Home > First Savings and Loan Association of South Dakota, Inc. > Income and Expense
First Savings and Loan Association of South Dakota, Inc., Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 9,961 |
| Total interest expense | $575,000 | 9,905 |
| Net interest income | $698,000 | 9,951 |
| Provision for loan and lease losses | $-25,000 | 10,653 |
| Total noninterest income | $115,000 | 9,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $115,000 | 6,392 |
| Total noninterest expense | $632,000 | 9,617 |
| Salaries and employee benefits | $319,000 | 9,816 |
| Premises and equipment expense | $141,000 | 8,004 |
| Additional noninterest expense | $172,000 | 9,757 |
| Pre-tax net operating income | $206,000 | 9,542 |
| Securities gains (losses) | $141,000 | 840 |
| Applicable income taxes | $150,000 | 7,611 |
| Income before extraordinary items | $197,000 | 9,183 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $197,000 | 9,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,389 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $106,760 | 9,879 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 10,513 |
| Total interest expense | $526,000 | 10,510 |
| Net interest income | $679,000 | 10,447 |
| Provision for loan and lease losses | $-52,000 | 11,209 |
| Total noninterest income | $97,000 | 9,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $710,000 | 9,777 |
| Salaries and employee benefits | $296,000 | 10,380 |
| Premises and equipment expense | $139,000 | 8,316 |
| Additional noninterest expense | $275,000 | 9,140 |
| Pre-tax net operating income | $118,000 | 10,276 |
| Securities gains (losses) | $140,000 | 820 |
| Applicable income taxes | $42,000 | 9,829 |
| Income before extraordinary items | $216,000 | 9,151 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $216,000 | 9,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 10,855 |
| Cash dividends | $77,000 | 7,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $98,400 | 10,188 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 11,118 |
| Total interest expense | $504,000 | 11,001 |
| Net interest income | $593,000 | 11,148 |
| Provision for loan and lease losses | $-50,000 | 11,576 |
| Total noninterest income | $81,000 | 10,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $81,000 | 7,917 |
| Total noninterest expense | $539,000 | 10,846 |
| Salaries and employee benefits | $249,000 | 11,159 |
| Premises and equipment expense | $121,000 | 9,014 |
| Additional noninterest expense | $169,000 | 10,825 |
| Pre-tax net operating income | $185,000 | 10,552 |
| Securities gains (losses) | $107,000 | 924 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $199,000 | 9,942 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $199,000 | 9,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 11,404 |
| Cash dividends | $62,000 | 7,534 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $126,240 | 10,667 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $925,000 | 11,841 |
| Total interest expense | $381,000 | 11,684 |
| Net interest income | $544,000 | 11,875 |
| Provision for loan and lease losses | $-56,000 | 12,027 |
| Total noninterest income | $165,000 | 9,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $165,000 | 5,902 |
| Total noninterest expense | $535,000 | 11,430 |
| Salaries and employee benefits | $260,000 | 11,577 |
| Premises and equipment expense | $123,000 | 9,301 |
| Additional noninterest expense | $152,000 | 11,766 |
| Pre-tax net operating income | $230,000 | 10,657 |
| Securities gains (losses) | $50,000 | 1,155 |
| Applicable income taxes | $35,000 | 10,807 |
| Income before extraordinary items | $245,000 | 9,752 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $245,000 | 9,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 11,894 |
| Cash dividends | $93,000 | 7,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $201,500 | 10,314 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 12,572 |
| Total interest expense | $390,000 | 12,273 |
| Net interest income | $467,000 | 12,646 |
| Provision for loan and lease losses | $-50,000 | 12,736 |
| Total noninterest income | $291,000 | 7,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $291,000 | 4,551 |
| Total noninterest expense | $509,000 | 12,123 |
| Salaries and employee benefits | $237,000 | 12,305 |
| Premises and equipment expense | $111,000 | 10,087 |
| Additional noninterest expense | $161,000 | 12,267 |
| Pre-tax net operating income | $299,000 | 10,253 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $303,000 | 9,453 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $303,000 | 9,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 12,596 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $299,000 | 9,227 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $851,000 | 13,270 |
| Total interest expense | $457,000 | 12,936 |
| Net interest income | $394,000 | 13,402 |
| Provision for loan and lease losses | $-50,000 | 13,611 |
| Total noninterest income | $237,000 | 8,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $237,000 | 5,143 |
| Total noninterest expense | $452,000 | 12,890 |
| Salaries and employee benefits | $201,000 | 13,150 |
| Premises and equipment expense | $105,000 | 10,550 |
| Additional noninterest expense | $146,000 | 13,009 |
| Pre-tax net operating income | $229,000 | 10,801 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $229,000 | 10,191 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $229,000 | 10,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 13,414 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $229,000 | 9,834 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.