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FIRST SCOTTSDALE BANK, Income and Expense

2015-06-30 (YTD Data)Rank
Total interest income$2,061,0004,317
Total interest expense$171,0004,509
Net interest income$1,890,0004,258
Provision for loan and lease losses$04,069
Total noninterest income$96,0005,328
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$20,0005,676
Trading account gains and fees$0157
Additional Noninterest Income$76,0004,793
Total noninterest expense$2,207,0003,551
Salaries and employee benefits$1,191,0003,558
Premises and equipment expense$280,0003,306
Additional noninterest expense$736,0003,473
Pre-tax net operating income$-221,0006,179
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-221,0006,194
Extraordinary gains, net$022
Net income$-221,0006,194
Minority interest net income$075
Net income of bank and minority interests.$-221,0006,194
Net charge-offs$-8,0005,189
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-221,0006,180
2015-03-31 (YTD Data)Rank
Total interest income$1,005,0004,395
Total interest expense$92,0004,438
Net interest income$913,0004,342
Provision for loan and lease losses$03,703
Total noninterest income$62,0005,084
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$9,0005,746
Trading account gains and fees$0152
Additional Noninterest Income$53,0004,453
Total noninterest expense$1,082,0003,618
Salaries and employee benefits$640,0003,426
Premises and equipment expense$145,0003,266
Additional noninterest expense$297,0003,998
Pre-tax net operating income$-107,0006,231
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-107,0006,249
Extraordinary gains, net$013
Net income$-107,0006,249
Minority interest net income$064
Net income of bank and minority interests.$-107,0006,250
Net charge-offs$-6,0005,215
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-107,0006,232
2014-12-31 (YTD Data)Rank
Total interest income$4,618,0004,147
Total interest expense$342,0004,734
Net interest income$4,276,0004,034
Provision for loan and lease losses$105,0003,141
Total noninterest income$274,0005,098
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$55,0005,612
Trading account gains and fees$0180
Additional Noninterest Income$219,0004,415
Total noninterest expense$4,763,0003,422
Salaries and employee benefits$2,198,0003,797
Premises and equipment expense$616,0003,167
Additional noninterest expense$1,949,0002,938
Pre-tax net operating income$-318,0006,260
Securities gains (losses)$5,0002,877
Applicable income taxes$04,531
Income before extraordinary items$-313,0006,264
Extraordinary gains, net$017
Net income$-313,0006,266
Minority interest net income$084
Net income of bank and minority interests.$-313,0006,266
Net charge-offs$-40,0005,941
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,000851
Net operating income$-318,0006,265
2014-09-30 (YTD Data)Rank
Total interest income$3,501,0004,162
Total interest expense$256,0004,804
Net interest income$3,245,0004,040
Provision for loan and lease losses$100,0002,760
Total noninterest income$257,0004,896
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$31,0005,911
Trading account gains and fees$0174
Additional Noninterest Income$226,0004,055
Total noninterest expense$3,499,0003,487
Salaries and employee benefits$1,625,0003,839
Premises and equipment expense$487,0003,093
Additional noninterest expense$1,387,0003,067
Pre-tax net operating income$-97,0006,252
Securities gains (losses)$5,0002,558
Applicable income taxes$04,583
Income before extraordinary items$-92,0006,261
Extraordinary gains, net$015
Net income$-92,0006,261
Minority interest net income$081
Net income of bank and minority interests.$-92,0006,261
Net charge-offs$-40,0005,975
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-97,0006,258
2014-06-30 (YTD Data)Rank
Total interest income$2,313,0004,199
Total interest expense$175,0004,819
Net interest income$2,138,0004,072
Provision for loan and lease losses$100,0002,327
Total noninterest income$235,0004,420
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$30,0005,625
Trading account gains and fees$0172
Additional Noninterest Income$205,0003,585
Total noninterest expense$2,348,0003,481
Salaries and employee benefits$1,094,0003,829
Premises and equipment expense$321,0003,144
Additional noninterest expense$933,0003,051
Pre-tax net operating income$-75,0006,310
Securities gains (losses)$5,0002,165
Applicable income taxes$04,568
Income before extraordinary items$-70,0006,323
Extraordinary gains, net$020
Net income$-70,0006,325
Minority interest net income$080
Net income of bank and minority interests.$-70,0006,325
Net charge-offs$-40,0006,093
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-75,0006,315
2014-03-31 (YTD Data)Rank
Total interest income$1,162,0004,214
Total interest expense$89,0004,844
Net interest income$1,073,0004,078
Provision for loan and lease losses$03,817
Total noninterest income$178,0003,672
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$13,0005,787
Trading account gains and fees$0147
Additional Noninterest Income$165,0002,831
Total noninterest expense$1,233,0003,404
Salaries and employee benefits$592,0003,676
Premises and equipment expense$166,0003,128
Additional noninterest expense$475,0003,004
Pre-tax net operating income$18,0006,058
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$18,0006,062
Extraordinary gains, net$016
Net income$18,0006,063
Minority interest net income$066
Net income of bank and minority interests.$18,0006,063
Net charge-offs$-38,0006,230
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$18,0006,043
2013-12-31 (YTD Data)Rank
Total interest income$4,299,0004,452
Total interest expense$379,0005,012
Net interest income$3,920,0004,325
Provision for loan and lease losses$212,0002,889
Total noninterest income$3,156,0001,558
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$50,0005,970
Trading account gains and fees$0184
Additional Noninterest Income$3,106,0001,127
Total noninterest expense$6,108,0002,951
Salaries and employee benefits$3,435,0002,848
Premises and equipment expense$500,0003,737
Additional noninterest expense$2,173,0002,797
Pre-tax net operating income$756,0004,487
Securities gains (losses)$9,0002,663
Applicable income taxes$04,631
Income before extraordinary items$765,0004,317
Extraordinary gains, net$029
Net income$765,0004,320
Minority interest net income$090
Net income of bank and minority interests.$765,0004,321
Net charge-offs$237,0002,823
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$756,0004,283
2013-09-30 (YTD Data)Rank
Total interest income$3,205,0004,514
Total interest expense$275,0005,162
Net interest income$2,930,0004,364
Provision for loan and lease losses$210,0002,518
Total noninterest income$3,130,0001,312
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$37,0006,057
Trading account gains and fees$0180
Additional Noninterest Income$3,093,000950
Total noninterest expense$4,136,0003,180
Salaries and employee benefits$2,087,0003,295
Premises and equipment expense$346,0003,960
Additional noninterest expense$1,703,0002,689
Pre-tax net operating income$1,714,0002,693
Securities gains (losses)$9,0002,535
Applicable income taxes$04,713
Income before extraordinary items$1,723,0002,383
Extraordinary gains, net$025
Net income$1,723,0002,388
Minority interest net income$084
Net income of bank and minority interests.$1,723,0002,388
Net charge-offs$190,0002,630
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,714,0002,328
2013-06-30 (YTD Data)Rank
Total interest income$2,073,0004,594
Total interest expense$170,0005,346
Net interest income$1,903,0004,432
Provision for loan and lease losses$210,0002,037
Total noninterest income$2,810,0001,074
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$22,0006,164
Trading account gains and fees$0157
Additional Noninterest Income$2,788,000772
Total noninterest expense$2,608,0003,324
Salaries and employee benefits$1,274,0003,521
Premises and equipment expense$208,0004,188
Additional noninterest expense$1,126,0002,682
Pre-tax net operating income$1,895,0001,812
Securities gains (losses)$9,0002,315
Applicable income taxes$04,679
Income before extraordinary items$1,904,0001,598
Extraordinary gains, net$022
Net income$1,904,0001,601
Minority interest net income$082
Net income of bank and minority interests.$1,904,0001,603
Net charge-offs$190,0002,144
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,895,0001,533
2013-03-31 (YTD Data)Rank
Total interest income$862,0005,061
Total interest expense$76,0005,616
Net interest income$786,0004,902
Provision for loan and lease losses$15,0003,721
Total noninterest income$25,0006,337
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$10,0006,250
Trading account gains and fees$0148
Additional Noninterest Income$15,0005,890
Total noninterest expense$1,045,0003,893
Salaries and employee benefits$538,0003,983
Premises and equipment expense$76,0004,896
Additional noninterest expense$431,0003,331
Pre-tax net operating income$-249,0006,764
Securities gains (losses)$9,0001,515
Applicable income taxes$04,602
Income before extraordinary items$-240,0006,785
Extraordinary gains, net$010
Net income$-240,0006,785
Minority interest net income$076
Net income of bank and minority interests.$-240,0006,785
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-249,0006,774
2012-12-31 (YTD Data)Rank
Total interest income$2,601,0005,733
Total interest expense$290,0006,019
Net interest income$2,311,0005,613
Provision for loan and lease losses$384,0003,070
Total noninterest income$72,0006,498
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$36,0006,461
Trading account gains and fees$0166
Additional Noninterest Income$36,0006,037
Total noninterest expense$3,577,0004,322
Salaries and employee benefits$2,236,0003,856
Premises and equipment expense$301,0004,960
Additional noninterest expense$1,040,0004,704
Pre-tax net operating income$-1,578,0006,757
Securities gains (losses)$22,0003,143
Applicable income taxes$04,751
Income before extraordinary items$-1,556,0006,793
Extraordinary gains, net$029
Net income$-1,556,0006,790
Minority interest net income$093
Net income of bank and minority interests.$-1,556,0006,791
Net charge-offs$05,985
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,578,0006,772
2012-09-30 (YTD Data)Rank
Total interest income$1,824,0005,948
Total interest expense$213,0006,175
Net interest income$1,611,0005,845
Provision for loan and lease losses$214,0003,438
Total noninterest income$36,0006,765
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$26,0006,559
Trading account gains and fees$0157
Additional Noninterest Income$10,0006,493
Total noninterest expense$2,489,0004,524
Salaries and employee benefits$1,553,0004,063
Premises and equipment expense$224,0005,044
Additional noninterest expense$712,0004,958
Pre-tax net operating income$-1,056,0006,847
Securities gains (losses)$22,0002,837
Applicable income taxes$04,802
Income before extraordinary items$-1,034,0006,890
Extraordinary gains, net$020
Net income$-1,034,0006,886
Minority interest net income$086
Net income of bank and minority interests.$-1,034,0006,888
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,056,0006,859
2012-06-30 (YTD Data)Rank
Total interest income$1,090,0006,159
Total interest expense$137,0006,304
Net interest income$953,0006,070
Provision for loan and lease losses$89,0004,051
Total noninterest income$22,0006,837
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$15,0006,650
Trading account gains and fees$0153
Additional Noninterest Income$7,0006,537
Total noninterest expense$1,713,0004,486
Salaries and employee benefits$1,070,0004,004
Premises and equipment expense$151,0005,035
Additional noninterest expense$492,0004,896
Pre-tax net operating income$-827,0006,927
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-827,0006,961
Extraordinary gains, net$019
Net income$-827,0006,960
Minority interest net income$084
Net income of bank and minority interests.$-827,0006,961
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-827,0006,944
2012-03-31 (YTD Data)Rank
Total interest income$534,0006,252
Total interest expense$69,0006,380
Net interest income$465,0006,153
Provision for loan and lease losses$61,0003,434
Total noninterest income$10,0006,929
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$6,0006,762
Trading account gains and fees$0148
Additional Noninterest Income$4,0006,590
Total noninterest expense$878,0004,458
Salaries and employee benefits$568,0003,865
Premises and equipment expense$71,0005,195
Additional noninterest expense$239,0004,972
Pre-tax net operating income$-464,0007,022
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-464,0007,057
Extraordinary gains, net$019
Net income$-464,0007,056
Minority interest net income$078
Net income of bank and minority interests.$-464,0007,057
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-464,0007,033
2011-12-31 (YTD Data)Rank
Total interest income$1,365,0006,856
Total interest expense$160,0007,037
Net interest income$1,205,0006,775
Provision for loan and lease losses$283,0004,212
Total noninterest income$20,0006,901
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$20,0006,738
Trading account gains and fees$0146
Additional Noninterest Income$06,682
Total noninterest expense$3,081,0004,807
Salaries and employee benefits$1,519,0004,929
Premises and equipment expense$293,0005,281
Additional noninterest expense$1,269,0004,297
Pre-tax net operating income$-2,139,0006,811
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-2,139,0006,857
Extraordinary gains, net$029
Net income$-2,139,0006,857
Minority interest net income$096
Net income of bank and minority interests.$-2,139,0006,857
Net charge-offs$06,441
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,139,0006,841
2011-09-30 (YTD Data)Rank
Total interest income$895,0007,039
Total interest expense$103,0007,193
Net interest income$792,0006,953
Provision for loan and lease losses$161,0004,409
Total noninterest income$15,0007,024
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$15,0006,785
Trading account gains and fees$0145
Additional Noninterest Income$06,843
Total noninterest expense$1,984,0005,206
Salaries and employee benefits$1,035,0005,179
Premises and equipment expense$200,0005,512
Additional noninterest expense$749,0004,939
Pre-tax net operating income$-1,338,0006,886
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-1,338,0006,945
Extraordinary gains, net$021
Net income$-1,338,0006,946
Minority interest net income$087
Net income of bank and minority interests.$-1,338,0006,946
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,338,0006,915
2011-06-30 (YTD Data)Rank
Total interest income$516,0007,205
Total interest expense$67,0007,281
Net interest income$449,0007,137
Provision for loan and lease losses$84,0004,611
Total noninterest income$12,0007,104
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$12,0006,778
Trading account gains and fees$0153
Additional Noninterest Income$06,941
Total noninterest expense$1,258,0005,401
Salaries and employee benefits$650,0005,395
Premises and equipment expense$131,0005,592
Additional noninterest expense$477,0005,110
Pre-tax net operating income$-881,0006,941
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-881,0006,992
Extraordinary gains, net$015
Net income$-881,0006,991
Minority interest net income$089
Net income of bank and minority interests.$-881,0006,992
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-881,0006,977
2011-03-31 (YTD Data)Rank
Total interest income$217,0007,342
Total interest expense$39,0007,289
Net interest income$178,0007,327
Provision for loan and lease losses$32,0004,555
Total noninterest income$5,0007,205
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$5,0006,822
Trading account gains and fees$0158
Additional Noninterest Income$07,066
Total noninterest expense$566,0005,680
Salaries and employee benefits$301,0005,602
Premises and equipment expense$54,0006,004
Additional noninterest expense$211,0005,396
Pre-tax net operating income$-415,0007,034
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-415,0007,086
Extraordinary gains, net$09
Net income$-415,0007,087
Minority interest net income$086
Net income of bank and minority interests.$-415,0007,087
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-415,0007,072
2010-12-31 (YTD Data)Rank
Total interest income$148,0007,619
Total interest expense$66,0007,560
Net interest income$82,0007,625
Provision for loan and lease losses$78,0006,203
Total noninterest income$5,0007,255
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,0006,758
Trading account gains and fees$0175
Additional Noninterest Income$06,957
Total noninterest expense$621,0007,440
Salaries and employee benefits$199,0007,575
Premises and equipment expense$29,0007,561
Additional noninterest expense$393,0006,818
Pre-tax net operating income$-612,0006,307
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-612,0006,421
Extraordinary gains, net$029
Net income$-612,0006,422
Minority interest net income$0111
Net income of bank and minority interests.$-612,0006,422
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-612,0006,385
2010-09-30 (YTD Data)Rank
Total interest income$1,551,0006,795
Total interest expense$550,0006,027
Net interest income$1,001,0006,954
Provision for loan and lease losses$525,0003,464
Total noninterest income$22,0007,310
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$21,0006,634
Trading account gains and fees$0165
Additional Noninterest Income$1,0007,117
Total noninterest expense$1,218,0006,437
Salaries and employee benefits$484,0006,871
Premises and equipment expense$135,0006,465
Additional noninterest expense$599,0005,651
Pre-tax net operating income$-720,0006,658
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-720,0006,782
Extraordinary gains, net$023
Net income$-720,0006,783
Minority interest net income$0110
Net income of bank and minority interests.$-720,0006,783
Net charge-offs$640,0002,734
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-720,0006,736
2010-06-30 (YTD Data)Rank
Total interest income$1,063,0006,797
Total interest expense$384,0006,037
Net interest income$679,0006,977
Provision for loan and lease losses$512,0002,814
Total noninterest income$12,0007,415
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$11,0006,744
Trading account gains and fees$0152
Additional Noninterest Income$1,0007,201
Total noninterest expense$834,0006,427
Salaries and employee benefits$319,0006,942
Premises and equipment expense$88,0006,528
Additional noninterest expense$427,0005,512
Pre-tax net operating income$-655,0006,845
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-655,0006,940
Extraordinary gains, net$019
Net income$-655,0006,940
Minority interest net income$0105
Net income of bank and minority interests.$-655,0006,940
Net charge-offs$488,0002,476
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-655,0006,902
2010-03-31 (YTD Data)Rank
Total interest income$559,0006,789
Total interest expense$199,0006,094
Net interest income$360,0006,963
Provision for loan and lease losses$512,0001,796
Total noninterest income$5,0007,561
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$5,0006,829
Trading account gains and fees$0175
Additional Noninterest Income$07,418
Total noninterest expense$396,0006,617
Salaries and employee benefits$168,0006,944
Premises and equipment expense$35,0006,925
Additional noninterest expense$193,0005,774
Pre-tax net operating income$-543,0007,207
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-543,0007,294
Extraordinary gains, net$016
Net income$-543,0007,294
Minority interest net income$091
Net income of bank and minority interests.$-543,0007,295
Net charge-offs$490,0001,597
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-543,0007,274
2009-12-31 (YTD Data)Rank
Total interest income$2,710,0006,536
Total interest expense$946,0006,133
Net interest income$1,764,0006,616
Provision for loan and lease losses$343,0005,092
Total noninterest income$43,0007,457
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$40,0006,643
Trading account gains and fees$0211
Additional Noninterest Income$3,0007,342
Total noninterest expense$1,436,0006,880
Salaries and employee benefits$644,0007,102
Premises and equipment expense$157,0006,871
Additional noninterest expense$635,0006,339
Pre-tax net operating income$28,0005,323
Securities gains (losses)$31,0002,860
Applicable income taxes$317,0001,977
Income before extraordinary items$-258,0005,880
Extraordinary gains, net$034
Net income$-258,0005,879
Minority interest net income$0115
Net income of bank and minority interests.$-258,0005,879
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-277,8405,900
2009-09-30 (YTD Data)Rank
Total interest income$2,083,0006,562
Total interest expense$711,0006,266
Net interest income$1,372,0006,567
Provision for loan and lease losses$330,0004,443
Total noninterest income$34,0007,556
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$32,0006,633
Trading account gains and fees$0212
Additional Noninterest Income$2,0007,528
Total noninterest expense$1,118,0006,838
Salaries and employee benefits$501,0007,079
Premises and equipment expense$117,0006,923
Additional noninterest expense$500,0006,248
Pre-tax net operating income$-42,0005,774
Securities gains (losses)$31,0002,538
Applicable income taxes$-5,0006,609
Income before extraordinary items$-6,0005,789
Extraordinary gains, net$027
Net income$-6,0005,789
Minority interest net income$0118
Net income of bank and minority interests.$-6,0005,789
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-25,8405,778
2009-06-30 (YTD Data)Rank
Total interest income$1,426,0006,574
Total interest expense$489,0006,319
Net interest income$937,0006,539
Provision for loan and lease losses$114,0005,185
Total noninterest income$23,0007,627
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$22,0006,645
Trading account gains and fees$0193
Additional Noninterest Income$1,0007,675
Total noninterest expense$742,0006,904
Salaries and employee benefits$332,0007,160
Premises and equipment expense$81,0006,919
Additional noninterest expense$329,0006,292
Pre-tax net operating income$104,0005,181
Securities gains (losses)$31,0002,151
Applicable income taxes$52,0003,134
Income before extraordinary items$83,0005,333
Extraordinary gains, net$021
Net income$83,0005,330
Minority interest net income$0112
Net income of bank and minority interests.$83,0005,330
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$63,1605,392
2009-03-31 (YTD Data)Rank
Total interest income$742,0006,534
Total interest expense$243,0006,447
Net interest income$499,0006,412
Provision for loan and lease losses$108,0003,766
Total noninterest income$12,0007,693
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$11,0006,642
Trading account gains and fees$0171
Additional Noninterest Income$1,0007,715
Total noninterest expense$335,0007,075
Salaries and employee benefits$158,0007,285
Premises and equipment expense$34,0007,208
Additional noninterest expense$143,0006,425
Pre-tax net operating income$68,0005,398
Securities gains (losses)$31,0001,505
Applicable income taxes$38,0003,107
Income before extraordinary items$61,0005,533
Extraordinary gains, net$015
Net income$61,0005,536
Minority interest net income$0102
Net income of bank and minority interests.$61,0005,536
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$41,1605,663
2008-12-31 (YTD Data)Rank
Total interest income$974,0007,996
Total interest expense$262,0008,038
Net interest income$712,0007,895
Provision for loan and lease losses$451,0003,954
Total noninterest income$23,0007,919
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$22,0007,014
Trading account gains and fees$0154
Additional Noninterest Income$1,0007,912
Total noninterest expense$1,392,0007,017
Salaries and employee benefits$633,0007,327
Premises and equipment expense$90,0007,716
Additional noninterest expense$669,0005,938
Pre-tax net operating income$-1,108,0007,061
Securities gains (losses)$19,0002,215
Applicable income taxes$-376,0007,391
Income before extraordinary items$-713,0006,837
Extraordinary gains, net$039
Net income$-713,0006,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-725,3506,970
2008-09-30 (YTD Data)Rank
Total interest income$647,0008,151
Total interest expense$164,0008,177
Net interest income$483,0008,053
Provision for loan and lease losses$123,0004,912
Total noninterest income$11,0008,106
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$10,0007,175
Trading account gains and fees$0148
Additional Noninterest Income$1,0008,065
Total noninterest expense$1,018,0007,074
Salaries and employee benefits$433,0007,499
Premises and equipment expense$69,0007,742
Additional noninterest expense$516,0005,820
Pre-tax net operating income$-647,0007,351
Securities gains (losses)$03,106
Applicable income taxes$-222,0007,679
Income before extraordinary items$-425,0007,132
Extraordinary gains, net$031
Net income$-425,0007,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-425,0007,268
2008-06-30 (YTD Data)Rank
Total interest income$387,0008,255
Total interest expense$91,0008,270
Net interest income$296,0008,153
Provision for loan and lease losses$98,0004,307
Total noninterest income$5,0008,216
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$4,0007,287
Trading account gains and fees$0149
Additional Noninterest Income$1,0008,142
Total noninterest expense$699,0007,064
Salaries and employee benefits$295,0007,536
Premises and equipment expense$46,0007,790
Additional noninterest expense$358,0005,725
Pre-tax net operating income$-496,0007,606
Securities gains (losses)$03,233
Applicable income taxes$-171,0007,956
Income before extraordinary items$-325,0007,540
Extraordinary gains, net$021
Net income$-325,0007,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-325,0007,522
2008-03-31 (YTD Data)Rank
Total interest income$154,0008,372
Total interest expense$36,0008,355
Net interest income$118,0008,310
Provision for loan and lease losses$50,0003,776
Total noninterest income$1,0008,296
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$365,0007,012
Salaries and employee benefits$133,0007,715
Premises and equipment expense$23,0007,808
Additional noninterest expense$209,0005,244
Pre-tax net operating income$-296,0007,908
Securities gains (losses)$02,688
Applicable income taxes$-103,0008,145
Income before extraordinary items$-193,0007,829
Extraordinary gains, net$015
Net income$-193,0007,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-193,0007,797
2007-12-31 (YTD Data)Rank
Total interest income$8,0008,530
Total interest expense$08,522
Net interest income$8,0008,527
Provision for loan and lease losses$06,851
Total noninterest income$08,422
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$404,0008,417
Salaries and employee benefits$5,0008,509
Premises and equipment expense$2,0008,503
Additional noninterest expense$397,0007,057
Pre-tax net operating income$-396,0007,752
Securities gains (losses)$02,146
Applicable income taxes$-141,0008,071
Income before extraordinary items$-255,0007,750
Extraordinary gains, net$039
Net income$-255,0007,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$6,500,000243
Net operating income$-255,0007,735

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.