First Savings and Loan Association of South Holland, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$14,867,0002,355
Total interest expense$8,460,0002,035
Net interest income$6,407,0002,775
Provision for loan and lease losses$08,337
Total noninterest income$934,0003,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-91,0004,512
Additional Noninterest Income$1,025,0001,825
Total noninterest expense$4,242,0003,175
Salaries and employee benefits$2,365,0002,975
Premises and equipment expense$830,0002,493
Additional noninterest expense$1,047,0003,850
Pre-tax net operating income$3,099,0002,332
Securities gains (losses)$-4,0007,844
Applicable income taxes$1,048,0002,042
Income before extraordinary items$2,047,0002,511
Extraordinary gains, net$038
Net income$2,047,0002,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$3,000,000949
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,049,6402,507
1999-12-31 (YTD Data)Rank
Total interest income$15,505,0002,101
Total interest expense$8,765,0001,701
Net interest income$6,740,0002,600
Provision for loan and lease losses$75,0005,766
Total noninterest income$1,053,0002,975
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$98,000120
Additional Noninterest Income$955,0001,936
Total noninterest expense$4,545,0002,962
Salaries and employee benefits$2,402,0002,913
Premises and equipment expense$1,047,0001,957
Additional noninterest expense$1,096,0003,720
Pre-tax net operating income$3,173,0002,290
Securities gains (losses)$-57,0009,820
Applicable income taxes$948,0002,303
Income before extraordinary items$2,168,0002,405
Extraordinary gains, net$035
Net income$2,168,0002,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,097
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,207,9002,329
1998-12-31 (YTD Data)Rank
Total interest income$16,165,0002,011
Total interest expense$9,449,0001,631
Net interest income$6,716,0002,528
Provision for loan and lease losses$210,0003,403
Total noninterest income$793,0003,647
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-277,0004,443
Additional Noninterest Income$1,070,0001,767
Total noninterest expense$4,174,0003,108
Salaries and employee benefits$2,329,0002,907
Premises and equipment expense$892,0002,173
Additional noninterest expense$953,0004,119
Pre-tax net operating income$3,125,0002,280
Securities gains (losses)$-26,00010,319
Applicable income taxes$1,131,0002,091
Income before extraordinary items$1,968,0002,586
Extraordinary gains, net$032
Net income$1,968,0002,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$1,500,0001,647
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,984,6402,499
1997-12-31 (YTD Data)Rank
Total interest income$16,878,0001,952
Total interest expense$9,623,0001,609
Net interest income$7,255,0002,398
Provision for loan and lease losses$160,0003,978
Total noninterest income$1,000,0003,040
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,000,0001,739
Total noninterest expense$4,181,0003,049
Salaries and employee benefits$2,507,0002,635
Premises and equipment expense$941,0002,091
Additional noninterest expense$733,0005,043
Pre-tax net operating income$3,914,0001,919
Securities gains (losses)$17,0002,006
Applicable income taxes$1,473,0001,738
Income before extraordinary items$2,458,0002,143
Extraordinary gains, net$044
Net income$2,458,0002,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$639,0001,098
Cash dividends$1,200,0001,883
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,447,1202,100
1996-12-31 (YTD Data)Rank
Total interest income$16,377,0002,063
Total interest expense$9,750,0001,632
Net interest income$6,627,0002,667
Provision for loan and lease losses$09,041
Total noninterest income$2,547,0001,526
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$9,000240
Additional Noninterest Income$2,538,000988
Total noninterest expense$6,460,0002,133
Salaries and employee benefits$2,914,0002,279
Premises and equipment expense$1,504,0001,360
Additional noninterest expense$2,042,0002,406
Pre-tax net operating income$2,714,0002,576
Securities gains (losses)$-280,00011,334
Applicable income taxes$830,0002,758
Income before extraordinary items$1,604,0003,001
Extraordinary gains, net$053
Net income$1,604,0003,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,930
Cash dividends$4,613,000709
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,788,8002,669
1995-12-31 (YTD Data)Rank
Total interest income$17,077,0001,971
Total interest expense$9,852,0001,611
Net interest income$7,225,0002,486
Provision for loan and lease losses$-48,00011,574
Total noninterest income$853,0003,507
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-315,0004,832
Additional Noninterest Income$1,168,0001,629
Total noninterest expense$4,330,0003,093
Salaries and employee benefits$2,395,0002,791
Premises and equipment expense$1,046,0001,952
Additional noninterest expense$889,0004,814
Pre-tax net operating income$3,796,0001,944
Securities gains (losses)$-533,00011,814
Applicable income taxes$1,027,0002,321
Income before extraordinary items$2,236,0002,253
Extraordinary gains, net$065
Net income$2,236,0002,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,779
Cash dividends$2,099,0001,190
Sale, conversion, retirement of capital stock, netNANA
Net operating income$2,603,7701,906
1994-12-31 (YTD Data)Rank
Total interest income$16,707,0001,842
Total interest expense$8,201,0001,558
Net interest income$8,506,0002,116
Provision for loan and lease losses$09,146
Total noninterest income$1,420,0002,407
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$324,000161
Additional Noninterest Income$1,096,0001,737
Total noninterest expense$4,794,0002,875
Salaries and employee benefits$2,797,0002,394
Premises and equipment expense$1,048,0001,941
Additional noninterest expense$949,0004,928
Pre-tax net operating income$5,132,0001,440
Securities gains (losses)$-177,00011,893
Applicable income taxes$1,738,0001,352
Income before extraordinary items$3,217,0001,533
Extraordinary gains, net$0249
Net income$3,217,0001,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$340,0004,156
Sale, conversion, retirement of capital stock, net$4,296,000196
Net operating income$3,332,0501,501
1993-12-31 (YTD Data)Rank
Total interest income$17,060,0001,833
Total interest expense$8,210,0001,614
Net interest income$8,850,0002,043
Provision for loan and lease losses$1,500,0001,002
Total noninterest income$1,517,0002,432
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$140,000244
Additional Noninterest Income$1,377,0001,651
Total noninterest expense$4,829,0002,948
Salaries and employee benefits$2,869,0002,329
Premises and equipment expense$1,228,0001,706
Additional noninterest expense$732,0006,351
Pre-tax net operating income$4,038,0001,709
Securities gains (losses)$604,000791
Applicable income taxes$1,844,0001,299
Income before extraordinary items$2,798,0001,790
Extraordinary gains, net$03,149
Net income$2,798,0001,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$381,0003,802
Sale, conversion, retirement of capital stock, net$25,0001,055
Net operating income$2,411,4401,943
1992-12-31 (YTD Data)Rank
Total interest income$18,513,0001,923
Total interest expense$11,150,0001,568
Net interest income$7,363,0002,463
Provision for loan and lease losses$550,0002,794
Total noninterest income$1,344,0002,606
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,344,0001,629
Total noninterest expense$4,375,0003,242
Salaries and employee benefits$2,719,0002,379
Premises and equipment expense$1,119,0001,891
Additional noninterest expense$537,0008,122
Pre-tax net operating income$3,782,0001,646
Securities gains (losses)$944,000681
Applicable income taxes$1,855,0001,196
Income before extraordinary items$2,871,0001,610
Extraordinary gains, net$01,422
Net income$2,871,0001,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$254,0004,424
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,266,8401,854

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.