Home > First Savings Bank > Net charge- offs to loans
First Savings Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0115% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3018% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1269% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1269% | 2,110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0396% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0163% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4496% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1481% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1481% | 1,866 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1441% | 4,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 3,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 4,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 4,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2025% | 4,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 4,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7470% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0458% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0458% | 2,320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7689% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0629% | 2,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0629% | 2,037 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3418% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0592% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0592% | 1,866 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8357% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1303% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1303% | 1,388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.1674% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0483% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0262% | 3,286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0220% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 3,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0376% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 0.2309% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0617% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0370% | 3,381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 3,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 1,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 0.3474% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 4,011 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0596% | 3,476 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 3,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 3,330 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0535% | 3,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0535% | 3,816 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 3,881 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0346% | 3,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0346% | 3,748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 1,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 1.0783% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1139% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0514% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2132% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1134% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1134% | 2,314 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1231% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,895 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 3,315 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3237% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0640% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0640% | 2,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1035% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0454% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 4,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 4,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5635% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1200% | 2,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1200% | 2,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2144% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0933% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 4,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0970% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3116% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3116% | 1,487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1348% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0643% | 3,662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0909% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0978% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0978% | 2,790 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1000% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1995% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,947 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 3,448 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1324% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0080% | 4,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0080% | 4,396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1534% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3076% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1744% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0237% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0237% | 2,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 4,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0243% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 4,168 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0495% | 4,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0495% | 4,648 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 2,890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 4,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0327% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 4,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 4,240 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0593% | 4,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0593% | 4,628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 2,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0767% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2647% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0456% | 4,388 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0914% | 4,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0914% | 4,667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1160% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1635% | 4,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1635% | 4,814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 2,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0221% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0500% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4305% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0692% | 5,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0576% | 4,918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 2,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0576% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5800% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0320% | 4,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0320% | 4,781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 2,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0450% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0664% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1093% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0249% | 3,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0249% | 2,873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 1,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1795% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2366% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2618% | 1,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2618% | 1,759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 3,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 2,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 1,637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0474% | 4,091 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 4,395 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3433% | 5,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2717% | 5,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6920% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 2,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 1,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0855% | 1,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0643% | 4,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0382% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4219% | 5,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3261% | 5,495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7690% | 469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 1,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0914% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0979% | 4,254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1127% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0645% | 1,431 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5444% | 5,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4012% | 5,537 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5872% | 474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 2,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6275% | 5,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3423% | 5,446 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3946% | 458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0999% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 2,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0248% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1077% | 1,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0416% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1146% | 1,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5121% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1489% | 2,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2030% | 2,518 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8876% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 1,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0336% | 1,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1685% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 4,123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1868% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6887% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1071% | 2,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1785% | 2,394 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9670% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1551% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1318% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2710% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 4,179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2999% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3957% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1873% | 5,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0803% | 5,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0455% | 344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1307% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1251% | 1,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2577% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0215% | 4,285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2862% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9914% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 2,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0993% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1597% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 2,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0440% | 1,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 2,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0019% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1360% | 3,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1855% | 2,775 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4383% | 654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2050% | 1,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1387% | 1,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2185% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 1,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0744% | 896 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1286% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3152% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0645% | 3,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0969% | 2,994 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3196% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2703% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1746% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2167% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1973% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5097% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1668% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8914% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0238% | 3,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0713% | 2,880 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1625% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1991% | 1,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2142% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4392% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1290% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0384% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 1,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1404% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1872% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1674% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2126% | 2,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 4,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2054% | 6,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1145% | 2,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1316% | 1,179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1128% | 2,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1782% | 365 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1457% | 6,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0583% | 5,726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4484% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3295% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0547% | 3,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 2,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0937% | 1,116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0967% | 2,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2558% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0625% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0250% | 3,637 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3904% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4510% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 3,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0643% | 2,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0750% | 996 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 2,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2193% | 165 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1448% | 5,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0724% | 5,557 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3575% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2963% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 2,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 2,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1706% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 2,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8499% | 250 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2451% | 6,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1751% | 5,805 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2250% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3278% | 3,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2979% | 2,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6310% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3399% | 617 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1868% | 3,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2936% | 1,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1764% | 2,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5369% | 2,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2283% | 3,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2690% | 2,969 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0128% | 544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3630% | 2,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3745% | 2,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8807% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4523% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1948% | 2,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4062% | 1,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1747% | 2,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1336% | 2,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3560% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3991% | 2,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0128% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2126% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1928% | 2,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4765% | 1,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 3,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2211% | 1,095 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1119% | 2,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1930% | 2,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4511% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4833% | 1,923 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0236% | 456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 3,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 3,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0720% | 1,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 2,926 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0263% | 5,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 2,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4080% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4394% | 1,775 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5523% | 311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1218% | 5,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1161% | 4,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0842% | 2,804 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2727% | 7,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2765% | 3,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4662% | 1,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2580% | 3,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3554% | 6,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2811% | 1,329 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4587% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1225% | 1,301 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 4,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1406% | 3,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.1088% | 2,506 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2357% | 7,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2931% | 2,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5066% | 1,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2719% | 2,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4813% | 6,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0845% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0746% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8866% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 5,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.1530% | 2,154 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4488% | 7,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2503% | 2,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7438% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2003% | 2,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7710% | 6,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9760% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7229% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7062% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 4,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 3,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.2670% | 1,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 1,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 3,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0562% | 6,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8384% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1762% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3960% | 1,996 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4351% | 3,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1647% | 4,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0635% | 3,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 3,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2396% | 3,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0343% | 5,503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2661% | 3,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3039% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6572% | 2,939 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1257% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4895% | 3,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1196% | 4,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0481% | 3,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1741% | 3,293 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0459% | 5,558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1950% | 3,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7130% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4688% | 3,244 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5345% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6379% | 2,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1133% | 4,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0774% | 2,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1592% | 3,018 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0683% | 5,578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1806% | 2,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6534% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6617% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8980% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2115% | 2,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3130% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3421% | 1,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.3796% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3990% | 2,850 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5178% | 1,486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3659% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3900% | 3,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 3,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5441% | 1,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5941% | 1,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1560% | 4,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2051% | 5,199 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1194% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4025% | 3,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4285% | 2,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5906% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6444% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0447% | 4,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3190% | 4,396 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8389% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1965% | 4,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2272% | 3,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3015% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3289% | 1,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1095% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4867% | 7,756 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8768% | 889 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0769% | 7,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 3,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 2,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 2,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7970% | 8,017 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4115% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6678% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6224% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6089% | 8,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8929% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9687% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3729% | 3,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0512% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4675% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8606% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8009% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8537% | 8,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1475% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2432% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6943% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3497% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4337% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1520% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1965% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3360% | 8,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7118% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8530% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9070% | 1,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6169% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2724% | 1,734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0589% | 236 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2554% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.5993% | 8,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2635% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5292% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2298% | 1,272 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4260% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2610% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2482% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3448% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2719% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2930% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8696% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4253% | 776 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2632% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2808% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4593% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2965% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3192% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3207% | 3,461 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3855% | 1,877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3120% | 1,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3526% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6842% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3553% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3822% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0238% | 4,613 |
| Percentage Net Loans Charged-off: Credit card loans | -3.5105% | 1,946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3107% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3853% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5228% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5608% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5646% | 7,985 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2943% | 1,798 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4489% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3973% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5372% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5680% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 7,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8046% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4818% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5181% | 590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4745% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6408% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6755% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 7,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8022% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1824% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3386% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2965% | 365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3975% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4183% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0374% | 2,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3066% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6559% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 3,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0362% | 6,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2810% | 2,812 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9059% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2056% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0724% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0456% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0865% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9538% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6459% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5715% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7301% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2285% | 1,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0966% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0619% | 365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1149% | 1,127 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6410% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9044% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3860% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6494% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2649% | 1,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1451% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0973% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1712% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9975% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8020% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3435% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4551% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2399% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1111% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.1772% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1163% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7621% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2687% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0057% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1660% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1433% | 3,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 7,881 |
| Percentage Net Loans Charged-off:Construction & development | -0.0347% | 7,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5634% | 1,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4937% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3587% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 8,279 |
| Percentage Net Loans Charged-off:Construction & development | -0.2067% | 7,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0871% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5491% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8891% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1819% | 2,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2755% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5212% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5298% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1150% | 2,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3563% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6546% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 4,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9702% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9937% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 4,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9081% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6091% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 3,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0142% | 2,033 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9377% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 3,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8135% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5157% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 6,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5130% | 4,252 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9253% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 5,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6126% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7712% | 3,001 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5570% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 4,665 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 6,651 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 6,036 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0595% | 6,446 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 6,974 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 7,138 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3680% | 2,481 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 8,024 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4807% | 4,393 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |