Home > First Savings Bank of New Jersey SLA > Assets and Liabilities
First Savings Bank of New Jersey SLA, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 65 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $637,641,000 | 748 |
| Cash and due from depository institutions | $7,429,000 | 2,733 |
| Interest-bearing balances | $5,173,000 | 1,167 |
| Securities | $309,262,000 | 435 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $295,770,000 | 972 |
| Loan loss allowance | $3,064,000 | 1,203 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,824,000 | 1,657 |
| Other real estate owned | $1,262,000 | 2,733 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $19,094,000 | 558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $637,641,000 | 748 |
| Total liabilities | $575,264,000 | 752 |
| Total deposits | $422,233,000 | 869 |
| Interest-bearing deposits | $403,075,000 | 780 |
| Deposits held in domestic offices | $422,233,000 | 866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 842 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $130,042,000 | 353 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,989,000 | 725 |
| Total equity capital | $62,377,000 | 750 |
| Total bank equity capital | $62,377,000 | 750 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $37,106,000 | 544 |
| Undivided profits | $25,270,000 | 1,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,371,000 | 792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,779,000 | 1,175 |
| Earning assets | $610,205,000 | 728 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $642,881,800 | 708 |
| Average Assets, quarterly | $646,864,000 | 728 |
| Volatile liabilities | $194,860,000 | 543 |
| Insider loans | $1,513,000 | 2,635 |
| FHLB advances | $129,825,000 | 105 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,256,000 | 3,030 |
| Tier 1 (core) risk-based capital | $63,854,000 | 676 |
| Tier 2 risk-based capital | $3,064,000 | 1,112 |
| Total risk weighted assets | $289,622,000 | 1,017 |
| Total unused commitments | $13,256,000 | 3,037 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 80 | 2,224 |
| Assets and Liabilities | ||
| Total Assets: | $604,890,000 | 783 |
| Cash and due from depository institutions | $4,266,000 | 2,224 |
| Interest-bearing balances | $768,000 | 2,737 |
| Securities | $346,989,000 | 400 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $232,002,000 | 1,259 |
| Loan loss allowance | $3,021,000 | 1,239 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,826,000 | 1,644 |
| Other real estate owned | $1,224,000 | 2,224 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $15,583,000 | 629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $604,890,000 | 783 |
| Total liabilities | $532,338,000 | 806 |
| Total deposits | $424,820,000 | 886 |
| Interest-bearing deposits | $409,962,000 | 789 |
| Deposits held in domestic offices | $424,820,000 | 881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,950,000 | 581 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $51,435,000 | 555 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $22,133,000 | 379 |
| Total equity capital | $72,552,000 | 661 |
| Total bank equity capital | $72,552,000 | 661 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $36,293,000 | 552 |
| Undivided profits | $36,258,000 | 690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,623,000 | 528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,492,000 | 1,476 |
| Earning assets | $579,759,000 | 765 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $594,347,000 | 770 |
| Average Assets, quarterly | $606,978,000 | 772 |
| Volatile liabilities | $133,791,000 | 707 |
| Insider loans | $1,416,000 | 2,754 |
| FHLB advances | $51,000,000 | 185 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,381,000 | 3,859 |
| Tier 1 (core) risk-based capital | $73,777,000 | 597 |
| Tier 2 risk-based capital | $2,743,000 | 1,157 |
| Total risk weighted assets | $219,161,000 | 1,297 |
| Total unused commitments | $8,381,000 | 3,861 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 79 | 2,373 |
| Assets and Liabilities | ||
| Total Assets: | $578,574,000 | 856 |
| Cash and due from depository institutions | $17,540,000 | 2,373 |
| Interest-bearing balances | $13,782,000 | 281 |
| Securities | $299,077,000 | 463 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $238,972,000 | 1,258 |
| Loan loss allowance | $3,025,000 | 1,320 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,335,000 | 1,483 |
| Other real estate owned | $1,188,000 | 2,373 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $16,462,000 | 630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $578,574,000 | 856 |
| Total liabilities | $528,989,000 | 848 |
| Total deposits | $442,629,000 | 886 |
| Interest-bearing deposits | $430,678,000 | 775 |
| Deposits held in domestic offices | $442,629,000 | 879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 672 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $50,652,000 | 582 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,708,000 | 900 |
| Total equity capital | $49,585,000 | 935 |
| Total bank equity capital | $49,585,000 | 935 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $140,000 | 8,336 |
| Surplus | $12,482,000 | 1,329 |
| Undivided profits | $36,963,000 | 683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,300,000 | 584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,628,000 | 1,326 |
| Earning assets | $551,831,000 | 826 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $637,665,000 | 757 |
| Average Assets, quarterly | $614,251,000 | 803 |
| Volatile liabilities | $135,894,000 | 716 |
| Insider loans | $1,439,000 | 2,757 |
| FHLB advances | $50,000,000 | 208 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,919,000 | 3,930 |
| Tier 1 (core) risk-based capital | $52,676,000 | 837 |
| Tier 2 risk-based capital | $2,645,000 | 1,221 |
| Total risk weighted assets | $217,680,000 | 1,327 |
| Total unused commitments | $12,969,000 | 2,837 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 94 | 2,046 |
| Assets and Liabilities | ||
| Total Assets: | $657,099,000 | 791 |
| Cash and due from depository institutions | $6,517,000 | 2,046 |
| Interest-bearing balances | $3,525,000 | 1,270 |
| Securities | $408,452,000 | 383 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $223,704,000 | 1,313 |
| Loan loss allowance | $2,969,000 | 1,378 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,508,000 | 1,404 |
| Other real estate owned | $877,000 | 2,046 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $12,041,000 | 813 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $657,099,000 | 791 |
| Total liabilities | $603,688,000 | 784 |
| Total deposits | $449,329,000 | 883 |
| Interest-bearing deposits | $439,756,000 | 804 |
| Deposits held in domestic offices | $449,329,000 | 875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,944,000 | 435 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $70,869,000 | 465 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,546,000 | 1,345 |
| Total equity capital | $53,411,000 | 898 |
| Total bank equity capital | $53,411,000 | 898 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $140,000 | 8,750 |
| Surplus | $12,369,000 | 1,337 |
| Undivided profits | $40,902,000 | 648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,871,000 | 680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,520,000 | 1,466 |
| Earning assets | $635,681,000 | 760 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $543,653,600 | 894 |
| Average Assets, quarterly | $592,768,500 | 853 |
| Volatile liabilities | $208,519,000 | 539 |
| Insider loans | $878,000 | 4,044 |
| FHLB advances | $70,000,000 | 155 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,838,000 | 3,831 |
| Tier 1 (core) risk-based capital | $54,525,000 | 844 |
| Tier 2 risk-based capital | $2,623,000 | 1,253 |
| Total risk weighted assets | $209,602,000 | 1,367 |
| Total unused commitments | $7,838,000 | 3,844 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 99 | 2,029 |
| Assets and Liabilities | ||
| Total Assets: | $501,711,000 | 954 |
| Cash and due from depository institutions | $8,511,000 | 2,029 |
| Interest-bearing balances | $5,485,000 | 665 |
| Securities | $262,730,000 | 558 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $207,883,000 | 1,350 |
| Loan loss allowance | $3,076,000 | 1,360 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,888,000 | 1,256 |
| Other real estate owned | $1,200,000 | 2,029 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $15,499,000 | 707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $501,711,000 | 954 |
| Total liabilities | $470,851,000 | 935 |
| Total deposits | $451,982,000 | 858 |
| Interest-bearing deposits | $445,194,000 | 770 |
| Deposits held in domestic offices | $451,982,000 | 847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,736,000 | 1,519 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $12,133,000 | 536 |
| Total equity capital | $30,860,000 | 1,334 |
| Total bank equity capital | $30,860,000 | 1,334 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $30,860,000 | 748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,304,000 | 751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,371,000 | 1,415 |
| Earning assets | $476,098,000 | 920 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $532,121,200 | 878 |
| Average Assets, quarterly | $502,322,000 | 950 |
| Volatile liabilities | $58,604,000 | 1,132 |
| Insider loans | $931,000 | 3,903 |
| FHLB advances | $6,500,000 | 566 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $17,632,000 | 2,111 |
| Tier 1 (core) risk-based capital | $30,808,000 | 1,337 |
| Tier 2 risk-based capital | $2,201,000 | 1,446 |
| Total risk weighted assets | $184,988,000 | 1,507 |
| Total unused commitments | $17,632,000 | 2,122 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 92 | 2,285 |
| Assets and Liabilities | ||
| Total Assets: | $512,216,000 | 945 |
| Cash and due from depository institutions | $9,494,000 | 2,285 |
| Interest-bearing balances | $6,881,000 | 884 |
| Securities | $287,594,000 | 539 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $199,198,000 | 1,396 |
| Loan loss allowance | $2,928,000 | 1,499 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,375,000 | 1,359 |
| Other real estate owned | $2,418,000 | 2,285 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $8,137,000 | 1,103 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $512,216,000 | 945 |
| Total liabilities | $471,140,000 | 945 |
| Total deposits | $470,545,000 | 855 |
| Interest-bearing deposits | $464,859,000 | 775 |
| Deposits held in domestic offices | $470,545,000 | 843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $187,000 | 4,072 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $408,000 | 6,203 |
| Total equity capital | $41,076,000 | 1,014 |
| Total bank equity capital | $41,076,000 | 1,014 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $41,076,000 | 559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,527,000 | 903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,503,000 | 1,135 |
| Earning assets | $493,673,000 | 907 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $550,611,200 | 868 |
| Average Assets, quarterly | $542,141,500 | 894 |
| Volatile liabilities | $51,665,000 | 1,173 |
| Insider loans | $868,000 | 4,113 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,137,000 | 4,805 |
| Tier 1 (core) risk-based capital | $40,956,000 | 982 |
| Tier 2 risk-based capital | $1,800,000 | 1,731 |
| Total risk weighted assets | $168,687,000 | 1,640 |
| Total unused commitments | $5,137,000 | 4,827 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 86 | 2,518 |
| Assets and Liabilities | ||
| Total Assets: | $520,733,000 | 964 |
| Cash and due from depository institutions | $16,017,000 | 2,518 |
| Interest-bearing balances | $12,547,000 | 617 |
| Securities | $251,173,000 | 587 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $237,017,000 | 1,211 |
| Loan loss allowance | $3,376,000 | 1,403 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,375,000 | 1,351 |
| Other real estate owned | $2,639,000 | 2,518 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $8,512,000 | 1,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $520,733,000 | 964 |
| Total liabilities | $486,070,000 | 959 |
| Total deposits | $483,948,000 | 884 |
| Interest-bearing deposits | $478,192,000 | 804 |
| Deposits held in domestic offices | $483,948,000 | 875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $496,000 | 3,190 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,626,000 | 2,211 |
| Total equity capital | $34,663,000 | 1,133 |
| Total bank equity capital | $34,663,000 | 1,133 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $34,663,000 | 608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,746,000 | 824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,519,000 | 1,269 |
| Earning assets | $500,737,000 | 916 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $525,958,000 | 956 |
| Average Assets, quarterly | $526,813,500 | 954 |
| Volatile liabilities | $45,004,000 | 1,269 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,382,000 | 2,887 |
| Tier 1 (core) risk-based capital | $34,402,000 | 1,118 |
| Tier 2 risk-based capital | $2,056,000 | 1,550 |
| Total risk weighted assets | $196,199,000 | 1,479 |
| Total unused commitments | $10,382,000 | 2,901 |
| Derivatives | $0 | 651 |