Home > First Savings Bank, Inc., SSB > Income and Expense
First Savings Bank, Inc., SSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,924,000 | 2,389 |
| Total interest expense | $7,022,000 | 1,855 |
| Net interest income | $5,902,000 | 3,074 |
| Provision for loan and lease losses | $2,170,000 | 766 |
| Total noninterest income | $1,714,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $489,000 | 2,859 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,225,000 | 1,787 |
| Total noninterest expense | $5,792,000 | 2,468 |
| Salaries and employee benefits | $2,459,000 | 2,686 |
| Premises and equipment expense | $454,000 | 4,228 |
| Additional noninterest expense | $2,879,000 | 1,976 |
| Pre-tax net operating income | $-346,000 | 12,790 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,194,000 | 1,933 |
| Income before extraordinary items | $-1,540,000 | 13,059 |
| Extraordinary gains, net | $380,000 | 583 |
| Net income | $-1,160,000 | 13,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,880 |
| Cash dividends | $349,000 | 4,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,540,000 | 13,026 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,278,000 | 2,455 |
| Total interest expense | $7,403,000 | 2,291 |
| Net interest income | $6,875,000 | 2,642 |
| Provision for loan and lease losses | $356,000 | 3,738 |
| Total noninterest income | $1,129,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $459,000 | 3,039 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $670,000 | 2,620 |
| Total noninterest expense | $4,652,000 | 3,070 |
| Salaries and employee benefits | $1,796,000 | 3,565 |
| Premises and equipment expense | $432,000 | 4,510 |
| Additional noninterest expense | $2,424,000 | 2,383 |
| Pre-tax net operating income | $2,996,000 | 2,081 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,299,000 | 1,626 |
| Income before extraordinary items | $1,697,000 | 2,714 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,697,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 3,103 |
| Cash dividends | $630,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,697,000 | 2,512 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.