	20
Net income	$-158,000	6,586
Minority interest net income	$0	86
Net income of bank and minority interests.	$-158,000	6,586
Net charge-offs	$848,000	1,611
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-159,000	6,501
2012-06-30 (YTD Data)		Rank
Total interest income	$1,409,000	5,718
Total interest expense	$337,000	4,728
Net interest income	$1,072,000	5,886
Provision for loan and lease losses	$58,000	4,475
Total noninterest income	$127,000	5,520
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$76,000	4,824
Trading account gains and fees	$0	153
Additional Noninterest Income	$51,000	5,425
Total noninterest expense	$1,138,000	5,464
Salaries and employee benefits	$511,000	5,752
Premises and equipment expense	$433,000	2,598
Additional noninterest expense	$194,000	6,493
Pre-tax net operating income	$3,000	6,294
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$3,000	6,449
Extraordinary gains, net	$0	19
Net income	$3,000	6,449
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,000	6,449
Net charge-offs	$848,000	1,286
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,000	6,314
2012-03-31 (YTD Data)		Rank
Total interest income	$710,000	5,756
Total interest expense	$173,000	4,770
Net interest income	$537,000	5,918
Provision for loan and lease losses	$18,000	4,548
Total noninterest income	$56,000	5,716
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$36,000	4,904
Trading account gains and fees	$0	148
Additional Noninterest Income	$20,000	5,722
Total noninterest expense	$592,000	5,405
Salaries and employee benefits	$261,000	5,757
Premises and equipment expense	$96,000	4,486
Additional noninterest expense	$235,000	5,011
Pre-tax net operating income	$-17,000	6,521
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$-17,000	6,615
Extraordinary gains, net	$0	19
Net income	$-17,000	6,614
Minority interest net income	$0	78
Net income of bank and minority interests.	$-17,000	6,614
Net charge-offs	$705,000	864
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-17,000	6,522
2011-12-31 (YTD Data)		Rank
Total interest income	$3,128,000	5,674
Total interest expense	$874,000	4,710
Net interest income	$2,254,000	5,867
Provision for loan and lease losses	$915,000	2,542
Total noninterest income	$116,000	6,304
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$146,000	4,944
Trading account gains and fees	$0	146
Additional Noninterest Income	$-30,000	6,782
Total noninterest expense	$2,533,000	5,306
Salaries and employee benefits	$1,079,000	5,731
Premises and equipment expense	$398,000	4,580
Additional noninterest expense	$1,056,000	4,776
Pre-tax net operating income	$-1,078,000	6,602
Securities gains (losses)	$-4,000	6,806
Applicable income taxes	$0	4,719
Income before extraordinary items	$-1,082,000	6,666
Extraordinary gains, net	$0	29
Net income	$-1,082,000	6,667
Minority interest net income	$0	96
Net income of bank and minority interests.	$-1,082,000	6,666
Net charge-offs	$502,000	3,161
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-1,078,000	6,635
2011-09-30 (YTD Data)		Rank
Total interest income	$2,374,000	5,701
Total interest expense	$687,000	4,716
Net interest income	$1,687,000	5,907
Provision for loan and lease losses	$107,000	4,876
Total noninterest income	$175,000	5,645
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$113,000	4,911
Trading account gains and fees	$0	145
Additional Noninterest Income	$62,000	5,579
Total noninterest expense	$1,915,000	5,308
Salaries and employee benefits	$779,000	5,815
Premises and equipment expense	$305,000	4,574
Additional noninterest expense	$831,000	4,681
Pre-tax net operating income	$-160,000	6,355
Securities gains (losses)	$-6,000	6,969
Applicable income taxes	$0	4,740
Income before extraordinary items	$-166,000	6,476
Extraordinary gains, net	$0	21
Net income	$-166,000	6,479
Minority interest net income	$0	87
Net income of bank and minority interests.	$-166,000	6,479
Net charge-offs	$59,000	4,858
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-160,000	6,396
2011-06-30 (YTD Data)		Rank
Total interest income	$1,627,000	5,708
Total interest expense	$479,000	4,741
Net interest income	$1,148,000	5,906
Provision for loan and lease losses	$107,000	4,326
Total noninterest income	$114,000	5,702
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$75,000	4,908
Trading account gains and fees	$0	153
Additional Noninterest Income	$39,000	5,709
Total noninterest expense	$1,225,000	5,474
Salaries and employee benefits	$506,000	5,913
Premises and equipment expense	$210,000	4,551
Additional noninterest expense	$509,000	4,954
Pre-tax net operating income	$-70,000	6,367
Securities gains (losses)	$-6,000	7,032
Applicable income taxes	$0	4,697
Income before extraordinary items	$-76,000	6,471
Extraordinary gains, net	$0	15
Net income	$-76,000	6,471
Minority interest net income	$0	89
Net income of bank and minority interests.	$-76,000	6,471
Net charge-offs	$59,000	4,321
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-70,000	6,411
2011-03-31 (YTD Data)		Rank
Total interest income	$848,000	5,650
Total interest expense	$250,000	4,752
Net interest income	$598,000	5,830
Provision for loan and lease losses	$40,000	4,390
Total noninterest income	$60,000	5,716
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$39,000	4,792
Trading account gains and fees	$0	158
Additional Noninterest Income	$21,000	5,759
Total noninterest expense	$565,000	5,688
Salaries and employee benefits	$237,000	6,086
Premises and equipment expense	$109,000	4,500
Additional noninterest expense	$219,000	5,307
Pre-tax net operating income	$53,000	5,711
Securities gains (losses)	$-7,000	7,136
Applicable income taxes	$0	4,545
Income before extraordinary items	$46,000	5,773
Extraordinary gains, net	$0	9
Net income	$46,000	5,772
Minority interest net income	$0	86
Net income of bank and minority interests.	$46,000	5,773
Net charge-offs	$59,000	3,213
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$53,000	5,606
2010-12-31 (YTD Data)		Rank
Total interest income	$3,697,000	5,593
Total interest expense	$1,299,000	4,610
Net interest income	$2,398,000	5,846
Provision for loan and lease losses	$1,492,000	2,475
Total noninterest income	$261,000	5,601
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$172,000	4,681
Trading account gains and fees	$0	175
Additional Noninterest Income	$89,000	5,570
Total noninterest expense	$2,585,000	5,418
Salaries and employee benefits	$1,068,000	5,894
Premises and equipment expense	$411,000	4,689
Additional noninterest expense	$1,106,000	4,818
Pre-tax net operating income	$-1,418,000	6,629
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$-1,418,000	6,723
Extraordinary gains, net	$0	29
Net income	$-1,418,000	6,723
Minority interest net income	$0	111
Net income of bank and minority interests.	$-1,418,000	6,724
Net charge-offs	$536,000	3,562
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-1,418,000	6,697
2010-09-30 (YTD Data)		Rank
Total interest income	$2,798,000	5,672
Total interest expense	$1,025,000	4,635
Net interest income	$1,773,000	5,979
Provision for loan and lease losses	$399,000	3,917
Total noninterest income	$200,000	5,687
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$130,000	4,741
Trading account gains and fees	$0	165
Additional Noninterest Income	$70,000	5,647
Total noninterest expense	$1,909,000	5,496
Salaries and employee benefits	$767,000	6,029
Premises and equipment expense	$348,000	4,449
Additional noninterest expense	$794,000	4,940
Pre-tax net operating income	$-335,000	6,426
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$-335,000	6,561
Extraordinary gains, net	$0	23
Net income	$-335,000	6,561
Minority interest net income	$0	110
Net income of bank and minority interests.	$-335,000	6,561
Net charge-offs	$300,000	3,727
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-335,000	6,484
2010-06-30 (YTD Data)		Rank
Total interest income	$1,869,000	5,714
Total interest expense	$717,000	4,625
Net interest income	$1,152,000	6,059
Provision for loan and lease losses	$244,000	3,927
Total noninterest income	$131,000	5,711
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$84,000	4,793
Trading account gains and fees	$0	152
Additional Noninterest Income	$47,000	5,665
Total noninterest expense	$1,238,000	5,580
Salaries and employee benefits	$514,000	6,060
Premises and equipment expense	$238,000	4,394
Additional noninterest expense	$486,000	5,158
Pre-tax net operating income	$-199,000	6,433
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$-199,000	6,560
Extraordinary gains, net	$0	19
Net income	$-199,000	6,563
Minority interest net income	$0	105
Net income of bank and minority interests.	$-199,000	6,561
Net charge-offs	$296,000	3,062
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-199,000	6,508
2010-03-31 (YTD Data)		Rank
Total interest income	$932,000	5,783
Total interest expense	$383,000	4,593
Net interest income	$549,000	6,213
Provision for loan and lease losses	$242,000	2,743
Total noninterest income	$63,000	5,801
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$37,000	5,011
Trading account gains and fees	$0	175
Additional Noninterest Income	$26,000	5,620
Total noninterest expense	$628,000	5,620
Salaries and employee benefits	$263,000	6,094
Premises and equipment expense	$128,000	4,303
Additional noninterest expense	$237,000	5,261
Pre-tax net operating income	$-258,000	6,923
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$-258,000	7,023
Extraordinary gains, net	$0	16
Net income	$-258,000	7,024
Minority interest net income	$0	91
Net income of bank and minority interests.	$-258,000	7,023
Net charge-offs	$295,000	2,045
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-258,000	6,984
2009-12-31 (YTD Data)		Rank
Total interest income	$3,993,000	5,725
Total interest expense	$2,064,000	4,351
Net interest income	$1,929,000	6,424
Provision for loan and lease losses	$1,184,000	3,234
Total noninterest income	$48,000	7,418
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$173,000	4,891
Trading account gains and fees	$0	211
Additional Noninterest Income	$-125,000	7,625
Total noninterest expense	$2,919,000	5,272
Salaries and employee benefits	$1,210,000	5,826
Premises and equipment expense	$415,000	4,889
Additional noninterest expense	$1,294,000	4,525
Pre-tax net operating income	$-2,126,000	6,667
Securities gains (losses)	$0	3,754
Applicable income taxes	$-739,000	7,171
Income before extraordinary items	$-1,387,000	6,530
Extraordinary gains, net	$0	34
Net income	$-1,387,000	6,530
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,387,000	6,530
Net charge-offs	$305,000	4,461
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$3,436,000	240
Net operating income	$-1,387,000	6,531
2009-09-30 (YTD Data)		Rank
Total interest income	$3,049,000	5,731
Total interest expense	$1,609,000	4,385
Net interest income	$1,440,000	6,473
Provision for loan and lease losses	$324,000	4,481
Total noninterest income	$-26,000	7,872
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$146,000	4,726
Trading account gains and fees	$0	212
Additional Noninterest Income	$-172,000	7,858
Total noninterest expense	$2,046,000	5,445
Salaries and employee benefits	$961,000	5,688
Premises and equipment expense	$306,000	4,979
Additional noninterest expense	$779,000	5,132
Pre-tax net operating income	$-956,000	6,631
Securities gains (losses)	$0	3,497
Applicable income taxes	$-648,000	7,415
Income before extraordinary items	$-308,000	6,247
Extraordinary gains, net	$0	27
Net income	$-308,000	6,249
Minority interest net income	$0	118
Net income of bank and minority interests.	$-308,000	6,247
Net charge-offs	$216,000	4,160
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$3,360,000	198
Net operating income	$-308,000	6,236
2009-06-30 (YTD Data)		Rank
Total interest income	$2,023,000	5,810
Total interest expense	$1,085,000	4,491
Net interest income	$938,000	6,536
Provision for loan and lease losses	$320,000	3,598
Total noninterest income	$130,000	5,960
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$89,000	4,870
Trading account gains and fees	$0	193
Additional Noninterest Income	$41,000	6,066
Total noninterest expense	$1,458,000	5,322
Salaries and employee benefits	$720,000	5,404
Premises and equipment expense	$193,000	5,166
Additional noninterest expense	$545,000	4,998
Pre-tax net operating income	$-710,000	6,821
Securities gains (losses)	$0	3,136
Applicable income taxes	$-648,000	7,643
Income before extraordinary items	$-62,000	6,100
Extraordinary gains, net	$0	21
Net income	$-62,000	6,099
Minority interest net income	$0	112
Net income of bank and minority interests.	$-62,000	6,099
Net charge-offs	$81,000	4,464
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$3,360,000	150
Net operating income	$-62,000	6,054
2009-03-31 (YTD Data)		Rank
Total interest income	$1,014,000	5,838
Total interest expense	$542,000	4,614
Net interest income	$472,000	6,527
Provision for loan and lease losses	$0	6,744
Total noninterest income	$83,000	5,525
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$46,000	4,770
Trading account gains and fees	$0	171
Additional Noninterest Income	$37,000	5,310
Total noninterest expense	$753,000	5,170
Salaries and employee benefits	$377,000	5,338
Premises and equipment expense	$104,000	5,010
Additional noninterest expense	$272,000	4,706
Pre-tax net operating income	$-198,000	6,884
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-198,000	7,029
Extraordinary gains, net	$0	15
Net income	$-198,000	7,030
Minority interest net income	$0	102
Net income of bank and minority interests.	$-198,000	7,030
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$2,216,000	110
Net operating income	$-198,000	6,952
2008-12-31 (YTD Data)		Rank
Total interest income	$4,536,000	5,718
Total interest expense	$2,408,000	4,842
Net interest income	$2,128,000	6,298
Provision for loan and lease losses	$4,028,000	1,169
Total noninterest income	$451,000	5,051
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$211,000	4,691
Trading account gains and fees	$0	154
Additional Noninterest Income	$240,000	4,516
Total noninterest expense	$3,281,000	4,834
Salaries and employee benefits	$1,509,000	5,318
Premises and equipment expense	$385,000	5,190
Additional noninterest expense	$1,387,000	3,832
Pre-tax net operating income	$-4,730,000	7,783
Securities gains (losses)	$-4,000	6,940
Applicable income taxes	$0	4,979
Income before extraordinary items	$-4,734,000	7,797
Extraordinary gains, net	$0	39
Net income	$-4,734,000	7,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,917,000	828
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-4,730,000	7,850
2008-09-30 (YTD Data)		Rank
Total interest income	$3,671,000	5,594
Total interest expense	$1,879,000	4,856
Net interest income	$1,792,000	6,061
Provision for loan and lease losses	$2,545,000	1,010
Total noninterest income	$364,000	5,002
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$157,000	4,733
Trading account gains and fees	$0	148
Additional Noninterest Income	$207,000	4,351
Total noninterest expense	$2,352,000	4,961
Salaries and employee benefits	$1,140,000	5,313
Premises and equipment expense	$287,000	5,222
Additional noninterest expense	$925,000	4,118
Pre-tax net operating income	$-2,741,000	7,982
Securities gains (losses)	$-4,000	7,251
Applicable income taxes	$0	5,372
Income before extraordinary items	$-2,745,000	7,982
Extraordinary gains, net	$0	31
Net income	$-2,745,000	7,981
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,155,000	791
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-2,741,000	8,043
2008-06-30 (YTD Data)		Rank
Total interest income	$2,519,000	5,571
Total interest expense	$1,328,000	4,840
Net interest income	$1,191,000	6,082
Provision for loan and lease losses	$2,545,000	670
Total noninterest income	$252,000	4,981
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$104,000	4,763
Trading account gains and fees	$0	149
Additional Noninterest Income	$148,000	4,338
Total noninterest expense	$1,626,000	4,866
Salaries and employee benefits	$775,000	5,326
Premises and equipment expense	$196,000	5,207
Additional noninterest expense	$655,000	3,903
Pre-tax net operating income	$-2,728,000	8,223
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$-2,728,000	8,259
Extraordinary gains, net	$0	21
Net income	$-2,728,000	8,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,116,000	540
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-2,728,000	8,255
2008-03-31 (YTD Data)		Rank
Total interest income	$1,330,000	5,513
Total interest expense	$684,000	4,940
Net interest income	$646,000	5,910
Provision for loan and lease losses	$1,929,000	416
Total noninterest income	$132,000	4,894
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$54,000	4,649
Trading account gains and fees	$0	158
Additional Noninterest Income	$78,000	4,253
Total noninterest expense	$887,000	4,617
Salaries and employee benefits	$396,000	5,268
Premises and equipment expense	$98,000	5,215
Additional noninterest expense	$393,000	3,362
Pre-tax net operating income	$-2,038,000	8,373
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$-2,038,000	8,389
Extraordinary gains, net	$0	15
Net income	$-2,038,000	8,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,029,000	456
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-2,038,000	8,385
2007-12-31 (YTD Data)		Rank
Total interest income	$5,922,000	5,279
Total interest expense	$3,123,000	4,674
Net interest income	$2,799,000	5,665
Provision for loan and lease losses	$0	6,851
Total noninterest income	$552,000	4,807
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$215,000	4,756
Trading account gains and fees	$0	178
Additional Noninterest Income	$337,000	4,039
Total noninterest expense	$2,942,000	5,059
Salaries and employee benefits	$1,729,000	4,882
Premises and equipment expense	$327,000	5,572
Additional noninterest expense	$886,000	5,003
Pre-tax net operating income	$409,000	6,251
Securities gains (losses)	$0	2,146
Applicable income taxes	$116,000	4,360
Income before extraordinary items	$293,000	6,454
Extraordinary gains, net	$0	39
Net income	$293,000	6,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	4,768
Cash dividends	$154,000	5,092
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$293,000	6,437
2007-09-30 (YTD Data)		Rank
Total interest income	$4,463,000	5,274
Total interest expense	$2,355,000	4,669
Net interest income	$2,108,000	5,701
Provision for loan and lease losses	$0	6,528
Total noninterest income	$453,000	4,633
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$162,000	4,763
Trading account gains and fees	$0	184
Additional Noninterest Income	$291,000	3,795
Total noninterest expense	$2,175,000	5,081
Salaries and employee benefits	$1,264,000	4,935
Premises and equipment expense	$246,000	5,555
Additional noninterest expense	$665,000	4,942
Pre-tax net operating income	$386,000	6,213
Securities gains (losses)	$0	1,655
Applicable income taxes	$101,000	4,429
Income before extraordinary items	$285,000	6,392
Extraordinary gains, net	$0	33
Net income	$285,000	6,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,750
Cash dividends	$154,000	4,340
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$285,000	6,387
2007-06-30 (YTD Data)		Rank
Total interest income	$3,008,000	5,255
Total interest expense	$1,557,000	4,675
Net interest income	$1,451,000	5,657
Provision for loan and lease losses	$0	6,209
Total noninterest income	$319,000	4,530
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$113,000	4,690
Trading account gains and fees	$0	168
Additional Noninterest Income	$206,000	3,725
Total noninterest expense	$1,430,000	5,163
Salaries and employee benefits	$837,000	4,980
Premises and equipment expense	$162,000	5,630
Additional noninterest expense	$431,000	5,040
Pre-tax net operating income	$340,000	5,810
Securities gains (losses)	$0	1,444
Applicable income taxes	$88,000	4,254
Income before extraordinary items	$252,000	5,998
Extraordinary gains, net	$0	29
Net income	$252,000	5,996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	2,975
Cash dividends	$75,000	4,506
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$252,000	5,986
2007-03-31 (YTD Data)		Rank
Total interest income	$1,511,000	5,226
Total interest expense	$769,000	4,691
Net interest income	$742,000	5,618
Provision for loan and lease losses	$0	5,779
Total noninterest income	$128,000	4,976
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$60,000	4,528
Trading account gains and fees	$0	195
Additional Noninterest Income	$68,000	4,516
Total noninterest expense	$716,000	5,175
Salaries and employee benefits	$416,000	5,038
Premises and equipment expense	$78,000	5,747
Additional noninterest expense	$222,000	4,909
Pre-tax net operating income	$154,000	6,013
Securities gains (losses)	$0	1,187
Applicable income taxes	$33,000	4,531
Income before extraordinary items	$121,000	6,068
Extraordinary gains, net	$0	22
Net income	$121,000	6,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	1,965
Cash dividends	$75,000	3,338
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$121,000	6,054
2006-12-31 (YTD Data)		Rank
Total interest income	$5,907,000	5,068
Total interest expense	$2,835,000	4,468
Net interest income	$3,072,000	5,454
Provision for loan and lease losses	$-94,000	8,456
Total noninterest income	$690,000	4,394
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$225,000	4,738
Trading account gains and fees	$0	130
Additional Noninterest Income	$465,000	3,465
Total noninterest expense	$3,411,000	4,479
Salaries and employee benefits	$1,870,000	4,499
Premises and equipment expense	$373,000	5,142
Additional noninterest expense	$1,168,000	4,021
Pre-tax net operating income	$445,000	6,655
Securities gains (losses)	$-9,000	7,249
Applicable income taxes	$200,000	4,296
Income before extraordinary items	$236,000	7,148
Extraordinary gains, net	$0	51
Net income	$236,000	7,149
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	2,609
Cash dividends	$147,000	5,218
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$241,760	7,121
2006-09-30 (YTD Data)		Rank
Total interest income	$4,377,000	5,093
Total interest expense	$2,072,000	4,452
Net interest income	$2,305,000	5,497
Provision for loan and lease losses	$0	6,685
Total noninterest income	$493,000	4,514
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$163,000	4,855
Trading account gains and fees	$0	126
Additional Noninterest Income	$330,000	3,566
Total noninterest expense	$2,303,000	4,798
Salaries and employee benefits	$1,349,000	4,594
Premises and equipment expense	$263,000	5,323
Additional noninterest expense	$691,000	4,755
Pre-tax net operating income	$495,000	6,244
Securities gains (losses)	$-9,000	7,556
Applicable income taxes	$125,000	4,699
Income before extraordinary items	$361,000	6,425
Extraordinary gains, net	$0	45
Net income	$361,000	6,427
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	1,811
Cash dividends	$147,000	4,488
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$367,660	6,395
2006-06-30 (YTD Data)		Rank
Total interest income	$2,888,000	5,093
Total interest expense	$1,343,000	4,389
Net interest income	$1,545,000	5,503
Provision for loan and lease losses	$0	6,419
Total noninterest income	$343,000	4,403
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$104,000	4,933
Trading account gains and fees	$0	126
Additional Noninterest Income	$239,000	3,405
Total noninterest expense	$1,509,000	4,859
Salaries and employee benefits	$896,000	4,626
Premises and equipment expense	$164,000	5,536
Additional noninterest expense	$449,000	4,829
Pre-tax net operating income	$379,000	6,008
Securities gains (losses)	$0	1,185
Applicable income taxes	$100,000	4,512
Income before extraordinary items	$279,000	6,160
Extraordinary gains, net	$0	39
Net income	$279,000	6,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	1,504
Cash dividends	$69,000	4,642
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$279,000	6,162
2006-03-31 (YTD Data)		Rank
Total interest income	$1,434,000	5,040
Total interest expense	$651,000	4,358
Net interest income	$783,000	5,456
Provision for loan and lease losses	$0	6,013
Total noninterest income	$153,000	4,624
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$53,000	4,817
Trading account gains and fees	$0	115
Additional Noninterest Income	$100,000	3,699
Total noninterest expense	$739,000	4,955
Salaries and employee benefits	$441,000	4,709
Premises and equipment expense	$81,000	5,603
Additional noninterest expense	$217,000	4,927
Pre-tax net operating income	$197,000	5,870
Securities gains (losses)	$0	955
Applicable income taxes	$50,000	4,494
Income before extraordinary items	$147,000	6,017
Extraordinary gains, net	$0	21
Net income	$147,000	6,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	821
Cash dividends	$69,000	3,408
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$147,000	6,013
2005-12-31 (YTD Data)		Rank
Total interest income	$5,151,000	5,061
Total interest expense	$2,165,000	4,206
Net interest income	$2,986,000	5,524
Provision for loan and lease losses	$0	7,120
Total noninterest income	$793,000	4,064
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$301,000	4,180
Trading account gains and fees	$0	138
Additional Noninterest Income	$492,000	3,395
Total noninterest expense	$3,135,000	4,626
Salaries and employee benefits	$1,804,000	4,473
Premises and equipment expense	$344,000	5,340
Additional noninterest expense	$987,000	4,464
Pre-tax net operating income	$644,000	6,288
Securities gains (losses)	$0	2,296
Applicable income taxes	$157,000	4,948
Income before extraordinary items	$487,000	6,424
Extraordinary gains, net	$0	46
Net income	$487,000	6,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,956
Cash dividends	$135,000	5,285
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$487,000	6,395
2005-09-30 (YTD Data)		Rank
Total interest income	$3,767,000	5,106
Total interest expense	$1,546,000	4,204
Net interest income	$2,221,000	5,561
Provision for loan and lease losses	$0	6,899
Total noninterest income	$602,000	4,035
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$229,000	4,151
Trading account gains and fees	$0	126
Additional Noninterest Income	$373,000	3,397
Total noninterest expense	$2,240,000	4,744
Salaries and employee benefits	$1,272,000	4,645
Premises and equipment expense	$261,000	5,295
Additional noninterest expense	$707,000	4,597
Pre-tax net operating income	$583,000	6,082
Securities gains (losses)	$0	2,317
Applicable income taxes	$132,000	4,962
Income before extraordinary items	$451,000	6,119
Extraordinary gains, net	$0	35
Net income	$451,000	6,124
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,740
Cash dividends	$135,000	4,466
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$451,000	6,089
2005-06-30 (YTD Data)		Rank
Total interest income	$2,456,000	5,113
Total interest expense	$977,000	4,201
Net interest income	$1,479,000	5,543
Provision for loan and lease losses	$0	6,626
Total noninterest income	$409,000	3,999
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$152,000	4,120
Trading account gains and fees	$0	116
Additional Noninterest Income	$257,000	3,328
Total noninterest expense	$1,459,000	4,812
Salaries and employee benefits	$835,000	4,674
Premises and equipment expense	$173,000	5,308
Additional noninterest expense	$451,000	4,721
Pre-tax net operating income	$429,000	5,805
Securities gains (losses)	$0	2,146
Applicable income taxes	$99,000	4,823
Income before extraordinary items	$330,000	5,918
Extraordinary gains, net	$0	30
Net income	$330,000	5,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,656
Cash dividends	$60,000	4,633
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$330,000	5,868
2005-03-31 (YTD Data)		Rank
Total interest income	$1,197,000	5,176
Total interest expense	$441,000	4,386
Net interest income	$756,000	5,512
Provision for loan and lease losses	$0	6,226
Total noninterest income	$177,000	4,299
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$70,000	4,265
Trading account gains and fees	$0	115
Additional Noninterest Income	$107,000	3,603
Total noninterest expense	$721,000	4,887
Salaries and employee benefits	$428,000	4,605
Premises and equipment expense	$86,000	5,371
Additional noninterest expense	$207,000	4,958
Pre-tax net operating income	$212,000	5,832
Securities gains (losses)	$0	1,685
Applicable income taxes	$55,000	4,637
Income before extraordinary items	$157,000	6,003
Extraordinary gains, net	$0	24
Net income	$157,000	6,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,322
Cash dividends	$60,000	3,307
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$157,000	5,963
2004-12-31 (YTD Data)		Rank
Total interest income	$4,607,000	5,099
Total interest expense	$1,844,000	3,893
Net interest income	$2,763,000	5,694
Provision for loan and lease losses	$0	7,314
Total noninterest income	$768,000	4,158
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$329,000	4,105
Trading account gains and fees	$0	138
Additional Noninterest Income	$439,000	3,547
Total noninterest expense	$2,988,000	4,670
Salaries and employee benefits	$1,707,000	4,507
Premises and equipment expense	$346,000	5,257
Additional noninterest expense	$935,000	4,583
Pre-tax net operating income	$543,000	6,570
Securities gains (losses)	$0	3,819
Applicable income taxes	$115,000	5,372
Income before extraordinary items	$428,000	6,634
Extraordinary gains, net	$0	34
Net income	$428,000	6,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	5,680
Cash dividends	$60,000	5,755
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$428,000	6,580
2004-09-30 (YTD Data)		Rank
Total interest income	$3,419,000	5,129
Total interest expense	$1,365,000	3,880
Net interest income	$2,054,000	5,703
Provision for loan and lease losses	$0	7,100
Total noninterest income	$562,000	4,246
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$255,000	4,053
Trading account gains and fees	$0	134
Additional Noninterest Income	$307,000	3,684
Total noninterest expense	$2,185,000	4,714
Salaries and employee benefits	$1,230,000	4,606
Premises and equipment expense	$262,000	5,190
Additional noninterest expense	$693,000	4,564
Pre-tax net operating income	$431,000	6,608
Securities gains (losses)	$0	3,710
Applicable income taxes	$72,000	5,681
Income before extraordinary items	$359,000	6,558
Extraordinary gains, net	$0	26
Net income	$359,000	6,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,696
Cash dividends	$60,000	4,908
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$359,000	6,488
2004-06-30 (YTD Data)		Rank
Total interest income	$2,213,000	5,222
Total interest expense	$888,000	3,971
Net interest income	$1,325,000	5,806
Provision for loan and lease losses	$0	6,885
Total noninterest income	$367,000	4,314
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$173,000	4,010
Trading account gains and fees	$0	130
Additional Noninterest Income	$194,000	3,796
Total noninterest expense	$1,434,000	4,793
Salaries and employee benefits	$822,000	4,623
Premises and equipment expense	$174,000	5,230
Additional noninterest expense	$438,000	4,772
Pre-tax net operating income	$258,000	6,777
Securities gains (losses)	$0	3,413
Applicable income taxes	$35,000	5,928
Income before extraordinary items	$223,000	6,683
Extraordinary gains, net	$0	21
Net income	$223,000	6,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,069
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$223,000	6,594
2004-03-31 (YTD Data)		Rank
Total interest income	$1,106,000	5,243
Total interest expense	$447,000	3,993
Net interest income	$659,000	5,834
Provision for loan and lease losses	$0	6,501
Total noninterest income	$200,000	4,064
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$90,000	3,830
Trading account gains and fees	$0	121
Additional Noninterest Income	$110,000	3,509
Total noninterest expense	$709,000	4,878
Salaries and employee benefits	$418,000	4,588
Premises and equipment expense	$81,000	5,477
Additional noninterest expense	$210,000	4,897
Pre-tax net operating income	$150,000	6,440
Securities gains (losses)	$0	2,934
Applicable income taxes	$30,000	5,394
Income before extraordinary items	$120,000	6,518
Extraordinary gains, net	$0	16
Net income	$120,000	6,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,283
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$120,000	6,399
2003-12-31 (YTD Data)		Rank
Total interest income	$4,674,000	5,123
Total interest expense	$1,949,000	4,107
Net interest income	$2,725,000	5,611
Provision for loan and lease losses	$-171,000	9,073
Total noninterest income	$1,664,000	2,626
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$416,000	3,561
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,248,000	2,064
Total noninterest expense	$3,392,000	4,227
Salaries and employee benefits	$1,867,000	4,147
Premises and equipment expense	$410,000	4,655
Additional noninterest expense	$1,115,000	3,941
Pre-tax net operating income	$1,168,000	4,763
Securities gains (losses)	$0	4,500
Applicable income taxes	$240,000	4,644
Income before extraordinary items	$928,000	4,857
Extraordinary gains, net	$0	54
Net income	$928,000	4,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$234,000	2,620
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$928,000	4,694
2003-09-30 (YTD Data)		Rank
Total interest income	$3,404,000	5,269
Total interest expense	$1,496,000	4,151
Net interest income	$1,908,000	5,874
Provision for loan and lease losses	$-171,000	9,163
Total noninterest income	$1,501,000	2,358
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$332,000	3,416
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,169,000	1,841
Total noninterest expense	$2,488,000	4,286
Salaries and employee benefits	$1,398,000	4,156
Premises and equipment expense	$322,000	4,514
Additional noninterest expense	$768,000	4,182
Pre-tax net operating income	$1,092,000	4,322
Securities gains (losses)	$0	4,204
Applicable income taxes	$3,000	7,331
Income before extraordinary items	$1,089,000	3,777
Extraordinary gains, net	$0	40
Net income	$1,089,000	3,776
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	2,746
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,089,000	3,605
2003-06-30 (YTD Data)		Rank
Total interest income	$2,321,000	5,245
Total interest expense	$1,024,000	4,174
Net interest income	$1,297,000	5,809
Provision for loan and lease losses	$-71,000	9,173
Total noninterest income	$433,000	4,068
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$231,000	3,259
Trading account gains and fees	$0	150
Additional Noninterest Income	$202,000	4,014
Total noninterest expense	$1,630,000	4,333
Salaries and employee benefits	$910,000	4,222
Premises and equipment expense	$221,000	4,431
Additional noninterest expense	$499,000	4,250
Pre-tax net operating income	$171,000	7,450
Securities gains (losses)	$0	3,782
Applicable income taxes	$3,000	7,303
Income before extraordinary items	$168,000	7,274
Extraordinary gains, net	$0	30
Net income	$168,000	7,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	2,077
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$168,000	7,092
2003-03-31 (YTD Data)		Rank
Total interest income	$1,196,000	5,168
Total interest expense	$528,000	4,160
Net interest income	$668,000	5,687
Provision for loan and lease losses	$-18,000	9,204
Total noninterest income	$206,000	4,084
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$114,000	3,214
Trading account gains and fees	$0	134
Additional Noninterest Income	$92,000	4,085
Total noninterest expense	$803,000	4,356
Salaries and employee benefits	$446,000	4,270
Premises and equipment expense	$116,000	4,277
Additional noninterest expense	$241,000	4,338
Pre-tax net operating income	$89,000	7,372
Securities gains (losses)	$0	2,891
Applicable income taxes	$3,000	7,063
Income before extraordinary items	$86,000	7,154
Extraordinary gains, net	$0	21
Net income	$86,000	7,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	1,365
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$86,000	7,003
2002-12-31 (YTD Data)		Rank
Total interest income	$5,403,000	4,907
Total interest expense	$2,617,000	3,957
Net interest income	$2,786,000	5,542
Provision for loan and lease losses	$1,566,000	909
Total noninterest income	$857,000	3,832
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$498,000	2,982
Trading account gains and fees	$0	153
Additional Noninterest Income	$359,000	3,891
Total noninterest expense	$2,912,000	4,557
Salaries and employee benefits	$1,718,000	4,237
Premises and equipment expense	$405,000	4,610
Additional noninterest expense	$789,000	4,974
Pre-tax net operating income	$-835,000	9,086
Securities gains (losses)	$0	4,537
Applicable income taxes	$-266,000	9,170
Income before extraordinary items	$-569,000	9,064
Extraordinary gains, net	$0	70
Net income	$-569,000	9,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	3,529
Cash dividends	$165,000	5,090
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-569,000	9,024
2001-12-31 (YTD Data)		Rank
Total interest income	$5,790,000	5,091
Total interest expense	$3,280,000	4,409
Net interest income	$2,510,000	5,705
Provision for loan and lease losses	$53,000	6,599
Total noninterest income	$850,000	3,697
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$522,000	2,749
Trading account gains and fees	$0	177
Additional Noninterest Income	$328,000	3,918
Total noninterest expense	$2,661,000	4,749
Salaries and employee benefits	$1,708,000	4,084
Premises and equipment expense	$324,000	5,287
Additional noninterest expense	$629,000	5,675
Pre-tax net operating income	$646,000	5,998
Securities gains (losses)	$0	4,612
Applicable income taxes	$198,000	5,048
Income before extraordinary items	$448,000	6,316
Extraordinary gains, net	$0	105
Net income	$448,000	6,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,344
Cash dividends	$261,000	4,607
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$448,000	6,200
2000-12-31 (YTD Data)		Rank
Total interest income	$5,721,000	5,253
Total interest expense	$3,119,000	4,770
Net interest income	$2,602,000	5,661
Provision for loan and lease losses	$125,000	4,758
Total noninterest income	$747,000	3,826
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$507,000	2,658
Trading account gains and fees	NA	NA
Additional Noninterest Income	$240,000	4,373
Total noninterest expense	$2,310,000	5,140
Salaries and employee benefits	$1,387,000	4,658
Premises and equipment expense	$334,000	5,094
Additional noninterest expense	$589,000	5,860
Pre-tax net operating income	$914,000	5,498
Securities gains (losses)	$-6,000	8,044
Applicable income taxes	$300,000	4,598
Income before extraordinary items	$608,000	5,799
Extraordinary gains, net	$0	38
Net income	$608,000	5,797
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,278
Cash dividends	$237,000	4,881
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$612,020	5,794
1999-12-31 (YTD Data)		Rank
Total interest income	$5,117,000	5,485
Total interest expense	$2,565,000	5,116
Net interest income	$2,552,000	5,726
Provision for loan and lease losses	$80,000	5,643
Total noninterest income	$702,000	3,991
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$515,000	2,563
Trading account gains and fees	NA	NA
Additional Noninterest Income	$187,000	5,093
Total noninterest expense	$2,255,000	5,238
Salaries and employee benefits	$1,351,000	4,722
Premises and equipment expense	$355,000	4,929
Additional noninterest expense	$549,000	6,159
Pre-tax net operating income	$919,000	5,557
Securities gains (losses)	$0	3,155
Applicable income taxes	$317,000	4,692
Income before extraordinary items	$602,000	5,889
Extraordinary gains, net	$0	35
Net income	$602,000	5,887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,321
Cash dividends	$132,000	5,796
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$602,000	5,864
1998-12-31 (YTD Data)		Rank
Total interest income	$4,784,000	5,848
Total interest expense	$2,436,000	5,462
Net interest income	$2,348,000	6,065
Provision for loan and lease losses	$32,000	7,261
Total noninterest income	$816,000	3,575
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$608,000	2,111
Trading account gains and fees	NA	NA
Additional Noninterest Income	$208,000	4,862
Total noninterest expense	$2,186,000	5,248
Salaries and employee benefits	$1,294,000	4,782
Premises and equipment expense	$313,000	5,257
Additional noninterest expense	$579,000	5,887
Pre-tax net operating income	$946,000	5,587
Securities gains (losses)	$10,000	2,952
Applicable income taxes	$387,000	4,515
Income before extraordinary items	$569,000	6,214
Extraordinary gains, net	$0	32
Net income	$569,000	6,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,124
Cash dividends	$135,000	5,927
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$562,600	6,139
1997-12-31 (YTD Data)		Rank
Total interest income	$4,563,000	6,166
Total interest expense	$2,213,000	5,856
Net interest income	$2,350,000	6,293
Provision for loan and lease losses	$67,000	5,992
Total noninterest income	$749,000	3,766
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$566,000	2,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$183,000	5,173
Total noninterest expense	$2,033,000	5,600
Salaries and employee benefits	$1,105,000	5,448
Premises and equipment expense	$351,000	4,886
Additional noninterest expense	$577,000	5,955
Pre-tax net operating income	$999,000	5,836
Securities gains (losses)	$0	3,944
Applicable income taxes	$261,000	6,143
Income before extraordinary items	$738,000	5,728
Extraordinary gains, net	$0	44
Net income	$738,000	5,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,963
Cash dividends	$60,000	7,029
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$738,000	5,689
1996-12-31 (YTD Data)		Rank
Total interest income	$4,065,000	6,800
Total interest expense	$1,982,000	6,445
Net interest income	$2,083,000	6,983
Provision for loan and lease losses	$61,000	6,063
Total noninterest income	$636,000	4,387
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$529,000	2,572
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	6,940
Total noninterest expense	$1,981,000	5,980
Salaries and employee benefits	$1,147,000	5,409
Premises and equipment expense	$318,000	5,352
Additional noninterest expense	$516,000	6,931
Pre-tax net operating income	$677,000	7,039
Securities gains (losses)	$20,000	2,000
Applicable income taxes	$224,000	6,786
Income before extraordinary items	$473,000	7,091
Extraordinary gains, net	$0	53
Net income	$473,000	7,093
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,019
Cash dividends	$60,000	7,342
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$459,400	7,122
1995-12-31 (YTD Data)		Rank
Total interest income	$3,762,000	7,246
Total interest expense	$1,842,000	6,804
Net interest income	$1,920,000	7,485
Provision for loan and lease losses	$37,000	6,739
Total noninterest income	$562,000	4,796
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$500,000	2,724
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	8,656
Total noninterest expense	$1,930,000	6,154
Salaries and employee benefits	$1,089,000	5,650
Premises and equipment expense	$296,000	5,689
Additional noninterest expense	$545,000	6,908
Pre-tax net operating income	$515,000	8,357
Securities gains (losses)	$38,000	1,486
Applicable income taxes	$150,000	8,259
Income before extraordinary items	$403,000	8,042
Extraordinary gains, net	$0	65
Net income	$403,000	8,039
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,475
Cash dividends	$60,000	7,552
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$375,260	8,258
1994-12-31 (YTD Data)		Rank
Total interest income	$3,264,000	7,675
Total interest expense	$1,356,000	7,370
Net interest income	$1,908,000	7,781
Provision for loan and lease losses	$88,000	4,864
Total noninterest income	$548,000	4,955
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$483,000	2,862
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	8,873
Total noninterest expense	$1,956,000	6,317
Salaries and employee benefits	$1,071,000	5,768
Premises and equipment expense	$317,000	5,473
Additional noninterest expense	$568,000	7,276
Pre-tax net operating income	$412,000	9,273
Securities gains (losses)	$20,000	1,779
Applicable income taxes	$106,000	9,219
Income before extraordinary items	$326,000	8,864
Extraordinary gains, net	$0	249
Net income	$326,000	8,867
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	4,456
Cash dividends	$60,000	7,692
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$311,000	9,098
1993-12-31 (YTD Data)		Rank
Total interest income	$3,160,000	8,074
Total interest expense	$1,278,000	7,964
Net interest income	$1,882,000	8,009
Provision for loan and lease losses	$90,000	6,008
Total noninterest income	$586,000	5,036
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$532,000	2,612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	9,868
Total noninterest expense	$1,951,000	6,466
Salaries and employee benefits	$1,028,000	5,974
Premises and equipment expense	$332,000	5,430
Additional noninterest expense	$591,000	7,418
Pre-tax net operating income	$427,000	9,198
Securities gains (losses)	$79,000	2,808
Applicable income taxes	$156,000	8,496
Income before extraordinary items	$350,000	8,932
Extraordinary gains, net	$0	3,149
Net income	$350,000	9,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	3,910
Cash dividends	$60,000	7,697
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$295,490	9,271
1992-12-31 (YTD Data)		Rank
Total interest income	$3,342,000	8,412
Total interest expense	$1,479,000	8,572
Net interest income	$1,863,000	8,158
Provision for loan and lease losses	$83,000	7,797
Total noninterest income	$520,000	5,499
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$476,000	2,923
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	10,778
Total noninterest expense	$1,894,000	6,675
Salaries and employee benefits	$959,000	6,269
Premises and equipment expense	$314,000	5,782
Additional noninterest expense	$621,000	7,328
Pre-tax net operating income	$406,000	9,185
Securities gains (losses)	$48,000	4,198
Applicable income taxes	$117,000	9,465
Income before extraordinary items	$337,000	8,861
Extraordinary gains, net	$0	1,422
Net income	$337,000	8,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	7,201
Cash dividends	$60,000	7,413
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$301,480	8,931

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.