Home > First Savings Bank of Little Falls, FSB > Income and Expense
First Savings Bank of Little Falls, FSB, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,035,000 | 2,506 |
| Total interest expense | $8,581,000 | 1,780 |
| Net interest income | $4,454,000 | 3,761 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $204,000 | 7,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $204,000 | 4,908 |
| Total noninterest expense | $3,129,000 | 3,971 |
| Salaries and employee benefits | $1,616,000 | 4,007 |
| Premises and equipment expense | $812,000 | 2,419 |
| Additional noninterest expense | $701,000 | 5,159 |
| Pre-tax net operating income | $1,429,000 | 4,340 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $547,000 | 3,626 |
| Income before extraordinary items | $882,000 | 4,900 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $882,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,851 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $882,000 | 4,804 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,674,000 | 2,591 |
| Total interest expense | $8,138,000 | 1,900 |
| Net interest income | $4,536,000 | 3,802 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $111,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $111,000 | 6,492 |
| Total noninterest expense | $3,319,000 | 3,779 |
| Salaries and employee benefits | $1,662,000 | 3,904 |
| Premises and equipment expense | $791,000 | 2,449 |
| Additional noninterest expense | $866,000 | 4,456 |
| Pre-tax net operating income | $1,228,000 | 5,164 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $436,000 | 4,626 |
| Income before extraordinary items | $800,000 | 5,465 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $800,000 | 5,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $794,800 | 5,430 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,419,000 | 2,896 |
| Total interest expense | $7,220,000 | 2,162 |
| Net interest income | $4,199,000 | 4,147 |
| Provision for loan and lease losses | $192,000 | 3,515 |
| Total noninterest income | $147,000 | 9,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $147,000 | 6,025 |
| Total noninterest expense | $4,331,000 | 3,116 |
| Salaries and employee benefits | $1,570,000 | 4,142 |
| Premises and equipment expense | $788,000 | 2,492 |
| Additional noninterest expense | $1,973,000 | 2,493 |
| Pre-tax net operating income | $-177,000 | 11,048 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $-61,000 | 11,101 |
| Income before extraordinary items | $-112,000 | 11,019 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-112,000 | 11,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-114,600 | 10,978 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,080,000 | 3,264 |
| Total interest expense | $6,259,000 | 2,452 |
| Net interest income | $3,821,000 | 4,482 |
| Provision for loan and lease losses | $-41,000 | 11,566 |
| Total noninterest income | $198,000 | 8,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $198,000 | 5,162 |
| Total noninterest expense | $3,321,000 | 3,934 |
| Salaries and employee benefits | $1,644,000 | 3,947 |
| Premises and equipment expense | $781,000 | 2,539 |
| Additional noninterest expense | $896,000 | 4,787 |
| Pre-tax net operating income | $739,000 | 7,120 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $256,000 | 6,556 |
| Income before extraordinary items | $478,000 | 7,417 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $478,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,556 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $481,250 | 7,358 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,606,000 | 3,479 |
| Total interest expense | $4,719,000 | 2,597 |
| Net interest income | $3,887,000 | 4,501 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $30,000 | 12,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $3,149,000 | 4,234 |
| Salaries and employee benefits | $1,482,000 | 4,321 |
| Premises and equipment expense | $789,000 | 2,557 |
| Additional noninterest expense | $878,000 | 5,292 |
| Pre-tax net operating income | $753,000 | 7,115 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $248,000 | 6,570 |
| Income before extraordinary items | $505,000 | 7,268 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $505,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-142,000 | 12,519 |
| Net operating income | $505,000 | 7,305 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,015,000 | 3,408 |
| Total interest expense | $5,122,000 | 2,520 |
| Net interest income | $3,893,000 | 4,519 |
| Provision for loan and lease losses | $-231,000 | 13,069 |
| Total noninterest income | $993,000 | 3,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $993,000 | 2,042 |
| Total noninterest expense | $2,963,000 | 4,566 |
| Salaries and employee benefits | $1,141,000 | 5,471 |
| Premises and equipment expense | $747,000 | 2,716 |
| Additional noninterest expense | $1,075,000 | 4,628 |
| Pre-tax net operating income | $2,154,000 | 3,077 |
| Securities gains (losses) | $324,000 | 1,233 |
| Applicable income taxes | $-23,000 | 12,832 |
| Income before extraordinary items | $2,501,000 | 2,003 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,501,000 | 2,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,602 |
| Cash dividends | $43,000 | 8,150 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,209 |
| Net operating income | $2,177,000 | 2,159 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,408,000 | 3,357 |
| Total interest expense | $6,910,000 | 2,435 |
| Net interest income | $3,498,000 | 5,009 |
| Provision for loan and lease losses | $114,000 | 6,935 |
| Total noninterest income | $-49,000 | 13,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $-49,000 | 13,939 |
| Total noninterest expense | $3,178,000 | 4,283 |
| Salaries and employee benefits | $1,569,000 | 4,055 |
| Premises and equipment expense | $611,000 | 3,299 |
| Additional noninterest expense | $998,000 | 5,059 |
| Pre-tax net operating income | $157,000 | 11,454 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-1,066,000 | 13,829 |
| Income before extraordinary items | $1,223,000 | 3,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,223,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 2,363 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $4,110,000 | 195 |
| Net operating income | $1,223,000 | 3,468 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.