Home > First Savings Bank of Moore County, Inc., SSB > Income and Expense
First Savings Bank of Moore County, Inc., SSB, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,246,000 | 1,465 |
| Total interest expense | $10,711,000 | 1,395 |
| Net interest income | $11,535,000 | 1,520 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $667,000 | 4,125 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $158,000 | 5,718 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $509,000 | 2,929 |
| Total noninterest expense | $3,895,000 | 3,392 |
| Salaries and employee benefits | $2,071,000 | 3,330 |
| Premises and equipment expense | $899,000 | 2,262 |
| Additional noninterest expense | $925,000 | 4,283 |
| Pre-tax net operating income | $8,307,000 | 963 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,023,000 | 879 |
| Income before extraordinary items | $5,284,000 | 1,043 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,284,000 | 1,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 732 |
| Net operating income | $5,284,000 | 1,029 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,650,000 | 1,493 |
| Total interest expense | $10,741,000 | 1,432 |
| Net interest income | $10,909,000 | 1,553 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $686,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $133,000 | 6,221 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $553,000 | 2,801 |
| Total noninterest expense | $3,763,000 | 3,401 |
| Salaries and employee benefits | $2,143,000 | 3,133 |
| Premises and equipment expense | $651,000 | 2,958 |
| Additional noninterest expense | $969,000 | 4,061 |
| Pre-tax net operating income | $7,832,000 | 983 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,883,000 | 905 |
| Income before extraordinary items | $4,949,000 | 1,086 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,949,000 | 1,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $329,000 | 616 |
| Net operating income | $4,949,000 | 1,045 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,999,000 | 1,570 |
| Total interest expense | $10,744,000 | 1,454 |
| Net interest income | $10,255,000 | 1,705 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $516,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $116,000 | 6,863 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $400,000 | 3,283 |
| Total noninterest expense | $3,367,000 | 3,730 |
| Salaries and employee benefits | $1,953,000 | 3,391 |
| Premises and equipment expense | $591,000 | 3,200 |
| Additional noninterest expense | $823,000 | 4,626 |
| Pre-tax net operating income | $7,404,000 | 1,087 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,727,000 | 1,012 |
| Income before extraordinary items | $4,677,000 | 1,175 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,677,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 629 |
| Net operating income | $4,677,000 | 1,152 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,321,000 | 1,849 |
| Total interest expense | $9,237,000 | 1,712 |
| Net interest income | $9,084,000 | 1,981 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $403,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $105,000 | 7,389 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $298,000 | 4,091 |
| Total noninterest expense | $4,785,000 | 2,855 |
| Salaries and employee benefits | $2,116,000 | 3,163 |
| Premises and equipment expense | $548,000 | 3,500 |
| Additional noninterest expense | $2,121,000 | 2,325 |
| Pre-tax net operating income | $4,702,000 | 1,548 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,628,000 | 1,482 |
| Income before extraordinary items | $3,074,000 | 1,623 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,074,000 | 1,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $12,101,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 562 |
| Net operating income | $3,074,000 | 1,586 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,076,000 | 1,873 |
| Total interest expense | $8,983,000 | 1,767 |
| Net interest income | $9,093,000 | 1,976 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $354,000 | 6,436 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $101,000 | 7,760 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $253,000 | 4,446 |
| Total noninterest expense | $3,628,000 | 3,619 |
| Salaries and employee benefits | $1,957,000 | 3,371 |
| Premises and equipment expense | $547,000 | 3,477 |
| Additional noninterest expense | $1,124,000 | 3,959 |
| Pre-tax net operating income | $5,819,000 | 1,308 |
| Securities gains (losses) | $-254,000 | 11,721 |
| Applicable income taxes | $1,905,000 | 1,326 |
| Income before extraordinary items | $3,660,000 | 1,422 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,660,000 | 1,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $2,412,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $267,000 | 449 |
| Net operating income | $3,827,640 | 1,340 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,901,000 | 1,828 |
| Total interest expense | $7,585,000 | 1,657 |
| Net interest income | $9,316,000 | 1,946 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $371,000 | 6,429 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $95,000 | 8,225 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $276,000 | 4,334 |
| Total noninterest expense | $6,054,000 | 2,321 |
| Salaries and employee benefits | $4,505,000 | 1,492 |
| Premises and equipment expense | $592,000 | 3,312 |
| Additional noninterest expense | $957,000 | 4,894 |
| Pre-tax net operating income | $3,633,000 | 1,963 |
| Securities gains (losses) | $-65,000 | 11,238 |
| Applicable income taxes | $1,169,000 | 1,927 |
| Income before extraordinary items | $2,399,000 | 2,035 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,399,000 | 2,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $1,298,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $35,661,000 | 32 |
| Net operating income | $2,442,550 | 2,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,847,000 | 1,858 |
| Total interest expense | $8,918,000 | 1,496 |
| Net interest income | $7,929,000 | 2,270 |
| Provision for loan and lease losses | $500,000 | 2,086 |
| Total noninterest income | $348,000 | 7,047 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $88,000 | 8,760 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $260,000 | 4,898 |
| Total noninterest expense | $2,797,000 | 4,799 |
| Salaries and employee benefits | $1,294,000 | 4,905 |
| Premises and equipment expense | $618,000 | 3,235 |
| Additional noninterest expense | $885,000 | 5,450 |
| Pre-tax net operating income | $4,980,000 | 1,405 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,844,000 | 1,299 |
| Income before extraordinary items | $3,136,000 | 1,620 |
| Extraordinary gains, net | $-470,000 | 13,163 |
| Net income | $2,666,000 | 1,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,136,000 | 1,532 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,146,000 | 2,066 |
| Total interest expense | $10,229,000 | 1,685 |
| Net interest income | $6,917,000 | 2,627 |
| Provision for loan and lease losses | $64,000 | 8,436 |
| Total noninterest income | $621,000 | 4,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $621,000 | 2,762 |
| Total noninterest expense | $2,596,000 | 5,136 |
| Salaries and employee benefits | $1,184,000 | 5,229 |
| Premises and equipment expense | $522,000 | 3,823 |
| Additional noninterest expense | $890,000 | 5,579 |
| Pre-tax net operating income | $4,877,000 | 1,301 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,607,000 | 1,369 |
| Income before extraordinary items | $3,270,000 | 1,417 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,270,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,270,000 | 1,307 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.