Home > First Savings Bank of Virginia > Income and Expense

First Savings Bank of Virginia, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$5,228,0005,406
Total interest expense$2,881,0004,742
Net interest income$2,347,0006,026
Provision for loan and lease losses$130,0004,573
Total noninterest income$601,0004,428
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$601,0002,626
Total noninterest expense$2,231,0005,283
Salaries and employee benefits$1,060,0005,663
Premises and equipment expense$556,0003,462
Additional noninterest expense$615,0005,733
Pre-tax net operating income$587,0006,757
Securities gains (losses)$1,0002,805
Applicable income taxes$223,0005,467
Income before extraordinary items$365,0007,190
Extraordinary gains, net$035
Net income$365,0007,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,447
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$4,0001,005
Net operating income$364,3607,172
1998-12-31 (YTD Data)Rank
Total interest income$4,410,0006,128
Total interest expense$2,553,0005,286
Net interest income$1,857,0006,930
Provision for loan and lease losses$85,0005,461
Total noninterest income$600,0004,388
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$600,0002,650
Total noninterest expense$1,873,0005,835
Salaries and employee benefits$916,0006,134
Premises and equipment expense$430,0004,170
Additional noninterest expense$527,0006,249
Pre-tax net operating income$499,0007,370
Securities gains (losses)$04,449
Applicable income taxes$62,0008,116
Income before extraordinary items$437,0006,997
Extraordinary gains, net$032
Net income$437,0006,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,908
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$700,000510
Net operating income$437,0006,900
1997-12-31 (YTD Data)Rank
Total interest income$3,775,0006,872
Total interest expense$2,208,0005,867
Net interest income$1,567,0007,834
Provision for loan and lease losses$235,0003,109
Total noninterest income$705,0003,953
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$56,000175
Additional Noninterest Income$649,0002,342
Total noninterest expense$1,686,0006,333
Salaries and employee benefits$812,0006,722
Premises and equipment expense$383,0004,595
Additional noninterest expense$491,0006,578
Pre-tax net operating income$351,0008,731
Securities gains (losses)$03,944
Applicable income taxes$-75,00010,672
Income before extraordinary items$426,0007,469
Extraordinary gains, net$044
Net income$426,0007,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,360
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$250,000640
Net operating income$426,0007,419
1996-12-31 (YTD Data)Rank
Total interest income$3,395,0007,519
Total interest expense$2,003,0006,403
Net interest income$1,392,0008,539
Provision for loan and lease losses$192,0003,515
Total noninterest income$624,0004,456
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$624,0002,503
Total noninterest expense$1,776,0006,443
Salaries and employee benefits$739,0007,312
Premises and equipment expense$324,0005,293
Additional noninterest expense$713,0005,670
Pre-tax net operating income$48,00010,613
Securities gains (losses)$04,148
Applicable income taxes$-20,00010,988
Income before extraordinary items$68,00010,473
Extraordinary gains, net$053
Net income$68,00010,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,696
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$30,000777
Net operating income$68,00010,427
1995-12-31 (YTD Data)Rank
Total interest income$3,166,0007,986
Total interest expense$1,910,0006,667
Net interest income$1,256,0009,191
Provision for loan and lease losses$36,0006,768
Total noninterest income$555,0004,837
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$555,0002,687
Total noninterest expense$1,544,0007,133
Salaries and employee benefits$731,0007,527
Premises and equipment expense$311,0005,475
Additional noninterest expense$502,0007,236
Pre-tax net operating income$231,00010,256
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$231,0009,599
Extraordinary gains, net$065
Net income$231,0009,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,798
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$231,0009,576
1994-12-31 (YTD Data)Rank
Total interest income$2,776,0008,421
Total interest expense$1,372,0007,301
Net interest income$1,404,0009,136
Provision for loan and lease losses$50,0006,087
Total noninterest income$561,0004,886
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$561,0002,729
Total noninterest expense$1,852,0006,559
Salaries and employee benefits$924,0006,492
Premises and equipment expense$319,0005,448
Additional noninterest expense$609,0006,968
Pre-tax net operating income$63,00011,839
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$63,00011,706
Extraordinary gains, net$0249
Net income$63,00011,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,944
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$63,00011,752
1993-12-31 (YTD Data)Rank
Total interest income$3,556,0007,453
Total interest expense$1,495,0007,218
Net interest income$2,061,0007,510
Provision for loan and lease losses$203,0003,883
Total noninterest income$277,0007,974
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$277,0004,693
Total noninterest expense$1,933,0006,512
Salaries and employee benefits$1,029,0005,970
Premises and equipment expense$329,0005,469
Additional noninterest expense$575,0007,558
Pre-tax net operating income$202,00011,018
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$202,00010,630
Extraordinary gains, net$03,149
Net income$202,00010,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0002,658
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$202,00010,399
1992-12-31 (YTD Data)Rank
Total interest income$3,901,0007,641
Total interest expense$2,019,0007,071
Net interest income$1,882,0008,098
Provision for loan and lease losses$737,0002,285
Total noninterest income$293,0007,827
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$293,0004,496
Total noninterest expense$1,890,0006,683
Salaries and employee benefits$905,0006,591
Premises and equipment expense$341,0005,467
Additional noninterest expense$644,0007,145
Pre-tax net operating income$-452,00013,265
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$-452,00013,359
Extraordinary gains, net$01,422
Net income$-452,00013,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0004,180
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-452,00013,253

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.